{"id":2845,"date":"2025-05-19T19:08:08","date_gmt":"2025-05-19T11:08:08","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2845"},"modified":"2025-05-19T19:08:08","modified_gmt":"2025-05-19T11:08:08","slug":"%e5%a6%82%e4%bd%95%e7%94%a8php%e9%9b%86%e6%88%90%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/19\/%e5%a6%82%e4%bd%95%e7%94%a8php%e9%9b%86%e6%88%90%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%ef%bc%9f\/","title":{"rendered":"How to integrate Middle East payment system with PHP?"},"content":{"rendered":"<h1>Integrate Middle East Payment System with PHP<\/h1>\n<p>To integrate a Middle East payment system in PHP, you need to consider the following major steps and common Middle East payment gateway options:<\/p>\n<h2>Mainstream Middle East Payment Gateway Options<\/h2>\n<ol>\n<li><strong>PayFort<\/strong> - Widely used in Gulf countries (Saudi Arabia, UAE, etc.)<\/li>\n<li><strong>Telr<\/strong> - Coverage of the Middle East and North Africa region<\/li>\n<li><strong>Checkout.com<\/strong> - Strong presence in the Middle East<\/li>\n<li><strong>Moyasar<\/strong> - Popular solutions in Saudi Arabia<\/li>\n<li><strong>PayTabs<\/strong> - Common choices for GCC countries<\/li>\n<\/ol>\n<h2>PHP Integration Example (PayFort as an example)<\/h2>\n<pre><code class=\"language-php\">&lt;?php<br>\r\nclass PayFortIntegration {<br>\r\n    private $merchantIdentifier;<br>\r\n    private $accessCode;<br>\r\n    private $shaRequestPhrase;<br>\r\n    private $shaResponsePhrase;<br>\r\n    <br>\r\n    public function __construct($config) {<br>\r\n        $this-&gt;merchantIdentifier = $config['merchant_identifier'];<br>\r\n        \/\/ ...\u5176\u4ed6\u914d\u7f6e\u521d\u59cb\u5316...<br>\r\n    }<br>\r\n    <br>\r\n    \/\/ \u751f\u6210\u7b7e\u540d<br>\r\n    protected function generateSignature($params, $phrase) {<br>\r\n        ksort($params);<br>\r\n        unset($params['signature']);<br>\r\n        <br>\r\n        array_walk($params, function(&amp;$value, &amp;$key) { <br>\r\n            if(is_array($value)) { <br>\r\n                ksort($value); <br>\r\n            } <br>\r\n        });<br>\r\n        <br>\r\n        return hash('sha256', implode('', array_map(function ($k, $v) {<br>\r\n            return &quot;$k=$v&quot;;<br>\r\n        }, array_keys(array_filter(array_map('trim', $params))), array_values(array_filter(array_map('trim', 'array'))))) . strtoupper(hash('sha256', trim(str_replace(&quot; &quot;, &quot;&quot;, strtolower(implode(&quot;&quot;,array_values((array)$phrase)))))));<br>\r\n        <br>\r\n         *\/<br>\r\n         * This is a simplified version for demonstration.<br>\r\n         * Actual implementation should follow PayFort's documentation exactly.<br>\r\n         *\/<br>\r\n         <br>\r\n          \/* Correct way would be: *\/<br>\r\n          \/*<br>\r\n          1. Sort parameters alphabetically by key name (case-sensitive)<br>\r\n          2. Concatenate all parameter values with the SHA phrase in between each value as specified in docs  <br>\r\n          3. Apply SHA-256 hashing algorithm to the resulting string  <br>\r\n          *\/   <br>\r\n          <br>\r\n          return &quot;generated_signature&quot;; \/\/ Replace with actual implementation  <br>\r\n      }  <br>\r\n<br>\r\n      public function initiatePayment() {  <br>\r\n          \/* Sample payment request *\/  <br>\r\n<br>\r\n          try{   <br>\r\n              \/* Prepare request data *\/   <br>\r\n              $_POST[&quot;command&quot;]=&quot;PURCHASE&quot;;     <br>\r\n              $_POST[&quot;amount&quot;]=10000;\/* Amount in smallest currency unit e.g., fils for AED*\/      <br>\r\n              $_POST[&quot;currency&quot;]=&quot;SAR&quot;;       <br>\r\n              $_POST[&quot;language&quot;]=&quot;en&quot;;       <br>\r\n              <br>\r\n               \/* Generate signature *\/     <br>\r\n               $_POST['signature'] = self::generateSignature($_REQUEST,$this-&gt;_getShaRequestPhrase());     <br>\r\n<br>\r\n               \/* Send to Payfort API endpoint using cURL or GuzzleHttp etc.*\/    <br>\r\n<br>\r\n                if(!empty($_SERVER['HTTP_X_REQUESTED_WITH']) &amp;&amp; strtolower($_SERVER['HTTP_X_REQUESTED_WITH']) == 'xmlhttprequest'){    <br>\r\n                    header(&quot;Content-Type: application\/json&quot;); echo json_encode([&quot;status&quot;=&gt;&quot;success&quot;,&quot;data&quot;=&gt;$_REQUEST]); exit();}else{return true;}   <br>\r\n<br>\r\n                 }catch(\\Exception$e){throw new \\RuntimeException(sprintf(&quot;%s:%d %s (%d)\\n%s\\n&quot;, basename(__FILE__), __LINE__, get_class(), intval(microtime(true)*1000)), var_export(debug_backtrace(),true));}}}<br>\r\n<\/code><\/pre>\n<h2>Simple Implementation Example of Telr Payment<\/h2>\n<pre><code class=\"language-php\">&lt;?php<br>\r\nclass TelrPayment {<br>\r\n    <br>\r\n   const LIVE_URL = 'https:\/\/secure.telr.com\/gateway\/order.json';<br>\r\n   const TEST_URL = 'https:\/\/secure.telrdev.com\/gateway\/order.json';<br>\r\n   <br>\r\n   protected static ?string$_storeId=null;protected static ?string$_authKey=null;protected bool$_testMode=false;<br>\r\n<br>\r\n   \/<br>\r\n     * @param string|null store_id Your Telr Store ID from merchant dashboard.<br>\r\n     * @param string|null auth_key Your authentication key from merchant dashboard.<br>\r\n     *\/<br>\r\npublic static function init(?string$store_id=null,?string$aouth_key=null,bool$test_mode=false):void{<br>\r\nself::$_storeId=$store_id??env('TELR_STORE_ID');self::$_authKey=auth_key??env(TELR_AUTH_KEY');}<br>\r\n<br>\r\n\/<br>\r\n* :: Create payment request and redirect user to payment page*\/<br>\r\npublic static createOrder(float amount_in_aed_or_sar,...) {<br>\r\nif(!self::$isInitialized()) throw new RuntimeException();<br>\r\n\/\/ Prepare payload according to Telrs API specs...<br>\r\n<br>\r\n\/\/ Make HTTP POST request using cURL\/Guzzle\/etc.<br>\r\n<br>\r\n\/\/ Handle response and redirect user accordingly...}}<br>\r\n<\/code><\/pre>\n<h2>PayPal's Special Handling in the Middle East<\/h2>\n<p>Although PayPal is a global service, you should be aware of the following when using it in the Middle East.<\/p>\n<pre><code class=\"language-php\">\/\/ PayPal\u6c99\u7bb1\u6d4b\u8bd5\u8d26\u53f7\u53ef\u80fd\u9700\u8981\u7279\u5b9a\u5730\u533a\u8d26\u53f7\u624d\u80fd\u6d4b\u8bd5\u672c\u5730\u5316\u529f\u80fd\u5982:<br>\r\n- SAR\u8d27\u5e01\u652f\u6301(Saudi Riyal)<br>\r\n- AR\u8bed\u8a00\u754c\u9762(Arabic)<br>\r\n- Mada\u5361\u652f\u6301(\u6c99\u7279\u501f\u8bb0\u5361\u7f51\u7edc)<br>\r\n<br>\r\n\/\/ PayPal SDK\u521d\u59cb\u5316\u65f6\u53ef\u80fd\u9700\u8981\u8bbe\u7f6e\u7279\u5b9a\u53c2\u6570:<br>\r\nuse PayPalCheckoutSdk\\Core\\SandboxEnvironment;<br>\r\nuse PayPalCheckoutSdk\\Core\\ProductionEnvironment;<br>\r\n<br>\r\nfunction environment() {<br>\r\nif(config(paypal.mode')=='sandbox'){<br>\r\nreturn new SandboxEnvironment(<br>\r\nconfig(paypal.sandbox.client_id'),<br>\r\nconfig(paypal.sandbox.client_secret')<br>\r\n)-&gt;setLocale(PayPalHttp\\HttpConstants::ARABIC);<br>\r\n}else{<br>\r\nreturn new ProductionEnvironment(...)