{"id":3036,"date":"2025-05-25T18:58:36","date_gmt":"2025-05-25T10:58:36","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3036"},"modified":"2025-05-25T18:58:36","modified_gmt":"2025-05-25T10:58:36","slug":"%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/","title":{"rendered":"Convergence of Financial Technology (FinTech) and Payments in Vietnam"},"content":{"rendered":"<p>Vietnam's financial technology (FinTech) and payments industry is experiencing rapid convergence, a trend driven by a combination of technological advances, policy support and market demand. Below is an analysis of the key points:<\/p>\n<hr>\n<h3><strong>1. Market context and drivers<\/strong><\/h3>\n<ul>\n<li><strong>High Internet penetration<\/strong>: About 73% of Vietnam's population use the internet and smartphone penetration is 75%, laying the foundation for mobile payments.<\/li>\n<li><strong>Structure of the young population<\/strong>:: 70% The population is under 35 years old and highly receptive to digital financial services.<\/li>\n<li><strong>Policy support<\/strong>: The Government of Vietnam launched the National FinTech Development Strategy to 2025 to encourage cashless payments and financial innovation.<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. Main areas of integration<\/strong><\/h3>\n<h4><strong>(1) Explosive growth of e-wallets<\/strong><\/h4>\n<ul>\n<li><strong>player who is head of the game<\/strong>::\n<ul>\n<li>MoMo (over 30 million users): integrates money transfers, bill payments, e-commerce and more.<\/li>\n<li>ZaloPay (based on the social platform Zalo): penetration of payments through social scenarios.<\/li>\n<li>Viettel Pay (telecom operator background): taking advantage of offline outlets.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Scenario Expansion<\/strong>: Expanding from P2P transfers to retail, utility payments and even education and healthcare.<\/li>\n<\/ul>\n<h4><strong>(2) Standardisation of QR Code payments<\/strong><\/h4>\n<ul>\n<li>The State Bank of Vietnam (SBV) promotes the harmonisation of QR standards (VietQR) to enable interoperability across banks and e-wallets and reduce merchant access costs.<\/li>\n<\/ul>\n<h4><strong>(3) The rise of BNPL (buy now pay later)<\/strong><\/h4>\n<ul>\n<li>Platforms such as Fundiin and Kredivo have partnered with e-commerce companies (e.g. Shopee, Tiki) to target the credit needs of young consumers.<\/li>\n<\/ul>\n<h4><strong>(4) Open Banking Takes Shape<\/strong><\/h4>\n<ul>\n<li>SBV plans to launch an open API framework to allow third-party developers to access bank data, potentially spawning aggregated payments and personal finance management applications in the future.<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. Regulatory developments and challenges<\/strong><\/h3>\n<h3><strong>3. Regulatory developments and challenges (continued)<\/strong><\/h3>\n<h4><strong>(1) Progressive improvement of the regulatory framework<\/strong><\/h4>\n<ul>\n<li><strong>Payment Licence Tightening<\/strong>: The State Bank of Vietnam (SBV) requires e-wallets and payment intermediaries to be licensed and raises capital thresholds (e.g. MoMo needs to maintain a minimum of VND50 billion, which is about US$2 million).<\/li>\n<li><strong>Anti-Money Laundering (AML) Enhancement<\/strong>: The amended Anti-Money Laundering Act, 2021, requires payment platforms to KYC users' real names and limit anonymous transactions.<\/li>\n<li><strong>Cross-border payment controls<\/strong>: Foreign payment platforms (e.g. Alipay, WeChat Pay) need to co-operate with local banks in order to provide the service and prevent outflow of funds.<\/li>\n<\/ul>\n<h4><strong>(2) Main challenges<\/strong><\/h4>\n<ul>\n<li><strong>Cash dependency inertia<\/strong>: Despite the rapid growth of cashless payments, cash still accounts for 80% of daily transactions (especially in rural areas).<\/li>\n<li><strong>Single Profit Model<\/strong>: E-wallets rely heavily on transfer fees and merchant commissions, which are highly competitive and lead to thin margins.<\/li>\n<li><strong>Data security risks<\/strong>: 2023 saw a number of e-wallet fraud cases (e.g., fake QR codes, phishing apps), and user trust was shaken.<\/li>\n<\/ul>\n<hr>\n<h3><strong>4. Future trends and opportunities<\/strong><\/h3>\n<h4><strong>(1) Super App Eco-Expansion<\/strong><\/h4>\n<ul>\n<li>MoMo, ZaloPay, etc. are transforming from \"pure payment tools\" to integrated service platforms, integrating loan, insurance, investment, etc. (similar to Alipay in China). For example:\n<ul>\n<li>MoMo launches \"MoMo Invest\" to offer fund products;<\/li>\n<li>Viettel Pay goes live with microinsurance service.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><strong>(2) Deepening AI and Big Data Applications<\/strong><\/h4>\n<ul>\n<li><strong>Credit Scoring Innovation<\/strong>: Inadequate coverage of traditional banking data, FinTech companies use alternative data such as telecom records and e-commerce behaviour to assess credit risk.