{"id":1400,"date":"2024-11-11T12:02:06","date_gmt":"2024-11-11T04:02:06","guid":{"rendered":"https:\/\/deekpay.com\/?p=1400"},"modified":"2024-11-11T12:02:06","modified_gmt":"2024-11-11T04:02:06","slug":"3ds-2-0%e8%af%a6%e8%a7%a3-%e5%b7%a5%e4%bd%9c%e5%8e%9f%e7%90%86%e3%80%81%e7%89%b9%e7%82%b9%e4%b8%8e%e4%bc%98%e5%8a%bf%ef%bc%9a-www-deekpay-com","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2024\/11\/11\/3ds-2-0%e8%af%a6%e8%a7%a3-%e5%b7%a5%e4%bd%9c%e5%8e%9f%e7%90%86%e3%80%81%e7%89%b9%e7%82%b9%e4%b8%8e%e4%bc%98%e5%8a%bf%ef%bc%9a-www-deekpay-com\/","title":{"rendered":"3DS 2.0 \uc124\uba85 - \uc791\ub3d9 \ubc29\uc2dd, \uae30\ub2a5 \ubc0f \uc7a5\uc810:- www.deekpay.com"},"content":{"rendered":"

\"3DS<\/p>\n

3DS 2.0\uc774\ub780 \ubb34\uc5c7\uc774\uba70 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\uace0 \uc5b4\ub5a4 \ud2b9\uc9d5\uacfc \uc774\uc810\uc774 \uc788\ub098\uc694?<\/p>\n

\ub514\uc9c0\ud138\ud654\uac00 \uac00\uc18d\ud654\ub428\uc5d0 \ub530\ub77c \uc0ac\uc774\ubc84 \uacf5\uac04\uc758 \ubcf4\uc548\uc774 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \uc911\uc694\ud574\uc84c\uc2b5\ub2c8\ub2e4. \uae30\uc5c5 \uc785\uc7a5\uc5d0\uc11c\ub294 \uacb0\uc81c \ubc0f \uc601\uc218\uc99d \uccb4\uc778\uc774 \ucd5c\uace0 \uc218\uc900\uc758 \ubcf4\uc548\uc744 \uac16\ucd94\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uacb0\uc81c \uc0dd\ud0dc\uacc4\uc758 \ub124\ud2b8\uc6cc\ud06c, \uc740\ud589, \uaddc\uc81c \uae30\uad00\uc740 \ubcf4\uc548\uc744 \uac15\ud654\ud558\uace0 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud574 \ub04a\uc784\uc5c6\uc774 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ucd5c\uadfc\uae4c\uc9c0 \uc800\ud76c\ub294 \uc628\ub77c\uc778 \uac70\ub798\uc5d0 \ubcf4\uc548 \uacc4\uce35\uc744 \ucd94\uac00\ud558\uc5ec \ubb34\ub2e8 \uac70\ub798\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud574 3D \ubcf4\uc548 \ud504\ub85c\ud1a0\ucf5c\uc744 \uc0ac\uc6a9\ud574 \uc654\uc2b5\ub2c8\ub2e4.<\/p>\n

3D \ubcf4\uc548\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

3D \ubcf4\uc548\uc774\ub780 \ubb34\uc5c7\uc774\uba70 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub098\uc694?<\/p>\n

3D \ubcf4\uc548\uc740 \uc628\ub77c\uc778 \uc2e0\uc6a9\uce74\ub4dc \ubc0f \uc9c1\ubd88\uce74\ub4dc \uac70\ub798\uc758 \ubcf4\uc548\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \uac1c\ubc1c\ub41c \ud504\ub85c\uc138\uc2a4, \ub3c4\uad6c \ubc0f \ud504\ub808\uc784\uc6cc\ud06c\ub97c \ud3ec\ud568\ud558\ub294 \ubcf4\uc548 \ud504\ub85c\ud1a0\ucf5c\ub85c, 3D\ub294 \ud504\ub85c\ud1a0\ucf5c \uc0ac\uc6a9 \uc2dc \uc11c\ub85c \uc0c1\ud638 \uc791\uc6a9\ud558\ub294 \uc138 \uac00\uc9c0 \ub3c4\uba54\uc778\uc778 \ud310\ub9e4\uc790 \ub610\ub294 \ub9e4\uc785\uc790, \uad6c\ub9e4\uc790 \ub610\ub294 \ubc1c\uae09\uc790, \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ub3c4\uba54\uc778\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uba54\uc778\uc740 \ud568\uaed8 \uce74\ub4dc \uc18c\uc720\uc790\uc758 \uc2e0\uc6d0\uc744 \ud655\uc778\ud558\uace0 \uac70\ub798\uac00 \ud569\ubc95\uc801\uc778\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n

