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Express\u5728\u6b27\u6d32\u5168\u5883\uff08\u5305\u62ec\u975e\u6b27\u76df\u7684\u745e\u58eb\u3001\u632a\u5a01\u7b49\uff09\u57fa\u672c\u5b9e\u73b0\u5168\u8986\u76d6\u3002\u8fd9\u662f\u6700\u57fa\u7840\u7684\u652f\u4ed8\u901a\u9053\u5c42\u3002<\/p>\n<h3>2. <strong>SEPA\uff08\u5355\u4e00\u6b27\u5143\u652f\u4ed8\u533a\uff09\u4fe1\u7528\u8f6c\u8d26\u4e0e\u76f4\u63a5\u501f\u8bb0<\/strong><\/h3>\n<p>\u6db5\u76d628\u4e2a\u6b27\u6d32\u7ecf\u6d4e\u533a\u56fd\u5bb6\uff1a<\/p>\n<ul>\n<li><strong>\u5168\u90e8\u6b27\u76df\u6210\u5458\u56fd<\/strong>\uff0827\u56fd\uff09<\/li>\n<li><strong>\u52a0\u4e0a\u51b0\u5c9b\u3001\u5217\u652f\u6566\u58eb\u767b\u3001\u632a\u5a01\u548c\u745e\u58eb<\/strong><br \/>\n\u901a\u8fc7IBAN\u8d26\u6237\u5373\u53ef\u5b8c\u6210\u8de8\u5883\u6b27\u5143\u8f6c\u8d26\uff0c\u662fB2B\u548c\u5927\u989d\u4ea4\u6613\u7684\u5e38\u7528\u65b9\u5f0f\u3002<\/li>\n<\/ul>\n<h3>3. <strong>\u672c\u5730\u5316\u66ff\u4ee3\u6027\u652f\u4ed8\u65b9\u6848<\/strong><\/h3>\n<p>\u5404\u533a\u57df\u4e3b\u5bfc\u65b9\u6848\u6982\u89c8\uff1a<\/p>\n<table>\n<thead>\n<tr>\n<th>\u5730\u533a<\/th>\n<th>\u4e3b\u8981\u56fd\u5bb6<\/th>\n<th>\u6838\u5fc3\u672c\u5730\u652f\u4ed8\u65b9\u5f0f<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>DACH\u5730\u533a<\/td>\n<td>\u5fb7\u56fd\/\u5965\u5730\u5229\/\u745e\u58eb<\/td>\n<td>Giropay, SOFORT, eps-\u00dcberweisung<\/td>\n<\/tr>\n<tr>\n<td>BeNeLux<\/td>\n<td>\u8377\u5170\/\u6bd4\u5229\u65f6<\/td>\n<td>iDEAL, Bancontact\/Mr Cash<\/td>\n<\/tr>\n<tr>\n<td>Nordic<\/td>\n<td>\u745e\u5178\/\u4e39\u9ea6\/\u82ac\u5170\u7b49\uff5cSwish, MobilePay, Vipps\uff5c<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\u4e2d\u6b27\u4e1c\u6b27\u6ce2\u5170\u6377\u514b\u5308\u7259\u5229Przelewy24 , TrustPay , Barion<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u8fd9\u4e9b\u65b9\u6848\u7684\u96c6\u6210\u7a0b\u5ea6\u76f4\u63a5\u5f71\u54cd\u5f53\u5730\u8f6c\u5316\u7387\u3002<\/p>\n<p>\u516b \u3001\u65b0\u5174\u6570\u5b57\u94b1\u5305\u4e0e\u5f00\u653e\u94f6\u884c\u7684\u5f71\u54cd<\/p>\n<p>\u8fd1\u5e74\u6765\u4e24\u5927\u8d8b\u52bf\u6b63\u5728\u91cd\u5851\u6b27\u6d32\u652f\u4ed8\u7248\u56fe :<\/p>\n<p>1 .