{"id":3418,"date":"2025-07-31T12:34:19","date_gmt":"2025-07-31T04:34:19","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3418"},"modified":"2025-07-31T12:34:19","modified_gmt":"2025-07-31T04:34:19","slug":"%e7%94%a8php%ef%bc%8fpython%e5%af%b9%e6%8e%a5gcash%e6%88%96maya%e6%94%af%e4%bb%98%e6%8e%a5%e5%8f%a3","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/07\/31\/%e7%94%a8php%ef%bc%8fpython%e5%af%b9%e6%8e%a5gcash%e6%88%96maya%e6%94%af%e4%bb%98%e6%8e%a5%e5%8f%a3\/","title":{"rendered":"Interfacing GCash or Maya Payment Interface with PHP\/Python"},"content":{"rendered":"

Guide to interfacing with GCash and Maya payment interfaces<\/h1>\n

GCash Payment Interface Docking<\/h2>\n

PHP implementation<\/h3>\n
<?php
\r\n\/\/ GCash API Configuration
\r\n$gcash_api_key = 'YOUR_GCASH_API_KEY';
\r\n$gcash_secret = 'YOUR_GCASH_SECRET';
\r\n$gcash_base_url = 'https:\/\/api.gcash.com';
\r\n
\r\n\/\/ Create a payment request
\r\nfunction createGcashPayment($amount, $reference_id, $callback_url) {
\r\n    global $gcash_api_key, $gcash_secret, $gcash_base_url;
\r\n    
\r\n    $endpoint = '\/payments\/v1\/payments';
\r\n    $timestamp = time();
\r\n    
\r\n    \/\/ Construct the request data
\r\n    $data = [
\r\n        'amount' => number_format($amount, 2),
\r\n        'currency' => 'PHP',
\r\n        'payment_method' => ['type' => 'GCASH'],
\r\n        'reference_id' => $reference_id,
\r\n        'redirect_urls' => [
\r\n            'success' => \"$callback_url?status=success\",
\r\n            'failure' => \"$callback_url?status=failure\",
\r\n            'cancel' => \"$callback_url?status=cancel\"
\r\n        ]
\r\n    ];
\r\n    
\r\n    \/\/ Generate a signature
\r\n    $signature_data = \"POST\\n{$endpoint}\\n{$timestamp}\\n\" . json_encode($data);
\r\n    $signature = hash_hmac('sha256', base64_encode($signature_data), base64_encode($gcash_secret));
\r\n    
\r\n    \/\/ HTTP request header
\r\n    $headers = [
\r\n        \"Content-Type: application\/json\".
\r\n        \"Authorization: Bearer {$gcash_api_key}\", \"Authorization: Bearer {$gcash_api_key}\".
\r\n        \"X-GCash-Timestamp: {$timestamp}\",
\r\n        \"X-GCash-Signature: {$signature}\"
\r\n    ];
\r\n    
\r\n     \/\/ cURL request 
\r\n     try {
\r\n         return makeApiRequest(\"{$gcash_base_url}{$endpoint}\", json_encode($data), true);
\r\n     } catch (Exception) {
\r\n         throw new Exception(\"Failed to create GCASH payment\");
\r\n     }
\r\n}
\r\n
\r\nfunction makeApiRequest(string url string data bool isPost): array|false {  
\r\n   \/* Implementation here *\/
\r\n}
\r\n<\/code><\/pre>\n
Python implementation<\/h3>\n
import requests
\r\nimport hashlib 
\r\nimport hmac 
\r\nimport base64 
\r\nimport time 
\r\nimport json 
\r\n
\r\nclass GcashPayment.
\r\n    
\r\ndef __init__(self api_key secret).
\r\nself.api_key api key self.secret secret self.base url https:\/\/api.gcash.com
\r\n    
\r\ndef create_payment(self amount reference id callback url)::
\r\n endpoint \/payments\/v1\/payments timestamp int(time.time())
\r\n        
\r\n data amount f{float(amount):.2f} currency PHP payment method type GCASH reference id reference id redirect urls success f{call backurl status success failure f{call backurl status failure cancel f call backurl status cancel
\r\n        
\r\n signature data POST\\n end point \\n str(timestamp)\\n +json.dumps(data)
\r\n signature hmac.new(base64.b64encode(self.secret.encode()) base64.b6encode(signatur_data.encode()) hashlib.sha256).hexdigest()
\r\n        
\r\n headers Content-Type application\/json Authorization Bearer {self.api key X-GCash-Timestamp str(timestamp) X-GCash-Signatur signature
\r\n        
\r\n response requests.post(f\"{self.base url}{end point}\" jso=data headers=headers)
\r\n response.raise_for_status()
\r\n return response.json()
\r\n
\r\n<\/code><\/pre>\n
Maya Payment Interface Docking<\/h2>\n
PHP implementation<\/h3>\n

\r\npublic function createCheckout(float amount string requestReferenceNumber array redirectUrls try payload [ totalAmount [ value amount currency PHP items [[ name Item name quantity | price value (amoun\/100)*100 code item001 description Sample item]] requestReferenceNumber requestReferenceNumber redirectUrl redirectUrls ] ]
\r\n
\r\nresponse this->makeRequest('\/checkout\/v1\/checkouts payload); if (!isset(response['checkoutId'])) throw new Exception('Failed to creat checkout').
