{"id":2492,"date":"2025-05-10T15:44:20","date_gmt":"2025-05-10T07:44:20","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2492"},"modified":"2025-05-10T15:44:20","modified_gmt":"2025-05-10T07:44:20","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e5%88%86%e6%9e%90\/","title":{"rendered":"\u30a4\u30f3\u30c9\u306b\u304a\u3051\u308b\u6c7a\u6e08\u5229\u7528\u8005\u306e\u884c\u52d5\u5206\u6790"},"content":{"rendered":"

\"\u30a4\u30f3\u30c9\u306b\u304a\u3051\u308b\u6c7a\u6e08\u5229\u7528\u8005\u306e\u884c\u52d5\u5206\u6790\"<\/p>\n

\u4ee5\u4e0b\u306f\u3001\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u304a\u3051\u308b\u30e6\u30fc\u30b6\u30fc\u884c\u52d5\u3092\u8a73\u7d30\u306b\u5206\u6790\u3057\u305f\u3082\u306e\u3067\u3001\u4e3b\u8981\u30c8\u30ec\u30f3\u30c9\u3001\u63a8\u9032\u8981\u56e0\u3001\u8ab2\u984c\u3092\u53d6\u308a\u4e0a\u3052\u3066\u3044\u308b\uff1a<\/p>\n

\n

I. \u30b3\u30a2\u30fb\u30e6\u30fc\u30b6\u30fc\u306e\u30d7\u30ed\u30d5\u30a3\u30fc\u30eb<\/strong><\/h3>\n
    \n
  1. \n

    \u4eba\u53e3\u69cb\u9020<\/strong><\/p>\n

      \n
    • \u82e5\u8005\u4e3b\u5c0e<\/strong>:: 60%\u306e\u30e6\u30fc\u30b6\u30fc\u306f18\u6b73\u304b\u308935\u6b73\uff08\u4e16\u754c\u9280\u884c\u306e\u30c7\u30fc\u30bf\uff09\u3067\u3001\u30c7\u30b8\u30bf\u30eb\u30b5\u30fc\u30d3\u30b9\u306b\u71b1\u5fc3\u3067\u3042\u308b\u3002<\/li>\n
    • \u5730\u7406\u7684\u5206\u5e03<\/strong>\u90fd\u5e02\u90e8\u3067\u306e\u666e\u53ca\u7387\u306f75%\u3092\u8d85\u3048\u308b\u304c\u3001\u8fb2\u6751\u90e8\u3067\u306e\u666e\u53ca\u7387\u306e\u65b9\u304c\u9ad8\u3044\uff0835%\/\u5e74\u3001BCG\u30ec\u30dd\u30fc\u30c8\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n
    • \n

      \u30ec\u30a4\u30e4\u30fc\u6a5f\u80fd<\/strong><\/p>\n

        \n
      • \u90fd\u5e02\u90e8\u306e\u30db\u30ef\u30a4\u30c8\u30ab\u30e9\u30fc\uff1aUPI\u306e\u5229\u7528\u983b\u5ea6\u304c\u9ad8\u304f\uff08\u670820\u4ef6\u4ee5\u4e0a\uff09\u3001\u96fb\u5b50\u5546\u53d6\u5f15\uff0f\u8acb\u6c42\u66f8\u652f\u6255\u3044\u3092\u597d\u3080\u3002<\/li>\n
      • \u5c0f\u898f\u6a21\u52a0\u76df\u5e97\uff1aPhonePe\/Google Pay\u306eQR\u30b3\u30fc\u30c9\u53ce\u96c6\u306b\u4f9d\u5b58\u3057\u3066\u304a\u308a\u30011\u65e5\u306e\u5e73\u5747\u53d6\u5f15\u91cf\u306f50\uff5e100\u4ef6\u3002<\/li>\n
      • \u8fb2\u6751\u90e8\u306e\u5229\u7528\u8005\uff1a\u73fe\u91d1\u306f\u4f9d\u7136\u3068\u3057\u306660%\u306e\u652f\u51fa\u3092\u5360\u3081\u3066\u3044\u308b\u304c\u3001\u4f4e\u984d\u306e\u9001\u91d1\uff08500\uff5e70%\u30eb\u30d4\u30fc\u672a\u6e80\uff09\u306b\u5bfe\u3059\u308b\u5f37\u3044\u9700\u8981\u304c\u3042\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
        \n