\uce74\ub4dc \uc18c\uc9c0\uc790\uac00 \uc628\ub77c\uc778\uc5d0\uc11c \uad6c\ub9e4\ud560 \ub54c 3D \ubcf4\uc548 \ud504\ub85c\ud1a0\ucf5c\uc740 \ub4f1\ub85d\ub41c \ud734\ub300\ud3f0 \ubc88\ud638\ub85c \uc804\uc1a1\ub41c \ube44\ubc00\ubc88\ud638 \ub610\ub294 \uc77c\ud68c\uc6a9 \ucf54\ub4dc\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc2e0\uc6d0\uc744 \ud655\uc778\ud569\ub2c8\ub2e4. \uc774 \ucd94\uac00 \ub2e8\uacc4\ub294 \uce74\ub4dc \uc18c\uc720\uc790\ub9cc \uac70\ub798\ub97c \uc218\ud589\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

\uadf8\ub7ec\uba74 \ud310\ub9e4\uc790\ub294 \uac70\ub798 \ub370\uc774\ud130\ub97c \ubc1c\uae09 \uc740\ud589\uc758 \ub3c4\uba54\uc778\uc73c\ub85c \uc804\uc1a1\ud558\uace0, \ubc1c\uae09 \uc740\ud589\uc740 \uce74\ub4dc \uc138\ubd80 \uc815\ubcf4\ub97c \ud655\uc778\ud558\uace0 \uac70\ub798\uac00 \uce74\ub4dc \uc18c\uc720\uc790\uc758 \uc2e0\uc6a9 \ud55c\ub3c4 \ub0b4\uc5d0 \uc788\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. \ubaa8\ub4e0 \uac83\uc774 \uc815\uc0c1\uc774\uba74 \ubc1c\uae09\uc790\ub294 \uc2b9\uc778 \ucf54\ub4dc\ub97c \ud310\ub9e4\uc790\uc5d0\uac8c \ub2e4\uc2dc \uc804\uc1a1\ud558\uace0 \uac70\ub798\uac00 \uc644\ub8cc\ub429\ub2c8\ub2e4.<\/p>\n

3D \ubcf4\uc548\uc740 \uc628\ub77c\uc778 \uacb0\uc81c \ubcf4\uc548 \ubc0f \uc0ac\uae30 \ubc29\uc9c0\ub97c \uc704\ud55c \uc5c5\uacc4 \ud45c\uc900\uc73c\ub85c \uc790\ub9ac \uc7a1\uc558\uc73c\uba70 Visa, Mastercard, American Express\uc640 \uac19\uc740 \uc8fc\uc694 \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \ub110\ub9ac \uc0ac\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c 3D \ubcf4\uc548\uc744 \ud1b5\ud574 \uae30\uc5c5\uc740 \uc9c0\ubd88 \uac70\uc808\uacfc \uc0ac\uae30\ub97c \uc904\uc774\uace0 \uce74\ub4dc \ubc1c\uae09\uc0ac\uc758 \ubd80\ub2f4\uc744 \uc904\uc5ec \uc218\uc775\uc744 \ub298\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

3DS 1.0\uc758 \ubd80\uc871\ud55c \uc810\uc740 \ubb34\uc5c7\uc778\uac00\uc694?<\/p>\n

3DS 1.0\uc740 \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uc0ac\uae30 \ubc29\uc9c0 \ub3c4\uad6c\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774 \ubcf4\uc548 \ud504\ub85c\ud1a0\ucf5c\uc5d0\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uba87 \uac00\uc9c0 \uc81c\ud55c \uc0ac\ud56d\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc5f4\uc545\ud55c \uc0ac\uc6a9\uc790 \ud658\uacbd: \uc77c\ubd80 \uc0ac\uc6a9\uc790\ub294 \ub514\ubc14\uc774\uc2a4\uc5d0\uc11c 3DS \uc778\uc99d \ud398\uc774\uc9c0\ub97c \ubcfc \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. OTP, PIN, \ube44\ubc00\ubc88\ud638\ub97c \uc218\ub3d9\uc73c\ub85c \uc785\ub825\ud558\ub294 \uac83\uc774 \ubc88\uac70\ub85c\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub0ae\uc740 \uc131\uacf5\ub960: \uc77c\ubc18\uc801\uc73c\ub85c \uc778\uc99d \ub2e8\uacc4 \uc218\uac00 \uc99d\uac00\ud558\uc5ec \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n

