{"id":3939,"date":"2025-12-12T15:31:24","date_gmt":"2025-12-12T07:31:24","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3939"},"modified":"2025-12-12T15:31:24","modified_gmt":"2025-12-12T07:31:24","slug":"%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/en\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/","title":{"rendered":"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6"},"content":{"rendered":"<h1>\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\u8be6\u89e3<\/h1>\n<h2>\u4e00\u3001\u5b5f\u52a0\u62c9\u652f\u4ed8\u5e02\u573a\u6982\u51b5<\/h2>\n<p>\u5b5f\u52a0\u62c9\u56fd\u4f5c\u4e3a\u5357\u4e9a\u65b0\u5174\u7ecf\u6d4e\u4f53\uff0c\u8fd1\u5e74\u6765\u6570\u5b57\u652f\u4ed8\u53d1\u5c55\u8fc5\u901f\u3002\u968f\u7740\u667a\u80fd\u624b\u673a\u666e\u53ca\u7387\u63d0\u5347\u548c\u4e92\u8054\u7f51\u57fa\u7840\u8bbe\u65bd\u6539\u5584\uff0c\u7535\u5b50\u94b1\u5305\u3001\u79fb\u52a8\u94f6\u884c\u7b49\u6570\u5b57\u652f\u4ed8\u65b9\u5f0f\u5728\u5b5f\u52a0\u62c9\u5448\u73b0\u7206\u53d1\u5f0f\u589e\u957f\u3002\u6839\u636e\u5b5f\u52a0\u62c9\u592e\u884c\u6570\u636e\uff0c2022\u5e74\u8be5\u56fd\u79fb\u52a8\u91d1\u878d\u670d\u52a1\u4ea4\u6613\u91cf\u540c\u6bd4\u589e\u957f\u8d85\u8fc735%\uff0c\u663e\u793a\u51fa\u5f3a\u52b2\u7684\u5e02\u573a\u9700\u6c42\u3002<\/p>\n<p>\u5bf9\u4e8e\u5e0c\u671b\u62d3\u5c55\u5357\u4e9a\u5e02\u573a\u7684\u5b9e\u4f53\u4f01\u4e1a\u800c\u8a00\uff0c\u63a5\u5165\u5f53\u5730\u652f\u4ed8\u901a\u9053\u5df2\u6210\u4e3a\u4e1a\u52a1\u672c\u5730\u5316\u7684\u5173\u952e\u6b65\u9aa4\u3002\u901a\u8fc7\u6574\u5408\u7b26\u5408\u5f53\u5730\u6d88\u8d39\u8005\u4e60\u60ef\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u4f01\u4e1a\u80fd\u591f\u663e\u8457\u63d0\u5347\u8f6c\u5316\u7387\u5e76\u4f18\u5316\u7528\u6237\u4f53\u9a8c\u3002<\/p>\n<h2>\u4e8c\u3001\u57fa\u672c\u8d44\u8d28\u8981\u6c42<\/h2>\n<h3>1. \u5408\u6cd5\u6ce8\u518c\u7684\u4f01\u4e1a\u8eab\u4efd<\/h3>\n<p>\u7533\u8bf7\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u9996\u8981\u6761\u4ef6\u662f\u5177\u5907\u5408\u6cd5\u7684\u4f01\u4e1a\u8eab\u4efd\u8bc1\u660e\uff1a<\/p>\n<ul>\n<li><strong>\u8425\u4e1a\u6267\u7167<\/strong>\uff1a\u9700\u63d0\u4f9b\u7ecf\u8fc7\u516c\u8bc1\u7684\u516c\u53f8\u6ce8\u518c\u6587\u4ef6<\/li>\n<li><strong>tax registration certificate<\/strong>\uff1a\u5305\u62ec\u672c\u56fd\u548c(\u5982\u9002\u7528)\u5728\u5b5f\u52a0\u62c9\u7684\u7a0e\u52a1\u767b\u8bb0\u8bc1\u660e<\/li>\n<li><strong>\u6cd5\u4eba\u4ee3\u8868\u8eab\u4efd\u8bc1\u4ef6<\/strong>\uff1a\u62a4\u7167\u6216\u56fd\u6c11\u8eab\u4efd\u8bc1\u590d\u5370\u4ef6\u53ca\u6388\u6743\u6587\u4ef6<\/li>\n<\/ul>\n<h3>2. \u884c\u4e1a\u5408\u89c4\u6027\u5ba1\u67e5<\/h3>\n<p>\u4e0d\u540c\u884c\u4e1a\u9762\u4e34\u4e0d\u540c\u7684\u51c6\u5165\u6761\u4ef6\uff1a<\/p>\n<ul>\n<li><strong>E-commerce platform<\/strong>\uff1a\u9700\u63d0\u4f9b\u5546\u54c1\/\u670d\u52a1\u6e05\u5355\u53ca\u9000\u8d27\u653f\u7b56<\/li>\n<li><strong>educational