        II.\u884c\u52d5\u30c9\u30e9\u30a4\u30d0\u30fc<\/strong><\/h3>\n
          \n
        1. \n

          \u653f\u7b56\u3068\u6280\u8853\u4e3b\u5c0e<\/strong><\/p>\n

            \n
          • UPI\u9769\u547d\uff1a\u624b\u6570\u6599\u30bc\u30ed\u6226\u7565\u304c\u9375\u30012023\u5e74\u307e\u3067\u306b\u5358\u6708\u53d6\u5f15\u9ad8\u304c100\u5104\u4ef6\u3092\u7a81\u7834\uff08NPCI\u30c7\u30fc\u30bf\uff09\u3002<\/li>\n
          • JAM\u30c8\u30ea\u30cb\u30c6\u30a3\uff08Jan Dhan-Aadhaar-Mobile\uff09\uff1a4\u51048000\u4e07\u306e\u9280\u884c\u53e3\u5ea7\u3092\u30ab\u30d0\u30fc\u3057\u3001\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306e\u57fa\u790e\u3092\u7bc9\u304f\u3002<\/li>\n<\/ul>\n<\/li>\n
          • \n

            \u30b7\u30ca\u30ea\u30aa\u306b\u57fa\u3065\u304f\u9700\u8981\u304c\u7206\u767a\u7684\u306b\u5897\u52a0<\/strong><\/p>\n

              \n
            • \u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30da\u30a4\u30e1\u30f3\u30c8\uff1a\u300cSplit bills\u300d\u6a5f\u80fd\u306e\u5229\u7528\u304c300%\u5897\u52a0\uff08Paytm\u5185\u90e8\u30c7\u30fc\u30bf\uff09\u3002<\/li>\n
            • \u30de\u30a4\u30af\u30ed\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30fb\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\uff1aBNPL \u306e\u30b5\u30fc\u30d3\u30b9\u666e\u53ca\u7387\u306f 22%\uff08CRISIL\u8abf\u67fb\uff09\u3001\u5e73\u5747\u878d\u8cc7\u984d\u306f 8,000\u30eb\u30d4\u30fc\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
              \n

              III.\u5178\u578b\u7684\u306a\u4f7f\u7528\u30b7\u30ca\u30ea\u30aa\u3068\u597d\u307f<\/strong><\/h3>\n\n\n\n\n\n\n\n
              \u53d6\u308b<\/strong><\/th>\nTOP3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<\/th>\n\u30e6\u30fc\u30b6\u30fc\u30da\u30a4\u30f3\u30dd\u30a4\u30f3\u30c8<\/th>\n<\/tr>\n<\/thead>\n
              P2P\u9001\u91d1<\/td>\nPhonePe\u3001GPay\u3001Paytm<\/td>\n\u9280\u884c\u9593\u306e\u5230\u7740\u9045\u5ef6<\/td>\n<\/tr>\n
              \u30aa\u30d5\u30e9\u30a4\u30f3\u30fb\u30ea\u30c6\u30fc\u30eb<\/td>\nBharatQR\u3001UPI Lite<\/td>\n\u9ad8\u3044\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u4f9d\u5b58\u6027<\/td>\n<\/tr>\n
              OTA\u4e88\u7d04<\/td>\nAmazon Pay\u3001MobiKwik<\/td>\n\u8907\u96d1\u306a\u8fd4\u91d1\u30d7\u30ed\u30bb\u30b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                \n
              • \u9ad8\u5468\u6ce2\u6570\u671f\u9593<\/em>\uff1a\u5348\u5f8c7\u6642\uff5e9\u6642\uff08\u7d66\u6599\u65e5\u5f8c\u306e1\u9031\u9593\u306e\u53d6\u5f15\u6025\u5897\u306e\u305f\u308140%\uff09<\/li>\n<\/ul>\n
                \n

