{"id":2949,"date":"2025-05-22T14:02:18","date_gmt":"2025-05-22T06:02:18","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2949"},"modified":"2025-05-22T14:02:18","modified_gmt":"2025-05-22T06:02:18","slug":"%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98%e4%ba%a7%e4%b8%9a%e9%93%be%e5%85%a8%e6%99%af%e5%9b%be%e8%a7%a3","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/22\/%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98%e4%ba%a7%e4%b8%9a%e9%93%be%e5%85%a8%e6%99%af%e5%9b%be%e8%a7%a3\/","title":{"rendered":"\u30bf\u30a4\u306e\u6c7a\u6e08\u7523\u696d\u30c1\u30a7\u30fc\u30f3\u306e\u5168\u666f"},"content":{"rendered":"<p>\u4ee5\u4e0b\u306f\u3001\u30bf\u30a4\u306e\u6c7a\u6e08\u7523\u696d\u30c1\u30a7\u30fc\u30f3\u306e\u30d1\u30ce\u30e9\u30de\u30d3\u30e5\u30fc\u3068\u4e3b\u8981\u30ea\u30f3\u30af\u306e\u5206\u6790\u3067\u3001\u30bf\u30a4\u306e\u6c7a\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u4e2d\u6838\u69cb\u9020\u3092\u7d20\u65e9\u304f\u628a\u63e1\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\uff1a<\/p>\n<hr>\n<h3><strong>I. \u30bf\u30a4\u306e\u6c7a\u6e08\u7523\u696d\u30c1\u30a7\u30fc\u30f3\u306e\u5168\u666f<\/strong><\/h3>\n<pre><code class=\"language-mermaid\">\u30b0\u30e9\u30d5TD<br>\r\n    A[\u6d88\u8cbb\u8005]\u2192\uff5c\u6c7a\u6e08\u624b\u6bb5\uff5cB(\u30d5\u30ed\u30f3\u30c8\u30a8\u30f3\u30c9\u30fb\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc)<br>\r\n    B --&gt; C {\u30af\u30ea\u30a2\u30e9\u30f3\u30b9\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\uff5d<br>\r\n    C\u2192D\u3010\u91d1\u878d\u6a5f\u95a2<br>\r\n    D --&gt; E [\u52a0\u76df\u5e97\uff0f\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\uff3d<br>\r\n    F [\u30ec\u30ae\u30e5\u30ec\u30fc\u30bf\u30fc] - \u3002-&gt;| \u653f\u7b56\u7acb\u6848| C &amp; D<br>\r\n<\/code><\/pre>\n<hr>\n<h3><strong>II.\u30b3\u30a2\u53c2\u52a0\u8005\u306e\u5206\u6790<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>\u898f\u5236\u5c64<\/strong><\/p>\n<ul>\n<li>\u30bf\u30a4\u9280\u884c\uff08BOT\uff09\uff1a\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u767a\u884c\uff08\u300c\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u30fb\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\u300d\u306a\u3069\uff09\u3001\u96fb\u5b50\u30de\u30cd\u30fc\u3084\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08\u306e\u76e3\u7763\u3002<\/li>\n<li>\u8a3c\u5238\u53d6\u5f15\u59d4\u54e1\u4f1a\uff08SEC\uff09\uff1a\u30c7\u30b8\u30bf\u30eb\u8cc7\u7523\u95a2\u9023\u306e\u652f\u6255\u3044\u3092\u898f\u5236\u3002<\/li>\n<li><em>\u4e3b\u8981\u6cd5\u6848<\/em>\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u6cd52017<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u9280\u884c\u304a\u3088\u3073\u91d1\u878d\u6a5f\u95a2<\/strong><\/p>\n<ul>\n<li>\u5730\u5143\u5927\u624b\uff1a\u30ab\u30b7\u30b3\u30f3\u30d0\u30f3\u30af\uff08KBank\uff09\u3001SCB\u3001\u30d0\u30f3\u30b3\u30af\u9280\u884c<\/li>\n<li>\u5916\u8cc7\u7cfb\u9280\u884c\uff1a\u30b7\u30c6\u30a3\u30d0\u30f3\u30af