{"id":2733,"date":"2025-05-16T18:43:02","date_gmt":"2025-05-16T10:43:02","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2733"},"modified":"2025-05-16T18:43:02","modified_gmt":"2025-05-16T10:43:02","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e5%92%8cpaypal%e7%9a%84%e6%9c%80%e5%a4%a7%e5%8c%ba%e5%88%ab%e6%98%af%e4%bb%80%e4%b9%88%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/16\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e5%92%8cpaypal%e7%9a%84%e6%9c%80%e5%a4%a7%e5%8c%ba%e5%88%ab%e6%98%af%e4%bb%80%e4%b9%88%ef%bc%9f\/","title":{"rendered":"\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u3068\u30da\u30a4\u30d1\u30eb\u306e\u6700\u5927\u306e\u9055\u3044\u306f\u4f55\u3067\u3059\u304b\uff1f"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts293.mm.bing.net\/th?q=phonepe292\" alt=\"\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u3068\u30da\u30a4\u30d1\u30eb\u306e\u6700\u5927\u306e\u9055\u3044\u306f\u4f55\u3067\u3059\u304b\uff1f\" title=\"\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u3068\u30da\u30a4\u30d1\u30eb\u306e\u6700\u5927\u306e\u9055\u3044\u306f\u4f55\u3067\u3059\u304b\uff1f\"><\/p>\n<p>\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u3068PayPal\u306e\u4e3b\u306a\u9055\u3044\u306f\u4e3b\u306b\u4ee5\u4e0b\u306e\u5206\u91ce\u306b\u3042\u308a\u3001\u3053\u308c\u3089\u306e\u9055\u3044\u306f\u3001\u5730\u57df\u5316\u3055\u308c\u305f\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3068\u56fd\u969b\u7684\u306a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u672c\u8cea\u7684\u306a\u9055\u3044\u3092\u53cd\u6620\u3057\u3066\u3044\u308b\uff1a<\/p>\n<ol>\n<li><strong>\u898f\u5236\u306e\u67a0\u7d44\u307f\u3068\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8981\u4ef6<\/strong><\/li>\n<\/ol>\n<ul>\n<li>\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\uff08UPI\u30d9\u30fc\u30b9\u306ePaytm\/PhonePe\u306a\u3069\uff09\u306f\u3001NPCI\uff08National Payments Corporation\uff09\u306e\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u6c7a\u6e08\u30d7\u30ed\u30c8\u30b3\u30eb\u3068\u4e8c\u91cd\u8a8d\u8a3c\u57fa\u6e96\u306b\u5f93\u3046\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u304a\u308a\u3001\u30ed\u30fc\u30ab\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30c7\u30fc\u30bf\u4fdd\u5b58\u304c\u5f37\u5236\u3055\u308c\u3066\u3044\u308b\u3002<\/li>\n<li>\u56fd\u969b\u7684\u306a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u3057\u3066\u306ePayPal\u306f\u3001\u4e3b\u306bFATF\u306e\u30a2\u30f3\u30c1\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306b\u6e96\u62e0\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u53d6\u5f15\u306f\u3001\u8ffd\u52a0\u306eRFC\u7a0e\u7533\u544a\u66f8\u3092\u63d0\u51fa\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li><strong>\u6280\u8853\u5b9f\u88c5\u5c64<\/strong><\/li>\n<\/ol>\n<ul>\n<li>UPI\u306f\u30ec\u30a4\u30e4\u30fcQR\u30b3\u30fc\u30c9\u898f\u683c\uff08Bharat