2. PHP integration code example<\/h3>\n<?php
\r\n\/\/ config.php - VNPay\u914d\u7f6e\u53c2\u6570
\r\n$vnp_Url = "https:\/\/sandbox.vnpayment.vn\/paymentv2\/vpcpay.html";
\r\n$vnp_Returnurl = "https:\/\/yourdomain.com\/return_url.php"; \/\/\u56de\u8c03URL
\r\n$vnp_TmnCode = "YOUR_MERCHANT_CODE"; \/\/\u5546\u6237\u53f7
\r\n$secretKey = "YOUR_SECRET_KEY"; \/\/\u5b89\u5168\u5bc6\u94a5
\r\n
\r\n\/\/ vnpay_create_payment.php -\u521b\u5efa\u4ed8\u6b3e\u8bf7\u6c42
\r\nfunction createVNPayPayment($orderId, $amount, $orderInfo) {
\r\n global $vnp_Url, $vnp_Returnurl, $vnp_TmnCode, $secretKey;
\r\n
\r\n date_default_timezone_set('Asia\/Ho_Chi_Minh');
\r\n
\r\n \/\/\u51c6\u5907\u53c2\u6570\u6570\u7ec4
\r\n $inputData = array(
\r\n "version" => "2",
\r\n "command" => "pay",
\r\n 'merchant' => 'VNPAY',
\r\n 'tmn_code' => trim($tmnCode),
\r\n 'create_date' => date('YmdHis'),
\r\n 'expire_date' => date('YmdHis', strtotime('+15 minutes')),
\r\n
\r\n \/\/\u8ba2\u5355\u4fe1\u606f
\r\n 'order_id' => time(),
\r\n
\r\n \/\/\u91d1\u989d(\u5355\u4f4d\u4e3aVND)
\r\n 'amount'=> intval(str_replace(',','',$amount))*100,
\r\n
\r\n \/\/\u8ba2\u5355\u63cf\u8ff0
\r\n 'order_desc'=> urlencode($orderInfo),
\r\n
\r\n return_url=> urlencode($return_url),
\r\n
\r\n ip_address=> $_SERVER['REMOTE_ADDR'],
\r\n
\r\n currency=>"VND",
\r\n
\r\n locale=> ($lang == "") ? vn : en,
\r\n
\r\n bank_code=> "",
\r\n );
\r\n
\r\n ksort($inputData);
\r\n
\r\n query="";
\r\n foreach ($inputData as key value){
\r\n if(substr(key0)=="_") continue;
\r\n if(!empty(query)) query.= &".key."=".$value; else query=key."=".$value;}
\r\n
\r\n secureHash=hash("sha256", secret_key.query);
\r\n
\r\n inputData["secure_hash"]=$secureHash;
\r\n
\r\n paymentUrl=vpn_URL ."?".http_build_query(input_data);
\r\n
\r\n header("Location: ".payment_url); exit();}
\r\n<\/code><\/pre>\nMomo Wallet Integration Example<\/h2>\n<?php
\r\n\/\/ momo_config.php
\r\ndefine(\"PARTNER_CODE\", \"\");\/\/Your partner code from MoMo\").
\r\ndefine(\"ACCESS_KEY\",\"\"); \/\/\/Your access key from MoMo\").
\r\ndefine(\"SECRET_KEY\",\"\"); \/\/\/Your secret key from MoMo\").
\r\n
\r\nfunction execPostRequest(url data){
\r\n ch curl_init();
\r\n curl_setopt(ch CURLOPT_URL url).
\r\n curl_setopt(ch CURLOPT_POST true).
\r\n curl_setopt(ch CURLOPT_POSTFIELDS data).
\r\n curl_setopt(ch CURLOPT_USERAGENT $_SERVER['HTTP_USER_AGENT']);
\r\n curl_setopt(ch CURLOPT_RETURNTRANSFER true);
\r\n
\r\n result=curl_exec ch );curl_close ch ); return result;}
\r\n
\r\n function createMomoPayment(orderId amount orderInfo callbackUrl redirectUrl){
\r\n endpoint = \"https:\/\/test-payment.momo.vn\/gw_payment\/transactionProcessor\";
\r\n
\r\n requestId time().\"\" ;\/\/unique id for each request
\r\n
\r\n rawHash = \"partnerCode=\" PARTNER CODE.
