{"id":3114,"date":"2025-05-31T21:42:30","date_gmt":"2025-05-31T13:42:30","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3114"},"modified":"2025-05-31T21:42:30","modified_gmt":"2025-05-31T13:42:30","slug":"%e8%8f%b2%e5%be%8b%e5%ae%be%e4%bf%a1%e7%94%a8%e5%8d%a1%e4%bd%bf%e7%94%a8%e6%83%85%e5%86%b5%e4%b8%8e%e6%9b%bf%e4%bb%a3%e6%94%af%e4%bb%98%e5%b7%a5%e5%85%b7","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/05\/31\/%e8%8f%b2%e5%be%8b%e5%ae%be%e4%bf%a1%e7%94%a8%e5%8d%a1%e4%bd%bf%e7%94%a8%e6%83%85%e5%86%b5%e4%b8%8e%e6%9b%bf%e4%bb%a3%e6%94%af%e4%bb%98%e5%b7%a5%e5%85%b7\/","title":{"rendered":"\u30d5\u30a3\u30ea\u30d4\u30f3\u306b\u304a\u3051\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u3068\u4ee3\u66ff\u6c7a\u6e08\u624b\u6bb5"},"content":{"rendered":"<p>\u30d5\u30a3\u30ea\u30d4\u30f3\u306e\u6c7a\u6e08\u5e02\u5834\u306f\u8fd1\u5e74\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u304a\u308a\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u666e\u53ca\u7387\u306f\u5f90\u3005\u306b\u9ad8\u307e\u3063\u3066\u3044\u308b\u304c\u3001\u73fe\u91d1\u3068\u4ee3\u66ff\u6c7a\u6e08\u624b\u6bb5\u304c\u4f9d\u7136\u3068\u3057\u3066\u4e3b\u6d41\u3067\u3042\u308b\u3002\u4ee5\u4e0b\u306b\u8a73\u7d30\u306a\u5206\u6790\u3092\u793a\u3059\uff1a<\/p>\n<h3>\u4e00\u4eba\u3060\u3001<strong>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u72b6\u6cc1<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>\u666e\u53ca\u7387\u306f\u4f4e\u3044\u304c\u6025\u6210\u9577<\/strong><\/p>\n<ul>\n<li>\u6210\u4eba\u306e\u7d045%\uff5e10%\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u6301\u3063\u3066\u304a\u308a\uff082023\u5e74\u30c7\u30fc\u30bf\uff09\u3001\u8fd1\u96a3\u306e\u6771\u5357\u30a2\u30b8\u30a2\u8af8\u56fd\uff08\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u306a\u306960%+\uff09\u3088\u308a\u306f\u308b\u304b\u306b\u4f4e\u3044\u3002<\/li>\n<li>\u6210\u9577\u30c9\u30e9\u30a4\u30d0\u30fc\uff1a\u4e2d\u9593\u5c64\u306e\u62e1\u5927\u3001\u9280\u884c\u306b\u3088\u308b\u5e74\u4f1a\u8cbb\u7121\u6599\u30ab\u30fc\u30c9\u306e\u63a8\u9032\u3001\u96fb\u5b50\u5546\u53d6\u5f15\u9700\u8981\u306e\u9ad8\u307e\u308a\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u4e3b\u8981\u30ab\u30fc\u30c9\u767a\u884c\u4f1a\u793e<\/strong><\/p>\n<ul>\n<li><strong>\u5730\u65b9\u9280\u884c<\/strong>BDO\u30e6\u30cb\u30d0\u30f3\u30af\uff08\u5e02\u5834\u30b7\u30a7\u30a2\u6700\u9ad8\uff09\u3001\u30e1\u30c8\u30ed\u30d0\u30f3\u30af\u3001BPI\u3002<\/li>\n<li><strong>\u56fd\u969b\u30d6\u30e9\u30f3\u30c9<\/strong>Visa\u3068Mastercard\u304c\u4e3b\u6d41\u3067\u3001American Express\u306f\u30cf\u30a4\u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u306b\u9650\u3089\u308c\u3066\u3044\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u4f7f\u7528\u5236\u9650\u30b7\u30ca\u30ea\u30aa<\/strong><\/p>\n<ul>\n<li>\u4e3b\u306b\u5927\u578b\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u30e2\u30fc\u30eb\u3001\u30c1\u30a7\u30fc\u30f3\u5e97\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u65c5\u884c\u4e88\u7d04\uff08Agoda\u306a\u3069\uff09\u3001\u56fd\u969b\u7684\u306ae\u30b3\u30de\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\uff08Lazada\/Shopee\u306e\u8d8a\u5