\u4ee5\u4e0b\u306f\u3001\u30d9\u30c8\u30ca\u30e0\u306e\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u958b\u767a\u8005\u5411\u3051\u306e\u30ea\u30bd\u30fc\u30b9\u96c6\u3067\u3001\u4e3b\u8981\u306a\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3001API\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8\u3001\u6280\u8853\u4ed5\u69d8\u3001\u30ed\u30fc\u30ab\u30ea\u30bc\u30fc\u30b7\u30e7\u30f3\u30b5\u30dd\u30fc\u30c8\u60c5\u5831\u306a\u3069\u3092\u7db2\u7f85\u3057\u3001\u958b\u767a\u8005\u304c\u30d9\u30c8\u30ca\u30e0\u5e02\u5834\u306b\u8fc5\u901f\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u3088\u3046\u652f\u63f4\u3057\u307e\u3059\uff1a<\/p>\n
\u30e2\u30e2\u30fb\u30a6\u30a9\u30ec\u30c3\u30c8<\/strong><\/p>\n \u30b6\u30ed\u30da\u30a4<\/strong><\/p>\n \u30d9\u30c8\u30c6\u30eb\u30da\u30a4<\/strong> (\u96fb\u6c17\u901a\u4fe1\u4e8b\u696d\u8005\u306e\u7d4c\u6b74\uff09<\/p>\n \u30d6\u30a4\u30a8\u30cc\u30da\u30a4<\/strong> (\u9280\u884c\u540c\u76df\u30d7\u30ed\u30b0\u30e9\u30e0\uff09<\/p>\n \u5b89\u5168\u8a8d\u8a3c<\/strong><\/p>\n QR\u30b3\u30fc\u30c9\u898f\u683c<\/strong> \u30a8\u30c3\u30bb\u30f3\u30b7\u30e3\u30eb\u30fb\u30d5\u30a1\u30f3\u30af\u30b7\u30e7\u30f3\u30fb\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9 \u30b5\u30f3\u30d7\u30eb\u30fb\u30b3\u30fc\u30c9\u30fb\u30ea\u30dd\u30b8\u30c8\u30ea\uff08Github\uff09<\/strong>::<\/p>\n<\/li>\n<\/ol>\n III.\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u30fb\u30c6\u30b9\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u30fb\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u30fb\u30eb\u30fc\u30c8 IV.\u30ed\u30fc\u30ab\u30ea\u30bc\u30fc\u30b7\u30e7\u30f3\u3078\u306e\u914d\u616e<\/p>\n \u6700\u65b0\u306e\u30dd\u30ea\u30b7\u30fc\u30a2\u30c3\u30d7\u30c7\u30fc\u30c8\u3084\u30c6\u30af\u30cb\u30ab\u30eb\u30b5\u30dd\u30fc\u30c8\u306e\u305f\u3081\u306b\u3001\u516c\u5f0f\u958b\u767a\u8005\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\uff08Facebook\u30b0\u30eb\u30fc\u30d7\u307e\u305f\u306f\u30d5\u30a9\u30fc\u30e9\u30e0\uff09\u306b\u53c2\u52a0\u3059\u308b\u3053\u3068\u3092\u304a\u52e7\u3081\u3057\u307e\u3059\u3002<\/p>\n \u4ee5\u4e0b\u306f\u3001\u30d9\u30c8\u30ca\u30e0\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u958b\u767a\u8005\u30ea\u30bd\u30fc\u30b9\u306e\u4e0a\u7d1a\u88dc\u8db3\u8cc7\u6599\u3067\u3001\u3088\u308a\u5b9f\u7528\u7684\u306a\u30c4\u30fc\u30eb\u3001\u653f\u7b56\u306e\u8a73\u7d30\u3001\u751f\u614b\u7cfb\u306e\u8abf\u6574\u306b\u95a2\u3059\u308b\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u30ab\u30d0\u30fc\u3057\u3066\u3044\u307e\u3059\uff1a<\/p>\n SDK\u516c\u5f0f\u30e9\u30a4\u30d6\u30e9\u30ea<\/strong><\/p>\n \u30b5\u30fc\u30c9\u30d1\u30fc\u30c6\u30a3\u306e\u30d1\u30c3\u30b1\u30fc\u30b8\u30f3\u30b0\u30fb\u30e9\u30a4\u30d6\u30e9\u30ea\uff08\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306b\u3088\u308b\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\uff09<\/strong><\/p>\n \u30dd\u30b9\u30c8\u30de\u30f3API\u30b3\u30ec\u30af\u30b7\u30e7\u30f3<\/strong> \u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08\u30e9\u30a4\u30bb\u30f3\u30b9<\/strong> \u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u9632\u6b62\uff08AML\uff09\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u8981\u4ef6<\/strong> \u624b\u6570\u6599\u7a0e\u51e6\u7406API\u30b5\u30f3\u30d7\u30eb\u30b3\u30fc\u30c9<\/strong>:<\/p>\n<\/li>\n<\/ol>\n VII.