\r\n &accessKey ACCESS KEY.
\r\n &requestId request Id.
\r\n &amount amount.
\r\n &orderId order Id .
\r\n order info .
\r\n return Url callback Url .
\r\n notify Url callback Url .extra Data \"\";
\r\n
\r\n signature hash hmac sha256 raw Hash SECRET KEY)).
\r\n data array(
\r\n partner Code PARTNER CODE ,
\r\n access Key ACCESS KEY ,
\r\n request Id request Id ,
\r\n amount amount ,
\r\n order Id order ID ,
\r\n
\r\n Order Info urldecode(order Info ),
\r\n
\r\n Return URL redirect URL ,
\r\n
\r\n Notify URL call back URl ,
\r\n
\r\n extra Data \"\",
\r\n
\r\n Request Type capture MO wallet \",
\r\n
\r\n Signature signature ).
\r\n
\r\nJSON encode(data)).
\r\n
\r\nresponse exec Post Request(endpoint json encodedata)).
\r\n
\r\njson decode(response true);
\r\n
\r\n
\r\nif isset(result pay UrL )) header Location result pay UrL ]); else echo Error creating payment ;}? >}?
\r\n<\/code><\/pre>\nZalo Pay integration example (similar structure)<\/h2>\n
\r\nclass ZalopayHelper {
\r\n
\r\nconst APP_ID your app id ;
\r\nconst KEY1 your key1 ;
\r\nconst EMBED DATA [\" merchantinfo\"=> embeddata json encode([\" merchant name\"=> Your Store Name ])];;
\r\n
\r\npublic static function CreateOrder( string description long price string callback url ){
\r\ndate default timezone set Asia Ho Chi Minh ).
\r\n
\r\ntimestamp round(microtime(true)*1000).
\r\n
\r\nparams [
\r\nappid self APP ID,
\r\napptransid date(Ymd). _. timestamp,# format yyMMdd timestamp e.g21092740765200
\r\n
\r\n appuser Zalo Pay Demo m desc description,
\r\n
\r\n amoun tprice.
\r\n
\r\n item JSON encode([]),
\r\n
\r\n bankcode zalopayapp ,
\r\n
\r\ncallbackurl call back ur l ];.
\r\n
\r\nMac=self Compute Mac(params);
\r\n
\r\nparams[ mac]=Mac;
\r\n
\r\nresponse Http Helper post https sb openapi zalopay vn \/vp\/create params );
\r\n
\r\nreturn json decode response body ) ;
\r\n
\r\n}
\r\n
\r\nprivate static function Compute Mac(array params ):string {
\r\n
\r\norderedParams [].
\r\n
\r\nforeach ([ appid , apptransid , appuser amoun t apptime emb edda ta item ]as param){
\r\n
\r\nif isset params param]) ordered Params[]=$param.'='.$params[$param];}
\r\n
\r\nmessage implode(& ordered Params ).
\r\n
\r\nreturn hash hmac sha256 message self::KEY one false );}}
\r\n<\/code><\/pre>\nOne Pay International Card Processing (for credit cards)<\/h2>\n
\r\nclass One PayInternational {
\r\n
\r\nprivate static endpoint sandbox onep ay international com api\/v two \/processor ;\u00c2
\r\n
\r\npublic static process Payment card Number expiry Month expiry Year cv vAmount currency Description ){
\r\ndate default timezone set Asia Ho Chi Minh ).
\r\nnonce bin hex random bytes sixteen )).
\r\n
\r\npost Fields [
\r\nnumber card Number ],
\r\nexp month expiry Month ],
\r\nexp year expiry Year ],cvv cv v],
\r\ncurrency str toupper currency ),
\r\namoun tround float val Amount *100 ),# in cents\/pence\/etc.
\r\n
\r\ndescription substr Description fifty ),
\r\nthree DSecure false ];
\r\n
\r\njson payload json encode post fields base sixty four encode nonce.json payload)).
\r\n
\r\nsignature base sixty four encode hash hmac sha two five six nonce.payload YOUR API SECRE Ttrue)).
