{"id":2821,"date":"2025-05-19T09:53:07","date_gmt":"2025-05-19T01:53:07","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2821"},"modified":"2025-05-19T09:53:07","modified_gmt":"2025-05-19T01:53:07","slug":"%e8%b7%a8%e5%a2%83%e7%94%b5%e5%95%86%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/19\/%e8%b7%a8%e5%a2%83%e7%94%b5%e5%95%86%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%ef%bc%9f\/","title":{"rendered":"\u8d8a\u5883EC\u4f01\u696d\u306f\u30de\u30ec\u30fc\u30b7\u30a2\u3067\u3069\u306e\u3088\u3046\u306b\u73fe\u5730\u6c7a\u6e08\u3092\u7d71\u5408\u3067\u304d\u308b\u306e\u304b\uff1f"},"content":{"rendered":"<h1>\u30de\u30ec\u30fc\u30b7\u30a2\u306b\u304a\u3051\u308b\u8d8a\u5883EC\u306e\u305f\u3081\u306e\u73fe\u5730\u6c7a\u6e08\u7d71\u5408\u30ac\u30a4\u30c9<\/h1>\n<h2>\u73fe\u5730\u3067\u306e\u4e3b\u306a\u652f\u6255\u3044\u65b9\u6cd5<\/h2>\n<ol>\n<li>\n<p><strong>FPX\uff08\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30d7\u30ed\u30bb\u30b9\u30fb\u30a8\u30af\u30b9\u30c1\u30a7\u30f3\u30b8\uff09<\/strong><\/p>\n<ul>\n<li>\u30de\u30ec\u30fc\u30b7\u30a2\u3067\u6700\u3082\u4eba\u6c17\u306e\u3042\u308b\u30aa\u30f3\u30e9\u30a4\u30f3\u9280\u884c\u9001\u91d1\u30b7\u30b9\u30c6\u30e0<\/li>\n<li>30\u4ee5\u4e0a\u306e\u5730\u65b9\u9280\u884c\u3092\u30ab\u30d0\u30fc<\/li>\n<li>\u5373\u6642\u632f\u8fbc\u3001\u53e3\u5ea7\u767b\u9332\u4e0d\u8981<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>DuitNow<\/strong><\/p>\n<ul>\n<li>\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30fb\u30b0\u30ed\u30b9\u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30b7\u30b9\u30c6\u30e0\uff08RTGS\uff09<\/li>\n<li>QR\u30b3\u30fc\u30c9\u6c7a\u6e08\u3068\u643a\u5e2f\u96fb\u8a71\u756a\u53f7\u8ee2\u9001\u6a5f\u80fd<\/li>\n<li>\u30de\u30ec\u30fc\u30b7\u30a2\u5168\u56fd\u6c7a\u6e08\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u4e8b\u696d<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u30b0\u30e9\u30d6\u30da\u30a4<\/strong><\/p>\n<ul>\n<li>Grab\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u305f\u3081\u306e\u96fb\u5b50\u8ca1\u5e03<\/li>\n<li>\u7279\u306b\u82e5\u3044\u30e6\u30fc\u30b6\u30fc\u306b\u4eba\u6c17<\/li>\n<li>\u30a2\u30d7\u30ea\u5185\u3067\u306e\u30ef\u30f3\u30af\u30ea\u30c3\u30af\u6c7a\u6e08<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u30d6\u30fc\u30b9\u30c8<\/strong><br \/>\n\u30a2\u30af\u30b7\u30a2\u30bf\u30fb\u30b0\u30eb\u30fc\u30d7\u304c\u652f\u63f4\u3059\u308b\u3082\u3046\u4e00\u3064\u306e\u4e3b\u6d41\u96fb\u5b50\u8ca1\u5e03\u30d6\u30e9\u30f3\u30c9<\/p>\n<\/li>\n<li>\n<p><strong>ShopeePay\uff08\u30b7\u30e7\u30c3\u30d4\u30fc\u30da\u30a4<\/strong><br \/>\n\u591a\u304f\u306e\u30e6\u30fc\u30b6\u30fc\u3092\u62b1\u3048\u308bE\u30b3\u30de\u30fc\u30b9\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0Shopee\u306e\u72ec\u5360\u6c7a\u6e08\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/p>\n<\/li>\n<\/ol>\n<h2>\u7d71\u5408\u6226\u7565\u306e\u63d0\u6848<\/h2>\n<ol>\n<li>\n<p><strong>\u30de\u30eb\u30c1\u30c1\u30e3\u30f3\u30cd\u30eb\u7d71\u5408<\/strong>FPX + DuitNow + \u5c11\u306a\u304f\u3068\u30821\u3064\u306e\u96fb\u5b50\u8ca1\u5e03\uff08GrabPay\u306a\u3069\uff09\u3078\u306e\u540c\u6642\u30a2\u30af\u30bb\u30b9<\/p>\n<\/li>\n<li>\n<p><strong>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u7b2c\u4e00<\/strong>::<br \/>\n-BNM\uff08\u30de\u30ec\u30fc\u30b7\u30a2\u4e2d\u592e\u9280\u884c\uff09\u304b\u3089\u306e\u5fc5\u8981\u306a\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u53d6\u5f97<br \/>\n2013\u5e74\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6cd5\u304a\u3088\u30732001\u5e74\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u9632\u6b62\u6cd5\u306e\u9075\u5b88<\/p>\n<\/li>\n<\/ol>\n<p>3.<strong>\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30fb\u30c9\u30c3\u30ad\u30f3\u30b0\u30fb\u30aa\u30d7\u30b7\u30e7\u30f3<\/strong>::<br \/>\n-\u69d8\u3005\u306a\u30d7\u30ed\u30d0\u30a4\u30c0\u30fcAPI\u3068\u306e\u76f4\u63a5\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9<br \/>\n-\u96c6\u7d04\u3055\u308c\u305f\u652f\u6255\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\uff08MOLPay\u3001iPay88\u306a\u3069\uff09\u3092\u901a\u3058\u3066\u3002<\/p>\n<p>4.<strong>\u30e6\u30fc\u30b6\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u306e\u6700\u9069\u5316<\/strong>::<br \/>\n-\u30de\u30ec\u30fc\u8a9e\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u306e\u8aac\u660e<br \/>\n-\u30ea\u30f3\u30ae\u30c3\u30c8(RM)\u8868\u793a\u3067\u901a\u8ca8\u63db\u7b97\u306e\u6df7\u4e71\u3092\u907f\u3051\u308b<br \/>\n-\u30e2\u30d0\u30a4\u30eb\u3067\u306e\u652f\u6255\u3044\u30d7\u30ed\u30bb\u30b9\u306e\u7c21\u7d20\u5316<\/p>\n<p>5.<strong>\u30ea\u30b9\u30af\u7ba1\u7406\u5bfe\u7b56<\/strong>::<br \/>\n\u5171\u901a\u306e\u30ed\u30fc\u30ab\u30eb3DS\u691c\u8a3c\u8981\u4ef6\u3092\u5c0e\u5165\u3059\u308b<br \/>\n\u73fe\u5730\u306e\u6d88\u8cbb\u6c34\u6e96\u306b\u5408\u308f\u305b\u305f\u4e0d\u6b63\u691c\u77e5\u30eb\u30fc\u30eb\u306e\u8a2d\u5b9a<\/p>\n<p>\u7279\u5b9a\u306e\u5074\u9762\u306b\u3064\u3044\u3066\u3001\u3088\u308a\u8a73\u7d30\u306a\u60c5\u5831\u304c\u5fc5\u8981\u3067\u3059\u304b\uff1f\u4f8b\u3048\u3070\u3001API\u6587\u66f8\u306e\u8981\u4ef6\u3084\u7279\u5b9a\u306e\u652f\u6255\u3044\u306b\u95a2\u3059\u308b\u6599\u91d1\u4f53\u7cfb\u306a\u3069\u3067\u3059\u3002<\/p>\n<h1>\u30de\u30ec\u30fc\u30b7\u30a2\u306b\u304a\u3051\u308b\u8d8a\u5883EC\u306e\u73fe\u5730\u6c7a\u6e08\u7d71\u5408\u306e\u5fb9\u5e95\u30ac\u30a4\u30c9<\/h1>\n<h2>\u6280\u8853\u7684\u5b9f\u73fe\u306e\u8a73\u7d30<\/h2>\n<h3>API\u30c9\u30c3\u30ad\u30f3\u30b0\u306e\u30ad\u30fc\u30dd\u30a4\u30f3\u30c8<\/h3>\n<ol>\n<li>\n<p><strong>FPX \u6280\u8853\u30d1\u30e9\u30e1\u30fc\u30bf\u30fc<\/strong><\/p>\n<ul>\n<li>\u30de\u30fc\u30c1\u30e3\u30f3\u30c8ID\u3068\u8a8d\u8a3c\u30ad\u30fc\u304c\u5fc5\u8981\u3067\u3059\u3002<\/li>\n<li>JSON\u304a\u3088\u3073XML\u5f62\u5f0f\u306e\u30ea\u30af\u30a8\u30b9\u30c8\u306b\u5bfe\u5fdc<\/li>\n<li>\u6a19\u6e96\u5fdc\u7b54\u6642\u9593 &lt;3\u79d2<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>DuitNow QR \u30b9\u30bf\u30f3\u30c0\u30fc\u30c9<\/strong><\/p>\n<ul>\n<li>\u30c0\u30a4\u30ca\u30df\u30c3\u30afQR\u30b3\u30fc\u30c9\u306e\u4f5c\u6210\u304c\u5fc5\u8981\uff0815\u5206\u9593\u6709\u52b9\uff09<\/li>\n<li>QR\u306e\u4ed5\u69d8\u306fEMVCo\u306e\u6a19\u6e96\u306b\u5f93\u3063\u3066\u3044\u308b\u3002<\/li>\n<li>\u30de\u30fc\u30c1\u30e3\u30f3\u30c8\u30fb\u30ab\u30c6\u30b4\u30ea\u30fc\u30fb\u30b3\u30fc\u30c9\uff08MCC\uff09\u3092\u6b63\u78ba\u306b\u8a2d\u5b9a\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>eWallet SDK\u306e\u7d71\u5408<\/strong><\/p>\n<pre><code class=\"language-java\">\/\/ GrabPay\u30a2\u30f3\u30c9\u30ed\u30a4\u30c9\u7d71\u5408\u306e\u4f8b<br>\r\nGrabPay.PaymentRequest request = new GrabPay.PaymentRequest.Builder()<br>\r\n    .amount(new BigDecimal(\"100.00\"))<br>\r\n    .currency(\"MYR\")<br>\r\n    .description(\"\u30aa\u30f3\u30e9\u30a4\u30f3\u8cfc\u5165\")<br>\r\n    .build()\uff1b<br>\r\n<br>\r\nGrabPay.getInstance().requestPayment(\u30a2\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u3001\u30ea\u30af\u30a8\u30b9\u30c8)\uff1b<br>\r\n<\/code><\/pre>\n<\/li>\n<\/ol>\n<h2>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u8a8d\u8a3c\u8981\u4ef6<\/h2>\n<ol>\n<li><strong>BNM\u767b\u9332\u533a\u5206<\/strong><\/li>\n<\/ol>\n<ul>\n<li>MSB\u30e9\u30a4\u30bb\u30f3\u30b9\uff08\u30de\u30cd\u30fc\u30b5\u30fc\u30d3\u30b9\u696d\uff09-\u6708\u554650\u4e07\u30de\u30ec\u30fc\u30b7\u30a2\u30ea\u30f3\u30ae\u30c3\u30c8\u672a\u6e80<\/li>\n<li>MSO\u30e9\u30a4\u30bb\u30f3\u30b9\uff08\u30de\u30cd\u30fc\u30fb\u30b5\u30fc\u30d3\u30b9\u30fb\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\uff09- &gt;RM500,000<\/li>\n<\/ul>\n<p>2.