{"id":3277,"date":"2025-06-12T07:59:26","date_gmt":"2025-06-11T23:59:26","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3277"},"modified":"2025-06-12T07:59:26","modified_gmt":"2025-06-11T23:59:26","slug":"%e5%a4%96%e5%9b%bd%e4%ba%ba%e5%a6%82%e4%bd%95%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e8%bd%bb%e6%9d%be%e6%94%af%e4%bb%98%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/06\/12\/%e5%a4%96%e5%9b%bd%e4%ba%ba%e5%a6%82%e4%bd%95%e5%9c%a8%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e8%bd%bb%e6%9d%be%e6%94%af%e4%bb%98%ef%bc%9f\/","title":{"rendered":"How foreigners can pay easily in Pakistan?"},"content":{"rendered":"<p>In Pakistan, foreigners can easily make payments in several ways:<\/p>\n<h3>1. <strong>cash payment<\/strong><\/h3>\n<ul>\n<li><strong>wide acceptance<\/strong>: Cash is the most common form of payment in Pakistan, especially in small shops, markets and rural areas.<\/li>\n<li><strong>currency exchange<\/strong>: Foreigners can exchange foreign currency into Pakistani Rupees (PKR) at airports, banks or authorised currency exchange points.<\/li>\n<\/ul>\n<h3>2. <strong>card payment<\/strong><\/h3>\n<ul>\n<li><strong>Credit\/debit cards<\/strong>: Visa and MasterCard are commonly accepted in large shopping centres, hotels and restaurants. American Express is also accepted in some locations.<\/li>\n<li><strong>ATM cash withdrawal<\/strong>: Foreign bank cards can be used to withdraw cash from ATMs in Pakistan, but a fee may be charged.<\/li>\n<\/ul>\n<h3>3. <strong>mobile wallet<\/strong><\/h3>\n<ul>\n<li><strong>JazzCash<\/strong>: A popular mobile wallet in Pakistan that supports money transfers, bill payments and online shopping. Foreigners can register with their local mobile phone numbers.<\/li>\n<li><strong>EasyPaisa<\/strong>: Another commonly used mobile wallet with features similar to JazzCash.<\/li>\n<\/ul>\n<h3>4. <strong>bank transfer<\/strong><\/h3>\n<ul>\n<li><strong>International remittances<\/strong>: Receive money transfers from abroad through services such as Western Union or MoneyGram.<\/li>\n<li><strong>Local bank accounts<\/strong>: Foreigners with permanent residence may open local bank accounts for transfers and payments.<\/li>\n<\/ul>\n<h3>5. <\/h3>\n<p>Alipay and WeChat are less popular and are mainly used by Chinese tourists or merchants with Chinese background. It is recommended to use local mainstream e-wallets such as JazzCash\/EasyPaisa.<\/p>\n<hr>\n<h4><em>caveat<\/em><\/h4>\n<ul>\n<li>Some remote areas may only accept cash<\/li>\n<li>Additional 3%-5% handling fee may be charged for POS card swipes.<\/li>\n<li>JazzCash requires registration with a local mobile phone number (temporary SIM cards can be purchased)<\/li>\n<li>The daily limit for ATM withdrawals is usually Rs 200,000 (about $700)<\/li>\n<\/ul>\n<p>For short-term travellers, it is advisable to carry a reasonable amount of US dollars for cash exchange and a credit card (Visa\/Mastercard) with no cross-border fees. Businessmen or long-term residents are advised to open local e-wallets and bank accounts.<\/p>\n<h3><strong>6. Online payments (e-commerce &amp; services)<\/strong><\/h3>\n<p>E-commerce platforms in Pakistan (such as Daraz, Foodpanda, Careem, etc.) support the following payment methods:<\/p>\n<ul>\n<li><strong>Credit\/debit cards<\/strong>(Visa\/Mastercard)<\/li>\n<li><strong>Local bank transfers<\/strong>(e.g. HBL, UBL, MCB, etc.)<\/li>\n<li><strong>mobile wallet<\/strong>(JazzCash, EasyPaisa)<\/li>\n<\/ul>\n<p>\u26a0\ufe0f <em>take note of<\/em>: Some international payment methods (e.g. PayPal, Stripe) are restricted in Pakistan and local alternatives are recommended.