\r\n
\r\nheaders [
\r\n
\r\nContent Type application\/json',
\r\n
\r\nAuthorisation Bearer.
\r\n
\r\nSignature.signature ];
\r\n
\r\nch init();
\r\n
\r\nset opt ch,CUR LOP TSSL VERIFYPEERfalse);
\r\n
\r\nset opt ch,CUR LOP THEADE R headers );
\r\n
\r\nset optch CUR LOP POSTtrue);
\r\n
\r\nset optch CUR LOP POS TFIELDS payload );.
\r\n
\r\nset optch CUR LOP RET UR NTR ANSFE Rtrue).
\r\n
\r\n
\r\nexec curlexe cch close (ch return response ;}}
\r\n
\r\n? >\"
\r\n<\/code><\/pre>\nImportant Tip:<\/p>\n
All the above code is only the basic framework, the actual implementation should be noted:
\nSecurity measures such as input validation, error handling and logging must be in place.
\nProduction environments should use HTTPS and store sensitive data in a secure location.
\nAdjust parameter names and value formats according to the latest API documentation.<\/p>\n
It is recommended to test your implementation in the sandbox environment of each payment first.<\/p>\n
Detailed guide to continue PHP access to Vietnam Payment Gateway<\/h1>\n
Below I'll go more in-depth on how to improve payment integration, including callback handling, security measures, and solutions to common problems.<\/p>\n
1. VNPay callback processing implementation<\/h2>\n
When a user completes a payment, VNPay notifies your system in two ways:<\/p>\n
\n- browser redirection<\/strong>(return_url)<\/li>\n
- Server asynchronous notification<\/strong>(IPN - Instant Payment Notification)<\/li>\n<\/ul>\n
return_url.php sample code<\/h3>\n<?php
\r\n\/\/ config.php
\r\nrequire_once('config.php');
\r\n
\r\n\/\/ Get all GET parameters
\r\n$vnp_Params = $_GET;
\r\n$secureHash = $vnp_Params['vnp_SecureHash'];
\r\nunset($vnp_Params['vnp_SecureHash']);
\r\n
\r\n\/\/ Sort parameters alphabetically
\r\nksort($vnp_Params).
\r\n
\r\n\/\/ Generate a hash value for authentication
\r\n$hashData = \"\";
\r\nforeach ($vnp_Params as $key => $value) {
\r\n if (substr($key, 0, 4) == \"vnp_\") {
\r\n $hashData . = urlencode($key) . \"=\" . urlencode($value) . \"&\";
\r\n }
\r\n}
\r\n$hashData = rtrim($hashData, '&');
\r\n
\r\n$secureSecret = $secretKey; \/\/ from config.php
\r\n$mySecureHash = hash_hmac('sha512', $hashData, $secureSecret);
\r\n
\r\nif ($mySecureHash === $secureHash) {
\r\n if ($_GET['vnP_ResponseCode'] == '00') {
\r\n \/\/ Payment success logic
\r\n
\r\n \/*
\r\n * :: TODO.
\r\n * :: - Update order status to paid
\r\n * :: -- Recording of transaction information to the database
\r\n * - vnP_TxnRef is your order ID (that you originally passed to VNPay)
\r\n *\/
\r\n
\r\n echo \"Payment Success for order: \".$_GET['vnP_TxnRef'];
\r\n } else {
\r\n \/\/ Payment failed or cancelled by user
\r\n
\r\n \/*
\r\n * :: TODO.
\r\n * - Update order status to failed\/cancelled in your database
\r\n *\/
\r\n
\r\n echo \"Payment Failed\/Cancelled\";
\r\n }
\r\n} else {
\r\n die(\"Invalid signature\").
\r\n}
\r\n<\/code><\/pre>\nIPN Handling Script (ipn_listener.php)<\/h3>\n<?php
\r\nrequire_once('config.php');
\r\n
\r\nfile put contents ('ipn log.txt', print r($_POST true).\" \\n\", FILE APPEND );
\r\n
\r\nif (!empty($_POST)) {
\r\n input Data=$ POST.
\r\n secure Hash=input Data ['vn p Secure Hash'];
\r\n unset(input Data ['vn p Secure Hash']);
\r\n
\r\n ksort(input Data).