\r\n
\r\nreturn [ checkoutUrl response['redirectUrl'] checkoutId response['checkoutId'] ]; catch (Exception e) error log(e->getMessage()); return false. }
\r\n
\r\nprivate function makeRequest(string path array data string method POST') curl curl_init(this->api Url path); curl_setopt_array(curl CURLOPT_ RETURNTRANSFER true CURLOPT_CUSTOMREQUEST method CURLOPT_POSTFIELDS json encode(data)); headers ['Content-Type application\/json Authorization Basic .base6 encode(this->checOutKey )]; curl setopt(curl CURLOPT HTTPHEADER headers);
\r\n
\r\nresult cur_exec(curl); errno cur_errno(curl); error cur_error(curl); if errno throw new Exception(Curl error error).
\r\n
\r\nhttpCode cur_getinfo(cu CURLINFO HTTP CODE if httpCode >=400 parse result ?json decode(result true :[]; message parsed['message??parsed[0][' message]? ?Unknown Maya API erro'; throw new Exception(Maya API Error message httpCod finally cu_close(cu );
\r\n
\r\nreturn son decode(result tru ); } ```
\r\n
\r\n Python implementation ```python import reques import bas664 import jsor from typing impo Dict Any Optional class May Payment def __init__(sel checout_k y your_may _check utkey se ret ey your maya s cret k y a i_u l https:\/ pg sand ox pay ay . om).
\r\n
\r\n elf ch ck ut ke check t k y elf sec et ke secre _ke elf a i u l ap _ur def cre te_ch ckou sel am unt floa req est ref r nc numbe tr redi ectU ls Di t[str st ] D ct[str An ].
\r\n
\r\npayload otal mount alue amou nt curr ncy PH it ms na e Ite name qua ti price valu round(amo t *10 )\/100 co de ite O01 descr pt on Sam le tem re uestRefere ce um er requ stR ferenc Numbe redi ectU l redir ctUr s ]
\r\n
\r\nrespon e self._ma e_req est \/ch ck ut v1\/ch c outs paylo d)
\r\n
\r\nif no response or ot respo se.get( chec ou d ): rais Except on(Fai ed o cre te Ma ya ch c out )
\r\n
\r\nret r dict chec ou Ur res o se[ ed rectUr ] che kou Id espo se[c ec outI ] )
\r\n
\r\nef _mak eque t(se pa th str da a Di t ny met od st POS ) > Op iona Dic any].
\r\n
\r\nrl f {s If.a i_r }{ ath heade s ont nt Typ appli ation\/jso Auth riz tion asic b4encod ((f sel .checou key ).en ode() hex ist()]
\r\n
\r\nsponse re uests.req est ethod lower() ur he ers head rs jso da a)
\r\n
\r\nspons raise fo sta us()
\r\n
\r\nre urn sponse.jso () excep Exce tion as xceptio print(f May API er or ex ep ion ret urn No ne ```
\r\n
\r\n Key Considerations  
\r\n
\r\n1 Sandbox environment: both payment services provide a sandbox environment, development should first use the test API key for integration testing.
\r\n
\r\n2 Webhook processing: a server endpoint must be set up to handle asynchronous notifications and verify transaction status.
\r\n
\r\n3 Security measures:
\r\n- All API calls should be made over HTTPS  
\r\n- Sensitive data such as API keys should not be hard-coded in code  
\r\n- IP whitelisting (if supported) should be configured to allow access only to your server IPs  
\r\n
\r\n4 Compliance requirements:
\r\n- PCI DSS compliant processing of credit card data (if applicable)
\r\n- GDPR or other local privacy regulation compliance  
\r\n
\r\n5 Error handling: implement retry mechanisms to cope with network problems or temporary failures.
\r\n<\/code><\/pre>\n
In-depth implementation and best practices for payment interface docking<\/h2>\n
Webhook processing implementation (PHP example)<\/h3>\n
<?php
\r\n\/\/ GCash\/Maya Webhook Processor
\r\nclass PaymentWebhookHandler {
\r\n    private $apiSecret.
\r\n    
\r\n    public function __construct(string $apiSecret) {
\r\n        $this->apiSecret = $apiSecret;
\r\n    }
\r\n    
\r\n    public function handleGcashWebhook(): void {
\r\n        \/\/ Verify the signature
\r\n        $signature = $_SERVER['HTTP_X_GCASH_SIGNATURE'] ?? '';
\r\n        $payload = file_get_contents('php:\/\/input');
\r\n        
\r\n        if (!$this->verifyGcashSignature($signature, $payload)) {
\r\n            http_response_code(401).
\r\n            exit;
\r\n        }
\r\n        
\r\n        \/\/ Handling webhook events
\r\n        try {
\r\n            return match ($eventType) {
\r\n                'payment.success' => new SuccessPaymentEvent($data),
\r\n                'payment.failed' => new FailedPaymentEvent($data),
\r\n                default => throw new UnexpectedValueException(\"Unsupported event type: {$eventType}\"),
\r\n            };
\r\n            
\r\n            \/\/ TODO: update order status and other business logic
\r\n            
\r\n            http_response_code(200).
