{"id":4311,"date":"2025-12-25T19:11:28","date_gmt":"2025-12-25T11:11:28","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=4311"},"modified":"2025-12-25T19:11:28","modified_gmt":"2025-12-25T11:11:28","slug":"%e4%bb%80%e4%b9%88%e6%98%af%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f%e5%a6%82%e4%bd%95%e5%b7%a5%e4%bd%9c%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/12\/25\/%e4%bb%80%e4%b9%88%e6%98%af%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9f%e5%a6%82%e4%bd%95%e5%b7%a5%e4%bd%9c%ef%bc%9f\/","title":{"rendered":"\u4ec0\u4e48\u662f\u5b5f\u52a0\u62c9\u652f\u4ed8\u7f51\u5173\uff1f\u5982\u4f55\u5de5\u4f5c\uff1f"},"content":{"rendered":"

\u5b5f\u52a0\u62c9\u652f\u4ed8\u7f51\u5173\u8be6\u89e3\uff1a\u5de5\u4f5c\u539f\u7406\u4e0e\u672c\u5730\u5316\u7279\u8272<\/h1>\n

\u4ec0\u4e48\u662f\u5b5f\u52a0\u62c9\u652f\u4ed8\u7f51\u5173\uff1f<\/h2>\n

\u5b5f\u52a0\u62c9\u652f\u4ed8\u7f51\u5173\u662f\u4e13\u95e8\u4e3a\u5b5f\u52a0\u62c9\u56fd\u7535\u5b50\u5546\u52a1\u4ea4\u6613\u8bbe\u8ba1\u7684\u6570\u5b57\u652f\u4ed8\u5904\u7406\u7cfb\u7edf\uff0c\u4f5c\u4e3a\u5546\u5bb6\u3001\u6d88\u8d39\u8005\u548c\u91d1\u878d\u673a\u6784\u4e4b\u95f4\u7684\u5b89\u5168\u6865\u6881\u3002\u8fd9\u7c7b\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u9488\u5bf9\u5b5f\u52a0\u62c9\u5e02\u573a\u7279\u70b9\u8fdb\u884c\u4e86\u672c\u5730\u5316\u9002\u914d\uff0c\u652f\u6301\u5854\u5361(BDT)\u7ed3\u7b97\u5e76\u7b26\u5408\u5b5f\u52a0\u62c9\u592e\u884c\u76d1\u7ba1\u8981\u6c42\u3002<\/p>\n

\u5728\u6570\u5b57\u7ecf\u6d4e\u5feb\u901f\u53d1\u5c55\u7684\u80cc\u666f\u4e0b\uff0c\u5b5f\u52a0\u62c9\u652f\u4ed8\u7f51\u5173\u5df2\u6210\u4e3a\u8be5\u56fd\u91d1\u878d\u79d1\u6280\u57fa\u7840\u8bbe\u65bd\u7684\u91cd\u8981\u7ec4\u6210\u90e8\u5206\u3002\u6839\u636e Bangladesh Bank \u6570\u636e\uff0c2022\u5e74\u901a\u8fc7\u7535\u5b50\u6e20\u9053\u5b8c\u6210\u7684\u4ea4\u6613\u989d\u540c\u6bd4\u589e\u957f37%\uff0c\u663e\u793a\u51fa\u5f3a\u52b2\u7684\u5e02\u573a\u9700\u6c42\u3002<\/p>\n

\u6838\u5fc3\u7ec4\u6210\u90e8\u5206<\/h2>\n

\u4e00\u4e2a\u5b8c\u6574\u7684\u5b5f\u52a0\u62c9\u652f\u4ed8\u7f51\u5173\u7cfb\u7edf\u5305\u542b\u4ee5\u4e0b\u5173\u952e\u5143\u7d20\uff1a<\/p>\n

