{"id":3102,"date":"2025-05-31T21:42:13","date_gmt":"2025-05-31T13:42:13","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3102"},"modified":"2025-05-31T21:42:13","modified_gmt":"2025-05-31T13:42:13","slug":"%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%b8%80%e6%96%87%e8%a7%a3%e6%9e%90%e9%a3%8e%e9%99%a9%e4%b8%8e%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/31\/%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%b8%80%e6%96%87%e8%a7%a3%e6%9e%90%e9%a3%8e%e9%99%a9%e4%b8%8e%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/","title":{"rendered":"\u4e2d\u6771\u306e\u6c7a\u6e08\u306f\u5b89\u5168\u304b\uff1f\u30ea\u30b9\u30af\u3068\u89e3\u6c7a\u7b56\u3092\u89e3\u8aac\u3057\u305f\u8a18\u4e8b"},"content":{"rendered":"<p>\u4e2d\u6771\u306e\u6c7a\u6e08\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306f\u3001\u56fd\u3001\u6280\u8853\u30a4\u30f3\u30d5\u30e9\u3001\u898f\u5236\u74b0\u5883\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u3002\u4ee5\u4e0b\u306f\u3001\u30ea\u30b9\u30af\u3068\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u4e21\u5074\u9762\u304b\u3089\u898b\u305f\u5185\u8a33\u3067\u3042\u308b\uff1a<\/p>\n<hr>\n<h3><strong>I. \u4e3b\u306a\u5371\u967a\u56e0\u5b50<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>\u5730\u57df\u683c\u5dee<\/strong><\/p>\n<ul>\n<li>\u6e7e\u5cb8\u8af8\u56fd\uff08UAE\u3001\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306a\u3069\uff09\u306f\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u304c\u6574\u5099\u3055\u308c\u3066\u304a\u308a\u3001PCI DSS\u6e96\u62e0\u7387\u3082\u9ad8\u3044\u304c\u3001\u4e00\u90e8\u306e\u7d1b\u4e89\u5730\u57df\uff08\u30a4\u30a8\u30e1\u30f3\u3001\u30b7\u30ea\u30a2\u306a\u3069\uff09\u306f\u30ea\u30b9\u30af\u304c\u8457\u3057\u304f\u9ad8\u3044\u3002<\/li>\n<li>Visa 2023\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u3001\u4e2d\u6771\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4e0d\u6b63\u4f7f\u7528\u7387\u306f\u5e73\u57470.081 TP3T\u3067\u3001\u4e16\u754c\u5e73\u5747\uff080.11 TP3T\uff09\u3088\u308a\u4f4e\u3044\u304c\u3001\u30ab\u30fc\u30c9\u4ee5\u5916\u306e\u6c7a\u6e08\uff08\u30ed\u30fc\u30ab\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306a\u3069\uff09\u306e\u7d1b\u4e89\u51e6\u7406\u30e1\u30ab\u30cb\u30ba\u30e0\u306f\u672a\u6210\u719f\u3067\u3042\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u6280\u8853\u7684\u6b20\u70b9<\/strong><\/p>\n<ul>\n<li>\u4e2d\u5c0f\u898f\u6a21\u306e\u52a0\u76df\u5e97\u306e\u4e2d\u306b\u306f\u3001\u3044\u307e\u3060\u306bMOTO\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\uff08\u96fb\u8a71\uff0f\u96fb\u5b50\u30e1\u30fc\u30eb\u306b\u3088\u308b\u30b9\u30ef\u30a4\u30d7\uff09\u306b\u983c\u3063\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308a\u3001CVV\u306e\u52d5\u7684\u691c\u8a3c\u3092\u884c\u3063\u3066\u3044\u306a\u3044