{"id":3473,"date":"2025-09-23T12:33:28","date_gmt":"2025-09-23T04:33:28","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3473"},"modified":"2025-09-23T12:33:28","modified_gmt":"2025-09-23T04:33:28","slug":"%e4%bf%84%e7%bd%97%e6%96%af%e5%85%88%e4%b9%b0%e5%90%8e%e4%bb%98%ef%bc%88bnpl%ef%bc%89%e6%9c%8d%e5%8a%a1%e5%9c%a8%e6%8c%91%e6%88%98%e4%b8%ad%e5%8f%91%e5%b1%95","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/09\/23\/%e4%bf%84%e7%bd%97%e6%96%af%e5%85%88%e4%b9%b0%e5%90%8e%e4%bb%98%ef%bc%88bnpl%ef%bc%89%e6%9c%8d%e5%8a%a1%e5%9c%a8%e6%8c%91%e6%88%98%e4%b8%ad%e5%8f%91%e5%b1%95\/","title":{"rendered":"\u30ed\u30b7\u30a2\u306eBNPL\uff08Buy Now Pay Later\uff09\u30b5\u30fc\u30d3\u30b9\u306f\u8ab2\u984c\u306e\u4e2d\u3067\u767a\u5c55\u3057\u3066\u3044\u308b"},"content":{"rendered":"

\u3067\u306f\u3001\u56fd\u969b\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u306e\u5c02\u9580\u5bb6\u3068\u3057\u3066\u3001\u8981\u4ef6\u3092\u6e80\u305f\u3059\u4e2d\u56fd\u8a9e\u8a18\u4e8b\u3092\u66f8\u304d\u307e\u3059\u3002<\/p>\n

\n

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I. \u4e16\u754c\u306e\u6ce2\u306b\u4e57\u308b\u30ed\u30b7\u30a2\u306eBNPL\uff1a\u304b\u3064\u3066\u306e\u6025\u6210\u9577\u3068\u30e6\u30cb\u30fc\u30af\u306a\u571f\u58cc<\/strong><\/h4>\n

\u30ed\u30b7\u30a2\u306b\u306f2022\u5e74\u307e\u3067\u6d3b\u6c17\u306e\u3042\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5e02\u5834\u304c\u3042\u308a\u3001\u305d\u306e\u30b9\u30bf\u30fc\u30c8\u30e9\u30c3\u30af\u306e\u3072\u3068\u3064\u3067\u3042\u308bBNPL\u306f\u3001\u56fd\u5185\u5916\u306e\u591a\u304f\u306e\u30d7\u30ec\u30fc\u30e4\u30fc\u304b\u3089\u6ce8\u76ee\u3092\u96c6\u3081\u3066\u3044\u308b\u3002\u305d\u306e\u6025\u6210\u9577\u306f\u3001\u3044\u304f\u3064\u304b\u306e\u91cd\u8981\u306a\u8981\u56e0\u306b\u3088\u308b\u3082\u306e\u3060\uff1a<\/p>\n

    \n
  • \u5de8\u5927\u306ae\u30b3\u30de\u30fc\u30b9\u5e02\u5834\u57fa\u76e4\uff1a<\/strong> \u30ed\u30b7\u30a2\u306f\u6b27\u5dde\u6700\u5927\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30fb\u30e6\u30fc\u30b6\u30fc\u306e1\u3064\u3067\u3042\u308a\u3001\u96fb\u5b50\u5546\u53d6\u5f15\u306e\u666e\u53ca\u7387\u306f\u5897\u52a0\u306e\u4e00\u9014\u3092\u305f\u3069\u3063\u3066\u3044\u308b\u3002\u3053\u308c\u306fBNPL\u306b\u3068\u3063\u3066\u81ea\u7136\u306a\u7740\u5730\u30b7\u30ca\u30ea\u30aa\u3068\u306a\u308b\u3002<\/li>\n
  • \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u666e\u53ca\u7387\u306f\u6bd4\u8f03\u7684\u4f4e\u3044\uff1a<\/strong> \u6b27\u7c73\u306e\u6210\u719f\u3057\u305f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30b7\u30b9\u30c6\u30e0\u3068\u6bd4\u8f03\u3059\u308b\u3068\u3001\u30ed\u30b7\u30a2\u306e\u6d88\u8cbb\u8005\u306e\u4e2d\u306b\u306f\u3001\u5f93\u6765\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u5546\u54c1\u306b\u5bfe\u3057\u3066\u614e\u91cd\u306a\u4eba\u3082\u3044\u308b\u3002 BNPL\u306f\u3001\u3088\u308a\u8efd\u91cf\u3067\u900f\u660e\u6027\u306e\u9ad8\u3044\u652f\u6255\u3044\u65b9\u6cd5\u3068\u3057\u3066\u3001\u5229\u7528\u8005\u306e\u6d88\u8cbb\u306b\u5bfe\u3059\u308b\u6577\u5c45\u3084\u5fc3\u7406\u7684\u8ca0\u62c5\u3092\u52b9\u679c\u7684\u306b\u8efd\u6e1b\u3059\u308b\u3002<\/li>\n
  • \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u539f\u52d5\u529b<\/strong> \u5730\u5143\u306e\u30cf\u30a4\u30c6\u30af\u4f01\u696d\u3084\u9280\u884c\u306f\u7a4d\u6975\u7684\u306b\u5730\u306a\u3089\u3057\u3092\u884c\u3044\u3001BNPL\u306b\u7279\u5316\u3057\u305f\u72ec\u81ea\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u7acb\u3061\u4e0a\u3052\u3066\u3044\u308b\u3002<\/li>\n<\/ul>\n