                \u4e3b\u8981\u8ab2\u984c<\/strong><\/h3>\n
                  \n
                1. \u81ea\u4fe1\u306e\u58c1<\/strong>
                  \n\u8fb2\u6751\u90e8\u306e451\u4eba\u306eTP3T\u30e6\u30fc\u30b6\u30fc\u306f\u307e\u3060\u8a50\u6b3a\u3092\u5fc3\u914d\u3057\u3066\u304a\u308a\uff08RBI\u8abf\u67fb\uff09\u3001\u751f\u4f53\u8a8d\u8a3c\u306e\u5f37\u5316\u304c\u5fc5\u8981\u3067\u3042\u308b\u3002<\/li>\n
                2. \u30a4\u30f3\u30d5\u30e9\u306e\u30dc\u30c8\u30eb\u30cd\u30c3\u30af<\/strong><\/em>
                  \n30%\u30bf\u30a6\u30f3\u30b7\u30c3\u30d7\u3067\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u969c\u5bb3\u304c\u767a\u751f\u3057\u3001\u652f\u6255\u3044\u306b\u5931\u6557\u3057\u305f\u3002<\/li>\n
                3. \u8d85\u30ed\u30fc\u30ab\u30e9\u30a4\u30ba\u3055\u308c\u305f\u7af6\u4e89<\/strong><\/em>
                  \nMobiKwik\u306e\u3088\u3046\u306a\u5730\u57df\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u3001\u30d1\u30f3\u30b8\u30e3\u30d6\u5dde\u306a\u3069\u306758%\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u6301\u3063\u3066\u3044\u308b\u3002<\/li>\n<\/ol>\n
                  \n

                  V. \u5c06\u6765\u306e\u30c1\u30e3\u30f3\u30b9<\/strong><\/h3>\n
                    \n
                  1. \u7d44\u307f\u8fbc\u307f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9<\/em><\/strong> \u4fdd\u967a\uff0f\u8cc7\u7523\u7ba1\u7406\u3092\u65e5\u3005\u306e\u652f\u6255\u3044\u306b\u7d44\u307f\u8fbc\u3080\uff08\u30d1\u30a4\u30ed\u30c3\u30c8\u30b1\u30fc\u30b9\uff1aPaytm Gold Savings\u306e\u63db\u91d1\u7387121 TP3T\uff09\u3002<\/li>\n
                  2. \u97f3\u58f0\u65b9\u8a00\u76f8\u4e92\u4f5c\u7528<\/em><\/strong> \u30d2\u30f3\u30c7\u30a3\u30fc\u8a9e\u3092\u542b\u308011\u8a00\u8a9e\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u97f3\u58f0\u30a2\u30b7\u30b9\u30bf\u30f3\u30c8\u306f\u3001\u82f1\u8a9e\u3092\u8a71\u3055\u306a\u304480%\u306e\u30e6\u30fc\u30b6\u30fc\u306b\u3082\u5bfe\u5fdc\u3057\u307e\u3059\u3002<\/li>\n
                  3. \u30aa\u30d5\u30e9\u30a4\u30f3\u30fb\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/em><\/strong> \u4f8b\u3048\u3070\u3001NPCI\u306eUPI123Pay\u306f1,500\u4e07\u4eba\u306e\u30d5\u30a3\u30fc\u30c1\u30e3\u30fc\u30d5\u30a9\u30f3\u30e6\u30fc\u30b6\u30fc\u3092\u7372\u5f97\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<\/ol>\n

                    \u7279\u5b9a\u306e\u5206\u91ce\u306b\u95a2\u3059\u308b\u8a73\u7d30\u306a\u30c7\u30fc\u30bf\u3084\u7af6\u5408\u30d9\u30f3\u30c1\u30de\u30fc\u30ad\u30f3\u30b0\u5206\u6790\u306b\u3064\u3044\u3066\u306f\u3001\u3055\u3089\u306b\u8b70\u8ad6\u3092\u6df1\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n

                    \n

                    VI.\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3\u30fb\u30b7\u30ca\u30ea\u30aa\u306e\u8a73\u7d30\u5206\u6790<\/strong><\/h3>\n