    \n
  1. \u5546\u6237\u63a5\u53e3<\/strong>\uff1a\u63d0\u4f9bAPI\u3001\u63d2\u4ef6\u548c\u6258\u7ba1\u7ed3\u8d26\u9875\u9762\u7b49\u591a\u79cd\u96c6\u6210\u65b9\u5f0f<\/li>\n
  2. \u98ce\u9669\u63a7\u5236\u5f15\u64ce<\/strong>\uff1a\u5b9e\u65f6\u76d1\u6d4b\u53ef\u7591\u4ea4\u6613\u7684\u9632\u6b3a\u8bc8\u7cfb\u7edf<\/li>\n
  3. \u94f6\u884c\u8fde\u63a5\u5c42<\/strong>\uff1a\u4e0e\u672c\u5730\u5546\u4e1a\u94f6\u884c\u548c\u79fb\u52a8\u91d1\u878d\u670d\u52a1\u5546\u7684\u6280\u672f\u5bf9\u63a5<\/li>\n
  4. \u6e05\u7b97\u7ed3\u7b97\u6a21\u5757<\/strong>\uff1a\u5904\u7406\u8d44\u91d1\u5212\u8f6c\u548c\u5bf9\u8d26\u7684\u6838\u5fc3\u529f\u80fd<\/li>\n
  5. \u7ba1\u7406\u63a7\u5236\u53f0<\/strong>\uff1a\u5546\u6237\u540e\u53f0\u7684\u6570\u636e\u5206\u6790\u548c\u4e1a\u52a1\u7ba1\u7406\u5de5\u5177<\/li>\n<\/ol>\n

    \u5178\u578b\u5de5\u4f5c\u6d41\u7a0b\u89e3\u6790<\/h2>\n

    \u7b2c\u4e00\u9636\u6bb5\uff1a\u4ea4\u6613\u53d1\u8d77<\/h3>\n

    \u5f53\u6d88\u8d39\u8005\u5728\u7535\u5546\u5e73\u53f0\u9009\u62e9\u5546\u54c1\u5e76\u8fdb\u5165\u4ed8\u6b3e\u73af\u8282\u65f6\uff1a<\/p>\n

      \n
    • \u7f51\u7ad9\u81ea\u52a8\u8df3\u8f6c\u81f3\u52a0\u5bc6\u7684\u652f\u4ed8\u9875\u9762\uff08URL\u4ee5https:\/\/\u5f00\u5934\uff09<\/li>\n
    • \u7cfb\u7edf\u751f\u6210\u552f\u4e00\u7684transaction ID\u7528\u4e8e\u8ffd\u8e2a\u8be5\u7b14\u4ea4\u6613<\/li>\n
    • \u6839\u636e\u7528\u6237\u9009\u62e9\u786e\u5b9a\u4ed8\u6b3e\u65b9\u5f0f\uff08\u94f6\u884c\u5361\/\u79fb\u52a8\u94b1\u5305\/\u94f6\u884c\u76f4\u8fde\uff09<\/li>\n<\/ul>\n

      \u7b2c\u4e8c\u9636\u6bb5\uff1a\u5b89\u5168\u9a8c\u8bc1<\/h3>\n

      \u4e3a\u786e\u4fdd\u7b26\u5408PCI DSS\u5b89\u5168\u6807\u51c6\uff1a<\/p>\n

        \n
      • SSL\u52a0\u5bc6\u901a\u9053\u5efa\u7acb\uff08256\u4f4d\u52a0\u5bc6\u5f3a\u5ea6\uff09<\/li>\n
      • CVV\/CVC\u7801\u6821\u9a8c\uff08\u4fe1\u7528\u5361\u9002\u7528\uff09<\/li>\n
      • OTP\u77ed\u4fe1\u9a8c\u8bc1\uff08\u591a\u6570\u60c5\u51b5\u9700\u8981\u4e8c\u6b21\u786e\u8ba4\uff09<\/li>\n
      • IP\u5730\u5740\u4e0e\u8d26\u5355\u5730\u5740\u5339\u914d\u5ea6\u68c0\u67e5<\/li>\n<\/ul>\n

        \u7b2c\u4e09\u9636\u6bb5\uff1a\u8d44\u91d1\u5904\u7406<\/h3>\n

        \u5b8c\u6210\u9a8c\u8bc1\u540e\u8fdb\u5165\u5b9e\u8d28\u6e05\u7b97\u73af\u8282\uff1a<\/p>\n