883\u6c7a\u6e08\u306a\u3069\uff09\u3067\u5229\u7528\u3055\u308c\u3066\u3044\u308b\u3002<\/li>\n<li>\u624b\u6570\u6599\u304c\u9ad8\u304f\uff082%-4%\uff09\u3001POS\u7aef\u672b\u304c\u5fc5\u8981\u306a\u305f\u3081\u3001\u4e2d\u5c0f\u898f\u6a21\u306e\u52a0\u76df\u5e97\u306b\u306f\u53d7\u3051\u5165\u308c\u3089\u308c\u306b\u304f\u3044\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3>\u4e8c\u4eba\u3060\u3001<strong>\u4ee3\u66ff\u6c7a\u6e08\u624b\u6bb5\u306e\u53f0\u982d<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>\u96fb\u5b50\u8ca1\u5e03\u306e\u7206\u767a\u7684\u6210\u9577<\/strong><\/p>\n<ul>\n<li><strong>GCash<\/strong>(\u30b0\u30ed\u30fc\u30d6\u30fb\u30c6\u30ec\u30b3\u30e0\u5098\u4e0b\uff09\uff1a\u52a0\u5165\u8005\u6570\u306f5,100\u4e07\u4eba\u4ee5\u4e0a\uff082023\u5e74\u307e\u3067\u306b\uff09\u3067\u3001\u30b3\u30fc\u30c9\u30fb\u30b9\u30ef\u30a4\u30d7\u6c7a\u6e08\u3001\u9001\u91d1\u3001\u6295\u8cc7\u307e\u3067\u30b5\u30dd\u30fc\u30c8\u3002<\/li>\n<li><strong>\u30de\u30e4<\/strong>(\u65e7PayMaya\uff09\uff1a4,800\u4e07\u4eba\u4ee5\u4e0a\u306e\u30e6\u30fc\u30b6\u30fc\u3092\u6301\u3064\u7d71\u5408\u96fb\u5b50\u8ca1\u5e03\u304a\u3088\u3073\u30d0\u30fc\u30c1\u30e3\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30b5\u30fc\u30d3\u30b9\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u9280\u884c\u632f\u8fbc\u3068QR\u30b3\u30fc\u30c9\u6c7a\u6e08\u306e\u666e\u53ca<\/strong><\/p>\n<ul>\n<li>InstaPay\uff08\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30fb\u30de\u30a4\u30af\u30ed\u9001\u91d1\uff09<\/li>\n<li>PESONet\uff08\u5927\u91cf\u306e\u4e00\u62ec\u6e05\u7b97\uff09<\/li>\n<li>QR Ph - \u7570\u306a\u308b\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u9593\u3067\u306e\u6c7a\u6e08\u306e\u305f\u3081\u306e\u5168\u56fd\u7d71\u4e00\u306eQR\u30b3\u30fc\u30c9\u30b7\u30b9\u30c6\u30e0<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>OTC\u30aa\u30d5\u30e9\u30a4\u30f3\u73fe\u91d1\u30ea\u30c1\u30e3\u30fc\u30b8<br \/>\n\u30bb\u30d6\u30f3-\u30a4\u30ec\u30d6\u30f3\u306e\u3088\u3046\u306a\u30b3\u30f3\u30d3\u30cb\u30a8\u30f3\u30b9\u30b9\u30c8\u30a2\u3092\u901a\u3058\u305f\u96fb\u5b50\u8ca1\u5e03\u3078\u306e\u73fe\u91d1\u306e\u88dc\u5145\u306f\u3001\u4f9d\u7136\u3068\u3057\u3066\u91cd\u8981\u306a\u30c1\u30e3\u30cd\u30eb\u3067\u3042\u308b\u3002<\/p>\n<\/li>\n<\/ol>\n<p>4.<strong>BNPL\u306f\u4eca\u3059\u3050\u8cb7\u3044\u3001\u5f8c\u3067\u652f\u6255\u3046\u3002<\/strong><br \/>\nAtome\u3084BillEase\u306a\u3069\u304c\u5206\u5272\u6255\u3044\u3092\u53ef\u80fd\u306b\u3057\u3001\u30ab\u30fc\u30c9\u3092\u6301\u305f\u306a\u3044\u4eba\u3005\u3092\u60f9\u304d\u3064\u3051\u3066\u3044\u308b\u3002<\/p>\n<hr>\n<p>III.\u4e3b\u306a\u8ab2\u984c<br \/>\n<em>\u30a4\u30f3\u30d5\u30e9\u306e\u9055\u3044<\/em>:: \u9996\u90fd\u570f\u3068\u975e\u9996\u90fd\u570f\u3067\u53d7\u3051\u5165\u308c\u306b\u5927\u304d\u306a\u5dee<br \/>\n<em>\u4fe1\u983c\u554f\u984c<\/em>:: \u56fd\u6c11\u306e\u4e00\u90e8\u306f\u4f9d\u7136\u3068\u3057\u3066\u300c\u76ee\u306b\u898b\u3048\u308b\u300d\u73fe\u91d1\u53d6\u5f15\u3092\u597d\u3080<br \/>\n<em>\u898f\u5236\u306e\u67a0\u7d44\u307f<\/em>:: \u4e2d\u592e\u9280\u884c\uff08BSP\uff09\u306f\u30c7\u30b8\u30bf\u30eb\u5316\u3092\u7a4d\u6975\u7684\u306b\u63a8\u9032\u3059\u308b\u304c\u3001\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3068\u30ea\u30b9\u30af\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u308b\u5fc5\u8981\u304c\u3042\u308b<\/p>\n<p>\u5c06\u6765\u306e\u30c8\u30ec\u30f3\u30c9\u4e88\u6e2c\u3002<\/p>\n<ul>\n<li>BSP\u30012025\u5e74\u307e\u3067\u306b50%\u53d6\u5f15\u306e\u30c7\u30b8\u30bf\u30eb\u5316\u3092\u76ee\u6307\u3059<\/li>\n<li>\u300c\u30b9\u30fc\u30d1\u30fc\u30a2\u30d7\u30ea\u300d\u30e2\u30c7\u30eb\u306f\u3001\u3088\u308a\u591a\u304f\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u7d71\u5408\u3059\u308b\uff08\u4f8b\u3048\u3070\u3001GCash\u306f\u3059\u3067\u306b\u4fdd\u967a\u3084\u30de\u30a4\u30af\u30ed\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\uff09\u3002<\/li>\n<li>CBDC\uff08\u30c7\u30b8\u30bf\u30eb\u30fb\u30da\u30bd\uff09\u304c\u8a66\u9a13\u6bb5\u968e\u306b\u5165\u308b\u53ef\u80fd\u6027<\/li>\n<\/ul>\n<h3><strong>IV.\u30d5\u30a3\u30ea\u30d4\u30f3\u6c7a\u6e08\u5e02\u5834\u306e\u4eca\u5f8c\u306e\u52d5\u5411\uff08\u7d9a\u304d\uff09<\/strong><\/h3>\n<h4><strong>1.\u30b9\u30fc\u30d1\u30fc\u30a2\u30d7\u30ea\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u7d71\u5408\u306e\u52a0\u901f<\/strong><\/h4>\n<ul>\n<li><strong>GCash\u3068\u30de\u30e4<\/strong> \u5358\u306a\u308b\u6c7a\u6e08\u30c4\u30fc\u30eb\u304b\u3089\u300c\u91d1\u878d\u30b9\u30fc\u30d1\u30fc\u30fb\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u300d\u3078\u3068\u30a2\u30c3\u30d7\u30b0\u30ec\u30fc\u30c9\u3055\u308c\u3001..\uff1a\n<ul>\n<li>\u30de\u30a4\u30af\u30ed\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\uff08GCash GLoan\u3001Maya Credit\uff09<\/li>\n<li>\u4fdd\u967a\u5546\u54c1\uff08\u4f8b\uff1aGCash Insure\uff09<\/li>\n<li>\u6295\u8cc7\u30b5\u30fc\u30d3\u30b9\uff08\u4f8b\uff1aGInvest Money Fund\uff09<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u901a\u4fe1\u4e8b\u696d\u8005\u4e3b\u5c0e\u30e2\u30c7\u30eb<\/strong>\u30b0\u30ed\u30fc\u30d6\u793e\uff08GCash\uff09\u3068PLDT\/\u30b9\u30de\u30fc\u30c8\u793e\uff08Maya\uff09\u306f\u3001\u5927\u898f\u6a21\u306a\u30e6\u30fc\u30b6\u30fc\u30fb\u30d9\u30fc\u30b9\u3092\u6d3b\u7528\u3057\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u5ddd\u4e0b\u5316\u3092\u63a8\u9032\u3057\u3066\u3044\u308b\u3002<\/li>\n<\/ul>\n<h4><strong>2.BNPL\u306e\u7206\u767a\u7684\u6210\u9577\uff08\u4eca\u8cb7\u3063\u3066\u5f8c\u3067\u6255\u3046\uff09<\/strong><\/h4>\n<ul>\n<li>Atome\u3001BillEase\u3001Tendo\u306a\u3069\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306fE\u30b3\u30de\u30fc\u30b9\u30b7\u30ca\u30ea\u30aa\u306b\u6025\u901f\u306b\u6d78\u900f\u3057\u3066\u304a\u308a\u3001\u7279\u306b\u82e5\u3044\u6d88\u8cbb\u8005\u3092\u60f9\u304d\u3064\u3051\u3066\u3044\u308b\u3002<\/li>\n<li><strong>\u898f\u5236\u30d5\u30a9\u30fc\u30ab\u30b9<\/strong>BSP\u306f\u3001\u904e\u5ea6\u306a\u8cb8\u51fa\u30ea\u30b9\u30af\u3092\u56de\u907f\u3059\u308b\u305f\u3081\u3001BNPL\u306b\u5bfe\u3059\u308b\u91d1\u5229\u898f\u5236\u3068\u30ea\u30b9\u30af\u7ba1\u7406\u898f\u5236\u3092\u5f37\u5316\u3059\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3002<\/li>\n<\/ul>\n<h4><strong>3.CBDC\uff08\u4e2d\u592e\u9280\u884c\