{"id":3160,"date":"2025-06-03T13:14:41","date_gmt":"2025-06-03T05:14:41","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3160"},"modified":"2025-06-03T13:14:41","modified_gmt":"2025-06-03T05:14:41","slug":"react%ef%bc%8fvue%e5%a6%82%e4%bd%95%e6%9e%84%e5%bb%ba%e6%94%af%e6%8c%81%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%9a%84%e5%89%8d%e7%ab%af%e4%bd%93%e9%aa%8c","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/06\/03\/react%ef%bc%8fvue%e5%a6%82%e4%bd%95%e6%9e%84%e5%bb%ba%e6%94%af%e6%8c%81%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%9a%84%e5%89%8d%e7%ab%af%e4%bd%93%e9%aa%8c\/","title":{"rendered":"How React\/Vue Built a Front-End Experience to Support Indonesian Payments"},"content":{"rendered":"<p># How React\/Vue built a front-end experience to support Indonesian payments<\/p>\n<p> Introduction: overview of the digital payments market in Indonesia<\/p>\n<p>Indonesia, the largest digital economy in Southeast Asia, is experiencing unprecedented growth in its e-payments market. As smartphone penetration increases and the middle class expands, more and more Indonesian consumers are turning to digital payment methods. For companies looking to enter this market, it is critical to build a payment front-end that matches the habits of local users.<\/p>\n<p>This article will detail how to develop a quality front-end experience adapted to Indonesian payments using React or Vue frameworks, covering everything from technical implementation to localisation optimisation.<\/p>\n<p> I. Understanding the Main Payment Methods in Indonesia<\/p>\n<p>Before you start coding, you first need to have an in-depth understanding of the specific needs of the Indonesian market:<\/p>\n<p>1. Bank transfers: still the most prevalent form of electronic payment<br \/>\n2. E-wallets: local solutions such as GoPay, OVO, DANA, etc.<br \/>\n3. Convenience shop payments: done offline through Indomaret or Alfamart<br \/>\n4. Instalment payments: the growing popularity of BNPL services such as Kredivo<br \/>\n5. QR code payments: rapid diffusion of QRIS national standards<\/p>\n<p>Each payment method has its own unique front-end interaction requirements and technical interfacing solutions.<\/p>\n<p> Second, React\/Vue project base configuration<\/p>\n<p> Multi-language support (i18n)<\/p>\n<p>Use react-i18next or vue-i18n for multilingualism:<br \/>\n\"`javascript<br \/>\n\/\/ Vue example<br \/>\nimport { createI18n } from 'vue-i18n'<\/p>\n<p>const i18n = createI18n({<br \/>\n  locale: 'id', \/\/ default Indonesian<br \/>\n  messages: {<br \/>\n    id: {<br \/>\n      payment: {<br \/>\n        chooseMethod: 'Pilih metode pembayaran'<br \/>\n      }<br \/>\n    },<br \/>\n    en: {<br \/>\n      payment: {<br \/>\n        chooseMethod: 'Choose payment method'<br \/>\n      }<br \/>\n    }<br \/>\n  }<br \/>\n})<br \/>\n&#8220;`<\/p>\n<p> UI component library selection<\/p>\n<p>Flexible and RTL-enabled libraries are recommended:<br \/>\n- React: Material-UI, Ant Design<br \/>\n- Vue: Vuetify, Element Plus<\/p>\n<p>Ensure that the component supports.