{"id":3293,"date":"2025-06-12T08:09:33","date_gmt":"2025-06-12T00:09:33","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3293"},"modified":"2025-06-12T08:09:33","modified_gmt":"2025-06-12T00:09:33","slug":"%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98sdk%e6%8e%a8%e8%8d%90%e4%b8%8e%e4%bd%bf%e7%94%a8%e6%8a%80%e5%b7%a7","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/06\/12\/%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98sdk%e6%8e%a8%e8%8d%90%e4%b8%8e%e4%bd%bf%e7%94%a8%e6%8a%80%e5%b7%a7\/","title":{"rendered":"Thailand Payment SDK Recommendations and Tips"},"content":{"rendered":"<h1>Thailand Payment SDK Recommendations and Tips: An Essential Guide for Developers<\/h1>\n<h2>I. Overview of the Thai payments market and the importance of SDKs<\/h2>\n<p>As the second largest economy in Southeast Asia, Thailand's digital payment market has shown explosive growth in recent years. According to the latest data, Thailand's e-payment transactions surpassed 4.5 trillion baht in 2023, with more than 45 million mobile payment users. In such a market environment, it becomes crucial to integrate the right Thailand local payment SDK for your app or website.<\/p>\n<p>Choosing the right payment SDK will not only increase conversion rates, but also significantly reduce transaction failure rates. A quality SDK solution should have the following features: support multiple local payment methods (e.g. PromptPay, TrueMoney Wallet, etc.), be compliant with the regulatory requirements of the Central Bank of Thailand, provide a sound fraud detection mechanism, and have excellent technical documentation and developer support.<\/p>\n<h2>Second, the mainstream Thailand localisation payment SDK recommendation<\/h2>\n<h3>1. Omise Payment Gateway<\/h3>\n<p>Omise is a leading provider of online payment solutions in Southeast Asia with deep roots in Thailand. Its SDK features include:<\/p>\n<ul>\n<li>Fully support PromptPay QR code scanning payment<\/li>\n<li>TrueMoney Wallet one-click top-up function<\/li>\n<li>Seamless Rabbit LINE Pay<\/li>\n<li>Deep integration of SCB Bank's Express Pay<\/li>\n<\/ul>\n<p>The technological advantage is reflected in the clean API design, with an average integration time of only 2-3 working days.<\/p>\n<h3>2. 2C2P Thailand SDK<\/h3>\n<p>as a regional omni-channel acquiring platform:<\/p>\n<ul>\n<li>KBank Direct Debit Authorisation Process Optimised to 30 Seconds or Less<\/li>\n<li>Bill Payment covers a network of convenience stores such as 7-Eleven across Thailand<\/li>\n<li>AirPay virtual account top-up success rate up to 99.2%<br \/>\nParticularly suitable for e-commerce platforms and large transaction scenarios.<\/li>\n<\/ul>\n<h3>3. ThaiEPay cross-border programme<\/h3>\n<p>Focusing on the specific needs of Chinese companies going overseas:<\/p>\n<h2>III. Thailand Payment SDK Integration Best Practices<\/h2>\n<h3><strong>1. Selection of payment methods suitable for business scenarios<\/strong><\/h3>\n<p>Thailand has a rich e-payment ecosystem, and the payment methods preferred by different user groups vary widely. Before integrating the SDK, the usage habits of the target users need to be clarified:<\/p>\n<ul>\n<li><strong>PromptPay<\/strong>: The most popular QR code transfer system in Thailand, covering an adult population of 80% or more, suitable for C-suite small and high-frequency transactions.<\/li>\n<li><strong>TrueMoney Wallet<\/strong>: Digital wallet leader, especially popular among young and unbanked groups.<\/li>\n<li><strong>Credit\/debit cards<\/strong>: Visa and Mastercard have high penetration rates, but attention needs to be paid to localisation modifications (e.g. support for Verified by 3D Secure).<\/li>\n<li><strong>Convenience Store Bill Payment (Bill Payment)<\/strong>: Receive payments through offline channels such as 7-Eleven and FamilyMart for unbanked users.<\/li>\n<\/ul>\n<p>It is recommended to prioritise PromptPay and TrueMoney Wallet support to cover the largest user base.<\/p>\n<h3><strong>2. Compliance and safety certification requirements<\/strong><\/h3>\n<p>The Bank of Thailand (BOT) regulates online payments strictly and the integration of the SDK needs to ensure that the following requirements are met:<\/p>\n<ul>\n<li><strong>PCI DSS Certification<\/strong>: Processing of credit card data must meet this security standard.<\/li>\n<li><strong>local data storage method<\/strong>: Some sensitive transaction information may need to be retained on servers in Thailand.<\/li>\n<li><strong>Anti-Money Laundering (AML) Verification<\/strong>: Large transactions require access to identity verification services (e.g., NDID).<br \/>\nIt is recommended to choose an SDK provider that has been licensed by the Electronic Transactions Development Authority of Thailand (ETDA).