\u6cdb\u6b27\u6570\u5b57\u94b1\u5305\u5d1b\u8d77<br \/>\nApple Pay Google Pay Samsung Pay\u5df2\u5e7f\u6cdb\u8986\u76d6\u897f\u6b27\u5317\u6b27 \u3002\u6b64\u5916 \uff0c\u50cfRevolut N26 Wise\u7b49\u65b0\u94f6\u884c\u5e94\u7528\u7684\u5185\u7f6e\u94b1\u5305\u529f\u80fd\u4e5f\u65e5\u76ca\u666e\u53ca \u3002<\/p>\n<p>2 .PSD2\u50ac\u751f\u7684\u5f00\u653e\u94f6\u884c\u4ed8\u6b3e<br \/>\n\u57fa\u4e8eXBRL\u6807\u51c6\u7684\u5373\u65f6\u8d26\u6237\u5230\u8d26\u6237\u4ed8\u6b3e\u6b63\u5728\u5feb\u901f\u589e\u957f :<br \/>\n-\u82f1\u56fd :  \u62e5\u6709\u6210\u719f\u7684Open Banking\u751f\u6001<br \/>\n-\u5fb7\u56fd :  \u591a\u5bb6\u94f6\u884c\u5df2\u63d0\u4f9bAPI\u63a5\u53e3<br \/>\n-\u6ce2\u5170 :  \u5728\u76d1\u7ba1\u63a8\u52a8\u4e0b\u8fdb\u5c55\u8fc5\u901f<\/p>\n<p>\u8fd9\u79cd\u6a21\u5f0f\u672a\u6765\u53ef\u80fd\u7ed5\u8fc7\u4f20\u7edf\u5361\u7f51\u7edc \uff0c\u5c24\u5176\u5728\u9ad8\u5ba2\u5355\u4ef7\u9886\u57df\u5177\u6709\u6f5c\u529b \u3002<\/p>\n<p>\u4e5d \u3001\u4f01\u4e1a\u9009\u62e9\u65f6\u7684\u5b9e\u8df5\u5efa\u8bae<\/p>\n<p>\u4e3a\u786e\u4fdd\u60a8\u7684\u4e1a\u52a1\u80fd\u9ad8\u6548\u89e6\u8fbe\u76ee\u6807\u5ba2\u6237 :<\/p>\n<p>\u5206\u9636\u6bb5\u62d3\u5c55\u7b56\u7565<br \/>\n\u7b2c\u4e00\u9636\u6bb5 \uff1a\u786e\u4fdd\u8986\u76d6\u5fb7\u6cd5\u8377\u610f\u897f\u82f1\u516d\u5927\u5e02\u573a\u7684\u57fa\u7840\u5361\u6536\u5355\u53ca\u6838\u5fc3\u672c\u5730\u65b9\u6848 \u3002<br \/>\n\u7b2c\u4e8c\u9636\u6bb5 \uff1a\u6839\u636e\u6d41\u91cf\u6570\u636e\u589e\u52a0\u5317\u6b27\u4e2d\u4e1c\u6b27\u7b49\u91cd\u70b9\u6b21\u7ea7\u5e02\u573a\u7684\u4e13\u7528\u96c6\u6210 \u3002<br \/>\n\u7b2c\u4e09\u9636\u6bb5 \uff1a\u8003\u8651\u4e3a\u957f\u5c3e\u56fd\u5bb6\u542f\u7528SEPA\u4fe1\u7528\u8f6c\u8d26\u4f5c\u4e3a\u8865\u5145\u9009\u9879 \u3002<\/p>\n<p>\u6280\u672f\u5b9e\u65bd\u8981\u70b9<br \/>\n1 .\u4f7f\u7528\u652f\u6301\u52a8\u6001\u4ed8\u6b3e\u65b9\u5f0f\u663e\u793a\u7684\u8d2d\u7269\u8f66\u63d2\u4ef6 \uff0c\u6839\u636e\u4e0d\u540cIP\u5730\u5740\u5c55\u793a\u6700\u4f18\u9009\u9879 \u3002<br \/>\n2 .\u4e3a\u4e0d\u540c\u56fd\u5bb6\u914d\u7f6e\u76f8\u5e94\u8bed\u8a00\u7248\u672c\u7684\u4ed8\u6b3e\u9875\u9762\u3002<br \/>\n3 .\u6ce8\u610fSCA\u5f3a\u8ba4\u8bc1\u8981\u6c42\u7684\u56fd\u522b\u5dee\u5f02\u5b9e\u65bd (\u5982\u6cd5\u56fd\u90e8\u5206\u8c41\u514d\u4f4e\u98ce\u9669\u4ea4\u6613 )\u3002<\/p>\n<p>\u5408\u89c4\u4e0e\u98ce\u9669\u7ba1\u7406<br \/>\n\u2022\u5b9a\u671f\u5ba1\u6838\u9ed1\u540d\u5355\u5236\u88c1\u53d8\u5316 (\u7279\u522b\u662f\u6d89\u53ca\u4e1c\u6b27\u67d0\u4e9b\u654f\u611f\u5730\u533a\u65f6)\u3002<br \/>\n\u2022\u4e86\u89e3\u5404\u56fd\u589e\u503c\u7a0eVAT\u7684\u5f81\u6536\u89c4\u5219\u5bf9\u9000\u6b3e\u6d41\u7a0b\u7684\u5f71\u54cd\u3002<br \/>\n\u2022\u4fdd\u7559\u5bf9\u9ad8\u98ce\u9669\u533a\u57df\u624b\u52a8\u5173\u95ed\u7279\u5b9a\u4ed8\u6b3e\u65b9\u5f0f\u7684\u8fd0\u8425\u7075\u6d3b\u6027\u3002<\/p>\n<p>\u5341 \u3001\u672a\u6765\u5c55\u671b\uff1a\u6b27\u6d32\u652f\u4ed8\u7684\u6574\u5408\u4e0e\u521b\u65b0\u5e76\u884c<\/p>\n<p>\u5c3d\u7ba1\u5b58\u5728 Brexit\u7b49\u5730\u7f18\u653f\u6cbb\u56e0\u7d20\u5e26\u6765\u7684\u4e00\u5b9a\u788e\u7247\u5316\u98ce\u9669 \uff0c\u4f46\u6574\u4f53\u4e0a\u6b27\u6d32\u4ecd\u5728\u5411\u66f4\u4e00\u4f53\u5316\u7684\u6570\u5b57\u5355\u4e00\u5e02\u573a\u8fc8\u8fdb \u3002\u9884\u8ba1\u672a\u6765\u4e09\u5230\u4e94\u5e74\u5185:<\/p>\n<p>\u2022\u5373\u65f6\u652f\u4ed8\u7684\u8de8\u5883\u4e92\u64cd\u4f5c\u6027\u5c06\u663e\u8457\u63d0\u5347 (\u76ee\u524d\u5df2\u6709EPI\u5021\u8bae)\u3002<br \/>\n\u2022\u57fa\u4e8e\u751f\u7269\u8bc6\u522b\u548c\u7269\u8054\u7f51IoT\u7684\u60c5\u5883\u5f0f\u652f\u4ed8\u4f1a\u9010\u6e10\u589e\u591a\u3002<br \/>\n\u2022\u52a0\u5bc6\u8d27\u5e01\u548cCBDC(\u592e\u884c\u6570\u5b57\u8d27\u5e01)\u53ef\u80fd\u5728\u90e8\u5206\u53f8\u6cd5\u7ba1\u8f96\u533a\u6210\u4e3a\u53ef\u9009\u901a\u9053\u4e4b\u4e00 \u3002<\/p>\n<p>\u5bf9\u4e8e\u5546\u5bb6\u800c\u8a00 \uff0c\u9009\u62e9\u4e00\u5bb6\u80fd\u591f\u5e73\u8861\u5e7f\u5ea6(\u8986\u76d6\u56fd\u5bb6\u6570)\u6df1\u5ea6(\u672c\u5730\u5316\u7a0b\u5ea6)\u4ee5\u53ca\u957f\u671f\u6280\u672f\u6f14\u8fdb\u80fd\u529b\u7684\u5408\u4f5c\u4f19\u4f34\u81f3\u5173\u91cd\u8981 \u3002\u5f53\u524d\u5e02\u573a\u4e0a\u9886\u5148\u7684\u56fd\u9645\u652f\u4ed8\u670d\u52a1\u5546\u901a\u5e38\u53ef\u7a33\u5b9a\u652f\u630130\u4e2a\u4ee5\u4e0a\u6b27\u6d32\u56fd\u5bb6\u548c\u5730\u533a\u7684\u591a\u6837\u5316\u6536\u6b3e\u9700\u6c42\u5e76\u901a\u8fc7\u7edf\u4e00\u5e73\u53f0\u8fdb\u884c\u7ba1\u7406\u4ece\u800c\u5b9e\u73b0\u771f\u6b63\u7684\u6cdb\u6b27\u5546\u52a1\u4f53\u9a8c<\/p>","protected":false},"excerpt":{"rendered":"<p>\u6b27\u6d32\u652f\u4ed8\u901a\u9053\u652f\u6301\u7684\u56fd\u5bb6\u5168\u89e3\u6790\uff1a\u8986\u76d6\u4e3b\u8981\u5e02\u573a\u4e0e\u65b0\u5174\u533a\u57df \u5f15\u8a00\uff1a&hellip;<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[51],"tags":[],"class_list":["post-4344","post","type-post","status-publish","format-standard","hentry","category-european-payment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6b27\u6d32\u652f\u4ed8\u901a\u9053\u652f\u6301\u54ea\u4e9b\u6b27\u6d32\u56fd\u5bb6 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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