                    1.\u30bd\u30fc\u30b7\u30e3\u30ebe\u30b3\u30de\u30fc\u30b9\u6c7a\u6e08\u306e\u5206\u88c2<\/strong><\/h4>\n
                      \n
                    • \u4e0d\u656c<\/strong>WhatsApp\u306e\u30da\u30a4\u30e1\u30f3\u30c8\u6a5f\u80fd\u5c0e\u5165\u5f8c\u3001\u5c0f\u898f\u6a21\u52a0\u76df\u5e97\u306e\u6ce8\u6587\u8ee2\u63db\u7387\u306f27%\u5897\u52a0\uff08Meta 2023\u30ec\u30dd\u30fc\u30c8\uff09\u3002<\/li>\n
                    • \u30e6\u30fc\u30b6\u30fc\u884c\u52d5<\/strong>::\n
                        \n
                      • \u30b7\u30a7\u30a2\u6c7a\u6e08\u30ea\u30f3\u30af\u300d\u6a5f\u80fd\u306f\u6708\u306b8\u56de\u5229\u7528\u3055\u308c\u3066\u3044\u308b\uff08\u4e3b\u306b\u30b0\u30eb\u30fc\u30d7\u8cfc\u5165\uff0f\u30ae\u30d5\u30c8\u30fb\u30af\u30e9\u30a6\u30c9\u30d5\u30a1\u30f3\u30c7\u30a3\u30f3\u30b0\u304b\u3089\uff09\u3002<\/li>\n
                      • 30%\u306eZ\u4e16\u4ee3\u30e6\u30fc\u30b6\u30fc\u306f\u3001\u300c\u671f\u9593\u9650\u5b9a\u30ad\u30e3\u30c3\u30b7\u30e5\u30d0\u30c3\u30af\u300d\u306e\u305f\u3081\u306b\u30bd\u30fc\u30b7\u30e3\u30eb\u30e1\u30c7\u30a3\u30a2\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u885d\u52d5\u7684\u306b\u6d88\u8cbb\u3059\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                        2.\u5b97\u6559\u3068\u796d\u308a\u7d4c\u6e08<\/strong><\/h4>\n
                          \n
                        • \u30c7\u30fc\u30bf\u30cf\u30a4\u30e9\u30a4\u30c8<\/strong>::\n
                            \n
                          • \u30c7\u30a3\u30ef\u30ea\u671f\u9593\u4e2d\u306e\u30c7\u30b8\u30bf\u30eb\u30fb\u30ec\u30c3\u30c9\u30fb\u30d1\u30b1\u30c3\u30c8\uff08UPI\u30ae\u30d5\u30c8\uff09\u306e\u53d6\u5f15\u306f3,00%\u6025\u5897\u3057\u30011\u56de\u306e\u5e73\u5747\u53d6\u5f15\u984d\u306f2,000\u30eb\u30d4\u30fc\u3060\u3063\u305f\u3002<\/li>\n
                          • \u30c6\u30a3\u30eb\u30d1\u30c6\u30a3\u306e\u3088\u3046\u306a\u5bfa\u9662\u306e\u300e\u30c7\u30b8\u30bf\u30eb\u529f\u5fb3\u7bb1\u300f\u306f\u3001\u5e74\u959350\u30eb\u30d4\u30fc\u4ee5\u4e0a\u306e\u58f2\u308a\u4e0a\u3052\u304c\u3042\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                            3.O2O\u30b5\u30fc\u30d3\u30b9\u306e\u666e\u53ca\u7387\u306e\u9055\u3044<\/strong><\/h4>\n\n\n\n\n\n\n
                            \u30b5\u30fc\u30d3\u30b9\u306e\u7a2e\u985e<\/strong><\/th>\nUPI\u5229\u7528\u7387<\/th>\n\u73fe\u91d1\u4f9d\u5b58\u306e\u4e3b\u306a\u539f\u56e0<\/th>\n<\/tr>\n<\/thead>\n
                            \u30c6\u30a4\u30af\u30a2\u30a6\u30c8\u30fb\u30c7\u30ea\u30d0\u30ea\u30fc<\/td>\n92%<\/td>\n\u30e9\u30a4\u30c0\u30fc\u306f\u307e\u3060\u73fe\u91d1\u3067\u30c1\u30c3\u30d7\u3092\u6e21\u3059<\/td>\n<\/tr>\n
                            \u30cf\u30a6\u30b9\u30ad\u30fc\u30d4\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9<\/td>\n41%<\/td>\n\u4e2d\u9ad8\u5e74\u96c7\u7528\u8005\u306e\u55dc\u597d<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                            \n

                            VII. \u652f\u6255\u3044\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u4fe1\u983c\u69cb\u7bc9<\/strong><\/h3>\n
                              \n
                            1. \n

