{"id":2781,"date":"2025-05-17T14:08:59","date_gmt":"2025-05-17T06:08:59","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2781"},"modified":"2025-05-17T14:08:59","modified_gmt":"2025-05-17T06:08:59","slug":"%e5%a6%82%e4%bd%95%e9%9b%86%e6%88%90%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e5%88%b0%e4%bd%a0%e7%9a%84%e7%bd%91%e7%ab%99%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/17\/%e5%a6%82%e4%bd%95%e9%9b%86%e6%88%90%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e5%88%b0%e4%bd%a0%e7%9a%84%e7%bd%91%e7%ab%99%ef%bc%9f\/","title":{"rendered":"\u30de\u30ec\u30fc\u30b7\u30a2\u30fb\u30da\u30a4\u30e1\u30f3\u30c8\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3092\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u306b\u7d71\u5408\u3059\u308b\u306b\u306f\uff1f"},"content":{"rendered":"<p># \u30de\u30ec\u30fc\u30b7\u30a2\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3092\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u306b\u7d71\u5408\u3059\u308b\u305f\u3081\u306e\u30b9\u30c6\u30c3\u30d7\u30d0\u30a4\u30b9\u30c6\u30c3\u30d7\u30ac\u30a4\u30c9<\/p>\n<p>\u30de\u30ec\u30fc\u30b7\u30a2\u30da\u30a4\u30e1\u30f3\u30c8\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3092\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u306b\u7d71\u5408\u3059\u308b\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u624b\u9806\u306b\u5f93\u3063\u3066\u304f\u3060\u3055\u3044\uff1a<\/p>\n<p> 1.\u30de\u30ec\u30fc\u30b7\u30a2\u306b\u304a\u3051\u308b\u9069\u5207\u306a\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306e\u9078\u629e<br \/>\n- \u4e3b\u6d41\u306e\u9078\u629e\u80a2\uff1a<br \/>\n  - FPX (Financial Process Exchange) - \u30c0\u30a4\u30ec\u30af\u30c8\u9280\u884c\u632f\u8fbc<br \/>\n  - \u30b0\u30e9\u30d6\u30da\u30a4<br \/>\n  - \u30d6\u30fc\u30b9\u30c8<br \/>\n  - \u30bf\u30c3\u30c1\u30f3\u30fb\u30b4\u30fc\u96fb\u5b50\u8ca1\u5e03<br \/>\n  - Maybank2u Pay<\/p>\n<p> 2.API\u7d71\u5408\u30d7\u30ed\u30bb\u30b9<\/p>\n<p> A. FPX\u9280\u884c\u632f\u8fbc\u306e\u7d71\u5408<br \/>\n1.\u30de\u30fc\u30c1\u30e3\u30f3\u30c8\u30a2\u30ab\u30a6\u30f3\u30c8\u306e\u767b\u9332\uff1aFPX\u306e\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u304b\u3089\u3001\u307e\u305f\u306f\u30b5\u30dd\u30fc\u30c8\u3055\u308c\u3066\u3044\u308b\u9280\u884c\u3092\u901a\u3058\u3066\u7533\u8acb\u3057\u307e\u3059\u3002<br \/>\n2.API\u8a8d\u8a3c\u60c5\u5831\u306e\u53d6\u5f97\uff1a\u30de\u30fc\u30c1\u30e3\u30f3\u30c8ID\u3001API\u30ad\u30fc\u306a\u3069\u3002<br \/>\n3.\u30d0\u30c3\u30af\u30a8\u30f3\u30c9\u958b\u767a<br \/>\n   \"`php<br \/>\n   \/\/ PHP\u30b5\u30f3\u30d7\u30eb\u30fb\u30b3\u30fc\u30c9\u30fb\u30b9\u30cb\u30da\u30c3\u30c8 (\u6982\u5ff5\u7684)<br \/>\n   $fpx_url = \"https:\/\/api.fpx.com.my\/payment\"\uff1b<br \/>\n   $data = [<br \/>\n       'merchant_id' =&gt; 'YOUR_MERCHANT_ID'\u3001<br \/>\n       'amount' =&gt; $amount.<br \/>\n       'customer_email' =&gt; $email.<br \/>\n       \/\/ \u305d\u306e\u4ed6\u5fc5\u8981\u306a\u30d1\u30e9\u30e1\u30fc\u30bf<br \/>\n   ];<\/p>\n<p>   \/\/ FPX API \u3078\u306e POST \u30ea\u30af\u30a8\u30b9\u30c8...