QR\uff09\u3092\u4f7f\u7528\u3057\u3001\u6c7a\u6e08\u5f85\u3061\u6642\u95932\u79d2\u672a\u6e80\u3067\u9280\u884c\u53e3\u5ea7\u306e\u5373\u6642\u6d78\u900f\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u3002<\/li>\n<li>PayPal\u306f\u30ab\u30fc\u30c9\u7d44\u7e54\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\uff08Visa\/Mastercard\u306e\u6c7a\u6e08\u30c1\u30e3\u30cd\u30eb\uff09\u306b\u4f9d\u5b58\u3057\u3066\u304a\u308a\u3001\u901a\u5e38T+3\u65e5\u306e\u8cc7\u91d1\u51cd\u7d50\u671f\u9593\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<ol start=\"3\"><\/p>\n<li>\n<p><strong>\u6599\u91d1\u4f53\u7cfb\u306e\u6bd4\u8f03<\/strong><br \/>\n| \u30b7\u30ca\u30ea\u30aa\uff5c\u30a4\u30f3\u30c9\u306e\u30ed\u30fc\u30ab\u30eb\u6c7a\u6e08\uff5cPayPal\uff5c\u30da\u30a4\u30d1\u30eb<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;-|<br \/>\n| P2P\u79fb\u7c4d\uff5c\u624b\u6570\u65990\u5186\uff08\u653f\u5e9c\u88dc\u52a9\u91d1\uff09\uff5c4.4%+\u56fa\u5b9a\u8cbb<br \/>\n| \u30de\u30fc\u30c1\u30e3\u30f3\u30c8\u30fb\u30b3\u30ec\u30af\u30b7\u30e7\u30f3\uff5c0.3%-1%\uff08\u4e0a\u9650\u20b95\uff09\uff5c2.9%+$0.30<br \/>\n| \u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u9001\u91d1\uff5cIMPS\u30ec\u30fc\u30c80.1%\uff5cFX\u30d7\u30ec\u30df\u30a2\u30e04%\u3088\u308a<\/p>\n<\/li>\n<li>\n<p><strong>\u30e6\u30fc\u30b6\u30fc\u8a8d\u8a3c\u30d7\u30ed\u30bb\u30b9<\/strong><\/p>\n<\/li>\n<\/ol>\n<ul>\n<li>Aadhaar\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30af\u30b9\uff08eKYC\uff09\u306b\u3088\u308a\u3001\u30a4\u30f3\u30c9\u3067\u306e\u53e3\u5ea7\u958b\u8a2d\u304c\u308f\u305a\u304b90\u79d2\u3067\u53ef\u80fd\u306b<\/li>\n<li>PayPal\u306fSWIFT\u30b3\u30fc\u30c9\u8a8d\u8a3c\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u308b\u305f\u3081\u3001\u30a2\u30af\u30c6\u30a3\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u306f\u5e73\u574748\u6642\u9593\u304b\u304b\u308b\u3002<\/li>\n<\/ul>\n<p>5.<strong>\u5931\u6557\u3057\u305f\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u3092\u51e6\u7406\u3059\u308b\u30e1\u30ab\u30cb\u30ba\u30e0<\/strong><\/p>\n<ul>\n<li>UPI\u306fMANDATE API\u3092\u901a\u3058\u3066\u81ea\u52d5\u7684\u306b\u88dc\u511f\u30d7\u30ed\u30bb\u30b9\u3092\u958b\u59cb\u3059\u308b\u3002<\/li>\n<li>PayPal\u306e\u7d1b\u4e89\u89e3\u6c7a\u306f\u3001\u624b\u4f5c\u696d\u306b\u3088\u308b\u5be9\u67fb\u30b5\u30a4\u30af\u30eb\uff08\u5e73\u574714\u55b6\u696d\u65e5\uff09\u306b\u4f9d\u5b58\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<\/ul>\n<p>6.<strong>\u30b9\u30da\u30b7\u30e3\u30eb\u30fb\u30b7\u30fc\u30f3\u30fb\u30b5\u30dd\u30fc\u30c8<\/strong>::<br \/>\n- \u30d0\u30fc\u30e9\u30c8\u30fb\u30d3\u30eb\u30da\u30a4\u300115,000\u306e\u516c\u5171\u6599\u91d1\u652f\u6255\u3044\u30ab\u30c6\u30b4\u30ea\u30fc\u3092\u7d71\u5408<br \/>\n- \u30da\u30a4\u30d1\u30eb\u306f\u4e3b\u306b\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u96fb\u5b50\u5546\u53d6\u5f15\u306e\u8fd4\u91d1\u4fdd\u8b77\u3084\u305d\u306e\u4ed6\u306e\u30b7\u30ca\u30ea\u30aa\u306b\u9069\u5fdc\u3057\u3066\u3044\u308b\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u8a2d\u8a08\u306e\u9055\u3044\u306b\u3088\u308a\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u7d50\u679c\u3068\u306a\u3063\u305f\u3002\u20b910,000\u672a\u6e80\u306e\u30ed\u30fc\u30ab\u30eb\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u3092\u51e6\u7406\u3059\u308b\u5834\u5408\u3001UPI\u30c1\u30e3\u30cd\u30eb\u306e\u30b3\u30b9\u30c8\u306f\u20b998%\u3067\u30da\u30a4\u30d1\u30eb\u3088\u308a\u4f4e\u3044\u304c\u3001\u6280\u8853\u30b5\u30fc\u30d3\u30b9\u306e\u305f\u3081\u306e\u56fd\u5883\u3092\u8d8a\u3048\u305f\u652f\u6255\u3044\u3092\u884c\u3046\u5834\u5408\u3001\u30da\u30a4\u30d1\u30eb\u306e\u30c1\u30e3\u30fc\u30b8\u30d0\u30c3\u30af\u4fdd\u8b77\u30e1\u30ab\u30cb\u30ba\u30e0\u306e\u65b9\u304c\u6709\u5229\u3067\u3042\u308b\u3002<\/p>\n<p>\u3067\u306f\u3001\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u3068PayPal\u306e\u9055\u3044\u3092\u3001\u4ed6\u306e\u91cd\u8981\u306a\u5074\u9762\u304b\u3089\u6398\u308a\u4e0b\u3052\u3066\u307f\u3088\u3046\uff1a<\/p>\n<hr>\n<h3><strong>7.\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u7d71\u5408\u306e\u6df1\u3055<\/strong><\/h3>\n<ul>\n<li>\n<p><strong>\u30a4\u30f3\u30c9\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<\/strong><\/p>\n<ul>\n<li>\u5730\u57df\u306e\u751f\u6d3b\u30b7\u30ca\u30ea\u30aa\u306b\u6df1\u304f\u7d44\u307f\u8fbc\u307e\u308c\u3066\u3044\u308b\uff1aATM\u3067\u306e\u73fe\u91d1\u30ea\u30c1\u30e3\u30fc\u30b8\uff08Paytm Postpaid\u306a\u3069\uff09\u3001\u30aa\u30d5\u30e9\u30a4\u30f3\u306e\u30ad\u30e9\u30ca\u30b7\u30e7\u30c3\u30d7\u30b3\u30fc\u30c9\u6c7a\u6e08\u3001\u30d0\u30b9\u30c1\u30b1\u30c3\u30c8\u306eNFC\u6c7a\u6e08\u306a\u3069\u3092\u30b5\u30dd\u30fc\u30c8\u3002<\/li>\n<li>\u653f\u5e9c\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u76f4\u63a5\u63a5\u7d9a\uff1aGST\u7a0e\u306e\u652f\u6255\u3044\u3001EPFO\u5e74\u91d1\u306e\u78ba\u8a8d\u3001\u9ad8\u901f\u9053\u8def\u6599\u91d1\u306e\u652f\u6255\u3044\uff08FASTag\uff09\u304c\u53ef\u80fd\u3002<\/li>\n<li>O2O\u30af\u30ed\u30fc\u30ba\u30c9\u30eb\u30fc\u30d7\uff1aSwiggy\/Zomato\u3084\u305d\u306e\u4ed6\u306e\u30c6\u30a4\u30af\u30a2\u30a6\u30c8\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u30c7\u30d5\u30a9\u30eb\u30c8\u3067UPI\u3092\u30d0\u30a4\u30f3\u30c9\u3057\u3066\u304a\u308a\u3001\u30ab\u30fc\u30c9\u6c7a\u6e08\u3088\u308a\u3082\u9ad8\u3044\u5b8c\u4e86\u7387\u3092\u8a87\u308b37%<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u30da\u30a4\u30d1\u30eb<\/strong><\/p>\n<ul>\n<li>\u30b0\u30ed\u30fc\u30d0\u30ebE\u30b3\u30de\u30fc\u30b9\u30b7\u30ca\u30ea\u30aa\u306b\u30d5\u30a9\u30fc\u30ab\u30b9\uff1aShopify\/WooCommerce\u3068\u306e\u30cd\u30a4\u30c6\u30a3\u30d6\u30d7\u30e9\u30b0\u30a4\u30f3\u7d71\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<li>SaaS\u30b5\u30fc\u30d3\u30b9\u306e\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u306e\u512a\u4f4d\u6027\uff1aStripe\u306e\u3088\u3046\u306a\u30d3\u30b8\u30cd\u30b9\u306e\u305f\u3081\u306e\u7d99\u7d9a\u8ab2\u91d1API\u30b5\u30dd\u30fc\u30c8<\/li>\n<li>Adobe\/Spotify