{"id":2913,"date":"2025-05-21T14:05:08","date_gmt":"2025-05-21T06:05:08","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2913"},"modified":"2025-05-21T14:05:08","modified_gmt":"2025-05-21T06:05:08","slug":"%e5%a6%82%e4%bd%95%e4%b8%ba%e4%bd%a0%e7%9a%84shopify%ef%bc%8f%e7%8b%ac%e7%ab%8b%e7%ab%99%e6%b7%bb%e5%8a%a0%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/%e5%a6%82%e4%bd%95%e4%b8%ba%e4%bd%a0%e7%9a%84shopify%ef%bc%8f%e7%8b%ac%e7%ab%8b%e7%ab%99%e6%b7%bb%e5%8a%a0%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%ef%bc%9f\/","title":{"rendered":"How to add Vietnam Payments to your Shopify\/Independent site?"},"content":{"rendered":"<p>Adding Vietnam payment for Shopify or independent sites requires choosing the right payment method based on your target customer base and business needs. Below is a detailed step-by-step guide:<\/p>\n<hr>\n<h3><strong>I. Mainstream payment methods in Vietnam<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>Local e-wallet<\/strong><\/p>\n<ul>\n<li><strong>MomoPay<\/strong>: The most widely used e-wallet in Vietnam, supporting code scanning and online payment.<\/li>\n<li><strong>ZaloPay<\/strong>: A large user base based on the Zalo social platform.<\/li>\n<li><strong>ViettelPay<\/strong>: Under telecom operator Viettel, suitable for users in rural areas.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Bank Transfer<\/strong><\/p>\n<ul>\n<li>Connect to local Vietnamese banks (e.g. Vietcombank, Techcombank) through gateways such as VNPAY.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>International credit\/debit cards<\/strong><\/p>\n<ul>\n<li>Visa\/Mastercard\/JCB (note that Vietnam has a low card-carrying rate).<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Cash on delivery (COD)<\/strong><\/p>\n<ul>\n<li>Cash on delivery accounts for up to 70% of e-commerce and is suited to markets with high trust thresholds.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Cross-border payment programmes<\/strong><\/p>\n<ul>\n<li>PayPal (some high-end users), Alipay\/WeChat Pay (for Chinese tourists or Chinese).<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>II. Steps for Shopify integration with Vietnam Payments<\/strong><\/h3>\n<h4><strong>(A) Through third-party payment gateways<\/strong><\/h4>\n<ol>\n<li>\n<p><strong><a href=\"https:\/\/vnpay.vn\/\">VNPAY<\/a><\/strong><\/p>\n<ul>\n<li>Supports several Vietnamese banks and e-wallets.<\/li>\n<li>Shopify requires a third-party plugin such as [Checkout X] or [Hokodo] to relay the integration.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong><a href=\"https:\/\/onepay.vn\/\">OnePay<\/a><\/strong><br \/>\nFor credit card and QR code payments, API interfaces need to be developed or middleware such as<a href=\"https:\/\/primer.io\/\">Primer<\/a>.<\/p>\n<\/li>\n<li>\n<p><strong><a href=\"https:\/\/momo.vn\/\">Momo Official Co-operation<\/a><\/strong><br \/>\nContact the Momo Commerce team to open a merchant account and embed the checkout page via custom code.<\/p>\n<\/li>\n<\/ol>\n<h4><strong>(B) Shopify App Marketplace Plugin<\/strong><\/h4>\n<ul>\n<li>[Stripe] + [Local Payment Methods]: Optional Southeast Asian local option after activation.<\/li>\n<li>[2Checkout] (now Verifone): supports Vietnamese bank cards but has high fees.<\/li>\n<li>[Airwallex] or [Rapyd]: Aggregate multi-country localisation solutions.<\/li>\n<\/ul>\n<h4><strong>(C) COD settings<\/strong><\/h4>\n<p>Enable \"Manual payment methods\" and name it \"Cash on Delivery (COD)\" in Shopify backend.<\/p>\n<hr>\n<h3><strong>III. Solutions for independent stations<\/strong><\/h3>\n<ol>\n<li><strong>Direct API interfacing<\/strong>::<br \/>\nDevelop custom integrations in collaboration with technical teams such as VNPAY\/Momo.<\/li>\n<li><strong>Omni-Channel Aggregation Platform<\/strong>:<br \/>\nmake use of<a href=\"https:\/\/www.paddle.com\/\">Paddle<\/a> \/ <a href=\"https:\/\/www.paymentwall.com\/\">Paymentwall<\/a>and other service providers that support emerging markets.<br \/>\n3.<strong>Open Source System Adaptation<\/strong>:<br \/>\nIn case of WooCommerce\/Magento, install plugins like<\/strong>[VNPGate]<strong>maybe<\/strong>[MOMO for WooCommerce].<\/li>\n<\/ol>\n<hr>\n<h3><em>IV. Precautions<\/em><\/h3>\n<p>1\ufe0f\u20e3 <em><strong>compliancy<\/strong><\/em>: Ensure compliance with the Central Bank of Vietnam's regulations (e.g. foreign exchange settlements are to be made through authorised agencies).<\/p>\n<p>2\ufe0f\u20e3 <em><strong>user experience<\/strong><\/em>: Prioritise the display of popular local options (test the impact of display order on conversion rates).<\/p>\n<p>3\ufe0f\u20e3 <em><strong>Rate optimisation<\/strong><\/em>: Compare different channel costs (ex: Momo is usually 1-21 TP3T lower than credit cards).<\/p>\n<p>4\ufe0f\u20e3 <em><strong>logistics coordination<\/strong><\/em>: If you provide COD, you need to confirm the collection process with the logistics provider such as Giao Hang Nhanh\/GrabExpress.<\/p>\n<p>5\ufe0f\u20e3\ufe0f <strong><em>Alternative programme<\/em>:<\/strong> PayPal as a supplement for international users to avoid lost orders.