{"id":3055,"date":"2025-05-26T14:01:48","date_gmt":"2025-05-26T06:01:48","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3055"},"modified":"2025-05-26T14:01:48","modified_gmt":"2025-05-26T06:01:48","slug":"%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e5%a6%82%e4%bd%95%e7%94%a8%e6%89%8b%e6%9c%ba%e6%94%af%e4%bb%98%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/26\/%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e5%a6%82%e4%bd%95%e7%94%a8%e6%89%8b%e6%9c%ba%e6%94%af%e4%bb%98%ef%bc%9f\/","title":{"rendered":"How can I pay with my mobile phone in Pakistan?"},"content":{"rendered":"

Mobile Payments (Mobile Payments) are growing rapidly in Pakistan and here is a guide to the main ways to use them and the platforms:<\/p>\n

\n

1. Mainstream mobile phone payment methods<\/strong><\/h3>\n

(1) JazzCash<\/strong><\/h4>\n
    \n
  • operator (of a power station, transport network etc)<\/strong>: Jazz (one of the largest telecommunications companies in Pakistan)<\/li>\n
  • functionality<\/strong>: money transfers, bill payments, phone bill recharges, online shopping and more.<\/li>\n
  • Opening method<\/strong>::\n
      \n
    • downloading JazzCash App<\/em> or call 786#<\/em> USSD code registration.<\/li>\n
    • CNIC (Pakistani Identity Card) and bank account\/debit card are required to be bound.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

      (2) EasyPaisa<\/strong><\/h4>\n
        \n
      • operator (of a power station, transport network etc)<\/strong>: Telenor Pakistan<\/li>\n
      • functionality<\/strong>: Similar to JazzCash, it supports money transfers, bill payments, scanner payments, and more.<\/li>\n
      • Opening method<\/strong>: through EasyPaisa App<\/em> or agent outlets (e.g. convenience stores) to register.<\/li>\n<\/ul>\n

        (3) SimSim (Alipay Co-operation)<\/strong><\/h4>\n
          \n
        • specificities<\/strong>: In co-operation with Alipay, some merchants support code scanning payment. Suitable for CMB cross-border transactions or Chinese users.<\/li>\n<\/ul>\n
          \n

          2. Other e-purse options<\/strong><\/h3>\n
            \n
          • UBL Omni \/ HBL Konnect<\/strong>:: Bank-based e-wallets, which need to be linked to a bank card.<\/li>\n<\/ul>\n

            3. Bank apps and code-sweeping payments<\/strong><\/h3>\n

            Major banks in Pakistan also offer mobile payment services for those who already have a local bank card:<\/p>\n

            (1) Bank APP transfer\/payment<\/strong><\/h4>\n
              \n
            • HBL Mobile App<\/strong>, andUBL Digital<\/strong>, andMCB Lite<\/strong>and other support:\n
                \n
              • Inter-account transfers (IBFT instant).<\/li>\n
              • Utilities and phone bill top-ups.<\/li>\n
              • Scanning code payment (QR Pay)<\/strong>: Some merchants support bank APP scanning QR code payment (e.g. Alipay style).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                (2) Visa\/Mastercard Bundled Mobile Wallet<\/strong><\/h4>\n
                  \n
                • JazzCash\/EasyPaisa can be tied to international credit cards (some restrictions apply) for online shopping or POS purchases.<\/li>\n<\/ul>\n
                  \n

                  4. Cross-border payment and China user adaptation solutions<\/strong><\/h3>\n

                  (1) Alipay (Paypal)<\/strong><\/h4>\n
                    \n
                  • Applicable Scenarios<\/strong>:: Alipay is accepted by some Chinese shops, travel agencies or e-commerce platforms, but its popularity is limited. You need to check if the merchant supports it.<\/li>\n<\/ul>\n

                    (2) Wise (formerly TransferWise)\/PayPal withdrawals to local wallet<\/strong>*<\/h4>\n
                      \n
                    • PayPal is not able to receive money directly in Pakistan, but cash can be withdrawn indirectly by associating with JazzCash\/EasyPaisa (higher fees).<\/li>\n<\/ul>\n
                      \n