    \u3053\u306e\u6642\u671f\u3001\u96fb\u5316\u88fd\u54c1\u3001\u30d5\u30a1\u30c3\u30b7\u30e7\u30f3\u30fb\u30a2\u30d1\u30ec\u30eb\u3001\u5bb6\u96fb\u88fd\u54c1\u306a\u3069\u306e\u4e2d\u4fa1\u683c\u5e2f\u5546\u54c1\u306e\u9593\u3067\u3001\u300c\u305d\u306e\u5834\u3067\u8cfc\u5165\u3057\u3001\u305d\u306e\u5f8c\u306f\u7121\u5229\u606f\u3067\u5206\u5272\u6255\u3044\u3059\u308b\u300d\u30e2\u30c7\u30eb\u304c\u6025\u901f\u306b\u666e\u53ca\u3057\u305f\u3002<\/p>\n

    II.\u91cd\u5927\u306a\u8ab2\u984c\uff1a\u5730\u653f\u5b66\u7684\u306a\u5d50\u306e\u4e2d\u3067\u751f\u304d\u6b8b\u308b\u305f\u3081\u306e\u8a66\u7df4<\/strong><\/h4>\n

    2022\u5e74\u521d\u982d\u306e\u5730\u653f\u5b66\u7684\u306a\u51fa\u6765\u4e8b\u3068\u3001\u305d\u308c\u304c\u5f15\u304d\u91d1\u3068\u306a\u3063\u305f\u56fd\u969b\u7684\u306a\u5236\u88c1\u306e\u6ce2\u306f\u3001\u696d\u754c\u5168\u4f53\u306b\u304b\u3064\u3066\u306a\u3044\u885d\u6483\u3092\u4e0e\u3048\u305f\uff1a<\/p>\n

