{"id":3166,"date":"2025-06-03T13:24:20","date_gmt":"2025-06-03T05:24:20","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3166"},"modified":"2025-06-03T13:24:20","modified_gmt":"2025-06-03T05:24:20","slug":"%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/","title":{"rendered":"Cross-border payments in Vietnam: which platforms are supported?"},"content":{"rendered":"<h1>Cross-border payments in Vietnam: which platforms are supported?<\/h1>\n<h2>I. Overview of the cross-border payment market in Vietnam<\/h2>\n<p>In recent years, Vietnam has become one of the most important destinations for Chinese companies to go overseas as trade between China and Vietnam has become increasingly frequent and cross-border e-commerce has flourished. According to statistics, bilateral trade between China and Vietnam exceeded US$230 billion in 2022, a year-on-year increase of 5.81 TP3 T. Against this backdrop, it has become particularly important to understand the cross-border payment platforms that support the Vietnamese market.<\/p>\n<h2>II. Mainstream international payment platforms in Viet Nam<\/h2>\n<h3>1. PayPal<\/h3>\n<p>As a globally recognised online payment system, PayPal has a wide user base in Vietnam. The platform supports the exchange and settlement between USD and VND (Vietnamese Dong).<\/p>\n<p><strong>Advantageous features:<\/strong><\/p>\n<ul>\n<li>High level of international recognition<\/li>\n<li>Perfect Transaction Security<\/li>\n<li>Support multi-currency settlement<\/li>\n<\/ul>\n<p><strong>Applicable Scenarios:<\/strong><br \/>\nIt is mainly applicable to B2C cross-border e-commerce retail and small transactions.<\/p>\n<h3>2. Stripe<\/h3>\n<p>Stripe has been aggressively expanding into Southeast Asia in recent years and has been granted a licence to operate in Vietnam.<\/p>\n<p><strong>Core Functions:<\/strong><\/p>\n<ul>\n<li>Easy API integration<\/li>\n<li>Subscription payment model well supported<\/li>\n<li>Advanced Fraud Protection Mechanisms<\/li>\n<\/ul>\n<h3>3. TransferWise (now Wise)<\/h3>\n<p>Specialising in foreign exchange transfer services:<\/p>\n<ul>\n<li>Transparent and open exchange rates<\/li>\n<li>Clear fee structure<\/li>\n<li>Fast arrival speed<\/li>\n<\/ul>\n<p>It is particularly suitable for small and medium-sized enterprises (SMEs) for bulk payment settlement.<\/p>\n<p>III. Cross-border payment solutions in the Chinese context<\/p>\n<p>1. Alipay Global (Alipay International)<br \/>\nThe following functions are realised through cooperation with local banks:<\/p>\n<p>\u221a Direct conversion of RMB to VND<br \/>\n\u221a Code-sweeping payment covers major shopping districts<br \/>\n\u221a Seamless online shopping mall<\/p>\n<p>Currently accessing merchants including well-known brands such as VinCommerce and Thegioididong.<\/p>\n<p>2. WeChat Pay Vietnam<br \/>\nThe localised version of WeChat Pay has:<\/p>\n<p>- Closed-loop payment experience within the applet<br \/>\n- Integration of social marketing tools such as red packets<br \/>\n- Gradual expansion of the admissibility network<\/p>\n<p>Focuses on serving Chinese tourists and Chinese community consumption scenarios.<\/p>\n<p>IV. Localised professional service providers<\/p>\n<p>1. MoMo Wallet<br \/>\nMarket share leading e-wallet offering.<\/p>\n<p>\u2611\ufe0f utilities living contributions<br \/>\n\u2611\ufe0f mobile phone top up<br \/>\n\u2611\ufe0f QR code collection system<\/p>\n<p>The average daily transaction volume exceeds 3 million.<\/p>\n<p>2. ZaloPay<br \/>\nLeveraging the ecological strength of the Zalo social platform.<\/p>\n<p>\u2192Zero fee on social transfers<br \/>\n\u2192 Continued increase in offline merchant coverage<br \/>\n\u2192 Rich government utility interfaces<\/p>\n<p>3. VNPAY<br \/>\nMaturity of the interbank clearing network.<\/p>\n<p>\u2714\ufe0f Enterprise API docking well documented<br \/>\n\u2714\ufe0f Experienced in large B-side business<br \/>\n\u2714\ufe0f anti-money laundering compliance system is robust<\/p>\n<p>V. Suggestions and considerations for selection<\/p>\n<p>1.<strong>Rate comparison<\/strong><br \/>\nCurrency conversion costs can vary up to 1%-3% between platforms and need to be measured accurately for large transactions.<\/p>\n<table>\n<thead>\n<tr>\n<th>Platform type<\/th>\n<th>Average handling fee rate<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>International General Purpose<\/td>\n<td>2.5%-3%<\/td>\n<\/tr>\n<tr>\n<td>Regional specialisation<\/td>\n<td>1.8%-2%<\/td>\n<\/tr>\n<tr>\n<td>direct bank connection<\/td>\n<td>&lt;1%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>2.