HSBC\uff08\u6cd5\u4eba\u5411\u3051\uff09<\/li>\n<li><em>\u7279\u5225\u306a\u5f79\u5272<\/em>\u5168\u56fd\u96fb\u5b50\u9001\u91d1\u30b7\u30b9\u30c6\u30e0\u300cPromptPay\u300d(\u5373\u6642\u9001\u91d1\u30a4\u30f3\u30d5\u30e9)<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u7b2c\u4e09\u8005\u652f\u6255\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc<\/strong><br \/>\n| \u7a2e\u985e\uff5c\u4ee3\u8868\u7684\u306a\u4f01\u696d\uff5c\u7279\u5fb4\uff5c\u4fa1\u683c<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;|<br \/>\n| \u30ed\u30fc\u30ab\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\uff5cTrueMoney\u30a6\u30a9\u30ec\u30c3\u30c8\uff5c\u30e9\u30d3\u30c3\u30c8LINE Pay\uff5cLINE Pay\u30e6\u30fc\u30b6\u30fc50%\u4ee5\u4e0a\u306e\u666e\u53ca\u7387<br \/>\n| \u6d77\u5916\u30d7\u30ec\u30fc\u30e4\u30fc\uff5cAlipay+\u3001WeChat Pay\uff5c\u4e3b\u306b\u4e2d\u56fd\u4eba\u65c5\u884c\u8005\u5411\u3051<\/p>\n<\/li>\n<li>\n<p><strong>\u30ab\u30fc\u30c9\u4f1a\u793e\u304a\u3088\u3073\u6c7a\u6e08\u30cd\u30c3\u30c8\u30ef\u30fc\u30af<\/strong><\/p>\n<\/li>\n<\/ol>\n<ul>\n<li>Visa\/Mastercard\/JCB\uff1a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30b7\u30ca\u30ea\u30aa\u3092\u30ab\u30d0\u30fc\u3059\u308b<\/li>\n<li>\u5168\u56fd\u9280\u884c\u9593\u53d6\u5f15\u7ba1\u7406\u53d6\u5f15\u6240\uff08NITMX\uff09\uff1a\u5730\u57df\u306e\u6e05\u7b97\u30cf\u30d6<\/li>\n<\/ul>\n<ol start=\"5\"><\/p>\n<li><strong>\u30de\u30fc\u30c1\u30e3\u30f3\u30c8\u5074\u30a4\u30f3\u30d5\u30e9<\/strong><\/li>\n<\/ol>\n<ul>\n<li>PSP\uff1a\u304a\u307f\u305b\u30012C2P<\/li>\n<li>POS\u7aef\u672b\uff1a\u30d9\u30ea\u30d5\u30a9\u30f3\u30fb\u30bf\u30a4\u30e9\u30f3\u30c9<\/li>\n<\/ul>\n<p>6.<strong>\u6280\u8853\u30b5\u30dd\u30fc\u30c8\u5c64<\/strong><br \/>\n- \u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u30fb\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\uff1a\u30b5\u30a4\u30a2\u30e0\u5546\u696d\u9280\u884c\u306e\u30ea\u30c3\u30d7\u30eb\u30fb\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08<br \/>\n- \u4e0d\u6b63\u9632\u6b62\uff1aRefinitiv\u306eAML\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/p>\n<hr>\n<p>III.\u6ce8\u76ee\u306e\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u4e8b\u4f8b<\/p>\n<p>1.<strong>PromptPay + QR\u30b3\u30fc\u30c9\u63a5\u7d9a<\/strong><br \/>\n\u5e02\u6c11ID\uff0f\u643a\u5e2f\u96fb\u8a71\u756a\u53f7\u30d0\u30a4\u30f3\u30c7\u30a3\u30f3\u30b0\u306b\u3088\u308b\u624b\u6570\u6599\u30bc\u30ed\u306eP2P\u9001\u91d1\u30011\u65e5\u306e\u5e73\u5747\u53d6\u5f15\u91cf\u306f3000\u4e07\u4ef6\u3092\u8d85\u3048\u308b\u3002<\/p>\n<p>2.