{"id":2955,"date":"2025-05-22T14:12:25","date_gmt":"2025-05-22T06:12:25","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2955"},"modified":"2025-05-22T14:12:25","modified_gmt":"2025-05-22T06:12:25","slug":"%e5%8e%bb%e6%b3%b0%e5%9b%bd%e8%a6%81%e5%87%86%e5%a4%87%e5%93%aa%e7%a7%8d%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e6%9c%80%e5%90%88%e9%80%82%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/22\/%e5%8e%bb%e6%b3%b0%e5%9b%bd%e8%a6%81%e5%87%86%e5%a4%87%e5%93%aa%e7%a7%8d%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e6%9c%80%e5%90%88%e9%80%82%ef%bc%9f\/","title":{"rendered":"Which is the best payment method to prepare for a trip to Thailand?"},"content":{"rendered":"<p>When travelling to Thailand, it is recommended to prepare<strong>Combination of multiple payment methods<\/strong>to cope with different scenarios (e.g. shopping malls, night markets, stalls, etc.), the following are specific suggestions:<\/p>\n<hr>\n<h3><strong>1. Cash (Thai baht)<\/strong><\/h3>\n<ul>\n<li><strong>Essential level: \u2605\u2605\u2605\u2605\u2605<\/strong>\n<ul>\n<li>Many places in Thailand (especially night markets, street stalls, taxis, temple tickets, etc.) only accept cash.<\/li>\n<li><strong>Redemption Suggestion:<\/strong>\n<ul>\n<li><strong>Domestic change in advance<\/strong>: Bank of China\/ ICBC etc. can make an appointment to exchange at a better exchange rate (better value than local Thailand).<\/li>\n<li><strong>Thai Local Exchange<\/strong>: Exchange points such as SuperRich (green or orange signs) and VASU have better exchange rates, avoid the low exchange rate counters at airports\/hotels.<\/li>\n<li>ATM Cash Withdrawal: Supports UnionPay cards, but charges 220 Baht for a single transaction + issuer's fee.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. Credit\/debit cards<\/strong><\/h3>\n<ul>\n<li><strong>Recommended Type: VISA\/Mastercard &gt; UnionPay<\/strong>\n<ul>\n<li><strong>Applicable Scenarios<\/strong>: Large shopping malls, chain shops, high-end restaurants or hotels.<\/li>\n<li><strong>caveat<\/strong>::\n<ul>\n<li>Visa\/Mastercard is most widely accepted; some merchants may refuse to accept UnionPay.<\/li>\n<li>Prefer cards with no currency conversion fees (e.g., some all-currency credit cards).<\/li>\n<li><em>Beware of swiping<\/em>! Try to use it in regular places and use cash for small purchases.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. QR code payment (PromptPay)<\/strong><\/h3>\n<ul>\n<li><em>Suitable for long term travellers with a Thai bank account<\/em><br \/>\nPromptPay (tied to mobile phone number\/ID card) is commonly used by locals, but difficult for foreign tourists to set up in the short term. Some merchants support Alipay\/WeChat payment (limited coverage).<\/li>\n<\/ul>\n<hr>\n<h3><strong>4. Alipay\/WeChat Pay<\/strong><\/h3>\n<ul>\n<li><em>Limited coverage<\/em><br \/>\nMainly available at 7-11 convenience stores, Royal Duty Free shops or Chinese shopping districts, please check in advance for support.<\/li>\n<\/ul>\n<hr>\n<h3>\u2728 Wrap-up programme:<\/h3>\n<table>\n<thead>\n<tr>\n<th>take<\/th>\n<th>Recommendation<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Street stalls\/snacks\/tips<\/td>\n<td>in cash<\/td>\n<\/tr>\n<tr>\n<td>Shopping at the mall<\/td>\n<td>Credit Card (Visa\/Master) + Compare Alipay Offers<\/td>\n<\/tr>\n<tr>\n<td>emergency standby<\/td>\n<td>ATM cash withdrawal (UnionPay debit card) + small amount of USD<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u26a0\ufe0f other reminders:<\/p>\n<ol>\n<li><em><strong>have change<\/strong><\/em> : Large bills over 500 baht may be refused.<\/li>\n<li><em><strong>guard against theft<\/strong><\/em> : Separate cash and bank cards.<\/li>\n<li><em><strong>electronic wallet (e.g. for money)<\/strong><\/em> : The Grab App can be tied up for taxi ordering.