{"id":3087,"date":"2025-05-28T09:35:41","date_gmt":"2025-05-28T01:35:41","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3087"},"modified":"2025-05-28T09:35:41","modified_gmt":"2025-05-28T01:35:41","slug":"%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/","title":{"rendered":"How to choose the best payment method for you in Malaysia?"},"content":{"rendered":"<p>Choosing the most suitable payment method in Malaysia requires a combination of convenience, security, cost and personal use scenarios. Below is a detailed guide to help you make an informed choice:<\/p>\n<h3>1. <strong>Overview of mainstream payment methods<\/strong><\/h3>\n<ul>\n<li><strong>in cash<\/strong>: Traditional and widely accepted, suitable for small transactions or remote areas.<\/li>\n<li><strong>Bank transfers\/FPX<\/strong>: Direct payment via online banking with no additional fees for large transactions.<\/li>\n<li><strong>Credit\/debit cards<\/strong>(Visa\/Mastercard): Commonly used for online shopping and travelling, be aware of overseas transaction fees.<\/li>\n<li><strong>electronic wallet (e.g. for money)<\/strong>(e.g. GrabPay, Touch 'n Go eWallet, Boost):\n<ul>\n<li>Suitable for daily small payments (convenience stores, restaurants, etc.).<\/li>\n<li>Offer discounts and reward points.<\/li>\n<li>Pre-loading or card binding is required.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>2. <strong>Key selection factors<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>considerations<\/th>\n<th>Recommendation<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>convenience<\/strong><\/td>\n<td>E-Wallet &gt; Credit Cards &gt; FPX<\/td>\n<\/tr>\n<tr>\n<td><strong>safety<\/strong><\/td>\n<td>FPX\/Bank Transfer &gt; Credit Cards &gt; E-Wallets<\/td>\n<\/tr>\n<tr>\n<td><strong>Cross-border payments<\/strong><\/td>\n<td>Wise (low rate) &gt; PayPal (high rate)<\/td>\n<\/tr>\n<tr>\n<td><strong>Offline Merchant Coverage<\/strong><\/td>\n<td>Touch 'n Go eWallet (most extensive)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>*3. <em>Recommendations by user scenarios<\/em><\/h3>\n<h4>A. <em>local consumer<\/em><\/h4>\n<ul>\n<li>\ud83d\uded2 Daily Consumption:<br \/>\nPriority is given to using Touch 'n Go eWallet (compatible with QR code merchants with 80% or above throughout Malaysia)<br \/>\nGet supermarket deals with Boost<\/li>\n<li>\ud83d\udcbb online shopping:<br \/>\nLazada\/Shopee preferred platform's own SPayLater or AirPay<\/li>\n<\/ul>\n<h4>B. <em>Enterprise receipts<\/em><\/h4>\n<ul>\n<li>\ud83c\udfe2 B2B transactions:<br \/>\nMust support FPX bank direct connect (save 1.5% credit card processing fee)<\/li>\n<li>\ud83d\udcf1Small and micro-merchants:<br \/>\nRecommended to open GrabPay+Maybank QR dual channel<\/li>\n<\/ul>\n<h4>C.<em>international user<\/em><\/h4>\n<p>\u2708\ufe0f Short-term visitors.<br \/>\nBigPay Prepaid Card (Currency Conversion Fee Waived) + Alipay Overseas (Applicable to some shopping malls)<\/p>\n<p>\u26a0\ufe0f avoidance alert:<br \/>\nAvoid using third party exchange services that are not approved by BNM!<\/p>\n<p>\ud83d\udca1 Expert Advice:<br \/>\nSign up for a MAE by Maybank account - integrated e-wallet + savings account + cross-border money transfer function.<\/p>\n<p>If you need a more specific solution, let me know your specific use (e.g. cross-border e-commerce collections, regular bill payments, etc.) and I'll provide a customised proposal.<\/p>\n<p>Okay, next I'll provide more specific payment strategy advice for different segmentation scenarios and add some high-level tips and latest trends:<\/p>\n<hr>\n<h3><strong>4. Deep optimisation programmes by vertical<\/strong><\/h3>\n<h4><strong>A. Cross-border e-commerce sellers<\/strong><\/h4>\n<ul>\n<li>\ud83c\udf10 <em>Recommended combinations<\/em>::\n<ul>\n<li><strong>Mainstream platform collections<\/strong>: Stripe (supports MYR direct credit to local banks)<\/li>\n<li><strong>alternative<\/strong>: iPay88 (Malaysia local gateway, rate 1.8%+RM0.5\/stroke)<\/li>\n<li><em>Hidden Tips<\/em>: Apply for \"Exclusive Channel for Cross-border Sellers\" when opening a shop in Lazada, and shorten the cash withdrawal cycle to T+3.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><strong>B. Freelancers\/remote workers<\/strong><\/h4>\n<ul>\n<li>\ud83d\udcbb <em>International income treatment<\/em>::<br \/>\n1\ufe0f\u20e3 Wise multi-currency account (best for receiving payments from Europe and USA) \u2192 FPX withdrawals to Malay Bank (only 0.4% loss)<br \/>\n2\ufe0f\u20e3 PayPal as an alternate option (note the high fee of 4.4%+RM2)<\/li>\n<\/ul>\n<h4><strong>C. The international student community<\/strong><\/h4>\n<ul>\n<li>\ud83c\udf93 <em>Funds management programme<\/em>::\n<ul>\n<li><strong>Payment of tuition fees<\/strong>: Avoid 3% credit card surcharges by using the school's partner FPX channel<\/li>\n<li><strong>ordinary expense<\/strong>: BigPay Virtual Card (No Annual Fee) + TNG eWallet Top-up Discount Code \"STUDENT2024<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>5. Explanation of \"hidden money\" payment instruments<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>Tool name<\/th>\n<th>Unique Advantages<\/th>\n<th>Applicable Scenarios<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>DuitNow QR<\/td>\n<td>\u26a1 Universal Instant Money Transfer from all Malaysian Banks<\/td>\n<td>P2P transfers, food market payments<\/td>\n<\/tr>\n<tr>\n<td>Maybank QR Pay<\/td>\n<td>\ud83d\udd12 Dynamic encryption is most secure<\/td>\n<td>Large QR code transaction of &gt;RM500<\/td>\n<\/tr>\n<tr>\n<td>ShopeePay<\/td>\n<td>\ud83c\udf81 Cashback on Wednesdays 10%<\/td>\n<td>Lotus's Supermarket Consumption<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><em><strong>6<\/strong><\/em>.