{"id":2498,"date":"2025-05-10T16:05:53","date_gmt":"2025-05-10T08:05:53","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2498"},"modified":"2025-05-10T16:05:53","modified_gmt":"2025-05-10T08:05:53","slug":"%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/","title":{"rendered":"What are the major payment channels in India?2025 Latest Summary"},"content":{"rendered":"

\"What<\/p>\n

Below is an updated summary of the leading payment channels in India in 2025, covering traditional and emerging payment methods, collated with regulatory changes and market trends:<\/p>\n

\n

I. Bank cards and credit card networks<\/strong><\/h3>\n
    \n
  1. \n

    RuPay<\/strong><\/p>\n

      \n
    • India's indigenous card network (under NPCI), with a market share of over 60%, supports UPI linkage.<\/li>\n
    • What's new in 2025: Launch of 'RuPay Prime' premium card with integrated credit facility.<\/li>\n<\/ul>\n<\/li>\n
    • \n

      Visa\/Mastercard<\/strong><\/p>\n

        \n
      • International cards dominate high-end spending, subject to RBI data localisation regulations.<\/li>\n
      • challenge<\/em>: High processing fees have led some merchants to turn to UPI.<\/li>\n<\/ul>\n<\/li>\n
      • \n

        American Express\/JCB<\/strong><\/p>\n

          \n
        • It is mainly used in travelling and business scenarios, with a small user base but stable growth.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
          \n

          II. UPI ecosystem (dominance)<\/strong><\/h3>\n
            \n
          1. \n

            infrastructure<\/strong><\/p>\n

              \n
            • NPCI operates a real-time payment system that surpassed 1.5 billion transactions per day in 2025.<\/li>\n<\/ul>\n<\/li>\n
            • \n

              Major players<\/strong>::<\/p>\n

                \n
              • PhonePe<\/strong>(Walmart stake): market share 35%, new cross-border money transfer feature.<\/li>\n
              • Google Pay<\/strong>: Integration of credit service 'Google Pay Later'.<\/li>\n
              • PayTM<\/em>: Focus on merchant solutions after transforming into a banking service provider.<\/li>\n<\/ul>\n<\/li>\n
              • \n

                Innovative features<\/em>::
                \n- UPI Lite X: Offline micropayments (<\u20b95000) without PIN;
                \n- UPI123Pay: IVR voice payment coverage for older users.<\/p>\n<\/li>\n<\/ol>\n

                \n

                III. Digital wallets and buy now pay later (BNPL)<\/strong><\/h3>\n
                  \n
                1. \n

                  MobiKwik\/ZestMoney<\/strong>:
                  \nOffers a credit line + e-gold investment portfolio programme.<\/p>\n<\/li>\n

                2. \n

                  emerging player<\/em>:
                  \nAmazon's 'Amazon Pay Later' expands through NBFC partnership; Flipkart's 'Super.Money' focuses on interest-free instalments.<\/p>\n<\/li>\n<\/ol>\n

                  \n

                  IV. Direct bank connection programme<\/strong><\/em><\/h3>\n
                    \n
                  • The \"e-NACH\" auto-debit protocol is popularised in the subscription economy.<\/li>\n
                  • 'Aadhaar Enabled Payment System (AEPS)' biometric cash withdrawals in rural areas still critical.<\/li>\n<\/ul>\n
                    \n

                    V. Cross-border and B2B-specific<\/strong><\/em><\/h3>\n
                      \n
                    1. Accelerated on-chain FX settlement for RippleNet-partnered banks.
                      \n2.India Stack<\/em>OCEN (Open Credit Network) empowers SMEs with API lending.<\/li>\n<\/ol>\n
                      \n

