{"id":2474,"date":"2025-05-09T16:09:43","date_gmt":"2025-05-09T08:09:43","guid":{"rendered":"https:\/\/deekpay.com\/?p=2474"},"modified":"2025-05-09T16:10:45","modified_gmt":"2025-05-09T08:10:45","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e5%a6%82%e4%bd%95%e5%a4%84%e7%90%86%e9%80%80%e6%ac%be%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e5%a6%82%e4%bd%95%e5%a4%84%e7%90%86%e9%80%80%e6%ac%be%ef%bc%9f\/","title":{"rendered":"\u30a4\u30f3\u30c9\u306e\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u3067\u306f\u3001\u6255\u3044\u623b\u3057\u306f\u3069\u306e\u3088\u3046\u306b\u51e6\u7406\u3055\u308c\u308b\u306e\u3067\u3059\u304b\uff1f"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts173.mm.bing.net\/th?q=paytm172\" alt=\"\u30a4\u30f3\u30c9\u306e\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u3067\u306f\u3001\u6255\u3044\u623b\u3057\u306f\u3069\u306e\u3088\u3046\u306b\u51e6\u7406\u3055\u308c\u308b\u306e\u3067\u3059\u304b\uff1f\" title=\"\u30a4\u30f3\u30c9\u306e\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u3067\u306f\u3001\u6255\u3044\u623b\u3057\u306f\u3069\u306e\u3088\u3046\u306b\u51e6\u7406\u3055\u308c\u308b\u306e\u3067\u3059\u304b\uff1f\"><\/p>\n<p>\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306b\u3088\u308b\u8fd4\u91d1\u306e\u51e6\u7406\u65b9\u6cd5\u306f\u3001\u7279\u5b9a\u306e\u6c7a\u6e08\u65b9\u6cd5\u3068\u5f53\u8a72\u91d1\u878d\u6a5f\u95a2\u306e\u65b9\u91dd\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u4ee5\u4e0b\u306f\u3001\u4e3b\u306a\u652f\u6255\u3044\u65b9\u6cd5\u306b\u304a\u3051\u308b\u8fd4\u91d1\u306e\u6d41\u308c\u3068\u6ce8\u610f\u70b9\u3067\u3059\uff1a<\/p>\n<h3>I. \u4e3b\u8981\u306a\u652f\u6255\u3044\u65b9\u6cd5\u306b\u5bfe\u3059\u308b\u6255\u3044\u623b\u3057\u30e1\u30ab\u30cb\u30ba\u30e0<\/h3>\n<ol>\n<li><strong>UPI\uff08\u30e6\u30cb\u30d5\u30a1\u30a4\u30c9\u30fb\u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30a4\u30b9\uff09<\/strong><\/li>\n<\/ol>\n<ul>\n<li>\u5373\u6642\u6027\uff1a\u901a\u5e38\u3067\u3042\u308c\u3070\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\uff082\u6642\u9593\u4ee5\u5185\uff09<\/li>\n<li>\u7279\u6b8a\u306a\u30b7\u30ca\u30ea\u30aa\uff1a\u53d7\u53d6\u4eba\u306e\u53e3\u5ea7\u306b\u7570\u5e38\u304c\u3042\u308b\u5834\u5408\u3001\u6700\u59275\u55b6\u696d\u65e5\u304b\u304b\u308a\u307e\u3059\u3002<\/li>\n<li>\u9006\u53d6\u5f15\u306e\u5834\u5408\u3001*99#\u30b5\u30fc\u30d3\u30b9\u30e1\u30cb\u30e5\u30fc\u307e\u305f\u306f\u9280\u884cAPP\u304b\u3089\u53d6\u6d88\u4f9d\u983c\u3092\u958b\u59cb\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li>\n<p><strong>\u30ab\u30fc\u30c9\u6c7a\u6e08<\/strong><\/p>\n<ul>\n<li><em>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9<\/em>::<\/li>\n<li>\u6a19\u6e96\u51e6\u7406\u6642\u9593: 3-7 \u55b6\u696d\u65e5<\/li>\n<li>\u56fd\u969b\u30ab\u30fc\u30c9\u7d44\u7e54\u306e\u53d6\u5f15\u306f30\u65e5\u9593\u306b\u5ef6\u9577\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/li>\n<li><em>\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9<\/em>::<\/li>\n<li>NEFT\u306b\u3088\u308b\u8fd4\u91d1\u306f\u901a\u5e3824\u6642\u9593\u4ee5\u5185\u306b\u884c\u308f\u308c\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u96fb\u5b50\u8ca1\u5e03\uff08Paytm\/PhonePe\u306a\u3069\uff09<\/strong><\/p>\n<\/li>\n<\/ol>\n<ul>\n<li>\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30b7\u30b9\u30c6\u30e0\u306f\u51e6\u7406\u901f\u5ea6\u306b\u5f71\u97ff\u3059\u308b\uff1a\n<ul>\n<li>KYC\u8a8d\u5b9a\u30e6\u30fc\u30b6\u30fc\uff1a6\u6642\u9593\u306e\u30d5\u30a1\u30b9\u30c8\u30fb\u30c8\u30e9\u30c3\u30af<\/li>\n<li>\u30d9\u30fc\u30b7\u30c3\u30af\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\uff1a48\u6642\u9593\u306e\u5be9\u67fb\u671f\u9593<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>\u4e3b\u306a\u898f\u5236\u8981\u4ef6\uff08RBI\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\uff09<\/h3>\n<ol>\n<li><strong>\u6642\u52b9<\/strong>::<\/li>\n<\/ol>\n<ul>\n<li>PSP\u306f\u3001\u6255\u3044\u623b\u3057\u72b6\u6cc1\u3092\u8ffd\u8de1\u3059\u308b\u305f\u3081\u306e\u660e\u78ba\u306a\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30a4\u30b9\u3092\u63d0\u4f9b\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/li>\n<li>\n<blockquote>\n<p>1\u5104\u30eb\u30d4\u30fc\u306e\u53d6\u5f15\u306b\u306f\u8ffd\u52a0\u306e\u691c\u8a3c\u30ec\u30a4\u30e4\u30fc\u304c\u5fc5\u8981<\/p>\n<\/blockquote>\n<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li><strong>\u7d1b\u4e89\u89e3\u6c7a<\/strong>::<\/li>\n<\/ol>\n<ul>\n<li>\u30c1\u30e3\u30fc\u30b8\u30d0\u30c3\u30af\u671f\u9650\u306f45\u65e5\u9593\uff08Visa\/Mastercard\u30eb\u30fc\u30eb\uff09<\/li>\n<\/ul>\n<h3><strong>III.\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306b\u304a\u3051\u308b\u8fd4\u91d1\u30d7\u30ed\u30bb\u30b9\u306e\u8a73\u7d30\uff08\u7d9a\u304d\uff09<\/strong><\/h3>\n<h4><strong>3.e\u30b3\u30de\u30fc\u30b9\/\u30de\u30fc\u30c1\u30e3\u30f3\u30c8\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u8fd4\u91d1\u30dd\u30ea\u30b7\u30fc<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>\u81ea\u52d5\u51e6\u7406 vs.<\/strong>::<\/p>\n<ul>\n<li><em>\u81ea\u52d5\u6255\u3044\u623b\u3057<\/em>\u30db\u30c6\u30eb\u3084\u822a\u7a7a\u5238\u306e\u4e88\u7d04\u306a\u3069\u3001\u4e8b\u524d\u306b\u627f\u8a8d\u3055\u308c\u305f\u53d6\u5f15\u306b\u9069\u7528\u3055\u308c\u3001\u901a\u5e38\u306f\u30ad\u30e3\u30f3\u30bb\u30eb\u5f8c2\uff5e3\u65e5\u4ee5\u5185\u306b\u884c\u308f\u308c\u308b\u3002<\/li>\n<li><em>\u67fb\u8aad<\/em>: \u30ea\u30b9\u30af\u306e\u9ad8\u3044\u6ce8\u6587\uff08\u4f8b\uff1a\u9ad8\u984d\u306e\u6ce8\u6587\u3001\u65b0\u898f\u30e6\u30fc\u30b6\u30fc\uff09\u306b\u3064\u3044\u3066\u306f\u3001\u691c\u8a3c\u306b1\uff5e5\u55b6\u696d\u65e5\u304b\u304b\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u767d\u7d19\u59d4\u4efb\u4e3b\u7fa9<\/strong>::<\/p>\n<ul>\n<li>RBI\u306e\u898f\u5b9a\u3067\u306f\u3001\u8fd4\u91d1\u306f\u5143\u306e\u652f\u6255\u3044\u65b9\u6cd5\u306b\u623b\u3055\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\uff08\u9280\u884c\u53e3\u5ea7\u3084\u8ca1\u5e03\u306e\u4ea4\u63db\u306f\u4e0d\u53ef\uff09\u3002<\/li>\n<li><em>\u4f8b\u5916<\/em>\u3082\u3057\u3001\u5143\u306e\u53e3\u5ea7\u304c\u4f7f\u3048\u306a\u304f\u306a\u3063\u305f\u5834\u5408\uff08\u4f8b\uff1a\u6709\u52b9\u671f\u9650\u5207\u308c\u306e\u9280\u884c\u30ab\u30fc\u30c9\uff09\u3001\u6d88\u8cbb\u8005\u306f\u4ee3\u308f\u308a\u306e\u53e3\u5ea7\u3092\u7528\u610f\u3057\u3001\u66f8\u9762\u306b\u3066\u7f72\u540d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><strong>4.NEFT\/RTGS\/IMPS\u9001\u91d1\u306e\u9055\u3044<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th><strong>\u307f\u3061<\/strong><\/th>\n<th><strong>\u9069\u7528\u30b7\u30ca\u30ea\u30aa<\/strong><\/th>\n<th><strong>\u51e6\u7406\u6642\u9593<\/strong><\/th>\n<th><strong>\u9650\u5ea6\u984d\uff082024\u5e74\uff09<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>IMPS<\/td>\n<td>&lt; 20,000\u30eb\u30d4\u30fc\u306e\u5c11\u984d\u6255\u3044\u623b\u3057<\/td>\n<td>~\u5b9f\u8cea15\u5206<\/td>\n<td>\u2264 50,000\u30eb\u30d4\u30fc<\/td>\n<\/tr>\n<tr>\n<td>\u30cd\u30d5\u30c8<\/td>\n<td>&gt;\u901a\u5e38\u53d6\u5f1520,000\u30eb\u30d4\u30fc<\/td>\n<td>RBI \u306b\u3088\u308b\u4e00\u62ec\u6c7a\u6e08\uff0830 \u5206\u3054\u3068\uff09 \u2264 24 \u6642\u9593<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>RTGS<\/td>\n<td>&gt;20\u30eb\u30d4\u30fc\u306e\u5927\u53e3\u53d6\u5f15 \u5e73\u65e5\u5348\u524d9:00\uff5e\u5348\u5f8c4:30\u306e\u5373\u6642\u6e05\u7b97<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u26a0\ufe0f \u6ce8\uff1a\u4f11\u65e5\u3084RBI\u306e\u30b7\u30b9\u30c6\u30e0\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u6642\u306b\u306f\u9045\u5ef6\u304c\u767a\u751f\u3059\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<hr>\n<h3><strong>IV.\u3088\u304f\u3042\u308b\u554f\u984c\u3068\u89e3\u6c7a\u7b56<\/strong><\/h3>\n<ol>\n<li>\n<p><em><strong>\"\u8acb\u6c42\u3055\u308c\u305f\u304c\u8fd4\u91d1\u3055\u308c\u306a\u304b\u3063\u305f\"<\/strong><\/em> \u2192<\/p>\n<ul>\n<li><em>UPI