{"id":3003,"date":"2025-05-24T10:48:19","date_gmt":"2025-05-24T02:48:19","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3003"},"modified":"2025-05-24T10:48:19","modified_gmt":"2025-05-24T02:48:19","slug":"%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84woocommerce%e6%8f%92%e4%bb%b6%e6%8e%a8%e8%8d%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/24\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84woocommerce%e6%8f%92%e4%bb%b6%e6%8e%a8%e8%8d%90\/","title":{"rendered":"Recommended WooCommerce Plugins to Support Vietnam Payment"},"content":{"rendered":"<p>The choice of plugin to support Vietnam payment on WooCommerce needs to consider the popular local payment methods such as local bank transfer, e-wallet (MoMo, ZaloPay, etc.) and international card payment. Below are the recommended options for the Vietnamese market:<\/p>\n<hr>\n<h3><strong>1. Local payment gateway plug-in<\/strong><\/h3>\n<h4><strong>a. WooCommerce VietNam Payment Gateways<\/strong><\/h4>\n<ul>\n<li><strong>specificities<\/strong>: Designed for the Vietnamese market, it supports multiple local bank transfers (Vietcombank, Techcombank, etc.) and QR code payments.<\/li>\n<li><strong>cutting edge<\/strong>: The interface is fully Vietnamese, in line with local customs; OnePay and VNPAY gateways are supported.<\/li>\n<li><strong>take note of<\/strong>: Need to confirm compatibility with your hosting environment.<\/li>\n<li><strong>link (on a website)<\/strong>::<a href=\"https:\/\/wordpress.org\/plugins\/vnpay-gateway-for-woocommerce\/\">WordPress Plugin Library<\/a><\/li>\n<\/ul>\n<h4><strong>b. MoMo Official Plugin<\/strong><\/h4>\n<ul>\n<li><strong>specificities<\/strong>: Official integration of MoMo, the most popular e-wallet in Vietnam (accounting for over 50% of market share).<\/li>\n<li><strong>cutting edge<\/strong>: Supports code-sweeping payment and app hopping; suitable for mobile users.<\/li>\n<li><strong>cost<\/strong>: The rate is approximately 1.5%-2% and requires corporate qualification registration.<\/li>\n<li><strong>Application Portal<\/strong>::<a href=\"https:\/\/business.momo.vn\">MoMo Merchant Platform<\/a><\/li>\n<\/ul>\n<hr>\n<h3>2. International common solutions<\/h3>\n<h4>a. Stripe for WooCommerce<\/h4>\n<ul>\n<li>Scenario: Accept international credit cards (Visa\/Mastercard), suitable for cross-border sales.<\/li>\n<li>Note: Stripe is limited to business registration in Vietnam and is subject to compliance requirements.<\/li>\n<li>Alternatives:<a href=\"https:\/\/woocommerce.com\/products\/ppcp\/\">PayPal Checkout<\/a>(but with low usage by Vietnamese users).<\/li>\n<\/ul>\n<h4>b. PayOS (by VNPAY)<\/h4>\n<ul>\n<li>Features: Aggregate multiple local payment methods (bank transfer, e-wallet), SDK and API documentation provided.<\/li>\n<li>API Documentation. <a href=\"https:\/\/developers.payos.vn\">PayOS Developer Centre<\/a><\/li>\n<\/ul>\n<hr>\n<h3>*3.* Other practical tools<\/h3>\n<p>1.<strong>Currency Switcher plugin<\/strong>:<br \/>\nas if<a href=\"https:\/\/codecanyon.net\/item\/woocommerce-currency-switcher\/\">WOOCS<\/a>The Vietnamese Dong (VND) is guaranteed to be displayed and converted automatically.<\/p>\n<p>2.<strong>logistics integration<\/strong>:<br \/>\ncollocation<a href=\"https:\/\/ghn.vn\">GiaoHang Nhanh<\/a>or Viettel Post's plugin to manage shipping costs.<\/p>\n<hr>\n<h3><em>Implementation of recommendations<\/em><\/h3>\n<p>1.<strong>Priority localisation<\/strong>:<br \/>\n80%'s Vietnam online shopping is done through an e-wallet, and it is recommended to have access to at least one of MoMom or ZaloPay.<\/p>\n<p>2.<strong>Testing process<\/strong>:<br \/>\nVerify that all gateways are functioning properly using a Sandbox account (e.g., VNPAY's test environment).<\/p>\n<p>3.