{"id":1628,"date":"2024-11-13T21:40:05","date_gmt":"2024-11-13T13:40:05","guid":{"rendered":"https:\/\/deekpay.com\/?p=1628"},"modified":"2024-11-13T21:40:05","modified_gmt":"2024-11-13T13:40:05","slug":"nifd-%e5%ae%98%e6%96%b9%e7%bd%91%e7%ab%99%ef%bc%9a%e5%8d%b0%e5%ba%a6upi%e6%94%af%e4%bb%98","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2024\/11\/13\/nifd-%e5%ae%98%e6%96%b9%e7%bd%91%e7%ab%99%ef%bc%9a%e5%8d%b0%e5%ba%a6upi%e6%94%af%e4%bb%98\/","title":{"rendered":"NIFD \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8: UPI \uacb0\uc81c \uc778\ub3c4"},"content":{"rendered":"

\"NIFD<\/p>\n

\uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc7a5\uc758 \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc<\/p>\n

\uc800\uc790: \uc800\uc6b0 \ub9ac\ud551, \uc800\uc6b0 \uc57c\ud551<\/p>\n

\uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc7a5\uc758 \uad6c\uc870\uac00 \uc870\uc6a9\ud788 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubaa8\ubc14\uc77c \uacb0\uc81c\ub97c \ud544\ub450\ub85c \ud55c \uacb0\uc81c \uc218\ub2e8\uc758 \ud601\uc2e0\uc774 \uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc7a5\uc758 \uad6c\uc870\ub97c \uadfc\ubcf8\uc801\uc73c\ub85c \ubcc0\ud654\uc2dc\ucf30\uc744\uae4c\uc694? 2015\ub144 \uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc7a5\uc758 \ub0b4\ubd80 \uad6c\uc870\ub97c \uc0b4\ud3b4\ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \ucc38\uc5ec\uc790 \uce21\uba74\uc5d0\uc11c \ubcf4\uba74, \uc0c8\ub85c\uc6b4 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc774 \uacc4\uc18d\ud574\uc11c \uc2dc\uc7a5\uc5d0 \uc9c4\uc785\ud558\uba74\uc11c PayPal, MasterPass, Alipay\uc640 \uac19\uc740 \uba87\uba87 \ub300\ud615 \uc5c5\uccb4\ub4e4\uc758 \ub3c5\uc8fc \uccb4\uc81c\uac00 \uae68\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \uc2b9\uc790\uac00 \uacc4\uc18d \ub4f1\uc7a5\ud558\uace0 \uc2dc\uc7a5 \uad6c\uc870\ub294 \uacc4\uc18d \uc9c4\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uad6d \uc2dc\uc7a5\ub9cc \ubcf4\ub354\ub77c\ub3c4 \uc54c\ub9ac\ud398\uc774, \ubc45\ud06c\uce74\ub4dc, \ub137\ubc45\ud06c \uc628\ub77c\uc778, \uc704\ucc57\ud398\uc774, \uc9d5\ub3d9\ud398\uc774, \ubc14\uc774\ub450\ud398\uc774, \uc560\ud50c\ud398\uc774 \ub4f1 \uc5ec\ub7ec \uae30\uc5c5\uc774 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc744 \uc9c0\ubc30\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uc81c\uc218\ub2e8 \uad6c\uc870 \uce21\uba74\uc5d0\uc11c 2015\ub144 \uae00\ub85c\ubc8c \uacb0\uc81c \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2015\ub144 \ucd08 \uc8fc\uc694 \uacb0\uc81c\uc218\ub2e8\uc758 \uacb0\uc81c \uae08\uc561\uacfc \uc2dc\uc7a5 \uc810\uc720\uc728\uc740 \ub300\ub7b5 \ud45c 1\uc5d0 \ub098\uc640 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed \uacb0\uc81c \uc2dc\uc7a5\uc758 \uacbd\uc6b0, \uae00\ub85c\ubc8c \uc8fc\uc694 \uc9c0\uc5ed \uacb0\uc81c \uc2dc\uc7a5\uc758 \ub0b4\ubd80 \uad6c\uc870\ub294 \ud06c\uac8c \ud45c 2\uc5d0 \ub098\uc640 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc804\ubc18\uc801\uc73c\ub85c \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\ub294 \uc5ec\uc804\ud788 \uc804 \uc138\uacc4 \uc804\uccb4 \uacb0\uc81c\uc5d0\uc11c \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uadf8 \ub4a4\ub97c \uc774\uc5b4 \uc2e0\ud765 \uc804\uc790\uc9c0\uac11\uc774 3\uc704\ub97c \ucc28\uc9c0\ud588\uace0, \uc9c1\ubd88\uce74\ub4dc\uac00 4\uc704\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ubd81\ubbf8\uc640 \ub77c\ud2f4\uc544\uba54\ub9ac\uce74\uc5d0\uc11c\ub294 \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\uc561(401\uc8703\ucc9c\uc5b5 \uc6d0, 421\uc8703\ucc9c\uc5b5 \uc6d0)\uc774 \uc804\uccb4 \uc2dc\uc7a5 \uaddc\ubaa8 \uba74\uc5d0\uc11c \uac00\uc7a5 \ub192\uc73c\uba70 \uc804 \uc138\uacc4 1\uc704\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc720\ub7fd, \uc911\ub3d9 \ubc0f \uc544\ud504\ub9ac\uce74\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \uc0ac\uc6a9\ub418\ub294 \uacb0\uc81c \uc218\ub2e8\uc740 \uc9c1\ubd88\uce74\ub4dc(29%)\ub85c, \uc774 \uc5ed\uc2dc \uc804 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \uc0ac\uc6a9\ub418\ub294 \uacb0\uc81c \uc218\ub2e8\uc785\ub2c8\ub2e4. \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc740 \uc804\uc790\uc9c0\uac11 \uc0ac\uc6a9\ub7c9\uc774 34%\ub85c \uc804 \uc138\uacc4 1\uc704\ub97c \ucc28\uc9c0\ud558\uba70 \uc2e0\ud765 \ubaa8\ubc14\uc77c \uacb0\uc81c \ubd84\uc57c\ub97c \uc120\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uce74\ub4dc \uacb0\uc81c \uaddc\ubaa8 \uba74\uc5d0\uc11c\ub294 \uc2e0\uc6a9\uce74\ub4dc \ubc0f \uc9c1\ubd88\uce74\ub4dc \uacb0\uc81c\uac00 \uc804\uccb4 \uc2dc\uc7a5\uc758 \uc57d 65%\ub97c \ucc28\uc9c0\ud55c \ubd81\ubbf8\uac00 \uc804 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub192\uc558\uace0, \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 49%, EMEA 42%, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 39%\ub85c \uadf8 \ub4a4\ub97c \uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uae08\uc735\uc774 \uac00\uc7a5 \ubc1c\ub2ec\ud55c \ubd81\ubbf8 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uce74\ub4dc \uacb0\uc81c \uaddc\ubaa8\uac00 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub192\uc9c0\ub9cc, \uc0c1\uc5c5\uc740\ud589\uc774 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\ub294 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uce74\ub4dc \uacb0\uc81c \uaddc\ubaa8\uac00 \uac00\uc7a5 \ub0ae\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uacb0\uc81c \uc2dc\uc7a5\uc758 \ubc1c\uc804 \uad6c\uc870\uac00 \uad6d\uac00\uc758 \uae08\uc735 \uad6c\uc870\uc640 \uc77c\uce58\ud558\uc9c0 \uc54a\uc73c\uba70 \uc740\ud589 \uce74\ub4dc \uc0ac\uc6a9\ub7c9\uc774 \uc9c0\uc5ed \ub0b4 \uc0c1\uc5c5 \uc740\ud589\uc758 \ubc1c\uc804\uc744 \ucda9\ubd84\ud788 \ubc18\uc601\ud558\uc9c0 \ubabb\ud55c\ub2e4\ub294 \uac83\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. \uadf8 \uc774\uc720\ub294 \ubd84\uba85\ud569\ub2c8\ub2e4. \uacb0\uc81c \uacbd\uc7c1 \ub4a4\uc5d0\ub294 \uc2e0\uc6a9\uce74\ub4dc \ubc1c\uae09\uc0ac\uc640 \ub9e4\uc785\uc0ac\ub97c \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uae08\uc735 \uae30\uad00\uc774 \uad00\uc5ec\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uc218\ub2e8\uc758 \ubc1c\uc804\uc5d0\ub3c4 \uc9c0\uc5ed\ubcc4 \ucc28\uc774\uac00 \ub69c\ub837\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc790\ub3d9 \uc774\uccb4\uc640 \uc804\uc790 \uc778\ubcf4\uc774\uc2a4\ub294 \uc720\ub7fd, \uc911\ub3d9, \uc544\ud504\ub9ac\uce74\uc5d0\ub9cc \uc874\uc7ac\ud558\ub294 \ubc18\uba74 \ubd81\ubbf8, \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74, \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc774\ub7ec\ud55c \uacb0\uc81c \uc218\ub2e8\uc774 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uae00\ub85c\ubc8c \uacb0\uc81c \ubcf4\uace0\uc11c 2015\uc5d0 \ub530\ub974\uba74 \ud5a5\ud6c4 \uc9c0\uc5ed\ubcc4 \uacb0\uc81c \uc2dc\uc7a5\uc758 \uacf5\ud1b5\uc801\uc778 \ud2b8\ub80c\ub4dc\ub294 \uce74\ub4dc \uacb0\uc81c\uc758 \uac10\uc18c\uc640 \uc740\ud589 \uc1a1\uae08 \uacb0\uc81c\uc758 \uc18c\ud3ed \uc99d\uac00\uc785\ub2c8\ub2e4. \ub2e4\ub978 \uacb0\uc81c \uc218\ub2e8\uc758 \ub3d9\ud5a5\uc740 \uc9c0\uc5ed\ub9c8\ub2e4 \ub2e4\ub974\uba70, \uc804\uc790\uc9c0\uac11\uc740 \ub77c\ud2f4 \uc544\uba54\ub9ac\uce74 \uc774\uc678\uc758 \uc9c0\uc5ed\uc5d0\uc11c \uacb0\uc81c\ub7c9\uc774 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \ubc18\uba74 \ud604\uae08 \ubc0f \uc120\ubd88 \uacb0\uc81c \uc218\ub2e8\uc758 \ub3d9\ud5a5\uc740 \uc9c0\uc5ed\ub9c8\ub2e4 \ud06c\uac8c \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc804\ubc18\uc801\uc73c\ub85c \uae00\ub85c\ubc8c \uc774\ucee4\uba38\uc2a4\uac00 \uafb8\uc900\ud788 \uc131\uc7a5\ud568\uc5d0 \ub530\ub77c \uc804\uc790\uc9c0\uac11 \uacb0\uc81c\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud558\uc5ec \uc804 \uc138\uacc4 \uacb0\uc81c \uaddc\ubaa8 1\uc704\ub97c \ucc28\uc9c0\ud560 \uac83\uc774\uc9c0\ub9cc, \uadf8 \uc131\uc7a5 \uc18d\ub3c4\ub294 \uc608\uc0c1\ubcf4\ub2e4 \ube60\ub974\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub0b4\ubd80 \uacbd\uc7c1\uacfc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \uad6c\uc870\uc801 \ubcc0\ud654\ub85c \uc778\ud574 \uae30\uc874 \uce74\ub4dc \uacb0\uc81c(\uc9c1\ubd88\uce74\ub4dc \ubc0f \uc2e0\uc6a9\uce74\ub4dc)\ub294 \uadfc\uac70\ub9ac\ubb34\uc120\ud1b5\uc2e0(NFC)\uacfc \uac19\uc740 \uc2e0\uae30\uc220\uc744 \ud1b5\ud574 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \uc548\uc815\ud654\ud560 \uac83\uc774\uba70, \ud5a5\ud6c4 5~10\ub144 \ub3d9\uc548 \uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \uc911\uc694\ud55c \uc704\uce58\ub97c \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uae30\uc220 \uac1c\ubc1c \ubc0f \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc740 \uacc4\uc18d \ubc1c\uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubaa8\ubc14\uc77c \uacb0\uc81c \uae30\uc220\uacfc \ub2e4\uc591\ud55c \ubd84\uc11d \uc54c\uace0\ub9ac\uc998\uc758 \ubc1c\uc804\uc740 \uae00\ub85c\ubc8c \uacb0\uc81c \uc0b0\uc5c5\uc758 \uc804\ud1b5\uc801\uc778 \uad6c\uc870\ub97c \uc644\uc804\ud788 \ub4a4\ud754\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5b4\ub514\uc11c \uc1fc\ud551\ud558\uace0 \uc5b4\ub5bb\uac8c \uacb0\uc81c\ud560 \uac83\uc778\uac00\uac00 \uc5c5\uacc4\uc758 \uacbd\uc7c1 \ucd08\uc810\uc774 \ub418\uc5b4 \uc2ec\ub3c4 \uc788\uac8c \uc5f0\uad6c\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud540\ud14c\ud06c\uc5d0 \ub300\ud55c \uae00\ub85c\ubc8c \ud22c\uc790\uac00 \uacc4\uc18d \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70 \ub514\uc9c0\ud138 \ud1b5\ud654 \uae30\uc220\uc774 \uc131\uc219\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubd88\uc644\uc804\ud55c \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 \ud540\ud14c\ud06c\uc5d0 \ub300\ud55c \uc804 \uc138\uacc4 \ucd1d \ud22c\uc790\ub294 2008\ub144 \uc774\ud6c4 \uc5f0\ud3c9\uade0 3\ubc30\uc758 \uc131\uc7a5\ub960\uc744 \ubcf4\uc774\uba70 2013\ub144\uc5d0\ub294 \uc57d 29\uc5b5 7,000\ub9cc \ub2ec\ub7ec, 2014\ub144\uc5d0\ub294 120\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4. 2020\ub144\uc5d0\ub294 \ucd1d \ud22c\uc790\uc561\uc774 200\uc5b5 \ub2ec\ub7ec\ub97c \ub118\uc5b4\uc124 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \ud2b9\ud788 \uc911\uad6d\uacfc \uc77c\ubcf8 \ub4f1 \uc544\uc2dc\uc544 \uad6d\uac00\uc5d0\uc11c\ub294 '\uc778\ud130\ub137 \ud50c\ub7ec\uc2a4' \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc18c\ube44\uc790 \uc218\uc6a9\ub3c4\uac00 \ub192\uc544\uc9c0\uace0 \ud22c\uc790 \uc218\uc775\ub960\uc774 \uac1c\uc120\ub418\uba74\uc11c \ud540\ud14c\ud06c\uc5d0 \ub300\ud55c \ud22c\uc790\uac00 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \ucef4\ud4e8\ud130 \uae30\uc220\uc758 \ubb34\uc5b4\uc758 \ubc95\uce59\ucc98\ub7fc \uacb0\uc81c \uae30\uc220\uc758 \ubc1c\uc804 \uc18d\ub3c4\ub97c \uc815\ud655\ud558\uac8c \uc608\uce21\ud560 \uc218 \uc788\uc744\uc9c0\ub294 \uc544\uc9c1 \uc9c0\ucf1c\ubd10\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ud558\ub4dc\uc6e8\uc5b4 \uce21\uba74\uc5d0\uc11c \ubcf4\uba74 \uc2a4\ub9c8\ud2b8\ud3f0\uc740 \uc628\ub77c\uc778\uacfc \uc624\ud504\ub77c\uc778 \ubaa8\ubc14\uc77c \uacb0\uc81c\ub97c \ud1b5\ud569\ud558\ub294 \uc8fc\uc694 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8 \ud314\ucc0c\uc640 \uac19\uc740 \ub2e4\ub978 \ubaa8\ubc14\uc77c \uacb0\uc81c \ub3c4\uad6c\uac00 \uacc4\uc18d \ub4f1\uc7a5\ud558\uace0 \uc788\uc9c0\ub9cc \uc544\uc9c1 \uc2a4\ub9c8\ud2b8\ud3f0\uc758 \uc120\ub450 \uc790\ub9ac\ub97c \uc704\ud611\ud558\uc9c0\ub294 \ubabb\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uae30\uc220 \uad00\uc810\uc5d0\uc11c \ud5a5\ud6c4 \ubaa8\ubc14\uc77c \uacb0\uc81c \uac1c\ubc1c\uc758 \uc8fc\uc694 \ud2b8\ub80c\ub4dc\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