                      \u2705 Key Trend Watch:<\/h2>\n\n\n\n\n\n\n\n
                      realm<\/th>\n2025 Development<\/th>\n<\/tr>\n<\/thead>\n
                      supervisory<\/td>\nRBI pushes for Tokenisation to reduce data breach risk<\/td>\n<\/tr>\n
                      skill<\/td>\nCBDC pilot extended to retail end (digital rupees)<\/td>\n<\/tr>\n
                      competitive landscape<\/td>\nJio Financial Services enters payments war<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                      Enterprises are advised to prioritise and assess: (a) rural coverage; (b) compliance costs; and (c) support for embedded finance (e.g. insurance\/wealth management) when choosing a channel. Further details can be communicated if industry-specific solutions are required.<\/p>\n

                      Here's an in-depth extended analysis of India's payments ecosystem, covering emerging tracks, regulatory grey areas and enterprise-level solution recommendations:<\/p>\n

                      \n

                      VI. Neglected Segmentation Tracks (2025 Explosion Point)<\/strong><\/h3>\n

                      1. Voice payments and the senior economy<\/strong><\/h4>\n
                        \n
                      • NPCI's UPI123Pay<\/strong>Already supports 8 dialects, joins hands with Reliance Jio to launch 'Voiceprint Authentication' feature<\/li>\n
                      • case (law)<\/em>: Tata Group's 'Tata Neu' in-app voice ordering of milk adds 3 million senior citizens monthly<\/li>\n<\/ul>\n

                        2. In-vehicle payment system<\/strong><\/h4>\n
                          \n
                        • Mahindra Electric Vehicles pre-installed with 'AutoPay': automatic deduction of petrol\/charging fees (co-branded Visa card + GPS triggered)<\/li>\n
                        • numbers<\/em>: Telematics payments expected to be \u20b9120 billion by 2025<\/li>\n<\/ul>\n

                          3. Metaverse Payment Gateway<\/strong><\/h4>\n
                            \n
                          • WazirX Exchange Launches 'MetaRupee': Supports Settlement of In-Game NFT Transactions (RBI Sandbox Licence Required)<\/li>\n<\/ul>\n
                            \n

                            VII. High-risk, high-return areas<\/strong><\/h3>\n\n\n\n\n\n\n\n
                            typology<\/th>\nchances<\/th>\nRisk Warning<\/th>\n<\/tr>\n<\/thead>\n
                            Cross-border social e-commerce payments<\/strong><\/td>\nShopify India sellers access UPI to collect USD through Stripe<\/td>\nRBI tightens scrutiny on small remittances 'disguised as trade'<\/td>\n<\/tr>\n
                            Cryptocurrency OTC Channel<\/strong><\/td>\nPaxos trials stablecoin INR\u24e2 settlement with ICICI Bank<\/td>\nPMLA amendment calls for KYC coverage to Rs 10 lakh+ transactions<\/td>\n<\/tr>\n
                            Religious Endowment Science and Technology<\/strong><\/td>\nPayTM Temple Daan functions with annual water flow of \u20b9900 crore (GST in dispute)<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                            \n

                            VIII. Enterprise-level decision-making traps<\/strong><\/em>(based on litigation cases 2024-25)<\/h3>\n
                              \n
                            1. \u274c 'Zero cost EMI' hidden cost: several BNPL platforms fined by consumer court for not disclosing effective interest rates<\/li>\n
                            2. \u274c Aadhaar biometric misuse: a healthcare app ordered to pay Rs 2 crore in damages for sneaking accounts with AEPS<\/li>\n<\/ol>\n
                              \n

                              IX. New players at the infrastructure level<\/strong><\/em><\/h3>\n
                                \n
                              • AWS Payment Cloud<\/strong>: PCI DSS compliance hosting for startups (with anti-fraud AI)<\/li>\n
                              • Jio's O2O closed loop<\/em>: \"JioMart Wallet\" offline sweep cashback 5%, data directly connected to the advertising system<\/li>\n<\/ul>\n
                                \n