\u3068\u3053\u308d\u3082\u3042\u308b\u3002<\/li>\n<li>\u4e2d\u6771\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5354\u4f1a\u306f\u3001\u3053\u306e\u5730\u57df\u306ePOS\u7aef\u672b\u306e\u3046\u306143%\u304c2022\u5e74\u306bEMV\u30c1\u30c3\u30d7\u306e\u30a2\u30c3\u30d7\u30b0\u30ec\u30fc\u30c9\u3092\u5b8c\u4e86\u3057\u3066\u3044\u306a\u3044\u3068\u5831\u544a\u3057\u305f\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u898f\u5236\u306e\u65ad\u7247\u5316<\/strong><\/p>\n<ul>\n<li>UAE\u306f\u5f37\u529b\u306a\u9867\u5ba2\u8a8d\u8a3c\uff08SCA\uff09\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u96fb\u5b50\u53d6\u5f15\u6cd5\u3092\u65bd\u884c\u3057\u305f\u304c\u3001\u30a4\u30e9\u30af\u306e\u3088\u3046\u306a\u56fd\u306f\u307e\u3060\u73fe\u91d1\u304c\u4e3b\u6d41\u3067\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u306e\u898f\u5236\u3082\u4e0d\u5341\u5206\u3060\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u6587\u5316\u7684\u7279\u7570\u6027<\/strong><\/p>\n<ul>\n<li>\u4ee3\u5f15\u304d\uff08\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30aa\u30f3\u30fb\u30c7\u30ea\u30d0\u30ea\u30fc\uff09\u306f651 TP3T\uff08\u30b9\u30bf\u30c6\u30a3\u30b9\u30bf2023\u5e74\uff09\u3092\u5360\u3081\u3001\u30ed\u30b8\u30b9\u30c6\u30a3\u30af\u30b9\u30fb\u30c1\u30a7\u30fc\u30f3\u306b\u8cc7\u91d1\u304c\u6ede\u7559\u3059\u308b\u30ea\u30b9\u30af\u306b\u3064\u306a\u304c\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>II. \u30bf\u30fc\u30b2\u30c3\u30c8\u3092\u7d5e\u3063\u305f\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/strong><\/h3>\n<h4>(1) \u4f01\u696d\u5074\u306e\u30ea\u30b9\u30af\u7ba1\u7406<\/h4>\n<ul>\n<li><strong>\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u30c6\u30b9\u30c8<\/strong>\u65b0\u5e02\u5834\u306b\u9032\u51fa\u3059\u308b\u524d\u306b\u3001\u30c9\u30d0\u30a4\u56fd\u969b\u91d1\u878d\u30bb\u30f3\u30bf\u30fc\uff08DIFC\uff09\u306a\u3069\u306e\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u74b0\u5883\u3092\u901a\u3058\u3066\u3001\u73fe\u5730\u306e\u6c7a\u6e08\u30d7\u30ed\u30bb\u30b9\u306e\u8106\u5f31\u6027\u3092\u30b7\u30df\u30e5\u30ec\u30fc\u30c8\u3059\u308b\u3002<\/li>\n<li><em>\u5224\u4f8b<\/em>: Careem Pay\u3001\u30a2\u30d6\u30c0\u30d3\u306eADGM\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u7d4c\u7531\u3067QR\u30b3\u30fc\u30c9\u91cd\u8907\u30c7\u30d3\u30c3\u30c8\u306e\u8106\u5f31\u6027\u3092\u767a\u898b\u3001\u4fee\u6b63\u3002<\/li>\n<\/ul>\n<h4>(2) \u6280\u8853\u306e\u9069\u5fdc<\/h4>\n<ul>\n<li><em>\u5fc5\u9808\u30aa\u30d7\u30b7\u30e7\u30f3<\/em>Network