{"id":3091,"date":"2025-05-28T09:41:31","date_gmt":"2025-05-28T01:41:31","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3091"},"modified":"2025-05-28T09:41:31","modified_gmt":"2025-05-28T01:41:31","slug":"shopify%ef%bc%8fwoocommerce%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/05\/28\/shopify%ef%bc%8fwoocommerce%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f\/","title":{"rendered":"How does Shopify\/WooCommerce integrate with Middle East payment gateways?"},"content":{"rendered":"<p>When integrating a payment gateway to Shopify or WooCommerce in the Middle East, localisation compliance, user habits and payment method diversity need to be considered. Here are the key steps and considerations:<\/p>\n<hr>\n<h3><strong>I. Mainstream payment gateway options in the Middle East<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>Credit cards\/international programmes<\/strong><\/p>\n<ul>\n<li><strong>Checkout.com<\/strong>: Mada (Saudi Debit Card), Visa\/Mastercard support, covering multiple countries in the Middle East.<\/li>\n<li><strong>PayFort<\/strong>(Affiliated with Amazon): supports Saudi\/UAE Mada, Apple Pay, instalments.<\/li>\n<li><strong>Telr<\/strong>: Local bank transfers and credit cards are supported in the UAE, Saudi Arabia and Egypt.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Alternative payment methods<\/strong><\/p>\n<ul>\n<li><strong>STC Pay<\/strong>(Saudi mobile wallet)<\/li>\n<li><strong>BenefitPay<\/strong>(Bahrain)<\/li>\n<li><strong>Fawry<\/strong>(Egyptian cash payments)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Islamic Finance Compliance Options<\/strong>As<em>IslamicGate<\/em>(Interest-free instalments in line with Sharia).<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3>Second, Shopify integration steps<\/h3>\n<ol>\n<li>\n<p>Add officially supported gateways via the Shopify backend:<\/p>\n<ul>\n<li>go into <code>Settings &gt; Payments<\/code>, search for supported gateways (e.g. Checkout.com).<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>Extend localisation options with third-party plugins:<\/p>\n<ul>\n<li><strong><a href=\"https:\/\/apps.shopify.com\/tap-payments\">Tap Payments<\/a>: Support for Mada and KNET in GCC countries.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>API Custom Integration (for gateways without official plugins): via Shopify Payments API or third-party services such as<a href=\"https:\/\/primer.io\/\">Primer<\/a>Aggregate multiple channels.<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3>III. WooCommerce Integration Solution<\/h3>\n<ol>\n<li>\n<p>Plugin Marketplace Solutions:<\/p>\n<pre><code class=\"language-php\">\/\/ WooCommerce commonly used plugin sample code snippet (Telr as an example)<br>\r\nadd_filter('woocommerce_payment_gateways', 'add_telr_gateway');<br>\r\nfunction add_telr_gateway($gateways) {<br>\r\n    $gateways[] = 'WC_Gateway_Telr';<br>\r\n    return $gateways.<br>\r\n}<br>\r\n<\/code><\/pre>\n<p>Recommended Plugin:<a href=\"https:\/\/wordpress.org\/plugins\/telr\/\">Telr Official Plugin<\/a> \/ <a href=\"https:\/\/payfort.com\/integrations\/woocommerce\/\">PayFort WooCommerce Plugin<\/a><\/p>\n<\/li>\n<li>\n<p>REST API manual docking:<br \/>\nUsing WooCommerce's<code>WC_Payment_Gateway<\/code>Classes develop custom modules that call the Middle East Gateway API.<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3>IV. Key considerations<\/h3>\n<ul>\n<li>\ud83d\udcdc <strong>compliancy<\/strong>:\n<ul>\n<li>PCI DSS certification is a must; SAMA licence is required for Saudi Arabia and CBUAE approval is required for UAE.