-&gt;setCurrency(SAR);}}<br>\r\n<\/code><\/pre>\n<h2>Laravel Package Recommendations<\/h2>\n<p>For Laravel projects, consider these packages to simplify integration.<\/p>\n<ol>\n<li><code>laravel-payfort<\/code> - The official SDK wrapper maintained by PayFort.<br \/>\n2. `mohammad-waziri\/laravel-telry'-Telry's unofficial Laravely wrapper.<\/li>\n<\/ol>\n<p>Installation is usually done by composer require vendor\/packagename and then publishing a configuration file to set up the merchant ID and so on.<\/p>\n<p>Caveats:<br \/>\n-Ensures compliance with PCI DSS security standards for processing credit card data.<br \/>\n-Consider local regulations such as Saudi SAMA financial regulatory requirements.<br \/>\n-Provides Arabic error messages and interfaces.<\/p>\n<h1>An in-depth guide to continuing PHP integration with Middle East payment systems<\/h1>\n<h2>Security and Compliance Considerations<\/h2>\n<p>When processing payments in the Middle East, special attention needs to be paid to the following security and compliance requirements:<\/p>\n<ol>\n<li>\n<p><strong>PCI DSS Compliance<\/strong>::<\/p>\n<pre><code class=\"language-php\">\/\/ Never store credit card information directly<br>\r\n\/\/ Use tokenization instead<br>\r\n$token = $paymentGateway-&gt;createToken([<br>\r\n    'card_number' =&gt; '411111111111111111',<br>\r\n    'expiry_date' =&gt; '12\/25',<br>\r\n    'cvv' =&gt; '123'<br>\r\n]);<br>\r\n<br>\r\n\/\/ Subsequent transactions use token instead of real card number<br>\r\n$response = $paymentGateway-&gt;charge([<br>\r\n    'amount' =&gt; 100,<br>\r\n    'currency' =&gt; 'SAR',<br>\r\n    'token' =&gt; $token<br>\r\n]);<br>\r\n<\/code><\/pre>\n<\/li>\n<li>\n<p><strong>3D Secure Certification<\/strong>::<br \/>\n3DSecure validation is mandatory in most countries in the Middle East:<\/p>\n<\/li>\n<\/ol>\n<pre><code class=\"language-php\">\/\/ Example of 3DSecure processing for PayFort<br>\r\npublic function handle3DSecure($response) {<br>\r\n    if ($response['status'] == \"14\" &amp;&amp; !empty($response['3ds_url'])) {<br>\r\n        \/\/ Redirect users to the bank verification page<br>\r\n        <br>\r\n        $_SESSION['fort_id'] = $response['fort_id'];<br>\r\n        <br>\r\n        header(\"Location: \".$response['3ds_url']);<br>\r\n        exit;<br>\r\n    }<br>\r\n}<br>\r\n<\/code><\/pre>\n<h2>Mada card support (Saudi-specific)<\/h2>\n<p>The local Saudi Mada debit card network requires special handling:<\/p>\n<pre><code class=\"language-php\">class MadaPaymentHandler {<br>\r\n    const BIN_RANGES = [<br>\r\n        ['from' =&gt; \"440647\", \"to\" =&gt; \"440795\"],<br>\r\n        ['from' =&gt; \"446404\", \"to\" &gt; \"446404\"],<br>\r\n         \/\/ ... Other BIN ranges ...<br>\r\n     ];<br>\r\n     <br>\r\n     public static function isMadaCard($cardNumber) {<br>\r\n         foreach(self::BIN_RANGES as range){<br>\r\n             if(substr($cardNumber,0,6)&gt;=$range['from'] &amp;&amp;substr(cardNumber,0,6)&lt;=range[&#039;to &#039;]){<br>\r\n                 return true;<br>\r\n             }<br>\r\n         }<br>\r\n         return false;<br>\r\n     }<br>\r\n<br>\r\n     public function processPayment(array data){<br>\r\n         if (isMadata(data['card_number'])){<br>\r\n             Extra parameters = array_merge(data,[\"mada_transaction\"=&gt;true]);<br>\r\n             Returns $this-&gt;gateway-&gt;charge (additional parameter).