The major payment gateways in Pakistan include:<\/p>\n
I'm going to use JazzCash as an example to show how to interface with PHP and Node.js.<\/p>\n
$merchant_id = \"YOUR_MERCHANT_ID\";
\r\n$password = \"YOUR_PASSWORD\";
\r\n$integrity_salt = \"YOUR_INTEGRITY_SALT\";
\r\n$return_url = \"https:\/\/yourwebsite.com\/return.php\";
\r\n<\/code><\/pre>\n2. Creating request functions<\/h3>\nfunction createJazzCashRequest($amount, $orderId) {
\r\n global $merchant_id, $password, $integrity_salt, $return_url;
\r\n
\r\n date_default_timezone_set('Asia\/Karachi').
\r\n $dateTime = new DateTime();
\r\n $pp_TxnDateTime = $dateTime->format('YmdHis');
\r\n
\r\n \/\/ Transaction expiry in hours (optional)
\r\n $expiryHours = '24';
\r\n
\r\n \/\/ Prepare data array for hash generation
\r\n $dataToHash = array(
\r\n 'pp_Version' => '1.1',
\r\n 'pp_TxnType' => '',
\r\n 'pp_Language' => 'EN',
\r\n 'pp_MerchantID' => trim($merchant_id),
\r\n 'pp_SubMerchantID' => '',
\r\n 'pp_Password' => trim($password),
\r\n 'pp_BankID' => '',
\r\n 'pp_ProductID' => '',
\r\n \/\/ ... Other required fields...
\r\n
\r\n );
\r\n
\r\n return json_encode(array(
\r\n ...
\r\n ));
\r\n}
\r\n<\/code><\/pre>\nNode.js Implementation Example<\/h2>\nInstall the necessary dependencies<\/h3>\nnpm install axios crypto-js uuid moment express body-parser dotenv cors helmet morgan winston express-validator http-status-codes bcryptjs jsonwebtoken mongoose joi pm2 compression rate-limit-redis redis connect-redis session-file-store express-session cookie-parser csurf node- cache request-promise tough-cookie cheerio puppeteer sharp multer aws-sdk nodemailer socket.io passport passport-local passport-jwt @hapi\/joi@ 17.x.x helmet xss-clean hpp express-mongo-sanitize toobusy-js node-fetch form-data xml2js fast-xml-parser soap q libphonenumber-js country-list countries-list currency-formatter accounting money decimal.js big-money numeral numbro accounting-js d3-format intl-messageformat react-intl format-number-with-string pretty-bytes filesize bytes humanize-duration moment-timezone luxon date-fns timeago.js chrono-node later node- schedule agenda bull kue bee-queue rabbitmq amqplib ioredis pg mysql mysql2 sqlite3 tedious mssql oracledb knex bookshelf sequelize typeorm mongoose mongodb rethinkdb couchbase dynamodb elasticsearch firebase-admin pouchdb rxjs lodash underscore ramda immutable async bluebird q promise p-retry p -limit p-map p-progress p-defer delay sleep-promise retry axios-retry superagent got needle request request-promise-native fetch isomorphic- fetch cross-fetch ky bent undici ws websocket socket.io-client sockette feathers faye pusher pusher
\r\n<\/code><\/pre>\nJazzCash API Docking (Node.js Implementation)<\/h2>\n1. Installation of necessary dependencies<\/h3>\nnpm install axios crypto moment uuid qs
\r\n<\/code><\/pre>\n2. Configuration parameters (creation .env<\/code> Documentation)<\/h3>\nJAZZCASH_MERCHANT_ID=your_merchant_id
\r\nJAZZCASH_PASSWORD=your_password
\r\nJAZZCASH_INTEGRITY_SALT=your_salt
\r\nJAZZCASH_RETURN_URL=https:\/\/yourdomain.com\/payment\/callback
\r\n<\/code><\/pre>\n3. Node.js core implementation code<\/h3>\nconst crypto = require('crypto');
\r\nconst moment = require('moment');
\r\nconst axios = require('axios');
\r\nrequire('dotenv').config();
\r\n
\r\nclass JazzCashPayment {
\r\n constructor() {
\r\n this.config = {
\r\n merchantId: process.env.JAZZCASH_MERCHANT_ID,
\r\n password: process.env.JAZZCASH_PASSWORD,
\r\n integritySalt: process.env.JAZZCASH_INTEGRITY_SALT,
\r\n returnUrl: process.env.JAZZCASH_RETURN_URL,
\r\n apiUrl: 'https:\/\/sandbox.jazzcash.com.pk\/ApplicationAPI\/API\/Payment\/DoTransaction'
\r\n };
\r\n }
\r\n
\r\n \/\/ Generate secure hash required by JazzCash
\r\n generateSecureHash(data) {
\r\n const sortedKeys = Object.keys(data).sort();
\r\n let message = '';
\r\n
\r\n sortedKeys.forEach(key => {
\r\n if(key ! == 'pp_SecureHash') {
\r\n message += `${key}=${data[key]}&`;
\r\n }
\r\n });
\r\n
\r\n message += this.config.integritySalt;
\r\n
\r\n return crypto.createHash('sha256')
\r\n .update(message)
\r\n .digest('hex')
\r\n .toUpperCase();
\r\n }
\r\n
\r\n \/\/ Create payment request payload
\r\n async createPaymentRequest(orderData) {
\r\n const dateTimeString = moment().format('YYYYMMDDHHmmss');
\r\n
\r\n const payload = {
\r\n pp_Version: \"1.1\",
\r\n pp_TxnType: \"MWALLET\",
\r\n pp_Language: \"EN\".
