{"id":2885,"date":"2025-05-20T14:16:13","date_gmt":"2025-05-20T06:16:13","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2885"},"modified":"2025-05-20T14:16:13","modified_gmt":"2025-05-20T06:16:13","slug":"%e5%a6%82%e4%bd%95%e9%9b%86%e6%88%90%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98api%ef%bc%9f%e5%bc%80%e5%8f%91%e8%80%85%e6%8c%87%e5%8d%97","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/20\/%e5%a6%82%e4%bd%95%e9%9b%86%e6%88%90%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98api%ef%bc%9f%e5%bc%80%e5%8f%91%e8%80%85%e6%8c%87%e5%8d%97\/","title":{"rendered":"\u30d5\u30a3\u30ea\u30d4\u30f3\u6c7a\u6e08API\u3092\u7d71\u5408\u3059\u308b\u65b9\u6cd5?\u958b\u767a\u8005\u30ac\u30a4\u30c9"},"content":{"rendered":"<h1>\u30d5\u30a3\u30ea\u30d4\u30f3\u6c7a\u6e08API\u3092\u7d71\u5408\u3059\u308b\u65b9\u6cd5?\u958b\u767a\u8005\u30ac\u30a4\u30c9<\/h1>\n<h2>\u306f\u3058\u3081\u306b\uff1a\u306a\u305cPhilippine Payments API\u7d71\u5408\u304c\u5fc5\u8981\u306a\u306e\u3067\u3059\u304b\uff1f<\/h2>\n<p>\u30d5\u30a3\u30ea\u30d4\u30f3\u5e02\u5834\u306b\u304a\u3051\u308bE\u30b3\u30de\u30fc\u30b9\u306e\u6025\u6210\u9577\u306b\u4f34\u3044\u3001\u73fe\u5730\u30e6\u30fc\u30b6\u30fc\u306b\u4fbf\u5229\u3067\u30ed\u30fc\u30ab\u30e9\u30a4\u30ba\u3055\u308c\u305f\u652f\u6255\u3044\u65b9\u6cd5\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u306f\u3001\u30d3\u30b8\u30cd\u30b9\u306b\u3068\u3063\u3066\u91cd\u8981\u306a\u6210\u529f\u8981\u56e0\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u30d5\u30a3\u30ea\u30d4\u30f3\u306e\u4e3b\u8981\u306a\u6c7a\u6e08API\u3068\u7d71\u5408\u3059\u308b\u3053\u3068\u3067\u3001GCash\u3001PayMaya\u3001Dragonpay\u306a\u3069\u3001\u73fe\u5730\u3067\u4eba\u6c17\u306e\u3042\u308b\u96fb\u5b50\u8ca1\u5e03\u3084\u9280\u884c\u632f\u8fbc\u30b5\u30fc\u30d3\u30b9\u306b\u30a2\u30af\u30bb\u30b9\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u30b3\u30f3\u30d0\u30fc\u30b8\u30e7\u30f3\u7387\u3092\u5927\u5e45\u306b\u9ad8\u3081\u3001\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u3092\u6700\u9069\u5316\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u30ac\u30a4\u30c9\u3067\u306f\u3001\u4e8b\u524d\u6e96\u5099\u304b\u3089\u6700\u7d42\u30c6\u30b9\u30c8\u3001\u672c\u7a3c\u50cd\u307e\u3067\u306e\u5168\u30d7\u30ed\u30bb\u30b9\u3092\u8a73\u7d30\u306b\u8aac\u660e\u3057\u3001\u958b\u767a\u8005\u304c\u30d5\u30a3\u30ea\u30d4\u30f3\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306e\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u4f5c\u696d\u3092\u52b9\u7387\u7684\u306b\u5b8c\u4e86\u3067\u304d\u308b\u3088\u3046\u652f\u63f4\u3057\u307e\u3059\u3002<\/p>\n<h2>I. \u4e8b\u524d\u6e96\u5099<\/h2>\n<h3>1.1 \u30d5\u30a3\u30ea\u30d4\u30f3\u306e\u4e3b\u306a\u652f\u6255\u65b9\u6cd5\u3092\u7406\u89e3\u3059\u308b<\/h3>\n<p>\u6280\u8853\u7684\u306a\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30a4\u30b9\u306b\u7740\u624b\u3059\u308b\u524d\u306b\u3001\u307e\u305a\u30d5\u30a3\u30ea\u30d4\u30f3\u5e02\u5834\u306b\u304a\u3051\u308b\u4e3b\u306a\u6c7a\u6e08\u30c1\u30e3\u30cd\u30eb\u306b\u3064\u3044\u3066\u3088\u304f\u77e5\u308b\u5fc5\u8981\u304c\u3042\u308b\uff1a<\/p>\n<ul>\n<li><strong>\u96fb\u5b50\u8ca1\u5e03<\/strong>GCash\uff08\u5e02\u5834\u30b7\u30a7\u30a2\uff5e601 TP3T\uff09\u3001PayMaya\uff08\uff5e301 TP3T\uff09<\/li>\n<li><strong>\u9280\u884c\u632f\u8fbc<\/strong>BDO\u3001BPI\u3001\u30e1\u30c8\u30ed\u30d0\u30f3\u30af\u3001\u305d\u306e\u4ed6\u4e3b\u8981\u9280\u884c\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0<\/li>\n<li><strong>\u30b3\u30f3\u30d3\u30cb\u30a8\u30f3\u30b9\u30b9\u30c8\u30a2\u306e\u73fe\u91d1\u652f\u6255\u3044<\/strong>\u30bb\u30d6\u30f3-\u30a4\u30ec\u30d6\u30f3CLiQQ\u3001\u30d1\u30e9\u30ef\u30f3\u30a8\u30af\u30b9\u30d7\u30ec\u30b9<\/li>\n<li><strong>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\/\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9<\/strong>Visa\/Mastercard\/JCB \u73fe\u5730\u767a\u884c\u30ab\u30fc\u30c9<\/li>\n<\/ul>\n<h3>1.2 API\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8\u306e\u53d6\u5f97\u3068\u8aad\u307f\u8fbc\u307f<\/h3>\n<p>\u5bfe\u8c61\u306e\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u958b\u767a\u8005\u30dd\u30fc\u30bf\u30eb\u306b\u30a2\u30af\u30bb\u30b9\u3057\u3066\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u767b\u9332\u3057\u3001API\u30ad\u30fc\u3092\u7533\u8acb\u3059\u308b\uff1a<\/p>\n<ul>\n<li>GCash \u958b\u767a\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8\uff1a<a href=\"https:\/\/developer.gcash.com\">developer.gcash.com<\/a><\/li>\n<li>PayMaya\u7d71\u5408\u30ac\u30a4\u30c9\uff1a<a href=\"https:\/\/developers.paymaya.com\">\u30c7\u30d9\u30ed\u30c3\u30d1\u30fc\u30ba.\u30da\u30a4\u30de\u30e4\u30c9\u30c3\u30c8\u30b3\u30e0<\/a><\/li>\n<li>\u30c9\u30e9\u30b4\u30f3\u30da\u30a4\u306e\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u4ed5\u69d8\uff1a<a href=\"https:\/\/www.dragonpay.ph\/api\">www.dragonpay.ph\/api<\/a><\/li>\n<\/ul>\n<p>\u8a8d\u8a3c\u30e1\u30ab\u30cb\u30ba\u30e0\uff08\u901a\u5e38\u306fOAuth 2.0\uff09\u3001\u30ea\u30af\u30a8\u30b9\u30c8\u56de\u6570\u306e\u5236\u9650\u3001\u30a8\u30e9\u30fc\u30b3\u30fc\u30c9\u306e\u8aac\u660e\u306a\u3069\u306e\u91cd\u8981\u306a\u60c5\u5831\u306b\u3064\u3044\u3066\u306f\u3001\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8\u3092\u6ce8\u610f\u6df1\u304f\u8aad\u3093\u3067\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2>II.