                                \ud83d\udd0d Recommendations for next steps:<\/h2>\n

                                1\ufe0f\u20e3 Scenario-based selection matrix<\/strong>::<\/p>\n

                                if target_user == \"Rural housewife\".
                                \r\n   Preferred = AEPS + WhatsApp payment link 
                                \r\nelif use_case == \"SaaS Subscription\"::
                                \r\n   Required = e-NACH + Chargebee Localised Billing
                                \r\n<\/code><\/pre>\n
                                2\ufe0f\u20e3 List of licences that must be applied for<\/strong>:<\/p>\n
                                  \n
                                • PA-CB (Cross Border Aggregator Licence) - Essential for processing remittances from overseas NRIs<\/li>\n
                                • PPI-MTB (Public Transport Purse) - Metro\/Highway Toll Concessionary Rate Eligibility<\/li>\n<\/ul>\n
                                  3\ufe0f\u20e3 Avoidance programmes<\/strong><\/em>:
                                  \nSave 15% margin by using Yes Bank's \"Escrow Proxy Accounts\" instead of direct forex collection.<\/p>\n
                                  Need a specific use case derivation or compliance check framework template? Tell us about your industry and user profile.<\/p>","protected":false},"excerpt":{"rendered":"
                                  Here is an updated summary of the leading payment channels in India in 2025, covering traditional and emerging support...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-2498","post","type-post","status-publish","format-standard","hentry","category-12"],"yoast_head":"\n\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b\" \/>\n<meta property=\"og:description\" content=\"\u4ee5\u4e0b\u662f2025\u5e74\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u7684\u6700\u65b0\u6c47\u603b\uff0c\u6db5\u76d6\u4f20\u7edf\u548c\u65b0\u5174\u652f…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-10T08:05:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts55.mm.bing.net\/th?q=phonepe54\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b\",\"datePublished\":\"2025-05-10T08:05:53+00:00\",\"dateModified\":\"2025-05-10T08:05:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/\"},\"wordCount\":117,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ts55.mm.bing.net\/th?q=phonepe54\",\"articleSection\":[\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/\",\"url\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/\",\"name\":\"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ts55.mm.bing.net\/th?q=phonepe54\",\"datePublished\":\"2025-05-10T08:05:53+00:00\",\"dateModified\":\"2025-05-10T08:05:53+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#primaryimage\",\"url\":\"https:\/\/ts55.mm.bing.net\/th?q=phonepe54\",\"contentUrl\":\"https:\/\/ts55.mm.bing.net\/th?q=phonepe54\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/en\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b\/","og_locale":"en_GB","og_type":"article","og_title":"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b","og_description":"\u4ee5\u4e0b\u662f2025\u5e74\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u7684\u6700\u65b0\u6c47\u603b\uff0c\u6db5\u76d6\u4f20\u7edf\u548c\u65b0\u5174\u652f…","og_url":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-05-10T08:05:53+00:00","og_image":[{"url":"https:\/\/ts55.mm.bing.net\/th?q=phonepe54"}],"author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"Written by":"deekpay","Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b","datePublished":"2025-05-10T08:05:53+00:00","dateModified":"2025-05-10T08:05:53+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/"},"wordCount":117,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"image":{"@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#primaryimage"},"thumbnailUrl":"https:\/\/ts55.mm.bing.net\/th?q=phonepe54","articleSection":["\u5370\u5ea6\u652f\u4ed8\u901a\u9053"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/","url":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/","name":"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#primaryimage"},"image":{"@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#primaryimage"},"thumbnailUrl":"https:\/\/ts55.mm.bing.net\/th?q=phonepe54","datePublished":"2025-05-10T08:05:53+00:00","dateModified":"2025-05-10T08:05:53+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#primaryimage","url":"https:\/\/ts55.mm.bing.net\/th?q=phonepe54","contentUrl":"https:\/\/ts55.mm.bing.net\/th?q=phonepe54"},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/en\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/2498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/comments?post=2498"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/2498\/revisions"}],"predecessor-version":[{"id":2499,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/2498\/revisions\/2499"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/media?parent=2498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/categories?post=2498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/tags?post=2498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}