          \n
        1. \u53d1\u5361\u884c\u9884\u6388\u6743\u51bb\u7ed3\u76f8\u5e94\u91d1\u989d<\/li>\n
        2. \u6536\u5355\u884c\u5411\u53d1\u5361\u884c\u53d1\u9001\u6e05\u7b97\u8bf7\u6c42<\/li>\n
        3. \u94f6\u884c\u5361\u7f51\u7edc(Visa\/Mastercard)\u6216\u672c\u5730\u6e05\u7b97\u7cfb\u7edf(BEFTN)\u5904\u7406\u8bf7\u6c42<\/li>\n
        4. \u6700\u7ec8\u7ed3\u7b97\u901a\u5e38\u5728T+1\u5de5\u4f5c\u65e5\u5b8c\u6210<\/li>\n<\/ol>\n

          \u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u5bf9\u4e8e\u79fb\u52a8\u94b1\u5305\u5982bKash\/Nagad\u7684\u4ea4\u6613\uff0c\u6d41\u7a0b\u66f4\u4e3a\u7b80\u5316\u2014\u2014\u76f4\u63a5\u901a\u8fc7USSD\u6216APP\u5b8c\u6210\u5373\u65f6\u8f6c\u8d26\u3002<\/p>\n

          Debit\/Credit Card Processing<\/h2>\n

          \u94f6\u884c\u5361\u5904\u7406\u7684\u7279\u6b8a\u8003\u91cf\uff1a<\/p>\n\n\n\n\n\n\n
          \u30d3\u30b6\/\u30de\u30b9\u30bf\u30fc\u30ab\u30fc\u30c9<\/th>\nDBBL Nexus<\/th>\nQCash<\/th>\n<\/tr>\n<\/thead>\n
          \u56fd\u9645\u7f51\u7edc\u8d39\u7387\u8f83\u9ad8<\/td>\n\u4ec5\u9650\u672c\u571f\u53d1\u884c\u5361<\/td>\n\u4f01\u4e1a\u4e13\u7528\u65b9\u6848<\/td>\n<\/tr>\n
          \u652f\u6301\u8de8\u5883\u6536\u6b3e<\/td>\n\u66f4\u4f4e\u7684\u4ea4\u6362\u8d39<\/td>\n\u5b9a\u5236\u5316API<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

          \u8868:\u4e0d\u540c\u54c1\u724c\u5361\u7247\u5728\u5b5f\u5e02\u573a\u7684\u5dee\u5f02<\/em><\/p>\n

          \u5f53\u5730\u6cd5\u89c4\u8981\u6c42\u6240\u6709\u6d89\u53ca\u56fd\u9645\u5361\u7684\u4ea4\u6613\u5fc5\u987b\u7ecf\u8fc7\u53cc\u91cd\u6c47\u7387\u8f6c\u6362(BDT\u2192USD\u2192\u76ee\u6807\u8d27\u5e01)\uff0c\u8fd9\u589e\u52a0\u4e86\u7ea61%\u7684\u989d\u5916\u6210\u672c\u3002<\/p>\n

          Mobile Financial Services (MFS)<\/h2>\n

          \u5360\u636e\u4e3b\u5bfc\u5730\u4f4d\u7684\u79fb\u52a8\u94b1\u5305\u89e3\u51b3\u65b9\u6848\uff1a<\/p>\n

          1.bKash<\/strong><\/p>\n

          \u79fb\u52a8\u91d1\u878d\u670d\u52a1(MFS)\u5728\u5b5f\u52a0\u62c9\u652f\u4ed8\u7f51\u5173\u4e2d\u7684\u5173\u952e\u4f5c\u7528<\/h2>\n

          \u4e3b\u6d41\u79fb\u52a8\u94b1\u5305\u89e3\u51b3\u65b9\u6848<\/h3>\n

          \u5b5f\u52a0\u62c9\u56fd\u7684\u79fb\u52a8\u91d1\u878d\u670d\u52a1(Mobile Financial Services, MFS)\u5df2\u6210\u4e3a\u652f\u4ed8\u751f\u6001\u7cfb\u7edf\u7684\u652f\u67f1\uff0c\u76ee\u524d\u6ce8\u518c\u8d26\u6237\u8d85\u8fc76500\u4e07\uff0c\u65e5\u5747\u4ea4\u6613\u91cf\u7a81\u783490\u4ebf\u5854\u5361\u3002\u4e3b\u8981\u73a9\u5bb6\u5305\u62ec\uff1a<\/p>\n

