{"id":2476,"date":"2025-05-09T16:21:16","date_gmt":"2025-05-09T08:21:16","guid":{"rendered":"https:\/\/deekpay.com\/?p=2476"},"modified":"2025-05-09T16:21:16","modified_gmt":"2025-05-09T08:21:16","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/09\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e7%9a%84%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e5%88%86%e6%9e%90\/","title":{"rendered":"\u30a4\u30f3\u30c9\u306b\u304a\u3051\u308b\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306e\u7af6\u4e89\u74b0\u5883\u5206\u6790"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts318.mm.bing.net\/th?q=paytm317\" alt=\"\u30a4\u30f3\u30c9\u306b\u304a\u3051\u308b\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306e\u7af6\u4e89\u74b0\u5883\u5206\u6790\" title=\"\u30a4\u30f3\u30c9\u306b\u304a\u3051\u308b\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306e\u7af6\u4e89\u74b0\u5883\u5206\u6790\"><\/p>\n<p>\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306f\u8fd1\u5e74\u6025\u901f\u306a\u5909\u5316\u3092\u9042\u3052\u3001\u305d\u306e\u7d50\u679c\u3001\u591a\u69d8\u3067\u7af6\u4e89\u306e\u6fc0\u3057\u3044\u72b6\u6cc1\u3068\u306a\u3063\u3066\u3044\u308b\u3002\u4ee5\u4e0b\u3067\u306f\u3001\u5e02\u5834\u30d7\u30ec\u30fc\u30e4\u30fc\u3001\u6280\u8853\u63a8\u9032\u8981\u56e0\u3001\u898f\u5236\u74b0\u5883\u3001\u5c06\u6765\u52d5\u5411\u306e 4 \u3064\u306e\u5074\u9762\u304b\u3089\u5206\u6790\u3059\u308b\uff1a<\/p>\n<h3>I. \u30b3\u30a2\u5e02\u5834\u53c2\u52a0\u8005<\/h3>\n<ol>\n<li><strong>UPI\u30a8\u30b3\u30ed\u30b8\u30fc\u30fb\u30ea\u30fc\u30c0\u30fc<\/strong>::<\/li>\n<\/ol>\n<ul>\n<li>NPCI\uff08National Payments Corporation\uff09\uff1a\u4e2d\u592e\u9280\u884c\u5098\u4e0b\u306e\u7d44\u7e54\u3068\u3057\u3066\u3001UPI\u306e\u30a4\u30f3\u30d5\u30e9\u6574\u5099\u3092\u4e3b\u5c0e\u3002<\/li>\n<li>PhonePe\uff08\u30a6\u30a9\u30eb\u30de\u30fc\u30c8\u30fb\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9\uff09\uff1a2023\u5e74\u307e\u3067\u306bTP3T\u5e02\u5834\u30b7\u30a7\u30a248.31\u3001\u6708\u9593\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f345\u5104\u4ef6\u4ee5\u4e0a<\/li>\n<li>\u30b0\u30fc\u30b0\u30eb\u30da\u30a4\uff1a34%\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3001\u30a2\u30f3\u30c9\u30ed\u30a4\u30c9\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3068\u306e\u6df1\u3044\u7d71\u5408<\/li>\n<li>\u30da\u30a4\u30c6\u30a3\u30fc\u30a8\u30e0\uff1aRBI\u306e\u5236\u88c1\u3092\u53d7\u3051\u30b7\u30a7\u30a2\u306f8%\u306b\u4e0b\u843d\u3001\u3057\u304b\u3057\u30a6\u30a9\u30ec\u30c3\u30c8\u4e8b\u696d\u306f\u512a\u4f4d\u6027\u3092\u7dad\u6301<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li><strong>\u4f1d\u7d71\u7684\u306a\u91d1\u878d\u6a5f\u95a2<\/strong>::<\/li>\n<\/ol>\n<ul>\n<li>\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30a2\u30d7\u30ea\uff08\u4f8b\uff1aICICI\u306eiMobile\uff09\uff1a\u53e3\u5ea7\u3078\u306e\u76f4\u63a5\u63a5\u7d9a\u306b\u3088\u308b\u30e6\u30fc\u30b6\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u306e\u5411\u4e0a<\/li>\n<li>RuPay\u30ab\u30fc\u30c9\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\uff1a\u5730\u5143\u306e\u30ab\u30fc\u30c9\u7d44\u7e54\u304cVisa\/Mastercard\u306e\u30b7\u30a7\u30a2\u3092\u7372\u5f97\uff0845%\u767a\u884c\uff09<\/li>\n<\/ul>\n<ol