\r\n
\r\n \/\/ ... Other required fields...
\r\n
\r\n pp_Amount : orderData.amount.toString(),
\r\n pp_BillReference : orderData.orderId,
\r\n
\r\n \/\/ ... Other Fields ...
\r\n
\r\n };
\r\n
\r\n payload.pp_SecureHash = this.generateSecureHash(payload);
\r\n
\r\n try {
\r\n const response await axios.post(this.config.apiUrl, qs.stringify(payload),{
\r\n headers:{
\r\n 'Content-Type':'application\/x-www-form-urlencoded'
\r\n }
\r\n });
\r\n
\r\n return response.data;
\r\n } catch(error){
\r\n throw new Error(`Payment request failed ${error.message}`);
\r\n }
\r\n }
\r\n}
\r\nmodule.exports=new JazzCashPayment();
\r\n<\/code><\/pre>\nPHP callback processing example<\/h2>\n
When the payment is complete, JazzCash will call you back with return_url.<\/p>\n
<?php
\r\n
\r\nfunction verifyCallback($postData){
\r\n $received_hash=$post_data['pp_Secure_Hash'];
\r\n
\r\n unset($post_data['pp_Secure_Hash']);
\r\n
\r\n ksort($post_data).
\r\n
\r\n $message='';
\r\n
\r\n foreach ($post_data as $key => $value){
\r\n if(!empty($value)){
\r\n $message . = \"$key=$value&\" ;
\r\n }
\r\n }
\r\n
\r\n $message.=INTEGRITY_SALT;
\r\n
\r\n\/\/ Verify that the hash matches...
\r\n
\r\nif(strtoupper(hash(\"sha256\",$message))==$received_hash){
\r\n \/\/Verify successful, process order logic...
\r\n} else{
\r\n header(\"HTTP\/1.0 Invalid Request\"); exit();
\r\n}
\r\n
\r\n? >
\r\n<\/code><\/pre>\nNode.js Callback Handling Example<\/h2>\nrouter.post('\/payment\/callback',async(req,res)=>{
\r\n try{
\r\n const receivedHash=req.body.pp_Secure_Hash;
\r\n
\r\n delete req.body.pp.Secure.Hash;
\r\n
\r\n\/\/ Sort and construct message strings...
\r\n
\r\nconst calculatedhash=crypto.createHah(...) ;
\r\n
\r\nif(calculatedhash===receivedhash.toUpperCase()){
\r\n await Order.updateOne(
\r\n {orderid}.
\r\n {$set:{status: \"paid\"}}
\r\n );
\r\n
\r\n res.sendStatus(200);
\r\n}else{
\r\n res.status(400).send(\"Invalid callback\");
\r\n}
\r\n
\r\n}catch(err){
\r\n console.error(err);
\r\n res.sendStatus(500);}
\r\n});
\r\n<\/code><\/pre>\nSecurity recommendations<\/strong><\/h2>\nBe sure to pay attention during implementation:<\/p>\n
\u2705 HTTPS<\/strong> -Ensure that all communications transmit data using SSL\/TLS encryption.<\/p>\n\u2705 input validation<\/strong> -Strictly checks all incoming parameters and amount values.<\/p>\n\u2705 Logging<\/strong> -Detailed logging of transaction requests and responses for auditing and troubleshooting.<\/p>\n\u2705 error handling<\/strong> -Elegantly catch and handle exceptions to avoid disclosure of sensitive information.<\/p>\nHope these code snippets will help you to integrate Pakistani payment system smoothly! For more detailed documentation or if you encounter specific issues you can discuss further.<\/p>","protected":false},"excerpt":{"rendered":"
Pakistan Payment Interface Matching Guide (PHP\/Node.js) Common Ba...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[37],"tags":[],"class_list":["post-3366","post","type-post","status-publish","format-standard","hentry","category-37"],"yoast_head":"\n
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