      \n
    1. \u56fd\u969b\u7684\u306a\u5de8\u4eba\u306e\u64a4\u9000\u3068\u6280\u8853\u306e\u5207\u308a\u6368\u3066\uff1a<\/strong> \u30a2\u30c3\u30d7\u30eb\u30da\u30a4\u3084\u30b0\u30fc\u30b0\u30eb\u30da\u30a4\u3068\u3044\u3063\u305f\u4e3b\u8981\u306a\u56fd\u969b\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u306e\u505c\u6b62\u306f\u3001\u77ed\u671f\u7684\u306a\u6df7\u4e71\u3092\u5f15\u304d\u8d77\u3053\u3057\u305f\u3002\u3055\u3089\u306b\u91cd\u8981\u306a\u3053\u3068\u306f\u3001Klarna\u306e\u3088\u3046\u306a\u30b0\u30ed\u30fc\u30d0\u30eb\u30d7\u30ec\u30fc\u30e4\u30fc\u306e\u64a4\u9000\u3084\u7e2e\u5c0f\u304c\u3001\u5e02\u5834\u306e\u7af6\u4e89\u74b0\u5883\u306b\u5287\u7684\u306a\u5909\u5316\u3092\u3082\u305f\u3089\u3057\u3001\u9ad8\u5ea6\u306a\u7d4c\u9a13\u3084\u6280\u8853\u306e\u8f38\u5165\u30eb\u30fc\u30c8\u3092\u65ad\u3061\u5207\u3063\u305f\u3053\u3068\u3067\u3042\u308b\u3002<\/li>\n
    2. \u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u6c7a\u6e08\u306e\u300c\u8178\u9589\u585e\u300d\uff1a<\/strong> Visa\u3068Mastercard\u306e\u64a4\u9000\u3068\u30ed\u30b7\u30a2\u306b\u5bfe\u3059\u308b\u91d1\u878d\u5236\u88c1\u306f\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u53d6\u5f15\u3092\u6975\u3081\u3066\u56f0\u96e3\u3067\u30b3\u30b9\u30c8\u9ad8\u306b\u3057\u3001\u8f38\u5165\u54c1\u306b\u4f9d\u5b58\u3059\u308b\u8d8a\u5883EC\u52a0\u76df\u5e97\u3092\u76f4\u6483\u3057\u305f\u3002<\/li>\n
    3. \u666f\u6c17\u4f4e\u8ff7\u3068\u6d88\u8cbb\u30de\u30a4\u30f3\u30c9\uff1a\u30eb\u30fc\u30d6\u30eb\u76f8\u5834\u306e\u5909\u52d5\u3001\u9ad8\u30a4\u30f3\u30d5\u30ec\u3001\u56fd\u6c11\u306e\u5b9f\u8cea\u53ef\u51e6\u5206\u6240\u5f97\u306e\u6e1b\u5c11\u306f\u3001\u975e\u5fc5\u9700\u54c1\u306e\u6d88\u8cbb\u9700\u8981\u3092\u76f4\u63a5\u7684\u306b\u6e1b\u9000\u3055\u305b\u308b\u30de\u30af\u30ed\u7d4c\u6e08\u306e\u30de\u30a4\u30ca\u30b9\u8981\u56e0\u3067\u3042\u308a\u3001\u6d88\u8cbb\u610f\u6b32\u306b\u5927\u304d\u304f\u4f9d\u5b58\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u306b\u6839\u672c\u7684\u306a\u8105\u5a01\u3092\u3082\u305f\u3089\u3059\u3002<\/li>\n
    4. \u898f\u5236\u74b0\u5883\u306e\u4e0d\u78ba\u5b9f\u6027\u306e\u5897\u5927\uff1a\u65b0\u305f\u306a\u7d4c\u6e08\u5b9f\u614b\u3068\u6f5c\u5728\u7684\u306a\u91d1\u878d\u30ea\u30b9\u30af\u306b\u76f4\u9762\u3057\u3001\u898f\u5236\u5f53\u5c40\u306f\u30b7\u30b9\u30c6\u30df\u30c3\u30af\u30fb\u30ea\u30b9\u30af\u3092\u9632\u6b62\u3059\u308b\u305f\u3081\u3001\u3042\u3089\u3086\u308b\u7a2e\u985e\u306e\u4fe1\u7528\u5546\u54c1\uff08\u30e2\u30c0\u30ea\u30c6\u30a3\u3092\u542b\u3080\uff09\u306b\u5bfe\u3059\u308b\u898f\u5236\u306e\u67a0\u7d44\u307f\u3092\u5f37\u5316\u3059\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u3001\u4e8b\u696d\u904b\u55b6\u306b\u304b\u304b\u308b\u653f\u7b56\u30b3\u30b9\u30c8\u304c\u5897\u5927\u3059\u308b\u3002<\/li>\n<\/ol>\n

      III.\u5371\u6a5f\u306e\u4e2d\u306b\u30c1\u30e3\u30f3\u30b9\u3092\u6c42\u3081\u3066\uff1a\u73fe\u5730\u5316\u3068\u958b\u767a\u3078\u306e\u65b0\u305f\u306a\u9053<\/em><\/h4>\n

      \u3053\u306e\u3088\u3046\u306a\u56f0\u96e3\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u5e02\u5834\u306e\u9700\u8981\u304c\u306a\u304f\u306a\u3063\u305f\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u3088\u308a\u5f3e\u529b\u6027\u306e\u3042\u308b\u5730\u57df\u5bc6\u7740\u578b\u306e\u958b\u767a\u30e2\u30c7\u30eb\u304c\u751f\u307e\u308c\u305f\u3002<\/p>\n

        \n
      1. \n

        \u56fd\u5185\u4ee3\u66ff\u306b\u5411\u3051\u305f\u751f\u614b\u7cfb\u7d71\u5408<\/p>\n

          \n
        • Faster Payment System (FPS)\u3084Bank Card System (BCS)\u306e\u3088\u3046\u306a\u9280\u884c\u4e3b\u5c0e\u306e\u30ed\u30fc\u30ab\u30eb\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u5927\u898f\u6a21\u306a\u30ed\u30fc\u30ab\u30ebe\u30b3\u30de\u30fc\u30b9\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u63d0\u643a\u3059\u308b\u3053\u3068\u3067\u3001\u305d\u306e\u6a5f\u80fd\u3092\u72ec\u81ea\u306e\u30e1\u30ac\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u7d71\u5408\u3057\u3001\u30af\u30ed\u30fc\u30ba\u30c9\u30fb\u30eb\u30fc\u30d7\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u69cb\u7bc9\u3059\u308b\u3068\u3044\u3046\u3001\u3053\u308c\u307e\u3067\u306b\u306a\u3044\u6a5f\u4f1a\u3092\u5f97\u3066\u3044\u308b\u3002<\/li>\n