<\/li>\n<\/ul>\n<hr>\n<h2>IV. Key points of technical implementation and optimisation techniques<\/h2>\n<h3><strong>(1) SDK docking process streamlining programme<\/strong><\/h3>\n<pre><code class=\"language-java\">\/\/ Omise Android SDK example (simplified)<br>\r\nOmise.setPublicKey(\"pkey_test_your_public_key\");;<br>\r\nTokenRequest request = new TokenRequest.Builder(amount, currency)<br>\r\n    .setCard(new Card.Builder(\"42424242424242424242\", 12, 2025, \"123\").build())<br>\r\n    .build();<br>\r\nnew TokenTask().execute(request); \/\/ Asynchronously get the token and submit it to the server.<br>\r\n<\/code><\/pre>\n<p><em>Note: iOS\/Flutter and other platforms have corresponding libraries.<\/em><\/p>\n<h3><strong>(2) UI Design Essentials for Improving Conversion Rates<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\u2705Recommended practices<\/th>\n<th>\u274c Common Mistakes<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Display Thai Payment Guidelines<\/td>\n<td>English interface only<\/td>\n<\/tr>\n<tr>\n<td>Highlight PromptPay QR code location<\/td>\n<td>Hidden Alternative Payment Methods Portal<\/td>\n<\/tr>\n<tr>\n<td>Auto Match Bank Logo Icons<\/td>\n<td>Harmonise the use of common bank card icons<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h2>V. Solutions to common problems<\/h2>\n<h4>Q1: How to deal with PromptPay code scanning timeout?<\/h4>\n<p>\u2714\ufe0f <em>Optimisation Recommendations<\/em>::<br \/>\n1. Check if the generated QR code is in compliance with Thai QR standard<br \/>\n2. Set 15-minute expiry date and auto-refresh<br \/>\n3. Add the option of \"manually entering mobile phone number\".<\/p>\n<h4>Q2: TrueMoney fails due to insufficient balance?<\/h4>\n<p>\u2714\ufe0f <em>Tactical adjustments<\/em>::<br \/>\n1. Pre-check interface to check wallet balance<br \/>\n2. Intelligent switching to convenience store bill payment<br \/>\n3.JIT recharge function secondary trigger<\/p>\n<hr>\n<p>VI. Future trends and recommendations for upgrading<\/p>\n<p>Innovative directions to watch in 2024:<br \/>\n\ud83d\udd39 <strong>Central Bank Digital Currency (CBDC)<\/strong> : Digital baht in test to change settlement process<br \/>\n\ud83d\udd39 BNPL Buy Now Pay Later : Atome, GrabPayLater and others grow rapidly<br \/>\n\ud83d\udd39 Cross-border connectivity: the upcoming ASEAN Common System for Quick Response (QR) codes<\/p>\n<p>It is recommended to check the SDK version update log once a quarter to adapt new features such as fingerprint\/face recognition payment and other biometric authentication methods in a timely manner.<\/p>\n<blockquote>\n<p>\ud83d\udccc <em>Core tips<\/em> Regular analysis of the abandonment rate data report, for the TOP3 failure causes of special optimisation can bring 15% + GMV increase<\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"<p>Thailand Payment SDK Recommendations and Tips: An Essential Guide for Developers I. Thailand Payment Market...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-3293","post","type-post","status-publish","format-standard","hentry","category-31"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6cf0\u56fd\u652f\u4ed8SDK\u63a8\u8350\u4e0e\u4f7f\u7528\u6280\u5de7 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/06\/12\/\u6cf0\u56fd\u652f\u4ed8sdk\u63a8\u8350\u4e0e\u4f7f\u7528\u6280\u5de7\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6cf0\u56fd\u652f\u4ed8SDK\u63a8\u8350\u4e0e\u4f7f\u7528\u6280\u5de7\" \/>\n<meta property=\"og:description\" content=\"\u6cf0\u56fd\u652f\u4ed8SDK\u63a8\u8350\u4e0e\u4f7f\u7528\u6280\u5de7\uff1a\u5f00\u53d1\u8005\u5fc5\u5907\u6307\u5357 \u4e00\u3001\u6cf0\u56fd\u652f\u4ed8\u5e02&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/06\/12\/\u6cf0\u56fd\u652f\u4ed8sdk\u63a8\u8350\u4e0e\u4f7f\u7528\u6280\u5de7\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-12T00:09:33+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/12\/%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98sdk%e6%8e%a8%e8%8d%90%e4%b8%8e%e4%bd%bf%e7%94%a8%e6%8a%80%e5%b7%a7\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/12\/%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98sdk%e6%8e%a8%e8%8d%90%e4%b8%8e%e4%bd%bf%e7%94%a8%e6%8a%80%e5%b7%a7\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u6cf0\u56fd\u652f\u4ed8SDK\u63a8\u8350\u4e0e\u4f7f\u7528\u6280\u5de7\",\"datePublished\":\"2025-06-12T00:09:33+00:00\",\"dateModified\":\"2025-06-12T00:09:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/12\/%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98sdk%e6%8e%a8%e8%8d%90%e4%b8%8e%e4%bd%bf%e7%94%a8%e6%8a%80%e5%b7%a7\/\"},\"wordCount\":82,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u6cf0\u56fd\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/06\/12\/%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98sdk%e6%8e%a8%e8%8d%90%e4%b8%8e%e4%bd%bf%e7%94%a8%e6%8a%80%e5%b7%a7\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/12\/%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98sdk%e6%8e%a8%e8%8d%90%e4%b8%8e%e4%bd%bf%e7%94%a8%e6%8a%80%e5%b7%a7\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/06\/12\/%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98sdk%e6%8e%a8%e8%8d%90%e4%b8%8e%e4%bd%bf%e7%94%a8%e6%8a%80%e5%b7%a7\/\",\"name\":\"\u6cf0\u56fd\u652f\u4ed8SDK\u63a8\u8350\u4e0e\u4f7f\u7528\u6280\u5de7 - 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