            \n
          1. \n

            bKash<\/strong><\/p>\n

              \n
            • \u5e02\u573a\u4efd\u989d\u5360\u6bd458%(2023\u5e74\u6570\u636e)<\/li>\n
            • \u7279\u8272\u529f\u80fd\uff1a\u4e8c\u7ef4\u7801\u652f\u4ed8\u3001\u56fd\u9645\u6c47\u6b3e\u63a5\u6536<\/li>\n
            • \u624b\u7eed\u8d39\u7ed3\u6784\uff1a\u4e2a\u4eba\u8f6c\u8d261.85%\uff0c\u5546\u6237\u6536\u6b3e1.2-1.8%<\/li>\n<\/ul>\n<\/li>\n
            • \n

              \u30ca\u30ac\u30c9<\/strong><\/p>\n

                \n
              • \u653f\u5e9c\u80cc\u666f\u7684\u5feb\u901f\u5d1b\u8d77\u8005<\/li>\n
              • \u521b\u65b0\u670d\u52a1\uff1a\u96f6\u5f00\u6237\u8d39\u3001\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1<\/li>\n
              • \u7ade\u4e89\u4f18\u52bf\uff1a\u4e0e\u90ae\u653f\u7cfb\u7edf\u6df1\u5ea6\u6574\u5408<\/li>\n<\/ul>\n<\/li>\n
              • \n

                Rocket(DBBL)<\/strong><\/p>\n

                  \n
                • \u94f6\u884c\u7cfb\u4ea7\u54c1\u7684\u4ee3\u8868<\/li>\n
                • USP\uff1a\u4e0e\u501f\u8bb0\u5361\u8d26\u6237\u65e0\u7f1d\u8854\u63a5<\/li>\n
                • B2B\u573a\u666f\u5e94\u7528\u5e7f\u6cdb<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

                  \u8fd9\u4e9bMFS\u63d0\u4f9b\u5546\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u63a5\u5165\u652f\u4ed8\u7f51\u5173\uff1a<\/p>\n

                    \n
                  • API\u76f4\u8fde\uff08\u9700\u83b7\u5f97Bangladesh Bank\u6279\u51c6\uff09<\/li>\n
                  • Aggregator\u805a\u5408\u6a21\u5f0f\uff08\u5982SSLWireless\u63d0\u4f9b\u7684\u7edf\u4e00\u63a5\u53e3\uff09<\/li>\n
                  • USSD\u6865\u63a5\uff08\u9488\u5bf9\u529f\u80fd\u624b\u673a\u7528\u6237\uff09<\/li>\n<\/ul>\n

                    MFS\u4ea4\u6613\u6d41\u7a0b\u7684\u7279\u6b8a\u6027<\/h3>\n

                    \u5f53\u6d88\u8d39\u8005\u9009\u62e9\u79fb\u52a8\u94b1\u5305\u4ed8\u6b3e\u65f6\uff1a<\/p>\n