<\/li>\n<\/ul>\n<\/li>\n<li>\ud83d\udcb1 <em>Currency and Language<\/em>:\n<ul>\n<li>Shopify doesn't support Arabic RTL layout by default, it needs to be modified with a theme or applied by LangShop.<\/li>\n<\/ul>\n<\/li>\n<li>\ud83d\udeab <em>repudiation risk<\/em>:<br \/>\n- Enable Address Verification System (AVS), especially for high-risk Cash on Delivery (COD).<\/li>\n<li>\u23f1\ufe0f <em>settlement cycle<\/em>:<br \/>\n- Negotiate shorter settlement terms (e.g., daily for STC Pay vs. regular T+7).<\/li>\n<\/ul>\n<hr>\n<p>V. Testing and optimisation recommendations<br \/>\n1\ufe0f\u20e3 Sandbox tests all edge cases (e.g. failed Mada transactions).<br \/>\n2\ufe0f\u20e3 A\/B testing of checkout page location preferences - e.g. Kuwaiti users prefer KNET to credit cards.<\/p>\n<p>Exclusive programmes for a specific country (e.g. Qatar) can be further explored if required!<\/p>\n<hr>\n<h3><strong>VI. Payment optimisation strategies for selected countries in the Middle East<\/strong><\/h3>\n<h4><strong>1. Saudi Arabia (KSA) focus programme<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>mandate<\/strong>:<\/p>\n<ul>\n<li>must support <strong>Mada<\/strong>(Saudi local debit card network, accounting for 60%+ of non-cash transactions).<\/li>\n<li>VAT invoices need to include the tax code (15% tax rate), recommended plug-ins such as <strong><a href=\"https:\/\/zatca.gov.sa\/\">ZATCA Compliance Plugin<\/a>.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>instalment<\/strong>:<br \/>\nintegrated (as in integrated circuit)<strong>Tamara<\/strong>maybe<strong>Tabby<\/strong>(\"Buy now, pay later\" giant with 4 interest-free periods). Shopify users can use the official app:<a href=\"https:\/\/apps.shopify.com\/tabby\">Tabby Shopify<\/a>.<\/p>\n<\/li>\n<li>\n<p><strong>Mobile wallet penetration<\/strong>:<br \/>\nincrease <strong>STC Pay<\/strong>(via<a href=\"https:\/\/www.myfatoorah.com\/\">MyFatoorah<\/a>aggregation), the transaction success rate is 20% higher than credit cards.<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h4><strong>2. United Arab Emirates (UAE) Key Details<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>Local preferred method<\/strong>:<\/p>\n<ul>\n<li>Emirates NBD \/ Mashreq Bank's Direct Debit Gateway.<\/li>\n<li>Apple Pay popularity is high, make sure Checkout.com or PayFort enable the option.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>Regulatory note<\/em>:<br \/>\nAll e-commerce companies are required to show the AED price including 5% VAT on the checkout page and refunds must be made within 14 days.<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h4><strong>3. Special needs of Egypt<\/strong><\/h4>\n<ul>\n<li>\ud83d\udcb5 <em>cash-led economy<\/em>:<br \/>\nintegrated (as in integrated circuit)<a href=\"https:\/\/www.fawry.com\/\">Fawry<\/a>(covering 90,000+ offline outlets), WooCommerce can be used<a href=\"https:\/\/wordpress.org\/plugins\/fawry-pay\/\">Fawry Official Plugin<\/a>.<\/li>\n<li>\ud83c\udfe6 <em>Bank transfer issues<\/em>:<br \/>\nDue to foreign exchange controls in Egypt, international gateways may delay settlement, it is recommended to use local processors such as<a href=\"https:\/\/www.paymob.com\/en\">Paymob<\/a>.