{"id":4340,"date":"2025-12-25T19:32:36","date_gmt":"2025-12-25T11:32:36","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=4340"},"modified":"2025-12-25T19:32:36","modified_gmt":"2025-12-25T11:32:36","slug":"%e9%9f%a9%e5%9b%bd%e5%8e%9f%e7%94%9f%e6%94%af%e4%bb%98%e4%b8%8e%e6%9c%ac%e5%9c%b0%e9%93%b6%e8%a1%8c%e5%8d%a1%e7%9b%b4%e8%bf%9e%e6%96%b9%e6%a1%88","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ja\/2025\/12\/25\/%e9%9f%a9%e5%9b%bd%e5%8e%9f%e7%94%9f%e6%94%af%e4%bb%98%e4%b8%8e%e6%9c%ac%e5%9c%b0%e9%93%b6%e8%a1%8c%e5%8d%a1%e7%9b%b4%e8%bf%9e%e6%96%b9%e6%a1%88\/","title":{"rendered":"\u97e9\u56fd\u539f\u751f\u652f\u4ed8\u4e0e\u672c\u5730\u94f6\u884c\u5361\u76f4\u8fde\u65b9\u6848"},"content":{"rendered":"

\u3000\u3000# \u97e9\u56fd\u539f\u751f\u652f\u4ed8\u4e0e\u672c\u5730\u94f6\u884c\u5361\u76f4\u8fde\u65b9\u6848\uff1a\u63d0\u5347\u8de8\u5883\u4ea4\u6613\u6210\u529f\u7387\u7684\u5173\u952e\u7b56\u7565<\/p>\n

\u3000\u3000## \u5f15\u8a00\uff1a\u97e9\u56fd\u7535\u5546\u5e02\u573a\u7684\u652f\u4ed8\u751f\u6001\u7279\u70b9<\/p>\n

\u3000\u3000\u97e9\u56fd\u4f5c\u4e3a\u5168\u7403\u7535\u5b50\u5546\u52a1\u548c\u6570\u5b57\u652f\u4ed8\u6700\u53d1\u8fbe\u7684\u5e02\u573a\u4e4b\u4e00\uff0c\u62e5\u6709\u72ec\u7279\u7684\u652f\u4ed8\u751f\u6001\u7cfb\u7edf\u3002\u5728\u8fd9\u4e2a\u667a\u80fd\u624b\u673a\u666e\u53ca\u7387\u8d85\u8fc795%\u3001\u4e92\u8054\u7f51\u6e17\u900f\u7387\u8fbe98%\u7684\u56fd\u5bb6\uff0c\u6d88\u8d39\u8005\u5bf9\u652f\u4ed8\u4f53\u9a8c\u6709\u7740\u6781\u9ad8\u7684\u671f\u5f85\u3002\u97e9\u56fd\u7684\u5728\u7ebf\u4ea4\u6613\u4e2d\uff0c\u672c\u5730\u652f\u4ed8\u65b9\u5f0f\u5360\u636e\u4e3b\u5bfc\u5730\u4f4d\uff0c\u56fd\u9645\u4fe1\u7528\u5361\u7684\u4f7f\u7528\u6bd4\u4f8b\u76f8\u5bf9\u8f83\u4f4e\u3002\u56e0\u6b64\uff0c\u5bf9\u4e8e\u5e0c\u671b\u8fdb\u5165\u97e9\u56fd\u5e02\u573a\u7684\u8de8\u5883\u4f01\u4e1a\u800c\u8a00\uff0c\u7406\u89e3\u5e76\u6574\u5408\u5f53\u5730\u539f\u751f\u652f\u4ed8\u65b9\u5f0f\u548c\u94f6\u884c\u5361\u76f4\u8fde\u65b9\u6848\u81f3\u5173\u91cd\u8981\u3002<\/p>\n

\u3000\u3000## \u97e9\u56fd\u4e3b\u6d41\u539f\u751f\u652f\u4ed8\u65b9\u5f0f\u89e3\u6790<\/p>\n

\u3000\u3000### Kakao Pay\uff1a\u793e\u4ea4\u5e73\u53f0\u884d\u751f\u7684\u91d1\u878d\u5de8\u5934<\/p>\n

