{"id":2538,"date":"2025-05-11T11:58:43","date_gmt":"2025-05-11T03:58:43","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2538"},"modified":"2025-05-11T11:58:43","modified_gmt":"2025-05-11T03:58:43","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/11\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e5%88%86%e6%9c%9f%e4%bb%98%e6%ac%be%ef%bc%9f\/","title":{"rendered":"\u30a4\u30f3\u30c9\u306e\u652f\u6255\u3044\u65b9\u6cd5\u306f\u5206\u5272\u6255\u3044\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u304b\uff1f"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts68.mm.bing.net\/th?q=phonepe67\" alt=\"\u30a4\u30f3\u30c9\u306e\u652f\u6255\u3044\u65b9\u6cd5\u306f\u5206\u5272\u6255\u3044\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u304b\uff1f\" title=\"\u30a4\u30f3\u30c9\u306e\u652f\u6255\u3044\u65b9\u6cd5\u306f\u5206\u5272\u6255\u3044\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u304b\uff1f\"><\/p>\n<p>\u306f\u3044\u3001Payment Gateway India\u306f\u5206\u5272\u6255\u3044\uff08EMI\uff09\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u5229\u7528\u3067\u304d\u308b\u304b\u3069\u3046\u304b\u306f\u3044\u304f\u3064\u304b\u306e\u8981\u56e0\u306b\u3088\u308a\u307e\u3059\u3002\u4ee5\u4e0b\u306f\u305d\u306e\u8981\u70b9\u3092\u307e\u3068\u3081\u305f\u3082\u306e\u3067\u3059\uff1a<\/p>\n<hr>\n<h3><strong>1.\u5bfe\u5fdc\u652f\u6255\u3044\u65b9\u6cd5<\/strong><\/h3>\n<ul>\n<li><strong>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\/\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9<\/strong>\u307b\u3068\u3093\u3069\u306e\u9280\u884c\u3084\u30ab\u30fc\u30c9\u767a\u884c\u4f1a\u793e\uff08HDFC\u3001ICICI\u3001SBI\u30ab\u30fc\u30c9\u306a\u3069\uff09\u3067\u306f\u3001\u5927\u53e3\u306e\u53d6\u5f15\u3092\u5206\u5272\u6255\u3044\uff08EMI\uff09\u306b\u5909\u66f4\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/li>\n<li><strong>BNPL\u30b5\u30fc\u30d3\u30b9<\/strong>(\u4eca\u8cb7\u3063\u3066\u3001\u5f8c\u3067\u6255\u3046\uff09\uff1a\n<ul>\n<li><strong>\u30b5\u30fc\u30c9\u30fb\u30d1\u30fc\u30c6\u30a3\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<\/strong>\u30bc\u30b9\u30c8\u30de\u30cd\u30fc\uff08ZestMoney\uff09\u3001\u30ec\u30a4\u30b8\u30fc\u30da\u30a4\uff08LazyPay\uff09\u3001\u30b7\u30f3\u30d7\u30e9\u30fc\uff08Simpl\uff09\u306a\u3069\u304c\u77ed\u671f\u306e\u5206\u5272\u6255\u3044\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3002<\/li>\n<li><strong>E\u30b3\u30de\u30fc\u30b9\u7d71\u5408<\/strong>Flipkart Pay Later\u3084Amazon Pay Later\u306a\u3069\u306f\u3001\u8cb7\u3044\u7269\u6642\u306b\u76f4\u63a5\u5206\u5272\u6255\u3044\u304c\u3067\u304d\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u30d0\u30f3\u30af\u30fb\u30c0\u30a4\u30ec\u30af\u30c8\u30fb\u30b3\u30cd\u30af\u30c8EMI<\/strong>\u4e00\u90e8\u306e\u52a0\u76df\u5e97\u306f\u9280\u884c\u3068\u63d0\u643a\u3057\u3001\u30c1\u30a7\u30c3\u30af\u30a2\u30a6\u30c8\u6642\u306b\u300cEMI\u306b\u5909\u63db\u300d\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u8868\u793a\u3057\u3066\u3044\u308b\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>2.\u9069\u7528\u30b7\u30ca\u30ea\u30aa<\/strong><\/h3>\n<ul>\n<li><strong>\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08<\/strong>EMI\u306fE\u30b3\u30de\u30fc\u30b9\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\uff08\u4f8b\uff1aAmazon India\u3001Flipkart\uff09\u3001\u65c5\u884c\u4e88\u7d04\uff08MakeMyTrip\uff09\u3001\u6559\u80b2\u8cbb\u306a\u3069\u3067\u3088\u304f\u30b5\u30dd\u30fc\u30c8\u3055\u308c\u3066\u3044\u308b\u3002<\/li>\n<li><strong>\u30aa\u30d5\u30e9\u30a4\u30f3POS\u53d6\u5f15<\/strong>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306b\u3088\u308b\u5206\u5272\u6255\u3044\u304c\u53ef\u80fd\u306a\u5b9f\u5e97\u8217\u3082\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>3.