International\uff08\u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6\uff09\u3001Geidea\uff08\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\uff09\u306a\u3069\u3001\u30a4\u30b9\u30e9\u30e0\u91d1\u878d\u898f\u5247\u306b\u6e96\u62e0\u3057\u305f\u9045\u5ef6\u6c7a\u6e08\u691c\u8a3c\u30e2\u30b8\u30e5\u30fc\u30eb\u3092\u30b7\u30b9\u30c6\u30e0\u306b\u7d44\u307f\u8fbc\u3093\u3067\u3044\u308b\u73fe\u5730\u30a2\u30af\u30ef\u30a4\u30a2\u30e9\u30fc\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3002<\/li>\n<li><em>\u5f37\u5316\u671f\u9593<\/em>AI\u306e\u30ea\u30b9\u30af\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u30c4\u30fc\u30eb\u306e\u5c0e\u5165\u306b\u306f\u3001\u4e0d\u6b63\u306a\u8ac7\u8a71\u3092\u8a8d\u8b58\u3059\u308b\u305f\u3081\u306e\u30a2\u30e9\u30d3\u30a2\u8a9e\u306e\u5909\u7a2e\u3092\u542b\u3080NLP\u30e2\u30c7\u30eb\u306e\u30c8\u30ec\u30fc\u30cb\u30f3\u30b0\u304c\u5fc5\u8981\u3067\u3059\u3002<\/li>\n<\/ul>\n<h4>(3) \u30e6\u30fc\u30b6\u30fc\u6559\u80b2<\/h4>\n<ul>\n<li>\u591a\u8a00\u8a9e\u306b\u3088\u308b\u8a50\u6b3a\u9632\u6b62\u306e\u30d2\u30f3\u30c8\u306e\u30c7\u30b6\u30a4\u30f3\uff1a\u30a2\u30e9\u30d3\u30a2\u8a9e\u306e\u65b9\u8a00\u306e\u4fd7\u8a9e\u30d0\u30fc\u30b8\u30e7\u30f3\u3092\u542b\u3080\uff08\u4f8b\u3048\u3070\u3001\u30a8\u30b8\u30d7\u30c8\u306e\u65b9\u8a00\u300c\u0625\u062d\u062a\u064a\u0627\u0644\u300d\u306f\u3001\u6a19\u6e96\u7684\u306a\u300c\u063a\u0634\u300d\u3088\u308a\u3082\u7406\u89e3\u3057\u3084\u3059\u3044\uff09\u3002<\/li>\n<li>\u4ee3\u91d1\u5f15\u63db\u306e\u6700\u9069\u5316\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\uff1a\u62d2\u5426\u3055\u308c\u305f\u5c0f\u5305\u306b\u4fdd\u967a\u3092\u304b\u3051\u308b - \u30a2\u30e9\u30e1\u30c3\u30af\u30b9\u306e\u300c\u4ee3\u91d1\u5f15\u63db\u4fdd\u967a\u300d\u306f\u3001\u6700\u592780%\u306e\u8ca8\u7269\u306e\u640d\u5931\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>III.\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u512a\u5148\u9806\u4f4d\u30ea\u30b9\u30c8<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\u5217\u56fd<\/th>\n<th>PCI DSS\u5fc5\u9808\u30ec\u30d9\u30eb<\/th>\n<th>SCA\u306e\u767a\u52b9<\/th>\n<th>\u7279\u5225\u8981\u4ef6<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6<\/td>\n<td>\u30ec\u30d9\u30eb1<\/td>\n<td>\u306f\u3044<\/td>\n<td>\u53d6\u5f15\u8a18\u9332\u306e10\u5e74\u9593\u306e\u8ffd\u52a0\u4fdd\u7ba1\u304c\u5fc5\u8981<\/td>\n<\/tr>\n<tr>\n<td>KSA<\/td>\n<td>\u30ec\u30d9\u30eb1<\/td>\n<td>\u306f\u3044<\/td>\n<td>VAT\u30a4\u30f3\u30dc\u30a4\u30b9\u306b\u306fQR\u30b3\u30fc\u30c9\u304c\u5fc5\u8981<\/td>\n<\/tr>\n<tr>\n<td>\u30a8\u30b8\u30d7\u30c8<\/td>\n<td>\u30ec\u30d9\u30eb2<\/td>\n<td>\u3044\u3044\u3048<\/td>\n<td>\u4e2d\u592e\u9280\u884c\u306e\u70ba\u66ff\u7ba1\u7406\u4e0b\u3067\u7981\u6b62\u3055\u308c\u308b\u56fd\u5883\u3092\u8d8a\u3048\u305f\u5b9a\u984d\u5236\u30c7\u30d3\u30c3\u30c8<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>IV.