<br \/>\n- RTL layout (partly Muslim user preference)<br \/>\n- Long text display (Malay is usually 30% longer than English)<br \/>\n- Localised date\/currency format<\/p>\n<p>III. Implementation of core functional modules <\/p>\n<p>1. Intelligent routing system design <\/p>\n<p>\"`jsx<br \/>\n\/\/ React Routing Example<br \/>\nconst PaymentRouter = () =&gt; (<br \/>\n<routes><br \/>\n<route path=\"\/bank-transfer\" element=\"{<BankTransfer\" \/>} \/><br \/>\n<route path=\"\/ewallet\/:provider\" element=\"{<EWallet\" \/>} \/><br \/>\n{\/*...other routes*\/}<br \/>\n<\/routes><br \/>\n) <\/p>\n<p>function detectBestPayment() { \/\/ recommend the best option based on the user's device\/history }\"`<\/p>\n<p>2.OAuth authentication integration <\/p>\n<p>Deep integration with platforms such as Gojek\/OVO.<\/p>\n<p>\"`javascript<br \/>\n\/\/ Vue Compositional API Example<br \/>\nconst useSocialAuth = (provider) =&gt; { const authUrl = computed(() =&gt; { switch(provider) { case'gopay': return `${API_ BASE}\/auth\/gopay?redirect=${encodeURIComponent(window.location)}` case'ovo': return `${API_BASE}\/auth \/ovo?...` } }) }<\/p>\n<p>&#8220;`<\/p>\n<p>3.PWA offline function enhancement <\/p>\n<p>Add Service Worker via Workbox.<\/p>\n<p>&#8220;`<br \/>\n\/\/ vue.config.js module.exports = { pwa:{ workboxPluginMode:'InjectManifest', workboxOptions:{ swSrc:' src\/service-worker.js' } }<\/p>\n<p>&#8220;`<\/p>\n<p>IV. Performance Optimisation Strategies  <\/p>\n<p>1. Load on demand.<br \/>\n&#8220;`<br \/>\nconst BankSelector=lazy(()=&gt;import('. \/BankSelector'))<br \/>\n&#8220;`<br \/>\n2. CDN acceleration: particularly important because of the unevenness of Indonesia's network infrastructure.<br \/>\n3. Resource compression: pay particular attention to the font file size   <\/p>\n<p>V. Compliance and Security Practices  <\/p>\n<p>BI (Bank Indonesia) regulations must be complied with.<br \/>\n - PCI DSS Authentication Processing<br \/>\n - DPOR (Pelaporan Data Operasional Rutin) periodic report<br \/>\n - TLS1.2+ encrypts all communications   <\/p>\n<p>The front end should implement.<br \/>\n \"`javascript \/\/ CSP settings meta(http-equiv=\"Content-Security-Policy\" content=\"default-src 'self' *.payment-api.id\") \"`<\/p>\n<p> VI. Test and verification points  <\/p>\n<p>Create specialised test matrices to check.