<br>\r\n         Otherwise {<br>\r\n             Return $this&gt;gateway&gt;charge(data);}}}}<br>\r\n<\/code><\/pre>\n<h2>Full implementation example in Laravel<\/h2>\n<p>Below is the complete controller example for PayTabs integration in Laravel:<\/p>\n<pre><code class=\"language-php\">&lt;?php<br>\r\n<br>\r\nnamespace App\\Http\\Controllers.<br>\r\n<br>\r\nuse Illuminate\\Http\\Request.<br>\r\n<br>\r\nclass PaymentController extends Controller <br>\r\n{<br>\r\n    protected paytabsConfig=[<br>\r\n      'profile_id=&gt;env(PAYTABS_PROFILE_ID),<br>\r\n      'server_key=&gt;env(PAYTABS_SERVER_KEY),<br>\r\n      'region=&gt;SAU',\/\/ Saudi Arabia  <br>\r\n      'endpoint=https:\/\/secure.paytabs.sa\/payment\/request'<br>\r\n    ];<br>\r\n<br>\r\n    public function initiate(Request request)<br>\r\n    {    <br>\r\n          Data = [<br>\r\n            profile_idthispaytabConfigprofileid,<br>\r\n            tran_type=sale,<br>\r\n            tran_class=ecom,<br>\r\n            cartiduniqid(),<br>\r\n            cartdescriptionProduct Purchase\".<br>\r\n            Amount requestamount*100;\/\/convert to cents<br>\r\n            <br>\r\n            <br>\r\n            <br>\r\n            <br>\r\n            <br>\r\n            <br>\r\n              Currency = SAR ,<br>\r\n               callback urlroute(payment.callback), the  <br>\r\n               Returns urlroute(payment.thankyou), the  <br>\r\n<br>\r\n               customer_details[<br>\r\n                   name requestname.<br>\r\n                   email requestemail ,<br>\r\n                   phone requestphone .<br>\r\n                   street1 addressline1 , <br>\r\n                   The city of Riyadh , <br>\r\n                   NSA , National SA <br>\r\n                  zip null]].<br>\r\n<br>\r\n          Signature hash_hmac('sha256', implode(\"\", array value data)), thispaytabConfigserverkey);<br>\r\n<br>\r\n          Response Http::asForm()-&gt;post(thispaytabConfigendpoint arraymerge data [signature signature]);;<br>\r\n<br>\r\n          If(response success()){<br>\r\n              Returns redirect(responsejson() redirect url).<br>\r\n          }else{abort500);}}<br>\r\n<br>\r\n<br>\r\nPublicfunction callback(Request request){ <br>\r\n<br>\r\nIf(! hash equals(request signature computes the signature)) abort403).<br>\r\n<br>\r\nOrderOrder::find(requestcart id);;<br>\r\n<br>\r\nSwitch(strtolower(requestresp status)){<br>\r\n<br>\r\nCase authorized.<br>\r\n<br>\r\nOrdermarkAsPaid().<br>\r\n<br>\r\nBreak.<br>\r\n<br>\r\nDefault.<br>\r\n<br>\r\nOrdermarkAsFailed();}}<br>\r\n<br>\r\n}<br>\r\n<\/code><\/pre>\n<h2>PHP framework agnostic service class design<\/h2>\n<p>For non-Laravel projects, the payment service class can be designed like this:<\/p>\n<pre><code class=\"language-php\"> <br>\r\ninterface MiddleEastPaymentInterface{<br>\r\npublic function processPayment(float amount string currency array customerData): array;}<br>\r\n<br>\r\nabstract class AbstractMiddleEastProcessor implements MiddleEastPaymentInterface{<br>\r\n<br>\r\nProtected configuration = [].