{"id":3303,"date":"2025-06-12T08:31:00","date_gmt":"2025-06-12T00:31:00","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3303"},"modified":"2025-06-12T08:31:00","modified_gmt":"2025-06-12T00:31:00","slug":"%e6%94%af%e6%8c%81%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98%e7%9a%84%e8%b7%a8%e5%a2%83%e5%b9%b3%e5%8f%b0%e6%8e%a8%e8%8d%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/06\/12\/%e6%94%af%e6%8c%81%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98%e7%9a%84%e8%b7%a8%e5%a2%83%e5%b9%b3%e5%8f%b0%e6%8e%a8%e8%8d%90\/","title":{"rendered":"Recommended cross-border platforms that support Thai payments"},"content":{"rendered":"<p>Below is a list of recommended cross-border payment platforms that support Thai payments, covering localised payment methods and mainstream international options to help merchants efficiently access the Thai market:<\/p>\n<hr>\n<h3><strong>I. Mainstream international cross-border payment platforms<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>Stripe<\/strong><\/p>\n<ul>\n<li>Thai credit cards (Visa\/Mastercard) and some e-wallets are supported.<\/li>\n<li>Registration is required through a local entity or partner (e.g. Stripe Thailand).<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>PayPal<\/strong><\/p>\n<ul>\n<li>Widely accepted, but Thai users need to tie up an international credit card.<\/li>\n<li>Suitable for small cross-border transactions, note the high commission.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>2Checkout (Verifone)<\/strong><\/p>\n<ul>\n<li>Supports multi-currency billing, covering Thai credit cards and bank transfers.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Adyen<\/strong><\/p>\n<ul>\n<li>Global acquiring capabilities with support for local payment methods in Thailand (e.g. PromptPay).<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>II. Local payment platforms in Southeast Asia\/Thailand<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>Omise<\/strong><\/p>\n<ul>\n<li>Thailand-based aggregated payment platform that supports:<br \/>\n\u2705 PromptPay (Instant Bank Transfer)<br \/>\n\u2705 Thai QR Code Payment<br \/>\n\u2705 Cash payment at convenience stores (e.g. 7-11)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>TrueMoney Wallet<\/strong><\/p>\n<ul>\n<li>One of Thailand's largest e-wallets for mobile in-app payments.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Rabbit LINE Pay<\/strong><\/p>\n<ul>\n<li>Widely used by LINE users and suitable for social e-commerce scenarios.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>ShopeePay &amp; GrabPay<\/strong><\/p>\n<ul>\n<li>Popular wallets within the Shopee and Grab ecosystems, especially for e-commerce and takeaway businesses.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong><a href=\"https:\/\/www.doku.com\/\">DOKU<\/a><\/strong> (Indonesia predominates, but covers South-East Asia)<br \/>\nOffers Thai bank transfer and convenience store payment options.<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>III. Other solutions<\/strong><\/h3>\n<ul>\n<li><strong><a href=\"https:\/\/www.molpay.com\/\">MOLPay<\/a>: Southeast Asia Aggregation Gateway, supports PromptPay, Alipay+, etc.<\/li>\n<li><strong><a href=\"https:\/\/www.ipay88.com\/\">iPay88<\/a>:: Strong coverage in Malaysia &amp; Thailand.<\/li>\n<li><strong><a href=\"http:\/\/www.paysbuy.com\/\">Paysbuy<\/a>:: Veteran local gateway, suitable for traditional enterprises.<\/li>\n<\/ul>\n<hr>\n<h3>\ud83d\udd0d Choice Suggestion:<\/h3>\n<p>1\ufe0f\u20e3 <em>If the target audience is young<\/em> \u2192 Priority access to TrueMoney\/LINE Pay\/Rabbit LINE Pay + PromptPay QR code.<br \/>\n2\ufe0f\u20e3 <em>If you do cross-border e-commerce<\/em> \u2192 Stripe + Omise combo covers credit card and localisation needs.<br \/>\n3\ufe0f\u20e3 <em>Offline or cash scenarios<\/em> \u2192 Consider 7-11 collection (via Omise or MOL).