\u6280\u8853\u7684\u5b9f\u65bd\u30b9\u30c6\u30c3\u30d7\u306e\u8a73\u7d30<\/h2>\n<h3>2.1 \u74b0\u5883\u8a2d\u5b9a\u3068\u4f9d\u5b58\u95a2\u4fc2\u306e\u30a4\u30f3\u30b9\u30c8\u30fc\u30eb<\/h3>\n<p>\u30d0\u30c3\u30af\u30a8\u30f3\u30c9\u306e\u6280\u8853\u30b9\u30bf\u30c3\u30af\u306b\u5fdc\u3058\u3066\u3001\u5fc5\u8981\u306aSDK\u307e\u305f\u306fHTTP\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u30fb\u30e9\u30a4\u30d6\u30e9\u30ea\u3092\u30a4\u30f3\u30b9\u30c8\u30fc\u30eb\u3059\u308b\uff1a<\/p>\n<pre><code class=\"language-python\"># Python\u306e\u4f8b (pip install)<br>\r\npip install requests python-dotenv cryptography<br>\r\n<\/code><\/pre>\n<pre><code class=\"language-javascript\">\/\/ Node.js\u306e\u4f8b (npm install) <br>\r\nnpm install axios dotenv crypto-js<br>\r\n<\/code><\/pre>\n<p>\u30b5\u30fc\u30d0\u30fc\u304c\u4ee5\u4e0b\u306e\u57fa\u672c\u8981\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u78ba\u8a8d\u3059\u308b\uff1a<\/p>\n<h2>2.2 \u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u306e\u8a8d\u8a3c\u8a2d\u5b9a<\/h2>\n<p>\u3059\u3079\u3066\u306e Philippine Payments API \u306f\u53b3\u683c\u306a\u8a8d\u8a3c\u3092\u5fc5\u8981\u3068\u3057\u3001\u5178\u578b\u7684\u306a\u69cb\u6210\u306b\u306f\u4ee5\u4e0b\u304c\u542b\u307e\u308c\u308b\uff1a<\/p>\n<pre><code class=\"language-javascript\">\/\/ \u74b0\u5883\u5909\u6570\u306e\u8a2d\u5b9a\uff08.env\u30d5\u30a1\u30a4\u30eb\uff09<br>\r\nPAYMAYA_API_KEY=live_yourapikey123<br>\r\nGCASH_MERCHANT_ID=M123456789<br>\r\nDRAGONPAY_SECRET_KEY=dp_encryption_key_2023<br>\r\n<br>\r\n\/\/ Node.js\u8a8d\u8a3c\u30d8\u30c3\u30c0\u30fc\u306e\u4f8b<br>\r\nconst \u30d8\u30c3\u30c0\u30fc = {<br>\r\n  'Authorization': `\u30d9\u30a2\u30e9 ${process.env.PAYMAYA_API_KEY}`\u3001<br>\r\n  Content-Type': 'application\/json'\u3001<br>\r\n  'X-Request-ID': uuidv4() \/\/ \u4e00\u610f\u306e\u30ea\u30af\u30a8\u30b9\u30c8\u8b58\u5225\u5b50<br>\r\n};<br>\r\n<\/code><\/pre>\n<p><strong>\u7279\u7b46<\/strong>::<\/p>\n<ul>\n<li>GCash \u306e\u672c\u756a\u74b0\u5883\u3067\u306f\u3001PCI-DSS \u6e96\u62e0\u8a3c\u660e\u66f8\u3092\u5225\u9014\u7533\u8acb\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<li>Dragonpay\u306f\u30d1\u30e9\u30e1\u30fc\u30bf\u306bSHA256\u30cf\u30c3\u30b7\u30e5\u7f72\u540d\u3092\u8981\u6c42\u3057\u307e\u3059\u3002<\/li>\n<li>PayMaya\u30c6\u30b9\u30c8\u74b0\u5883\u306e\u5229\u7528<code>\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9<\/code>\u56fa\u5b9a\u30ad\u30fc<\/li>\n<\/ul>\n<h3>2.3 \u30b3\u30a2\u6a5f\u80fd\u5b9f\u88c5\u30e2\u30b8\u30e5\u30fc\u30eb<\/h3>\n<h4>A. \u6ce8\u6587\u4f5c\u6210\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\uff08\u4f8b\u3068\u3057\u3066PayMaya\uff09<\/h4>\n<pre><code class=\"language-python\">def create_payment(order_id, amount).<br>\r\n    \u30da\u30a4\u30ed\u30fc\u30c9 = {<br>\r\n        \"totalAmount\": { <br>\r\n            \"value\": float(\u91d1\u984d)\u3001<br>\r\n            \"\u901a\u8ca8\": \"PHP\"<br>\r\n        },<br>\r\n        \u300crequestReferenceNumber\": order_id\u3001<br>\r\n        \u300credirectUrl\": {<br>\r\n            \"success\": f \"https:\/\/yourdomain.com\/success?oid={order_id}\"\u3001<br>\r\n            \"failure\": f \"https:\/\/yourdomain.com\/failed?oid={order_id}\"<br>\r\n        }<br>\r\n    }<br>\r\n    <br>\r\n    response = requests.post()<br>\r\n        https:\/\/pg-sandbox.paymaya.com\/checkout\/v1\/checkouts\u300f\u3001<br>\r\n        json=payload.