                              \u8a50\u6b3a\u30d1\u30bf\u30fc\u30f3\u306e\u9032\u5316<\/em><\/strong> : 2023\u5e74\u3001\u30a4\u30f3\u30c9\u3067\u300c\u507d\u306e\u9867\u5ba2\u30b5\u30fc\u30d3\u30b9\u96fb\u8a71\u300d\uff08\u9280\u884c\u306b\u306a\u308a\u3059\u307e\u3057\u3066OTP\u3092\u8981\u6c42\uff09\u306b\u3088\u308b\u6c7a\u6e08\u8a50\u6b3a\u304c75%\u767a\u751f\u3002\u4e8b\u4f8b\uff1aPhonePe\u304cAI\u97f3\u58f0\u30d9\u30fc\u30b9\u306e\u8a50\u6b3a\u9632\u6b62\u30b7\u30b9\u30c6\u30e0\u3092\u7acb\u3061\u4e0a\u3052\u300122%\u306e\u82e6\u60c5\u3092\u6e1b\u3089\u3059\u3002<\/p>\n<\/li>\n

                            2. \n

                              \u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30af\u30b9\u8a8d\u8a3c\u306e\u53d7\u3051\u5165\u308c<\/strong><\/em> \u6307\u7d0b\u8a8d\u8a3c\u306e\u666e\u53ca\u7387\u306f89%\u3060\u304c\u3001\u8fb2\u6751\u90e8\u306e\u9854\u8a8d\u8a3c\u306f34%\u306e\u5272\u5408\u3067\u5931\u6557\u3059\u308b\uff08\u5149\uff0f\u30c7\u30d0\u30a4\u30b9\u306e\u554f\u984c\uff09\u3002<\/p>\n<\/li>\n

                            3. \n

                              \u4ed8\u52a0\u4fa1\u5024\u4fdd\u967a\u30b5\u30fc\u30d3\u30b9<\/em><\/strong> : Airtel Payments Bank\u304c\u53d6\u5f15\u3054\u3068\u306b0.5\u30eb\u30d4\u30fc\u306e\u4fdd\u967a\u3092\u63d0\u4f9b\u300118%\u3067\u30e6\u30fc\u30b6\u30fc\u7dad\u6301\u7387\u304c\u5411\u4e0a\u3002<\/p>\n<\/li>\n<\/ol>\n

                              \n

                              \u5730\u57df\u5316\u6226\u7565\u306e\u6d1e\u5bdf<\/strong><\/h3>\n
                                \n
                              1. \n

                                \u5357\u90e8\u3068\u5317\u90e8\u306e\u9055\u3044<\/strong><\/em>::<\/p>\n

                                  \n
                                • \u30b1\u30e9\u30e9\u5dde\uff1a52%\u4e16\u5e2f\u304cGPay\u3092\u901a\u3058\u3066\u516c\u5171\u6599\u91d1\u3092\u652f\u6255\u3063\u3066\u3044\u308b\uff08\u30a4\u30f3\u30c9\u3067\u6700\u9ad8\uff09\u3002<\/li>\n
                                • \u30a6\u30c3\u30bf\u30eb\u30fb\u30d7\u30e9\u30c7\u30fc\u30b7\u30e5\u5dde\uff1a38%\u306e\u9001\u91d1\u304c\u4f9d\u7136\u3068\u3057\u3066\u4ee3\u7406\u5e97\u3092\u901a\u3058\u3066\u884c\u308f\u308c\u3066\u3044\u308b\uff08\u624b\u6570\u6599\u306f4%-7%\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n
                                • \n

                                  \u65b9\u8a00\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30a4\u30b9\u914d\u5f53<\/strong><\/em> BHIM\u30a2\u30d7\u30ea\u306e\u30b0\u30b8\u30e3\u30e9\u30fc\u30c8\u8a9e\u30d0\u30fc\u30b8\u30e7\u30f3\u306f\u3001\u73fe\u5730\u30671\u65e540%\u306e\u4f38\u3073\u3092\u8a18\u9332\u3057\u305f\u3002<\/p>\n<\/li>\n<\/ol>\n

                                  \n

                                  IX.\u65b0\u6280\u8853\u306e\u5f71\u97ff\u8a55\u4fa1<\/strong><\/h3>\n
                                    \n
                                  1. CBDC\u30d1\u30a4\u30ed\u30c3\u30c8\u52b9\u679c<\/em><\/strong> \u30c7\u30b8\u30bf\u30eb\u30fb\u30eb\u30fc\u306e\u30db\u30fc\u30eb\u30bb\u30fc\u30eb\u6c7a\u6e08\u306f\u300130%\u306e\u4e2d\u9593\u30b3\u30b9\u30c8\u3092\u306a\u304f\u3057\u307e\u3057\u305f\u304c\u3001\u30ea\u30c6\u30fc\u30eb\u7248\u306e\u53d6\u5f15\u306f1\u65e512\u4e07\u4ef6\u306b\u3059\u304e\u307e\u305b\u3093\uff08\u76ee\u6a19\u306f200\u4e07\u4ef6\u4ee5\u4e0a\uff09\uff1a
                                    \n-\u52a0\u76df\u5e97\u7aef\u672b\u306e\u30b9\u30e0\u30fc\u30ba\u306a\u5909\u63db
                                    \n-\u30e6\u30fc\u30b6\u30fc\u6559\u80b2\u304c\u4e0d\u5341\u5206<\/li>\n<\/ol>\n