organisation<\/strong>\uff1a\u8ba4\u8bc1\u8d44\u8d28\u53ca\u8bfe\u7a0b\u8bb8\u53ef\u8bc1\u660e<\/li>\n<li><strong>\u65c5\u6e38\u670d\u52a1\u5546<\/strong>\uff1aIATA\u8ba4\u8bc1\u6216\u76f8\u5173\u7ecf\u8425\u8bb8\u53ef\u8bc1<\/li>\n<li><em>\u7279\u6b8a\u884c\u4e1a<\/em>\u53ef\u80fd\u9700\u8981\u989d\u5916\u5ba1\u6279\u6587\u4ef6*<\/li>\n<\/ul>\n<h2>\u4e09\u3001\u6280\u672f\u5bf9\u63a5\u6807\u51c6<\/h2>\n<h3>1. API\u96c6\u6210\u89c4\u8303<\/h3>\n<p>\u4e0e\u5b5f\u52a0\u62c9\u672c\u5730\u652f\u4ed8\u7cfb\u7edf\u5bf9\u63a5\u9700\u8981\u6ee1\u8db3\u4ee5\u4e0b\u6280\u672f\u8981\u6c42\uff1a<\/p>\n<pre><code>API\u7248\u672c: RESTful API v3.0+<br>\r\n\u6570\u636e\u4f20\u8f93: HTTPS\u52a0\u5bc6(TLS1.2+)<br>\r\n\u5b57\u7b26\u7f16\u7801: UTF-8\u6807\u51c6\u683c\u5f0f<br>\r\n<\/code><\/pre>\n<h3>2.\u5fc5\u5907\u529f\u80fd\u6a21\u5757\uff1a<\/h3>\n<table>\n<thead>\n<tr>\n<th>functional module<\/th>\n<th>\u5177\u4f53\u8981\u6c42<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u5b9e\u65f6\u4ea4\u6613\u67e5\u8be2<\/td>\n<td>\u652f\u6301\u72b6\u6001\u5373\u65f6\u66f4\u65b0<\/td>\n<\/tr>\n<tr>\n<td>\u591a\u5e01\u79cd\u7ed3\u7b97<\/td>\n<td>BDT\u57fa\u7840\u8d27\u5e01\u652f\u6301<\/td>\n<\/tr>\n<tr>\n<td>Refund processing<\/td>\n<td>\u539f\u8def\u8fd4\u56de\u673a\u5236<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><em>take note of<\/em>\u6d4b\u8bd5\u73af\u5883\u5fc5\u987b\u5b8c\u6210\u81f3\u5c1150\u7b14\u6210\u529f\u4ea4\u6613\u6a21\u62df*<\/h3>\n<p>\u56db\u3001\u8d22\u52a1\u51c6\u5165\u95e8\u69db<\/p>\n<p>\u5927\u591a\u6570\u672c\u5730\u5408\u4f5c\u673a\u6784\u4f1a\u8bbe\u7f6e\u4ee5\u4e0b\u8d44\u91d1\u6761\u4ef6\uff1a<\/p>\n<p>1.<strong>\u4fdd\u8bc1\u91d1\u8981\u6c42<\/strong><br \/>\n-\u5e38\u89c4\u7c7b\u76ee:5,000~15,000\u7f8e\u5143\u4e0d\u7b49<br \/>\n-\u9ad8\u98ce\u9669\u7c7b\u76ee:\u53ef\u80fd\u8fbe50,000\u7f8e\u5143<\/p>\n<p>2.<strong>settlement cycle<\/strong><br \/>\n-T+3\u81f3T+7\u5de5\u4f5c\u65e5\u4e3a\u4e3b\u6d41\u65b9\u6848<br \/>\n-\u6708\u4ea4\u6613\u91cf\u8d8510\u4e07\u7f8e\u5143\u53ef\u534f\u5546\u5468\u7ed3<\/p>\n<p>3.<em>\u6700\u4f4e\u8d39\u7387\u7ed3\u6784\u901a\u5e38\u4ece1.8%\u8d77\u8ba1<\/em><\/p>\n<p>\u4e94\uff0e\u5408\u89c4\u4e0e\u98ce\u63a7\u4f53\u7cfb<\/p>\n<p>\u5b8c\u5584\u7684\u9632\u6b3a\u8bc8\u7cfb\u7edf\u662f\u83b7\u6279\u7684\u5173\u952e\u56e0\u7d20:<\/p>\n<p>&#8211;<strong>PCI DSS Certification<\/strong>:\u81f3\u5c11Level4\u7ea7\u5408\u89c4<br \/>\n&#8211;<strong>3D Secure<\/strong>:\u5f3a\u5236\u5b9e\u65bd\u9a8c\u8bc1\u6d41\u7a0b<br \/>\n&#8211;<strong>IP\u767d\u540d\u5355<\/strong>:\u9650\u5b9a\u8bbf\u95ee\u6765\u6e90\u5730\u533a<\/p>\n<p>\u5178\u578b\u5ba1\u6838\u6750\u6599\u6e05\u5355:<br \/>\n\u221a AML\u653f\u7b56\u6587\u6863<br \/>\n\u221a KYC\u64cd\u4f5c\u624b\u518c<br \/>\n\u221a\u53ef\u7591\u4ea4\u6613\u62a5\u544a\u6837\u672c<\/p>\n<p>*\u7279\u522b\u6ce8\u610f:<em>\u6240\u6709\u6587\u6863\u9700\u51c6\u5907\u82f1\u6587\u7248\u672c<\/em><\/p>\n<p>\u516d\uff0e\u672c\u571f\u5316\u9002\u914d\u5efa\u8bae<\/p>\n<p>\u63d0\u9ad8\u5ba1\u6279\u901a\u8fc7\u7387\u7684\u5b9e\u7528\u6280\u5de7:<\/p>\n<p>\u2460\u8bed\u8a00\u652f\u6301:<br \/>\n-\u754c\u9762\u5fc5\u987b\u5305\u542b\u76c2\u6587\u9009\u9879<br \/>\n-\u5ba2\u670d\u5e94\u914d\u5907\u5f53\u5730\u8bed\u8a00\u80fd\u529b<\/p>\n<p>\u2461\u4ed8\u6b3e\u65b9\u5f0f\u8986\u76d6:<br \/>\n\u5fc5\u63a5\u6e20\u9053:bKash\/Nagad\/Rocket<br \/>\n\u63a8\u8350\u8865\u5145:UPI\u626b\u7801\u652f\u4ed8<\/p>\n<p>\u2462\u6587\u5316\u9002\u914d:<br \/>\n-\u658b\u6708\u671f\u95f4\u8c03\u6574\u8fd0\u8425\u65f6\u95f4<br \/>\n-\u907f\u514d\u5b97\u6559\u654f\u611f\u5185\u5bb9<\/p>\n<p>\u901a\u8fc7\u4ee5\u4e0a\u516d\u4e2a\u7ef4\u5ea6\u7684\u5145\u5206\u51c6\u5907\uff0c\u5b9e\u4f53\u4f01\u4e1a\u901a\u5e38\u80fd\u57284~6\u5468\u5185\u5b8c\u6210\u76c2\u52a0\u62c9\u4e3b\u6d41\u652f\u4ed8\u6e20\u9053\u7684\u63a5\u5165\u6d41\u7a0b\u3002\u5efa\u8bae\u63d0\u524d\u8054\u7cfb\u62e5\u6709NRB\u724c\u7167\u7684\u7b2c\u4e09\u65b9\u6536\u5355\u673a\u6784\u8fdb\u884c\u9884\u5ba1\u8bc4\u4f30\uff0c\u53ef\u8282\u7701\u7ea640%\u7684\u90e8\u7f72\u65f6\u95f4\u3002<\/p>\n<p>\u6301\u7eed\u5173\u6ce8\u76c2\u592e\u884c(Bangladesh Bank)\u6bcf\u6708\u53d1\u5e03\u7684\u300aPayment System Review\u300b\u516c\u544a\u80fd\u83b7\u53d6\u6700\u65b0\u76d1\u7ba1\u52a8\u6001\u3002\u5bf9\u4e8e\u9996\u6b21\u5f00\u62d3\u5357\u4e9a\u5e02\u573a\u7684\u4f01\u4e1a\uff0c\u9009\u62e9\u540c\u65f6\u652f\u6301\u5370\u5ea6\u548c\u5df4\u57fa\u65af\u5766\u652f\u4ed8\u7684\u805a\u5408\u5e73\u53f0\u5f80\u5f80\u66f4\u5177\u6269\u5c55\u4f18\u52bf\u3002<\/p>\n<p>\u5982\u9700\u5177\u4f53\u67d0\u4e2a\u7ec6\u5206\u884c\u4e1a\u7684\u4e13\u9879\u63a5\u5165\u65b9\u6848\u54a8\u8be2&#8230; [\u6b64\u5904\u53ef\u6839\u636e\u5b9e\u9645\u9700\u8981\u6269\u5c55]<\/p>\n<p> \u4e03\u3001\u7ec6\u5206\u884c\u4e1a\u4e13\u9879\u63a5\u5165\u65b9\u6848  <\/p>\n<p> 1. \u8de8\u5883\u7535\u5546\u652f\u4ed8\u89e3\u51b3\u65b9\u6848<br \/>\n\u5b5f\u52a0\u62c9\u6d88\u8d39\u8005\u504f\u597d\u8d27\u5230\u4ed8\u6b3e\uff08COD\uff09\uff0c\u4f46\u7535\u5b50\u652f\u4ed8\u5360\u6bd4\u6b63\u5feb\u901f\u63d0\u5347\u3002\u7535\u5546\u4f01\u4e1a\u9700\u6ee1\u8db3\u4ee5\u4e0b\u6761\u4ef6\uff1a<br \/>\n&#8211; \u652f\u6301\u4e3b\u6d41\u672c\u5730\u94b1\u5305\uff1a\u96c6\u6210bKash\u3001Nagad\u7b49\u81f3\u5c112\u79cd\u7535\u5b50\u94b1\u5305<br \/>\n&#8211; \u591a\u5e01\u79cd\u5b9a\u4ef7\uff1a\u5141\u8bb8BDT\uff08\u5b5f\u52a0\u62c9\u5854\u5361\uff09\u7ed3\u7b97\uff0c\u907f\u514d\u6c47\u7387\u635f\u5931\u7ea0\u7eb7<br \/>\n&#8211; \u6d77\u5173\u6570\u636e\u5bf9\u63a5\uff1a\u4e0e\u5b5f\u52a0\u62c9\u6d77\u5173\u7cfb\u7edfAPI\u8054\u901a\uff0c\u81ea\u52a8\u751f\u6210\u62a5\u5173\u5355\u53f7  <\/p>\n<p> *\u4f18\u5316\u5efa\u8bae*\uff1a<br \/>\n\u2714\ufe0f \u63d0\u4f9b\u5206\u671f\u4ed8\u6b3e\u9009\u9879\uff08\u901a\u8fc7\u4e0eIDLC Finance\u7b49\u672c\u5730\u91d1\u878d\u673a\u6784\u5408\u4f5c\uff09<br \/>\n\u2714\ufe0f \u5728\u7ed3\u8d26\u9875\u9762\u663e\u793aTrust Seal\u8ba4\u8bc1\u6807\u5fd7\uff0c\u63d0\u5347\u8f6c\u5316\u7387  <\/p>\n<p>&#8212;<\/p>\n<p> 2. \u6559\u80b2\u673a\u6784\u5b66\u8d39\u6536\u6b3e\u65b9\u6848<br \/>\n\u56fd\u9645\u5b66\u6821\/\u5728\u7ebf\u6559\u80b2\u5e73\u53f0\u9700\u7279\u522b\u6ce8\u610f\uff1a<br \/>\n&#8211; \u592e\u884c\u7279\u6279\u6587\u4ef6\uff1a\u8de8\u5883\u6559\u80b2\u652f\u4ed8\u9700\u989d\u5916\u5411\u5b5f\u52a0\u62c9\u94f6\u884c(BB)\u7533\u8bf7EDU-PSP\u8bb8\u53ef\u8bc1<br \/>\n&#8211; \u51ed\u8bc1\u5316\u7ba1\u7406\uff1a<br \/>\n   &#8211; \u6bcf\u7b14\u4ea4\u6613\u5fc5\u987b\u5173\u8054\u5b66\u751fID<br \/>\n   &#8211; \u751f\u6210\u53ef\u9a8c\u8bc1\u7684\u7535\u5b50\u6536\u636e(\u542bNBFC\u7f16\u53f7)  <\/p>\n<p> *\u5178\u578b\u5ba1\u6838\u5468\u671f*\uff1a<br \/>\n\u6750\u6599\u9f50\u5168\u60c5\u51b5\u4e0b\u7ea68\u5468\uff0c\u53ef\u901a\u8fc7\u52a0\u901f\u901a\u9053\u7f29\u77ed\u81f34\u5468\uff08\u9700\u652f\u4ed8\u52a0\u6025\u8d39\uff09  <\/p>\n<p>&#8212;<\/p>\n<p> 3. \u65c5\u6e38\u670d\u52a1\u4e1a\u652f\u4ed8\u914d\u7f6e<br \/>\n\u9152\u5e97\/\u822a\u7a7a\u516c\u53f8\u987b\u9075\u5b88\u7684\u7279\u6b8a\u89c4\u5b9a\uff1a<br \/>\n|\u8981\u6c42|\u5b9e\u65bd\u7ec6\u5219|<br \/>\n|&#8212;|&#8212;|<br \/>\n|\u52a8\u6001\u8d27\u5e01\u8f6c\u6362(DCC)|\u5fc5\u987b\u9ed8\u8ba4\u663e\u793aBDT\u91d1\u989d|<br \/>\n|\u9884\u6388\u6743\u51bb\u7ed3|\u6700\u957f\u5141\u8bb830\u5929\u51bb\u7ed3\u671f|<br \/>\n|\u9000\u6b3e\u65f6\u9650\u4e89\u8bae\u5904\u7406|<72\u5c0f\u65f6\u54cd\u5e94\u627f\u8bfa|\n\n\u26a0\ufe0f *\u9ad8\u98ce\u9669\u6ce8\u610f\u70b9*\uff1a\u673a\u7968\u4ee3\u7406\u7c7b\u5546\u6237\u9700\u63d0\u4ea4IATA\u4ee3\u7801\u5e76\u8d2d\u4e7015\u4e07\u7f8e\u5143\u4ee5\u4e0a\u7684\u4fdd\u8bc1\u91d1\u4fdd\u9669  \n\n---\n\n\u516b\u3001\u5e38\u89c1\u62d2\u6279\u539f\u56e0\u53ca\u8865\u6551\u63aa\u65bd\n\n\u6839\u636e2023\u5e74Q3\u6570\u636e\u7edf\u8ba1\uff0c\u524d\u4e09\u5927\u88ab\u62d2\u60c5\u51b5\u4e3a\uff1a\n\n1\ufe0f\u20e3 [65%\u6848\u4f8b] *\u6587\u4ef6\u672a\u53cc\u8ba4\u8bc1* \u2192\u89e3\u51b3\u65b9\u6cd5\uff1a\n   -\u5546\u4e1a\u6587\u4e66\u987b\u7ecf\u672c\u56fd\u516c\u8bc1+\u5b5f\u9a7b\u5916\u4f7f\u9986\u8ba4\u8bc1\n   -\u4f7f\u7528APOSTILLE\u6d77\u7259\u8ba4\u8bc1\u6587\u4ef6\u53ef\u66ff\u4ee3(\u5982\u6240\u5c5e\u56fd\u4e3a\u516c\u7ea6\u6210\u5458)\n\n2\ufe0f\u20e3 [22%\u6848\u4f8b] *\u6280\u672f\u6d4b\u8bd5\u5931\u8d25* \u2192\u5e94\u5bf9\u65b9\u6848\uff1a\n```python\n#\u793a\u4f8b\u4ee3\u7801\u7247\u6bb5:\u6a21\u62df\u56de\u8c03\u9a8c\u8bc1\u5de5\u5177(\u90e8\u5206)\ndef bdpsp_callback_verify(signature, payload):\n    public_key = load_merchant_pubkey()\n    return rsa.verify(payload.encode(), base64.b64decode(signature), public_key) \n```\n\u25b6\ufe0f\u5efa\u8bae\u96c7\u4f63\u5f53\u5730Fintech\u5ba1\u8ba1\u516c\u53f8\u8fdb\u884c\u538b\u529b\u6d4b\u8bd5\n\n3\ufe0f\u20e3 [13%\u6848\u4f8b] *\u5386\u53f2\u4ea4\u6613\u4e0d\u8db3* \u2192\u53d8\u901a\u65b9\u5f0f:\n\u2022\u5148\u901a\u8fc7\u7b2c\u4e09\u65b9\u805a\u5408\u5668\u8bd5\u8fd0\u84256\u4e2a\u6708\n\u2022\u63d0\u4f9b\u5176\u4ed6\u56fd\u5bb6\u7684\u540c\u7b49\u4e1a\u52a1\u6d41\u6c34\u8bc1\u660e\n\n---\n\n\u4e5d\u3001\u6210\u672c\u7ed3\u6784\u6df1\u5ea6\u5206\u6790 \n\n\u4ee5\u6708\u4ea4\u6613\u989d50\u4e07\u7f8e\u5143\u7684\u4e2d\u578b\u5546\u6237\u4e3a\u4f8b\uff1a\n\n||\u76f4\u8fde\u6a21\u5f0f|\u805a\u5408\u5e73\u53f0\u6a21\u5f0f|\n|---|---|---|\n|\u521d\u671f\u6295\u5165|<span style=\"color:red\">$12,000+<\/span> |<span style=\"color:green\">$3,000~5,000<\/span> |<br \/>\n|\u5355\u7b14\u8d39\u7387 |1.4%~1.8% |2.2%~2.5% |<br \/>\n|\u6c47\u635f\u5dee\u989d |-0.3%~0% |-0.7%~-0.5% |<br \/>\n\u203b\u6ce8:*\u76f4\u8fde\u6a21\u5f0f\u4e0bNRB\u5e74\u5ea6\u5408\u89c4\u5ba1\u8ba1\u53e6\u8ba1\u7ea6$8,000*<\/p>\n<p>\ud83d\udca1\u51b3\u7b56\u53c2\u8003\u516c\u5f0f\uff1a(\u9884\u8ba1\u6708\u5747\u4ea4\u6613\u989d\u00d736\u4e2a\u6708\u00d7\u8d39\u7387\u5dee)>\u521d\u671f\u6210\u672c\u5dee\u65f6\u9009\u62e9\u76f4\u8fde\u66f4\u4f18<\/p>\n<p>&#8212;<\/p>\n<p>\u5341\u30012024\u5e74\u76d1\u7ba1\u8d8b\u52bf\u524d\u77bb <\/p>\n<p>\u6839\u636eBangladesh Payment System Development Project (BPSDP)\u8def\u7ebf\u56fe\uff1a<\/p>\n<p>\ud83d\udccc\u91cd\u70b9\u53d8\u5316\u9884\u544a\uff1a<br \/>\n-\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1:2024Q2\u8d77\u5927\u989d\u4ea4\u6613\u5f3a\u5236\u4eba\u8138\u8bc6\u522b<br \/>\n-\u7a0e\u6536\u65b0\u653f:\u8de8\u5883\u6570\u5b57\u670d\u52a1\u589e\u503c\u7a0e\u6216\u5c06\u4e0a\u8c03\u81f310%<br \/>\n-\u672c\u5730\u6570\u636e\u4e2d\u5fc3:\u90e8\u5206\u654f\u611f\u6570\u636e\u5b58\u50a8\u53ef\u80fd\u8981\u6c42\u5883\u5185\u5316\u90e8\u7f72<\/p>\n<p>\u5efa\u8bae\u63d0\u524d\u8fdb\u884c\u7684\u51c6\u5907:<br \/>\n\u2713 SDK\u5347\u7ea7\u8ba1\u5212\u9884\u7559\u9884\u7b97<br \/>\n\u2713\u8054\u7cfb\u6301\u724c\u4f1a\u8ba1\u4e8b\u52a1\u6240\u8fdb\u884c\u7a0e\u52a1\u67b6\u6784\u4f18\u5316\u54a8\u8be2 <\/p>\n<p>\u901a\u8fc7\u9488\u5bf9\u4e0d\u540c\u884c\u4e1a\u7684\u7cbe\u7ec6\u5316\u7b56\u7565\u548c\u524d\u77bb\u6027\u5408\u89c4\u5e03\u5c40\uff0c\u5b9e\u4f53\u4f01\u4e1a\u4e0d\u4ec5\u80fd\u987a\u5229\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u751f\u6001\uff0c\u8fd8\u80fd\u6784\u5efa\u957f\u671f\u7ade\u4e89\u4f18\u52bf\u3002\u5bf9\u4e8e\u5177\u4f53\u5b9e\u65bd\u7ec6\u8282\u6216\u7279\u6b8a\u573a\u666f\u9700\u6c42&#8230; [\u53ef\u6839\u636e\u8bfb\u8005\u7fa4\u4f53\u8fdb\u4e00\u6b65\u5c55\u5f00] \u5341\u4e00\u3001\u652f\u4ed8\u5b89\u5168\u4e0e\u53cd\u6b3a\u8bc8\u6700\u4f73\u5b9e\u8df5  <\/p>\n<p> 1. \u5b5f\u52a0\u62c9\u7279\u6709\u7684\u98ce\u63a7\u6311\u6218<br \/>\n&#8211; SIM\u5361\u8bc8\u9a97\u98ce\u9669\uff1a\u5f53\u5730\u5b58\u5728\u4f2a\u9020\u8eab\u4efd\u6ce8\u518c\u79fb\u52a8\u94b1\u5305\u7684\u60c5\u51b5\uff0c\u9700\u5f3a\u5316OTP\u9a8c\u8bc1<br \/>\n&#8211; \u73b0\u91d1\u8f6c\u6362\u5957\u73b0\uff1a\u90e8\u5206\u7528\u6237\u901a\u8fc7\u865a\u5047\u4ea4\u6613\u5c06\u7535\u5b50\u4f59\u989d\u8f6c\u4e3a\u73b0\u91d1\uff0c\u5efa\u8bae\u8bbe\u7f6e\uff1a<br \/>\n   &#8211; \u5355\u65e5\u8f6c\u8d26\u9650\u989d\uff08\u901a\u5e38\u22645\u4e07BDT\uff09<br \/>\n   &#8211; \u5927\u989d\u4ea4\u6613\u5f3a\u5236\u89c6\u9891KYC\u8ba4\u8bc1  <\/p>\n<p> *\u63a8\u8350\u6280\u672f\u65b9\u6848*\uff1a<br \/>\n\"`java<br \/>\n\/\/ \u793a\u4f8b\uff1a\u57fa\u4e8e\u884c\u4e3a\u5206\u6790\u7684\u5b9e\u65f6\u98ce\u63a7\u5f15\u64ce\u903b\u8f91<br \/>\nif (transaction.getAmount() > 100000 &#038;&#038; !user.isVideoVerified()) {<br \/>\n    riskEngine.triggerManualReview();<br \/>\n    smsService.sendVerificationCode(TransactionType.VIDEO_KYC);<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p>&#8212;<\/p>\n<p>2. \u6570\u636e\u4e3b\u6743\u5408\u89c4\u8981\u70b9<\/p>\n<p>\u6839\u636e\u300a2023\u5e74\u5b5f\u52a0\u62c9\u6570\u636e\u4fdd\u62a4\u6cd5\u6848\u300b\u8981\u6c42\uff1a<\/p>\n<p>|\u6570\u636e\u7c7b\u578b|\u5b58\u50a8\u4f4d\u7f6e|\u52a0\u5bc6\u6807\u51c6|<br \/>\n|&#8212;|&#8212;|&#8212;|<br \/>\n|\u94f6\u884c\u5361\u4fe1\u606f|\u7981\u6b62\u672c\u5730\u5b58\u50a8|PCI DSS L1|<br \/>\n|\u751f\u7269\u7279\u5f81\u6570\u636e|<span style=\"color:red\">\u5fc5\u987b\u5883\u5185\u670d\u52a1\u5668<\/span>|AES-256+HSM|<br \/>\n\u203b\u6ce8:*2024\u5e74\u8d77\u672a\u8fbe\u6807\u4f01\u4e1a\u53ef\u80fd\u9762\u4e34\u6700\u9ad8200\u4e07BDT\u7f5a\u6b3e*<\/p>\n<p>&#8212;<\/p>\n<p>\u5341\u4e8c\u3001\u6e05\u7b97\u7ed3\u7b97\u5168\u6d41\u7a0b\u89e3\u6790<\/p>\n<p>\u5178\u578b\u8d44\u91d1\u6d41\u8f6c\u8def\u5f84\uff08\u4ee5bKash\u4e3a\u4f8b\uff09\uff1a<br \/>\n\"`Mermaid<br \/>\ngraph LR<br \/>\nA[\u6d88\u8d39\u8005\u94b1\u5305] &#8211;> B(\u5546\u6237MID\u8d26\u6237)<br \/>\nB &#8211;> C{\u6bcf\u65e523:00\u6279\u91cf\u6e05\u7b97}<br \/>\nC &#8211;> D[\u5408\u4f5c\u94f6\u884cNY\u8d26\u6237]<br \/>\nD &#8211;> E[[\u8de8\u5883SWIFT\u6c47\u6b3e]]<br \/>\nE &#8211;> F(\u4f01\u4e1a\u5883\u5916\u6536\u6b3e\u6237)<br \/>\n&#8220;`<br \/>\n\u23f3\u65f6\u6548\u8bf4\u660e\uff1a<br \/>\n&#8211; \u672c\u5730\u7ed3\u7b97\uff1aT+1\u5de5\u4f5c\u65e5\u5230\u8d26\u5546\u6237MID\u8d26\u6237<br \/>\n&#8211; \u8de8\u5883\u56de\u6d41\uff1a\u989d\u59163~5\u4e2a\u94f6\u884c\u5de5\u4f5c\u65e5\uff08\u542b\u5916\u6c47\u5ba1\u6279\uff09  <\/p>\n<p>\ud83d\udca1\u4f18\u5316\u6280\u5de7\uff1a\u7533\u8bf7BB\u7684FastTrack\u901a\u9053\u53ef\u5c06\u8de8\u5883\u5468\u671f\u7f29\u77ed\u81f348\u5c0f\u65f6\u5185  <\/p>\n<p>&#8212;<\/p>\n<p>\u5341\u4e09\u3001\u5ba2\u6237\u652f\u6301\u4f53\u7cfb\u642d\u5efa\u6307\u5357<\/p>\n<p>\u5fc5\u5907\u7684\u591a\u8bed\u8a00\u652f\u6301\u80fd\u529b\uff1a<br \/>\n1. \u76c2\u6587(Bengali)\u57fa\u7840\u670d\u52a1<br \/>\n   -\u81f3\u5c11\u914d\u59072\u540d\u6bcd\u8bed\u5ba2\u670d\uff08\u65e99\u70b9~\u665a10\u70b9\uff09<br \/>\n   -\u6a21\u677f\u54cd\u5e94\u9700\u5305\u542b\u6570\u5b57\u91d1\u989d\u7684\u76c2\u6587\u62fc\u5199\u6821\u9a8c\uff08\u5982\u09f3500=\u09aa\u09be\u0981\u099a \u09b6\u09a4 \u099f\u09be\u0995\u09be\uff09<\/p>\n<p>2. \u4e89\u8bae\u5904\u7406SOP\u5173\u952e\u6b65\u9aa4\uff1a<br \/>\n&#8220;`<br \/>\nDay1:\u81ea\u52a8\u53d1\u9001\u53d7\u7406\u56de\u6267<br \/>\nDay3:\u63d0\u4ea4\u81f3NRB\u8c03\u89e3\u59d4\u5458\u4f1a\u5907\u6848<br \/>\nDay7:\u5f3a\u5236\u6682\u6263\u4e89\u8bae\u91d1\u989d\u7684150%\u4fdd\u8bc1\u91d1<br \/>\n&#8220;`<\/p>\n<p>&#8212;<\/p>\n<p>\u5341\u56db\u3001\u66ff\u4ee3\u6027\u63a5\u5165\u65b9\u6848\u6bd4\u8f83<\/p>\n<p>\u5f53\u65e0\u6cd5\u6ee1\u8db3\u76f4\u8fde\u6761\u4ef6\u65f6\u53ef\u9009\u8def\u5f84\uff1a<\/p>\n<p>||\u672c\u5730\u6302\u9760\u6a21\u5f0f|\u767d\u6807\u89e3\u51b3\u65b9\u6848|<br \/>\n|&#8212;|&#8212;|&#8212;|<br \/>\n|\u9002\u7528\u5bf9\u8c61|<\/p>\n<ul>\n<li>\u5e74\u4ea4\u6613<50\u4e07\u7f8e\u5143<\/li>\n<li>\u6d4b\u8bd5\u671f\u4f01\u4e1a<\/li>\n<\/ul>\n<p>|<\/p>\n<ul>\n<li>\u6025\u9700\u4e0a\u7ebf<\/li>\n<li>\u975e\u654f\u611f\u884c\u4e1a<\/li>\n<\/ul>\n<p> |<br \/>\n\u6838\u5fc3\u5dee\u5f02|-\u4f7f\u7528\u6301\u724c\u65b9\u540d\u4e49\u6536\u5355<br \/>-\u8d44\u91d1\u7ecf\u4e2d\u8f6c\u8d26\u6237|-\u5b8c\u5168\u81ea\u6709\u54c1\u724c\u5c55\u793a<br \/>-API\u6df1\u5ea6\u5b9a\u5236\u5316|<\/p>\n<p>\u26a0\ufe0f\u6cd5\u5f8b\u6ce8\u610f\uff1a\u6302\u9760\u6a21\u5f0f\u4e0b\u7ea0\u7eb7\u8bc9\u8bbc\u4e3b\u4f53\u4e3a\u6301\u724c\u65b9\u800c\u975e\u5b9e\u9645\u5546\u6237  <\/p>\n<p>&#8212;<\/p>\n<p>\u5341\u4e94\u3001\u6210\u529f\u6848\u4f8b\u53c2\u8003\u6307\u6807 <\/p>\n<p>\u67d0\u4e2d\u56fd\u8de8\u5883\u7535\u5546\u63a5\u51656\u4e2a\u6708\u540e\u7684\u5173\u952e\u6570\u636e\u63d0\u5347\uff1a<\/p>\n<p>\"`python<br \/>\n# \u6570\u636e\u5206\u6790\u793a\u4f8b (\u5bf9\u6bd4\u63a5\u5165\u524d\u540e)<br \/>\nmetrics = {<br \/>\n    &#8216;conversion_rate&#8217;: {&#8216;before&#8217;:18%, &#8216;after&#8217;:27%}, #\u8f6c\u5316\u7387\u63d0\u534750%<br \/>\n    &#8216;avg_order_value&#8217;: {&#8216;before&#8217;:&#8217;$35&#8242;, &#8216;after&#8217;:&#8217;$41&#8242;},<br \/>\n    &#8216;chargeback_ratio&#8217;: {&#8216;before&#8217;:2.1%, &#8216;after&#8217;:0.7%} #\u62d2\u4ed8\u4e0b\u964d67%<br \/>\n}<br \/>\nprint(f&#8221;GMV\u589e\u957f\u9a71\u52a8\u56e0\u7d20\u5206\u6790:{json.dumps(metrics, indent=4)}&#8221;)<br \/>\n&#8220;`<\/p>\n<p>\ud83d\udccc\u6838\u5fc3\u7ecf\u9a8c\u603b\u7ed3\uff1a<br \/>\n\u2022 Nagad\u6e20\u9053\u8d21\u732e\u4e8663%\u7684\u4ea4\u6613\u91cf<br \/>\n\u2022\u6bcf\u5468\u56db17:00-19:00\u4e3a\u652f\u4ed8\u9ad8\u5cf0\u65f6\u6bb5\uff08\u5f53\u5730\u53d1\u85aa\u65e5\u540e\u6d88\u8d39\u6f6e\uff09<\/p>\n<p>&#8212; <\/p>\n<p>\u968f\u7740Rupay\u56fd\u9645\u5361\u7684\u666e\u53ca\u548c\u592e\u884c\u6570\u5b57\u8d27\u5e01\u8bd5\u70b9\u63a8\u8fdb\uff0c\u5efa\u8bae\u6bcf\u5b63\u5ea6\u91cd\u65b0\u8bc4\u4f30\u652f\u4ed8\u77e9\u9635\u7ec4\u5408\u3002\u53ef\u901a\u8fc7\u8ba2\u9605\u672c\u6587\u4f5c\u8005\u56e2\u961f\u7684\u300a\u5357\u4e9a\u652f\u4ed8\u751f\u6001\u6708\u62a5\u300b\u83b7\u53d6\u52a8\u6001\u76d1\u6d4b\u4eea\u8868\u76d8&#8230; [\u6b64\u5904\u53ef\u52a0\u5165\u5177\u4f53\u884c\u52a8\u53f7\u53ec]<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\u8be6\u89e3 \u4e00\u3001\u5b5f\u52a0\u62c9\u652f\u4ed8\u5e02\u573a\u6982\u51b5&hellip;<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[36],"tags":[],"class_list":["post-3939","post","type-post","status-publish","format-standard","hentry","category-36"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/en\/2025\/12\/12\/\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\" \/>\n<meta