start=\"3\"><\/p>\n<li><strong>\u65b0\u305f\u306a\u6311\u6226\u8005<\/strong>::<\/li>\n<\/ol>\n<ul>\n<li>\u30a2\u30de\u30be\u30f3\u30fb\u30da\u30a4\uff1a5%\u3078\u306e\u666e\u53ca\u3092\u5f8c\u62bc\u3057\u3059\u308b\u96fb\u5b50\u5546\u53d6\u5f15\u306e\u30b7\u30ca\u30ea\u30aa\u306b\u4f9d\u62e0<\/li>\n<li>WhatsApp Pay\uff1a\u30bd\u30fc\u30b7\u30e3\u30eb\u6c7a\u6e08\u306e\u53ef\u80fd\u6027\u306f\u307e\u3060\u5b8c\u5168\u306b\u958b\u304b\u308c\u3066\u3044\u306a\u3044\uff08\u30e6\u30fc\u30b6\u30fc\u6570\u306f5\u5104\u4eba\u4ee5\u4e0a\uff09<\/li>\n<\/ul>\n<h3>II.\u6280\u8853\u4e3b\u5c0e\u306e\u7af6\u4e89\u5dee\u5225\u5316<\/h3>\n<ol>\n<li>\n<p><strong>\u30a4\u30f3\u30d5\u30e9\u30b9\u30c8\u30e9\u30af\u30c1\u30e3\u30fc\u5c64<\/strong>::<\/p>\n<ul>\n<li>UPI 2.0\u306e\u5f37\u5316\uff08\u30aa\u30d5\u30e9\u30a4\u30f3\u6c7a\u6e08\u3001\u8acb\u6c42\u66f8\u6c7a\u6e08\u306a\u3069\uff09\u304c\u65b0\u305f\u306a\u6226\u5834\u3068\u306a\u308a\u3001PhonePe\u304c\u30b9\u30de\u30fc\u30c8\u30fb\u30b3\u30ec\u30af\u30b7\u30e7\u30f3\u30fb\u30b3\u30fc\u30c9\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u6700\u521d\u306e\u5b58\u5728\u3068\u306a\u308b\u3002<\/li>\n<li>BBPS\uff08\u30d0\u30fc\u30e9\u30c8\u30fb\u30d3\u30eb\u30fb\u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30b7\u30b9\u30c6\u30e0\uff09\u306e\u7d71\u5408\u306b\u3088\u308a\u516c\u5171\u6599\u91d1\u306e\u652f\u6255\u3044\u306f\u5fc5\u9808\u30b7\u30ca\u30ea\u30aa\u306b Paytm\u304c38%\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u7372\u5f97<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u4ed8\u52a0\u4fa1\u5024\u30b5\u30fc\u30d3\u30b9\u306e\u9769\u65b0<\/strong>::<\/p>\n<ul>\n<li><strong>\u4fe1\u7528\u6d78\u900f<\/strong>: \u30b0\u30fc\u30b0\u30eb\u30fb\u30da\u30a4\u304c\u30a2\u30af\u30b7\u30b9\u9280\u884c\u3068\u63d0\u643a\u3057\u3001\u5373\u65e5\u878d\u8cc7\uff088\u79d2\u627f\u8a8d\uff09\u3092\u5b9f\u73fe\u3001\u4e0d\u826f\u50b5\u6a29\u30921.21\u4ee5\u4e0b\u306b\u6291\u5236TP3T<\/li>\n<li><strong>\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08<\/strong>: Razorpay X\u300150\u4ee5\u4e0a\u306e\u901a\u8ca8\u5909\u63db\u306b\u5bfe\u5fdc\u3057\u305f\u30b0\u30ed\u30fc\u30d0\u30eb\u30ec\u30b7\u30fc\u30c8\u53e3\u5ea7\u3092\u958b\u8a2d\uff08\u30ec\u30fc\u30c8\u306f\u5f93\u6765\u306e\u9280\u884c\u3088\u308a60%\u4f4e\u3044\uff09<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>AI\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u30fb\u30b3\u30f3\u30da\u30c6\u30a3\u30b7\u30e7\u30f3<\/strong>::<\/p>\n<ul>\n<li>Paytm\u306e\u300cAl-powered Fraud Radar\u300d\u304c\u4e0d\u6b63\u53d6\u5f15\u306e\u8a8d\u8b58\u7387\u309299.71%\u306b\u5411\u4e0aTP3T<\/li>\n<li>CRED\u306f\u884c\u52d5\u5206\u6790\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u3092\u7528\u3044\u3066\u4fe1\u7528\u30b9\u30b3\u30a2\u3092\u52d5\u7684\u306b\u8abf\u6574\uff08\u30e6\u30fc\u30b6\u30fc\u306e\u7c98\u7740\u6027\u304c3\u500d\u306b\u5897\u52a0\uff09<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3>III.