\u30a4\u30f3\u30d1\u30af\u30c8\u8981\u56e0<\/strong><\/h3>\n<ul>\n<li><em>\u30de\u30fc\u30c1\u30e3\u30f3\u30c8\u30fb\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3<\/em> \u5206\u5272\u6255\u3044\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\uff08\u4f8b\uff1aRazorpay\u3001PayU\u3001BillDesk\uff09\u3078\u306e\u30a2\u30af\u30bb\u30b9\u304c\u5fc5\u8981\u3067\u3059\u3002<\/li>\n<li><em>\u30e6\u30fc\u30b6\u30fc\u8cc7\u683c<\/em> \u30af\u30ec\u30b8\u30c3\u30c8\u30fb\u30b9\u30b3\u30a2\u3001\u30ab\u30fc\u30c9\u306e\u7a2e\u985e\u3001\u767a\u884c\u4f1a\u793e\u306e\u65b9\u91dd\u306f\u3001\u5229\u7528\u8cc7\u683c\u3084\u91d1\u5229\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<li><em>\u91d1\u984d\u5236\u9650<\/em> \u901a\u5e38\u30011\u56de\u306e\u53d6\u5f15\u304c\u4e00\u5b9a\u984d\u4ee5\u4e0a\uff08\u4f8b\uff1a\u20b93,000\u5186\u4ee5\u4e0a\uff09\u3067\u3042\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>4.\u6ce8\u610f\u4e8b\u9805<\/strong><\/h3>\n<p>\u305d\u308c\u3067\u306f\u3001\u30a4\u30f3\u30c9\u306b\u304a\u3051\u308bEMI\uff08Payment Channel Instalment\uff09\u306e\u8a73\u7d30\u3068\u6ce8\u610f\u70b9\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u3088\u3046\uff1a<\/p>\n<hr>\n<h3><strong>4.\u624b\u6570\u6599\u3068\u91d1\u5229<\/strong><\/h3>\n<ul>\n<li><strong>\u9280\u884c\/\u30ab\u30fc\u30c9\u767a\u884c\u4f1a\u793e EMI<\/strong>::\n<ul>\n<li>\u91d1\u5229\u7bc4\u56f2\uff1a\u901a\u5e38<strong>10%-24% \u5e74\u5229\u7387<\/strong>(\u9280\u884c\u3068\u5229\u7528\u8005\u306e\u4fe1\u7528\u306b\u3088\u308b\uff09\u3002<\/li>\n<li>\u51e6\u7406\u624b\u6570\u6599\uff1a\u9280\u884c\u306b\u3088\u3063\u3066\u306f\u30011\u56de\u9650\u308a\u306e\u51e6\u7406\u624b\u6570\u6599\uff08\u4f8b\uff1a\u53d6\u5f15\u984d\u306e1\uff5e2%\uff09\u304c\u304b\u304b\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<li><strong>BNPL\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<\/strong>::\n<ul>\n<li><em>\u7121\u5229\u606f\u5206\u5272\u6255\u3044<\/em> \u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u3088\u3063\u3066\u306f\u77ed\u671f\u7121\u5229\u606f\u671f\u9593\uff08\u4f8b\uff1a3\u30f6\u6708\uff09\u3092\u8a2d\u3051\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308b\u304c\u3001\u652f\u6255\u3044\u304c\u9045\u308c\u308b\u3068\u9ad8\u984d\u306a\u9055\u7d04\u91d1\u304c\u767a\u751f\u3059\u308b\u5834\u5408\u304c\u3042\u308b\u3002<\/li>\n<li><em>\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u91d1\u5229<\/em> \u30af\u30ec\u30b8\u30c3\u30c8\u30fb\u30b9\u30b3\u30a2\u306e\u4f4e\u3044\u5229\u7528\u8005\u306f\u3001\u91d1\u5229\u304c\u9ad8\u304f\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>5.EMI\u5909\u63db\u30d7\u30ed\u30bb\u30b9<\/strong><\/h3>\n<ol>\n<li><strong>\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u6642\u306bEMI\u3092\u9078\u629e<\/strong>::\n<ul>\n<li>\u30c1\u30a7\u30c3\u30af\u30a2\u30a6\u30c8\u306e\u30da\u30fc\u30b8\u3067\u3001\u300cEMI\u3067\u652f\u6255\u3046\u300d\u3068\u3044\u3046\u30aa\u30d7\u30b7\u30e7\u30f3\u304c\u8868\u793a\u3055\u308c\u307e\u3059\u306e\u3067\u3001\u671f\u9593\u3092\u9078\u629e\u3057\u3066\u304f\u3060\u3055\u3044\uff08\u4f8b\uff1a3\u30f6\u6708\uff0f6\u30f6\u6708\uff0f12\u30f6\u6708\uff09\u3002<\/li>\n<li>\u30b7\u30b9\u30c6\u30e0\u306f\u6bce\u6708\u306e\u8fd4\u6e08\u984d\uff08\u5229\u606f\u3092\u542b\u3080\uff09\u3092\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u8a08\u7b97\u3059\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<li><strong>EMI\u4e8b\u5f8c\u5909\u63db<\/strong>::\n<ul>\n<li><em>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u6c7a\u6e08\u5f8c<\/em> \u4e00\u90e8\u306e\u9280\u884c\u3067\u306f\u3001\u30cd\u30c3\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u3084\u30a2\u30d7\u30ea\u3092\u901a\u3058\u3066\u3001\u53d6\u5f15\u304b\u308948\u6642\u9593\u304b\u308930\u65e5\u4ee5\u5185\u306bEMI\u306b\u5909\u63db\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>6.BNPL\u30b5\u30fc\u30d3\u30b9\u306e\u9650\u754c<\/strong><\/h3>\n<ul>\n<li><em>\u30af\u30a9\u30fc\u30bf\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb<\/em> \u65b0\u898f\u30e6\u30fc\u30b6\u30fc\u306e\u521d\u671f\u9650\u5ea6\u984d\u306f\u4f4e\u304f\u8a2d\u5b9a\u3055\u308c\uff08\u4f8b\uff1a\u20b95,000\uff5e\u20b920,000\uff09\u3001\u5229\u7528\u5c65\u6b74\u306b\u5fdc\u3058\u3066\u5f15\u304d\u4e0a\u3052\u3089\u308c\u308b\u3002<\/li>\n<li><em>\u8fd4\u6e08\u306e\u67d4\u8edf\u6027<\/em> 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