<br \/>\n   &#8220;`<\/p>\n<p> B. GrabPay\/Boost\/TNG\u96fb\u5b50\u8ca1\u5e03\u306e\u7d71\u5408\uff08\u901a\u5e38\u306f\u30b5\u30fc\u30c9\u30d1\u30fc\u30c6\u30a3\u7d4c\u7531\uff09<br \/>\n\u300c\u30b8\u30e3\u30d0\u30b9\u30af\u30ea\u30d7\u30c8<br \/>\n\/\/ JavaScriptSDK\u306e\u30ed\u30fc\u30c9\u4f8b\uff08GrabPay\uff09 <\/p>\n<p>&#8220;`<\/p>\n<p> C++\u30d0\u30c3\u30af\u30a8\u30f3\u30c9\u51e6\u7406\u30b3\u30fc\u30eb\u30d0\u30c3\u30af\u306e\u4f8b\uff08\u6982\u5ff5\u7684\uff09<\/p>\n<p>\u300ccpp<br \/>\n1TP5\u542b\u3080 <cpprest><br \/>\n1TP5\u542b\u3080 <cpprest><\/p>\n<p>\u540d\u524d\u7a7a\u9593 web.<br \/>\n\u540d\u524d\u7a7a\u9593 http.<br \/>\n\u540d\u524d\u7a7a\u9593 http::experimental::listener \u3092\u4f7f\u7528\u3057\u3066\u3044\u307e\u3059\uff1b<\/p>\n<p>void handle_post(http_request\u30ea\u30af\u30a8\u30b9\u30c8) { {.<br \/>\n    if (request.method() == methods::POST) {\u3002<br \/>\n        request.extract_json().then([=](json::value\u30da\u30a4\u30ed\u30fc\u30c9)){\u300d\u3002<br \/>\n            \/\/ \u30da\u30a4\u30ed\u30fc\u30c9\u304b\u3089\u652f\u6255\u3044\u72b6\u6cc1\u3092\u78ba\u8a8d\u3059\u308b<\/p>\n<p>            json::value\u30ec\u30b9\u30dd\u30f3\u30b9\uff1b<br \/>\n            response[\"status\"] = json::value(\"success\")\uff1b<\/p>\n<p>            request.reply(status_codes::OK\u3001response)\uff1b<br \/>\n        });<br \/>\n    }<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p> Python Django \u306e\u30d3\u30e5\u30fc\u51e6\u7406\u306e\u4f8b<\/p>\n<p>\u300c\u30d1\u30a4\u30bd\u30f3<br \/>\nfrom django.http import JsonResponse.<\/p>\n<p>def payment_webhook(request).<br \/>\n    if request.method == 'POST'\uff1a<br \/>\n        # \u30d8\u30c3\u30c0\u30fc\u304b\u3089\u306e\u7f72\u540d\u306e\u691c\u8a3c<\/p>\n<p>        # \u652f\u6255\u901a\u77e5\u51e6\u7406<\/p>\n<p>        return JsonResponse({'status': 'received'})<\/p>\n<p>    return JsonResponse({'error': 'Invalid method'}, status=400)<br \/>\n&#8220;`<\/p>\n<p> Java Spring Boot\u30b3\u30f3\u30c8\u30ed\u30fc\u30e9\u306e\u4f8b<\/p>\n<p>\"`java<br \/>\n@RestController @RequestMapping(\"\/payment\")<br \/>\npublic class PaymentController {<\/p>\n<p>    \u30dd\u30b9\u30c8\u30de\u30c3\u30d4\u30f3\u30b0(\"\/callback\")<br \/>\n    \u30d1\u30d6\u30ea\u30c3\u30afResponseEntity<?> handleCallback(@RequestBody PaymentNotification notification\u3001<br \/>\n                                          HttpServletRequest \u30ea\u30af\u30a8\u30b9\u30c8) {\u3002<\/p>\n<p>        \/\/ \u30b3\u30fc\u30eb\u30d0\u30c3\u30af\u304c\u672c\u7269\u3067\u3042\u308b\u3053\u3068\u3092\u691c\u8a3c\u3059\u308b<\/p>\n<p>        return ResponseEntity.ok(Map.of(\"status\", \"success\"))\uff1b<br \/>\n    }<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p>&#8212;<\/p>\n<p>\ud83d\udca1 *\u30d2\u30f3\u30c8*: API \u306e\u8a73\u7d30\u306f\u6642\u9593\u3068\u3068\u3082\u306b\u5909\u66f4\u3055\u308c\u308b\u305f\u3081\u3001\u5b9f\u969b\u306e\u5b9f\u88c5\u306b\u3064\u3044\u3066\u306f\u3001\u9078\u629e\u3057\u305f\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u306e\u6700\u65b0\u306e\u516c\u5f0f\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8\u3092\u5e38\u306b\u53c2\u7167\u3057\u3066\u304f\u3060\u3055\u3044\u3002#\u30de\u30ec\u30fc\u30b7\u30a2\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u7d71\u5408\u30a2\u30c9\u30d0\u30f3\u30b9\u30ac\u30a4\u30c9<\/p>\n<p> 3.