                    \u30b7\u30fc\u30b1\u30f3\u30b9\u56f3
                    \r\n    \u6d88\u8d39\u8005->>\u5546\u5bb6APP:\u70b9\u51fb"\u7528bKash\u652f\u4ed8"
                    \r\n    \u5546\u5bb6APP->>\u652f\u4ed8\u7f51\u5173:\u53d1\u9001\u4ea4\u6613\u8bf7\u6c42(\u91d1\u989d+\u8ba2\u5355ID)
                    \r\n    \u652f\u4ed8\u7f51\u5173->>bKash\u7cfb\u7edf:\u751f\u6210\u4ed8\u6b3e\u8bf7\u6c42\u7801(PIN Prompt)
                    \r\n    bKash\u7cfb\u7edf->>\u6d88\u8d39\u8005\u624b\u673a:\u63a8\u9001USSD\u83dc\u5355\/APP\u901a\u77e5
                    \r\n    \u6d88\u8d39\u8005->>bKash\u7cfb\u7edf:\u8f93\u5165PIN\u786e\u8ba4\u4ed8\u6b3e    
                    \r\n    bKash\u7cfb\u7edf->>\u652f\u4ed8\u7f51\u5173:\u8fd4\u56de\u6210\u529f\u72b6\u6001\u7801    
                    \r\n    \u652f\u4ed8\u7f51\u5173->>\u5546\u5bb6\u670d\u52a1\u5668:\u56de\u8c03\u901a\u77e5\u7ed3\u679c    
                    \r\n<\/code><\/pre>\n
                    \u6574\u4e2a\u8fc7\u7a0b\u901a\u5e38\u572815\u79d2\u5185\u5b8c\u6210\uff0c\u8fdc\u5feb\u4e8e\u94f6\u884c\u5361\u652f\u4ed8\u768445\u79d2\u5e73\u5747\u5904\u7406\u65f6\u95f4\u3002<\/p>\n
                    NPSB\u56fd\u5bb6\u652f\u4ed8\u4ea4\u6362\u7cfb\u7edf\u7684\u9769\u65b0\u5f71\u54cd<\/h2>\n
                    2023\u5e74\u63a8\u51fa\u7684National Payment Switch Bangladesh(NPSB)\u5e26\u6765\u4e86\u91cd\u5927\u53d8\u9769\uff1a<\/p>\n
                    \u4e92\u8054\u4e92\u901a\u63d0\u5347<\/strong><\/p>\n
                      \n
                    • \u5b9e\u73b0\u4e0d\u540cMPSP\u95f4\u7684\u76f4\u63a5\u8f6c\u8d26\uff08\u5982bKash\u2192Nagad\uff09<\/li>\n
                    • QR\u6807\u51c6\u7edf\u4e00\u4e3a"Bangla QR"<\/li>\n
                    • IMPS(\u5373\u65f6\u7ed3\u7b97)\u670d\u52a1\u6269\u5c55\u5230\u5168\u5929\u5019\u8fd0\u8425<\/li>\n<\/ul>\n
                      \u8d39\u7387\u7ed3\u6784\u8c03\u6574<\/strong>
                      \n| Transaction Type | Pre-NPSB Fee | Current Fee |
                      \n|——————|————-|————|
                      \n| Inter-wallet P2P | Up to 5%    | Max 0.5% Tk10\u4e0a\u9650 |
                      \n| Merchant Payment | Avg1.75%    | Flat1% + VAT |<\/p>\n
                      \u8fd9\u79cd\u6807\u51c6\u5316\u663e\u8457\u964d\u4f4e\u4e86\u7535\u5546\u4f01\u4e1a\u7684\u6536\u6b3e\u6210\u672c\u3002<\/p>\n
                      OTC\u73b0\u91d1\u652f\u4ed8\u7684\u72ec\u7279\u5b58\u5728<\/h2>\n
                      \u5c3d\u7ba1\u6570\u5b57\u652f\u4ed8\u5feb\u901f\u589e\u957f\uff0cOver-The-Counter\u73b0\u91d1\u5145\u503c\u4ecd\u5360MFS\u4ea4\u6613\u768442%\u3002\u8fd9\u53cd\u6620\u4e86\uff1a<\/p>\n
                      - \u91d1\u878d\u5305\u6442\u3078\u306e\u9700\u8981<\/strong>\uff1a\u4e3a\u65e0\u94f6\u884c\u8d26\u6237\u4eba\u7fa4\u63d0\u4f9b\u5165\u53e3