NFC(\uadfc\uac70\ub9ac \ubb34\uc120 \ud1b5\uc2e0)\ub294 1983\ub144 \uc6d4\ud2bc\uc774 \ubc1c\uba85\ud55c \ube44\uc811\ucd09\uc2dd RFID \uae30\uc220\uc5d0\uc11c \ube44\ub86f\ub41c \uac83\uc73c\ub85c \ub514\uc9c0\ud138 \uce74\uba54\ub77c, PDA, \ucef4\ud4e8\ud130, \uc2a4\ub9c8\ud2b8\ud3f0 \ub4f1 \uc5ec\ub7ec \uae30\uae30 \uac04\uc5d0 \ub370\uc774\ud130\ub97c \uad50\ud658\ud560 \uc218 \uc788\uc73c\uba70, 2012\ub144 NFC \uc9c0\uc6d0 \uc2a4\ub9c8\ud2b8\ud3f0\uc774 \uc2dc\uc7a5\uc5d0 \ucd9c\uc2dc\ub41c \ud6c4 \ubc1c\uc804\ud558\uae30 \uc2dc\uc791\ud55c NFC \ubaa8\ubc14\uc77c \uacb0\uc81c\ub294 \ubaa8\ubc14\uc77c \uc0ac\uc5c5\uc790\uc640 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \uc131\uacf5\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378 \ud601\uc2e0\uc73c\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc\uc758 \uc131\uacf5\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378 \ud601\uc2e0\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc798 \uc54c\ub824\uc9c4 \uc2a4\ub9c8\ud2b8\ud3f0 \ube0c\ub79c\ub4dc\uc640 Visa\uc640 \uac19\uc740 \uce74\ub4dc \uc870\uc9c1\uc774 NFC \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ucd5c\uc2e0 \ub9ac\ub354\uc774\uc790 \uacbd\uc7c1\uc790\uc785\ub2c8\ub2e4.<\/p>\n

\uc0dd\uccb4 \uc778\uc99d\uc740 \uc911\uc694\ud55c \ubaa8\ubc14\uc77c \uacb0\uc81c \ubcf4\uc548 \uae30\uc220\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ud3b8\uc758\uc131\uacfc \ud6a8\uc728\uc131\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uac1c\uc778 \uc2dd\ubcc4 \uc815\ubcf4\uc758 \uc815\ud655\ud55c \uc2dd\ubcc4\uc740 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ubcf4\uc548\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud55c \ud575\uc2ec \uc804\uc81c \uc870\uac74\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. 1891\ub144 \uc9c0\ubb38 \uc778\uc2dd \uae30\uc220\uc774 \ubc1c\uba85\ub41c \uc774\ub798 \uc0dd\uccb4\uc778\uc2dd\uc740 DNA, \uc9c0\ubb38, \uc74c\uc131, \uc5bc\uad74 \ud2b9\uc9d5, \uc815\ub9e5 \uc778\uc2dd \ub4f1 \ucd5c\uc2e0 \uae30\uc220\ub85c \ubc1c\uc804\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uc774 \uc911 \uc9c0\ubb38 \ubc0f \uc190 \ubaa8\uc591 \uc778\uc2dd\uae30\ub294 \uc0c1\uc5c5\uc801\uc73c\ub85c \uac00\uc7a5 \ub9ce\uc774 \ud65c\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc810\uc810 \ub354 \ud6a8\uc728\uc801\uc778 P2P \uacb0\uc81c \ubaa8\ub378\uc5d0\ub294 \ub9e4\uc6b0 \uc815\ud655\ud55c \uac1c\uc778 \uc2dd\ubcc4 \uae30\uc220\uc774 \ud544\uc694\ud558\uae30 \ub54c\ubb38\uc5d0 \uc774\uc804\uc5d0\ub294 \uae30\ubc00\uc774 \uc694\uad6c\ub418\ub294 \uc0c1\ud669\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub358 \uc0dd\uccb4 \uc778\uc2dd \uae30\uc220\uc774 \ucd5c\uace0\uc758 \uc635\uc158 \uc911 \ud558\ub098\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc544\uc9c1 \ub110\ub9ac \uc0ac\uc6a9\ub418\uc9c0\ub294 \uc54a\uc9c0\ub9cc \uc8fc\uc694 \ubaa8\ubc14\uc77c \uc0ac\uc5c5\uc790, \uacb0\uc81c \uae30\uad00 \ub4f1\uc774 \uc774 \ubcf4\uc548 \uae30\uc220\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\ub294 \ucd94\uc138\ub294 \ubd84\uba85\ud569\ub2c8\ub2e4.<\/p>\n