\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u6700\u9069\u5316\u306e\u63a8\u5968 VIII.\u4ee3\u66ff\u30d7\u30ed\u30b0\u30e9\u30e0\u3068\u5f85\u6a5f\u7684\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc<\/p>\n 2.\u30cb\u30c3\u30c1\u3060\u304c\u6025\u6210\u9577\u4e2d\u306e\u30a6\u30a9\u30ec\u30c3\u30c8API<\/strong>:<\/p>\n IX\u3001\u30c7\u30d0\u30c3\u30b0\u30b9\u30ad\u30eb\u3001\u4e00\u822c\u7684\u306a\u30a8\u30e9\u30fc\u30b3\u30fc\u30c9\u8868<\/p>\n \u5178\u578b\u7684\u306a\u30a8\u30e9\u30fc\u3068\u89e3\u6c7a\u7b56 \u3053\u3053\u3067\u306f\u3001\u30d9\u30c8\u30ca\u30e0\u306e\u30c7\u30b8\u30bf\u30eb\u30fb\u30a6\u30a9\u30ec\u30c3\u30c8\u958b\u767a\u8005\u5411\u3051\u306e\u30ea\u30bd\u30fc\u30b9\u3092\u96c6\u3081\u3001\u4e3b\u8981\u306a\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3001A...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3084","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"\n\n
\n
\n
\n
\n
\n
\nII.\u4e3b\u8981\u6280\u8853\u3068\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8981\u4ef6<\/strong><\/h3>\n
\n
\n
\n\u53c2\u8003\u307e\u3067\u306b\uff1a\u30d9\u30c8\u30ca\u30e0\u56fd\u7acb\u9280\u884c\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u57fa\u6e96<\/a><\/em><\/li>\n<\/ul>\n<\/li>\n
\n\u30d9\u30c8\u30ca\u30e0\u5171\u901aQR\u30b3\u30fc\u30c9\u4ed5\u69d8\u3092\u4f7f\u7528\u3059\u308b\uff1aVMQR<\/code> (\u56fd\u969bEMVCo\u306b\u5bfe\u5fdc\uff09<\/p>\n<\/li>\n# Momo QR\u751f\u6210\u4f8b\uff08Python\uff09
\r\n\u8f38\u5165\u30ea\u30af\u30a8\u30b9\u30c8
\r\napi_endpoint = \"https:\/payment.momo\/v1\/generate-qr\"
\r\nheaders = {\"X-Access-Key\": \"YOUR_KEY\"}.
\r\n\u30c7\u30fc\u30bf = {
\r\n \u300c\u91d1\u984d\u300d\uff1a100000\u3002
\r\n \u300corderId\": \"ORDER_123\"\u3001
\r\n \"redirectUrl\": \"your_callback_url\"
\r\n}
\r\nresponse = requests.post(api_endpoint, json=data, headers=headers)
\r\n<\/code><\/pre>\n
\n
\n| \u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\uff5c\u30ea\u30f3\u30af\u306e\u30ea\u30af\u30a8\u30b9\u30c8\uff5c\u9650\u5ea6\u984d\u306e\u30c6\u30b9\u30c8
\n|————|———————————–|——————|
\n| \u30b6\u30ed\u30da\u30a4\uff5cdevelopers.zalopay\/sandbox-signup\uff5c\u2266500,000VND\/pen\uff5c\uff5c\u3002
\n| \u30e2\u30e2\uff5cmomo.dev\/sandbox-request\uff5c\u2266200,000VND\/pen\uff5c\uff5c\u3002<\/p>\n
\n\n
\n2.\u624b\u6570\u6599\u30e2\u30c7\u30eb<\/strong>\u901a\u5e380.5%\uff5e1.%\u53d6\u5f15\uff08\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08\u306e\u5834\u5408\u306f\u305d\u308c\u4ee5\u4e0a\uff09
\n3.\u30db\u30c3\u30c8\u30b7\u30ca\u30ea\u30aaAPI<\/strong>:
\n-\u96fb\u8a71\u6599\u91d1\u306e\u652f\u6255\u3044\u30c8\u30c3\u30d7\u30a2\u30c3\u30d7<\/code>)\/\u516c\u5171\u6599\u91d1\u306e\u652f\u6255\u3044(\u30d3\u30eb\u30da\u30a4<\/code>)
\n4.\u30e6\u30fc\u30b6\u30fc\u8a8d\u8a3c\uff1a\u30c9\u30c3\u30ad\u30f3\u30b0\u304c\u5fc5\u8981eKYC<\/code>VNG ID](( https :\/\/id .vng.com .vn )) \u306a\u3069\u306e\u30b5\u30fc\u30d3\u30b9\u3002<\/li>\n<\/ol>\n