<\/li>\n<\/ol>\n<p>Just exchange your money before you leave on a budget for your trip - 1,000 to 2,000 baht per capita per day for basic spending is a safe bet.<\/p>\n<p>Right! Here are the payment methods for Thailand<strong>Additional details and practical tips<\/strong>, helping you to further optimise your funding arrangements:<\/p>\n<hr>\n<h3><strong>5. Advanced techniques in the use of cash<\/strong><\/h3>\n<ul>\n<li><strong>Zero money management:<\/strong>\n<ul>\n<li>Thai people often refuse large notes (e.g. 1,000 baht for 20 baht of water) because they \"don't have change\", so it is advisable to break them in advance at a 7-11 or supermarket.<\/li>\n<li><strong>Coins are versatile<\/strong>: It is required for donating merit at temples, bus boats, vending machines, etc. Keep small-denomination coins for backup.<\/li>\n<\/ul>\n<\/li>\n<li><strong>An example of a petty cash scenario:<\/strong>\n<ul>\n<li>Raiders\/two-bar vans (basically no credit cards accepted)<\/li>\n<li>Massage parlours (especially street shops)<\/li>\n<li>Night market food (mango sticky rice, kebabs, etc.)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>6. Hidden pitfalls of ATM cash withdrawals<\/strong><\/h3>\n<ul>\n<li><strong>Handling fee double whammy<\/strong>::\n<ol>\n<li><em>Bank of Thailand<\/em>: Fixed 220 Baht (approx. 45 RMB) per transaction, independent of the amount withdrawn.<\/li>\n<li><em>Domestic Issuing Banks<\/em>: Additional 1%~3% cross-border handling fee may be charged.<\/li>\n<\/ol>\n<\/li>\n<li><strong>response strategy<\/strong>::\n<ul>\n<li>\u2714\ufe0f Try to withdraw the required amount in a single transaction (e.g. 10,000 baht at a time rather than multiple times).<br \/>\n\u274c Avoid cash advances on credit cards (high interest rates + fees stacked on top).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. Visa\/Mastercard \"contactless payments\"<\/strong><\/h3>\n<ul>\n<li>(\ud83d\udcb3Proximity payments are labelled \"Contactless\")<br \/>\nBangkok's chain shops (e.g. Big C Supermarkets, Boots) support tap card payments below 1,500 baht password-free, which are fast and anti-theft swipe.<\/li>\n<\/ul>\n<hr>\n<h3><strong>8. Hidden Benefits of Alipay\/WeChat Payments<\/strong><\/h3>\n<p>Although not widely covered, the following are used in preference:<br \/>\n\u2705 King Power Duty Free (Alipay exclusive discounts often available)<br \/>\n\u2705 Restaurants\/attractions with lots of Chinese tourists (e.g. some businesses in Patong Beach, Phuket)<br \/>\n\u2705Real-time exchange rate settlement (more transparent than credit card currency conversion fees)<\/p>\n<hr>\n<h3>\ud83d\udea8 Lightning Reminder<\/h3>\n<p>\u274c Poor exchange rates at airport exchange points! Please also choose SuperRich counters instead of random windows for emergency exchange.<br \/>\n\u274c Private roadside exchange points may have counterfeit notes or exchange rate fraud.<\/p>\n<hr>\n<p>\ud83d\udcf1<strong>Recommended Apps<\/strong>::<br \/>\n1\ufe0f\u20e3 <code>SuperRich TH<\/code> : Check the real-time best exchange rates and the location of exchange points.<br \/>\n2\ufe0f\u20e3 <code>Wise<\/code> (formerly TransferWise): Low-cost international transfers for long-term travellers.<\/p>\n<p>If the trip includes remote islands or mountainous areas (e.g. Libe Island, Bay County), be sure to bring extra cash - ATMs are scarce and may malfunction in these places!<\/p>","protected":false},"excerpt":{"rendered":"<p>When travelling to Thailand, it is recommended to prepare a combination of payment methods for different scenarios (e.g....<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-2955","post","type-post","status-publish","format-standard","hentry","category-31"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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