\u5c02\u9580\u5bb6\u306e\u63d0\u8a00<\/strong><\/h3>\n<p>\u4e2d\u6771\u5e02\u5834\u3078\u306e\u53c2\u5165\u3092\u8a08\u753b\u3057\u3066\u3044\u308b\u4f01\u696d\u306b\u306f\u3001\u6bb5\u968e\u7684\u306a\u5c0e\u5165\u3092\u63a8\u5968\u3057\u3066\u3044\u308b\uff1a<\/p>\n<pre><code class=\"language-mermaid\">\u30b0\u30e9\u30d5TD<br>\r\n    A\uff3b\u7b2c1\u6bb5\u968e\uff1a\u30af\u30a6\u30a7\u30fc\u30c8\uff0f\u30d0\u30fc\u30ec\u30fc\u30f3\u30d1\u30a4\u30ed\u30c3\u30c8\uff3d\u2192B\uff3b\u30da\u30a4\u30bf\u30d6\u306a\u3069\u306e\u30a2\u30b0\u30ea\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3078\u306e\u30a2\u30af\u30bb\u30b9\uff3d<br>\r\n    B --&gt; C {\u6708\u5e73\u5747\u62d2\u5426\u7387&lt;2%?\uff5d<br>\r\n    C--\u306f\u3044\u2192D\u3010\u30d5\u30a7\u30fc\u30ba\u2161\uff1a\u30b5\u30a6\u30b8\u9032\u51fa<br>\r\n    C --no --&gt; E [\u62e1\u5f35\u30a2\u30c9\u30ec\u30b9\u30c1\u30a7\u30c3\u30afAPI]\u3002<br>\r\n<\/code><\/pre>\n<p>\u6bce\u5e74GITEX Future Stars Summit\u306b\u53c2\u52a0\u3057\u3001\u6700\u65b0\u306e\u653b\u6483\u30fb\u9632\u5fa1\u4e8b\u4f8b\u3092\u5165\u624b\u3059\u308b\u3053\u3068\u3092\u304a\u52e7\u3081\u3059\u308b\u3002\u30c9\u30d0\u30a4\u306eDIFC\u88c1\u5224\u6240\u306f\u73fe\u5728\u3001\u30c7\u30b8\u30bf\u30eb\u8a3c\u62e0\u306e\u8fc5\u901f\u306a\u516c\u8a3c\u3092\u78ba\u7acb\u3057\u3066\u304a\u308a\u3001\u7d1b\u4e89\u89e3\u6c7a\u30b5\u30a4\u30af\u30eb\u309290\u65e5\u304b\u308921\u65e5\u306b\u77ed\u7e2e\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n<hr>\n<h3><strong>V. \u5fb9\u5e95\u3057\u305f\u30ea\u30b9\u30af\u89e3\u4f53\u3068\u9ad8\u5ea6\u306a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/strong><\/h3>\n<h4><strong>1.\u96a0\u7136\u305f\u308b\u30ea\u30b9\u30af\uff1a\u5b97\u6559\u7684\u795d\u65e5\u3092\u5951\u6a5f\u3068\u3059\u308b\u652f\u6255\u3044\u7570\u5e38<\/strong><\/h4>\n<ul>\n<li><strong>\u4e0d\u656c<\/strong>\u30e9\u30de\u30c0\u30f3\u671f\u9593\u4e2d\u306e\u591c\u9593\u53d6\u5f15\u306f3,00%\u6025\u5897\u3057\u305f\u304c\uff08\u30ab\u30bf\u30fc\u30eb\u4e2d\u592e\u9280\u884c2023\u5e74\u5831\u544a\u66f8\uff09\u3001\u540c\u671f\u9593\u306e\u4e0d\u6b63\u5831\u544a\u4ef6\u6570\u306f47%\u5897\u52a0\u3057\u305f\uff1a\n<ul>\n<li>\u696d\u52d9\u4e0a\u306e\u75b2\u52b4\u304c\u30de\u30cb\u30e5\u30a2\u30eb\u898b\u76f4\u3057\u306e\u9045\u308c\u306b\u3064\u306a\u304c\u308b<\/li>\n<li>\u30a4\u30d5\u30bf\u30fc\u30eb\u30d1\u30c3\u30af\u300d\u306e\u3088\u3046\u306a\u671f\u9593\u9650\u5b9a\u306e\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u304c\u507d\u696d\u8005\u3092\u751f\u307f\u51fa\u3057\u305f<\/li>\n<\/ul>\n<\/li>\n<li><em>\u51e6\u65b9<\/em>::\n<pre><code class=\"language-python\"># \u30ea\u30b9\u30af\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u30eb\u30fc\u30eb\u30a8\u30f3\u30b8\u30f3\u3078\u306e\u30e9\u30de\u30c0\u30f3\u7279\u5225\u30d1\u30e9\u30e1\u30fc\u30bf\u306e\u8ffd\u52a0<br>\r\ndef ramadan_rule(transaction).