<strong>Early warning of emerging trends in 2024<\/strong><\/h3>\n<ul>\n<li>\ud83d\udcf1 <em>The Rise of Biometric Payments<\/em>: Some KL malls have already supported Touch 'n Go's \"Face Pay\" pilot<\/li>\n<li>\ud83d\udcb3 <em>Buy Now Pay Later<\/em>::\n<ul>\n<li>Atome (3 interest-free periods) \u2192 Zalora and other fashion platforms<\/li>\n<li>Split (up to 12 instalments) \u2192 iPhone and other electronic products<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\u26a0\ufe0f Recent Risk Alerts:<br \/>\nSome e-wallets started to levy 'Dormant Account Fee' (e.g. RM5 deduction for Boost account balance &lt;RM50 and unused for 90 days)<\/p>\n<hr>\n<p>Would you like me to expand on this for a specific industry (e.g. optimising the collection of money for a food and beverage scanning and ordering system), or for a specific requirement (how to circumvent foreign exchange controls)? Let me know your detailed use case.<\/p>","protected":false},"excerpt":{"rendered":"<p>Choosing the most suitable payment method in Malaysia requires a combination of convenience, security, fee...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-3087","post","type-post","status-publish","format-standard","hentry","category-30"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/05\/28\/\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u5728\u9a6c\u6765\u897f\u4e9a\u9009\u62e9\u6700\u9002\u5408\u7684\u652f\u4ed8\u65b9\u5f0f\u9700\u8981\u7efc\u5408\u8003\u8651\u4fbf\u5229\u6027\u3001\u5b89\u5168\u6027\u3001\u8d39&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/05\/28\/\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-28T01:35:41+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f\",\"datePublished\":\"2025-05-28T01:35:41+00:00\",\"dateModified\":\"2025-05-28T01:35:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/\"},\"wordCount\":90,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/\",\"name\":\"\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"datePublished\":\"2025-05-28T01:35:41+00:00\",\"dateModified\":\"2025-05-28T01:35:41+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/en\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/en\/2025\/05\/28\/\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f\/","og_locale":"en_GB","og_type":"article","og_title":"\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f","og_description":"\u5728\u9a6c\u6765\u897f\u4e9a\u9009\u62e9\u6700\u9002\u5408\u7684\u652f\u4ed8\u65b9\u5f0f\u9700\u8981\u7efc\u5408\u8003\u8651\u4fbf\u5229\u6027\u3001\u5b89\u5168\u6027\u3001\u8d39&hellip;","og_url":"https:\/\/www.deekpay.com\/en\/2025\/05\/28\/\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-05-28T01:35:41+00:00","author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"Written by":"deekpay"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f","datePublished":"2025-05-28T01:35:41+00:00","dateModified":"2025-05-28T01:35:41+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/"},"wordCount":90,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"articleSection":["\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/","url":"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/","name":"\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"datePublished":"2025-05-28T01:35:41+00:00","dateModified":"2025-05-28T01:35:41+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/2025\/05\/28\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%ef%bc%9f\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u5982\u4f55\u9009\u62e9\u6700\u9002\u5408\u4f60\u7684\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u65b9\u5f0f\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/en\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3087","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/comments?post=3087"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3087\/revisions"}],"predecessor-version":[{"id":3089,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3087\/revisions\/3089"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/media?parent=3087"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/categories?post=3087"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/tags?post=3087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}