<strong>legal compliance<\/strong>:<br \/>\nIn case of cross-border transactions, it is necessary to comply with the foreign exchange management regulations of the Central Bank of Vietnam (Th\u00f4ng t\u01b0 s\u1ed1 20\/2020\/TT-NHNN).<\/p>\n<p>For further technical interfacing details (e.g. Webhook configuration), please contact your local payment service provider for assistance from the Vietnamese technical support team.<\/p>\n<p>Okay, next I'll start with <strong>Technical interface details<\/strong>, and<strong>Rate and cost optimisation<\/strong>, and<strong>Frequently Asked Questions<\/strong> The three areas continue to go deeper to help you land a Vietnamese payment solution in WooCommerce more efficiently.<\/p>\n<hr>\n<h3><strong>I. Key steps in technology docking<\/strong><\/h3>\n<h4>1. <strong>Local payment gateway configuration (VNPAY as an example)<\/strong><\/h4>\n<ul>\n<li><strong>parameterisation<\/strong>: Fill in the Merchant ID in the WooCommerce backend (<code>vnp_TmnCode<\/code>), secure hash key (<code>vnp_HashSecret<\/code>) and enable test mode.<\/li>\n<li><strong>Callback URL Configuration<\/strong>::\n<pre><code class=\"language-php\">\/\/ \u793a\u4f8b\u4ee3\u7801\u7247\u6bb5\uff08\u6dfb\u52a0\u5230\u4e3b\u9898\u7684functions.php\uff09<br>\r\nadd_action('init', 'handle_vnpay_return');<br>\r\nfunction handle_vnpay_return() {<br>\r\n  if (isset($_GET['vnp_ResponseCode'])) {<br>\r\n    $order_id = $_GET['vnp_TxnRef'];<br>\r\n    $order = wc_get_order($order_id);<br>\r\n    if ($_GET['vnp_ResponseCode'] == '00') {<br>\r\n      $order-&gt;update_status('completed', __('Payment via VNPAY successful', 'woocommerce'));<br>\r\n    }<br>\r\n  }<br>\r\n}<br>\r\n<\/code><\/pre>\n<\/li>\n<li><strong>Debugging Tools<\/strong>: Using VNPAY's<a href=\"https:\/\/sandbox.vnpayment.vn\/apis\/docs\/\">sandbox environment<\/a>Simulated trading flow.<\/li>\n<\/ul>\n<h4>2. <strong>MoMo eWallet Deep Integration<\/strong><\/h4>\n<ul>\n<li><strong>Scene Adaptation<\/strong>: via MoMo's<a href=\"https:\/\/developers.momo.vn\/v3\/docs\/payment\/api\/\">Partner API<\/a>The following functions are implemented:\n<ul>\n<li>Automatically jump to app payment (suitable for mobile)<\/li>\n<li>Generate payment QR code on PC<\/li>\n<\/ul>\n<\/li>\n<li><strong>Order synchronisation<\/strong>:<br \/>\nNeed to handle asynchronous notifications (Webhook), example endpoints:<br \/>\n<code>https:\/\/yourdomain.com\/wc-api\/momo_callback<\/code> (configured in the MoMo merchant back office)<\/li>\n<\/ul>\n<hr>\n<h3><em>II. Rate and cost optimisation strategies<\/em><\/h3>\n<table>\n<thead>\n<tr>\n<th>payment method<\/th>\n<th>Typical rates<\/th>\n<th>settlement cycle<\/th>\n<th>Applicable Scenarios<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>MoMo<\/td>\n<td>~1.8%<\/td>\n<td>T+1<\/td>\n<td>High-frequency micro-transactions for C-suppliers<\/td>\n<\/tr>\n<tr>\n<td>VNPAY Bank Direct Connect<\/td>\n<td>~1.2%<\/td>\n<td>T+2<\/td>\n<td>B2B Large Transfer<\/td>\n<\/tr>\n<tr>\n<td>Stripe International Card<\/td>\n<td>~3.5% +$0.3<\/td>\n<td>T+7* Cross-border sales<\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em><strong>Optimisation Recommendations<\/strong><\/em>::<\/p>\n<ul>\n<li><strong>Negotiated rates<\/strong>:<br \/>\nMonthly flow over 50M VND can contact PayOS or VNPAY to apply for step rate (as low as 0.8%).<\/li>\n<li><em>hybrid routing<\/em>:<br \/>\nUse plug-ins such as<a href=\"https:\/\/codecanyon.net\/item\/woocommerce-payment-gateways-splitter\/23638954\">Multi-Gateway Splitter<\/a>The cheapest channel is automatically selected based on the order amount.