{"id":2617,"date":"2025-05-13T10:39:12","date_gmt":"2025-05-13T02:39:12","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2617"},"modified":"2025-05-13T10:39:12","modified_gmt":"2025-05-13T02:39:12","slug":"%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/","title":{"rendered":"Mobile Payment User Behaviour Analysis in Indonesia"},"content":{"rendered":"<p>Below is a professional analytical framework and key insights for mobile payment user behaviour in Indonesia for reference:<\/p>\n<p>I. Characteristics of the market context<\/p>\n<ol>\n<li>Demographic dividend advantage:<\/li>\n<\/ol>\n<ul>\n<li>More than 50% of the 270 million population is under 35, with a high proportion of digital natives<\/li>\n<li>Smartphone penetration reaches 731 TP3T (2023), but bank account holdings are only 491 TP3T<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li>Infrastructure features:<\/li>\n<\/ol>\n<ul>\n<li>Archipelago's geography creates demand for OMO (Online-Merge-Offline) payments<\/li>\n<li>QRIS national QR code standard coverage has reached 90% merchants (2024)<\/li>\n<\/ul>\n<p>II. Core user profile stratification<\/p>\n<ol>\n<li>Urban Digital Elite (Jakarta\/Surabaya):<br \/>\n- GoPay\/Ovo high-frequency users, average 22+ transactions per month<br \/>\n- Preferred Scenarios: online car rental (37%), online retail (29%), bill payment<\/li>\n<\/ol>\n<p>2. Emerging middle class (second-tier cities):<br \/>\n- DANA\/LinkAja Major Users, Monthly Live Growth at 18% YoY<br \/>\n- Pay-as-you-go utilisation up 42% year-on-year (Kredivo data)<\/p>\n<p>3. Financial inclusion groups (rural\/informal employment):<br \/>\n- ShopeePay leads in penetration, completes first transaction via social e-commerce as a percentage of 61%<br \/>\n- Cash top-ups remain the main method of deposit (781 TP3T of transactions)<\/p>\n<p>III. Behavioural trend insights<br \/>\n1. Scenario-based penetration path:<\/p>\n<ul>\n<li>\"Super App+Payment\" Model Dominates: Gojek\/Shopee\/Tokopedia Ecosystem Payment Conversion Rate Reaches 83%<\/li>\n<li>Peak P2P transfers concentrated during Ramadan (average daily transaction volume surged by 2,401 TP3T)<\/li>\n<\/ul>\n<p>2. Confidence-building mechanisms:<\/p>\n<h3><strong>Analysis of mobile payment user behaviour in Indonesia (continued)<\/strong><\/h3>\n<h4><strong>2. Trust-building mechanisms<\/strong><\/h4>\n<p>Indonesian users' payment trust is influenced by multiple factors, mainly including:<\/p>\n<ol>\n<li>\n<p><strong>Brand endorsement and ecological dependence<\/strong><\/p>\n<ul>\n<li>The acceptance of payment features in local super apps (e.g. Gojek, Shopee) is higher as users have become dependent on their core services (cabs, e-commerce).<\/li>\n<li>OVO's deep tie-up with Grab gives it an edge in the online taxi scene, while DANA reaches out to young social users through its partnership with Line.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Accessibility of cash recharge and agent networks<\/strong><\/p>\n<ul>\n<li>Due to low bank account penetration, users of Super 70% still rely on offline agent points (Alfamart\/Indomaret) for e-wallet top-ups.<\/li>\n<li>The \"cash deposit \u2192 code payment\" model lowers the threshold for new users to try, but limits high-frequency, high-value transactions.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Security awareness and risk control education<\/strong><\/p>\n<ul>\n<li>Biometric authentication usage is only 38% (lower than the Southeast Asian average), and SMS OTP is still the dominant authentication method.<\/li>\n<li>Fraud complaints, \"false customer service fraud\" accounted for the highest proportion (accounting for 62%), reflecting the lack of user recognition of official communication channels.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Religious and cultural influences<\/strong>::<\/p>\n<\/li>\n<\/ol>\n<ul>\n<li><em>Islamic finance compliance<\/em>: E-wallets (e.g. LinkAja Syariah) that are compliant with Shariah principles are growing at a significant rate among the Muslim community (56% annually).<\/li>\n<li><em>social referral effect<\/em>: Transfers between friends and family were a key early adoption driver, with transactions within acquaintance networks accounting for 75% of P2P traffic.