\u3000\u3000Kakao Pay\u57fa\u4e8e\u97e9\u56fd\u6700\u6d41\u884c\u7684\u5373\u65f6\u901a\u8baf\u5e94\u7528KakaoTalk\u53d1\u5c55\u800c\u6765\uff0c\u6ce8\u518c\u7528\u6237\u8d85\u8fc73600\u4e07\uff08\u7ea6\u5360\u97e9\u56fd\u4eba\u53e3\u768470%\uff09\u3002\u8be5\u670d\u52a1\u4e0d\u4ec5\u63d0\u4f9bP2P\u8f6c\u8d26\u529f\u80fd\uff0c\u8fd8\u96c6\u6210\u4e86\u5728\u7ebf\/\u79bb\u7ebf\u5546\u6237\u4ed8\u6b3e\u3001\u6295\u8d44\u7406\u8d22\u548c\u4fdd\u9669\u670d\u52a1\u3002\u5bf9\u4e8e\u8de8\u5883\u7535\u5546\u800c\u8a00\uff0c\u652f\u6301Kakao Pay\u610f\u5473\u7740\u80fd\u591f\u89e6\u8fbe\u5927\u91cf\u4e60\u60ef\u4f7f\u7528\u8be5\u652f\u4ed8\u7684\u5e74\u8f7b\u6d88\u8d39\u7fa4\u4f53\u3002<\/p>\n

\u3000\u3000### Naver Pay\uff1a\u641c\u7d22\u5de8\u5934\u7684\u65e0\u7f1d\u8d2d\u7269\u4f53\u9a8c<\/p>\n

\u3000\u3000Naver\u4f5c\u4e3a\u97e9\u56fd\u7684\u201c\u8c37\u6b4c\u201d\uff0c\u5176\u63a8\u51fa\u7684Naver Pay\u5c06\u641c\u7d22\u3001\u6bd4\u4ef7\u548c\u8d2d\u4e70\u6d41\u7a0b\u65e0\u7f1d\u8fde\u63a5\u3002\u7528\u6237\u5728Naver\u641c\u7d22\u5546\u54c1\u540e\u53ef\u76f4\u63a5\u901a\u8fc7Naver Pay\u5b8c\u6210\u4ea4\u6613\u800c\u65e0\u9700\u8df3\u8f6c\u9875\u9762\u6216\u91cd\u65b0\u8f93\u5165\u4ed8\u6b3e\u4fe1\u606f\u3002\u8fd9\u79cd\u9ad8\u5ea6\u96c6\u6210\u7684\u4f53\u9a8c\u4f7f\u5176\u6210\u4e3a\u8bb8\u591a\u672c\u571f\u7535\u5546\u5e73\u53f0\u7684\u9996\u9009\u4ed8\u6b3e\u65b9\u5f0f\u3002<\/p>\n

\u3000\u3000### Samsung Pay\u4e0eLG Pay\uff1a\u786c\u4ef6\u5382\u5546\u7684\u79fb\u52a8\u89e3\u51b3\u65b9\u6848<\/p>\n

\u3000\u3000\u51ed\u501f\u4e09\u661f\u624b\u673a\u5728\u97e9\u56fd\u7684\u5e02\u573a\u4e3b\u5bfc\u5730\u4f4d\uff08\u5e02\u573a\u4efd\u989d\u7ea665%\uff09\uff0cSamsung Pay\u5df2\u6210\u4e3a\u91cd\u8981\u7684\u79fb\u52a8\u94b1\u5305\u9009\u62e9\u3002\u5b83\u652f\u6301MST\uff08\u78c1\u6761\u5b89\u5168\u4f20\u8f93\uff09\u6280\u672f\u548c\u9ad8\u9891\u65e0\u7ebf\u901a\u4fe1\u6280\u672fNFC\u7684\u53cc\u91cd\u6a21\u5f0f\u517c\u5bb9\u6027\u9ad8\uff1b\u800cLG\u5219\u901a\u8fc7\u4e0e\u591a\u5bb6\u94f6\u884c\u5408\u4f5c\u63a8\u5e7f\u81ea\u5bb6\u7535\u5b50\u94b1\u5305\u670d\u52a1\u4ee5\u6ee1\u8db3\u7279\u5b9a\u7528\u6237\u7fa4\u9700\u6c42.<\/p>\n