\r\n
\r\n i=0;
\r\n
\r\n hash Data=\"\";
\r\n
\r\nforeach (input Data as key value){
\r\n if substr(key04)==\"vn p\"){
\r\n if strlen(hash Dat a)>0){
\r\n hash Dat a.='&'.url encode(key).' ='.url encode(value);
\r\n }else{
\r\n hash Dat a.=url encode(key).' ='.url encode(value);
\r\n }
\r\n }
\r\n}
\r\n
\r\ncheck Sum=hash hmac sha512(h ash da ta secret Key );
\r\n
\r\nif check Sum== secure Has h){
\r\n transaction Id=input Da ta ['vp Txn Ref'].
\r\n response Code=input Da ta ['vp Response Co de'];
\r\n
\r\n \/* TODO.
\r\n 1 Validate the amount matches your expected amount
\r\n 2 Check this is not duplicate notification
\r\n 3 Update your database accordingly *\/
\r\n
\r\n switch(response Co de){ case \"00\": \/* SUCCESS *\/ break ; default : \/* FAILURE *\/ break ; }}else{ http response code(403);\/\/Forbidden exit();}? >
\r\n<\/code><\/pre>\nMoMo Wallet Advanced Integration Tips<\/h2>\nWebhook Authentication Example<\/h3>\n
\r\nfunction verify MomoWeb hook(Request ){
\r\n partner Code request input('partner Code').
\r\n access Key request input('access Key');
\r\n request Id time().\"\" ;\/\/should match original
\r\n order Id request input('orderId');
\r\n
\r\namount req uest->input amoun t)).
\r\norder Info urldecode(req uest->input desc ))).
\r\nResponse Time req uest->input resp onse Time )))).
\r\nmessage req uest->input mes sage )))).
\r\ntrans Id req uest->input transId ))).
\r\nerror Cod e re quest ->in put errorCode )) ? :0.
\r\n
\r\nextra D ata \"\";\/\/custom data you passed initially now returned back unchanged
\r\nraw H ash = \"partnerCode={ partnerCo de}&accessKey={ accessKe y}&requestId={ reques tI d}&amount={ amo unt}&orderId={ ord erI d}\".\" &orderInfo={ orde rIn fo}&responseTime={ res pon seT ime}{ ext raD ata}\";\".
\r\n
\r\nsignatureFromMomo=req est >i nput sig nature );
\r\n
\r\nourSignature=ha sh hm ac sha256 rawH ash SECRET KEY ).
\r\n
\r\nif our Signature!= signature From Momo || errorC ode ! =0){
\r\nlog info (\"Invalid MoMo webhook received\".json encodereq est all())).
\r\nabort(400, \"Bad Request\");}
\r\n
\r\n\/* Process successful payment here *\/
\r\n
\r\nreturn response json success truemessage OK ]200 headers Content Type application\/json ];}
\r\n<\/code><\/pre>\nZalo Pay Refund Process Implementation<\/h2>\n
\r\nclass ZalopayService{
\r\n
\r\nconst REFUND ENDPOINT https sb openapi zalopay vn \/vp\/refund ;
\r\n
\r\npublic static function process Refund(string zp Trans Token long refund Amount string description ){
\r\ntimestamp round microtime true)*1000 );
\r\n
\r\nparams [
\r\nappid self APP ID,
\r\nzptransid zpTransToken ,
\r\namoun t refundAmount ,
\r\ndescription substr description fifty ),
\r\ntimestamp timestamp ];
\r\n
\r\nMac=self Compute Mac params );
\r\n
\r\nparams mac]=Mac;
\r\n
\r\nresponse Http Helper post self REFUND ENDPOINT params );
\r\n
\r\nresult json decode response body true );
\r\n
\r\nif isset result return code])&& result return code]==1){
\r\n\/*
\r\nTODO:
\r\nUpdate your database to reflect refund status*\/
\r\nreturn true;}else{
\r\nLog error ("ZaloPay refund failed".print r(resulttrue));
\r\nthrow new Exception Failed to process refund with Zalo Pay.);}}
\r\n<\/code><\/pre>\n3D Secure Integration for One Pay International Card Payments<\/h2>\n
For transactions that require 3D authentication:<\/p>\n
\r\nclass ThreeDSecureHandler {
\r\n
\r\npublic static function initiateThreeDSecure(array card Details float amount string currency ){
\r\none pay Client new One PayInternational();
\r\n
\r\nauth Response one pay Client create Auth Request card Details amount currency three DSEnabled=>true]);.