\u306a\u3069\u6d77\u5916\u30de\u30fc\u30c1\u30e3\u30f3\u30c8\u306e\u300cPayPal\u3067\u30b5\u30a4\u30f3\u30a4\u30f3\u300d\u3067\u96e2\u8131\u7387\u304c\u6e1b\u5c11<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>8.API\u6280\u8853\u30b9\u30bf\u30c3\u30af\u306e\u6bd4\u8f03<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th><strong>\u80fd\u529b\u7528\u8a9e<\/strong><\/th>\n<th>UPI\u30a8\u30b3\u30ed\u30b8\u30fc\uff08\u30ec\u30a4\u30be\u30fc\u30da\u30a4\u306a\u3069\uff09<\/th>\n<th>\u30da\u30a4\u30d1\u30eb \u30d6\u30ec\u30fc\u30f3\u30c4\u30ea\u30fc<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>SDK\u30dc\u30ea\u30e5\u30fc\u30e0<\/td>\n<td>&lt;1MB (2G\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u74b0\u5883\u306b\u6700\u9069\u5316)<\/td>\n<td>&gt;3MB\u4ee5\u4e0a\uff08PCI DSS\u6e96\u62e0\u30ad\u30c3\u30c8\u4f7f\u7528\u6642\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u8a8d\u8a3c\u30d7\u30ed\u30bb\u30b9<\/td>\n<td>Aadhaar OTP + \u30a2\u30d7\u30ea\u6307\u7d0b\u8a8d\u8a3c<\/td>\n<td>SCA\u30b9\u30c8\u30ed\u30f3\u30b0\u8a8d\u8a3c\uff08PSD2\u8981\u4ef6\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u30a6\u30a7\u30d6\u30d5\u30c3\u30af\u9045\u5ef6<\/td>\n<td>&lt;800ms (\u30e0\u30f3\u30d0\u30a4\u30af\u30e9\u30b9\u30bf\u306eNPCI\u30b5\u30fc\u30d0\u30fc)<\/td>\n<td>~3\u79d2\uff08\u5927\u897f\u6d0b\u6a2a\u65ad\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\uff09<\/td>\n<\/tr>\n<tr>\n<td>QR\u30b3\u30fc\u30c9\u52d5\u7684\u66f4\u65b0<\/td>\n<td>TOTP\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306f30\u79d2\u3054\u3068\u306b\u66f4\u65b0\u3055\u308c\u308b<\/td>\n<td>\u9759\u7684QR\u306f\u624b\u52d5\u3067\u4ea4\u63db\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>9.\u6d41\u52d5\u6027\u5236\u7d04<\/strong><\/h3>\n<ul>\n<li>\n<p><strong>\u30a4\u30f3\u30c9\u898f\u5236\u7279\u5225\u8981\u4ef6<\/strong>::<\/p>\n<ul>\n<li>PPI\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u6b8b\u9ad8\u4e0a\u9650\u306f\u20b9200,000\uff08\u5b8c\u5168\u306aKYC\u304c\u5fc5\u8981\uff09<\/li>\n<\/ul>\n<ul>\n<li>UPI\u306b\u3088\u308b1\u56de\u306e\u53d6\u5f15\u9650\u5ea6\u984d\u20b9100,000\uff08\u6559\u80b2\uff0f\u533b\u7642\u306e\u5834\u5408\u306f\u20b9500,000\u306b\u7de9\u548c\uff09<\/li>\n<li>NEFT\u306e\u6e05\u7b97\u7a93\u53e3\u306f\u6bce\u65e518:00\u306b\u9589\u9396\u3055\u308c\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u30da\u30a4\u30d1\u30eb\u56fd\u969b\u898f\u7d04<\/strong>::<br \/>\n*\u65b0\u898f\u53e3\u5ea7\u306e21\u65e5\u9593\u51fa\u91d1\u51cd\u7d50\uff08\u8a50\u6b3a\u9632\u6b62\uff09<br \/>\n*\u4e2d\u56fd\u53e3\u5ea7\u306f\u5546\u696d\u6c7a\u6e08\u3092\u53d7\u3051\u3089\u308c\u306a\u3044<br \/>\n*\u30ed\u30b7\u30a2\u306fOFAC\u5236\u88c1\u306e\u305f\u3081\u5165\u624b\u4e0d\u53ef<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>10.