\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9<\/p>\n<p> A. PCI DSS\u6e96\u62e0<br \/>\n- \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u51e6\u7406\uff1a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u95a2\u4fc2\u3059\u308b\u5834\u5408\u306f\u3001PCI\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u78ba\u4fdd\u3059\u308b\u3002<br \/>\n- \u6a5f\u5bc6\u30c7\u30fc\u30bf\uff1a\u30ab\u30fc\u30c9\u756a\u53f7\/CVV\u3092\u76f4\u63a5\u4fdd\u5b58\u305b\u305a\u3001\u30c8\u30fc\u30af\u30f3\u5316\u6280\u8853\u3092\u4f7f\u7528\u3059\u308b\u3002<br \/>\n- SSL\/TLS: HTTPS (TLS 1.2+)\u5fc5\u9808<\/p>\n<p> B. \u73fe\u5730\u306e\u898f\u5236\u8981\u4ef6<br \/>\n- BNM\u306e\u8981\u4ef6\uff1a\u30de\u30ec\u30fc\u30b7\u30a2\u9280\u884c\uff08BNM\uff09\u306e\u96fb\u5b50\u6c7a\u6e08\u898f\u5247\u3078\u306e\u6e96\u62e0<br \/>\n- GDPR\/PDPA\uff1a\u30de\u30ec\u30fc\u30b7\u30a2\u500b\u4eba\u30c7\u30fc\u30bf\u4fdd\u8b77\u6cd5\uff08PDPA\uff09\u3078\u306e\u5bfe\u5fdc<\/p>\n<p> 4.Webhook\u5b9f\u88c5\u306e\u30d9\u30b9\u30c8\u30d7\u30e9\u30af\u30c6\u30a3\u30b9<\/p>\n<p>\u300c\u30b8\u30e3\u30d0\u30b9\u30af\u30ea\u30d7\u30c8<br \/>\n\/\/ Node.js \u30a6\u30a7\u30d6\u30d5\u30c3\u30af\u691c\u8a3c\u306e\u4f8b\uff08Boost \u3092\u4f8b\u3068\u3057\u3066\u4f7f\u7528\uff09<br \/>\nconst crypto = require('crypto')\uff1b<\/p>\n<p>\u95a2\u6570 verifyBoostWebhook(req, secret) { { verifyBoostWebhook(req, secret)<br \/>\n    const signature = req.headers['x-boost-signature']\uff1b<br \/>\n    const hmac = crypto.createHmac('sha256', secret)\uff1b<br \/>\n    const digest = hmac.update(JSON.stringify(req.body)).digest('hex')\uff1b<\/p>\n<p>    return crypto.timingSafeEqual()<br \/>\n        Buffer.from(signature)\u3001<br \/>\n        Buffer.from(\u30c0\u30a4\u30b8\u30a7\u30b9\u30c8)<br \/>\n    );<br \/>\n}<\/p>\n<p>app.post('\/webhooks\/boost', (req, res) =&gt; {.<br \/>\n    if (!verifyBoostWebhook(req, process.env.BOOST_SECRET)) { {.<br \/>\n        res.status(403).send('\u7121\u52b9\u306a\u7f72\u540d')\u3092\u8fd4\u3059\uff1b<br \/>\n    }<\/p>\n<p>    \/\/ \u652f\u6255\u30a4\u30d9\u30f3\u30c8\u3092\u51e6\u7406\u3059\u308b...<br \/>\n});<br \/>\n&#8220;`<\/p>\n<p> 5.React\/Vue\u30d5\u30ed\u30f3\u30c8\u30a8\u30f3\u30c9\u306e\u7d71\u5408\u4f8b<\/p>\n<p>\"`jsx<br \/>\n\/\/ React\u30b3\u30f3\u30dd\u30fc\u30cd\u30f3\u30c8\u306e\u4f8b\uff08Touch 'n Go\uff09<br \/>\nimport { loadTngSdk } from '@tng-digital\/tng-sdk' \uff1b<\/p>\n<p>\u95a2\u6570 PaymentButton() {<br \/>\n    const handlePayment = async () =&gt; {.<br \/>\n        \u3092\u8a66\u3059\u3002<br \/>\n            await loadTngSdk({)<br \/>\n                merchantId: 'YOUR_MID'\u3001<br \/>\n                env: 'production'<br \/>\n            });<\/p>\n<p>            window.TNG.pay({)<br \/>\n                \u91d1\u984d\uff1atotalAmount\u3001<br \/>\n                referenceId: orderId\u3001<br \/>\n                onSuccess: (data) =&gt; console.log(data)\u3001<br \/>\n                onError: (err) =&gt; alert(err.message)<br \/>\n            });<br \/>\n        \u30ad\u30e3\u30c3\u30c1 (\u30a8\u30e9\u30fc) {<br \/>\n            console.error(\u30a8\u30e9\u30fc)\uff1b<br \/>\n        }<br \/>\n    };<\/p>\n<p>    \u623b\u308b <button onclick=\"{handlePayment}\">TNG\u3067\u652f\u6255\u3046<\/button>;<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p> 6.