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\u73fe\u91d1\u4f7f\u7528\u306e\u7e2e\u5c0f\u304c\u7d9a\u304f<\/h3>\n<p>\u73fe\u91d1\u53d6\u5f15\u306e\u6bd4\u7387\u306f\u521d\u3081\u3066201 TP3T\u3092\u4e0b\u56de\u308a\u3001\u5168\u53d6\u5f15\u306e\u308f\u305a\u304b171 TP3T\u3092\u5360\u3081\u305f\uff1a<br \/>\n-\u30eb\u30fc\u30e9\u30eb\uff0863%\uff09<br \/>\n-\u9ad8\u9f62\u8005\u30b0\u30eb\u30fc\u30d7\uff0858%\uff09<\/p>\n<h2>\u7b2c\u4e8c\u306b\u3001\u30e6\u30fc\u30b6\u30fc\u306e\u652f\u6255\u3044\u884c\u52d5\u306e\u5206\u6790\u306e\u6df1\u3055\u3067\u3042\u308b\u3002<\/h2>\n<h3><strong>2.1 \u9ad8\u983b\u5ea6\u5229\u7528\u30b7\u30ca\u30ea\u30aa\u306e\u5206\u6790<\/strong><\/h3>\n<p>2025\u5e74\u3001\u30de\u30ec\u30fc\u30b7\u30a2\u306e\u30e6\u30fc\u30b6\u30fc\u306e\u652f\u6255\u3044\u884c\u52d5\u306f\u660e\u78ba\u306a\u30b7\u30ca\u30ea\u30aa\u3092\u793a\u3057\u3066\u3044\u308b\uff1a<\/p>\n<ul>\n<li><strong>\u30ea\u30c6\u30fc\u30eb\u30fb\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0 (38%)<\/strong>\u96fb\u5b50\u8ca1\u5e03\u306f\u3001\u30aa\u30d5\u30e9\u30a4\u30f3\u306e\u30b3\u30f3\u30d3\u30cb\u30a8\u30f3\u30b9\u30b9\u30c8\u30a2\u3084\u30b9\u30fc\u30d1\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u3067\u597d\u307e\u308c\u308b\u6c7a\u6e08\u624b\u6bb5\u3068\u306a\u3063\u3066\u304a\u308a\u3001\u5c11\u984d\u306e\u53d6\u5f15\uff0850\u30ea\u30f3\u30ae\u30c3\u30c8\u4ee5\u4e0b\uff09\u3067\u306f\u300172%\u3082\u5360\u3081\u3066\u3044\u308b\u3002<\/li>\n<li><strong>\u30b1\u30fc\u30bf\u30ea\u30f3\u30b0\u6d88\u8cbb\u91cf\uff0825%\uff09<\/strong>\u30d5\u30a1\u30b9\u30c8\u30d5\u30fc\u30c9\u5e97\u3084\u30ab\u30d5\u30a7\u3067\u306eQR\u30b3\u30fc\u30c9\u6ce8\u6587\uff0b\u975e\u63a5\u89e6\u578b\u6c7a\u6e08\u306e\u666e\u53ca\u7387\u306f89%\u306b\u9054\u3057\u3001\u82e5\u3044\u30e6\u30fc\u30b6\u30fc\u306f\u30ad\u30e3\u30c3\u30b7\u30e5\u30d0\u30c3\u30af\u7279\u5178\u3092\u5f97\u308b\u305f\u3081\u306bGrabPay\u3084ShopeePay\u306e\u5229\u7528\u3092\u597d\u3093\u3067\u3044\u308b\u3002<\/li>\n<li><strong>\u79fb\u52d5\u3068\u65c5\u884c (18%)<\/strong>Touch 'n Go eWallet\u306f\u3001\u9ad8\u901f\u9053\u8def\u6599\u91d1\u3084\u30d0\u30b9\u30fb\u5730\u4e0b\u9244\u306a\u3069\u306e\u30b7\u30fc\u30f3\u3067\u72ec\u5360\u7684\u306a\u5730\u4f4d\u3092\u5360\u3081\u3066\u304a\u308a\u30011\u65e5\u306e\u5e73\u5747\u53d6\u5f15\u984d\u306f500\u4e07\u4ef6\u3092\u8d85\u3048\u3066\u3044\u308b\u3002<\/li>\n<li><strong>\u30aa\u30f3\u30e9\u30a4\u30f3e\u30b3\u30de\u30fc\u30b9 (12%)<\/strong>Lazada\u3068Shopee\u3067\u306f\u3001\u7279\u306b\u96fb\u5316\u88fd\u54c1\u3084\u9ad8\u5358\u4fa1\u5546\u54c1\u306b\u304a\u3044\u3066\u3001\u5206\u5272\u6255\u3044\u30aa\u30d7\u30b7\u30e7\u30f3\u306e\u5229\u7528\u304c45%\u306b\u5897\u52a0\u3057\u305f\u3002<\/li>\n<\/ul>\n<p>\u7279\u7b46\u3059\u3079\u304d\u306f\u3001\u300c\u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30b3\u30de\u30fc\u30b9\u300d\uff08WhatsApp\u3084Facebook\u30de\u30fc\u30b1\u30c3\u30c8\u30d7\u30ec\u30a4\u30b9\u3067\u306e\u53d6\u5f15\u306a\u3069\uff09\u304c\u30a4\u30f3\u30b9\u30bf\u30f3\u30c8P2P\u9001\u91d1\u306e\u9700\u8981\u3092\u4fc3\u9032\u3057\u3066\u3044\u308b\u3053\u3068\u3067\u3001DuitNow QR\u306f\u3053\u3046\u3057\u305f\u53d6\u5f15\u306e34%\u3092\u5360\u3081\u3066\u3044\u308b\u3002<\/p>\n<h3><strong>2.2 \u30e6\u30fc\u30b6\u30fc\u30fb\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3068\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u4e57\u308a\u63db\u3048\u884c\u52d5<\/strong><\/h3>\n<p>\u96fb\u5b50\u8ca1\u5e03\u306e\u666e\u53ca\u7387\u306f\u9ad8\u3044\u3082\u306e\u306e\u3001\u5358\u4e00\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u30e6\u30fc\u30b6\u30fc\u306e\u4f9d\u5b58\u5ea6\u306f\u4f4e\u4e0b\u3057\u3066\u3044\u308b\uff1a<\/p>\n<ul>\n<li>\u5e73\u5747\u3057\u3066\u3001\u5404\u30e6\u30fc\u30b6\u30fc\u306f\u540c\u6642\u306b2.3\u500b\u306e\u96fb\u5b50\u8ca1\u5e03\u30a2\u30d7\u30ea\u3092\u4f7f\u7528\u3057\u3066\u3044\u308b\uff1b<\/li>\n<li>51%\u306e\u30e6\u30fc\u30b6\u30fc\u306f\u3001\u52a0\u76df\u5e97\u306e\u7533\u3057\u51fa\u306b\u5fdc\u3058\u3066\u652f\u6255\u3044\u65b9\u6cd5\u3092\u5909\u66f4\u3059\u308b\uff1b<\/li>\n<li>GrabPay\u306f\u30dd\u30a4\u30f3\u30c8\u4ea4\u63db\u306e\u67d4\u8edf\u6027\u304b\u3089\u6700\u3082\u9ad8\u3044\u7d99\u7d9a\u7387\uff0868%\uff09\u3092\u7dad\u6301\u3057\u3066\u304a\u308a\u3001Boost\u306f\u653f\u5e9c\u306e\u88dc\u52a9\u91d1\u5236\u5ea6\u306b\u3088\u308a\u5730\u65b9\u3067\u5b89\u5b9a\u3057\u305f\u6210\u9577\u3092\u7dad\u6301\u3057\u3066\u3044\u308b\u3002<\/li>\n<\/ul>\n<h2><strong>III.\u652f\u6255\u3044\u65b9\u6cd5\u3092\u5de6\u53f3\u3059\u308b4\u3064\u306e\u4e3b\u8981\u8981\u56e0<\/strong><\/h2>\n<h4><strong>(1) \u30b3\u30f3\u30d3\u30cb\u30a8\u30f3\u30b9\uff0842%\uff09<\/strong><\/h4>\n<p>\u30ef\u30f3\u30af\u30ea\u30c3\u30af\u6c7a\u6e08\u300d\u3068\u300c\u9854\u8a8d\u8a3c\u300d\u306f\u3001\u4e2d\u6838\u7684\u306a\u8981\u4ef6\u3068\u306a\u3063\u3066\u3044\u308b\uff1a<\/p>","protected":false},"excerpt":{"rendered":"<p>\u30de\u30ec\u30fc\u30b7\u30a2\u6c7a\u6e08\u30e6\u30fc\u30b6\u30fc\u884c\u52d5\u8abf\u67fb\u5831\u544a\u66f82025\uff1a\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u306e\u53f0\u982d\u3068...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-3261","post","type-post","status-publish","format-standard","hentry","category-30"],"yoast_head":"<!-- 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