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\uff09\u306e\u8a66\u9a13\u7684\u524d\u9032<\/strong><\/h4>\n<ul>\n<li>BSP\u306f2023\u5e74\u306b\u300c\u30c7\u30b8\u30bf\u30eb\u30fb\u30da\u30bd\u300d\u7814\u7a76\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u3092\u958b\u59cb\u3057\u3001\u30db\u30fc\u30eb\u30bb\u30fc\u30ebCBDC\uff08\u9280\u884c\u9593\u6c7a\u6e08\u512a\u5148\uff09\u3092\u6bb5\u968e\u7684\u306b\u30c6\u30b9\u30c8\u3059\u308b\u8a08\u753b\u3067\u3042\u308b\u3002\u30ea\u30c6\u30fc\u30ebCBDC\u306b\u3064\u3044\u3066\u306f\u660e\u78ba\u306a\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u306f\u306a\u3044\u3002\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u306f\u3001\u9001\u91d1\u30b3\u30b9\u30c8\u306e\u524a\u6e1b\u3001\u91d1\u878d\u5305\u6442\u306e\u62e1\u5927\u306a\u3069\u304c\u8003\u3048\u3089\u308c\u308b\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>V. \u5e02\u5834\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3\u306e\u6a5f\u4f1a\u3068\u8ab2\u984c<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th><strong>\u30ec\u30a2\u30eb<\/strong><\/th>\n<th><strong>\u30c1\u30e3\u30f3\u30b9\u30dd\u30a4\u30f3\u30c8<\/strong><\/th>\n<th><strong>\u4e3b\u306a\u969c\u5bb3<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><em>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9<\/em><\/td>\n<td>\u30cf\u30a4\u30a8\u30f3\u30c9\u5c64\u3067\u9ad8\u307e\u308b\u8d8a\u5883\u9700\u8981<\/td>\n<td>\u88dc\u511f\u984d\u306e\u4f4e\u3055\uff0b\u52a0\u76df\u5e97\u624b\u6570\u6599\u3078\u306e\u62b5\u6297<\/td>\n<\/tr>\n<tr>\n<td><em>\u96fb\u5b50\u8ca1\u5e03<\/em><\/td>\n<td>\u8fb2\u6751\u90e8\u306b\u304a\u3051\u308b\u91d1\u878d\u5305\u6442\u306e\u6d78\u900f<\/td>\n<td>\u73fe\u91d1\u4f9d\u5b58\u306e\u7fd2\u6163\u3092\u5909\u3048\u308b\u306e\u306f\u96e3\u3057\u3044<\/td>\n<\/tr>\n<tr>\n<td><em>\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08<\/em><\/td>\n<td>OFW\uff08\u6d77\u5916\u52b4\u50cd\u8005\uff09\u9001\u91d1\u306e\u30c7\u30b8\u30bf\u30eb\u5316\uff08GDP\u306e10%\uff09<\/td>\n<td>SWIFT\u30c1\u30e3\u30cd\u30eb\u306e\u9ad8\u30b3\u30b9\u30c8<\/td>\n<\/tr>\n<tr>\n<td><em>\u30aa\u30d5\u30e9\u30a4\u30f3\u306e\u96f6\u7d30\u30fb\u5c0f\u898f\u6a21\u5546\u5e97<\/em><\/td>\n<td>QR\u30b3\u30fc\u30c9POS\u6a5f\u5668\u30d7\u30ed\u30e2\u30fc\u30b7\u30e7\u30f3<\/td>\n<td>\u4e0d\u5b89\u5b9a\u306a\u96fb\u529b\uff0f\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u30fb\u30a4\u30f3\u30d5\u30e9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<p>VI.\u56fd\u969b\u4f01\u696d\u53c2\u5165\u3078\u306e\u63d0\u8a00<\/p>\n<ol>\n<li><em><strong>\u5354\u529b\u306f\u7af6\u4e89\u3088\u308a\u3082\u512a\u308c\u3066\u3044\u308b<\/strong><\/em>\u5730\u5143\u306e\u5927\u624b\u4f01\u696d\u3068\u306e\u5408\u5f01\u4e8b\u696d\uff08\u4f8b\uff1a\u30a2\u30f3\u30c8\u30fb\u30b0\u30eb\u30fc\u30d7\u306b\u3088\u308bGCash\u306e\u89aa\u4f1a\u793eMynt\u3078\u306e\u51fa\u8cc7\uff09<\/li>\n<li><em><strong>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u652f\u6255\u3044\u30d7\u30ed\u30b0\u30e9\u30e0<\/strong><\/em>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\uff0b\u96fb\u5b50\u8ca1\u5e03\uff0b\u5e97\u982d\u73fe\u91d1\u306e\u540c\u6642\u30c1\u30e3\u30fc\u30b8\u306b\u5bfe\u5fdc<\/li>\n<li><em><strong>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u7b2c\u4e00<\/strong><\/em>::<br \/>\n- BSP\u3001\u5916\u56fd\u6c7a\u6e08\u6a5f\u95a2\u306bEMI\u30e9\u30a4\u30bb\u30f3\u30b9\uff08\u96fb\u5b50\u30de\u30cd\u30fc\u767a\u884c\u8005\uff09\u7533\u8acb\u3092\u8981\u8acb<br \/>\n- \u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u6cd5\uff08GDPR\u306e\u3088\u3046\u306a\u3082\u306e\uff09\u306b\u3088\u308a\u3001\u30e6\u30fc\u30b6\u30fc\u30c7\u30fc\u30bf\u306e\u4f7f\u7528\u65b9\u6cd5\u304c\u5236\u9650\u3055\u308c\u308b<\/li>\n<\/ol>\n<p>\u5178\u578b\u7684\u306a\u30b1\u30fc\u30b9\u3060\u3002<\/p>\n<ul>\n<li>GrabPay\u3001\u5730\u5143\u9280\u884c\u3068\u306e\u63d0\u643a\u3067\u30a6\u30a9\u30ec\u30c3\u30c8\u30fb\u30a4\u30f3\u30bf\u30fc\u30c1\u30a7\u30f3\u30b8\u3092\u5b9f\u73fe<\/li>\n<li>Doku\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\uff09\u304c\u30d5\u30a3\u30ea\u30d4\u30f3\u3092\u5229\u7528\u3057\u3066\u6771\u5357\u30a2\u30b8\u30a2\u5e02\u5834\u306b\u53c2\u5165<\/li>\n<\/ul>\n<hr>\n<p>VII.\u3010\u4e3b\u306a\u4e88\u60f3<br \/>\n2025\u5e74\u307e\u3067\u306b\u96fb\u5b50\u8ca1\u5e03\u53d6\u5f15\u304c\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u8ffd\u3044\u629c\u304f<br \/>\nBNPL\u5e02\u5834\u898f\u6a21\u306f\u5e74\u959340%+\u306e\u6210\u9577\u7387\u3092\u7dad\u6301\uff08\u73fe\u5728\u306f\uff5e$5\u5104\u5186\uff09<br \/>\nRBI\u306f\u3001\u5927\u898f\u6a21\u306a\u52a0\u76df\u5e97\u306b\u5bfe\u3057\u3001\u5c11\u306a\u304f\u3068\u30822\u3064\u306e\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u624b\u6bb5\u3092\u53d7\u3051\u5165\u308c\u308b\u3088\u3046\u5f37\u5236\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/p>\n<p>\u30c7\u30fc\u30bf\u3084\u30b1\u30fc\u30b9\u30b9\u30bf\u30c7\u30a3\u306b\u3064\u3044\u3066\u3001\u7279\u5b9a\u306e\u65b9\u5411\u306b\u6df1\u304f\u6398\u308a\u4e0b\u3052\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u304b\uff1f\u4f8b\u3048\u3070\u3001\u7279\u5b9a\u306e\u90fd\u5e02\u306b\u304a\u3051\u308b\u96c7\u7528\u7387\u306e\u6bd4\u8f03\u3084\u3001\u7279\u5b9a\u306e\u9280\u884c\u306e\u9769\u65b0\u7684\u306a\u5546\u54c1\u306e\u8a73\u7d30\u306a\u3069\u3002<\/p>\n<h3><strong>VIII.\u30d5\u30a3\u30ea\u30d4\u30f3\u6c7a\u6e08\u5e02\u5834\u306b\u95a2\u3059\u308b\u8a73\u7d30\u306a\u6d1e\u5bdf\u3068\u6226\u7565\u7684\u63d0\u8a00<\/strong><\/h3>\n<h4><strong>1.\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u5e02\u5834\u306e\u69cb\u9020\u7684\u6a5f\u4f1a<\/strong><\/h4>\n<p>\u666e\u53ca\u7387\u304c\u4f4e\u3044\u3068\u306f\u3044\u3048\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306f\u7279\u5b9a\u306e\u30b7\u30ca\u30ea\u30aa\u306b\u304a\u3044\u3066\u306f\u4f9d\u7136\u3068\u3057\u3066\u4ee3\u66ff\u4e0d\u53ef\u80fd\u3067\u3042\u308b\uff1a<\/p>\n<ul>\n<li><strong>\u30cf\u30a4\u30a8\u30f3\u30c9\u6d88\u8cbb\u8005\u5e02\u5834<\/strong>\u30de\u30cb\u30e9\u306e\u4e2d\u5fc3\u8857\uff08BGC\u3084\u30de\u30ab\u30c6\u30a3\u306a\u3069\uff09\u306e\u9ad8\u7d1a\u30db\u30c6\u30eb\u3084\u56fd\u969b\u30d6\u30e9\u30f3\u30c9\u30b7\u30e7\u30c3\u30d7\u306f\u3001\u3044\u307e\u3060\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u4e3b\u6d41\u3060\u3002<\/li>\n<li><strong>