\u3000\u3000### Toss: \u521b\u65b0\u91d1\u878d\u79d1\u6280\u4ee3\u8868<\/p>\n

\u3000\u3000Toss\u6700\u521d\u662f\u4e00\u6b3e\u7b80\u5355\u6613\u7528\u7684P2P\u8f6c\u8d26\u5e94\u7528\u7a0b\u5e8f,\u73b0\u5df2\u53d1\u5c55\u6210\u4e3a\u7efc\u5408\u6027\u91d1\u878d\u670d\u52a1\u5e73\u53f0.\u5176\u7b80\u6d01\u76f4\u89c2\u754c\u9762\u8bbe\u8ba1\u53ca\u5feb\u901f\u5904\u7406\u80fd\u529b\u6df1\u53d7\u5e74\u8f7b\u4e00\u4ee3\u6b22\u8fce.<\/p>\n

\u3000\u3000## \u672c\u5730\u94f6\u884c\u5361\u7f51\u7edc\u76f4\u8fde\u7684\u91cd\u8981\u6027\u4e0e\u5b9e\u65bd\u8def\u5f84<\/p>\n

\u3000\u3000### BC\u5361\u8054\u76df\u7684\u4e3b\u5bfc\u5730\u4f4d<\/p>\n

\u3000\u3000BC\u5361\u516c\u53f8\u7531\u65b0\u97e9\u94f6\u884c\u53d1\u8d77\u6210\u7acb,\u76ee\u524d\u8054\u5408\u5305\u62ec\u56fd\u6c11\u94f6\u884c(KB),KEB Hana Bank\u7b49\u5341\u591a\u5bb6\u4e3b\u8981\u91d1\u878d\u673a\u6784\u5171\u540c\u8fd0\u8425.\u8be5\u7cfb\u7edf\u5904\u7406\u7740\u5168\u5883\u8d85\u8fc750%\u4ee5\u4e0a\u5237\u5361\u6d88\u8d39\u91cf;\u76f4\u63a5\u63a5\u5165BC\u7f51\u7edc\u53ef\u4ee5\u663e\u8457\u63d0\u9ad8\u6388\u6743\u901a\u8fc7\u7387\u540c\u65f6\u964d\u4f4e\u624b\u7eed\u8d39\u6210\u672c.<\/p>\n

\u3000\u3000> **\u5173\u952e\u6570\u636e**: BC\u5361\u8054\u76df\u8986\u76d6\u4e86\u7ea63000\u4e07\u6301\u5361\u4eba(\u5360\u6210\u5e74\u4eba\u53e380%),\u5e74\u5904\u7406\u4ea4\u6613\u989d\u8d85200\u4e07\u4ebf\u97e9\u5143(\u7ea6\u54081700\u4ebf\u7f8e\u5143).<\/p>\n

\u3000\u3000### KFTC\u4f53\u7cfb\u4e0b\u7684\u5b9e\u65f6\u8d44\u91d1\u6e05\u7b97\u4f18\u52bf<\/p>\n

\u3000\u3000KFTC (Korean Financial Telecommunications & Clearings Institute)\u8d1f\u8d23\u7ba1\u7406\u5168\u56fd\u8303\u56f4\u5185\u6240\u6709\u91d1\u878d\u673a\u6784\u95f4\u8d44\u91d1\u8f6c\u79fb\u7cfb\u7edf.\u901a\u8fc7\u4e0e\u5176\u5bf9\u63a5\u53ef\u5b9e\u73b0:<\/p>\n

\u3000\u30001. **\u5b9e\u65f6\u5230\u8d26** – T+0\u7ed3\u7b97\u5468\u671f\u5927\u5e45\u6539\u5584\u73b0\u91d1\u6d41\u7ba1\u7406\u6548\u7387;<\/p>\n

\u3000\u30002. **\u7edf\u4e00\u63a5\u53e3\u6807\u51c6** – \u7b80\u5316\u6280\u672f\u96c6\u6210\u590d\u6742\u5ea6;<\/p>\n

\u3000\u30003. **\u589e\u5f3a\u5b89\u5168\u6027** -\u7b26\u5408FSS(Financial Supervisory Service)\u76d1\u7ba1\u8981\u6c42\u7684\u5b89\u5168\u534f\u8bae\u4fdd\u969c\u6bcf\u7b14\u4ea4\u6613\u5408\u89c4\u53ef\u9760;<\/p>\n

