{"id":2565,"date":"2025-05-11T19:24:19","date_gmt":"2025-05-11T11:24:19","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2565"},"modified":"2025-05-12T18:50:37","modified_gmt":"2025-05-12T10:50:37","slug":"%e5%8d%b0%e5%b0%bc%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%85%ac%e5%8f%b8top10%ef%bc%88%e6%94%af%e4%bb%98%e6%96%b9%e5%90%91%ef%bc%89","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/11\/%e5%8d%b0%e5%b0%bc%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e5%85%ac%e5%8f%b8top10%ef%bc%88%e6%94%af%e4%bb%98%e6%96%b9%e5%90%91%ef%bc%89\/","title":{"rendered":"Top 10 Fintech Companies in Indonesia (Payment Orientation)"},"content":{"rendered":"<p>Here are 10 of the most influential companies in the financial technology (FinTech) space in Indonesia (Indonesia), covering a wide range of segments such as payments, lending, digital banking, and investment (in no particular order):<\/p>\n<hr>\n<h3><strong>1. GoPay<\/strong><\/h3>\n<ul>\n<li><strong>realm<\/strong>: Mobile Payments<\/li>\n<li><strong>parent companies<\/strong>: Gojek (now GoTo Group, merged with Tokopedia)<\/li>\n<li><strong>bright spot<\/strong>: One of the largest e-wallets in Indonesia, integrated into the Gojek Super App, covering scenarios such as taxi, takeaway and retail.<\/li>\n<\/ul>\n<h3><strong>2. OVO<\/strong><\/h3>\n<ul>\n<li><strong>realm<\/strong>: Digital Payments<\/li>\n<li><strong>Affiliated companies<\/strong>: Grab, Lippo Group<\/li>\n<li><strong>bright spot<\/strong>: Deep co-operation with Grab, extensive access to offline merchants and online services, and a stable market share of the top three.<\/li>\n<\/ul>\n<h3><strong>3. DANA<\/strong><\/h3>\n<ul>\n<li>\u200b\u200b<strong>realm<\/strong>:: Electronic purse<\/li>\n<li>\u200b\u200b<strong>cooperative partner<\/strong>:: Ant Group (Ali), Emtek Group<\/li>\n<li>\u200b\u200b<strong>bright spot<\/strong>: Relying on Alipay's technology, we focus on inclusive finance and small and micro enterprise services.<\/li>\n<\/ul>\n<h3><em>4. LinkAja<\/em><\/h3>\n<h3><strong>4. LinkAja<\/strong><\/h3>\n<ul>\n<li><strong>realm<\/strong>: E-wallets &amp; financial inclusion<\/li>\n<li><strong>contexts<\/strong>: Jointly launched by a number of Indonesian state-owned enterprises (e.g. Telkom, Bank Mandiri, etc.) and supported by the government.<\/li>\n<li><strong>bright spot<\/strong>: Focus on offline payments and public services (utilities, transport card top-ups), covering second- and third-tier cities and rural areas.<\/li>\n<\/ul>\n<hr>\n<h3><strong>5. Akulaku<\/strong><\/h3>\n<ul>\n<li><strong>realm<\/strong>: Buy Now Pay Later (BNPL) &amp; Digital Banking<\/li>\n<li><strong>general headquarters<\/strong>: Jakarta (with operations in many countries in South-East Asia)<\/li>\n<li><strong>bright spot<\/strong>: Started as an instalment shopper, it has acquired a digital banking licence and launched the \"Neobank\" service.<\/li>\n<\/ul>\n<hr>\n<h3><em>6. Kredivo<\/em> (now FinAccel)<\/h3>\n<ul>\n<li>\u200b\u200b<strong>realm<\/strong>: Digital Credit &amp; BNPL<\/li>\n<li>Parent Company: FinAccel (Singapore\/Indonesia Dual Head Office)<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The following are the most influential financial technology (FinTech) sectors in Indonesia (Indonesia)...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-2565","post","type-post","status-publish","format-standard","hentry","category-39"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5c3c\u91d1\u878d\u79d1\u6280\u516c\u53f8Top10\uff08\u652f\u4ed8\u65b9\u5411\uff09 - 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