<strong>PCI DSS\u8a8d\u8a3c<\/strong><br \/>\n-\u5c11\u306a\u304f\u3068\u3082SAQ A-EP\u81ea\u5df1\u8a55\u4fa1\u30a2\u30f3\u30b1\u30fc\u30c8\u306b\u56de\u7b54\u3059\u308b\u3002<br \/>\n-\u30c7\u30fc\u30bf\u306e\u4fdd\u5b58\u7bc4\u56f2\u3092\u6e1b\u3089\u3059\u305f\u3081\u306b\u30c8\u30fc\u30af\u30f3\u5316\u306e\u4f7f\u7528\u3092\u63a8\u5968\u3059\u308b\u3002<\/p>\n<p>3.<strong>\u6d88\u8cbb\u8005\u4fdd\u8b77\u5bfe\u7b56<\/strong><br \/>\n-14\u65e5\u9593\u306e\u8fd4\u91d1\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u308b<br \/>\n-\u7d1b\u4e89\u89e3\u6c7a\u30d7\u30ed\u30bb\u30b9\u306e\u660e\u78ba\u306a\u8aac\u660e<\/p>\n<p>\u6599\u91d1\u4f53\u7cfb\u3068\u6c7a\u6e08\u30b5\u30a4\u30af\u30eb<\/p>\n<table>\n<thead>\n<tr>\n<th>\u652f\u6255\u65b9\u6cd5<\/th>\n<th>\u6b69\u5408\u7387<\/th>\n<th>\u6c7a\u6e08\u30b5\u30a4\u30af\u30eb<\/th>\n<th>1\u56de\u3042\u305f\u308a\u306e\u6700\u4f4e\u53d6\u5f15\u9650\u5ea6\u984d<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u30a8\u30d5\u30d4\u30fc\u30a8\u30c3\u30af\u30b9<\/td>\n<td>0.5%-1%<\/td>\n<td>T+2\u55b6\u696d\u65e5<\/td>\n<td>\u306a\u3044<\/td>\n<\/tr>\n<tr>\n<td>DuitNow<\/td>\n<td>\u56fa\u5b9a0.5RM\uff0b0.25%<\/td>\n<td>T+1<\/td>\n<td>10RM<\/td>\n<\/tr>\n<tr>\n<td>\u30b0\u30e9\u30d6\u30da\u30a4<\/td>\n<td>1.8%<\/td>\n<td>\u81ea\u52d5\u65e5\u6b21\u6c7a\u6e08*\u3002<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>*\u6ce8\uff1a\u521d\u56de\u30a2\u30af\u30bb\u30b9\u306b\u306f\u300120%\u306e\u652f\u6255\u3044\u3092\u4fdd\u6301\u3059\u308b\u305f\u3081\u306e30\u65e5\u9593\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u671f\u9593\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5730\u57df\u7684\u306a\u904b\u55b6\u4e0a\u306e\u63d0\u8a00<\/p>\n<p>\u30b7\u30fc\u30ba\u30f3\u30fb\u30d7\u30ed\u30e2\u30fc\u30b7\u30e7\u30f3\u6226\u7565<br \/>\n\u30de\u30ec\u30fc\u30b7\u30a2\u306e\u91cd\u8981\u306a\u796d\u308a\u306b\u5408\u308f\u305b\u3066\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3092\u8abf\u6574\u3059\u308b\uff1a<br \/>\n&#8211;<strong>\u30cf\u30ea\u30e9\u30e4<\/strong>(\u30a4\u30fc\u30c9\u30fb\u30a2\u30eb\u30fb\u30d5\u30a3\u30c8\u30eb\uff09\uff1a\u300c\u30d0\u30ea\u30af\u30fb\u30ab\u30f3\u30d7\u30f3\u300d\u5e30\u90f7\u3092\u30c6\u30fc\u30de\u306b\u3057\u305f\u30aa\u30d5\u30a1\u30fc\u30922\u9031\u9593\u524d\u306b\u63d0\u4f9b<br \/>\n&#8211;<strong>\u30c0\u30d6\u30eb\u30a4\u30ec\u30d6\u30f3<\/strong>\u4e2d\u56fd\u4eba\u306e\u6d88\u8cbb\u7fd2\u6163\u306b\u5408\u308f\u305b\u305f1\u500b\u8cb7\u3046\u30681\u500b\u7121\u6599\u30ad\u30e3\u30f3\u30da\u30fc\u30f3<\/p>\n<p>\u9867\u5ba2\u30b5\u30fc\u30d3\u30b9\u306e\u30d9\u30b9\u30c8\u30d7\u30e9\u30af\u30c6\u30a3\u30b9<br 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