\u898f\u5236\u306b\u3088\u308b\u666f\u89b3\u306e\u518d\u7de8\u6210<\/h3>\n<ol>\n<li>\n<p><strong>2024\u5e74\u306e\u65b0\u898f\u5236\u306e\u5f71\u97ff<\/strong>::<\/p>\n<ul>\n<li>RBI\u304c\u30b5\u30fc\u30c9\u30fb\u30d1\u30fc\u30c6\u30a3\u30fb\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\uff08TPAP\uff09\u306e\u81ea\u5df1\u8cc7\u672c\u898f\u5236\u30925,000\u5104\u5186\u306b\u5f15\u304d\u4e0a\u3052\u305f\u7d50\u679c\u300112\u793e\u306e\u4e2d\u5c0f\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u5e02\u5834\u304b\u3089\u64a4\u9000\u3057\u305f\u3002<br \/>\n<em>\u5224\u4f8b<\/em>: \u7d14\u7c8b\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3078\u306e\u8ee2\u63db\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u308b\u30e2\u30d3\u30fc\u30af\u30a6\u30a3\u30c3\u30af<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u30c7\u30fc\u30bf\u30ed\u30fc\u30ab\u30ea\u30bc\u30fc\u30b7\u30e7\u30f3\u8ad6\u4e89<\/strong>: \u30c7\u30fc\u30bf\u4fdd\u7ba1\u898f\u5247\u3092\u5b8c\u5168\u306b\u9075\u5b88\u305b\u305a\u3001\u9593\u63a5\u7684\u306b\u571f\u7740\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u512a\u9047\u3057\u305f\u3068\u3057\u3066\u3001\u30d3\u30b6\u306b\u20b95\u30af\u30ed\u30fc\u30cd\u306e\u7f70\u91d1<\/p>\n<\/li>\n<li>\n<p><strong>CBDC\u30d1\u30a4\u30ed\u30c3\u30c8\u52b9\u679c<\/strong>\u30c7\u30b8\u30bf\u30eb\u30fb\u30eb\u30d4\u30fc\uff08e-Rupee\uff09\u304c1\u65e5100\u4e07\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u3092\u7a81\u7834\u3001\u30a6\u30a9\u30ec\u30c3\u30c8\u30d3\u30b8\u30cd\u30b9\u306e\u30ed\u30b8\u30c3\u30af\u306b\u6253\u6483 - Paytm\u30a6\u30a9\u30ec\u30c3\u30c8\u6b8b\u9ad8\u306f\u524d\u5e74\u540c\u671f\u6bd417%\u6e1b\u5c11<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3>IV.\u4eca\u5f8c\u306e\u6210\u529f\u306e\u305f\u3081\u306e\u30ad\u30fc\u30dd\u30a4\u30f3\u30c8\u306e\u4e88\u6e2c<\/h3>\n<table>\n<thead>\n<tr>\n<th>\u6b21\u5143<\/th>\n<th>\u77ed\u671f\uff082\u5e74\u672a\u6e80\uff09<\/th>\n<th>\u4e2d\u671f\uff083\uff5e5\u5e74\uff09<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u73fe\u5834\u53d6\u6750<\/strong><\/td>\n<td>ONDC\u306e\u30aa\u30fc\u30d7\u30f3\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u304c\u96f6\u7d30\u30fb\u4e2d\u5c0f\u4f01\u696d\u306e\u30a2\u30af\u30bb\u30b9\u3092\u5f37\u5316<\/td>\n<td>IoT\u6a5f\u5668\uff08\u5145\u96fb\u30dd\u30b9\u30c8\uff0f\u30b9\u30de\u30fc\u30c8\u30e1\u30fc\u30bf\u30fc\uff09\u306e\u81ea\u52d5\u652f\u6255\u3044<\/td>\n<\/tr>\n<tr>\n<td><strong>\u5229\u76ca\u30e2\u30c7\u30eb<\/strong><\/td>\n<td>BNPL\u306e\u624b\u6570\u6599\u8ca2\u732e\u304c\u7dcf\u53ce\u5165\u309225%\u4e0a\u56de\u308b<\/td>\n<td>\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0API\u306e\u5b9f\u73fe<\/td>\n<\/tr>\n<tr>\n<td><strong>\u56fd\u969b\u5c55\u958b<\/strong><\/td>\n<td>UAE\/\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u9001\u91d1\u30b3\u30ea\u30c9\u30fc\u958b\u767a<\/td>\n<td>SWIFT GPI\u30aa\u30eb\u30bf\u30cd\u30fc\u30c8\u51fa\u529b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4>\u6f5c\u5728\u7684\u7834\u58ca\u7269\u8cea\u306e\u8a55\u4fa1\uff1a<\/h4>\n<ul>\n<li>Jio\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\uff1a\u30ea\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30ea\u30c6\u30fc\u30eb\u30fb\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\uff0bJioPhone\u30c0\u30a6\u30f3\u30de\u30fc\u30b1\u30c3\u30c8\u30b3\u30f3\u30dc<\/li>\n<li>\u30bf\u30bf\u30fb\u30ce\u30a4\uff1a\u30b9\u30fc\u30d1\u30fc\u30a2\u30d7\u30ea\u6226\u7565\u306fWeChat 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