{"id":2538,"date":"2025-05-11T11:58:43","date_gmt":"2025-05-11T03:58:43","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2538"},"modified":"2025-05-11T11:58:43","modified_gmt":"2025-05-11T03:58:43","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/","title":{"rendered":"Does the Indian payment channel support instalments?"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts68.mm.bing.net\/th?q=phonepe67\" alt=\"Does the Indian payment channel support instalments?\" title=\"Does the Indian payment channel support instalments?\"><\/p>\n<p>Yes, Payment Gateway India supports instalment payments (EMI), but the exact availability depends on several factors. Below is a summary of the key points:<\/p>\n<hr>\n<h3><strong>1. Supported payment methods<\/strong><\/h3>\n<ul>\n<li><strong>Credit\/debit cards<\/strong>: Most banks and card issuers (e.g. HDFC, ICICI, SBI Card) allow conversion of large transactions into instalments (EMI).<\/li>\n<li><strong>BNPL services<\/strong>(buy now, pay later):\n<ul>\n<li><strong>Third party platforms<\/strong>: ZestMoney, LazyPay, Simpl and others offer short-term instalment options.<\/li>\n<li><strong>E-commerce integration<\/strong>: Flipkart Pay Later, Amazon Pay Later and others offer instalment options directly at the time of shopping.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Bank Direct Connect EMI<\/strong>: Some merchants have tied up with banks to display the \"Convert to EMI\" option at the time of checkout.<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. Applicable scenarios<\/strong><\/h3>\n<ul>\n<li><strong>online payment<\/strong>: EMIs are often supported on e-commerce platforms (e.g. Amazon India, Flipkart), travel bookings (MakeMyTrip), education fees, etc.<\/li>\n<li><strong>Offline POS transactions<\/strong>: Some brick-and-mortar shops allow the option of instalments via credit card.<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. Impact factors<\/strong><\/h3>\n<ul>\n<li><em>Merchant Co-operation<\/em> : Access to payment gateways that support instalments (e.g. Razorpay, PayU, BillDesk) is required.<\/li>\n<li><em>User qualification<\/em> : Credit scores, card types and issuer policies can affect eligibility and interest rates.<\/li>\n<li><em>monetary limit<\/em> : Usually a single transaction needs to exceed a certain amount (e.g. \u20b93,000 or more).<\/li>\n<\/ul>\n<hr>\n<h3><strong>4. Cautions<\/strong><\/h3>\n<p>Okay, here are further details and considerations about Payment Channel Instalment (EMI) in India:<\/p>\n<hr>\n<h3><strong>4. Fees and interest rates<\/strong><\/h3>\n<ul>\n<li><strong>Bank\/card issuer EMI<\/strong>::\n<ul>\n<li>Interest rate range: usually<strong>10%-24% Annualised Rate of Interest<\/strong>(Depends on bank and user credit).<\/li>\n<li>Processing Fee: Some banks charge a one-time processing fee (e.g. 1-2% of the transaction amount).<\/li>\n<\/ul>\n<\/li>\n<li><strong>BNPL platform<\/strong>::\n<ul>\n<li><em>interest-free instalment<\/em> : Some platforms offer short-term interest-free periods (e.g. 3 months), but late payment may incur high penalties.<\/li>\n<li><em>dynamic interest rate<\/em> : Users with lower credit scores may face higher interest rates.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>5. EMI conversion process<\/strong><\/h3>\n<ol>\n<li><strong>Select EMI when paying online<\/strong>::\n<ul>\n<li>On the checkout page, the option \"Pay with EMI\" will be displayed and you need to select the period (e.g. 3\/6\/12 months).<\/li>\n<li>The system calculates the monthly repayment amount (including interest) in real time.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Ex post facto conversion of EMI<\/strong>::\n<ul>\n<li><em>Post credit card transaction<\/em> : Some banks allow conversion to EMIs through net banking or app within 48 hours to 30 days of the transaction.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>6. Limitations of BNPL services<\/strong><\/h3>\n<ul>\n<li><em>quota control<\/em> : New users have lower initial limits (e.g., \u20b95,000-\u20b920,000), which are raised with usage history.<\/li>\n<li><em>Repayment Flexibility<\/em> : Some platforms allow early repayment but may charge residual interest or fees.<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. EMI vs. BNPL comparison<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th><strong>characterisation<\/strong><\/th>\n<th><strong>Traditional bank card EMIs<\/strong><\/th>\n<th><strong>BNPL Services (ZestMoney\/LazyPay)<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Speed of approval<\/strong><\/td>\n<td>Instant (relies on existing cards)<\/td>\n<td>Additional registration + credit assessment required<\/td>\n<\/tr>\n<tr>\n<td><em><strong>Applicable Scenarios<\/strong><\/em><\/td>\n<td>Large purchases (home appliances, education)<\/td>\n<td>Small high-frequency (online shopping, takeaways)<\/td>\n<\/tr>\n<tr>\n<td><em><strong>credit impact<\/strong><\/em><\/td>\n<td>Late reporting to Credit Information Bureau (CIBIL)<\/td>\n<td>Some platforms report that it may affect future lending<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>8. Frequently Asked Questions<\/strong><\/h3>\n<h4>Q: \"Can I make an instalment without a credit card?