<\/li>\n<\/ul>\n<hr>\n<h3><em>III. Solutions to common problems<\/em><\/h3>\n<h4>Q1: \"Order status not updated after customer payment\"<\/h4>\n<ul>\n<li>\u2714\ufe0f checkpoint:\n<ol>\n<li>Whether WooCommerce's IPN settings are turned on (Woocommerce \u2192 Settings \u2192 Payments \u2192 Gateway name)<\/li>\n<li>Is the PHP version \u2265 7.4 (older versions may cause callbacks to fail)<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<h4>Q2: \"Vietnamese Dong (VND) is displayed in decimal places\"<\/h4>\n<pre><code class=\"language-sql\">-- Direct modification of database currency format (performed after backup).<br>\r\nUPDATE wp_options SET option_value = '0' WHERE option_name = 'woocommerce_price_num_decimals';<br>\r\n<\/code><\/pre>\n<h4>Q3: \"ZaloPay can't evoke the app\"<\/h4>\n<ul>\n<li>\u2705 Compulsory programme:<br \/>\nEnable \"Universal Links\" in the ZaloPay plugin settings and submit the Apple App Site Association file to the website root directory.<\/li>\n<\/ul>\n<hr>\n<h3><em>IV. Recommendations for advanced expansion<\/em><\/h3>\n<p>1.<strong>Anti-fraud measures<\/strong>:<br \/>\nmounting<a href=\"https:\/\/www.paypal.com\/us\/webapps\/mpp\/fraud-protection\">Simility Fraud Prevention Plugin<\/a>Intercepting unusual orders from high-risk areas in Vietnam.<\/p>\n<p>2.<strong>instalment<\/strong>:<br \/>\nAccess to the credit card instalment function through a partner bank such as Vietcombank or Sacombank requires a separate application for API privileges.<\/p>\n<p>If you need guidance on the sign-up process for a specific payment provider (e.g. how to sign up for a VNPAY business account), I can provide step-by-step screenshot instructions. Please let me know which part you would like to prioritise!<\/p>","protected":false},"excerpt":{"rendered":"<p>The choice of plugin to support Vietnam payment on WooCommerce needs to consider the local flow...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3003","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684WooCommerce\u63d2\u4ef6\u63a8\u8350 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/05\/24\/\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684woocommerce\u63d2\u4ef6\u63a8\u8350\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684WooCommerce\u63d2\u4ef6\u63a8\u8350\" \/>\n<meta property=\"og:description\" content=\"\u5728WooCommerce\u4e0a\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684\u63d2\u4ef6\u9009\u62e9\u9700\u8003\u8651\u5f53\u5730\u6d41&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/05\/24\/\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684woocommerce\u63d2\u4ef6\u63a8\u8350\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-24T02:48:19+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/24\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84woocommerce%e6%8f%92%e4%bb%b6%e6%8e%a8%e8%8d%90\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/24\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84woocommerce%e6%8f%92%e4%bb%b6%e6%8e%a8%e8%8d%90\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684WooCommerce\u63d2\u4ef6\u63a8\u8350\",\"datePublished\":\"2025-05-24T02:48:19+00:00\",\"dateModified\":\"2025-05-24T02:48:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/24\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84woocommerce%e6%8f%92%e4%bb%b6%e6%8e%a8%e8%8d%90\/\"},\"wordCount\":118,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u8d8a\u5357\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/en\/2025\/05\/24\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84woocommerce%e6%8f%92%e4%bb%b6%e6%8e%a8%e8%8d%90\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/24\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84woocommerce%e6%8f%92%e4%bb%b6%e6%8e%a8%e8%8d%90\/\",\"url\":\"https:\/\/www.deekpay.com\/en\/2025\/05\/24\/%e6%94%af%e6%8c%81%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e7%9a%84woocommerce%e6%8f%92%e4%bb%b6%e6%8e%a8%e8%8d%90\/\",\"name\":\"\u652f\u6301\u8d8a\u5357\u652f\u4ed8\u7684WooCommerce\u63d2\u4ef6\u63a8\u8350 - 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