\nV. \u9ad8\u5ea6\u306a\u958b\u767a\u306e\u305f\u3081\u306e\u30ea\u30bd\u30fc\u30b9\u3068\u30c4\u30fc\u30eb<\/strong><\/h3>\n
\n
\n
\/\/ VNPAY for Node.js \u975e\u516c\u5f0f\u30d1\u30c3\u30b1\u30fc\u30b8 (npm install)
\r\nconst vnpay = require('vnpay-sdk')\uff1b
\r\nconst client = new vnpay.Client({)
\r\n merchantCode: 'YOUR_MERCHANT_ID'\u3001
\r\n secureSecret: 'YOUR_HASH_KEY'
\r\n});
\r\n<\/code><\/pre>\n<\/li>\n
\n\u8907\u6570\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u3001Postman\u306e\u8a2d\u5b9a\u6e08\u307f\u74b0\u5883\u30d5\u30a1\u30a4\u30eb\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u308b\uff1a<\/p>\n\n
\n\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u30d0\u30f3\u30af\u30fb\u30c9\u30c3\u30ad\u30f3\u30b0\u306e\u30dd\u30a4\u30f3\u30c8<\/strong><\/h3>\n
\n
\n\u56fd\u969b\u7684\u306a\u53ce\u96c6\u304c\u542b\u307e\u308c\u308b\u5834\u5408\u306f\u3001\u8ffd\u52a0\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u304c\u5fc5\u8981\u3067\u3059\u3002SBV 21\/2024\u53f7<\/a>)<\/p>\n<\/li>\n
\n\u653f\u5e9c\u304c\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u308b\u8a8d\u8a3c\u30b7\u30b9\u30c6\u30e0\u306e\u3044\u305a\u308c\u304b\u3092\u7d71\u5408\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\uff1a<\/p>\n\n
\/\/ \u30d9\u30c8\u30ca\u30e0\u73fe\u5730VAT\u8a08\u7b97\uff08\u30d3\u30b8\u30cd\u30b9\u30a2\u30ab\u30a6\u30f3\u30c8\u7528\uff09
\r\npublic double calculateVAT(double amount, String serviceType) {.
\r\n double rate = switch(serviceType) {.
\r\n case \"DOMESTIC_PAYMENT\" -> 0.01; \/\/ 1% VAT
\r\n case \"CROSS_BORDER\" -> 0.05; \/\/ 5% VAT
\r\n default -> throw new IllegalArgumentException()\uff1b
\r\n };
\r\n \u91d1\u984d * \u30ec\u30fc\u30c8\u3092\u8fd4\u3059\u3002
\r\n}
\r\n<\/code><\/pre>\n
\n
\n| \u30b7\u30fc\u30f3\uff5c\u304a\u3059\u3059\u3081\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3
\n|———————|———————————–|
\n| QR\u30b3\u30fc\u30c9\u306e\u9ad8\u983b\u5ea6\u751f\u6210\uff5cCDN\u30ad\u30e3\u30c3\u30b7\u30e5\uff0b\u30d7\u30ea\u30b8\u30a7\u30cd\u30ec\u30fc\u30b7\u30e7\u30f3\u30e1\u30ab\u30cb\u30ba\u30e0
\n| OTP\u9045\u5ef6\uff5c\u8907\u6570\u30ad\u30e3\u30ea\u30a2\u3078\u306e\u30a2\u30af\u30bb\u30b9\uff08SMS\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u306a\u3069VinSMS<\/a>) |
\n| Webhook\u306e\u30bf\u30a4\u30e0\u30a2\u30a6\u30c8\uff5cAWS Lambda\u30d9\u30c8\u30ca\u30e0\u30ce\u30fc\u30c9\u306e\u30c7\u30d7\u30ed\u30a4\u30e1\u30f3\u30c8(\u5357\u67711<\/code>) |<\/p>\n
\n\n
\u30b0\u30e9\u30d5LR\u3002
\r\nA[\u30e1\u30a4\u30f3\u30c1\u30e3\u30f3\u30cd\u30eb\uff1a\u30e2\u30e2]\u2192B{\u30b9\u30c6\u30fc\u30bf\u30b9\u30b3\u30fc\u30c9\u2260200}\u3002
\r\nB --> C [ZaloPay\u306b\u683c\u4e0b\u3052]\u3002
\r\nC --> D [\u6700\u7d42\u7684\u306b\u9280\u884c\u632f\u8fbc\u306b\u30d5\u30a9\u30fc\u30eb\u30d0\u30c3\u30af]\u3002
\r\n<\/code><\/pre>\n\n
\n
\n| HTTP\u30b9\u30c6\u30fc\u30bf\u30b9\u30b3\u30fc\u30c9\uff5c\u30e2\u30e2\u30a8\u30e9\u30fc\u30b3\u30fc\u30c9\uff5c\u610f\u5473\uff5c\u5bfe\u7b56
\n|————|————<\/p>","protected":false},"excerpt":{"rendered":"