<\/p>\n<p>\u26a0\ufe0f Note: Some platforms need to cooperate with local agents to register company qualifications (e.g. Stripe Thailand), it is recommended to consult a professional service provider to streamline the process<\/p>\n<p>Okay, next I will add more details and hands-on advice to help you choose the most suitable Thai payment solution for your business scenario:<\/p>\n<hr>\n<h3><strong>IV. Breaking down the best combination by business scenario<\/strong><\/h3>\n<h4><strong>1. Cross-border e-commerce (B2C)<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>core requirement<\/strong>: Coverage of international credit cards + local high-conversion payments<\/p>\n<ul>\n<li><strong>Recommended programme<\/strong>::<br \/>\n\u2705 <strong>Stripe\/Adyen<\/strong>(International Card Acquiring) + <strong>Omise\/PromptPay<\/strong>(Instant bank transfer from Thai banks)<br \/>\n\u2705 Alternative: 2Checkout (built-in multi-currency conversion) + TrueMoney Wallet<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>Why?<\/em><br \/>\nThai users trust bank transfers more than credit cards when shopping online, and PromptPay's conversion rate can be increased by more than 30%; international cards cover the expatriate population travelling to Thailand.<\/p>\n<\/li>\n<\/ul>\n<h4><strong>2. Social e-commerce\/live banding<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>core requirement<\/strong>: Small, high-frequency, social payments<\/p>\n<ul>\n<li><strong>Recommended programme<\/strong>::<br \/>\n\u2705 LINE Pay\/Rabbit LINE Pay (social fission) + ShopeePay (platform traffic linkage)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>case (law)<\/em>: Distribute coupons through the LINE community to guide users to complete closed-loop transactions using LINE Pay.<\/p>\n<\/li>\n<\/ul>\n<h4><strong>3. SaaS subscription or virtual services<\/strong><\/h4>\n<ul>\n<li><em>sore point<\/em>: Regular debit required but low penetration of credit cards in Thailand \u2192 switch to localised auto debit solution.\n<ul>\n<li><em><strong>prescription<\/strong><\/em>:<br \/>\n\u2460 Omise's \"Recurring Payment\" supports PromptPay regular bank debit.<br \/>\n\u2461 TrueMoney Wallet Subscription Licence<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3>\ud83d\udd27 Access to Technical Tips<\/h3>\n<ol>\n<li>\n<p><strong><a href=\"https:\/\/www.promptpay.or.th\/\">PromptPay<\/a>Integration Points<\/strong>:<\/p>\n<ul>\n<li>Need to generate dynamic QR code or mobile phone number \/ ID number collection interface.<\/li>\n<li>Omise offers the friendliest API documentation and a well sandboxed test environment.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>Avoiding the risk of refusal to pay<\/em>:<\/p>\n<ul>\n<li>Set \u2264 24 hours order validity for convenience store cash payments (e.g. 7-11).<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>Rate reference<\/em>:<br \/>\n| Payment Methods | Fee Ranges | Settlement Cycle|<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8211;|<br \/>\n| PromptPay |0.5%<del>1.5% |T+1<\/del>3 days|<br \/>\n| TrueMoney |1%<del>2% |T+3<\/del>5 days|<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3>\ud83c\udf10 Policy and Compliance Reminders<\/h3>\n<p>1\ufe0f\u20e3 <em><strong>Foreign Capital Restrictions<\/strong><\/em>: If you sign up directly with some of the local gateways (e.g. Paysbuy), you may need to register a Thai company or find a licensed agent (e.g.<a href=\"https:\/\/www.asiabill.com\/\">Asiabill<\/a>).<\/p>\n<p>2\ufe0f\u20e3 <em><strong>VAT processing<\/strong><\/em>: Annual income over 1.8 million baht is subject to VAT registration and some gateways (e.g. Adyen) can withhold payment.<\/p>\n<hr>\n<h3>\ud83d\udcc8 Data Insights<\/h3>\n<p>According to the 2023 Statista report:<\/p>","protected":false},"excerpt":{"rendered":"<p>Below is a list of recommended cross-border payment platforms that support Thai payments, covering localised payment methods and national...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-3303","post","type-post","status-publish","format-standard","hentry","category-31"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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