\u4ee3\u66ff\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u7af6\u4e89\u72b6\u6cc1<\/strong><\/h3>\n<p>\u30e6\u30fc\u30b6\u30fc\u304c\u5fc5\u8981\u3068\u3059\u308b\u3068\u304d<\/p>\n<ul>\n<li>\u25b6\ufe0f \u56fd\u5883\u3092\u8d8a\u3048\u305f\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u96c6\u91d1\uff1aPayPal 60%\u3088\u308a\u3082\u4f4e\u3044Wise\/Payoneer\u306e\u30ec\u30fc\u30c8\u3092\u8003\u616e\u3059\u308b\u3002<\/li>\n<li>\u25b6\ufe0f \u8d85\u30de\u30a4\u30af\u30ed\u9001\u91d1\uff1a\u30e2\u30d3\u30af\u30a6\u30a3\u30c3\u30af\u306e\u20b91\u30de\u30a4\u30af\u30ed\u30da\u30a4\u30e1\u30f3\u30c8\u304c\u3088\u308a\u7d4c\u6e08\u7684<\/li>\n<li>\u25b6\ufe0fB2B TRADE\uff1aHSBC\u30a4\u30f3\u30c9\u306e\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fcLC\u306fPP\u30a4\u30f3\u30dc\u30a4\u30b9\u3088\u308a\u5b89\u5168<\/li>\n<li>\u25b6\ufe0f \u6697\u53f7\u901a\u8ca8\u6c7a\u6e08\uff1a\u30a4\u30f3\u30c9\u306b\u304a\u3051\u308b\u30d0\u30a4\u30ca\u30f3\u30b9\u306eP2P\u666e\u53ca\u7387\u306fPP\u3092\u8d85\u3048\u305f<\/li>\n<\/ul>\n<hr>\n<p>\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306f\u300c\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306e\u305f\u3081\u306e\u91d1\u878d\u30a4\u30f3\u30d5\u30e9\u300d\u3067\u3042\u308a\u3001PayPal\u306f\u300c\u30b0\u30ed\u30fc\u30d0\u30eb\u5316\u3055\u308c\u305f\u8cc7\u672c\u5c0e\u7ba1\u300d\u3067\u3042\u308b\u3002\u5b9f\u969b\u306e\u9078\u629e\u306f\u8a55\u4fa1\u304c\u5fc5\u8981\u3067\u3042\u308b\uff1a<\/p>\n<pre><code class=\"language-python\">def payment_selector(amount, is_cross_border, is_merchant).<br>\r\n    \u91d1\u984d&lt;500\u3067is_cross_border\u3067\u306a\u3044\u5834\u5408\u3002<br>\r\n        UPI \"\u3092\u8fd4\u3059<br>\r\n    is_merchant\u3068 \"digital_goods \"\u304c\u30ab\u30c6\u30b4\u30ea\u306b\u542b\u307e\u308c\u3066\u3044\u308b\u5834\u5408\u3002<br>\r\n        \"PayPal \"\u3092\u8fd4\u3059<br>\r\n    \u305d\u3046\u3067\u306a\u3051\u308c\u3070<br>\r\n        return evaluate_fx_fees() #\u306fFX\u306e\u30b3\u30b9\u30c8\u3092\u8a08\u7b97\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<br>\r\n<\/code><\/pre>","protected":false},"excerpt":{"rendered":"<p>\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u3068\u30da\u30a4\u30d1\u30eb\u306e\u4e3b\u306a\u9055\u3044\u306f\u3001\u4e3b\u306b\u6b21\u306e\u3088\u3046\u306a\u70b9\u306b\u3042\u308b\u3002<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2733","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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content=\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u4e0ePayPal\u7684\u6838\u5fc3\u533a\u522b\u4e3b\u8981\u4f53\u73b0\u5728\u4ee5\u4e0b\u65b9\u9762\uff0c\u8fd9\u4e9b&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ja\/2025\/05\/16\/\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u548cpaypal\u7684\u6700\u5927\u533a\u522b\u662f\u4ec0\u4e48\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-16T10:43:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts293.mm.bing.net\/th?q=phonepe292\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u57f7\u7b46\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" 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