<\/li>\n<li><em>case (law)<\/em>: Home Credit issues consumer loans by analysing the length of mobile phone usage and repayment history.<\/li>\n<\/ul>\n<h4><strong>(3) Breakthrough in cross-border payments<\/strong><\/h4>\n<ul>\n<li>ASEAN regional cooperation accelerated:\n<ul>\n<li>Vietnam joined the ASEAN QR Code Interoperability Programme (mutual payment scanning with Thailand and Malaysia);<\/li>\n<li>Pilot projects test blockchain cross-border settlements (e.g. Ubin in Singapore with Project Cedar in Vietnam).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>[Key summary] Specificities of the Vietnamese market<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>realm<\/th>\n<th>specificities<\/th>\n<th>benchmarking<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>policy orientation<\/td>\n<td>Strong regulation + phased liberalisation<\/td>\n<td>Similar to early stages of UPI in India<\/td>\n<\/tr>\n<tr>\n<td>user behaviour<\/td>\n<td>Social Driven Payments (ZaloPay)<\/td>\n<td>The Path of WeChat Payment<\/td>\n<\/tr>\n<tr>\n<td>competitive landscape<\/td>\n<td>Dominated by local giants (MoNo\/Viettel)<\/td>\n<td>Korea KakaoPay vs. Naver Pay<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Implications for businesses or investors:<br \/>\n\u2705 Prefer models with local partners;<br \/>\n\u2705 Focus on rural financial inclusion scenarios (digitisation of agricultural chains);<br \/>\n\u2705 Compliance costs are a long-term investment priority.<\/p>","protected":false},"excerpt":{"rendered":"<p>Vietnam's financial technology (FinTech) and payments industry is experiencing rapid convergence,...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3036","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/05\/25\/\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08fintech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408\" \/>\n<meta property=\"og:description\" content=\"\u8d8a\u5357\u7684\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u884c\u4e1a\u6b63\u5728\u7ecf\u5386\u5feb\u901f\u878d\u5408\uff0c&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/05\/25\/\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08fintech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-25T10:58:36+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408\",\"datePublished\":\"2025-05-25T10:58:36+00:00\",\"dateModified\":\"2025-05-25T10:58:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/\"},\"wordCount\":58,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u8d8a\u5357\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/\",\"name\":\"\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"datePublished\":\"2025-05-25T10:58:36+00:00\",\"dateModified\":\"2025-05-25T10:58:36+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/en\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/en\/2025\/05\/25\/\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08fintech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408\/","og_locale":"en_GB","og_type":"article","og_title":"\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408","og_description":"\u8d8a\u5357\u7684\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u884c\u4e1a\u6b63\u5728\u7ecf\u5386\u5feb\u901f\u878d\u5408\uff0c&hellip;","og_url":"https:\/\/www.deekpay.com\/en\/2025\/05\/25\/\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08fintech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-05-25T10:58:36+00:00","author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"Written by":"deekpay"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408","datePublished":"2025-05-25T10:58:36+00:00","dateModified":"2025-05-25T10:58:36+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/"},"wordCount":58,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"articleSection":["\u8d8a\u5357\u652f\u4ed8"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/","url":"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/","name":"\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"datePublished":"2025-05-25T10:58:36+00:00","dateModified":"2025-05-25T10:58:36+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/2025\/05\/25\/%e8%b6%8a%e5%8d%97%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%ef%bc%88fintech%ef%bc%89%e4%b8%8e%e6%94%af%e4%bb%98%e7%9a%84%e8%9e%8d%e5%90%88\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u8d8a\u5357\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u4e0e\u652f\u4ed8\u7684\u878d\u5408"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/en\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/comments?post=3036"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3036\/revisions"}],"predecessor-version":[{"id":3037,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3036\/revisions\/3037"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/media?parent=3036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/categories?post=3036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/tags?post=3036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}