          <\/p>\n

        • \u4f8b\u3048\u3070\u3001\u9280\u884c\u306e\u90e8\u9580\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u30e2\u30fc\u30eb\u3068\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u63a5\u7d9a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u5229\u7528\u8005\u306f\u6c7a\u6e08\u6642\u306b\u3001\u72ec\u7acb\u3057\u305f\u7b2c\u4e09\u8005\u4f01\u696d\u3067\u306f\u306a\u304f\u3001\u9280\u884c\u81ea\u8eab\u304b\u3089\u76f4\u63a5\u5206\u5272\u6255\u3044\u3092\u9078\u629e\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n
        • \n

          \u56fd\u5185\u5e02\u5834\u3092\u91cd\u8996\u3057\u3001\u5782\u76f4\u7684\u5fdc\u7528\u3092\u6df1\u3081\u308b<\/p>\n

            \n
          • \u8d8a\u5883\u30d3\u30b8\u30cd\u30b9\u306e\u7e2e\u5c0f\u306b\u4f34\u3044\u3001\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u5e83\u5927\u306a\u56fd\u5185\u5e02\u5834\u306b\u91cd\u70b9\u3092\u79fb\u3057\u3001\u89b3\u5149\u3001\u6559\u80b2\u3001\u533b\u7642\u3001\u5730\u57df\u751f\u6d3b\u30b5\u30fc\u30d3\u30b9\u306a\u3069\u3001\u3088\u308a\u591a\u69d8\u5316\u3057\u305f\u30aa\u30d5\u30e9\u30a4\u30f3\u3068\u30aa\u30f3\u30e9\u30a4\u30f3\u306e\u30b7\u30ca\u30ea\u30aa\u306b\u53d6\u308a\u7d44\u3093\u3067\u304a\u308a\u3001\u3082\u306f\u3084\u5c0f\u58f2E\u30b3\u30de\u30fc\u30b9\u3060\u3051\u306b\u7559\u307e\u3063\u3066\u3044\u306a\u3044\u3002<\/li>\n
          • \u5bb6\u5177\u306e\u30ea\u30d5\u30a9\u30fc\u30e0\u3084\u81ea\u52d5\u8eca\u306e\u4fee\u7406\u306a\u3069\u3001\u7279\u5b9a\u306e\u696d\u754c\u5411\u3051\u306b\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u958b\u767a\u3057\u3001\u9ad8\u984d\u306a\u5206\u5272\u6255\u3044\u306b\u5bfe\u3059\u308b\u6d88\u8cbb\u8005\u306e\u9700\u8981\u306b\u5fdc\u3048\u308b\u3053\u3068\u3067\u3001\u30b5\u30fc\u30d3\u30b9\u306e\u5883\u754c\u3068\u4fa1\u5024\u304c\u62e1\u5927\u3059\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n
          • \n

            \u6280\u8853\u9769\u65b0\u304c\u30ea\u30b9\u30af\u7ba1\u7406\u30e2\u30c7\u30eb\u306e\u9ad8\u5ea6\u5316\u3092\u4fc3\u3059<\/p>\n

              \n
            • \u56fd\u969b\u7684\u306a\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u30fb\u30e2\u30c7\u30eb\u306b\u306f\u9650\u754c\u304c\u3042\u308b\u305f\u3081\u3001\u4f01\u696d\u306f\u30bd\u30fc\u30b7\u30e3\u30eb\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3084\u901a\u4fe1\u4e8b\u696d\u8005\u3001\u305d\u306e\u4ed6\u306e\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30c3\u30c8\u30d7\u30ea\u30f3\u30c8\u306b\u304a\u3051\u308b\u30e6\u30fc\u30b6\u30fc\u884c\u52d5\u3068\u7d44\u307f\u5408\u308f\u305b\u305f\u4eba\u5de5\u77e5\u80fd\u3084\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u5206\u6790\u3092\u7528\u3044\u305f\u5185\u90e8\u30c7\u30fc\u30bf\u306b\u4f9d\u5b58\u3059\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u3088\u308a\u6b63\u78ba\u3067\u5730\u57df\u306b\u6839\u3056\u3057\u305f\u30ea\u30b9\u30af\u8a55\u4fa1\u30e2\u30c7\u30eb\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u3067\u3001\u4e0d\u826f\u50b5\u6a29\u7387\u3092\u6e1b\u3089\u3057\u3001\u4e8b\u696d\u306e\u6301\u7d9a\u53ef\u80fd\u6027\u3092\u78ba\u4fdd\u3057\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u3002<\/li>\n