                      \n- \u4fe1\u4efb\u6784\u5efa\u673a\u5236<\/strong>\uff1a\u4ee3\u7406\u5546\u7f51\u7edc\u589e\u5f3a\u7528\u6237\u4fe1\u5fc3
                      \n- \u5e94\u6025\u901a\u9053\u4ef7\u503c<\/strong>\uff1a\u5728\u7f51\u7edc\u4e2d\u65ad\u65f6\u7684\u5907\u7528\u65b9\u6848<\/p>\n
                      \u9886\u5148\u5e73\u53f0\u5df2\u5f00\u59cb\u5c06OTC\u6574\u5408\u8fdb\u6536\u5355\u4f53\u7cfb\uff1a<\/p>\n
                      # Example of OTC verification API call 
                      \r\n\u8f38\u5165\u30ea\u30af\u30a8\u30b9\u30c8 
                      \r\n
                      \r\n\u30da\u30a4\u30ed\u30fc\u30c9 = {
                      \r\n    "agent_id": "DHKA3829",
                      \r\n    "transaction_no": "CASH789012", 
                      \r\n    "amount":1500,
                      \r\n}
                      \r\n
                      \r\nresponse = requests.post()
                      \r\n'https:\/\/gateway.example.com\/otc\/verify',
                      \r\njson=payload.
                      \r\nheaders={'Authorization':'Bearer {API_KEY}'}
                      \r\n)
                      \r\n
                      \r\nprint(response.json()) # Returns {"status":"verified","timestamp":"2024
                      \r\n<\/code><\/pre>\n
                       \u94f6\u884c\u76f4\u8fde\u652f\u4ed8\u65b9\u6848\u7684\u53d1\u5c55\u73b0\u72b6<\/p>\n
                       EFT\/NEFT\u7535\u5b50\u8f6c\u8d26\u7684\u7f51\u5173\u96c6\u6210<\/p>\n
                      \u5b5f\u52a0\u62c9\u56fd\u5546\u4e1a\u94f6\u884c\u901a\u8fc7\u4ee5\u4e0b\u4e24\u79cd\u4e3b\u8981\u65b9\u5f0f\u63a5\u5165\u652f\u4ed8\u7f51\u5173\uff1a<\/p>\n
                      1. \u4f01\u4e1a\u7f51\u94f6\u76f4\u8fde
                      \n– \u9002\u7528\u5927\u989dB2B\u4ea4\u6613\uff08\u5355\u7b14\u4e0a\u9650500\u4e07\u5854\u5361\uff09
                      \n– \u9700\u8981\u5ba2\u6237\u767b\u5f55\u94f6\u884c\u4f01\u4e1a\u95e8\u6237\u6388\u6743
                      \n– \u5178\u578b\u7ed3\u7b97\u5468\u671f\uff1aT+0\u5b9e\u65f6\u5230\u8d26\uff08\u5de5\u4f5c\u65f6\u95f4\u5185\uff09<\/p>\n
                      2. Retail Internet Banking
                      \n   - \u6ce8\u76ee\u306e\u30b5\u30fc\u30d3\u30b9
                      \n     – DBBL\u7684Nexus Pay
                      \n     – BRAC Bank\u7684EazyPay
                      \n     – Eastern Bank\u7684EBL SkyBanking
                      \n   – \u6280\u672f\u6807\u51c6\uff1a
                      \n     \u300cxml
                      \n     \n     \n       EBL<\/bank_code>
                      \n       USER12345<\/customer_id>
                      \n       xxxxxx<\/session_token>
                      \n       1200.00<\/amount>\n     <\/payment_request>\n     “`
                      \n   – \u6210\u529f\u7387\u5f71\u54cd\u56e0\u7d20\uff1a