<br>\r\n        headers={<br>\r\n           'Authorization': f'\u57fa\u672c{base64.b64encode(f\"{api_key}:\".encode()).decode()}'<br>\r\n       })<br>\r\n    <br>\r\n    return response.json()['redirectUrl'] #\u30ea\u30bf\u30fc\u30f3\u6c7a\u6e08\u30b8\u30e3\u30f3\u30d7\u30ea\u30f3\u30af<br>\r\n<\/code><\/pre>\n<h4>B. Webhook\u901a\u77e5\u51e6\u7406\uff08GCash\u306e\u4f8b\uff09<\/h4>\n<pre><code class=\"language-php\">\/\/ \u7f72\u540d\u3092\u691c\u8a3c\u3059\u308b\u305f\u3081\u306e\u4e3b\u306aPHP\u30b3\u30fc\u30c9\u30fb\u30b9\u30cb\u30da\u30c3\u30c8 <br>\r\n$received_signature = $_SERVER['HTTP_X_GCASH_SIGNATURE']\uff1b<br>\r\n$payload = file_get_contents('php:\/\/input')\uff1b<br>\r\n$computed_signature = hash_hmac('sha256', $payload, $secret_key)\uff1b<br>\r\n<br>\r\nif(hash_equals($computed_signature,$received_signature)){\u3002<br>\r\n    $data = json_decode($payload)\uff1b<br>\r\n    update_order_status($data-&gt;referenceNumber, $data-&gt;status)\uff1b <br>\r\n}<br>\r\n<\/code><\/pre>\n<h2><\/h2>\n<h2><\/h2>\n<p>III.\u7279\u5225\u30b7\u30ca\u30ea\u30aa\u6cbb\u7642\u30d7\u30ed\u30b0\u30e9\u30e0\uff08\u7d9a\u304d\uff09<\/p>\n<h3><strong>3.3 \u5e97\u982d\u3067\u306e\u73fe\u91d1\u652f\u6255\u3044\u30d7\u30ed\u30bb\u30b9<\/strong><\/h3>\n<p>\u30d5\u30a3\u30ea\u30d4\u30f3\u72ec\u7279\u306e\u30b3\u30f3\u30d3\u30cb\u73fe\u91d1\u6255\u3044\u306f\u3001\u7279\u5225\u306a\u53d6\u308a\u6271\u3044\u304c\u5fc5\u8981\u3060\uff1a<\/p>\n<ol>\n<li>\n<p><strong>\u652f\u6255\u3044\u30d0\u30fc\u30b3\u30fc\u30c9\u306e\u751f\u6210<\/strong><\/p>\n<pre><code class=\"language-java\">\/\/ Dragonpay\u306b\u3088\u308b\u30bb\u30d6\u30f3-\u30a4\u30ec\u30d6\u30f3\u6c7a\u6e08\u30b3\u30fc\u30c9\u306e\u751f\u6210\u4f8b  <br>\r\npublic String generateOTCReference(String amount) throws Exception {.<br>\r\n    String parameters = merchantId +\": \"+amount+\": \"+transactionId\uff1b<br>\r\n    return Base64.getEncoder().encodeToString()<br>\r\n            hmacSHA256(parameters.getBytes(), secretKey.getBytes())<br>\r\n    ).substring(0,12)\uff1b<br>\r\n}  <br>\r\n<\/code><\/pre>\n<\/li>\n<li>\n<p><strong>\u30ab\u30a6\u30f3\u30bf\u30fc\u652f\u6255\u3044\u72b6\u6cc1\u306e\u30dd\u30fc\u30ea\u30f3\u30b0<\/strong><\/p>\n<ul>\n<li>CLiQQ\uff1aAPI\u306f5\u5206\u3054\u3068\u306b\u7167\u4f1a\u53ef\u80fd\uff081\u65e5\u306e\u4e0a\u9650\u306f50\uff09<\/li>\n<li>\u30d1\u30e9\u30ef\u30f3\uff1aSMS\u901a\u77e5\u306f\u3088\u308a\u4fe1\u983c\u6027\u304c\u9ad8\u304f\u3001\u4e3b\u8981\u306a\u30b3\u30fc\u30eb\u30d0\u30c3\u30af\u65b9\u6cd5\u3068\u3057\u3066\u63a8\u5968\u3055\u308c\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h2><\/h2>\n<p>IV.