              <\/p>\n<\/ul>\n<\/li>\n

            • \n

              \u4fe1\u983c\u69cb\u7bc9\u306e\u305f\u3081\u306e\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u6d88\u8cbb\u8005\u4fdd\u8b77\u306e\u5f37\u5316
              \n\u5e02\u5834\u306e\u6df7\u4e71\u6642\u306b\u52a0\u5165\u8005\u3092\u7372\u5f97\u3059\u308b\u9375\u306f\u900f\u660e\u6027\u3068\u4fe1\u983c\u6027 \u4e3b\u8981\u306a\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u3001\u4e2d\u592e\u9280\u884c\u3068\u306e\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u7a4d\u6975\u7684\u306b\u5f37\u5316\u3057\u3001\u60c5\u5831\u958b\u793a\u8981\u4ef6\u3092\u53b3\u683c\u306b\u9075\u5b88\u3059\u308b\u3053\u3068\u3067\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u306b\u304a\u3044\u3066\u624b\u6570\u6599\u306e\u6761\u4ef6\u3092\u660e\u78ba\u306b\u4f1d\u3048\u3001\u9577\u671f\u7684\u306a\u6210\u9577\u306e\u790e\u3068\u306a\u308b\u904e\u5270\u50b5\u52d9\u3092\u717d\u308b\u3053\u3068\u3092\u907f\u3051\u308b\u3053\u3068\u3067\u3001\u6d88\u8cbb\u8005\u306e\u4fe1\u983c\u3092\u518d\u69cb\u7bc9\u3057\u3001\u78ba\u56fa\u305f\u308b\u3082\u306e\u306b\u3057\u3066\u3044\u308b\u3002<\/p>\n<\/li>\n<\/ol>\n

              4<\/strong><\/em> \u5c06\u6765\u5c55\u671b<\/strong><\/em> \u91ce\u86ee\u306a\u6210\u9577\u304b\u3089\u7cbe\u5bc6\u8fb2\u696d\u3078<\/strong><\/em><\/h4>\n

              \u524d\u9014\u306f\u307e\u3060\u4e0d\u78ba\u5b9a\u8981\u7d20\u306b\u6e80\u3061\u3066\u3044\u308b\u304c\u3001\u67d4\u8edf\u3067\u5305\u62ec\u7684\u306a\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3068\u3044\u3046\u6838\u3068\u306a\u308b\u4fa1\u5024\u306f\u3001\u6b74\u53f2\u304b\u3089\u7c21\u5358\u306b\u306f\u64a4\u9000\u3067\u304d\u306a\u3044\u3088\u3046\u306a\u3082\u306e\u3067\u3042\u308a\u3001\u305d\u306e\u767a\u5c55\u306e\u8da8\u52e2\u306f\u6b21\u306e\u3088\u3046\u306a\u3082\u306e\u306b\u306a\u308b\u3068\u601d\u308f\u308c\u308b\u3002<\/p>\n

                \n
              • \u30de\u30b7\u30e5\u30fc\u52b9\u679c\u304c\u5f37\u307e\u308b<\/strong><\/strong>\u8cc7\u672c\u529b\u304c\u3042\u308a\u3001\u6280\u8853\u529b\u304c\u9ad8\u304f\u3001\u52a0\u76df\u5e97\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u304c\u5145\u5b9f\u3057\u3066\u3044\u308b\u30d8\u30c3\u30c9\u30e9\u30a4\u30f3\u30fb\u30d7\u30ec\u30fc\u30e4\u30fc\u306b\u7d4c\u55b6\u8cc7\u6e90\u304c\u96c6\u4e2d\u3059\u308b\u3002 \u4e2d\u5c0f\u306e\u72ec\u7acb\u7cfb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u751f\u304d\u6b8b\u308a\u3084\u5408\u4f75\u30fb\u7d71\u5408\u306e\u5727\u529b\u304c\u5f37\u307e\u308b\u3002<\/li>\n
              • \u898f\u5236\u306e\u67a0\u7d44\u307f\u306f\u660e\u78ba\u306b\u306a\u3063\u3066\u304d\u3066\u3044\u308b<\/strong><\/strong>\u898f\u5236\u5f53\u5c40\u306b\u306f\u3001\u6b21\u306e\u3053\u3068\u304c\u671f\u5f85\u3055\u308c\u3066\u3044\u308b\u3002<\/li>\n<\/ul>\n

                \u3055\u3066\u3001\u30ed\u30b7\u30a2\u306b\u304a\u3051\u308bBNPL\u30b5\u30fc\u30d3\u30b9\u306e\u4eca\u5f8c\u306e\u5c55\u671b\u306b\u79fb\u308d\u3046\u3002<\/p>\n

                  \n
                • \n

                  \u5546\u54c1\u5f62\u614b\u306e\u591a\u69d8\u5316\u3068\u6df1\u5316\uff1a<\/strong> \u9650\u3089\u308c\u305f\u6210\u9577\u4f59\u5730\u3092\u6253\u958b\u3059\u308b\u305f\u3081\u3001\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u3082\u306f\u3084\u5358\u7d14\u306a\u300c3\u56de\u306e\u7121\u5229\u606f\u671f\u9593\u300d\u306b\u6e80\u8db3\u3059\u308b\u3053\u3068\u306f\u306a\u3044\u3060\u308d\u3046\u3002\u5546\u54c1\u306f\u3088\u308a\u6d17\u7df4\u3055\u308c\u3001\u591a\u69d8\u5316\u3059\u308b\u3060\u308d\u3046\u3002\u4f8b\u3048\u3070<\/p>\n