\ubcf5\uc7a1\ud55c \ube44\ubc00\ubc88\ud638 \uad00\ub9ac: \uac01 \uacc4\uc815\ub9c8\ub2e4 \ub2e4\ub978 \ube44\ubc00\ubc88\ud638\ub97c \uae30\uc5b5\ud558\ub294 \uac83\uc740 \ud3b8\ub9ac\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc0ac\uc6a9\uc790 \ud658\uacbd\uc758 \ub9c8\ucc30\uc740 \uc7a5\ubc14\uad6c\ub2c8 \uc774\ud0c8 \ubc0f \uac70\ub798 \uc2e4\ud328 \uac00\ub2a5\uc131 \uc99d\uac00\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4. \uc774\ub294 \ubaa8\ub4e0 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ub098\uc05c \uc18c\uc2dd\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud574\uacb0\ucc45\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

3DS 2.0 \ucd9c\uc2dc<\/p>\n

3D \ubcf4\uc548 2.0\uc740 \uae30\uc874 3D \ubcf4\uc548 \ud504\ub85c\ud1a0\ucf5c\uc758 \uc5c5\ub370\uc774\ud2b8 \ubc84\uc804\uc73c\ub85c, \ub354\uc6b1 \uc6d0\ud65c\ud558\uace0 \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774 \uc0c8\ub85c\uc6b4 \ud504\ub85c\ud1a0\ucf5c\uc740 \ubcf4\uc548 \uacb0\uc81c \uac70\ub798\uc758 \uc0c1\ud638 \uc6b4\uc6a9\uc131\uacfc \uc218\uc6a9\uc744 \ucd09\uc9c4\ud558\ub294 \uae00\ub85c\ubc8c \uc870\uc9c1\uc778 EMVCo\uc5d0\uc11c \uac1c\ubc1c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

3DS 2.0\uc758 \uc8fc\uc694 \uae30\ub2a5<\/p>\n

\uc5ec\uae30\uc5d0\ub294 \uc0dd\uccb4\uc778\uc2dd, \uc77c\ud68c\uc6a9 \ube44\ubc00\ubc88\ud638, \ubaa8\ubc14\uc77c \uc778\uc99d\uacfc \uac19\uc740 \ucd5c\uc2e0 \uc778\uc99d \ubc29\ubc95\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub294 \ud3b8\ub9ac\ud558\uace0 \uc548\uc804\ud558\uac8c \uacb0\uc81c \ud504\ub85c\uc138\uc2a4\ub97c \uc9c4\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub514\ubc14\uc774\uc2a4 \uc704\uce58, \uc0ac\uc6a9\uc790 \uc704\uce58, \uac00\ub9f9\uc810 \uac70\ub798 \ub0b4\uc5ed\uacfc \uac19\uc740 \ucd94\uac00 \uac70\ub798 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uce74\ub4dc \ubc1c\uae09\uc0ac\ub294 \uac70\ub798\ub97c \uc218\ub77d\ud558\uac70\ub098 \uac70\uc808\ud560 \ub54c \ub354 \ub9ce\uc740 \uc815\ubcf4\ub97c \ubc14\ud0d5\uc73c\ub85c \uc758\uc0ac \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc5b4 \uc704\ud5d8\uc744 \uc904\uc774\ub294 \ub3d9\uc2dc\uc5d0 \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uce74\ub4dc \ubc1c\uae09\uc790\uac00 \ub2e4\uc591\ud55c \uc720\ud615\uc758 \uac70\ub798\uc5d0 \ub300\ud55c \uc704\ud5d8 \uc784\uacc4\uac12\uc744 \uc124\uc815\ud560 \uc218 \uc788\ub3c4\ub85d \uc704\ud5d8 \uae30\ubc18 \uc778\uc99d\uc774 \uac1c\uc120\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

3DS 2.0\uc740 \uc774\ucee4\uba38\uc2a4\uc758 \uc778\uae30\uc640 \uae09\uc18d\ud55c \uc131\uc7a5\uc5d0 \ub530\ub77c \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \uc9c4\ud654\ub97c \uc704\ud55c \ub17c\ub9ac\uc801 \ub2e4\uc74c \ub2e8\uacc4\uc785\ub2c8\ub2e4. \uae30\uc5c5\uc740 \uace0\uac1d \ub370\uc774\ud130\ub97c \ubcf4\ud638\ud558\uace0 \uc6d0\ud65c\ud558\uace0 \uc548\uc804\ud55c \uacb0\uc81c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ucd5c\uc2e0 \ubcf4\uc548 \ud504\ub85c\ud1a0\ucf5c\uc744 \ucc44\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4. Visa\uc5d0 \ub530\ub974\uba74 3DS 2.0\uc740 \ub2e4\uc74c\uc744 \uc904\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uc2dc\uac04 \ub2e8\ucd95 85%<\/p>\n