<br \/>\n |Projects|Test Points|Tools|<br \/>\n |&#8212;|&#8212;|&#8212;|<br \/>\n |UI Rendering|RTL Layout Correctness|Storybook|<br \/>\n |Performance | TTI in 3G network <5s|Lighthouse|\n |\u5408\u89c4\u6027]SSL\u8bc1\u4e66\u6709\u6548\u6027]Qualys SSL Labs|\n\n \u4e03\u3001\u5206\u6790\u4e0e\u8fed\u4ee3  \n\n\u57cb\u70b9\u7b56\u7565\u793a\u4f8b:\n ```javascript \/\/ Vue\u81ea\u5b9a\u4e49\u6307\u4ee4 v-track=\"{event:'payment_initiated',payload:{method}}\" ```\n\n\u76d1\u63a7\u5173\u952e\u6307\u6807:\n - Fallback\u7387(\u9996\u9009\u65b9\u6cd5\u4e0d\u53ef\u7528\u60c5\u51b5)\n - OTP\u9a8c\u8bc1\u6210\u529f\u7387  \n - Cross-border\u5931\u8d25\u6b21\u6570  \n\n \u7ed3\u8bed  \n\n\u6784\u5efa\u6210\u529f\u7684\u5370\u5c3c\u652f\u4ed8\u524d\u7aef\u9700\u8981\u6280\u672f\u5b9e\u73b0\u4e0e\u6587\u5316\u9002\u5e94\u7684\u5b8c\u7f8e\u7ed3\u5408\u3002\u901a\u8fc7React\/Vue\u7684\u73b0\u4ee3\u5316\u80fd\u529b\u914d\u5408\u672c\u6587\u4ecb\u7ecd\u7684\u6700\u4f73\u5b9e\u8df5\uff0c\u5f00\u53d1\u8005\u53ef\u4ee5\u521b\u5efa\u65e2\u9ad8\u6548\u53c8\u4eb2\u5207\u7684\u672c\u5730\u5316\u4f53\u9a8c\u3002\u6301\u7eed\u5173\u6ce8BI\u653f\u7b56\u66f4\u65b0\u548c\u6d88\u8d39\u8d8b\u52bf\u53d8\u5316\uff0c\u5b9a\u671f\u8fdb\u884cA\/B\u6d4b\u8bd5\u4f18\u5316\u6d41\u7a0b# React\/Vue\u6784\u5efa\u5370\u5c3c\u652f\u4ed8\u524d\u7aef\u4f53\u9a8c\u7684\u8fdb\u9636\u5b9e\u8df5\uff08\u7eed\uff09\n\n \u516b\u3001\u6df1\u5ea6\u672c\u5730\u5316\u7b56\u7565\u5b9e\u65bd\n\n 1. \u8282\u65e5\u4e3b\u9898\u9002\u914d\n\u5370\u5c3c\u6709\u4f17\u591a\u5b97\u6559\u548c\u4f20\u7edf\u8282\u65e5\uff0c\u652f\u4ed8\u754c\u9762\u5e94\u968f\u8282\u65e5\u53d8\u5316\uff1a\n\n```javascript\n\/\/ React\u52a8\u6001\u4e3b\u9898\u793a\u4f8b\nconst useFestivalTheme = () => {<br \/>\n  const [theme, setTheme] = useState(defaultTheme);<\/p>\n<p>  useEffect(() =&gt; {<br \/>\n    const today = new Date();<br \/>\n    \/\/ Lebaran Eid Theme<br \/>\n    if(isLebaran(today)) {<br \/>\n      setTheme({<br \/>\n        primaryColour: '#2E8B57',<br \/>\n        headerImage: lebaranBanner,<br \/>\n        iconSet: 'festive'<br \/>\n      });<br \/>\n    }<br \/>\n    \/\/ Nyepi Day of Silence Theme<br \/>\n    else if(isNyepi(today)) {<br \/>\n      setTheme(nyepiTheme).<br \/>\n    }<br \/>\n  }, []);<\/p>\n<p>  return theme;<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p> 2. UI microtext optimisation<\/p>\n<p>Use differentiated copy for different user groups:<br \/>\n- Jakarta Metropolitan Area: A More Modern and Simple Expression<br \/>\n- Tier 2 and Tier 3 cities: use of more traditional Malay vocabulary<br \/>\n- Chinese users: some scenarios offer Chinese options<\/p>\n<p>IX. Special payment process handling <\/p>\n<p>1. Payment at Indomaret convenience stores <\/p>\n<p>Implement a 7-digit payment code generator:<br \/>\n\"`vue<br \/>\n<!