{"id":3400,"date":"2025-07-31T12:20:11","date_gmt":"2025-07-31T04:20:11","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3400"},"modified":"2025-07-31T12:20:11","modified_gmt":"2025-07-31T04:20:11","slug":"apple-pay%e3%80%81google-pay%e5%9c%a8%e4%b8%ad%e4%b8%9c%e5%9b%bd%e5%ae%b6%e8%83%bd%e7%94%a8%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/07\/31\/apple-pay%e3%80%81google-pay%e5%9c%a8%e4%b8%ad%e4%b8%9c%e5%9b%bd%e5%ae%b6%e8%83%bd%e7%94%a8%e5%90%97%ef%bc%9f\/","title":{"rendered":"Will Apple Pay, Google Pay work in Middle Eastern countries?"},"content":{"rendered":"<p>Apple Pay and Google Pay availability in the Middle East varies by country and bank partnership, here's the current status of support in key countries:<\/p>\n<h3><strong>Apple Pay Middle East Support<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>Gulf Cooperation Council (GCC) countries<\/strong>::<\/p>\n<ul>\n<li><strong>UAE<\/strong>: Full support (Emirates NBD, ADCB and other major banks).<\/li>\n<li><strong>Saudi Arabia<\/strong>: Full support (Al Rajhi, Samba, etc.).<\/li>\n<li><strong>Doha<\/strong>: Partial bank support (QNB, Commercial Bank).<\/li>\n<li><strong>Kuwaiti<\/strong>: Limited support (local bank co-operation needs to be confirmed).<\/li>\n<li><strong>Bahrain &amp; Oman<\/strong>: Not yet officially opened.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Other Middle Eastern countries<\/strong>::<\/p>\n<ul>\n<li><strong>Israeli<\/strong>: Opened.<\/li>\n<li><strong>Non-Gulf States such as Lebanon\/Jordan\/Egypt<\/strong>: Usually not supported.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h3><strong>Google Pay Middle East Support<\/strong><\/h3>\n<ol>\n<li>GCC countries:<br \/>\nSimilar to Apple Pay, but coverage may be less. Available at some banks in the UAE and Saudi Arabia, for example.<\/li>\n<li>NFC payments rely on localised solutions (e.g. the Saudi 'SAMA' system).<\/li>\n<\/ol>\n<h3><em>Key differences<\/em><\/h3>\n<ul>\n<li>Apple Pay has a higher penetration rate at the top end of the market, and Google Pay is more friendly to Android users but limited by local payment habits.<\/li>\n<li>Local wallets are popular in some countries (e.g. Vodafone Cash in Egypt).<\/li>\n<\/ul>\n<h3><em>suggestion<\/em><\/h3>\n<ul>\n<li>Apple users can try to bind the card first; Android users need to check whether the \"Add card\" option is shown in the GPay app.<\/li>\n<li>Contact your card issuer to confirm cross-border transaction privileges before travelling.<\/li>\n<\/ul>\n<p>Data is subject to change and it is recommended to obtain the latest information through official channels.<\/p>\n<h3><strong>Apple Pay and Google Pay Expansion and Usage Details in the Middle East<\/strong><\/h3>\n<h4><strong>1. Apple Pay coverage update (2024 update)<\/strong><\/h4>\n<p>\u2705 <strong>Supported countries\/regions and major partner banks:<\/strong><\/p>\n<ul>\n<li><strong>United Arab Emirates (UAE)<\/strong> - Emirates NBD, ADCB, Mashreq Bank, RAKBANK<\/li>\n<li><strong>Saudi Arabia (KSA)<\/strong> - Al Rajhi Bank, Saudi National Bank (SNB), Riyad Bank<\/li>\n<li><strong>Doha<\/strong> - QNB (Qatar National Bank), Commercial Bank<\/li>\n<li><strong>Kuwaiti<\/strong> - NBK (National Bank of Kuwait), Gulf Bank (some user reports available)<\/li>\n<li><strong>Israeli<\/strong> - Hapoalim, Leumi