\u6d77\u5916\u65c5\u884c\u3068\u8d8a\u5883EC<\/strong>Visa\/Mastercard\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306b\u306f\u660e\u3089\u304b\u306a\u5229\u70b9\u304c\u3042\u308a\u3001\u7279\u306b\u56fd\u5883\u3092\u8d8a\u3048\u305f\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\uff08Amazon\u3084Shein\u306a\u3069\uff09\u306b\u9069\u3057\u3066\u3044\u308b\u3002<\/li>\n<li><strong>\u9280\u884c\u306e\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u6226\u7565<\/strong>\u5730\u65b9\u9280\u884c\u306f\u3001\u6b21\u306e\u3088\u3046\u306a\u65b9\u6cd5\u3067\u30ab\u30fc\u30c9\u306e\u958b\u8a2d\u3092\u4fc3\u3057\u3066\u3044\u308b\uff1a\n<ul>\n<li><strong>\u5e74\u4f1a\u8cbb\u7121\u6599\uff0b\u521d\u56de\u30b9\u30ef\u30a4\u30d7\u6642\u306b\u30ad\u30e3\u30c3\u30b7\u30e5\u30d0\u30c3\u30af<\/strong>(\u4f8b\uff1a\u81ea\u7531\u306a\u5e74\u4f1a\u8cbb\u514d\u9664\u6761\u4ef6\u306eBPI Blue Mastercard\uff09<\/li>\n<li><strong>\u5206\u5272\u91d1\u5229\u30aa\u30d5\u30a1\u30fc<\/strong>(\u4e00\u90e8\u306e\u30ab\u30fc\u30c9\u306f3\u56de\u307e\u3067\u91d1\u52290\uff05\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h5><em>\u30c1\u30e3\u30ec\u30f3\u30b8\u30fb\u30ec\u30b9\u30dd\u30f3\u30b9\u30fb\u30d7\u30ed\u30b0\u30e9\u30e0<\/em>::<\/h5>\n<ul>\n<li><strong>\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u30d7\u30ed\u30e2\u30fc\u30b7\u30e7\u30f3<\/strong>\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fb\u30d0\u30f3\u30af\u306a\u3069\u306f\u3001\u30b9\u30ad\u30df\u30f3\u30b0\u306e\u30ea\u30b9\u30af\u3092\u8efd\u6e1b\u3059\u308b\u305f\u3081\u3001\u30ef\u30f3\u30bf\u30a4\u30e0\u30fb\u30d0\u30fc\u30c1\u30e3\u30eb\u30fb\u30ab\u30fc\u30c9\u756a\u53f7\u6a5f\u80fd\u3092\u5c0e\u5165\u3057\u3066\u3044\u308b\u3002<\/li>\n<li><em><strong>BNPL\u63d0\u643a\u30ab\u30fc\u30c9<\/strong><\/em>(\u8a66\u9a13\u904b\u7528\u4e2d\uff09\uff1a\u30af\u30ec\u30b8\u30c3\u30c8\u30d2\u30b9\u30c8\u30ea\u30fc\u304c\u5341\u5206\u3067\u306a\u3044\u5229\u7528\u8005\u304c\u3001\u96fb\u5b50\u8ca1\u5e03\u306e\u5229\u7528\u30c7\u30fc\u30bf\u3092\u901a\u3058\u3066\u6e96\u30af\u30ec\u30b8\u30c3\u30c8\u67a0\u3092\u7372\u5f97\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u3002<\/li>\n<\/ul>\n<hr>\n<h4><strong>2.\u96fb\u5b50\u8ca1\u5e03\u306e\u300c\u30b7\u30f3\u30af\u6226\u4e89\u300d\u306b\u304a\u3051\u308b\u91cd\u8981\u30dd\u30a4\u30f3\u30c8\u306e\u5206\u6790<\/strong><\/h4>\n<p>GCash\u306e\u30de\u30e4\u3068\u306e\u7af6\u4e89\u306f\u3001\u30c6\u30a3\u30a22\u3001\u30c6\u30a3\u30a23\u306e\u90fd\u5e02\u3068\u5730\u65b9\u306b\u91cd\u70b9\u3092\u79fb\u3057\u3066\u304a\u308a\u3001\u305d\u306e\u4e2d\u6838\u6226\u7565\u306b\u306f\u6b21\u306e\u3088\u3046\u306a\u3082\u306e\u304c\u3042\u308b\u3002<\/p>\n<table>\n<thead>\n<tr>\n<th><strong>\u6226\u8853\u7684\u6b21\u5143<\/strong><\/th>\n<th>GCash\u306e\u5229\u70b9<\/th>\n<th>\u30de\u30e4\u5bfe\u7b56<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><em>\u30aa\u30d5\u30e9\u30a4\u30f3\u30c1\u30e3\u30f3\u30cd\u30eb<\/em><\/td>\n<td>\u30b0\u30ed\u30fc\u30d6\u30fb\u30c6\u30ec\u30b3\u30e0\u306e70,000\u306e\u4ee3\u7406\u5e97\u306b\u983c\u308b<\/td>\n<td>\u30e6\u30ca\u30a4\u30c6\u30c3\u30c9\u30fb\u30d1\u30e9\u30ef\u30f3\u8cea\u5e97\