{"id":2961,"date":"2025-05-23T14:00:38","date_gmt":"2025-05-23T06:00:38","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2961"},"modified":"2025-05-23T14:00:38","modified_gmt":"2025-05-23T06:00:38","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%a3%8e%e6%8e%a7%e6%9c%ba%e5%88%b6%e4%bb%8b%e7%bb%8d","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/23\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%a3%8e%e6%8e%a7%e6%9c%ba%e5%88%b6%e4%bb%8b%e7%bb%8d\/","title":{"rendered":"\u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30a4\u30f3\u30c7\u30a3\u30a2\u306e\u30ea\u30b9\u30af\u7ba1\u7406\u30e1\u30ab\u30cb\u30ba\u30e0\u306e\u7d39\u4ecb"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts299.mm.bing.net\/th?q=paytm298\" alt=\"\u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30a4\u30f3\u30c7\u30a3\u30a2\u306e\u30ea\u30b9\u30af\u7ba1\u7406\u30e1\u30ab\u30cb\u30ba\u30e0\u306e\u7d39\u4ecb\" title=\"\u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30a4\u30f3\u30c7\u30a3\u30a2\u306e\u30ea\u30b9\u30af\u7ba1\u7406\u30e1\u30ab\u30cb\u30ba\u30e0\u306e\u7d39\u4ecb\"><\/p>\n<p>\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u4ed5\u7d44\u307f\u306f\u3001\u96fb\u5b50\u53d6\u5f15\u306e\u5b89\u5168\u78ba\u4fdd\u3001\u4e0d\u6b63\u884c\u70ba\u306e\u9632\u6b62\u3001\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u306e\u5b89\u5b9a\u7dad\u6301\u306e\u305f\u3081\u306b\u8a2d\u8a08\u3055\u308c\u305f\u591a\u5c64\u7684\u306a\u30b7\u30b9\u30c6\u30e0\u3067\u3042\u308b\u3002\u4ee5\u4e0b\u306f\u3001\u30a4\u30f3\u30c9\u306e\u6c7a\u6e08\u696d\u754c\u306b\u304a\u3051\u308b\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u4e2d\u6838\u7684\u306a\u67a0\u7d44\u307f\u3068\u7279\u5fb4\u3067\u3042\u308b\uff1a<\/p>\n<hr>\n<h3><strong>1.\u898f\u5236\u6a5f\u95a2\u3068\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u67a0\u7d44\u307f<\/strong><\/h3>\n<ul>\n<li><strong>RBI\uff08\u30a4\u30f3\u30c9\u6e96\u5099\u9280\u884c\uff09<\/strong>\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306e\u898f\u5236\u3092\u4e3b\u5c0e\u3057\u3001\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306a\u3069\u306e\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u3092\u767a\u884c\u3002<\/li>\n<li><strong>PCI-DSS\u6e96\u62e0<\/strong>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30c7\u30fc\u30bf\u3092\u51e6\u7406\u3059\u308b\u3059\u3079\u3066\u306e\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u306f\u3001\u56fd\u969b\u57fa\u6e96\u306b\u6e96\u62e0\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/li>\n<li><strong>DPSS\uff08\u4e2d\u592e\u9280\u884c\u6c7a\u6e08\u90e8\u9580\uff09<\/strong>\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\uff08IMPS\u3001UPI\u306a\u3069\uff09\u306e\u30ea\u30b9\u30af\u7ba1\u7406\u3092\u7d71\u62ec\u3059\u308b\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>2.