\u30e9\u30e9\u30d9\u30eb\u306e\u30d0\u30c3\u30af\u30a8\u30f3\u30c9\u51e6\u7406\u306e\u6d41\u308c<\/p>\n<p>\"`php<br \/>\n\/\/ Laravel\u306e\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u3068\u30b3\u30f3\u30c8\u30ed\u30fc\u30e9\u30fc\u306e\u4f8b\uff08Fpx\u51e6\u7406\uff09<br \/>\nRoute::post('\/fpx\/callback', [FpxController::class, 'handleCallback'])\uff1b<\/p>\n<p>\u30af\u30e9\u30b9 FpxController extends Controller<br \/>\n{<br \/>\n     public function handleCallback(Request $request)<br \/>\n     {<br \/>\n         $validated = $request-&gt;validate([)<br \/>\n             'fpx_transaction_id' =&gt; '\u5fc5\u9808'\u3001<br \/>\n             'amount' =&gt; 'required|numeric'\u3001<br \/>\n             \/\/ ...\u305d\u306e\u4ed6\u306e\u691c\u8a3c\u30eb\u30fc\u30eb...<br \/>\n         ]);<\/p>\n<p>         \/\/ FPX API \u3067\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u3092\u691c\u8a3c<\/p>\n<p>         if ($this-&gt;verifyFpxTransaction($validated)) {\u3002<br \/>\n             Order::markAsPaid($validated).<br \/>\n             return response()-&gt;json(['status' =&gt; true])\uff1b<br \/>\n         }<\/p>\n<p>         abort(400, \"Invalid FPX transaction\").<br \/>\n     }<\/p>\n<p>     protected function verifyFpxTransaction(array $data): bool<br \/>\n     { \/* &#8230; *\/ }<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p>&#8212;<\/p>\n<p>\ud83d\udca1 *\u5c02\u9580\u5bb6\u306e\u30a2\u30c9\u30d0\u30a4\u30b9*\uff1a<br \/>\n1\ufe0f \u20e3 \u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u30c6\u30b9\u30c8\u74b0\u5883 - \u6700\u521d\u306b\u5fc5\u305a\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u3067\u30c6\u30b9\u30c8\u3059\u308b\u3002<br \/>\n2\ufe0f \u20e3 \u591a\u901a\u8ca8\u5bfe\u5fdc - MYR\/USD\/SGD \u5bfe\u5fdc\u306e\u8ffd\u52a0\u3092\u3054\u691c\u8a0e\u304f\u3060\u3055\u3044\u3002<br \/>\n3\ufe0f \u20e3 \u30a8\u30e9\u30fc\u56de\u5fa9\u30e1\u30ab\u30cb\u30ba\u30e0 - \u5931\u6557\u3057\u305f\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u306e\u518d\u8a66\u884c\u30ed\u30b8\u30c3\u30af\u306e\u5b9f\u88c5<br \/>\n4\ufe0f\u20e3 \u5206\u6790\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9 - \u8abf\u6574\u30ec\u30dd\u30fc\u30c8\u306e\u4f5c\u6210  <\/p>\n<p>\u7279\u5b9a\u306e\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u306b\u3064\u3044\u3066\u3001\u3088\u308a\u8a73\u7d30\u306a\u30b3\u30fc\u30c9\u4f8b\u304c\u5fc5\u8981\u3067\u3059\u304b\uff1f\u307e\u305f\u306f\u3001\u7279\u5b9a\u306e\u5074\u9762\uff08\u6255\u3044\u623b\u3057\u51e6\u7406\u306a\u3069\uff09\u306e\u5b9f\u88c5\u306e\u8a73\u7d30\u3092\u304a\u77e5\u308a\u306b\u306a\u308a\u305f\u3044\u3067\u3059\u304b\uff1f<\/p>","protected":false},"excerpt":{"rendered":"<p># \u30de\u30ec\u30fc\u30b7\u30a2\u30da\u30a4\u30e1\u30f3\u30c8\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3092\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u306b\u7d71\u5408\u3059\u308b\u305f\u3081\u306e\u30b9\u30c6\u30c3\u30d7\u30d0\u30a4\u30b9\u30c6\u30c3\u30d7\u30ac\u30a4\u30c9 \u30de\u30ec\u30fc\u30b7\u30a2\u30da\u30a4\u30e1\u30f3\u30c8\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3092\u7d71\u5408\u3059\u308b\u306b\u306f...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-2781","post","type-post","status-publish","format-standard","hentry","category-30"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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