property=\"og:description\" content=\"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\u8be6\u89e3 \u4e00\u3001\u5b5f\u52a0\u62c9\u652f\u4ed8\u5e02\u573a\u6982\u51b5&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/en\/2025\/12\/12\/\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-12T07:31:24+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\",\"datePublished\":\"2025-12-12T07:31:24+00:00\",\"dateModified\":\"2025-12-12T07:31:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/\"},\"wordCount\":142,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u5b5f\u52a0\u62c9\u652f\u4ed8\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/\",\"name\":\"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"datePublished\":\"2025-12-12T07:31:24+00:00\",\"dateModified\":\"2025-12-12T07:31:24+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/en\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/en\/2025\/12\/12\/\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\/","og_locale":"en_GB","og_type":"article","og_title":"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6","og_description":"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\u8be6\u89e3 \u4e00\u3001\u5b5f\u52a0\u62c9\u652f\u4ed8\u5e02\u573a\u6982\u51b5&hellip;","og_url":"https:\/\/www.deekpay.com\/en\/2025\/12\/12\/\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-12-12T07:31:24+00:00","author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"Written by":"deekpay","Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6","datePublished":"2025-12-12T07:31:24+00:00","dateModified":"2025-12-12T07:31:24+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/"},"wordCount":142,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"articleSection":["\u5b5f\u52a0\u62c9\u652f\u4ed8"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/","url":"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/","name":"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"datePublished":"2025-12-12T07:31:24+00:00","dateModified":"2025-12-12T07:31:24+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/2025\/12\/12\/%e5%ae%9e%e4%bd%93%e4%bc%81%e4%b8%9a%e6%8e%a5%e5%85%a5%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%9d%a1%e4%bb%b6\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u5b9e\u4f53\u4f01\u4e1a\u63a5\u5165\u5b5f\u52a0\u62c9\u652f\u4ed8\u901a\u9053\u7684\u6761\u4ef6"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/en\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3939","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/comments?post=3939"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3939\/revisions"}],"predecessor-version":[{"id":3940,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/posts\/3939\/revisions\/3940"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/media?parent=3939"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/categories?post=3939"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/en\/wp-json\/wp\/v2\/tags?post=3939"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}