ID\/VPA\u30b9\u30c6\u30fc\u30bf\u30b9\u306e\u78ba\u8a8d<\/em>\u30a6\u30a9\u30ec\u30c3\u30c8\u306b\u3088\u3063\u3066\u306f\u3001\u6255\u3044\u623b\u3057\u8acb\u6c42\u3092\u624b\u52d5\u3067\u300c\u53d7\u7406\u300d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<li>NEFT\u306eUTR\u756a\u53f7\u306fICICI\/HDFC\u306e\u3088\u3046\u306a\u9280\u884c\u30a2\u30d7\u30ea\u5185\u3067\u8ffd\u8de1\u3067\u304d\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em><strong>\u56fd\u5883\u3092\u8d8a\u3048\u305f\u652f\u6255\u7d1b\u4e89<\/strong><\/em>::<\/p>\n<ul>\n<li>SWIFT\u6255\u3044\u623b\u3057\u306e\u4ef2\u4ecb\u9280\u884c\u306f\u3001\u20b9500-2000\u306e\u624b\u6570\u6599\u3092\u8acb\u6c42\u3059\u308b\u5834\u5408\u304c\u3042\u308b\u3002<\/li>\n<li>PayPal\u306a\u3069\u306e\u56fd\u969b\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u306f\u901a\u5e38\u3001\u8abf\u67fb\u306b10\u55b6\u696d\u65e5\u4ee5\u4e0a\u304b\u304b\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em><strong>\u52a0\u76df\u5e97\u306e\u9045\u5ef6\u6226\u8853<\/strong><\/em>::<br \/>\n2017\u5e74\u6d88\u8cbb\u8005\u4fdd\u8b77\u6cd5\u306b\u57fa\u3065\u304d\u3001\u96fb\u5b50\u5546\u53d6\u5f15\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f14\u65e5\u4ee5\u5185\u306b\u7d1b\u4e89\u3092\u89e3\u6c7a\u3059\u308b\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u308b\u3002<a href=\"https:\/\/consumerhelpline.gov.in\">\u5168\u56fd\u6d88\u8cbb\u8005\u30d8\u30eb\u30d7\u30e9\u30a4\u30f3<\/a>\u4e0d\u6e80\u304c\u3042\u308b\u3002<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>V. \u6280\u8853\u30ec\u30d9\u30eb\u306b\u304a\u3051\u308b\u30ea\u30b9\u30af\u7ba1\u7406\u63aa\u7f6e<\/strong><\/h3>\n<ol>\n<li>RBI \u306f\u3059\u3079\u3066\u306e PG\uff08\u30da\u30a4\u30e1\u30f3\u30c8\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\uff09\u306e\u5c0e\u5165\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u308b\uff1a\n<pre><code class=\"language-python\"> if refund_amount &gt; original_transaction.<br>\n     trigger_manual_review() # \u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u9632\u6b62\u691c\u67fb<br>\n<\/code><\/pre>\n<\/li>\n<li>Razorpay\/PayU\u306e\u3088\u3046\u306a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001AI\u30e2\u30c7\u30eb\u3092\u4f7f\u7528\u3057\u3066\u8a50\u6b3a\u30ea\u30b9\u30af\u3092\u4e88\u6e2c\u3059\u308b\u3002<\/li>\n<\/ol>\n<p>\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u3055\u3089\u306b\u6700\u9069\u5316\u3059\u308b\u305f\u3081\u306b\u3001\u6700\u65b0\u306eDPSS\uff08\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u7701\uff09\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u306b\u6e96\u62e0\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3092\u5b9a\u671f\u7684\u306b\u76e3\u67fb\u3059\u308b\u3053\u3068\u3092\u304a\u52e7\u3081\u3057\u307e\u3059\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306b\u3088\u308b\u6255\u3044\u623b\u3057\u306e\u51e6\u7406\u65b9\u6cd5\u306f\u3001\u7279\u5b9a\u306e\u6c7a\u6e08\u65b9\u6cd5\u3068\u95a2\u9023\u3059\u308b\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-2474","post","type-post","status-publish","format-standard","hentry","category-12"],"yoast_head":"<!-- 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