\"<\/h4>\n<p>&#8211;<strong>Can! The following alternatives:<\/strong><\/p>\n<ol>\n<li>Debit Card EMI: Debit cards of banks like ICICI\/HDFC support pre-approved instalments.<br \/>\n2.<strong>Merchant Co-operative Loan<\/strong>: Companies like Bajaj Finserv offer POS loans, independent of bank cards.<\/li>\n<\/ol>\n<h4>Q: \"How can I reduce EMI costs?\"<\/h4>\n<p>&#8211;<strong>Tips.<\/strong><br \/>\n\u2705 Compare interest rates of different banks<br \/>\n\u2705 Zero-cost EMIs (merchant subsidised interest) using festive promotions<br \/>\n\u2705 Reduction in the number of instalments to reduce the total interest rate<\/p>\n<h4>Q: \"Are international credit cards supported?\"<\/h4>\n<p>&#8211;<strong>Limited support<\/strong>: Local Indian cards issued by Amex\/Visa\/Mastercard are usually available; most foreign cards do not support the instalment feature at Indian merchants.<\/p>\n<hr>\n<p>If a hands-on guide for a specific platform is required (e.g. Flipkart step-by-step screenshots or Razorpay integration code snippets), this can be further clarified!<\/p>","protected":false},"excerpt":{"rendered":"<p>Yes, the Indian payment channel supports instalment payments (EMI), but the exact availability depends on...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2538","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/05\/11\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u662f\u7684\uff0c\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff08EMI\uff09\uff0c\u4f46\u5177\u4f53\u662f\u5426\u53ef\u7528\u53d6\u51b3&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/05\/11\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-11T03:58:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts68.mm.bing.net\/th?q=phonepe67\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f\",\"datePublished\":\"2025-05-11T03:58:43+00:00\",\"dateModified\":\"2025-05-11T03:58:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/\"},\"wordCount\":72,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ts68.mm.bing.net\/th?q=phonepe67\",\"articleSection\":[\"\u5370\u5ea6\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/\",\"url\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/\",\"name\":\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ts68.mm.bing.net\/th?q=phonepe67\",\"datePublished\":\"2025-05-11T03:58:43+00:00\",\"dateModified\":\"2025-05-11T03:58:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#primaryimage\",\"url\":\"https:\/\/ts68.mm.bing.net\/th?q=phonepe67\",\"contentUrl\":\"https:\/\/ts68.mm.bing.net\/th?q=phonepe67\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/en\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/en\/2025\/05\/11\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f\/","og_locale":"en_GB","og_type":"article","og_title":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f","og_description":"\u662f\u7684\uff0c\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff08EMI\uff09\uff0c\u4f46\u5177\u4f53\u662f\u5426\u53ef\u7528\u53d6\u51b3&hellip;","og_url":"https:\/\/www.deekpay.com\/en\/2025\/05\/11\/\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-05-11T03:58:43+00:00","og_image":[{"url":"https:\/\/ts68.mm.bing.net\/th?q=phonepe67"}],"author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"Written by":"deekpay"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f","datePublished":"2025-05-11T03:58:43+00:00","dateModified":"2025-05-11T03:58:43+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/"},"wordCount":72,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"image":{"@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#primaryimage"},"thumbnailUrl":"https:\/\/ts68.mm.bing.net\/th?q=phonepe67","articleSection":["\u5370\u5ea6\u652f\u4ed8"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/","url":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/","name":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#primaryimage"},"image":{"@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#primaryimage"},"thumbnailUrl":"https:\/\/ts68.mm.bing.net\/th?q=phonepe67","datePublished":"2025-05-11T03:58:43+00:00","dateModified":"2025-05-11T03:58:43+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#primaryimage","url":"https:\/\/ts68.mm.bing.net\/th?q=phonepe67","contentUrl":"https:\/\/ts68.mm.bing.net\/th?q=phonepe67"},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u662f\u5426\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/en\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/2538","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/comments?post=2538"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/2538\/revisions"}],"predecessor-version":[{"id":2539,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/2538\/revisions\/2539"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/media?parent=2538"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/categories?post=2538"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/tags?post=2538"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}