<\/p>\n<hr>\n<p>After completing the access, it is recommended to use tools such as [Hotjar] to analyse the end of the page loss points, and optimise the payment button position copy (e.g. \"Thanh To\u00e1n Qua Momo\" has a higher click-through rate of 37% than the English button) through A\/B testing.<\/p>\n<hr>\n<h3><strong>V. Advanced Strategies to Deeply Optimise the Payment Experience in Vietnam<\/strong><\/h3>\n<h4><strong>1. Localised payment interface design<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>Language and Currency<\/strong>::<\/p>\n<ul>\n<li>Ensure that the payment page displays Vietnamese by default (use Shopify's multi-language plugins such as [LangShop] or translate manually).<\/li>\n<li>Currencies are prioritised to show VND (Vietnamese Dong) to avoid dynamic conversions that cause users to be suspicious.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>visual adaptation<\/strong>::<br \/>\nAdd icons of local payment methods (such as Momo's green logo or VNPAY's list of banks) to the checkout page to boost trust.<\/p>\n<\/li>\n<\/ul>\n<h4><strong>2. COD process optimisation<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>Pre-authorisation verification<\/strong>::<br \/>\nNotify customers via SMS\/Zalo to confirm order and address to reduce rejection rate (available tools such as [Telesign] to send automated reminders).<\/p>\n<\/li>\n<li>\n<p><strong>Logistics co-operation<\/strong>::<br \/>\nChoose a logistics provider that supports COD collection and has a low return rate (recommended).<a href=\"https:\/\/ghn.vn\/\">GHN<\/a>maybe<\/strong><a href=\"https:\/\/viettelpost.com.vn\/\">Viettel Post<\/a>), and clearly labelling COD service areas and handling fees on the website.<\/p>\n<\/li>\n<\/ul>\n<h4><strong>3. Promotional linkage of e-purses<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>Exclusive Discounts<\/strong>::<br \/>\nIn cooperation with Momo\/ZaloPay, we launched the \"10% Off First Wallet Binding\" campaign to guide users to use e-payment through the promo code.<\/p>\n<\/li>\n<li>\n<p><strong>social fission<\/strong>::<br \/>\nIn ZaloPay, you can set up the function of \"Share to Friends\" to increase the repurchase rate by utilising the social attributes of Vietnamese users.<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h3><em>VI. Troubleshooting of common problems of technical docking<\/em><\/h3>\n<table>\n<thead>\n<tr>\n<th>issues<\/th>\n<th>prescription<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Shopify says \"Payment method not available\"<\/td>\n<td>Check if the gateway restricts Vietnam IP, or manually enable country\/region in [Settings &gt; Payments].<\/td>\n<\/tr>\n<tr>\n<td>Momo transaction failed but was charged<\/td>\n<td>Contact Momo Merchant Support to get the statement API and configure the automatic refund callback URL.<\/td>\n<\/tr>\n<tr>\n<td>VNPAY returns error code \"11\".<\/td>\n<td>Usually it is a signature verification failure, and you need to check the merchant key (Merchant Key) and hash algorithm (SHA256).<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><em>VII. Data monitoring and iteration<\/em><\/h3>\n<p>1\ufe0f\u20e3 <em><strong>conversion funnel analysis (CFA)<\/strong><\/em>:<br \/>\nSet up event tracking with Google Analytics to monitor the churn from \"Choose Payment Method\" to \"Successful Payment\".<\/p>\n<p>2\ufe0f\u20e3 <em><strong>A\/B testing<\/strong><\/em>:<br \/>\nCompare the impact of different layouts (e.g. putting Momo on top vs Bank Transfer on top) on conversion rates.<\/p>\n<p>3\ufe0f\u20e3 <em><strong>Fraud prevention and control<\/strong><\/em>:<br \/>\nEnable AI risk control tools (e.g.<a href=\"https:\/\/seon.io\/\">SEON<\/a>) Filtering of high-risk COD orders, especially for large orders placed by newly registered users.<\/p>\n<hr>\n<h3><em>VIII. List of alternative programme options<\/em><\/h3>\n<p>If the main channel audit is blocked:<\/p>\n<ol>\n<li><strong><a href=\"https:\/\/www.doku.com\/\">DOKU Wallet<\/a>:: An aggregator gateway that started in Indonesia but covers Southeast Asia and supports some banks in Vietnam.<\/li>\n<li><strong><a href=\"https:\/\/senpay.vn\/\">Senpay<\/a>Local service provider specialising in gaming and micropayments, suitable for virtual goods.<\/li>\n<li><strong><a href=\"https:\/\/selly.io\/\">Selly<\/a>:: Provide pre-built Vietnamese payment links for independent stations (no development required).<\/li>\n<\/ol>\n<hr>\n<p>Recommendations for next steps:<br \/>\n\u2705 <em>Priority 1<\/em> : Contact the MOMO\/VNPAY commercial team to open a test account (usually requires a business licence and the assistance of a local agent).<br \/>\n\u2705 <em>Priority 2<\/em> : Simulate the complete transaction process in a sandbox environment, especially the refund scenario.<br \/>\n\u2705 <em>Priority 3<\/em> : Arrange for bilingual customer service to handle payments in real time for the first two weeks after going live (Zalo online customer service is more efficient than email).<\/p>","protected":false},"excerpt":{"rendered":"<p>Adding Vietnam Payments for Shopify or standalone sites needs to be tailored to the targeted customer base and industry...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-2913","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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