uff08\u8cea\u5c4b\u30c1\u30a7\u30fc\u30f3\uff09<\/td>\n<\/tr>\n<tr>\n<td><em>\u653f\u5e9c\u306e\u5354\u529b<\/em><\/td>\n<td>\u793e\u4f1a\u4fdd\u969c\u8cbb\u306e\u652f\u6255\u3044\u30eb\u30fc\u30c8\u306e\u3072\u3068\u3064\u306b\u306a\u308b<\/td>\n<td>\u30de\u30cb\u30e9\u5e02\u3067\u306e\u8acb\u6c42\u66f8\u652f\u6255\u3044\u306b\u304a\u3051\u308b\u72ec\u5360\u7684\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u7372\u5f97<\/td>\n<\/tr>\n<tr>\n<td><em>\u30e6\u30fc\u30b6\u30fc\u6559\u80b2<\/em>     \u300c\u30aa\u30d5\u30e9\u30a4\u30f3\u4f53\u9a13\u30b7\u30e7\u30c3\u30d7\u300cGCash Pera Outlets<\/td>\n<td>\u30b2\u30fc\u30e0\u5316\u3055\u308c\u305f\u30dc\u30fc\u30ca\u30b9\u30fb\u30df\u30c3\u30b7\u30e7\u30f3\u300c\u30de\u30e4\u30fb\u30df\u30c3\u30b7\u30e7\u30f3\u300d\u3092\u958b\u59cb<\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h5><em>\u30b2\u30fc\u30e0\u30c1\u30a7\u30f3\u30b8\u30e3\u30fc\u306e\u53ef\u80fd\u6027<\/em>::<\/h5>\n<ul>\n<li>Coins.ph\uff08\u6697\u53f7\u901a\u8ca8\u53d6\u5f15\u6240\u306b\u30d5\u30a9\u30fc\u30ab\u30b9\u3001Web3\u30e6\u30fc\u30b6\u30fc\u306b\u652f\u6301\u3055\u308c\u3066\u3044\u308b\uff09<\/li>\n<li>\u6d77\u5916\u30d5\u30a3\u30ea\u30d4\u30f3\u9280\u884c\uff08OFBank\uff09\u306e\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30af\u306f\u3001\u52b4\u50cd\u8005\u9001\u91d1\u306e\u73fe\u5834\u306b\u5207\u308a\u8fbc\u3080\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/li>\n<\/ul>\n<hr>\n<h4><strong>3.BSP\u898f\u5236\u306e\u9032\u5c55\u3068\u4f01\u696d\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u30ec\u30c3\u30c9\u30e9\u30a4\u30f3<\/strong><\/h4>\n<p>2024\u5e74\u306b\u6ce8\u76ee\u3059\u3079\u304d\u653f\u7b56\u5909\u66f4\uff1a<\/p>\n<ol>\n<li><em><strong>\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u8cc7\u672c\u8981\u4ef6<\/strong><\/em>\u6700\u4f4e\u767b\u9332\u8cc7\u672c\u91d1\u304c1\u5104\u30da\u30bd\u304b\u30895\u5104\u30da\u30bd\uff08\u7d044,000\u4e07\u5186\uff09\u306b\u5f15\u304d\u4e0a\u3052\u3089\u308c\u3001\u4e2d\u5c0f\u4f01\u696d\u304c\u6392\u9664\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/li>\n<li><em><strong>\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u9632\u6b62\u306e\u5f37\u5316<\/strong><\/em>::\n<ul>\n<li>1\u65e5\u306b5\u4e07\u30da\u30bd\uff08\u7d04$900\uff09\u3092\u8d85\u3048\u308b\u96fb\u5b50\u8ca1\u5e03\u306e\u53d6\u5f15\u306b\u306f\u3001\u8ffd\u52a0\u8a8d\u8a3c\u304c\u5fc5\u8981\u3002<\/li>\n<li>BNPL\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u4fe1\u7528\u30c7\u30fc\u30bf\u5171\u6709\u30b7\u30b9\u30c6\u30e0\u306b\u7d44\u307f\u8fbc\u307e\u308c\u308b<\/li>\n<\/ul>\n<\/li>\n<li><em><strong>QR\u30b3\u30fc\u30c9\u76f8\u4e92\u63a5\u7d9a<\/strong><\/em>::<br \/>\n2024\u5e74\u672b\u307e\u3067\u3001\u3059\u3079\u3066\u306e\u6c7a\u6e08\u4e8b\u696d\u8005\u306bQR Ph\u898f\u683c\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u7fa9\u52d9\u5316<\/li>\n<\/ol>\n<hr>\n<p>\u4e5d\u3001\u3010\u5b9f\u8df5\u4e8b\u4f8b\u3011\u6c7a\u6e08\u4e8b\u696d\u6210\u529f\u306e\u9053\u89e3\u4f53<\/p>\n<h4>\u30b1\u30fc\u30b91\uff1aGrabPay\u306f\u3044\u304b\u306b\u3057\u3066\u30d5\u30a3\u30ea\u30d4\u30f3\u306e\u30c8\u30ec\u30f3\u30c9\u306b\u9006\u3089\u3063\u305f\u304b<\/h4>\n<p>- <em>\u7b2c1\u6bb5\u968e<\/em>(2018\u5e74\uff09\uff1a\u30aa\u30f3\u30e9\u30a4\u30f3\u30ec\u30f3\u30bf\u30ab\u30fc\u30fb\u30b7\u30fc\u30f3\u306e\u53b3\u683c\u306a\u6c7a\u6e08\u30cb\u30fc\u30ba\u306b\u7740\u76ee<br \/>\n- <em>\u30d5\u30a7\u30fc\u30baII<\/em>(2020\u5e74): \u30c6\u30a4\u30af\u30a2\u30a6\u30c8\u306eGrabFood\u3068\u63d0\u643a\u3057\u3001\u30af\u30ed\u30fc\u30ba\u30c9\u306a\u30a8\u30b3\u30eb\u30fc\u30d7\u3092\u5f62\u6210\u3059\u308b\u3002<br \/>\n- <em>\u30d5\u30a7\u30fc\u30baIII<\/em>(2022\u5e74): SM\u30b9\u30fc\u30d1\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u306e\u3088\u3046\u306a\u30b5\u30fc\u30c9\u30d1\u30fc\u30c6\u30a3\u304c\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u30aa\u30fc\u30d7\u30f3API<\/p>\n<p>\u91cd\u8981\u306a\u6c7a\u65ad<br \/>\n\u3084\u307f\u304f\u3082\u306b\u88dc\u52a9\u91d1\u3092\u3070\u3089\u307e\u304f\u3053\u3068\u3092\u62d2\u5426\u3057\u3001\u81ea\u7136\u6d41\u5165\u306e\u591a\u3044\u30b7\u30fc\u30f3\u3092\u9078\u3076\u3002<br \/>\n\u73fe\u91d1\u6df7\u5728\u306e\u652f\u6255\u3044\u3092\u65e9\u671f\u306b\u53d7\u3051\u5165\u308c\u308b\u3053\u3068\u3067\u3001\u7fd2\u6163\u3092\u69cb\u7bc9\u3059\u308b\u3002<\/p>\n<h4>Case2: PayMaya \u2192 Maya\u306e\u30ea\u30d6\u30e9\u30f3\u30c7\u30a3\u30f3\u30b0\u306e\u6d1e\u5bdf<\/h4>\n<p>\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9\u306e\u9053\u5177\u300d\u3068\u307f\u306a\u3055\u308c\u3001\u91d1\u878d\u7684\u5c5e\u6027\u306b\u6b20\u3051\u308b\u3002<br \/>\n\u5909\u9769\u7684\u306a\u884c\u52d5\u3002<br \/>\n2022\u5e74\u306b\u540d\u79f0\u5909\u66f4\u3068\u9280\u884c\u9810\u91d1\u30fb\u30d5\u30a1\u30f3\u30c9\u6a5f\u80fd\u306e\u7d71\u5408\u3092\u884c\u3046\u3002<br \/>\n\u52a0\u76df\u5e97\u7372\u5f97\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u300cMaya Terminal\u300d\uff08\u30ec\u30fc\u30c8\u308f\u305a\u304b1.5%\uff09\u3092\u767a\u58f2\u3002<br \/>\n\u30d5\u30a3\u30ea\u30d4\u30f3\u7537\u5b50\u30d0\u30b9\u30b1\u30c3\u30c8\u30dc\u30fc\u30eb\u30c1\u30fc\u30e0\u3068\u306e\u30b9\u30dd\u30f3\u30b5\u30fc\u5951\u7d04\u306b\u3088\u308a\u3001\u30ca\u30b7\u30e7\u30ca\u30eb\u30d6\u30e9\u30f3\u30c9\u306e\u8a8d\u77e5\u5ea6\u304c\u5411\u4e0a<\/p>\n<p>\u52b9\u679c:\u52a0\u76df\u5e97\u6570\u306f\u534a\u5e74\u3067300%\u5897\u52a0\u3057\u300180\u4e07\u5e97\u4ee5\u4e0a\u306b\u306a\u3063\u305f\u3002<\/p>\n<hr>\n<p>X. \u65b0\u8208\u6280\u8853\u30c6\u30b9\u30c8\u30d9\u30c3\u30c9\u306e\u89b3\u5bdf<\/p>\n<ol>\n<li><em><strong>\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u9001\u91d1<\/strong><\/em>:\n<ul>\n<li>SBI\u30ec\u30df\u30c3\u30c8\u3001\u30ea\u30c3\u30d7\u30eb\u30cd\u30c3\u30c8\u3067\u65e5\u672c-\u30d5\u30a3\u30ea\u30d4\u30f3\u9593\u306e\u9001\u91d1\u6642\u9593\u309230\u79d2\u672a\u6e80\u306b\u77ed\u7e2e<\/li>\n<li>GCash\u3001USDC\u306b\u3088\u308b\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u9001\u91d1\u3092\u30c6\u30b9\u30c8\uff08BSP\u306e\u614e\u91cd\u306a\u614b\u5ea6\u306b\u3088\u308a\u5236\u9650\u3055\u308c\u308b\uff09<\/li>\n<\/ul>\n<\/li>\n<li><em><strong>AI\u30ea\u30b9\u30af\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u306e\u5fdc\u7528<\/strong><\/em><br 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