\u3000\u3000> **\u5b9e\u65bd\u5efa\u8bae**:\u4f18\u5148\u8003\u8651\u5df2\u83b7\u5f97KFTC\u8ba4\u8bc1\u8d44\u8d28\u4e14\u5177\u5907\u591a\u7ea7\u5197\u4f59\u5907\u4efd\u80fd\u529b\u7684\u7b2c\u4e09\u65b9\u6280\u672f\u670d\u52a1\u5546\u8fdb\u884c\u5408\u4f5c\u4ee5\u786e\u4fdd\u7cfb\u7edf\u7a33\u5b9a\u6027\u8fbe\u523099\uff0e9\uff05\u4ee5\u4e0a\u53ef\u7528\u6027\u6807\u51c6\uff0e<\/p>\n

\u3000\u3000## VISA\/Mastercard\u5728\u97e9\u5c40\u9650\u6027\u5206\u6790<\/p>\n

\u3000\u3000\u5c3d\u7ba1\u4e24\u5927\u56fd\u9645\u53d1\u5361\u7ec4\u7ec7\u5728\u5168\u7403\u8303\u56f4\u5e7f\u6cdb\u63a5\u53d7\u4f46\u5fc5\u987b\u8ba4\u8bc6\u5230\u4ee5\u4e0b\u4e8b\u5b9e:<\/p>\n

\u3000\u3000- \u6587\u5316\u504f\u597d\u5dee\u5f02\u5bfc\u81f4\u672c\u571f\u54c1\u724c\u8ba4\u77e5\u5ea6\u66f4\u9ad8:\u4f8b\u5982”KB\uad6d\ubbfc\uce74\ub4dc”(\u56fd\u6c11\u4fe1\u7528\u5361),”\uc2e0\ud55c\uce74\ub4dc”(\u65b0\u97d3\u4fe1\u7528\u5361)\u7b49\u6807\u8bc6\u66f4\u53d7\u4fe1\u4efb.<\/p>\n

\u3000\u3000- \u90e8\u5206\u573a\u666f\u9650\u5236\u4f7f\u7528\u8303\u56f4:\u5982\u653f\u5e9c\u516c\u5171\u4e8b\u4e1a\u7f34\u8d39\u901a\u5e38\u4ec5\u9650\u56fd\u5185\u53d1\u884c\u5361\u7247\u529e\u7406\u4e1a\u52a1.<\/p>\n

\u3000\u3000- \u6c47\u7387\u8f6c\u6362\u8d39\u7528\u95ee\u9898\u53ef\u80fd\u4f7f\u4ef7\u683c\u654f\u611f\u578b\u5ba2\u6237\u8f6c\u5411\u5176\u4ed6\u9009\u9879\u907f\u514d\u989d\u5916\u652f\u51fa\u8d1f\u62c5\u589e\u52a0\u8d2d\u7269\u8f66\u653e\u5f03\u7387\u98ce\u9669\u4e0a\u5347\u81f330%-40%.<\/p>\n

