{"id":2875,"date":"2025-05-20T14:11:01","date_gmt":"2025-05-20T06:11:01","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2875"},"modified":"2025-05-20T14:11:01","modified_gmt":"2025-05-20T06:11:01","slug":"woocommerce%e5%af%b9%e6%8e%a5%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%8f%92%e4%bb%b6%e6%8c%87%e5%8d%97","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/20\/woocommerce%e5%af%b9%e6%8e%a5%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%8f%92%e4%bb%b6%e6%8c%87%e5%8d%97\/","title":{"rendered":"WooCommerce Guide to Indonesia Payment Plugin"},"content":{"rendered":"<h1>WooCommerce Guide to Indonesia Payment Plugin<\/h1>\n<h2>Overview of Main Payment Methods in Indonesia<\/h2>\n<p>In the Indonesian market, WooCommerce sites need to support the following major payment methods:<\/p>\n<ol>\n<li><strong>bank transfer<\/strong>: Direct transfers from local banks such as Mandiri, BCA, BNI, etc.<\/li>\n<li><strong>electronic wallet (e.g. for money)<\/strong>: OVO, DANA, LinkAja<\/li>\n<li><strong>Convenience Store Payments<\/strong>: Indomaret and Alfamart offline payments<\/li>\n<li><strong>Credit\/debit cards<\/strong>: Visa\/Mastercard Locally Issued Cards<\/li>\n<li><strong>instalment<\/strong>: Akulaku et al.<\/li>\n<\/ol>\n<h2>Recommended WooCommerce plugin solutions<\/h2>\n<h3>1. Midtrans (most comprehensive solution)<\/h3>\n<ul>\n<li>Supports almost all local payment methods in Indonesia<\/li>\n<li>Provides the official WooCommerce plugin (<a href=\"https:\/\/midtrans.com\">download link<\/a>)<\/li>\n<li>Features:\n<ul>\n<li>OVO\/DANA\/LinkAja integration<\/li>\n<li>Indomaret\/Alfamart counter payments<\/li>\n<li>BCA KlikPay\/Mandiri ClickPay and other internet banking interfaces<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>2. Xendit Payment Gateway<\/h3>\n<ul>\n<li><a href=\"https:\/\/github.com\/xendit\/xendit-woocommerce\">Xendit WooCommerce Plugin<\/a><\/li>\n<li>Channels of support:\n<ul>\n<li>OVO and DANA e-wallets<\/li>\n<li>Alfamart\/Indomaret Convenience Store Payment Code Generator is powerful!<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>3. DOKU for WooCommerce<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.doku.com\/\">Doku Official Plugin<\/a><\/li>\n<li>Advantages of deep integration between Mandiri and BCA Bank are evident<\/li>\n<\/ul>\n<h2>API Docking Technical Points (Developer Reference)<\/h2>\n<pre><code class=\"language-php\">\/\/ Midtrans Basic Configuration Sample Code Snippet (add to functions.php) <br>\r\nadd_filter('woocommerce_payment_gateways', 'add_midtrans_gateway');<br>\r\nfunction add_midtrans_gateway($methods) {<br>\r\n    $methods[] = 'WC_Gateway_Midtrans';<br>\r\n    return $methods.<br>\r\n}<br>\r\n<br>\r\n\/\/ Xendit callback handling example <br>\r\nadd_action('woocommerce_api_wc_xendit_callback', 'xendit_callback_handler');<br>\r\nfunction xendit_callback_handler() {<br>\r\n    \/\/ Verify signature and handle order status update logic...<br>\r\n}<br>\r\n<\/code><\/pre>\n<h2>PCI Compliance and Security Recommendations<\/h2>\n<ol>\n<li>SAQ A certification requirements apply to most third-party integrated gateway solutions<\/li>\n<li>SSL certificates must be valid and up-to-date<\/li>\n<li>CVV\/CVC should not be stored on the merchant server<\/li>\n<\/ol>\n<h2>FAQ Frequently Asked Questions<\/h2>\n<p><strong>Q: The payment code generated by Indomaret cannot be scanned by customers?<\/strong><br \/>\n\u2192 Check that the \"store payment code\" option is enabled and make sure that the size of the QR code is large enough!<\/p>\n<p><strong>Q: OVO deals are always pending?<\/strong><br \/>\n\u2192 Confirm that you have properly configured OVO's API key and enabled the channel in the Midtrans\/XENDIT backend<\/p>\n<p>For more detailed implementation documentation, visit each service provider's developer portal for the latest SDKs and specifications.<\/p>\n<p># WooCommerce guide to interfacing with Indonesia Payment Plugin (continued)<\/p>\n<p> In-depth configuration and optimisation<\/p>\n<p> 1. Localised currency and language settings<br \/>\n- Mandatory Indonesian Rupiah (IDR) settlement:<br \/>\n\"`php<br \/>\n\/\/ Add the following to the theme's functions.php<br \/>\nadd_filter('woocommerce_currency', function() {<br \/>\n    return 'IDR';<br \/>\n});<br \/>\n&#8220;`<br \/>\n- Multi-language support: It is recommended to install the WPML or Polylang plugin to ensure that the payment page has an Indonesian language option!