                    \n
                  • \u7570\u306a\u308b\u9867\u5ba2\u30bb\u30b0\u30e1\u30f3\u30c8\u306b\u5bfe\u3057\u3066\uff1a<\/strong> \u4fa1\u683c\u306b\u654f\u611f\u3060\u304c\u6d41\u52d5\u6027\u3092\u5fc5\u8981\u3068\u3059\u308b\u9867\u5ba2\u3092\u60f9\u304d\u3064\u3051\u308b\u305f\u3081\u3001\u9577\u671f\u5206\u5272\u6255\u3044\u30aa\u30d7\u30b7\u30e7\u30f3\uff08\u4f8b\uff1a6\uff5e12\u56de\u306e\u5206\u5272\u6255\u3044\uff09\u3092\u5c0e\u5165\u3059\u308b\u3002<\/li>\n
                  • \u8caf\u84c4\u3068\u6d88\u8cbb\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\uff1a<\/strong> \u30bb\u30fc\u30d6\u30fb\u30a2\u30f3\u30c9\u30fb\u30d0\u30a4\u300d\u307e\u305f\u306f\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30fb\u30e2\u30c7\u30eb\u3092\u6a21\u7d22\u3059\u308b\u3053\u3068\u3067\u3001\u5229\u7528\u8005\u304c\u597d\u304d\u306a\u5546\u54c1\u306e\u8cfc\u5165\u4ee3\u91d1\u306e\u4e00\u90e8\u3092\u3042\u3089\u304b\u3058\u3081\u30bb\u30fc\u30d6\u3057\u3001\u6b8b\u308a\u3092BNPL\u3067\u652f\u6255\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308c\u3070\u3001\u5408\u7406\u7684\u306a\u6d88\u8cbb\u7fd2\u6163\u3092\u8eab\u306b\u3064\u3051\u3001\u30ea\u30b9\u30af\u3092\u8efd\u6e1b\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/li>\n
                  • B2B\u306e\u62e1\u5927\uff1a<\/strong> BNPL\u306e\u8ad6\u7406\u306f\u3001\u4e2d\u5c0f\u4f01\u696d\u306b\u3088\u308b\u8a2d\u5099\u3084\u539f\u6750\u6599\u306e\u8abf\u9054\u3068\u3044\u3063\u305f\u30b7\u30ca\u30ea\u30aa\u306b\u3082\u5f53\u3066\u306f\u307e\u308b\u3002\u4f01\u696d\u3078\u306e\u77ed\u671f\u8cbf\u6613\u4fe1\u7528\u4f9b\u4e0e\u306f\u3001\u65b0\u305f\u306a\u30d6\u30eb\u30fc\u30fb\u30aa\u30fc\u30b7\u30e3\u30f3\u5e02\u5834\u306b\u306a\u308b\u3060\u308d\u3046\u3002<\/li>\n<\/ul>\n<\/li>\n
                  • \n

                    \u56fd\u306e\u7d4c\u6e08\u653f\u7b56\u3068\u306e\u76f8\u4e57\u52b9\u679c\uff1a<\/strong> BNPL\u30b5\u30fc\u30d3\u30b9\u306e\u767a\u5c55\u306f\u3001\u5fc5\u7136\u7684\u306b\u56fd\u5bb6\u30ec\u30d9\u30eb\u306e\u7d4c\u6e08\u6226\u7565\u3068\u306e\u7d50\u3073\u3064\u304d\u304c\u5f37\u304f\u306a\u308b\u3002\u4f8b\u3048\u3070\u3001\u653f\u5e9c\u304c\u7279\u5b9a\u306e\u5206\u91ce\uff08\u4f8b\u3048\u3070\u3001\u56fd\u7523\u6280\u8853\u3001\u8fb2\u696d\uff09\u306e\u767a\u5c55\u3092\u5968\u52b1\u3059\u308b\u653f\u7b56\u3092\u5c0e\u5165\u3059\u308c\u3070\u3001BNPL\u30b5\u30fc\u30d3\u30b9\u306f\u3001\u3053\u308c\u3089\u306e\u5206\u91ce\u306b\u304a\u3051\u308b\u6d88\u8cbb\u8005\u306e\u8cfc\u8cb7\u3092\u652f\u63f4\u3059\u308b\u305f\u3081\u306b\u7684\u3092\u7d5e\u3063\u305f\u91d1\u878d\u5546\u54c1\u3092\u8a2d\u8a08\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u305d\u306e\u7d50\u679c\u3001\u91d1\u878d\u5305\u6442\u306e\u305f\u3081\u306e\u30c4\u30fc\u30eb\u306e\u5f79\u5272\u3092\u679c\u305f\u3057\u3001\u5185\u9700\u3092\u523a\u6fc0\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n<\/li>\n<\/ul>\n