\r\n            
\r\n<\/code><\/pre>\n
Python Asynchronous Webhook Processing<\/h3>\n
from fastapi import FastAPI, Request, HTTPException 
\r\nimport hmac 
\r\nimport hashlib 
\r\n
\r\napp = FastAPI()
\r\n
\r\nMAYA_WEBHOOK_SECRET = \"your_webhook_secret\"
\r\n
\r\n@app.post(\"\/maya\/webhooks\")
\r\nasync def handle_maya_webhook(request: Request).
\r\n    # Verify Signature 
\r\n    signature_header = request.headers.get(\"X-Maya-Signature\")
\r\n    
\r\n<\/code><\/pre>\n
Solutions to Common Problems<\/h2>\n
    \n
  1. \n
    Certificate Validation Failure<\/strong>::<\/p>\n
    # PHP cURL SSL setup (development environment can temporarily disable authentication)
    \r\ncurl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false); 
    \r\n
    \r\n# Python requests SSL setup  
    \r\nrequests.post(url, verify='\/path\/to\/cert.pem')  
    \r\n
    \r\n<\/code><\/pre>\n<\/li>\n
  2. \n
    Debugging Tips<\/strong>::<\/p>\n
      \n
    • GCash sandbox test card number:4111111111111111<\/code><\/li>\n<\/ul>\n<\/li>\n
    • \n
      performance optimisation<\/strong>::<\/p>\n<\/li>\n
    • \n
      Security Enhancement Recommendations<\/strong><\/p>\n<\/li>\n
    • \n
      Transaction Status Synchronisation<\/strong><\/p>\n<\/li>\n
    • <\/li>\n
    • <\/li>\n
    • <\/li>\n
    • <\/li>\n<\/ol>\n
      10<\/p>\n
      In-depth implementation and best practices for payment interface docking (continued)<\/h2>\n
      5. Transaction status synchronisation mechanism<\/h3>\n
      PHP implementation of the active query<\/h4>\n
      function getGcashPaymentStatus(string $paymentId): array {
      \r\n    $endpoint = \"\/payments\/v1\/payments\/{$paymentId}\";
      \r\n    $timestamp = time();
      \r\n    
      \r\n    \/\/ Generate a signature (using the previously defined signature method)
      \r\n    $signature = generateGcashSignature('GET', $endpoint, $timestamp);
      \r\n    
      \r\n    try {
      \r\n        return makeApiRequest(
      \r\n            \"{$gcash_base_url}{$endpoint}\",
      \r\n            null,
      \r\n            false, \/\/ GET request
      \r\n            [
      \r\n                \"Authorization: Bearer {$gcash_api_key}\", \"Authorization: Bearer {$gcash_api_key}\".
      \r\n                \"X-GCash-Timestamp: {$timestamp}\",
      \r\n                \"X-GCash-Signature: {$signature}\"
      \r\n            ]
      \r\n        );
      \r\n    } catch (Exception) {
      \r\n        throw new Exception(\"Failed to fetch payment status\");
      \r\n    }
      \r\n}
      \r\n<\/code><\/pre>\n
      Python Asynchronous State Checking<\/h4>\n
      async def check_maya_payment_status(session, checkout_id).
      \r\n    url = f\"{self.base_url}\/checkout\/v1\/checkouts\/{checkout_id}\"
      \r\n    
      \r\n<\/code><\/pre>\n
      6. Error handling and retry mechanisms<\/h3>\n
      PHP Exponential Backoff Retry Example<\/strong><\/p>\n
      function makePaymentWithRetry(callable $paymentFn, int maxRetries) { retryCount while (true) { try return paymentFn(); catch PaymentException e if retryCount >= maxRetries throw e; } }
      \r\n
      \r\nsleep(min(pow(2 retryCount rand(1000)\/1000)); retryCount++; } }
      \r\n
      \r\n\/\/ Usage.
      \r\nmakePaymentWithRetry(fn createGcashPayment(...)) ;
      \r\n<\/code><\/pre>\n
      Python Decorator Implementation<\/strong><\/p>\n
      from functools import wraps 
      \r\n
      \r\ndef retriable(max_retries=3 backoff_factor=1)::
      \r\n def decorator(func @wraps(func)
      \r\n async def wrapper(*args kwargs last_error None for attempt in range(max_retrieve sleep_time backoff_factor * (2 attempt await asyncio.sleep(sleep_ time)
      \r\n
      \r\ntry return await func(*args kwargs except PaymentError as e last_error e raise Retr yExhaustedError from last_error return wrapper return decorator
      \r\n
      \r\n@retriable(max_retrie )
      \r\nasync def process_paymen().
      \r\n pass ``
      \r\n
      \r\n  
      \r\n
      \r\n7.
      \r\n
      \r\n8.
      \r\n
      \r\n9.
      \r\n
      \r\n10
      \r\n<\/code><\/pre>","protected":false},"excerpt":{"rendered":"
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