<strong>compliance requirement<\/strong><br \/>\nIn accordance with the provisions of Decree No. 101\/2017\/ND-CP:<br \/>\n\u25c6 Identity verification is required for a single transaction exceeding 20 million VNDs.<br \/>\n\u25c6 Monthly cumulative VND of over 50 million triggers a risk control audit<br \/>\n\u25c6 Regulatory restrictions exist for specific commodity groups<\/p>\n<p>3.<strong>Technology Docking Considerations<\/strong>:<br \/>\n\u25b8 SLA Service Level Assurance \u226599.%<br \/>\n\u25b8 Peak concurrent processing capacity assessment<br \/>\n\u25b8 Reconciliation file format compatibility testing<\/p>\n<p>4.<strong>Emerging Trends to Watch<\/strong>:<br \/>\nCentral Bank Digital Currency (CBDC) in Pilot in 2023 Could Change Existing Landscape; Buy Now Pay Later (BNPL) Model Growing Fast; Embedded Financial Product Innovation Accelerating.<\/p>\n<p>From the above analysis, we can see that in order to develop the Vietnamese market, we need to comprehensively evaluate the capital efficiency, cost structure and expansion flexibility of each payment solution according to the specific business model, and we suggest that we prefer a hybrid service platform with both local licences and international qualifications as an entry point.<\/p>\n<pre><code><\/code><\/pre>\n<h2>VI. Recommended Payment Solutions for Segmented Industries<\/h2>\n<h3>1. <strong>Cross-border e-commerce sellers<\/strong><\/h3>\n<p>For Chinese merchants selling through platforms such as Shopee and Lazada, a combined solution is recommended:<\/p>\n<ul>\n<li><strong>Premiere programme<\/strong>: Alipay + local wallet (MoMo\/ZaloPay)<\/li>\n<li><strong>Options<\/strong>: Payoneer Acquiring + VNPAY Withdrawal<\/li>\n<li><strong>Comparative advantages<\/strong>::<\/li>\n<\/ul>\n<table>\n<thead>\n<tr>\n<th>functional requirement<\/th>\n<th>Alipay+Local Wallet<\/th>\n<th>Payoneer+VNPAY<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>settlement cycle<\/td>\n<td>T+3<\/td>\n<td>T+7<\/td>\n<\/tr>\n<tr>\n<td>Loss on exchange<\/td>\n<td>&lt;0.8%<\/td>\n<td>~1.2%<\/td>\n<\/tr>\n<tr>\n<td>Denial of payment processing<\/td>\n<td>The platform undertakes<\/td>\n<td>Traders take care of their own<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote>\n<p><em>Note: T+3 means that the account will be available within 3 working days after the successful transaction.<\/em><\/p>\n<\/blockquote>\n<h3>2. <strong>Gaming\/Digital Content Industry<\/strong><\/h3>\n<p>Vietnam's handball market is growing at an annual rate of 28%, with special attention to be paid to the regulatory requirements for virtual goods:<\/p>\n<ul>\n<li><strong>Compliance Channel<\/strong>: VNPT Pay, Gate and other licensed payment providers<\/li>\n<li><strong>high risk point<\/strong>::\n<ul>\n<li>IAP (In-App Purchase) must be connected to the government monitoring system<\/li>\n<li>\u2265500,000 VND's virtual props transactions require SMS secondary authentication<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>3. <strong>B2B trade payments<\/strong><\/h3>\n<p>Recommended direct bank connection solutions for manufacturing raw material procurement:<\/p>\n<pre><code class=\"language-mermaid\">graph LR<br>\r\nA [Chinese supplier] --&gt; B (Standard Chartered Bank Vietnam)<br>\r\nB --&gt; C [Viet Nam dong letter of credit]<br>\r\nC --&gt; D {local plant}<br>\r\nD --&gt; E [Electronic verification of bills of lading]<br>\r\nE --&gt; F [automatic release of payments]<br>\r\n<\/code><\/pre>\n<p><em>Features: Single handling fee fixed at $800, suitable for orders over $100,000<\/em><\/p>\n<p>VII. Practical guide to avoiding pitfalls<\/p>\n<p>1. Preventive measures against account freezing<br \/>\n2023 Common Trigger Cause Statistics:<br \/>\n||Frequency Percentage|<br \/>\n|&#8212;|&#8212;|<br \/>\n|Multi-account operation on the same IP|42%|<br \/>\n|33%| Short-term concentration of funds in and out of the country<br \/>\n|null;Recipient Sensitive Industry Match Low|null;25%|<\/p>\n<p><em>response strategy<\/em>::<br \/>\n\u2713 IP address and registry alignment configuration<br \/>\n\u2713 Splitting large sums of money into multiple \u2264$8,000 transactions<br \/>\n\u2713 Advance reporting of special business scenarios<\/p>\n<p>2.VAT Tax Synergy Points<br \/>\nIn accordance with 20\/2021\/TT-BTC:<\/p>\n<p>\u25a0 Payment platforms are required to withhold and pay VAT on behalf of foreign merchants (current rate 10%)<br \/>\n\u25aa Quarterly submission of cross-border services returns by the 15th of each quarter (form No. 06\/GTGT)<br \/>\n\u25aa Penalties for incorrect filing can be up to the amount of tax due 200%<\/p>\n<blockquote>\n<p><em>Recommended use of third-party audit services such as KPMG\/Viettonkin<\/em><\/p>\n<\/blockquote>\n<p>VIII. Trends ahead to 2024<\/p>\n<p>Technology evolution direction prediction:<br \/>\nReal-time Full Settlement System\" will shorten the clearing time to minutes after the launch.