                    V. \u52a0\u76df\u5e97\u3068\u56fd\u969b\u6c7a\u6e08\u30d7\u30ec\u30fc\u30e4\u30fc\u3078\u306e\u5f71\u97ff<\/strong><\/h4>\n

                    \u73fe\u5728\u3082\u30ed\u30b7\u30a2\u5e02\u5834\u3067\u4e8b\u696d\u3092\u5c55\u958b\u3057\u3066\u3044\u308b\u52a0\u76df\u5e97\u3084\u3001\u3053\u306e\u5730\u57df\u306b\u6ce8\u529b\u3057\u3066\u3044\u308b\u56fd\u969b\u7684\u306a\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u4e8b\u696d\u8005\u306b\u3068\u3063\u3066\u3001\u3053\u306e\u9032\u5316\u306f\u8cb4\u91cd\u306a\u6d1e\u5bdf\u3092\u4e0e\u3048\u3066\u304f\u308c\u308b\uff1a<\/p>\n

                      \n
                    1. \u30d1\u30fc\u30c8\u30ca\u30fc\u9078\u3073\u306f\u975e\u5e38\u306b\u91cd\u8981\u3060\uff1a<\/strong> \u52a0\u76df\u5e97\u306fBNPL\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u3092\u9078\u629e\u3059\u308b\u969b\u3001\u5b89\u5b9a\u6027\u3001\u30ed\u30fc\u30ab\u30ea\u30bc\u30fc\u30b7\u30e7\u30f3\u80fd\u529b\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u4e3b\u8981\u306a\u57fa\u6e96\u3068\u3057\u3066\u8003\u616e\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002\u73fe\u5730\u306e\u91d1\u878d\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u6df1\u304f\u7d44\u307f\u8fbc\u307e\u308c\uff08\u4f8b\uff1a\u5927\u624b\u9280\u884c\u3084\u56fd\u55b6\u30da\u30a4\u30e1\u30f3\u30c8\u30ab\u30fc\u30c9\u30b7\u30b9\u30c6\u30e0\u3068\u9023\u643a\uff09\u3001\u5f37\u529b\u306a\u6280\u8853\u30d0\u30c3\u30af\u30a8\u30f3\u30c9\u3092\u6301\u3061\u3001\u660e\u78ba\u306a\u8cc7\u91d1\u6e90\u3092\u6301\u3064\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u512a\u5148\u3059\u3079\u304d\u3067\u3042\u308b\u3002<\/li>\n
                    2. \u652f\u6255\u3044\u6226\u7565\u306f\u67d4\u8edf\u3067\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\uff1a<\/strong> \u8907\u6570\u306e\u30ab\u30b4\u306b\u5375\u3092\u5165\u308c\u308b\u300d\u3068\u3044\u3046\u6226\u7565\u306f\u4eca\u3067\u3082\u6709\u52b9\u3067\u3042\u308b\u3002BNPL\u306b\u52a0\u3048\u3001\u52a0\u76df\u5e97\u306fe\u30a6\u30a9\u30ec\u30c3\u30c8\u3001\u9280\u884c\u632f\u8fbc\u3001\u4ee3\u91d1\u5f15\u63db\u306a\u3069\u8907\u6570\u306e\u652f\u6255\u3044\u65b9\u6cd5\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u3001\u53d6\u5f15\u30c1\u30e3\u30cd\u30eb\u3092\u59a8\u3052\u306a\u3044\u3088\u3046\u306b\u3057\u3001\u7570\u306a\u308b\u55dc\u597d\u3092\u6301\u3064\u6d88\u8cbb\u8005\u3078\u306e\u30ea\u30fc\u30c1\u3092\u6700\u5927\u5316\u3059\u3079\u304d\u3067\u3042\u308b\u3002<\/li>\n
                    3. \u30c7\u30fc\u30bf\u306b\u57fa\u3065\u304f\u696d\u52d9\u306e\u5fae\u8abf\u6574<\/strong><\/strong>\u3055\u307e\u3056\u307e\u306a\u30aa\u30d7\u30b7\u30e7\u30f3\u306b\u95a2\u3059\u308b\u53d6\u5f15\u30c7\u30fc\u30bf\u3092\u5206\u6790\u3059\u308b\u3053\u3068\u3067\u3001\u52a0\u76df\u5e97\u306f\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u6226\u7565\u3092\u6700\u9069\u5316\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u4f8b\u3048\u3070\u3001\u9ad8\u984d\u5546\u54c1\u306e\u5206\u5272\u6255\u3044\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u5f37\u8abf\u3059\u308b\u3053\u3068\u3067\u3001\u58f2\u4e0a\u3092\u523a\u6fc0\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/li>\n<\/ol>\n