<strong>711 \u30b3\u30f3\u30d3\u30cb\u30fb\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30c1\u30e3\u30fc\u30b8\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af<\/strong><br \/>\n\u30bf\u30a4\u5168\u571f\u306b\u3042\u308b14,000\u306e711\u306f\u3001e\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u30aa\u30d5\u30e9\u30a4\u30f3\u88dc\u5145\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u3001\u9280\u884c\u53e3\u5ea7\u3092\u6301\u305f\u306a\u3044\u4eba\u3005\u306e\u5165\u91d1\u554f\u984c\u3092\u89e3\u6c7a\u3057\u3066\u3044\u308b\u3002<\/p>\n<p>3.GrabThailand\u30b9\u30fc\u30d1\u30fc\u30a2\u30d7\u30ea\u30e2\u30fc\u30c9\u3002<br \/>\nGrabPay\uff0b\u98f2\u98df\uff0b\u30bf\u30af\u30b7\u30fc\u306e\u7d71\u5408\u306b\u3088\u308a\u3001\u30af\u30ed\u30fc\u30ba\u30c9\u306a\u6d88\u8cbb\u8005\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u5f62\u6210\u3002<\/p>\n<hr>\n<p>IV.2023\u5e74\u306e\u4e3b\u8981\u30c7\u30fc\u30bf\u306e\u30b9\u30ca\u30c3\u30d7\u30b7\u30e7\u30c3\u30c8<br \/>\n- \u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u666e\u53ca\u7387\uff1a68%\uff08e-Conomy SEA2023\u30ec\u30dd\u30fc\u30c8\uff09<br \/>\n- \u9280\u884c\u4ee5\u5916\u304c\u51e6\u7406\u3057\u305f\u53d6\u5f15\u306e\u5272\u5408:41%<br \/>\n- \u96fb\u5b50\u30de\u30cd\u30fc\u30fb\u30e9\u30a4\u30bb\u30f3\u30b9\u4fdd\u6709\u8005\u6570\uff1a27\u540d<\/p>\n<hr>\n<h3><strong>V. \u30bf\u30a4\u306b\u304a\u3051\u308b\u6c7a\u6e08\u7523\u696d\u30c1\u30a7\u30fc\u30f3\u306e\u6df1\u5316\u306b\u95a2\u3059\u308b\u5206\u6790<\/strong><\/h3>\n<h4><strong>1.\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08\u3068\u70ba\u66ff\u7ba1\u7406<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>\u4e3b\u8981\u30e1\u30ab\u30cb\u30ba\u30e0<\/strong>::<\/p>\n<ul>\n<li>\u30bf\u30a4\u4e2d\u592e\u9280\u884c\u304c\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u91d1\u878d\u30d5\u30ed\u30fc\u306e\u7533\u544a\u5236\u5ea6\u3092\u5c0e\u5165\uff085\u4e07\u7c73\u30c9\u30eb\u4ee5\u4e0a\u306e\u7533\u544a\u304c\u5fc5\u8981\uff09<\/li>\n<li>\u30d7\u30e9\u30a4\u30de\u30ea\u30fc\u30a2\u30af\u30bb\u30b9\n<ul>\n<li>SWIFT\uff08\u5f93\u6765\u306e\u9280\u884c\u96fb\u4fe1\u9001\u91d1\uff09<\/li>\n<li>RippleNet\uff08ASEAN\u57df\u5185\u9001\u91d1\u306e\u30b3\u30b9\u30c8\u524a\u6e1b\u306e\u305f\u3081\u306bSCB\u306a\u3069\u306e\u9280\u884c\u304c\u63a1\u7528\u3057\u305f\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3 30%\uff09<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u4eba\u6c17\u306e\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc<\/strong>::<br \/>\n| \u30d3\u30b8\u30cd\u30b9\uff5c\u30bf\u30fc\u30b2\u30c3\u30c8\u5c64\uff5c\u6599\u91d1\u30e1\u30ea\u30c3\u30c8<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;|<br \/>\n| DeeMoney\uff5c\u52b4\u50cd\u8005\u9001\u91d1\uff08\u30df\u30e3\u30f3\u30de\u30fc\/\u30ab\u30f3\u30dc\u30b8\u30a2\uff09\uff5c\uff1c1% \u624b\u6570\u6599\u306b\u3064\u3044\u3066<br \/>\n2C2P\uff5c\u8d8a\u5883EC\u30b3\u30ec\u30af\u30b7\u30e7\u30f3\u5bfe\u5fdc\u30a2\u30ea\u30da\u30a4\uff0b\u30ab\u30ec\u30f3\u30b7\u30fc\u30c0\u30a4\u30ec\u30af\u30c8<\/p>\n<\/li>\n<\/ul>\n<h4><strong>2. 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