<br>\r\n    \u3082\u3057is_ramadan\u304b\u3064transaction.hour\u304c[20,23]\u3067\u3042\u308c\u3070\uff1a <br>\r\n        require_biometric = True # \u5f37\u5236\u9854\u8a8d\u8a3c<br>\r\n        limit_amount = max(500, transaction.amount*0.7) #\u306f\u52d5\u7684\u306b\u30ea\u30df\u30c3\u30c8\u3092\u4e0b\u65b9\u306b\u8abf\u6574\u3059\u308b\u3002<br>\r\n    return decision_matrix<br>\r\n<\/code><\/pre>\n<\/li>\n<\/ul>\n<h4><strong>2.\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u91d1\u878d\u30d5\u30ed\u30fc\u306e\u7f60<\/strong><\/h4>\n<ul>\n<li><strong>\u5224\u4f8b<\/strong>\u30c8\u30eb\u30b3\u306e\u96fb\u5b50\u5546\u53d6\u5f15\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0Trendyol\u306f\u300115%\u30c7\u30b8\u30bf\u30eb\u30b5\u30fc\u30d3\u30b9\u7a0e\u306e\u6e90\u6cc9\u5fb4\u53ce\u3092\u6020\u3063\u305f\u3068\u3057\u3066\u3001\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306e\u30e6\u30fc\u30b6\u30fc\u304b\u3089\u306e\u652f\u6255\u3044\u3092\u7a0e\u95a2\u3067\u505c\u6b62\u3055\u305b\u305f\u3002<\/li>\n<li><em>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30c4\u30fc\u30eb<\/em>API\u304c\u7d71\u5408\u3055\u308c\u305f\u30d0\u30fc\u30ec\u30fc\u30f3\u306e\u300cBenefit Pay\u300d\u306e\u3088\u3046\u306a\u30ed\u30fc\u30ab\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u4f7f\u3063\u3066\u81ea\u52d5\u7684\u306b\u7a0e\u91d1\u3092\u8a08\u7b97\u3057\u307e\u3059\uff1a<\/li>\n<\/ul>\n<table>\n<thead>\n<tr>\n<th>\u5217\u56fd<\/th>\n<th>VAT\u6e90\u6cc9\u5fb4\u53ce<\/th>\n<th>\u30b6\u30ab\u30fc\u30c8\uff08\u30a4\u30b9\u30e9\u30e0\u306e\u30b6\u30ab\u30fc\u30c8\uff09<\/th>\n<th>\u6642\u52b9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u30aa\u30de\u30fc\u30f3\u4eba<\/td>\n<td>5%<\/td>\n<td>\u8a72\u5f53\u306a\u3057<\/td>\n<td>T+1<\/td>\n<\/tr>\n<tr>\n<td>\u30a4\u30e9\u30f3\u4eba<\/td>\n<td>9% +2% \u5b97\u6559\u7a0e<\/td>\n<td>\u306f\u3044<\/td>\n<td>T+3<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>VI. \u65b0\u8208\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30fb\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u30de\u30c3\u30d4\u30f3\u30b0<\/strong><\/h3>\n<pre><code class=\"language-mermaid\">\u30d1\u30a4 <br>\r\n    \u30bf\u30a4\u30c8\u30eb \u4e2d\u6771\u306e\u4e0d\u6b63\u9632\u6b62\u6280\u8853\u5c0e\u5165\u7387\uff082024\u5e74\uff09<br>\r\n    \u300c\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30af\u30b9\u6c7a\u6e08\u300d\uff1a38%<br>\r\n    \u300c\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u30fb\u30af\u30ea\u30a2\u30ea\u30f3\u30b0\u300d\uff1a22%<br>\r\n    \u300cAI\u97f3\u58f0\u6838\uff08\u30a2\u30e9\u30d3\u30a2\u65b9\u8a00\uff09\u300d:27%<br>\r\n    \u300c\u305d\u306e\u4ed6\u300d\uff1a13%<br>\r\n<\/code><\/pre>\n<h4>\u25b6\ufe0f \u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30c3\u30af\u306e\u5b9f\u8df5\u30dd\u30a4\u30f3\u30c8\uff1a<\/h4>\n<ul>\n<li><strong>\u77b3\u5b54\u8a8d\u8b58\u9069\u5fdc\u5ea6\u30c6\u30b9\u30c8<\/strong>\u30cb\u30ab\u30d6(\u30d9\u30fc\u30eb)\u3092\u7740\u7528\u3057\u305f\u5973\u6027\u30e6\u30fc\u30b6\u30fc\u306b\u5bfe\u3059\u308b\u8d64\u5916\u7dda\u900f\u904e\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306e\u6700\u9069\u5316\u306e\u5fc5\u8981\u6027 - UAE ADIB Bank\u306f\u3001\u6ce2\u9577\u3092850nm\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u8a8d\u8b58\u901a\u904e\u7387\u309272%\u304b\u308994%\u306b\u5411\u4e0a\u3055\u305b\u305f\u3002<\/li>\n<\/ul>\n<h4>\u25b6\ufe0f \u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u5fdc\u7528\u30a2\u30e9\u30fc\u30c8\uff1a<\/h4>\n<p>\u30c9\u30d0\u30a4\u3067\u306f\u6697\u53f7\u901a\u8ca8\u306b\u3088\u308b\u6c7a\u6e08\u304c\u8a8d\u3081\u3089\u308c\u3066\u3044\u308b\u304c\u3001\u6ce8\u610f\u304c\u5fc5\u8981\u3060\uff1a<\/p>\n<pre><code class=\"language-diff\">+ VASP\u30e9\u30a4\u30bb\u30f3\u30b9\u4fdd\u6709\u8005\u5411\u3051\u306e\u30d5\u30a3\u30a2\u30c3\u30c8\u901a\u8ca8\u53d6\u5f15\u6240\uff08\u4f8b\uff1aBinance Dubai\uff09<br>\r\n- NFT\u5546\u54c1\u306fDMCC\u30e9\u30a4\u30bb\u30f3\u30b9\u3092\u8ffd\u52a0\u7533\u8acb\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\uff08\u8cbb\u7528\u306f\u7d04$1.5\u4e07\u5186\uff09<br>\r\n<\/code><\/pre>\n<hr>\n<h3><strong>VII.\u7d1b\u4e89\u89e3\u6c7a\u30e1\u30ab\u30cb\u30ba\u30e0\u306e\u6bd4\u8f03\u8868<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\u73fe\u91d1\u7d1b\u4e89<\/th>\n<th>\u96fb\u5b50\u6c7a\u6e08\u306e\u62d2\u5426<\/th>\n<th>\u56fd\u5883\u3092\u8d8a\u3048\u305f\u82e6\u60c5<\/th>\n<th><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u30b9\u30a4\u30fc\u30c8\u30b9\u30dd\u30c3\u30c8<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/example.com\/saudi-logo.png\" width=\"20\">\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u5546\u52d9\u7701\u306b\u3088\u308b\u73fe\u5730\u65a1\u65cb<\/td>\n<td><img decoding=\"async\" src=\"https:\/\/example.com\/uae-logo.png\" width=\"20\">DIFC\u30aa\u30f3\u30e9\u30a4\u30f3\u4ef2\u88c1\u88c1\u5224\u6240<\/td>\n<td>GCC\u5408\u540c\u6d88\u8cbb\u8005\u4fdd\u8b77\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<\/td>\n<\/tr>\n<tr>\n<td>\u5e73\u5747\u6ede\u5728\u65e5\u6570\u250245\u65e5\u250212\u65e5\u250290\u65e5\u4ee5\u4e0a\u2502\u3002<\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\u6210\u529f\u7387 \u250268% \u250289% \u250231% \u2502 \u2502 \u2502\u6210\u529f\u7387 \u250268% \u250289% \u250231%<\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>VIII.