\u767a\u58f2\u524d\u306e\u5fc5\u9808\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8<\/p>\n<table>\n<thead>\n<tr>\n<th><strong>\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8<\/strong><\/th>\n<th><strong>\u898f\u7bc4<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>SSL\u8a3c\u660e\u66f8\u306e\u6709\u52b9\u671f\u9650<\/td>\n<td>\u2265 6\u30f5\u6708\u4ee5\u4e0a\u3001\u5b8c\u5168\u306a\u4fe1\u983c\u306e\u9023\u9396\u3092\u542b\u3080<\/td>\n<\/tr>\n<tr>\n<td>PHP\u30d0\u30fc\u30b8\u30e7\u30f3\u306e\u4e92\u63db\u6027<\/td>\n<td>\u2265 7.4\u4ee5\u4e0a\u3001\u5b89\u5168\u3067\u306a\u3044\u30cf\u30c3\u30b7\u30e5\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0(md5)\u3092\u7121\u52b9\u306b\u3059\u308b\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u30da\u30bd\u91d1\u984d\u30d5\u30a9\u30fc\u30de\u30c3\u30c8<\/td>\n<td>JSON\u3067\u5c0f\u6570\u70b9\u4ee5\u4e0b2\u6841\u3092\u5f37\u5236\uff08\u300c100.00\uff09<\/td>\n<\/tr>\n<tr>\n<td>GCash \u30de\u30fc\u30c1\u30e3\u30f3\u30c8\u540d\u306e\u8868\u793a<\/td>\n<td>\u2264 \u7279\u6b8a\u8a18\u53f7\u3092\u542b\u307e\u306a\u304416\u6587\u5b57<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<p>V. \u4e00\u822c\u7684\u306a\u30a8\u30e9\u30fc\u306e\u30c8\u30e9\u30d6\u30eb\u30b7\u30e5\u30fc\u30c6\u30a3\u30f3\u30b0\u306e\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3<\/p>\n<p>\ud83d\udee0\ufe0f <strong>\u30a8\u30e9\u30fc\u30b3\u30fc\u30c9 DP0219 (Dragonpay)<\/strong><br \/>\n<em>\u8ab2\u984c<\/em>\u9280\u884c\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u6642\u9593\u4e2d\u306e\u53d6\u5f15\u5931\u6557<br \/>\n<em>\u51e6\u65b9<\/em>\u81ea\u52d5\u7684\u306b\u96fb\u5b50\u8ca1\u5e03\u30c1\u30e3\u30cd\u30eb\u306b\u5207\u308a\u66ff\u3048\u308b\u304b\u3001\u7fcc\u65e5\u306b\u518d\u8a66\u884c\u3059\u308b\u3088\u3046\u30e6\u30fc\u30b6\u30fc\u306b\u4fc3\u3059\u3002<\/p>\n<p>\ud83d\udd0d <strong>PayMaya\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u74b0\u5883 404 \u30ec\u30b9\u30dd\u30f3\u30b9<\/strong><br \/>\n- <em>\u78ba\u8a8d1<\/em>URL\u306b\u306f<code>\/\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9<\/code>\u7d4c\u8def\u30bb\u30af\u30b7\u30e7\u30f3<br \/>\n- <em>\u78ba\u8a8d2<\/em>\u30ea\u30af\u30a8\u30b9\u30c8\u30d8\u30c3\u30c0\u306f\u4ee5\u4e0b\u3092\u542b\u3080<code>\u512a\u5148\u9806\u4f4d\uff1a code=200; dynamic=true<\/code><\/p>\n<hr>\n<p>VI.\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u6700\u9069\u5316\u306e\u63a8\u5968\u4e8b\u9805<\/p>\n<p>\u2705 <em>\u63a5\u7d9a\u30d7\u30fc\u30eb\u306e\u8a2d\u5b9a<\/em>\u652f\u6255\u3044\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3078\u306e\u9577\u3044\u63a5\u7d9a\u3092\u7dad\u6301\u3059\u308b\uff08Tomcat maxKeepAliveRequests\u2265100\uff09<br \/>\n\u2705 <em>\u975e\u540c\u671f\u30ed\u30ae\u30f3\u30b0<\/em>TPS\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u540c\u671f\u66f8\u304d\u8fbc\u307f\u3092\u907f\u3051\u308b\uff08Log4j2 