<br \/>\n\u2461Biometric Payment Penetration in High-end Shopping Malls Expected to Surpass 60%<br \/>\n\u2462 Blockchain letters of credit may change the traditional trade finance model<\/p>\n<p>Policy risk warning.<br \/>\nThe draft Decree on Non-Cash Payments, which is being revised at \u26a0\ufe0f, shows that.<br \/>\n-E-wallet balance limit proposed to be lowered to VND 20 million (from 50 million)<br \/>\n-Foreign shareholdings may face tighter restrictions<\/p>\n<p>Monitoring list of emerging potential platforms.<br \/>\n\u25b8 Samsung Pay Vietnam (backed by mobile phone market share of 35%)<br \/>\n\u25b8 GrabPay (monopoly advantage in the online taxi scene)<br \/>\n\u25b8 Airwallex (embedded finance for SaaS businesses)<\/p>\n<hr>\n<p>For evaluation of specific implementations or channel matching support, the following information can be further provided for precise recommendations.<br \/>\n\u25a1 Average monthly transaction amount segment \u25a1 Target customer group attributes \u25a1 Product service type<\/p>","protected":false},"excerpt":{"rendered":"<p>Cross-border payments in Vietnam: what platforms support them? I. Overview of Vietnam's cross-border payments market Nearly...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3166","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/06\/03\/\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f \u4e00\u3001\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\u5e02\u573a\u6982\u51b5 \u8fd1&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/06\/03\/\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-03T05:24:20+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f\",\"datePublished\":\"2025-06-03T05:24:20+00:00\",\"dateModified\":\"2025-06-03T05:24:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/\"},\"wordCount\":76,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u8d8a\u5357\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/\",\"name\":\"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"datePublished\":\"2025-06-03T05:24:20+00:00\",\"dateModified\":\"2025-06-03T05:24:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/en\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/en\/2025\/06\/03\/\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f\/","og_locale":"en_GB","og_type":"article","og_title":"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f","og_description":"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f \u4e00\u3001\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\u5e02\u573a\u6982\u51b5 \u8fd1&hellip;","og_url":"https:\/\/www.deekpay.com\/en\/2025\/06\/03\/\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-06-03T05:24:20+00:00","author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"Written by":"deekpay"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f","datePublished":"2025-06-03T05:24:20+00:00","dateModified":"2025-06-03T05:24:20+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/"},"wordCount":76,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"articleSection":["\u8d8a\u5357\u652f\u4ed8"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/","url":"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/","name":"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"datePublished":"2025-06-03T05:24:20+00:00","dateModified":"2025-06-03T05:24:20+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/2025\/06\/03\/%e8%b6%8a%e5%8d%97%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%ef%bc%9a%e6%9c%89%e5%93%aa%e4%ba%9b%e5%b9%b3%e5%8f%b0%e6%94%af%e6%8c%81%ef%bc%9f\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u8d8a\u5357\u8de8\u5883\u652f\u4ed8\uff1a\u6709\u54ea\u4e9b\u5e73\u53f0\u652f\u6301\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/en\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/comments?post=3166"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3166\/revisions"}],"predecessor-version":[{"id":3167,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3166\/revisions\/3167"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/media?parent=3166"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/categories?post=3166"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/tags?post=3166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}