{"id":2933,"date":"2025-05-21T14:25:17","date_gmt":"2025-05-21T06:25:17","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2933"},"modified":"2025-05-21T14:25:17","modified_gmt":"2025-05-21T06:25:17","slug":"%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b9%b3%e5%8f%b0%e6%8e%92%e8%a1%8c%e6%a6%9c","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b9%b3%e5%8f%b0%e6%8e%92%e8%a1%8c%e6%a6%9c\/","title":{"rendered":"Top collection platforms that support payments in Vietnam"},"content":{"rendered":"

Below is a ranking of the leading payment collection platforms in Vietnam, evaluated on a comprehensive basis based on dimensions such as market share, user base, localisation and functional support (data updated to 2023):<\/p>\n

\n

1. Indigenous-led platforms<\/strong><\/h3>\n

(1) MoMo (Mobile Money)<\/strong><\/h4>\n
    \n
  • market position<\/strong>: Vietnam's largest e-wallet with over 30 million users<\/li>\n
  • specificities<\/strong>::
    \n\u2705 Support code payment, utility bill payment, mobile phone recharge
    \n\u2705 Direct connection with 20+ banks, covering 90% convenience stores offline
    \n\u26a0\ufe0f Local Vietnam bank card required<\/li>\n<\/ul>\n

    (2) ZaloPay<\/strong><\/h4>\n
      \n
    • contexts<\/strong>: Payment tool under social giant Zalo (similar to WeChat Pay)<\/li>\n
    • cutting edge<\/strong>::
      \n\u2705 Deep integration of Zalo social scenarios (money transfers\/red envelopes)
      \n\u2705 QR Code Cross-border Payment Collection (partially supported by China merchants)<\/li>\n<\/ul>\n

      (3) ViettelPay<\/strong><\/h4>\n
        \n
      • parent companies<\/strong>: Viettel, Vietnam's largest telecoms operator<\/li>\n
      • Applicable Scenarios<\/strong>: Charge top-ups, game cards, high penetration rate in rural areas<\/li>\n<\/ul>\n
        \n

        2. International payment platforms<\/strong><\/h3>\n

        (4) PayPal<\/strong><\/h4>\n
          \n
        • site coverage<\/strong>: Preferred for cross-border e-commerce, but with higher handling fee (4.4% + fixed fee)<\/li>\n
        • constraint<\/strong>: Withdrawal of cash through Vietnamese banks (e.g. TPBank, ACB)<\/li>\n<\/ul>\n

          (5) Stripe<\/strong><\/h4>\n
            \n
          • make headway<\/strong>: Entering the Vietnam test phase in 2023<\/li>\n<\/ul>\n

            3. Banking and gateway services<\/strong><\/h3>\n

            (6) VNPAY<\/strong><\/h4>\n
              \n
            • locate<\/strong>: Enterprise-level payment solutions (Alipay-like B-side services)<\/li>\n
            • functionality<\/strong>::
              \n\u2705 Support internet banking transfer, credit card instalment, cross-border settlement (commonly used in Sino-Vietnamese trade)
              \n\u26a0\ufe0f requires business registration and cannot be used directly by individual users<\/li>\n<\/ul>\n

              (7) OnePay & Payoo<\/strong><\/h4>\n
                \n
              • contexts<\/strong>: Payment gateway launched by an alliance of two Vietnamese banks<\/li>\n
              • Applicable Scenarios<\/strong>: E-commerce platform integration (e.g. Shopee, Tiki), support for international cards Visa\/Mastercard<\/li>\n<\/ul>\n
                \n

                4. Emerging and cross-border dedicated platforms<\/strong><\/h3>\n

                (8) Airwallex (\u7a7a\u4e2d\u4e91\u6c47)<\/strong><\/h4>\n
                  \n
                • cutting edge<\/strong>: Designed for cross-border e-commerce, supports multi-currency collection (USD\/VND\/CNY)<\/li>\n
                • tariff<\/strong>: 0.5%-1.2%, lower than PayPal<\/li>\n<\/ul>\n