                                    2.AI\u6d3b\u7528\u306e\u6700\u524d\u7dda<\/em><\/strong> ::<\/p>\n

                                      \n
                                    • Paytm\u306e\u300cSmart Spend\u300d\u6a5f\u80fd\u306f\u3001\u8acb\u6c42\u66f8\u3092\u5206\u6790\u3059\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u81ea\u52d5\u7684\u306b\u652f\u51fa\u3092\u5206\u985e\u3057\u3001TP151\u306b\u3088\u3063\u3066\u4e88\u7b97\u306e\u4f7f\u3044\u904e\u304e\u3092\u6e1b\u3089\u3059\u3053\u3068\u3092\u53ef\u80fd\u306b\u3059\u308b\u3002<\/li>\n<\/ul>\n
                                      \n

                                      X. \u884c\u52d5\u3078\u306e\u63d0\u8a00
                                      \n\u5f79\u5272\u306b\u5fdc\u3058\u3066\u3001\u6b21\u306e\u3088\u3046\u306a\u6226\u7565\u3092\u3068\u308b\u3053\u3068\u304c\u3067\u304d\u308b\uff1a<\/p>\n

                                      [\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\uff3d<\/strong><\/h4>\n
                                        \n
                                      • \ud83d\udccc \u8fb2\u6751\u5e02\u5834\u3092\u7372\u5f97\u3059\u308b\u305f\u3081\u306b\u3001\u300c\u5207\u65ad\u578b\u7dca\u6025\u30a6\u30a9\u30ec\u30c3\u30c8\u300d\uff08\u4f8b\u3048\u3070\u3001\u6c7a\u6e08\u309224\u6642\u9593\u9045\u3089\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u308b\uff09\u3092\u958b\u767a\u3059\u308b\u3002<\/li>\n
                                      • \ud83d\udccc \u30ea\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30b8\u30aa\u306e\u683c\u5b89\u643a\u5e2f\u96fb\u8a714\u5104\u53f0\u306b\u6c7a\u6e08\u30a2\u30d7\u30ea\u3092\u30d7\u30ea\u30a4\u30f3\u30b9\u30c8\u30fc\u30eb\u3002<\/li>\n<\/ul>\n

                                        [\u653f\u7b56\u7acb\u6848\u8005\uff3d<\/strong><\/h4>\n
                                          \n
                                        • \u150d \u4f4e\u6240\u5f97\u8005\u5c64\u3092\u4fdd\u8b77\u3059\u308b\u305f\u3081\u3001BNPL \u30b5\u30fc\u30d3\u30b9\u306b\u540c\u7b49\u306e\u5e74\u7387\uff08APR\uff09\u8868\u793a\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u3002<\/li>\n
                                        • \ud83d\udd0d \u30c7\u30e5\u30a2\u30eb\u30c1\u30e3\u30cd\u30eb5G + \u30aa\u30d5\u30e9\u30a4\u30f3USSD\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u306e\u30bf\u30a6\u30f3\u30b7\u30c3\u30d7\u3067\u306e\u5c55\u958b\u3092\u52a0\u901f\u3002<\/li>\n<\/ul>\n

                                          \u7279\u5b9a\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u3084\u7af6\u5408\u30b1\u30fc\u30b9\u306e\u5185\u8a33\u306b\u3064\u3044\u3066\u3001\u3088\u308a\u5177\u4f53\u7684\u306a\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\u304c\u5fc5\u8981\u3067\u3059\u304b\uff1f\u3055\u3089\u306b\u6df1\u3081\u308b\u305f\u3081\u306e\u65b9\u5411\u6027\u3092\u3054\u6307\u5b9a\u304f\u3060\u3055\u3044\uff01<\/p>","protected":false},"excerpt":{"rendered":"

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