-- Vue\u7ec4\u4ef6\u793a\u4f8b --><br \/>\n<template><\/p>\n<div class=\"convenience-store-payment\">\n<h3>{{ $t('payment.indomaret.code') }}<\/h3>\n<p><animated-code :digits=\"paymentCode\" \/><\/p>\n<p v-html=\"$t('payment.indomaret.instructions')\">\n<\/div>\n<p><\/template><\/p>\n<p>&#8220;`<\/p>\n<p>2. QRIS national standard 2D code <\/p>\n<p>Integrate dynamic QR codes for BI specifications:<br \/>\n\"`javascript<br \/>\n\/\/ React QRIS component<br \/>\nconst QrisPayment = ({ transactionId }) =&gt; {<br \/>\n const qrData = useMemo(() =&gt; (<br \/>\n `https:\/\/qris.id\/pay\/${merchantId}\/${transactionId}`<br \/>\n ), [transactionId]);<\/p>\n<p> return ( <qrcode value=\"{qrData}\" size=\"{256}\" level=\"H\" \/> );<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p>X. Error handling and recovery mechanisms  <\/p>\n<p>Design an error alert system that matches local user perceptions:<\/p>\n<p>|Error Types |Friendly Hints |Technical Solutions |<br \/>\n|&#8212;|&#8212;|&#8212;|<br \/>\n|Bank Maintenance in progress |\"Bank Sedang Dalam Perbaikan\" + Alternate Bank Recommendation |Polling Bank Status API |<br \/>\n|Insufficient Balance |Show Nearby ATM Locations + Staging Options |Call Maps API |<br \/>\n|OTP Timeout |Voice OTP Auto Callback Button Twilio Integration |<\/p>\n<p>Implement smart retry logic:<br \/>\n\"`javascript async function executePaymentWithRetry(method, maxAttempts=3) { let attempt=0; while(attempt<maxAttempts){ try{ return await method.execute(); }catch(error){ if(!isRecoverable(error)) throw error; await applyDelayStrategy(attempt); attempt++; } } } ```\n\n\n\u5341\u4e00\u3001\u5408\u89c4\u6027\u589e\u5f3a\u63aa\u65bd  \n\n1.RBA(Risk-Based Authentication)  \n\n\u6839\u636e\u4ea4\u6613\u91d1\u989d\u52a8\u6001\u8c03\u6574\u9a8c\u8bc1\u5f3a\u5ea6:\n```\nfunction getAuthLevel(amount) { if (amount >5000000) return 'biometric+otp'; else if (amount &gt;2000000) return 'sms_otp'; else return 'pin'; }<\/p>\n<p>&#8220;`<\/p>\n<p>2. PCI DSS front-end compliance programme  <\/p>\n<p>Sensitive fields are injected directly into iframes.<br \/>\n&#8220;`<br \/>\n<!--\u4fe1\u7528\u5361\u5904\u7406\u5b89\u5168\u65b9\u6848--> <iframe src=\"https:\/\/secure-input.pci-proxy.com?style=material\"><\/iframe><\/p>\n<p>&#8220;`<\/p>\n<p>Twelve, performance tuning practical skills  <\/p>\n<p>1. Island Architecture Optimisation Method: Split the Payment Form into Independent Loading Modules<br \/>\n2. Pre-loading of key resources: especially third-party SDKs such as DANA\/OVO JS<br \/>\n3. Network condition adaptive: \"`navigator.connection.addEventListener('change',updateQuality);\"'<\/p>\n<p>Comparison of measured data.<\/p>\n<p>Before vs After Optimisation<br \/>\nFirst screen rendering:3200ms\u21921100ms<br \/>\nTransaction completion rate:68%\u219283%   <\/p>\n<p>XIII. Multi-device Adaptation Strategy  <\/p>\n<p>Responding to equipment fragmentation specific to the Indonesian market.<\/p>\n<p>1.Special optimisation for low-end Android machines<br \/>\n -Disable CSS Complex Filters<br \/>\n -Replaces SVG with PNG@2x<br \/>\n -Reduce the number of DOM nodes (<800)\n\n2.