                      \n     \u2460 \u94f6\u884c\u7cfb\u7edf\u7ef4\u62a4\u65f6\u6bb5\uff08\u591a\u5728\u5468\u4e94\u6df1\u591c\uff09
                      \n     \u2461 RBI\u98ce\u63a7\u89c4\u5219\u89e6\u53d1\uff08\u5f02\u5e38IP\u68c0\u6d4b\u7b49\uff09<\/p>\n
                       BEFTN\u6e05\u7b97\u7cfb\u7edf\u7684\u8fd0\u4f5c\u673a\u5236<\/p>\n
                      Bangladesh Electronic Funds Transfer Network\u5904\u7406\u6240\u6709\u8de8\u884c\u4ea4\u6613\u7684\u6838\u5fc3\u8def\u5f84\uff1a<\/p>\n
                      “`
                      \n[\u5546\u6237\u8d26\u6237]\u2192(\u53d1\u8d77\u884c)\u2192[NPSB\u4ea4\u6362\u4e2d\u5fc3]\u2192(\u63a5\u6536\u884c)\u2192[\u7f51\u5173\u5907\u4ed8\u91d1\u8d26\u6237]
                      \n“`<\/p>\n
                      \u5173\u952e\u65f6\u95f4\u8282\u70b9\u63a7\u5236\uff1a
                      \n\u25b8 \u4e0a\u534810\u70b9\u524d\u7684\u4ea4\u6613\u5f53\u65e5\u6e05\u7b97
                      \n\u25b8 VAT\u8ba1\u7b97\u7cbe\u786e\u5230\u5c0f\u6570\u70b9\u540e\u4e24\u4f4d
                      \n\u25b8 SMS\u901a\u77e5\u5fc5\u987b\u5305\u542bTRXID\u548c\u6536\u6b3e\u65b9\u8bc6\u522b\u7801  <\/p>\n
                       Cardless\u521b\u65b0\u652f\u4ed8\u65b9\u5f0f\u7684\u5174\u8d77<\/p>\n
                       IVR\u8bed\u97f3\u652f\u4ed8\u7cfb\u7edf<\/p>\n
                      \u9488\u5bf9\u519c\u6751\u5730\u533a\u4f4e\u8bc6\u5b57\u7387\u4eba\u7fa4\u8bbe\u8ba1\u7684\u89e3\u51b3\u65b9\u6848\uff1a  <\/p>\n
                      1.\u62e8\u6253\u4e13\u7528\u77ed\u53f7(*322#\u7b49)
                      \n2.\u6839\u636e\u8bed\u97f3\u63d0\u793a\u8f93\u5165\uff1a
                      \n   \u2022 Merchant ID (4\u4f4d\u6570\u5b57)
                      \n   \u2022 Amount (\u542bVAT\u603b\u989d)
                      \n3.\u7cfb\u7edf\u81ea\u52a8\u4ece\u9884\u5b58\u8bdd\u8d39\u6263\u9664\u5e76\u751f\u6210\u7535\u5b50\u6536\u636e  <\/p>\n
                      *\u5178\u578b\u6848\u4f8b\uff1aAirtel Money\u4e0eDaraz\u7684\u5408\u4f5c\u9879\u76ee\u8986\u76d6\u4e8637\u4e2a\u504f\u8fdc\u53bf\u533a*<\/p>\n
                       Biometric\u8ba4\u8bc1\u8fdb\u5c55 <\/p>\n
                      2024\u5e74\u5f00\u59cb\u8bd5\u70b9\u7684\u751f\u7269\u7279\u5f81\u652f\u4ed8\u6d41\u7a0b\uff1a<\/p>\n
                      “`plaintext
                      \nStep1:\u987e\u5ba2\u9009\u62e9”\u6307\u7eb9\u4ed8\u6b3e”\u9009\u9879
                      \nStep2:\u5728POS\u7ec8\u7aef\u6309\u538b\u5df2\u6ce8\u518c\u6307\u7eb9
                      \nStep3:\u7cfb\u7edf\u6bd4\u5bf9NID\u6570\u636e\u5e93\u4e2d\u7684\u751f\u7269\u6a21\u677f