                      \u8a55\u6c7a\u3092\u4e0b\u3059<\/strong><\/em><\/h4>\n

                      \u30ed\u30b7\u30a2\u306e \"\u4eca\u8cb7\u3063\u3066\u3001\u5f8c\u3067\u6255\u3046 \"\u30b5\u30fc\u30d3\u30b9\u306f\u3001\u4e16\u754c\u7684\u306a\u6ce2\u306e\u4e2d\u3067\u306e\u9ad8\u901f\u62e1\u5927\u304b\u3089\u3001\u5730\u653f\u5b66\u7684\u30fb\u7d4c\u6e08\u7684\u9006\u98a8\u306e\u4e2d\u3067\u306e\u751f\u304d\u6b8b\u308a\u3078\u3068\u3001\u6df1\u3044\u30b9\u30c8\u30ec\u30b9\u30c6\u30b9\u30c8\u3092\u53d7\u3051\u3066\u3044\u308b\u3002 \u3053\u306e\u30c6\u30b9\u30c8\u306f\u3001\u6b8b\u9177\u3067\u306f\u3042\u308b\u304c\u3001\u3088\u308a\u5f3e\u529b\u7684\u3067\u5730\u57df\u5316\u3055\u308c\u305f\u767a\u5c55\u30e2\u30c7\u30eb\u3092\u3082\u751f\u307f\u51fa\u3057\u3001\u305d\u308c\u306f\u3082\u306f\u3084\u5358\u306a\u308b\u30e2\u30c7\u30eb\u306e\u8907\u88fd\u3067\u306f\u306a\u304f\u3001\u56fd\u5185\u7d4c\u6e08\u3078\u306e\u6df1\u3044\u7d71\u5408\u3092\u76ee\u6307\u3059\u3082\u306e\u3067\u3042\u308b\u3002\u5c06\u6765\u306f\u3001\u5358\u306a\u308b\u30e2\u30c7\u30eb\u306e\u30b3\u30d4\u30fc\u3067\u306f\u306a\u304f\u3001\u56fd\u5185\u7d4c\u6e08\u3078\u306e\u6df1\u3044\u7d71\u5408\u3092\u56f3\u308a\u3001\u6280\u8853\u9769\u65b0\u3068\u751f\u614b\u5b66\u7684\u306a\u5354\u529b\u306b\u983c\u3063\u3066\u96c6\u7d04\u7684\u306a\u683d\u57f9\u306e\u9053\u3092\u6b69\u3080\u3053\u3068\u306b\u306a\u308b\u3060\u308d\u3046\u3002<\/p>\n

                      \u4e16\u754c\u306e\u30aa\u30d6\u30b6\u30fc\u30d0\u30fc\u306b\u3068\u3063\u3066\u3001\u30ed\u30b7\u30a2\u5e02\u5834\u306f\u3001\u30b0\u30ed\u30fc\u30d0\u30ea\u30bc\u30fc\u30b7\u30e7\u30f3\u306e\u914d\u5f53\u304c\u5f8c\u9000\u3057\u3001\u6280\u8853\u7684\u969c\u58c1\u304c\u9ad8\u307e\u308b\u306b\u3064\u308c\u3066\u3001\u696d\u754c\u304c\u9069\u5fdc\u3057\u9032\u5316\u3059\u308b\u80fd\u529b\u3092\u660e\u78ba\u306b\u793a\u3059\u30b1\u30fc\u30b9\u30b9\u30bf\u30c7\u30a3\u3067\u3042\u308b\u3002 \u4eca\u5f8c\u306e\u8ab2\u984c\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u91d1\u878d\u5305\u6442\u306e\u4e2d\u6838\u7684\u4fa1\u5024\u306b\u5fe0\u5b9f\u3067\u3001\u5e02\u5834\u306e\u5909\u5316\u306b\u6a5f\u654f\u306b\u5bfe\u5fdc\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u306f\u3001\u5f62\u3084\u30d7\u30ec\u30a4\u30d6\u30c3\u30af\u304c\u5927\u304d\u304f\u7570\u306a\u308b\u3068\u306f\u3044\u3048\u3001\u518d\u7de8\u3055\u308c\u305f\u30ed\u30b7\u30a2\u306e\u6d88\u8cbb\u8005\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u304a\u3044\u3066\u3001\u4f9d\u7136\u3068\u3057\u3066\u5c45\u5834\u6240\u3092\u6301\u3064\u3060\u308d\u3046\u3002<\/p>","protected":false},"excerpt":{"rendered":"

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