<\/li>\n<\/ul>\n<hr>\n<h4><strong>IV. Bottlenecks to growth and direction of breakthrough<\/strong><\/h4>\n<ol>\n<li><strong>Existing challenges<\/strong><\/li>\n<\/ol>\n<ul>\n<li><em>Uneven scene coverage<\/em>: The QR code usage rate of small and medium-sized merchants in non-Tier 1 cities is still lower than 40%, and cash settlement inertia is stubborn.<\/li>\n<li><em>Single Profit Model<\/em>: In addition to transfer fees, value-added services accounted for less than 151 TP3T of revenue (vs. 351 TP3T in the Chinese market).<\/li>\n<li><em>Regulatory fragmentation<\/em>: Central Bank (BI) restrictions on cross-border payments and data localisation requirements drive up operating costs.<\/li>\n<\/ul>\n<p>2.<strong>Suggested Strategies for Breaking the Game<\/strong><br \/>\n\u2460 <em><strong>Credit system grafting<\/strong><\/em>::<\/p>\n<ul>\n<li>We have joined hands with BNI\/Mandiri and other banks to open up the credit data chain and expand the application of BNPL (pay-as-you-go) beyond the 3C category.<br \/>\n\u2461 <em><strong>Offline Scene Attack<\/strong><\/em>::<\/li>\n<li>The combination of \"motorbike rider + POS device\" enables seamless digital acquiring at Warung (grocery shops).<br \/>\n(iii) <em><strong>Gamification Operations<\/strong><\/em>::<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Below is a professional analytical framework and key insights into mobile payment user behaviour in Indonesia for...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-2617","post","type-post","status-publish","format-standard","hentry","category-39"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790\" \/>\n<meta property=\"og:description\" content=\"\u4ee5\u4e0b\u662f\u9488\u5bf9\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u7684\u4e13\u4e1a\u5206\u6790\u6846\u67b6\u53ca\u5173\u952e\u6d1e\u5bdf\uff0c\u4f9b\u53c2&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-13T02:39:12+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790\",\"datePublished\":\"2025-05-13T02:39:12+00:00\",\"dateModified\":\"2025-05-13T02:39:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/\"},\"wordCount\":45,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u5370\u5c3c\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/\",\"url\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/\",\"name\":\"\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"datePublished\":\"2025-05-13T02:39:12+00:00\",\"dateModified\":\"2025-05-13T02:39:12+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/en\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790\/","og_locale":"en_GB","og_type":"article","og_title":"\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790","og_description":"\u4ee5\u4e0b\u662f\u9488\u5bf9\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u7684\u4e13\u4e1a\u5206\u6790\u6846\u67b6\u53ca\u5173\u952e\u6d1e\u5bdf\uff0c\u4f9b\u53c2&hellip;","og_url":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-05-13T02:39:12+00:00","author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"Written by":"deekpay"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790","datePublished":"2025-05-13T02:39:12+00:00","dateModified":"2025-05-13T02:39:12+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/"},"wordCount":45,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"articleSection":["\u5370\u5c3c\u652f\u4ed8"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/","url":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/","name":"\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"datePublished":"2025-05-13T02:39:12+00:00","dateModified":"2025-05-13T02:39:12+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/en\/2025\/05\/13\/%e5%8d%b0%e5%b0%bc%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u5370\u5c3c\u79fb\u52a8\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u5206\u6790"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/en\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/2617","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/comments?post=2617"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/2617\/revisions"}],"predecessor-version":[{"id":2618,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/2617\/revisions\/2618"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/media?parent=2617"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/categories?post=2617"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/tags?post=2617"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}