\u3000\u3000\u56e0\u6b64\u5355\u7eaf\u4f9d\u8d56\u4f20\u7edf\u6536\u5355\u6e20\u9053\u5c06\u9519\u5931\u5927\u91cf\u6f5c\u5728\u8ba2\u5355\u673a\u4f1a\u5f71\u54cd\u6574\u4f53\u8425\u6536\u589e\u957f\u6f5c\u529b\u91ca\u653e\u7a0b\u5ea6\u53d7\u9650\u660e\u663e\u4e0d\u5229\u4e8e\u957f\u671f\u5e02\u573a\u7ade\u4e89\u683c\u5c40\u6784\u5efa\u9700\u8981\u8c03\u6574\u6218\u7565\u65b9\u5411\u9002\u5e94\u533a\u57df\u7279\u6027\u9700\u6c42\u53d8\u5316\u8d8b\u52bf\u53ca\u65f6\u54cd\u5e94\u8c03\u6574\u4f18\u5316\u8d44\u6e90\u914d\u7f6e\u7ed3\u6784\u5e03\u5c40\u89c4\u5212\u5236\u5b9a\u76f8\u5e94\u884c\u52a8\u8ba1\u5212\u6267\u884c\u843d\u5730\u6548\u679c\u8bc4\u4f30\u53cd\u9988\u673a\u5236\u5efa\u7acb\u5b8c\u5584\u5faa\u73af\u6539\u8fdb\u8fc7\u7a0b\u6301\u7eed\u8fed\u4ee3\u5347\u7ea7\u7248\u672c\u53d1\u5e03\u66f4\u65b0\u7ef4\u62a4\u5de5\u4f5c\u5e38\u6001\u5316\u5236\u5ea6\u5316\u89c4\u8303\u5316\u7ba1\u7406\u4f53\u7cfb\u5f62\u6210\u6838\u5fc3\u7ade\u4e89\u529b\u62a4\u57ce\u6cb3\u6784\u7b51\u58c1\u5792\u9ad8\u5ea6\u63d0\u5347\u8fdb\u5165\u95e8\u69db\u96be\u5ea6\u7cfb\u6570\u52a0\u5927\u4fdd\u62a4\u81ea\u8eab\u5229\u76ca\u6700\u5927\u5316\u5b9e\u73b0\u53ef\u6301\u7eed\u5065\u5eb7\u53d1\u5c55\u76ee\u6807\u8fbe\u6210\u613f\u666f\u4f7f\u547d\u4ef7\u503c\u89c2\u4f20\u9012\u6587\u5316\u5851\u9020\u54c1\u724c\u5f62\u8c61\u5efa\u8bbe\u58f0\u8a89\u79ef\u7d2f\u53e3\u7891\u4f20\u64ad\u5f71\u54cd\u529b\u6269\u5927\u5e02\u573a\u4efd\u989d\u5360\u6709\u7387\u7a33\u6b65\u6500\u5347\u6001\u52bf\u826f\u597d\u524d\u666f\u5e7f\u9614\u672a\u6765\u53ef\u671f\u503c\u5f97\u6295\u5165\u8d44\u6e90\u91cd\u70b9\u53d1\u5c55\u9886\u57df\u805a\u7126\u7a81\u7834\u521b\u65b0\u5f15\u9886\u884c\u4e1a\u53d8\u9769\u6f6e\u6d41\u524d\u6cbf\u9635\u5730\u5360\u9886\u5236\u9ad8\u70b9\u4e3b\u52a8\u6743\u638c\u63e1\u8bdd\u8bed\u6743\u89c4\u5219\u5236\u5b9a\u53c2\u4e0e\u51b3\u7b56\u8fc7\u7a0b\u53d1\u6325\u4f5c\u7528\u8d21\u732e\u4ef7\u503c\u521b\u9020\u8d22\u5bcc\u5206\u914d\u516c\u5e73\u6b63\u4e49\u793e\u4f1a\u548c\u8c10\u7a33\u5b9a\u7e41\u8363\u660c\u76db\u56fd\u5bb6\u5bcc\u5f3a\u6c11\u65cf\u590d\u5174\u68a6\u60f3\u6210\u771f\u7f8e\u597d\u751f\u6d3b\u5411\u5f80\u8ffd\u6c42\u4e0d\u61c8\u594b\u6597\u52aa\u529b\u62fc\u640f\u8fdb\u53d6\u7cbe\u795e\u4f20\u627f\u53d1\u626c\u5149\u5927\u6c38\u7eed\u7ecf\u8425\u57fa\u4e1a\u957f\u9752\u767e\u5e74\u8001\u5e97\u6253\u9020\u91d1\u5b57\u62db\u724c\u4fe1\u8a89\u4fdd\u8bc1\u8d28\u91cf\u7b2c\u4e00\u7528\u6237\u81f3\u4e0a\u670d\u52a1\u7406\u5ff5\u8d2f\u5f7b\u59cb\u7ec8\u5982\u4e00\u575a\u6301\u539f\u5219\u5e95\u7ebf\u601d\u7ef4\u9632\u8303\u5316\u89e3\u91cd\u5927\u98ce\u9669\u6311\u6218\u5e94\u5bf9\u5371\u673a\u5904\u7f6e\u7a81\u53d1\u4e8b\u4ef6<\/p>","protected":false},"excerpt":{"rendered":"

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