{"id":3326,"date":"2025-06-15T18:38:20","date_gmt":"2025-06-15T10:38:20","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3326"},"modified":"2025-06-15T18:38:20","modified_gmt":"2025-06-15T10:38:20","slug":"%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e6%95%b4%e5%90%88%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88%e5%af%b9%e6%af%94","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/06\/15\/%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e6%95%b4%e5%90%88%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88%e5%af%b9%e6%af%94\/","title":{"rendered":"\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u304a\u3051\u308b\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u7d71\u5408\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u6bd4\u8f03"},"content":{"rendered":"<h1>\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u304a\u3051\u308b\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u7d71\u5408\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u6bd4\u8f03<\/h1>\n<h2>\u4e3b\u8981\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u306e\u6982\u8981<\/h2>\n<h3>1.\u30c9\u30af<\/h3>\n<ul>\n<li><strong>\u6700\u5148\u7aef<\/strong>::\n<ul>\n<li>\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u5927\u624b\u73fe\u5730\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc<\/li>\n<li>\u8907\u6570\u306e\u73fe\u5730\u9280\u884c\u9001\u91d1\uff08ATM\u3001\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30d0\u30f3\u30ad\u30f3\u30b0\uff09\u3092\u30b5\u30dd\u30fc\u30c8<\/li>\n<li>\u30de\u30f3\u30c7\u30a3\u30ea\u30fb\u30af\u30ea\u30c3\u30af\u30da\u30a4\u3068BCA\u30af\u30ea\u30c3\u30af\u30da\u30a4\u306e\u7d71\u5408<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u4e0b<\/strong>::\n<ul>\n<li>API\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8\u306f\u4e3b\u306b\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u8a9e<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u30b3\u30b9\u30c8<\/strong>\u53d6\u5f15\u624b\u6570\u6599 2.5%-3%<\/li>\n<\/ul>\n<h3>2.\u30df\u30c3\u30c9\u30c8\u30e9\u30f3\u30b9\uff08\u65e7\u30d9\u30ea\u30c8\u30e9\u30f3\u30b9\uff09<\/h3>\n<ul>\n<li><strong>\u6700\u5148\u7aef<\/strong>::\n<ul>\n<li>\u9ad8\u3044\u5e02\u5834\u6d78\u900f\u7387\u3092\u8a87\u308b\u30b4\u30b8\u30a7\u30c3\u30af\u793e<\/li>\n<li>\u300c\u30ef\u30f3\u30af\u30ea\u30c3\u30af\u30fb\u30af\u30a4\u30c3\u30af\u30fb\u30c1\u30a7\u30c3\u30af\u30a2\u30a6\u30c8\u6a5f\u80fd<\/li>\n<li>\u4e0d\u6b63\u691c\u77e5\u30b7\u30b9\u30c6\u30e0\u306e\u6539\u5584<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u4e0b<\/strong>::\n<ul>\n<li>\u3088\u308a\u9ad8\u3044PCI DSS\u6e96\u62e0\u8981\u4ef6<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u30b3\u30b9\u30c8<\/strong>:: 1.5%-3% + \u56fa\u5b9a\u8cbb<\/li>\n<\/ul>\n<h3>\u30bc\u30f3\u30c7\u30a3\u30c3\u30c8<\/h3>\n<ul>\n<li><strong>\u6700\u5148\u7aef<\/strong>\n<ul>\n<li>API 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OVO\u304a\u3088\u3073DANA\u96fb\u5b50\u8ca1\u5e03\u306e\u76f4\u63a5\u7d71\u5408<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2>\u4e3b\u306a\u6bd4\u8f03\u8981\u56e0<\/h2>\n<table>\n<thead>\n<tr>\n<th>\u30d5\u30a1\u30af\u30bf\u30fc<\/th>\n<th>\u30c9\u30af<\/th>\n<th>\u30df\u30c3\u30c9\u30c8\u30e9\u30f3\u30b9<\/th>\n<th>\u30bc\u30f3\u30c7\u30a3\u30c3\u30c8<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u5730\u65b9\u9280\u884c\u306e\u30ab\u30d0\u30fc\u7bc4\u56f2<\/td>\n<td>\u2605\u2605\u2605\u2605\u2605<\/td>\n<td>\u2605\u2605\u2605\u2605\u2606<\/td>\n<td>\u2605\u2605\u2605\u2606\u2606<\/td>\n<\/tr>\n<tr>\n<td>\u96fb\u5b50\u8ca1\u5e03\u5bfe\u5fdc<\/td>\n<td>\u9650\u5b9a<\/td>\n<td>\u5e83\u7bc4\u56f2<\/td>\n<td>\u7d20\u6674\u3089\u3057\u3044<\/td>\n<\/tr>\n<tr>\n<td>\u6c7a\u6e08\u6642\u9593<\/td>\n<td>T+2<\/td>\n<td>T+1 \u2502 T+1<\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\u56fd\u969b\u30ab\u30fc\u30c9\u624b\u6570\u6599\u25024%\u25023.5%\u25023%<\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u5b9f\u65bd\u4e0a\u306e\u7559\u610f\u70b9<\/h2>\n<p><em>\u4e2d\u5c0f\u4f01\u696d\u5411\u3051<\/em>Xendit\u306f\u6700\u3082\u5408\u7406\u7684\u306a\u7d71\u5408\u30d7\u30ed\u30bb\u30b9\u3092\u63d0\u4f9b\u3057\u3001\u57fa\u672c\u7684\u306a\u6a5f\u80fd\u306f72\u6642\u9593\u4ee5\u5185\u306b\u7a3c\u52d5\u3057\u307e\u3059\u3002<\/p>\n<p><em>\u4f01\u696d\u5411\u3051<\/em>\u30df\u30c3\u30c9\u30c8\u30e9\u30f3\u30b9\u306e\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u4e0d\u6b63\u9632\u6b62\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u5927\u898f\u6a21\u306a\u53d6\u5f15\u30b7\u30ca\u30ea\u30aa\u306b\u9069\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># \u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u7d71\u5408\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u6bd4\u8f03\uff08\u7d9a\u304d\uff09<\/p>\n<p> \u8a73\u7d30\u306a\u6a5f\u80fd\u6bd4\u8f03<\/p>\n<p> 3.OVO\u30da\u30a4<br \/>\n- \u6838\u3068\u306a\u308b\u5f37\u307f\uff1a<br \/>\n   - \u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u6700\u5927\u306e\u96fb\u5b50\u8ca1\u5e03\uff089000\u4e07\u4eba\u4ee5\u4e0a\u306e\u30e6\u30fc\u30b6\u30fc\uff09<br \/>\n   - \u30b4\u30b8\u30a7\u30c3\u30af\u751f\u614b\u5b66\u7684\u6df1\u5ea6\u7d71\u5408<br \/>\n   - PayLater\u300d\u5206\u5272\u6255\u3044\u6a5f\u80fd<br \/>\n- \u7279\u5225\u306a\u5236\u9650\uff1a<br \/>\n   - \u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u767b\u9332\u4f01\u696d\u306e\u307f\u30a2\u30af\u30bb\u30b9\u53ef\u80fd<br \/>\n   - \u30d3\u30b8\u30cd\u30b9\u53e3\u5ea7\u306f\u5225\u9014\u7533\u8acb\u304c\u5fc5\u8981<\/p>\n<p> 4.\u30ea\u30f3\u30af\u30a2\u30b8\u30e3\uff08\u65e7TCash\uff09<br \/>\n- \u653f\u5e9c\u80cc\u666f\uff1aTelkomsel\u3001Bank Mandiri\u3001\u305d\u306e\u4ed6\u306e\u56fd\u55b6\u4f01\u696d\u306b\u3088\u308b\u5171\u540c\u958b\u767a<br \/>\n- \u6ce8\u76ee\u306e\u30b5\u30fc\u30d3\u30b9<br \/>\n   - \u30d1\u30eb\u30b5\u6db5\u990a\u30b7\u30ca\u30ea\u30aa\u306e\u9ad8\u3044\u30ab\u30d0\u30fc\u7387<br \/>\n   - BPJS\u793e\u4f1a\u4fdd\u969c\u652f\u6255\u30c1\u30e3\u30f3\u30cd\u30eb<br \/>\n- \u6599\u91d1\u4f53\u7cfb\uff1a1.5%\u57fa\u672c\u6599\u91d1\uff0b\u6bb5\u968e\u7684\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6  <\/p>\n<p> API\u30c6\u30af\u30cb\u30ab\u30eb\u6307\u6a19\u306e\u6bd4\u8f03<\/p>\n<p>| \u30b5\u30fc\u30d3\u30b9\uff5cAPI\u5e73\u5747\u5f85\u3061\u6642\u9593\uff5cWebhook\u306e\u4fe1\u983c\u6027\uff5cSDK\u30b5\u30dd\u30fc\u30c8<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;-|<br \/>\n| Doku\uff5c\uff5e450ms\uff5c99.2%\uff5cJava\/PHP<br \/>\n| \u30df\u30c3\u30c9\u30c8\u30e9\u30f3\u30b9\uff5c\uff5e380ms\uff5c99.8%\uff5c\u30de\u30eb\u30c1\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<br \/>\n| Xendit\uff5c\uff5e320ms\uff5c99.9%\uff5c\u30ea\u30a2\u30af\u30c8\u30fb\u30cd\u30a4\u30c6\u30a3\u30d6\u5c02\u7528<\/p>\n<p> \u898f\u5236\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u91cd\u8996\u306e\u9055\u3044<\/p>\n<p>1.BPI\u306e\u8a8d\u8a3c\u8981\u4ef6\uff1aDoku\u3068LinkAja\u306f\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u9280\u884c\u304b\u3089\u5b8c\u5168\u306b\u8a8d\u53ef\u3055\u308c\u3066\u3044\u308b\u304c\u3001\u6d77\u5916\u306e\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u73fe\u5730\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u901a\u3058\u3066\u4e0a\u9678\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002  <\/p>\n<p>2.\u7a0e\u52d9\u51e6\u7406\u306e\u9055\u3044<br \/>\n\u300c\u30de\u30fc\u30e1\u30a4\u30c9<br \/>\n\u30b0\u30e9\u30d5TD<br \/>\n    A[\u53d6\u5f15\u984d] -&gt; B{\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u30fb\u30bf\u30a4\u30d7}.<br \/>\n    B -&gt; |Local Licence Gateway| C [PPN\u306e\u81ea\u52d5\u63a7\u9664]\u3002<br \/>\n    B -&gt;\uff5c\u56fd\u969b\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\/PSP\u30e2\u30fc\u30c9<\/br>\u30b9\u30c8\u30e9\u30a4\u30d7\u30fb\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306a\u3069<\/br>\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u30fb\u30d7\u30ed\u30b0\u30e9\u30e0<\/br>\u4ed8\u52a0\u4fa1\u5024\u7a0e\u7533\u544a\u304c\u5fc5\u8981\uff3d<br \/>\n&#8220;`<\/p>\n<p>3.\u30c7\u30fc\u30bf\u5c45\u4f4f\u30dd\u30ea\u30b7\u30fc\uff1aOVO\/DANA\u306a\u3069\u306e\u96fb\u5b50\u8ca1\u5e03\u306f\u3001\u5229\u7528\u8005\u306e\u30c7\u30fc\u30bf\u3092\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30c7\u30fc\u30bf\u30bb\u30f3\u30bf\u30fc\u306b\u4fdd\u5b58\u3059\u308b\u3053\u3068\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u308b\u3002  <\/p>\n<p> \u30cb\u30c3\u30c1\u652f\u6255\u65b9\u6cd5\u5c02\u9580\u30b5\u30dd\u30fc\u30c8<\/p>\n<p>*\u5b97\u6559\u95a2\u9023\u306e\u652f\u6255\u3044*\u3002<br \/>\n- Doku\u306f\u300c\u30b6\u30ab\u30fc\u30c8\u30fb\u30aa\u30f3\u30e9\u30a4\u30f3\u300d\u30b6\u30ab\u30fc\u30c8\u5bc4\u4ed8\u3078\u306e\u72ec\u5360\u30a2\u30af\u30bb\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n- Bank Syariah Indonesia\u72ec\u81ea\u306e\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u306f\u3001Midtrans Enterprise Edition\u3067\u306e\u307f\u3054\u5229\u7528\u3044\u305f\u3060\u3051\u307e\u3059\u3002  <\/p>\n<p>* \u30cf\u30a4\u30d1\u30fc\u30ed\u30fc\u30ab\u30e9\u30a4\u30ba\u3055\u308c\u305f\u652f\u6255\u3044<br \/>\n1.\u30a2\u30eb\u30d5\u30a1\u30de\u30fc\u30c8\/\u30a4\u30f3\u30c9\u30de\u30ec\u30b3\u30f3\u30d3\u30cb\u30b3\u30ec\u30af\u30b7\u30e7\u30f3\u3002<br \/>\n\u300c\u30b8\u30e3\u30d0\u30b9\u30af\u30ea\u30d7\u30c8<br \/>\n\/\/ Xendit \u30ea\u30c6\u30fc\u30eb\u30b3\u30fc\u30c9\u4f8b<br \/>\nxendit.createRetailPayment({)<br \/>\n store_code: 'ALFA_001', \/\/\u8981\u30c1\u30a7\u30fc\u30f3\u30b7\u30e7\u30c3\u30d7\u30b3\u30fc\u30c9<br \/>\n \u6709\u52b9\u671f\u9650: '2024-03<\/p>","protected":false},"excerpt":{"rendered":"<p>\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u304a\u3051\u308b\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u7d71\u5408\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u6bd4\u8f03 \u4e3b\u306a\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u306e\u6982\u8981 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