<\/p>\n<p> 2. Deep configuration of specific payment channels<\/p>\n<p> OVO eWallet special settings:<br \/>\n- Midtrans backend needs to be enabled separately for OVO production mode (whitelisted numbers only in test mode)<br \/>\n- Xendit requires an additional OVO Merchant ID.<\/p>\n<p> Payment at the Alfamart\/Indomaret counter:<br \/>\n\"`php<br \/>\n\/\/ Customise convenience store payment instructions (example)<br \/>\nadd_filter('midtrans_indomaret_instructions', function($instructions) {<br \/>\n    return \"Present this code at Indomaret counter within <strong>24 hours<\/strong>&#8220;;<br \/>\n});<br \/>\n&#8220;`<\/p>\n<p> 3. Special treatment by the Mandiri Bank<br \/>\nMandiri ClickPay is required:<br \/>\n1. `payment_type` set to `mandiri_clickpay`<br \/>\n2. Server Key must use v2 API key.<br \/>\n3. IPN callback URLs need to be filed on the bank's end<\/p>\n<p> API Advanced Integration Solution<\/p>\n<p> Webhook secure authentication sample code (Midtrans version):<\/p>\n<p>\"`php<br \/>\nfunction verify_midtrans_signature($request) {<br \/>\n    $server_key = YOUR_SERVER_KEY;<br \/>\n    $signature_key = $request['signature_key'];<\/p>\n<p>    unset($request['signature_key']);<\/p>\n<p>    ksort($request).<br \/>\n    $string_to_hash = implode(\"\", array_map(function ($v, $k) {<br \/>\n        return \"$k$v\";<br \/>\n    }, array_values($request), array_keys($request)))).<\/p>\n<p>    return hash('sha512', $string_to_hash . $server_key) === $signature_key;<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p> UI\/UX optimisation recommendations<\/p>\n<p>1. Mobile-first design: Indonesia 90% e-commerce traffic comes from mobile phones to ensure:<br \/>\n   - OVO\/DANA button no smaller than 48x48px<br \/>\n   - Alfamart QR code automatically adapts to the width of the screen <\/p>\n<p>2. Step-by-step payment guide UI (CSS can be added).<br \/>\n\"`css<br \/>\n\/* Local payment method grouping on WooCommerce checkout page *\/<br \/>\n.payment_methods li[id*=\"midtrans\"] label img,<br \/>\n.payment_methods li[id*=\"xendit\"] label img {<br \/>\n    max-height:30px !important;<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p> KYC Compliance Requirements Special Points of Attention<\/p>\n<p>Attention is required according to Bank Indonesia Regulation No. X:<\/p>\n<p>1. Transaction limit control:<br \/>\n   - E-Wallet Single \u2264 10,000,000 IDR<br \/>\n   - Bank Transfer Single Day Accumulation \u2264 250,000,000 IDR  <\/p>\n<p>2. Customer authentication process (for transactions over 5 million IDRs):<br \/>\n\"`javascript<br \/>\n\/\/ JS front-end collection of tax codes (NPWP)<br \/>\njQuery(document).on('change','#billing_country',function(){<br \/>\n if(jQuery(this).val() === 'ID'){<br \/>\n     jQuery('#npwp_field').show().attr('required',true); }<br \/>\n});<br \/>\n&#8220;`<\/p>\n<p> CDN and Performance Tuning Recommendations (for Indonesian Network Environment)<\/p>\n<p>| CDN Providers | Jakarta Node Count | Surabaya Node Count | Makassar Node Count |<br \/>\n|&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;-|<br \/>\n| Akamai | 8 | 4 | 2 |<br \/>\n| Cloudflare | 12 | 6 | 3 |<\/p>\n<p>Recommended Configuration:<br \/>\nIn `wp-config.php` add.<br \/>\n\"`php<br \/>\ndefine('WP_CACHE_KEY_SALT','yourdomain_id'); \/\/ Cache partition identifiers accelerate CDN identification of regional traffic characteristics...<br \/>\n&#8220;`<\/p>\n<p>For further details on the technical implementation of a specific payment channel or if you encounter a specific error code problem, you can provide a more specific description of the scenario to continue the discussion.<\/p>","protected":false},"excerpt":{"rendered":"<p>WooCommerce Docking Indonesia Payment Plugin Guide Mainstream Indonesia Payment ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-2875","post","type-post","status-publish","format-standard","hentry","category-39"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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