\u6700\u7d42\u63d0\u8a00\u30ea\u30b9\u30c8<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>[\u7d05\u6d77\u5e02\u5834\u3011\u30a8\u30c3\u30bb\u30f3\u30b7\u30e3\u30eb\u30fb\u30a2\u30ed\u30b1\u30fc\u30b7\u30e7\u30f3\u30fb\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa<\/strong>:<\/p>\n<pre><code class=\"language-bash\">#\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30b9\u30bf\u30c3\u30af\u4f8b\uff08\u30b5\u30a6\u30b8\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u6700\u4f4e\u8981\u4ef6\uff09<br>\r\nSSL\u8a3c\u660e\u66f8\uff08SAMA\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\uff09 + \u30c8\u30fc\u30af\u30f3\u5316\u30b5\u30fc\u30d3\u30b9 + \u30bf\u30de\u30e9\u5272\u8ce6\u652f\u6255\u3044\u7528SCA\u514d\u9664\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9 <br>\r\n<\/code><\/pre>\n<\/li>\n<li>\n<p><strong>\u6a5f\u5fae\u6027\u306e\u9ad8\u3044\u7523\u696d\u306b\u5bfe\u3059\u308b\uff09\u7279\u5225\u63aa\u7f6e<\/strong>:<br \/>\n-\u30aa\u30f3\u30e9\u30a4\u30f3\u30ae\u30e3\u30f3\u30d6\u30eb\/\u30a2\u30c0\u30eb\u30c8\u30b3\u30f3\u30c6\u30f3\u30c4\uff1aUAE\u91d1\u878d\u72af\u7f6a\u6cd5\u7b2c26\u6761\u3092\u56de\u907f\u3059\u308b\u305f\u3081\u306e\u30ad\u30d7\u30ed\u30b9EMI\u30c8\u30e9\u30f3\u30b8\u30c3\u30c8\u6c7a\u6e08\uff08\u4f8b\uff1aTransact365\uff09\u306e\u4f7f\u7528\u3002<\/p>\n<\/li>\n<li>\n<p><strong>[\u7dca\u6025\u30d5\u30a1\u30a4\u30ea\u30f3\u30b0\uff3d<\/strong>:<br \/>\n\u4eca\u3059\u3050\u30c9\u30d0\u30a4\u30fb\u30b9\u30de\u30fc\u30c8\u30dd\u30ea\u30b9\u306e\u6cd5\u4eba\u53e3\u5ea7\u306b\u3054\u767b\u9332\u3044\u305f\u3060\u304f\u3068\u3001\u5927\u898f\u6a21\u306a\u76d7\u96e3\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u3001\u3059\u3079\u3066\u306e\u95a2\u9023\u53d6\u5f15\u309215\u5206\u4ee5\u5185\u306b\u51cd\u7d50\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<\/li>\n<\/ol>\n<p>\u56fd\u5225\u306e\u30a2\u30af\u30ef\u30a4\u30a2\u30e9\u30fc\u4fb5\u5165\u30c6\u30b9\u30c8\u30fb\u30ec\u30dd\u30fc\u30c8\u30fb\u30c6\u30f3\u30d7\u30ec\u30fc\u30c8\u3084\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u30fb\u30a2\u30af\u30bb\u30b9\u30fb\u30ac\u30a4\u30c9\u306b\u3064\u3044\u3066\u306f\u3001Redsys Middle East\u306e\u3088\u3046\u306a\u5c02\u9580\u6a5f\u95a2\u306b\u304a\u554f\u3044\u5408\u308f\u305b\u304f\u3060\u3055\u3044\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4e2d\u6771\u306e\u6c7a\u6e08\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306f\u3001\u56fd\u3084\u6280\u8853\u30a4\u30f3\u30d5\u30e9\u3001\u898f\u5236\u74b0\u5883\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u3002<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-3102","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u4e2d\u4e1c\u652f\u4ed8\u5b89\u5168\u5417\uff1f\u4e00\u6587\u89e3\u6790\u98ce\u9669\u4e0e\u89e3\u51b3\u65b9\u6848 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ja\/2025\/05\/31\/\u4e2d\u4e1c\u652f\u4ed8\u5b89\u5168\u5417\uff1f\u4e00\u6587\u89e3\u6790\u98ce\u9669\u4e0e\u89e3\u51b3\u65b9\u6848\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4e2d\u4e1c\u652f\u4ed8\u5b89\u5168\u5417\uff1f\u4e00\u6587\u89e3\u6790\u98ce\u9669\u4e0e\u89e3\u51b3\u65b9\u6848\" \/>\n<meta property=\"og:description\" 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