\r\n
\r\nthree Ds Method Url auth Response three ds method url ? null.
\r\n
\r\nthree Ds Server Trans ID auth Response three ds server trans id ? null.
\r\n
\r\nsession put current payment session [ ... .cardDetails ,... authResponse ]);
\r\n
\r\nredirect Url route checkout.threeds challenge name ]).
\r\n
\r\nreturn view checkout.threeds initiate compact redirectUrl threeDsMethodUrl threeDsServerTransId amount currency cardDetails lastFour digits])) ;)
\r\n
\r\n}
\r\n
\r\npublic static function handle Challenge Completion(Request req ){
\r\nsession Get current payment session ;
\r\n
\r\none pay Client new OnePayInternational();
\r\n
\r\nfinalize Result one payClient complete Three DS Auth session get threeds server trans id ],req all());.
\r\n
\r\n\/* Verify MAC\/signature etc.*\/
\r\n
\r\nswitch finalize Result status]){
\r\ncase succeeded.
\r\nOrder Service mark Paid session get order id ]);;
\r\nbreak;
\r\ndefault.
\r\nOrder Service mark Failed(session get order id ]).
\r\nthrow new PaymentFailedException();
\r\n}}}
\r\n<\/code><\/pre>\nSecurity Best Practices<\/h2>\nEssential Security Measures.<\/h3>\n
1.Always validate callbacks<\/strong>: Never trust incoming requests without verifying signatures.<\/p>\n2.Use HTTPS everywhere<\/strong>: Especially for callback URLs and when transmitting sensitive data.<\/p>\n3.Implement CSRF protection<\/strong>:: On pages initiating payments.<\/p>\n4.Sanitize all inputs<\/strong>: Prevent XSS\/SQL injection attacks.<\/p>\n5.Log important events<\/strong>: But don't log full card details or sensitive tokens.<\/p>\n6.Store minimal data<\/strong>: Don't store PAN\/CVV after processing completes successfully.<\/p>\n7. Use up-to-date TLS versions (v1.2+).<\/p>\n
8.Regularly rotate API keys\/secrets especially after staff changes .<\/p>\n
9.Monitor for suspicious activity like multiple failed attempts .<\/p>\n
10.Keep PHP and dependencies patched against known vulnerabilities .<\/p>\n
Troubleshooting Common Issues<\/h2>\n
\n\n\n| Issue phenomenon<\/th>\n | Possible Causes<\/th>\n | Solutions<\/th>\n<\/tr>\n<\/thead>\n |
\n\n| Invalid\/Missing Signature Error<\/td>\n | Wrong hashing algorithm algorithm inconsistency
Parameter ordering issue
Encoding problem<\/td>\n | Double-check gateway docs document validation
Ensure exact same parameter ordering
Test with their sample values using test data to validate<\/td>\n<\/tr>\n |
\n| Callbacks not received<\/td>\n | Firewall blocking
URL incorrect
Temporary gateway outage service is temporarily unavailable.<\/td>\n | Whitelist gateway IPs whitelist settings
Verify URL in merchant dashboard merchant backend checking
Contact support Contact support team<\/td>\n<\/tr>\n |
\n| Payments stuck pending status always pending<\/td>\n | Asynchronous processing
Settlement batch timing Settlement batch timing difference
Suspected fraud suspected fraud review in progress Wait a reasonable amount of time to check the status of the transaction or contact customer service.<\/td>\n | <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n Remember that each Vietnamese payment provider may have specific requirements so always refer to their latest official documentation before going live with any integration.<\/p>","protected":false},"excerpt":{"rendered":" Guide to use PHP to access Vietnam Payment Gateway To use PHP to access Vietnam Payment Gateway...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-2590","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"\n \u5982\u4f55\u7528PHP\u63a5\u5165\u8d8a\u5357\u652f\u4ed8\u7f51\u5173\uff1f - 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