\u30b3\u30a2\u30fb\u30ea\u30b9\u30af\u7ba1\u7406\u624b\u6cd5<\/strong><\/h3>\n<ul>\n<li><strong>\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30fb\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u76e3\u8996<\/strong>::\n<ul>\n<li>AI\/ML\u30d9\u30fc\u30b9\u306e\u7570\u5e38\u691c\u77e5\uff08\u5927\u53e3\u9001\u91d1\u3001\u9ad8\u983b\u5ea6\u53d6\u5f15\u306a\u3069\uff09\u3002<\/li>\n<li>UPI\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u300c1\u79d2\u9593\u306b30\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u300d\u3068\u3044\u3046\u901f\u5ea6\u5236\u9650\u30eb\u30fc\u30eb\u3002<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u30de\u30eb\u30c1\u30d5\u30a1\u30af\u30bf\u30fc\u8a8d\u5b9a\uff08MFA\uff09<\/strong>::\n<ul>\n<li>\u4e8c\u8981\u7d20\u8a8d\u8a3c\uff08OTP+\u751f\u4f53\u8a8d\u8a3c\/MPIN\uff09\u306e\u4f7f\u7528\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u3002<\/li>\n<li>Aadhaar e-KYC \u7d71\u5408\u8a8d\u8a3c\u3002<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u30c7\u30d0\u30a4\u30b9\u30fb\u30d5\u30a3\u30f3\u30ac\u30fc\u30d7\u30ea\u30f3\u30c6\u30a3\u30f3\u30b0\u3068\u884c\u52d5\u5206\u6790<\/strong>::<br \/>\n\u6a5f\u5668\u306e\u5909\u66f4\u3001IP\u30b8\u30aa\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u7a81\u7136\u306e\u5909\u66f4\u306a\u3069\u3001\u7591\u308f\u3057\u3044\u884c\u52d5\u3092\u691c\u51fa\u3059\u308b\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>3.UPI\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u7279\u5316\u3057\u305f\u30ea\u30b9\u30af\u7ba1\u7406<\/strong><\/h3>\n<ul>\n<li><em>\u30af\u30a9\u30fc\u30bf\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb<\/em>::\n<ul>\n<li>P2P\u306e1\u56de\u306e\u9650\u5ea6\u984d\u306f\u20b910,000\u30c9\u30eb\uff08\u7d04120\u30c9\u30eb\uff09\u3067\u3001\u52a0\u76df\u5e97\u6c7a\u6e08\u306e\u65b9\u304c\u9ad8\u3044\u3002<br \/>\n\u9280\u884c\u306b\u3088\u3063\u3066\u306f\u30011\u65e5\u306e\u7d2f\u7a4d\u9650\u5ea6\u984d\uff08\u4f8b\u3048\u3070\u20b910,000\u30c9\u30eb\uff09\u3092\u8a2d\u5b9a\u3057\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><strong>4.\u5546\u793e\u5074\u306e\u30ea\u30b9\u30af\u7ba1\u7406\u63aa\u7f6e<\/strong><\/h3>\n<ul>\n<li>\n<p><strong>\u52d5\u7684\u30ea\u30b9\u30af\u8a55\u4fa1\u30e2\u30c7\u30eb<\/strong>::<\/p>\n<ul>\n<li>\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u52a0\u76df\u5e97\uff08\u30ae\u30e3\u30f3\u30d6\u30eb\u3001\u6697\u53f7\u901a\u8ca8\u306a\u3069\uff09\u306f\u3001\u52a0\u76df\u5e97\u306e\u696d\u7a2e\u3001\u53d6\u5f15\u5c65\u6b74\u3001\u8fd4\u91d1\u7387\u3001\u305d\u306e\u4ed6\u306e\u30b9\u30b3\u30a2\u306b\u57fa\u3065\u3044\u3066\u5236\u9650\u307e\u305f\u306f\u30b7\u30e3\u30c3\u30c8\u30c0\u30a6\u30f3\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<li>RBI\u306f\u7591\u308f\u3057\u3044\u53d6\u5f15\u5831\u544a\u66f8\uff08STR\uff09\u306e\u5b9a\u671f\u7684\u306a\u63d0\u51fa\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u9045\u5ef6\u6c7a\u6e08\uff08T+n\uff09<\/strong>::<br \/>\n\u65b0\u898f\u767b\u9332\u307e\u305f\u306f\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u52a0\u76df\u5e97\u306b\u5bfe\u3059\u308b\u652f\u6255\u3044\u306f\u3001\u7570\u5e38\u306a\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u3092\u624b\u52d5\u3067\u78ba\u8a8d\u3059\u308b\u305f\u3081\u30011\uff5e3\u65e5\u9593\u9045\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>5.