                  (9) Wise (formerly TransferWise)<\/strong><\/h4>\n
                    \n
                  • specificities<\/strong>: The first choice for small cross-border remittances for SMEs, with transparent exchange rates<\/li>\n
                  • constraint<\/strong>:: Single transaction limit of US$50,000, subject to transit by Vietnam Co-operative Banks<\/li>\n<\/ul>\n
                    \n

                    \ud83d\udcca Vietnam Payments Market Share Reference, 2023<\/strong><\/h3>\n\n\n\n\n\n\n\n\n
                    rankings<\/th>\nPlatform name<\/th>\ntypology<\/th>\nActive users (approx.)<\/th>\nMain usage scenarios<\/th>\n<\/tr>\n<\/thead>\n
                    1<\/td>\nMoMo<\/td>\nelectronic wallet (e.g. for money)<\/td>\n30 million +<\/td>\nOffline retail\/P2P transfers<\/td>\n<\/tr>\n
                    2<\/td>\nZaloPay<\/td>\nsocial payment<\/td>\n20 million +<\/td>\nSocial bonus\/online spending<\/td>\n<\/tr>\n
                    3<\/td>\nVNPAY<\/td>\nEnterprise Gateway<\/td>\n–<\/td>\nB2B\/Utilities Payment<\/td>\n<\/tr>\n
                    PayPal<\/td>\nInternational payments<\/td>\n–<\/td>\nCross-border e-commerce collections<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                    \n

                    \u26a0\ufe0f Notes:<\/h3>\n
                      \n
                    1. compliance requirement<\/strong><\/em>: Foreign businesses are required to apply for a Non-Resident Merchant Licence to collect money in Vietnam (some platforms can do this on their behalf).<\/li>\n
                    2. Handling Fee Comparison<\/strong><\/em>: Local wallet rates are typically \u22641%, international platforms are generally >3%.<\/li>\n
                    3. withdrawal cycle<\/strong><\/em>: It takes 1 working day for MoMo\/ZaloPay to withdraw cash to your bank card, and 3~5 days for cross-border arrivals.<\/li>\n<\/ol>\n

                      If industry-specific (e.g. gaming, e-commerce) solutions or licence application details are required, further clarification can be added!<\/p>","protected":false},"excerpt":{"rendered":"

                      Below is a list of the leading payment collection platforms in Vietnam, based on market share, user base,...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-2933","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"\n\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684\u6536\u6b3e\u5e73\u53f0\u6392\u884c\u699c - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684\u6536\u6b3e\u5e73\u53f0\u6392\u884c\u699c\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684\u6536\u6b3e\u5e73\u53f0\u6392\u884c\u699c\" \/>\n<meta property=\"og:description\" content=\"\u4ee5\u4e0b\u662f\u8d8a\u5357\u4e3b\u6d41\u7684\u6536\u6b3e\u652f\u4ed8\u5e73\u53f0\u6392\u884c\u699c\uff0c\u6839\u636e\u5e02\u573a\u4efd\u989d\u3001\u7528\u6237\u57fa\u6570\u3001…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684\u6536\u6b3e\u5e73\u53f0\u6392\u884c\u699c\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-21T06:25:17+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b9%b3%e5%8f%b0%e6%8e%92%e8%a1%8c%e6%a6%9c\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b9%b3%e5%8f%b0%e6%8e%92%e8%a1%8c%e6%a6%9c\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684\u6536\u6b3e\u5e73\u53f0\u6392\u884c\u699c\",\"datePublished\":\"2025-05-21T06:25:17+00:00\",\"dateModified\":\"2025-05-21T06:25:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b9%b3%e5%8f%b0%e6%8e%92%e8%a1%8c%e6%a6%9c\/\"},\"wordCount\":42,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u8d8a\u5357\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b9%b3%e5%8f%b0%e6%8e%92%e8%a1%8c%e6%a6%9c\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b9%b3%e5%8f%b0%e6%8e%92%e8%a1%8c%e6%a6%9c\/\",\"url\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/21\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b9%b3%e5%8f%b0%e6%8e%92%e8%a1%8c%e6%a6%9c\/\",\"name\":\"\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684\u6536\u6b3e\u5e73\u53f0\u6392\u884c\u699c - 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