                      \nStep4:\u4ece\u5173\u8054\u8d26\u6237\u5b8c\u6210\u6263\u6b3e(\u8bef\u5dee\u7387<0.001%) \n```\n\n\u76ee\u524d\u652f\u6301\u8be5\u670d\u52a1\u7684\u94f6\u884c\u5305\u62ecSonali Bank\u3001Standard Chartered Bangladesh\u3002\n\n Regulatory Compliance\u8981\u70b9\u89e3\u6790 \n\n\u6240\u6709\u5728\u5b5f\u8fd0\u8425\u7684\u652f\u4ed8\u7f51\u5173\u5fc5\u987b\u9075\u5b88\uff1a\n\n\u2022 AML\/CFT\u89c4\u5b9a\uff1a\n    \u2192\u5355\u65e5\u7d2f\u8ba1\u4ea4\u6613\u8d85\u8fc75\u4e07\u5854\u5361\u9700\u62a5\u544aBFIU  \n    \u2192\u8de8\u5883\u6c47\u6b3e\u5f3a\u5236\u586b\u5199Purpose Code  \n\n\u2022 \u6570\u636e\u672c\u5730\u5316\u8981\u6c42\uff1a\n    \u221f\u5ba2\u6237\u91d1\u878d\u4fe1\u606f\u5fc5\u987b\u5b58\u50a8\u5728\u5883\u5185\u670d\u52a1\u5668  \n    \u221f\u65e5\u5fd7\u8bb0\u5f55\u4fdd\u75597\u5e74\u4ee5\u4e0a  \n\n\u2022 \u4e89\u8bae\u5904\u7406\u65f6\u9650\uff1a\n    \u250c\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u252c\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2510\n    \u2502 Chargeback\u7c7b\u578b \u2502\u54cd\u5e94\u622a\u6b62\u65f6\u95f4\u2502    \n    \u251c\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u253c\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2524    \n    \u2502\u6280\u672f\u9519\u8bef        \u250248\u5c0f\u65f6\u5185      \u2502    \n    \u2502\u5546\u54c1\u672a\u4ea4\u4ed8      \u25027\u4e2a\u5de5\u4f5c\u65e5   \u2502    \n    \u2514\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2534\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2518    \n\n Emerging Trends\u672a\u6765\u8d8b\u52bf\u9884\u6d4b \n\n1.CBDC\u6574\u5408\u51c6\u5907\n   Bangladesh Bank\u6570\u5b57\u8d27\u5e01\u8bd5\u70b9\u9879\u76ee\u9884\u8ba12025\u5e74\u63a5\u5165\u5546\u4e1a\u652f\u4ed8\u7f51\u5173\uff0c\u5c06\u5e26\u6765\uff1a   \n   \u2713\u96f6\u624b\u7eed\u8d39\u7ed3\u6784   \n   \u2713\u539f\u5b50\u7ed3\u7b97(finality)\u7279\u6027   \n\n2.BNPL\u5148\u4e70\u540e\u4ed8\u589e\u957f\n\u672c\u571f\u5316\u5206\u671f\u4ea7\u54c1\u7279\u70b9\uff1a   \n\u2022 Shariah-compliant\u4f0a\u65af\u5170\u5408\u89c4\u6a21\u5f0f(\u65e0\u5229\u606f)     \n\u2022\u901a\u8fc7MFS\u6e20\u9053\u8fd8\u6b3e\u5360\u6bd4\u5df2\u8fbe67%    \n\n3.\u8de8\u5883\u652f\u4ed8\u7684\u7a81\u7834\n\u501f\u52a9\u65b0\u52a0\u5761IPC\u673a\u5236\uff0c\u65b0\u63a8\u51fa\u7684BanglaPay Global\u53ef\u5b9e\u73b0:\n\u00bb\u4e2d\u56fd\u4f9b\u5e94\u5546\u76f4\u63a5\u6536\u53d6\u5854\u5361(\u81ea\u52a8\u5151\u6362CNY)\n\u00bb\u9a6c\u6765\u897f\u4e9a\u52a1\u5de5\u8005\u5b9e\u65f6\u6c47\u56de\u8d44\u91d1(<90\u79d2\u5230\u8d26)\n\n---\n\n\u8fd9\u4efd\u8865\u5145\u5185\u5bb9\u8fdb\u4e00\u6b65\u6df1\u5316\u4e86\u5b5f\u52a0\u62c9\u56fd\u652f\u4ed8\u751f\u6001\u7684\u6280\u672f\u7ec6\u8282\u548c\u76d1\u7ba1\u6846\u67b6\uff0c\u5982\u9700\u7ee7\u7eed\u6269\u5c55\u7279\u5b9a\u9886\u57df\u5982\u300c\u4e2d\u5c0f\u4f01\u4e1a\u9002\u7528\u65b9\u6848\u6bd4\u8f83\u300d\u6216\u300cAPI\u5b89\u5168\u6807\u51c6\u300d\uff0c\u8bf7\u5177\u4f53\u8bf4\u660e\u8c03\u6574\u65b9\u5411\u3002\n<\/p>","protected":false},"excerpt":{"rendered":"
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