                      5. USSD shortcut (available without smartphone)<\/strong><\/h3>\n

                      Use basic services by dialling a short code:<\/p>\n

                        \n
                      • JazzCash<\/strong>: 786# \u2192 Select Remittance\/Payment<\/em><\/li>\n
                      • EasyPaisa<\/strong>: 3737# \u2192 Enter the amount and counterparty number<\/em><\/li>\n<\/ul>\n
                        \n

                        6. Cautions<\/strong><\/h3>\n
                          \n
                        1. Real-name authentication is required<\/strong>:: All e-wallets require a Pakistani identity card (CNIC) or passport for registration. Foreigners may require additional documentation.<\/li>\n
                        2. Differences in handling fees<\/strong><\/em>: JazzCash\/EasyPaisa transfers are usually free for small amounts, with fees of 0.5%-1% for large transactions; cross-border remittance rates are higher.
                          \n3.Network coverage issues.<\/strong> USSD is more reliable in remote areas where smart apps rely on 4G signals.<\/li>\n<\/ol>\n
                          \n

                          If guidance is needed for a specific scenario (e.g. short-term use by Chinese tourists or daily payments by locals), the instructions can be further refined!<\/p>","protected":false},"excerpt":{"rendered":"

                          In Pakistan, mobile phone payments (Mobile Payments) are fast...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[37],"tags":[],"class_list":["post-3055","post","type-post","status-publish","format-standard","hentry","category-37"],"yoast_head":"\n\u5728\u5df4\u57fa\u65af\u5766\u5982\u4f55\u7528\u624b\u673a\u652f\u4ed8\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/05\/26\/\u5728\u5df4\u57fa\u65af\u5766\u5982\u4f55\u7528\u624b\u673a\u652f\u4ed8\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5728\u5df4\u57fa\u65af\u5766\u5982\u4f55\u7528\u624b\u673a\u652f\u4ed8\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u5728\u5df4\u57fa\u65af\u5766\uff0c\u624b\u673a\u652f\u4ed8\uff08Mobile Payments\uff09\u6b63\u5728\u5feb…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/05\/26\/\u5728\u5df4\u57fa\u65af\u5766\u5982\u4f55\u7528\u624b\u673a\u652f\u4ed8\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-26T06:01:48+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/26\/%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e5%a6%82%e4%bd%95%e7%94%a8%e6%89%8b%e6%9c%ba%e6%94%af%e4%bb%98%ef%bc%9f\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/26\/%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e5%a6%82%e4%bd%95%e7%94%a8%e6%89%8b%e6%9c%ba%e6%94%af%e4%bb%98%ef%bc%9f\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5728\u5df4\u57fa\u65af\u5766\u5982\u4f55\u7528\u624b\u673a\u652f\u4ed8\uff1f\",\"datePublished\":\"2025-05-26T06:01:48+00:00\",\"dateModified\":\"2025-05-26T06:01:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/26\/%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e5%a6%82%e4%bd%95%e7%94%a8%e6%89%8b%e6%9c%ba%e6%94%af%e4%bb%98%ef%bc%9f\/\"},\"wordCount\":53,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u5df4\u57fa\u65af\u5766\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/26\/%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e5%a6%82%e4%bd%95%e7%94%a8%e6%89%8b%e6%9c%ba%e6%94%af%e4%bb%98%ef%bc%9f\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/26\/%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e5%a6%82%e4%bd%95%e7%94%a8%e6%89%8b%e6%9c%ba%e6%94%af%e4%bb%98%ef%bc%9f\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/05\/26\/%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e5%a6%82%e4%bd%95%e7%94%a8%e6%89%8b%e6%9c%ba%e6%94%af%e4%bb%98%ef%bc%9f\/\",\"name\":\"\u5728\u5df4\u57fa\u65af\u5766\u5982\u4f55\u7528\u624b\u673a\u652f\u4ed8\uff1f - 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