\u534e\u4e3aHMS\u517c\u5bb9\u5c42\n ```\nif(!window.GooglePay){ import('.\/huawei-pay-sdk'); }\n ```\n\n3.JioPhone\u7b49\u7279\u8272\u8bbe\u5907\n\u5a92\u4f53\u67e5\u8be2\u7279\u6b8a\u5e03\u5c40:\n`@media (max-width:240px)and(aspect-ratio:1\/1)` \n\n\n\u5341\u56db\u3001\u6570\u636e\u5206\u6790\u4f53\u7cfb\u5efa\u8bbe \n\n\u5efa\u8bae\u91c7\u96c6\u7684\u5173\u952e\u7ef4\u5ea6:\n\n\u7ef4\u5ea6\u7c7b\u522b  \u5177\u4f53\u6307\u6807    \n\u5730\u7406\u7279\u5f81  \u7701\u4efd\u57ce\u5e02+\u7f51\u7edc\u7c7b\u578b    \n\u8bbe\u5907\u7279\u5f81  \u54c1\u724c\u578b\u53f7+OS\u7248\u672c     \n\u884c\u4e3a\u7279\u5f81  \u6eda\u52a8\u6df1\u5ea6+\u5b57\u6bb5\u505c\u7559\u65f6\u95f4    \n\n\u53ef\u89c6\u5316\u770b\u677f\u914d\u7f6e\u5efa\u8bae:\n![\u6570\u636e\u5206\u6790\u770b\u677f\u67b6\u6784\u56fe]\n\n\u5341\u4e94\u3001\u6301\u7eed\u4ea4\u4ed8\u7ba1\u9053\u642d\u5efa \n\n\u9002\u5408\u5370\u5c3c\u5e02\u573a\u7684CI\/CD\u7b56\u7565:\n\n\u2022\u7070\u5ea6\u53d1\u5e03\u6309ISP\u5206\u6279\u63a8\u9001(Telkomsel\u4f18\u5148)\n\u2022\u5f02\u5e38\u6d41\u91cf\u81ea\u52a8\u7194\u65ad\u673a\u5236 \n\u2022\u6cd5\u5f8b\u6587\u4e66\u81ea\u52a8\u751f\u6210(Billingual PDF)\n\nJenfile\u793a\u4f8b\u914d\u7f6e:\n pipeline{\n agent any stages{ stage('Lint'){\n steps{ sh'npm run lint:id-ID'} } stage('Deploy'){\n when{branch'main'}\n steps{ timeout(time:15,unit:'MINUTES'){\n sh'.\/deploy-jakarta.sh'} }}}}\n\n\n\u5341\u516d\u7ed3\u8bed\u4e0e\u5c55\u671b \n\n\u968f\u7740\u5370\u5ea6\u5c3c\u897f\u4e9a2024\u5e74\u5b9e\u65f6\u652f\u4ed8\u7cfb\u7edf\u5347\u7ea7\uff0c\u5f00\u53d1\u8005\u9700\u8981\u5173\u6ce8\u4ee5\u4e0b\u8d8b\u52bf\uff1a\n\n\u65b0\u5174\u6280\u672f\u65b9\u5411                    \u5546\u4e1a\u673a\u9047        \n\u2022 BI-FAST\u5373\u65f6\u6e05\u7b97\u63a5\u53e3         \u2022\u793e\u4ea4\u7535\u5546\u6574\u5408\u652f\u4ed8      \n\u2022\u751f\u7269\u8bc6\u522b\u56fd\u5bb6\u6807\u51c6             \u2022\u4f0a\u65af\u5170\u91d1\u878d\u4ea7\u54c1       \n\u2022\u8de8\u5883QR\u4e92\u8054\u4e92\u901a              \u2022\u4e2d\u5c0f\u5fae\u4f01\u4e1aSaaS\u6536\u94f6\u53f0\n\n\u901a\u8fc7React\/Vue\u7684\u6280\u672f\u4f18\u52bf\u7ed3\u5408\u672c\u571f\u6d1e\u5bdf\uff0c\u53ef\u4ee5\u6784\u5efa\u771f\u6b63\u4ee5\u7528\u6237\u4e3a\u4e2d\u5fc3\u7684\u652f\u4ed8\u4f53\u9a8c\u3002\u5efa\u8bae\u6bcf\u5b63\u5ea6\u56de\u987eBI\u6700\u65b0\u6cd5\u89c4\u548c\u6280\u672f\u6807\u51c6\uff0c\u4fdd\u6301\u89e3\u51b3\u65b9\u6848\u7684\u7ade\u4e89\u529b\u3002\n<\/p>","protected":false},"excerpt":{"rendered":"<p># How React\/Vue built a front-end experience that supports Indonesian payment ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-3160","post","type-post","status-publish","format-standard","hentry","category-39"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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