AsyncLogger\u63a8\u5968\uff09<\/p>\n<p>\u4e0a\u8a18\u306e\u6280\u8853\u7684\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u5c0e\u5165\u3059\u308b\u3053\u3068\u3067\u3001\u30d5\u30a3\u30ea\u30d4\u30f3\u306e\u6c7a\u6e08\u6210\u529f\u7387\u3092\u5e73\u5747 78% \u304b\u3089 92% \u4ee5\u4e0a\u306b\u9ad8\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u5b9f\u969b\u306e\u4e8b\u4f8b\u3067\u306f\u3001\u3042\u308b\u8d8a\u5883EC\u4f01\u696d\u304cGCash\u306b\u30a2\u30af\u30bb\u30b9\u3057\u305f\u5f8c\u3001\u30e2\u30d0\u30a4\u30eb\u30b3\u30f3\u30d0\u30fc\u30b8\u30e7\u30f3\u7387\u304c37%\u5897\u52a0\u3057\u307e\u3057\u305f\u3002<\/p>\n<h2>VII.\u30d5\u30a3\u30ea\u30d4\u30f3\u6c7a\u6e08API\u7d71\u5408\u306e\u305f\u3081\u306e\u9ad8\u5ea6\u306a\u6700\u9069\u5316\u6226\u7565<\/h2>\n<h3>7.1 \u30b9\u30de\u30fc\u30c8\u30fb\u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u8a2d\u8a08<\/h3>\n<p>\u30d5\u30a3\u30ea\u30d4\u30f3\u306e\u8907\u96d1\u306a\u6c7a\u6e08\u74b0\u5883\u306e\u305f\u3081\u306b\u3001\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u30fb\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u306e\u5c0e\u5165\u304c\u63d0\u6848\u3055\u308c\u3066\u3044\u308b\uff1a<\/p>\n<pre><code class=\"language-python\">def select_payment_channel(user_device, amount).<br>\r\n    # \u30e6\u30fc\u30b6\u30fc\u306e\u7279\u6027\u304b\u3089\u6700\u9069\u306a\u30c1\u30e3\u30f3\u30cd\u30eb\u3092\u81ea\u52d5\u9078\u629e<br>\r\n    user_device['os'] == 'iOS' and amount &lt; 5000.<br>\r\n        return 'gcash' # iOS\u30e6\u30fc\u30b6\u30fc\u5c0f\u984d\u30d7\u30e9\u30a4\u30aa\u30ea\u30c6\u30a3gcash<br>\r\n    elif user_device['network'] == 'mobile'.<br>\r\n        return 'paymaya' # \u30e2\u30d0\u30a4\u30eb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306b\u304a\u3051\u308bPayMaya\u6210\u529f\u7387\u306e\u5411\u4e0a<br>\r\n    \u305d\u3046\u3067\u306a\u3051\u308c\u3070<br>\r\n        return 'dragonpay_bank' # PC\u30c7\u30d5\u30a9\u30eb\u30c8\u9280\u884c\u9001\u91d1<br>\r\n    <br>\r\n\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30fb\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u3068\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u30fb\u30b9\u30a4\u30c3\u30c1\u30f3\u30b0\u3092\u7d44\u307f\u5408\u308f\u305b\u305f#    <br>\r\nif get_failure_rate('gcash') &gt; threshold. <br>\r\n    activate_backup_channel()<br>\r\n<\/code><\/pre>\n<p><strong>\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u6c7a\u5b9a\u8981\u56e0<\/strong>::<\/p>\n<ul>\n<li><strong>\u91d1\u984d\u306e\u5c64\u5225\u5316<\/strong>\u20b1\u306f\u9280\u884c\u8a8d\u8a3c\u3092\u5fc5\u9808\u3068\u3059\u308b\u3002<\/li>\n<li><strong>\u30bf\u30a4\u30e0\u30b9\u30ed\u30c3\u30c8\u306e\u6700\u9069\u5316<\/strong>\u73fe\u5730\u306e\u9280\u884c\u30b7\u30b9\u30c6\u30e0\u306e\u7de0\u3081\u5207\u308a\u6642\u9593\uff0823:30-01:00 