\u4e0d\u6b63\u5bfe\u7b56\u3068\u7d1b\u4e89\u89e3\u6c7a<\/strong><\/h3>\n<ul>\n<li>\n<p><strong>\u81ea\u52d5\u30d6\u30ed\u30c3\u30af\u30eb\u30fc\u30eb<\/strong>::<\/p>\n<ul>\n<li>\u77ed\u671f\u9593\u306b\u540c\u3058\u30ab\u30fc\u30c9\u756a\u53f7\u3067\u8907\u6570\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u5229\u7528\u3092\u8a66\u307f\u308b\u300d\u306a\u3069\u306e\u4e0d\u6b63\u884c\u70ba\u3092\u691c\u77e5\u3059\u308b\u3002<\/li>\n<li>NPCI\uff08National Payments Corporation\uff09\u306e\u4e0d\u6b63\u76e3\u8996\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u9280\u884c\u9593\u306e\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u30fb\u30c7\u30fc\u30bf\u3092\u5171\u6709\u3057\u3066\u3044\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u6d88\u8cbb\u8005\u4fdd\u8b77\u30e1\u30ab\u30cb\u30ba\u30e0<\/strong>::<br \/>\n\u30e6\u30fc\u30b6\u30fc\u304c\u4e0d\u6b63\u53d6\u5f15\uff08OTP\u306e\u6f0f\u6d29\u306a\u3069\uff09\u3092\u4e3b\u5f35\u3057\u305f\u5834\u5408\u3001\u9280\u884c\u306f10\u65e5\u4ee5\u5185\u306b\u8abf\u67fb\u3057\u3001\u8fd4\u91d1\u3059\u308b\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u308b\uff08RBI\u306e\u7fa9\u52d9\uff09\u3002<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>6.AI\u3068\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u6d3b\u7528\u306e\u6700\u524d\u7dda<\/strong><\/h3>\n<ul>\n<li><em>\u4e88\u6e2c\u5206\u6790<\/em>\u904e\u53bb\u306e\u30c7\u30fc\u30bf\u304b\u3089\u5b63\u7bc0\u7684\u306a\u8a50\u6b3a\u306e\u30d1\u30bf\u30fc\u30f3\uff08\u30db\u30ea\u30c7\u30fc\u30b7\u30fc\u30ba\u30f3\u306b\u30d5\u30a3\u30c3\u30b7\u30f3\u30b0\u653b\u6483\u304c\u6025\u5897\u3059\u308b\u306a\u3069\uff09\u3092\u7279\u5b9a\u3059\u308b\u3002<\/li>\n<li><em>\u30b9\u30d4\u30fc\u30c1\uff0f\u610f\u5473\u5206\u6790<\/em>\u9867\u5ba2\u30b5\u30fc\u30d3\u30b9\u3068\u306e\u3084\u308a\u53d6\u308a\u3092\u76e3\u8996\u3057\u3001\u4e0d\u6b63\u306e\u624b\u304c\u304b\u308a\u3092\u3064\u304b\u3080\uff08\u9867\u5ba2\u306b\u306a\u308a\u3059\u307e\u3057\u3066\u30a2\u30ab\u30a6\u30f3\u30c8\u306e\u30ea\u30bb\u30c3\u30c8\u3092\u8981\u6c42\u3059\u308b\u306a\u3069\uff09\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>\u8ab2\u984c\u3068\u50be\u5411<\/strong><\/h3>\n<ol>\n<li><strong>\u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30a8\u30f3\u30b8\u30cb\u30a2\u30ea\u30f3\u30b0\u653b\u6483\u304c\u62e1\u5927<\/strong>* 2023\u5e74\u3001\u30a4\u30f3\u30c9\u3067\u306fSIM\u4ea4\u63db\u8a50\u6b3a\u3084\u507d\u306eUPI QR\u30b3\u30fc\u30c9\u306b\u8d77\u56e0\u3059\u308b\u7d04351\u4ef6\u306eTP3T\u6c7a\u6e08\u8a50\u6b3a\u304c\u767a\u751f\u3002<\/li>\n<li><em>\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08\u30ea\u30b9\u30af\u7ba1\u7406<\/em> RBI\u306f\u56fd\u5883\u3092\u8d8a\u3048\u305f\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u3092\u64b2\u6ec5\u3059\u308b\u305f\u3081\u3001\u56fd\u969b\u6a5f\u95a2\u3068\u306e\u5354\u529b\u3092\u63a8\u9032\u3057\u3066\u3044\u308b\u3002<\/li>\n<li><em><strong>\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30c3\u30af\u306e\u6d78\u900f<\/strong><\/em> 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