and other major banks support it<\/li>\n<\/ul>\n<p>\u274c <strong>Markets that are not yet officially open but may expand in the future:<\/strong><\/p>\n<ul>\n<li>Bahrain &amp; Oman (some expatriates can be tied to international cards, but locally issued cards are restricted)<\/li>\n<li>Egypt &amp; Lebanon (no official support yet, relies on cross-border payment solutions such as Visa\/Mastercard's Tokenisation technology)<\/li>\n<\/ul>\n<p>\u26a0\ufe0f <em>take note of<\/em>: Credit cards from certain banks may be supported earlier than debit cards. It is recommended to try to add the card directly in the iPhone \"Wallet\" App to confirm.<\/p>\n<hr>\n<h4><strong>2. Differences in the applicability of Google Pay<\/strong><\/h4>\n<p>Google Pay's functionality in the Middle East varies by region:<br \/>\n\u2705 Markets where NFC payments are available:<\/p>\n<ul>\n<li>UAE (<strong>Most of the big banks like ENBD, ADCB<\/strong>)<\/li>\n<li>KSA (<strong>Al Rajhi, SNB<\/strong>)<\/li>\n<li>Qatar (<strong>QNB<\/strong>)<\/li>\n<\/ul>\n<p>\ud83d\udeab GPay is only available in \"contactless payment\" or \"P2P transfer\" areas:<\/p>\n<ul>\n<li>Egypt \/ Jordan \/ Lebanon: GPay App can be installed, but NFC payments are not available; rely on local alternatives such as.<br \/>\n<em>Egypt.<\/em> Vodafone Cash \/ Meeza Card<br \/>\n<em>Jordan.<\/em> Orange Money<\/li>\n<\/ul>\n<p>\ud83d\udd0d <em>Validation Methods<\/em>Open GPay App \u2192 \"Payment Methods\" \u2192 if it shows \"Add Bank Card + Contactless Icon\", then NFC payment is supported.<\/p>\n<hr>\n<h4><em><strong>3. Key influencing factors<\/strong><\/em><\/h4>\n<ol>\n<li><strong>[Regulatory policy]<\/strong>: Countries such as Saudi Arabia require localised storage of data, which can lead to delays in landing services.<\/li>\n<li><strong>[Banking co-operation]<\/strong> Visa\/Mastercard co-branded cards usually have better compatibility than local clearing networks.<\/li>\n<li><strong>[Terminal penetration rate]<\/strong> : Non-contact payments are largely accepted by large supermarkets\/taxis, but small merchants are still predominantly cash-based.<\/li>\n<\/ol>\n<hr>\n<h3><em><strong>4. Alternative solutions<\/strong><\/em><\/h3>\n<p>If Apple\/Google Pay is not available:<br \/>\n\ud83d\udcf1Popular e-wallets in the Middle East.<br \/>\n|Countries |Mainstream Mobile Payments |<br \/>\n|&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|<br \/>\n|Saudi Arabia |STC Pay, SAMA system |<br \/>\n|UAE |PayBy, Samsung Pay (some banks)|<br \/>\n|Egypt |Vodafone Cash |<\/p>\n<p>\ud83d\udcb3 Travel advice.<\/p>\n<ul>\n<li>Apple users are given priority to bind to internationally issued Visa\/Mastercard.<\/li>\n<li>Android users keep a physical chip card handy in case of GPay incompatibility<\/li>\n<\/ul>\n<p>For updates, visit directly:<a href=\"https:\/\/support.apple.com\/en-us\/HT208531\">Apple Pay Middle East page<\/a>\uff5c<a href=\"https:\/\/pay.google.com\/about\/banks\/\">List of banks supported by Google Play<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Apple Pay and Google Pay available in the Middle East...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-3400","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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