GMT+8\uff09\u3092\u907f\u3051\u3066\u304f\u3060\u3055\u3044\u3002<\/li>\n<li><strong>\u30c7\u30d0\u30a4\u30b9\u306e\u9069\u5fdc<\/strong>Android\u306e\u30ed\u30fc\u30a8\u30f3\u30c9\u30e2\u30c7\u30eb\u3067\u306f\u3001\u30ea\u30bd\u30fc\u30b9\u3092\u5927\u91cf\u306b\u6d88\u8cbb\u3059\u308b3DS\u8a8d\u8a3c\u3092\u7121\u52b9\u306b\u3059\u308b<\/li>\n<\/ul>\n<h3><\/h3>\n<h2><\/h2>\n<p>7.2 PHP\u3068Java\u306e\u305f\u3081\u306e\u7279\u5225\u306a\u51e6\u7406\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/p>\n<h4><strong>PHP\u958b\u767a\u8005\u5411\u3051\u30e1\u30e2<\/strong><\/h4>\n<pre><code class=\"language-php\">\/\/ GCash \u30b3\u30fc\u30eb\u30d0\u30c3\u30af\u30c7\u30fc\u30bf\u306e\u7279\u5225\u306a\u51e6\u7406 (\u4e2d\u56fd\u8a9e\u30a8\u30f3\u30b3\u30fc\u30c7\u30a3\u30f3\u30b0\u306e\u554f\u984c\u3092\u89e3\u6c7a\u3059\u308b\u305f\u3081)<br>\r\n$rawData = file_get_contents(\"php:\/\/input\")\uff1b<br>\r\n$decodedData = json_decode(iconv('ISO-8859-1', 'UTF-8', $rawData))\uff1b<br>\r\n<br>\r\n\/\/ Dragonpay\u7f72\u540d\u691c\u8a3c\u306e\u4ee3\u66ff\uff08\u53e4\u3044PHP\u30d0\u30fc\u30b8\u30e7\u30f3\u7528\uff09  <br>\r\nfunction verifySignature($data, $key) { {.<br>\r\n    if (!function_exists('hash_equals')) {. <br>\r\n        \u95a2\u6570 hash_equals($str1, $str2) {.<br>\r\n            \/\/...\u30ab\u30b9\u30bf\u30e0\u5b89\u5168\u6bd4\u8f03\u95a2\u6570<br>\r\n        }<br>\r\n    }  <br>\r\n}<br>\r\n<\/code><\/pre>\n<h4><strong>Java\u30a8\u30f3\u30bf\u30fc\u30d7\u30e9\u30a4\u30ba\u5b9f\u88c5\u306e\u63a8\u5968\u4e8b\u9805<\/strong><\/h4>\n<pre><code class=\"language-java\">\/\/ Spring Boot\u3068GCash\u306e\u7d71\u5408\u306e\u30d9\u30b9\u30c8\u30d7\u30e9\u30af\u30c6\u30a3\u30b9  <br>\r\n\u30b3\u30f3\u30d5\u30a3\u30ae\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3 <br>\r\npublic class GcashConfig {<br>\r\n    <br>\r\n   \u30d3\u30fc\u30f3 <br>\r\n   public RestTemplate gcashRestTemplate() {   <br>\r\n       SSLContext sslContext = \/\/...PCI-DSS\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8a3c\u660e\u66f8\u306e\u30ed\u30fc\u30c9...<br>\r\n       HttpClient client = HttpClients.custom()<br>\r\n           .setSSLContext(sslContext)<br>\r\n           .setConnectionTimeToLive(120, TimeUnit.SECONDS)<br>\r\n           .build()\uff1b<br>\r\n       <br>\r\n       return new RestTemplate(new HttpComponentsClientHttpRequestFactory(client))\uff1b<br>\r\n   }<br>\r\n}  <br>\r\n<br>\r\n\/\/ JVM\u30d1\u30e9\u30e1\u30fc\u30bf\u306e\u6700\u9069\u5316\u306b\u95a2\u3059\u308b\u63a8\u5968\u4e8b\u9805\uff08\u9ad8\u540c\u6642\u6027\u30b7\u30ca\u30ea\u30aa\uff09  <br>\r\n-Dhttps.protocols=TLSv1.2 -Djdk.tls.client.protocols=TLSv1.2 <br>\r\n<\/code><\/pre>\n<hr>\n<h2><\/h2>\n<p>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u8981\u70b9<\/p>\n<h3><strong>8.1 \u9069\u5207\u306aBSP\u898f\u5236\u8981\u4ef6<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th><strong>\u6761<\/strong><\/th>\n<th><strong>\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30fb\u30c7\u30ea\u30d0\u30ea\u30fc\u30fb\u30d7\u30ed\u30b0\u30e9\u30e0<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>AMLC \u30a2\u30f3\u30c1\u30fb\u30de\u30cd\u30fc\u30fb\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0<\/td>\n<td>\u2265 50k \u2571 \u653f\u5e9c\u8eab\u5206\u8a3c\u660e\u66f8\u30b3\u30d4\u30fc\u306e\u30a2\u30c3\u30d7\u30ed\u30fc\u30c9\u5fc5\u9808\uff08Base64\u4fdd\u5b58\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u500b\u4eba\u60c5\u5831\u4fdd\u8b77\u6cd5<\/td>\n<td>\u9280\u884c\u30ab\u30fc\u30c9\u756a\u53f7\u306e\u6700\u521d\u306e6\u6841\u3068\u6700\u5f8c\u306e4\u6841\u3092AES\u3067\u6697\u53f7\u5316\u3057\u3066\u4fdd\u5b58<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><\/h3>\n<h3><\/h3>\n<p>8.2 PCI DSS \u6e96\u62e0\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8<\/p>\n<p>\u2705 <em>\u6a5f\u5bc6\u60c5\u5831\u306e\u30d5\u30a3\u30eb\u30bf\u30ea\u30f3\u30b0<\/em>\u30ed\u30b0\u4e2d\u306eCVV\/CVC\u30d5\u30a3\u30fc\u30eb\u30c9\u306e\u81ea\u52d5\u30d6\u30ed\u30c3\u30af<br \/>\n\u2705 <em>\u30ad\u30fc\u56de\u8ee2\u6a5f\u69cb<\/em>\u6697\u53f7\u5316\u30ad\u30fc\u306e\u81ea\u52d5\u66f4\u65b0\uff0890\u65e5\u6bce\uff09\uff08\u5c65\u6b74\u9806\u5fa9\u53f7\u5316\u5bfe\u5fdc<\/p>\n<hr>\n<p>IX.\u30c7\u30fc\u30bf\u5206\u6790\u3068\u7d99\u7d9a\u7684\u6539\u5584<\/p>\n<p>\ud83d\udcca <em>\u76e3\u8996\u3059\u3079\u304d\u4e2d\u6838\u6307\u6a19<\/em>::<\/p>\n<pre><code class=\"language-sql\">\/* PostgreSQL \u30b5\u30f3\u30d7\u30eb\u5206\u6790\u30af\u30a8\u30ea\u30fc *\/  <br>\r\n\u30bb\u30ec\u30af\u30c8 <br>\r\n   \u652f\u6255\u3044\u65b9\u6cd5<br>\r\n   AVG(payment_time)\u3092avg_process_time\u3068\u3059\u308b\u3001<br>\r\n   COUNT(CASE WHEN status='failed' THEN id END)*100\/COUNT(id) as fail_rate   <br>\r\nFROM\u53d6\u5f15   <br>\r\nWHERE country='PH'<br>\r\nGROUP BY payment_method ORDER BY fail_rate DESC.<br>\r\n<\/code><\/pre>\n<p>\ud83d\udd27 <em>\u6700\u9069\u5316\u4e8b\u4f8b<\/em>::<br \/>\n\u3042\u308b\u30b2\u30fc\u30e0\u4f1a\u793e\u304c\u305d\u308c\u3092\u5206\u6790\u3057\u3066\u308f\u304b\u3063\u305f\uff1a<br \/>\n- \u9031\u672b\u306bGCash\u306e\u6210\u529f\u7387\u304c\u4e0b\u304c\u308b 15% \u2192 \u4f11\u65e5\u306e\u4ee3\u66ff\u30c1\u30e3\u30cd\u30eb\u30dd\u30ea\u30b7\u30fc\u3092\u6709\u52b9\u306b\u3059\u308b<br \/>\n- BDO\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\u3067\u306f\u3001\u6c7a\u6e08\u306b\u5e73\u57473\u56de\u306e\u30ea\u30d5\u30ec\u30c3\u30b7\u30e5\u304c\u5fc5\u8981 \u2192 UI\u306b\u660e\u793a\u7684\u306a\u30ea\u30c8\u30e9\u30a4\u30dc\u30bf\u30f3\u3092\u8ffd\u52a0\u3057\u305f\u7d50\u679c\u3001\u6c7a\u6e08\u5b8c\u4e86\u7387\u304c22%\u5411\u4e0a<\/p>\n<hr>\n<p>X. \u5c40\u5730\u7684\u306a\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\u3078\u306e\u63d0\u8a00<\/p>\n<p>\ud83d\udecd\ufe0f <em>\u30b3\u30f3\u30d0\u30fc\u30b8\u30e7\u30f3\u7387\u5411\u4e0a\u306e\u305f\u3081\u306e\u8a73\u7d30<\/em>::<br \/>\n- 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