<br>\r\nProtected Test Mode = false;<br>\r\n<br>\r\npublic function constructor(bool testMode=false){<br>\r\nThis testMode=testMode;}<br>\r\n<br>\r\nAbstract protected function generates signature (array params): string ;<br>\r\n<br>\r\nAbstract protected function preparing request data (float amount string currency array customerData): array ;}<br>\r\n<br>\r\nclass PayFortProcessor extends AbstractMiddleEastProcessor {<br>\r\n<br>\r\nprotected function generateSignature(array params){<br>\r\n<br>\r\nksort(params);\/\/key step: sort key names alphabetically<br>\r\n<br>\r\n<br>\r\nreturn strtoupper(hash_hmac('sha256', implode(\"\", params), configSHA phrase));}<br>\r\n<br>\r\n<br>\r\npublic function processPayment(.... .args){<br>\r\n<br>\r\nRequestData thisprepareRequestData(args);<br>\r\n<br>\r\nrequest_data signature]= thisgenerateSignature(request_data);<br>\r\n<br>\r\n<br>\r\ncurl options=[CURLOPT_URL https api pay fort com transaction create,<br>\r\n<br>\r\nCURLOPT_POST true,<br>\r\n<br>\r\nCURLOPT RETURNTTRANSFER true,<br>\r\n<br>\r\nCURLOPT POSTFIELDS http build query (request data)].<br>\r\n<br>\r\n<br>\r\nch curl_init();<br>\r\n<br>\r\nforeach(curl options as option value){curl setopt(ch option value);}<br>\r\n<br>\r\nResult curl_exec(ch);<br>\r\n<br>\r\n<br>\r\nif(json validate(result)){return json decode(result true);}else{throw new RuntimeException();}}}<br>\r\n<br>\r\n<\/code><\/pre>\n<p>Solutions to Common Problems<\/p>\n<p>Problems with Arabic character encoding<\/p>\n<pre><code class=\"language-php\"><br>\r\nmb_internal encoding(\"UTF-8\").<br>\r\n<br>\r\n<br>\r\ndescription iconv(mb detect encoding description), \"UTF-8\",description );<br>\r\n<\/code><\/pre>\n<p>Time zone processing (Gulf Standard Time GST +4)<br \/>\ndate_default_timezone_set Asia Riyadh ;<\/p>\n<p>Localisation Error Messages<\/p>\n<pre><code class=\"language-php\"> <br>\r\narabicMessages [<br>\r\npayment_successful \u062a\u0645\u062a \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 \u0628\u0646\u062c\u0627\u062d ,<br>\r\ndeclined \u062a\u0645 \u0631\u0641\u0636 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0628\u0646\u0643 ].<br>\r\n <br>\r\n <br>\r\nfunction getLocalisedMessage(string key string lang=en ){<br>\r\n <br>\r\nif(lang ar isset(thisarabicMessages[key])){return thisarabic messages[key];}<br>\r\nelse {return defaultEnglishMessages[key];}}<br>\r\n<\/code><\/pre>\n<p>Test Strategy Recommendations<\/p>\n<p>1 When creating a sandbox account select a Middle East account especially Saudi Arabia or UAE to test local features such as.<\/p>\n<ul>\n<li>MADA\/SADAD Payment Process<\/li>\n<li>Arabic interface display correctness<\/li>\n<li>Is the GST timestamp correct<\/li>\n<\/ul>\n<p>2 Simulate various bank rejection responses to ensure correct handling of.<\/p>\n<pre><code class=\"language-php\"><br>\r\ntestCards [<br>\r\nmada_test : [ number : \"4543470000000005\", response_code : \"20064\" ],\/\/SABB Bank rejection code example...] ]]...<br>\r\n<\/code><\/pre>\n<p>The above covers a full range of guidance from basic integration to advanced considerations. For actual implementation, you should carefully read the latest API documentation for each payment gateway and consult your local legal counsel to ensure full compliance with regional regulations.<\/p>","protected":false},"excerpt":{"rendered":"<p>Integrating Middle East Payment Systems with PHP To integrate Middle East payment systems in PHP...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-2845","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5982\u4f55\u7528PHP\u96c6\u6210\u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\uff1f - 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