\uc7a5\ubc14\uad6c\ub2c8 \uc774\ud0c8\ub960 \uac10\uc18c 70%<\/p>\n

3D \ubcf4\uc548 2.0 \uc778\uc99d \uba54\ucee4\ub2c8\uc998<\/p>\n

\uc6d0\ud65c\ud55c \ud504\ub85c\uc138\uc2a4<\/p>\n

\uc6d0\ud65c\ud558\uace0 \uac04\ud3b8\ud55c \uacb0\uc81c \ud658\uacbd\uc744 \ub9cc\ub4dc\ub294 \uc778\uc99d \ubc29\ubc95\uc785\ub2c8\ub2e4. \ubc31\uc5d4\ub4dc \ub370\uc774\ud130 \ubd84\uc11d\uc744 \uc0ac\uc6a9\ud558\uc5ec \uac70\ub798\uc758 \uc704\ud5d8\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \uc704\ud5d8\uc774 \ub0ae\uc73c\uba74 \uace0\uac1d\uc758 \uac1c\uc785 \uc5c6\uc774 \uc778\uc99d \ud504\ub85c\uc138\uc2a4\uac00 \uc790\ub3d9\ud654\ub429\ub2c8\ub2e4. \uc989, \uace0\uac1d\uc740 \uac70\ub798\ub97c \uc644\ub8cc\ud558\uae30 \uc704\ud574 \ub2e4\ub978 \ube44\ubc00\ubc88\ud638\ub098 \ucf54\ub4dc\ub97c \uc785\ub825\ud560 \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ub9c8\ucc30 \uc5c6\ub294 \ud504\ub85c\uc138\uc2a4\ub294 \uc704\ud5d8\ub3c4\uac00 \ub0ae\uc740 \uac70\ub798\uc5d0 \uc801\ud569\ud558\uba70 \uc6d0\ud65c\ud55c \uacb0\uc81c \ud658\uacbd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

\ucc4c\ub9b0\uc9c0 \ud504\ub85c\uc138\uc2a4<\/p>\n

\uc774 \ubc29\ubc95\uc740 \uac70\ub798\ub97c \uc644\ub8cc\ud558\uae30 \uc704\ud574 \uace0\uac1d \uc0c1\ud638 \uc791\uc6a9\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ucc4c\ub9b0\uc9c0 \ud504\ub85c\uc138\uc2a4\ub294 \uace0\uc704\ud5d8 \uac70\ub798 \uc0ac\uae30\ub97c \ubc29\uc9c0\ud558\uac70\ub098 \ucd94\uac00 \uc778\uc99d\uc774 \ud544\uc694\ud560 \ub54c \ud2b8\ub9ac\uac70\ub429\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 \uace0\uac1d\uc740 \ud734\ub300\ud3f0\uc73c\ub85c \uc804\uc1a1\ub41c \uc77c\ud68c\uc6a9 \ube44\ubc00\ubc88\ud638 \ub4f1 \ubcf8\uc778 \ud655\uc778\uc744 \uc704\ud55c \ucd94\uac00 \uc815\ubcf4\ub97c \uc785\ub825\ud558\ub77c\ub294 \uba54\uc2dc\uc9c0\uac00 \ud45c\uc2dc\ub429\ub2c8\ub2e4.<\/p>\n

PayU\uc758 \uac15\ub825\ud55c 3DS 2.0 SDK \uc0ac\uc6a9<\/p>\n

PayU\ub294 \uc5c5\uacc4 \ucd5c\ucd08\ub85c EMVCo \uc778\uc99d\uc744 \ubc1b\uc740 3DS 2.0 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uac1c\ubc1c \ud0a4\ud2b8(SDK)\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc194\ub8e8\uc158\uc740 \uac00\ubccd\uace0(100KB \ubbf8\ub9cc) \uae30\uc5c5 \ud1b5\ud569\uc774 \uc6a9\uc774\ud569\ub2c8\ub2e4. \uac1c\ubc1c\uc790\ub294 \uc5ec\uae30\uc5d0\uc11c \ubaa8\ub4e0 \uc885\ud569\uc801\uc778 \ud1b5\ud569 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

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