<\/p>\n<hr>\n<h3><strong>7. Best way to send money across the border to Pakistan<\/strong><\/h3>\n<p>If a foreigner needs to send money from abroad to Pakistan, the following channels are recommended:<\/p>\n<table>\n<thead>\n<tr>\n<th>way (of life)<\/th>\n<th>specificities<\/th>\n<th>applicable population<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Western Union \/ MoneyGram<\/strong><\/td>\n<td>- Speedy payment of accounts<br \/>- Payee ID and mobile phone number required<br \/>- Higher fees<\/td>\n<td>\u26a1 Emergency small remittances<\/td>\n<\/tr>\n<tr>\n<td><strong>Bank Wire Transfer (SWIFT)<\/strong><\/td>\n<td>- Large transfers are more cost-effective<br \/>- 1-3 working days to account<br \/>- IBAN account number required<\/td>\n<td>\ud83d\udcbc Business or large sums of money<\/td>\n<\/tr>\n<tr>\n<td><strong>Alipay\/WeChat Payment (Limited Support)<\/strong><\/td>\n<td>- Accepted only by some CMB traders<br \/>- Exchange rates may not be transparent<\/td>\n<td>\ud83c\udde8\ud83c\uddf3 Chinese nationals or trading with Chinese businessmen<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>8. SIM Card &amp; JazzCash\/EasyPaisa Registration Guide<\/strong><\/h3>\n<h4><strong>(1) SIM card purchase<\/strong><\/h4>\n<p>Foreigners can buy local SIM cards at the airport or regular shops, which are required:<\/p>\n<ul>\n<li>\ud83d\udcc4Original passport<\/li>\n<li>\ud83d\udcdd Copy of visa<\/li>\n<li>\ud83c\udfe8 Proof of hotel\/address<\/li>\n<\/ul>\n<p>\ud83d\udccc <em>Recommended Operators<\/em>: Jazz (for JazzCash), Telenor (EasyPaisa), Zong.<\/p>\n<h4><strong>(2) JazzCash Registration Process<\/strong><\/h4>\n<ol>\n<li>\ud83d\udcf1Insert the Jazz SIM card and download the app<\/li>\n<li>\ud83d\udd04 Send an SMS to activate the mobile wallet feature<\/li>\n<li>\ud83c\udd94 Offline verification: bring your passport to a Jazz business office to complete KYC verification<\/li>\n<li>\ud83d\udcb0Recharge: Cash recharge through agent point or bank card binding<\/li>\n<\/ol>\n<hr>\n<h3><em><strong>9. Frequently Asked Questions about POS Card Swiping<\/strong><\/em><\/h3>\n<p>\u2753 <em>\"Why do merchants charge extra processing fees?\"<\/em><br \/>\n\u2192 Visa\/Mastercard transaction fees are usually borne by the merchant, but may be passed on to the customer by smaller merchants (approx. 3%-5%). It is advisable to enquire in advance.<\/p>\n<p>\u2753 <em>\"What if my international credit card is declined?\"<\/em><br \/>\n\u2192 \u2705 Try to get a new chip card (magnetic stripe cards are less compatible)<br \/>\n\u2192 \u2705Confirmation of \"Cross Border Transaction\" privilege<\/p>\n<hr>\n<h3><em><strong>10. [Ultimate Lazy Pack] Recommended Payment Methods for Different Scenarios<\/strong><\/em><\/h3>\n<p>\u2705 Daily Shopping \u2192 <code>in cash<\/code> or <code>JazzCash<\/code><br \/>\n\u2705Cabs\/takeaways \u2192 <code>Careem\/Foodpanda App Credit Card Tying<\/code><br \/>\n\u2705Hotel Booking \u2192 <code>International Credit Card Pre-Authorisation<\/code><br \/>\n\u2705 Payment of school fees\/rent \u2192 <code>bank transfer<\/code><\/p>\n<p>\ud83d\udca1Pro Tip: \u2708\ufe0f Priority Redemption on Arrival<x-equation>100-<\/x-equation>200 cash for emergencies and a local SIM to register for an e-wallet!<\/p>","protected":false},"excerpt":{"rendered":"<p>In Pakistan, foreigners can easily pay in several ways: 1. cash...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[37],"tags":[],"class_list":["post-3277","post","type-post","status-publish","format-standard","hentry","category-37"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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