{"id":3315,"date":"2025-06-12T08:32:52","date_gmt":"2025-06-12T00:32:52","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3315"},"modified":"2025-06-12T08:32:52","modified_gmt":"2025-06-12T00:32:52","slug":"%e5%a6%82%e4%bd%95%e5%9c%a8%e5%8d%b0%e5%b0%bc%e6%89%ab%e7%a0%81%e6%94%af%e4%bb%98%ef%bc%9f%e6%95%99%e7%a8%8b%e6%9d%a5%e4%ba%86","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/06\/12\/%e5%a6%82%e4%bd%95%e5%9c%a8%e5%8d%b0%e5%b0%bc%e6%89%ab%e7%a0%81%e6%94%af%e4%bb%98%ef%bc%9f%e6%95%99%e7%a8%8b%e6%9d%a5%e4%ba%86\/","title":{"rendered":"How to scan code to pay in Indonesia? Here's the tutorial"},"content":{"rendered":"<p>Detailed tutorials on the use of code scanning payment (QRIS) in Indonesia for tourists and local users are listed below:<\/p>\n<hr>\n<h3><strong>I. Introduction to Indonesian Scanning Code Payment (QRIS)<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>What is QRIS<\/strong><\/p>\n<ul>\n<li>Indonesia's central bank has introduced a unified QR code standard (Quick Response Code Indonesian Standard) that integrates the code-scanning payment functions of major e-wallets and banks.<\/li>\n<li>Local wallets such as DANA, OVO, ShopeePay, LinkAja, etc. are supported, and international cards\/VISA are also supported in some scenarios.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Applicable Scenarios<\/strong><\/p>\n<ul>\n<li>Convenience stores (Indomaret\/Alfamart), restaurants, street vendors, taxis (e.g. Grab), shopping malls, etc.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>II. Steps for visitors<\/strong><\/h3>\n<h4><strong>Method 1: Directly bind international credit\/debit cards<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>Download Support APP<\/strong><\/p>\n<ul>\n<li>Grab APP: You can use GrabPay after binding VISA\/MasterCard.<\/li>\n<li>Gojek APP: Some merchants support foreign card payments.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>workflow<\/strong><br \/>\nOpen the app \u2192 select \"Scan QR\" \u2192 scan the merchant's QR code \u2192 enter the amount to confirm payment.<\/p>\n<\/li>\n<\/ol>\n<h4><strong>Method 2: Purchase of local prepaid card or e-wallet top up<\/strong><\/h4>\n<ol>\n<li>Purchase [OVO\/Gopay] prepaid vouchers at convenience stores or top up through partner agents.<\/li>\n<li>You can scan the code to pay after activation.<\/li>\n<\/ol>\n<hr>\n<h3><strong>III. Steps for use by local residents\/permanent residents<\/strong><\/h3>\n<h4><strong>Register for local e-wallet (Indonesian mobile phone number + ID required)<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>Recommended APP<\/strong><br \/>\nDANA | OVO | ShopeePay | LinkAja<\/p>\n<\/li>\n<li>\n<p><strong>Real Name Authentication Process<\/strong><br \/>\nDownload APP \u2192 Register with mobile phone number \u2192 Bind bank card\/KTP ID card \u2192 Complete verification.<\/p>\n<\/li>\n<li>\n<p><strong>Payment steps [using DANA as an example]<\/strong>::<\/p>\n<pre><code>Open DANA \u2192 Click \"Scan QR\" \u2192 Align with the merchant's QR code \u2192 Enter the amount \u2192 Confirm the PIN code.<br>\r\n<\/code><\/pre>\n<\/li>\n<\/ol>\n<hr>\n<h3><em>4<\/em>Frequently Asked Questions<\/h3>\n<ul>\n<li>\u2753 \"Prompt for transaction failure\"?<br \/>\nCheck whether the network is stable; make sure the balance is sufficient; some small transactions need to enable OTP verification.<\/li>\n<li>\u2753 \"Where can I find merchants that support QRIS?\"<br \/>\nLook for stickers with [QRIS] or the logo of each e-wallet.<\/li>\n<\/ul>\n<h3><strong>V. In-depth use of skills and considerations<\/strong><\/h3>\n<h4><strong>1. How to identify QRIS-enabled merchants?<\/strong><\/h4>\n<ul>\n<li>Merchants usually display the following logos:\n<ul>\n<li><strong>QRIS official logo<\/strong>(blue and green QR code icon)<\/li>\n<li><strong>E-wallet Logo<\/strong>(e.g. DANA, OVO, ShopeePay, etc.)<\/li>\n<\/ul>\n<\/li>\n<li><strong>Examples of common scenarios<\/strong>::\n<ul>\n<li>\ud83c\udfea Convenience shops: special scanners are available at the Indomaret\/Alfamart counters.<\/li>\n<li>\ud83c\udf5c Snack stalls: static QR codes for individual merchants are posted in front of the stalls.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><strong>2. Temporary top-up strategy for tourists (no Indonesian bank card)<\/strong><\/h4>\n<p>If you do not want to bind an international card, you can top up your local e-wallet in the following ways:<\/p>\n<ul>\n<li>\u2705 <strong>Offline purchase of e-wallet vouchers<\/strong>: Inform the clerk at Indomaret or Alfamart that you want to top up OVO\/GoPay and redeem the balance in cash.<\/li>\n<li>\u2705 <strong>Get a local friend to transfer the money.<\/strong>: Some wallets support friend-to-friend transfers (requires Indonesian mobile phone number to receive verification code).<\/li>\n<\/ul>\n<h4><strong>3. QRIS payment limits and handling fees<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>typology<\/th>\n<th>single-stroke limit<\/th>\n<th>cumulative daily limit<\/th>\n<th>handling fee<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>microfinance<\/td>\n<td>&lt; Rp 1 million<\/td>\n<td>&lt; Rp5 million<\/td>\n<td>freeware<\/td>\n<\/tr>\n<tr>\n<td>large payment<\/td>\n<td>&lt; Rp5 million<\/td>\n<td>&lt; Rp20 million<\/td>\n<td>Possible collection of 0.7%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u26a0\ufe0f Note: Some street vendors may set lower limits (e.g. Rp 500,000 per transaction).<\/p>\n<hr>\n<h3><em>6<\/em>Security tips<\/h3>\n<ol>\n<li>\ud83d\udd12 Protect the payment code! Do not screenshot or send to others.<\/li>\n<li>\u274c Be wary of \"fake QR codes\": check that the merchant name matches before you pay.<\/li>\n<li>\ud83d\udcf1Enable APP fingerprint\/facial recognition payment function.<\/li>\n<\/ol>\n<hr>\n<h3><em>7<\/em>Extended Application Scenarios<\/h3>\n<p>In addition to daily consumption, QRIS can be used:<\/p>\n<ul>\n<li>\u2708\ufe0f Airport Express Tickets (e.g. Soekarno-Hatta Airport, Jakarta)<\/li>\n<li>\ud83d\ude8c Motorway toll booths (partially supported)<\/li>\n<li>\ud83d\udcf1Online shopping (Lazada\/Tokopedia and other platforms with code payment option at checkout)<\/li>\n<\/ul>\n<hr>\n<h3><em>8<\/em>What to do if you have a problem?<\/h3>\n<p>1\ufe0f\u20e3 Contact eWallet Customer Service:<\/p>\n<ul>\n<li>dana: +62-31-51161100<\/li>\n<li>OVO: +62-21<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Detailed tutorials on the use of code scanning payment (QRIS) in Indonesia are as follows for tourists and this...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-3315","post","type-post","status-publish","format-standard","hentry","category-39"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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