<\/li>\n<\/ul>\n<hr>\n<p>VII. Technical troubleshooting checklist<br \/>\n|Problem Phenomenon|Possible Causes|Solutions<br \/>\n|&#8212;|&#8212;|&#8212;|<br \/>\n|Mada transaction rejected |Dedicated BIN list not enabled (e.g. \"440647\") |Contact payment gateway to get the latest BIN rules|<br \/>\n|Arabic garbage|Database character set not UTF8mb4|<a href=\"https:\/\/woocommerce.com\/document\/converting-database-character-sets\/\">Changing MySQL Encoding<\/a>|<br \/>\nTelr Callback FailureServer IP is not whitelistedSubmit the server IP of the merchant backend to Telr technical support|Telr Technical Support<\/p>\n<hr>\n<p>VIII. Performance and cost optimisation<br \/>\n1\ufe0f\u20e3 <em><strong>routing logic<\/strong><\/em>:<br \/>\nmake use of<a href=\"http:\/\/\/en\/nuvei.com\/\">Nuvei<\/a>The smart routing feature automatically prioritises Saudi user requests to the Mada network to reduce fees (0.81 TP3T vs Visa's 2.51 TP3T).<\/p>\n<p>2\ufe0f\u20e3 <em><strong>Sandbox test account<\/strong><\/em>::<br \/>\nApplication links for each platform:<\/p>\n<ul>\n<li><a href=\"http:\/\/\/en\/payfort.com\/sandbox\/\">PayFort Test Account<\/a> | <a href=\"\">Telr Sandbox Environment<\/a><\/li>\n<\/ul>\n<p>3\ufe0f\u20e3 <em><strong>abandoned order to salvage<\/strong><\/em>::<br \/>\nFor areas with high COD orders (e.g. Egypt), configure SMS alert tools such as<a href=\"\">SMSAgency Middle East Service Provider<\/a>.<\/p>\n<hr>\n<p>IX. Alternative programme options<br \/>\nIf mainstream gateway audits are blocked:<br \/>\n\u2705 Areeba (Lebanon, GCC support)<br \/>\n\u2705 Geidea (Saudi Arabia, low monthly fee)<br \/>\n\u2705 HyperPay (Iraq\/Jordan specialised coverage)<\/p>\n<p>Need more detail on a particular country process (e.g. OMR currency handling in Oman)? Please advise specific scenarios!<\/p>","protected":false},"excerpt":{"rendered":"<p>Integrating Payment Gateways to Shopify or WooCommerc in the Middle East...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-3091","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Shopify\uff0fWooCommerce\u5982\u4f55\u6574\u5408\u4e2d\u4e1c\u652f\u4ed8\u7f51\u5173\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/05\/28\/shopify\uff0fwoocommerce\u5982\u4f55\u6574\u5408\u4e2d\u4e1c\u652f\u4ed8\u7f51\u5173\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Shopify\uff0fWooCommerce\u5982\u4f55\u6574\u5408\u4e2d\u4e1c\u652f\u4ed8\u7f51\u5173\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u5728\u4e2d\u4e1c\u5730\u533a\u6574\u5408\u652f\u4ed8\u7f51\u5173\u5230Shopify\u6216WooCommerc&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/05\/28\/shopify\uff0fwoocommerce\u5982\u4f55\u6574\u5408\u4e2d\u4e1c\u652f\u4ed8\u7f51\u5173\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-28T01:41:31+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/shopify%ef%bc%8fwoocommerce%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/shopify%ef%bc%8fwoocommerce%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"Shopify\uff0fWooCommerce\u5982\u4f55\u6574\u5408\u4e2d\u4e1c\u652f\u4ed8\u7f51\u5173\uff1f\",\"datePublished\":\"2025-05-28T01:41:31+00:00\",\"dateModified\":\"2025-05-28T01:41:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/shopify%ef%bc%8fwoocommerce%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f\/\"},\"wordCount\":136,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u4e2d\u4e1c\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/28\/shopify%ef%bc%8fwoocommerce%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/shopify%ef%bc%8fwoocommerce%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/05\/28\/shopify%ef%bc%8fwoocommerce%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f\/\",\"name\":\"Shopify\uff0fWooCommerce\u5982\u4f55\u6574\u5408\u4e2d\u4e1c\u652f\u4ed8\u7f51\u5173\uff1f - 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