\ubaa8\ubc14\uc77c \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305\uc740 \uc911\uc694\ud55c \uae30\uc220 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. 2007\ub144\ubd80\ud130 \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305\uc774\ub77c\ub294 \uac1c\ub150\uc774 \ub4f1\uc7a5\ud558\uc5ec \ub300\uc911\ud654\ub418\uc5c8\uc73c\uba70, NFC\uc640 \uac19\uc740 \ud601\uc2e0\uc801\uc778 \uacb0\uc81c \uae30\uc220\uc740 \ubaa8\ubc14\uc77c \uae30\uae30\uc758 \uc81c\ud55c\ub41c \ucef4\ud4e8\ud305 \uc131\ub2a5\uc5d0 \uc9c1\uc811\uc801\uc73c\ub85c \ub3c4\uc804\ud558\uc5ec \ubaa8\ubc14\uc77c \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305\uc5d0 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3c5\ub9bd\uc801\uc778 \ucef4\ud4e8\ud305 \ud50c\ub7ab\ud3fc\uc778 \ubaa8\ubc14\uc77c \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305\uc740 \ubaa8\ubc14\uc77c \uae30\uae30\uc758 \ub2e4\uc591\ud55c \uc560\ud50c\ub9ac\ucf00\uc774\uc158(\uc608: \uacb0\uc81c)\uc5d0 \ub354 \ub098\uc740 \ub370\uc774\ud130 \uc800\uc7a5, \ucc98\ub9ac \ubc0f \uad50\ud658 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uacb0\uc81c\uc640 \uac19\uc740 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uae30\uc220\uc774 \uacc4\uc18d \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c \ubaa8\ubc14\uc77c \ud074\ub77c\uc6b0\ub4dc \ucef4\ud4e8\ud305\uc740 \uadf8 \uac15\ub825\ud55c \uae30\ub2a5\uc744 \uac15\uc870\ud558\uace0 \uc2a4\ub9c8\ud2b8 \uae30\uae30\uc758 \ucef4\ud4e8\ud305 \ubd80\ub2f4\uc744 \uacc4\uc18d \uc904\uc5ec\uc904 \uac83\uc785\ub2c8\ub2e4. \ubb3c\ub860 \uc774\ub97c \uc704\ud574\uc11c\ub294 \ud604\uc7ac \ub124\ud2b8\uc6cc\ud06c \uac1c\ubc1c\uc758 \ucd94\uc138\uc778 \ub354 \ube60\ub978 \uc778\ud130\ub137 \uc804\uc1a1 \uc18d\ub3c4\uc640 \ud488\uc9c8\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\ubcf5\uc7a1\ud55c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \uc870\uc6a9\ud788 \uc790\ub9ac\ub97c \uc7a1\uc544\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c\ub294 \ub354 \uc774\uc0c1 \uacf5\uacf5 \uae08\uc735 \uc778\ud504\ub77c\uc758 \uc77c\ubd80\uac00 \uc544\ub2c8\ub77c \ucd5c\uadfc\uc5d0\ub294 \uc810\ucc28 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uacfc \uc0c8\ub85c\uc6b4 \ub9c8\ucf00\ud305 \ub3c4\uad6c\uc758 \uc77c\ubd80\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\uc740 \uc544\uc9c1 \ub05d\ub098\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \ud50c\ub808\uc774\uc5b4(\uc608: \uc81c3\uc790 \uacb0\uc81c \ubc0f \ub2e4\uc591\ud55c \ubaa8\ubc14\uc77c \uacb0\uc81c, \uc548\ub4dc\ub85c\uc774\ub4dc \ud398\uc774\uc640 \uac19\uc740 \uc6f9 \uae30\ubc18 \uc804\uc790\uc9c0\uac11)\uac00 \uacc4\uc18d\ud574\uc11c \uacb0\uc81c \uc2dc\uc7a5\uc5d0 \uc9c4\uc785\ud558\uace0 \uc788\uc9c0\ub9cc, \uae30\uc874 \ud50c\ub808\uc774\uc5b4(\uc608: \uc0c1\uc5c5 \uc740\ud589 \ubc0f \uc2e0\uc6a9\uce74\ub4dc)\ub294 \uc544\uc9c1 \ud328\ubc30\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc624\ud788\ub824 \uae30\uc220 \ubc0f \ube44\uc988\ub2c8\uc2a4 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc0c8\ub85c\uc6b4 \ud615\ud0dc(\uc608: \uc740\ud589 \uc6f9 \uae30\ubc18 \uc804\uc790\uc9c0\uac11)\ub85c \uc2dc\uc7a5\uc5d0 \ubcf5\uadc0\ud558\uba74\uc11c \uacb0\uc81c \uc2dc\uc7a5\uc740 \uadf9\ub3c4\ub85c \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc81c \ubaa8\ubc14\uc77c \uacb0\uc81c \uae30\uc220, \uc2e0\uc6a9\uce74\ub4dc \uc2dc\uc2a4\ud15c, \uc0c1\uc5c5 \uc740\ud589, \uc774\ucee4\uba38\uc2a4, \uc804\ud1b5 \ube44\uc988\ub2c8\uc2a4 \uac04\uc758 \uae34\ubc00\ud55c \ud611\uc5c5\uc744 \ud1b5\ud574 \ubcf5\uc7a1\ud55c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \ud0c4\uc0dd\ud558\uc5ec \uc18c\ube44\uc790\uc5d0\uac8c \uc0c8\ub85c\uc6b4 \uacbd\ud5d8\uc744 \uc120\uc0ac\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc591\ud55c \uacb0\uc81c \uae30\uad00\uc774 \ucd5c\ucca8\ub2e8 \uacb0\uc81c \uae30\uc220\uc5d0 \uc811\uadfc\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc744 \uac16\ucd94\uac8c \ub418\uba74 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624(\uc6d0\uaca9 \ubc0f \ud604\uc7a5 \uacb0\uc81c)\uc5d0 \ub300\ud55c \uacbd\uc7c1\uc740 \ubd88\uac00\ud53c\ud569\ub2c8\ub2e4. \ud2b9\uc815 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub300\ud55c \uc18c\ube44\uc790\uc758 \uc120\ud638\ub3c4, \uc801\uc751\uc131, \uace0\ucc29\uc131\uc774 \ub192\uc744\uc218\ub85d \ud574\ub2f9 \uc2dc\ub098\ub9ac\uc624\ub97c \uc81c\uacf5\ud558\ub294 \uc870\uc9c1\uc774 \ubbf8\ub798 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc9c0\ubc30\uc801\uc778 \uc138\ub825\uc774 \ub420 \uac00\ub2a5\uc131\uc774 \ucee4\uc9d1\ub2c8\ub2e4. \uc778\ud130\ub137 \uc804\uc790\uc0c1\uac70\ub798 \ubc0f \uc81c3\uc790 \uacb0\uc81c \uc870\uc9c1\uc740 \uc790\uc0b0 \uad00\ub9ac\uc640 \uac19\uc740 \uae08\uc735 \uc11c\ube44\uc2a4\ub85c \ud655\uc7a5\ud558\uace0 \uc11c\ube44\uc2a4 \uc5ed\ub7c9\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \uae30\uc874\uc758 \ud604\uc7a5 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\ub97c \ud30c\uad34\ud558\uace0 \uc81c3\uc790 \uacb0\uc81c\uc5d0 \uc9d1\uc911\ud55c \ucd5c\ucd08\uc758 \uc870\uc9c1 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc810\uc810 \ub354 \ub9ce\uc740 \uc624\ud504\ub77c\uc778 \uc0c1\uc5c5 \uc870\uc9c1\uc774 \uc81c3\uc790 \uacb0\uc81c \uae30\uad00\uc758 \uc81c\uc548\uc744 \ubc1b\uc544\ub4e4\uc5ec \ud604\uc7a5 \uc81c3\uc790 \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud568\uc5d0 \ub530\ub77c \uc804\ud1b5\uc801\uc778 \uc2e0\uc6a9\uce74\ub4dc \uc2dc\uc7a5\uacfc \uc804\ud1b5\uc801\uc778 \ud604\uc7a5 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\ub294 \uc2e4\uc81c\ub85c \ud070 \uc601\ud5a5\uc744 \ubc1b\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc624\ub298\ub0a0 \uc81c3\uc790 \uacb0\uc81c \uae30\uad00\uc774 \ub9ce\uc740 \uc790\ubcf8\uc744 \ucd95\uc801\ud558\uace0 \uc0c1\uc5c5 \uc2e0\uc6a9\uc744 \ud655\ub300\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc790\ubcf8\uc744 \ud655\ubcf4\ud568\uc5d0 \ub530\ub77c \uae30\uc874 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ub300\uccb4\ud560 \ub2e4\uc591\ud55c \ub300\uc548\uc758 \ucd9c\ud604\uc740 \uac70\uc758 \ubd88\uac00\ud53c\ud55c \uc0c1\ud669\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ud398\uc774\ud314\uc758 \uc5b4\ud38c, \uc560\ud50c \ud398\uc774, \uc911\uad6d\uc758 '\uc564\ud2b8 \ucc48\ud305'\uacfc '\uc9d5\ub3d9 \ubc14\uc774\uc9c0\uc544\uc624'\ub294 \uc18c\ube44\uc790 \uac70\ub798\uc5d0\uc11c \uc18c\ube44\uc790\uc5d0\uac8c \uc9c1\uc811 \uc2e0\uc6a9 \ub300\ucd9c\uc744 \ud3b8\ub9ac\ud558\uac8c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud310\ub9e4\uc790\uc758 \ub9e4\ucd9c\uacfc \uc218\uc775\uc744 \uc9c1\uc811\uc801\uc73c\ub85c \uc99d\uac00\uc2dc\ud0ac \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc18c\ube44\uc790\uc758 \uad6c\ub9e4 \uc9c0\uc5f0\uc5d0 \ub530\ub978 \ube44\uc6a9\ub3c4 \uc808\uc57d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \uc774 \ud6a8\uc728\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub824\uba74 \uc18c\ube44\uc790\ub294 \uadf8\uc5d0 \uc0c1\uc751\ud558\ub294 \uc774\uc790\uc728\uc744 \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud601\uc2e0\uc758 \uc989\uac01\uc801\uc778 \uc601\ud5a5\uc740 \uace0\uac1d\uc774 \uc810\ucc28 \uc740\ud589 \uc2e0\uc6a9 \uacc4\uc88c\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \ub0ae\ucd94\uace0 \uc81c3\uc790 \uacb0\uc81c \uae30\uad00\uc758 \uc7ac\ubb34\uc801 \uc18d\uc131\uc744 \uac15\ud654\ud558\uba70 \uc7a0\uc7ac\uc801\uc73c\ub85c \uacbd\uc81c \uc2dc\uc2a4\ud15c\uc758 \uc6d0\ub798 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \uc57d\ud654\uc2dc\ud0a4\uace0 \uc7ac\ubb34 \uad6c\uc870\uc640 \ube44\uc988\ub2c8\uc2a4 \ucee4\ubba4\ub2c8\ud2f0\uc758 \uaddc\uce59\uc744 \ubcc0\uacbd\ud558\uba70 \ub514\uc9c0\ud138 \ud654\ud3d0\uc758 \uc2e4\ud604 \uac00\ub2a5\uc131\uc744 \ub192\uc778\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n

\uc2e0\uc6a9\uce74\ub4dc \ub300\uccb4 \uacb0\uc81c \uc11c\ube44\uc2a4\uc640 \uadf8 \uacb0\uc81c \uc11c\ube44\uc2a4\uc758 \ud3b8\ub9ac\ud568\uc740 \uae30\uc874 \uc2e0\uc6a9\uce74\ub4dc\uc5d0 \uce58\uba85\ud0c0\ub97c \uc785\ud614\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc2e0\uc6a9\uce74\ub4dc \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc740 \ubc18\uaca9\uc5d0 \ub098\uc130\uc2b5\ub2c8\ub2e4. 2015\ub144 \uc804 \uc138\uacc4 \uc2e0\uc6a9\uce74\ub4dc \uc81c\uacf5\uc5c5\uccb4\ub4e4\uc740 \uc0c8\ub85c\uc6b4 \uadfc\uac70\ub9ac \uacb0\uc81c \uae30\uc220\uc744 \ud1b5\ud574 \uace0\uac1d\ub4e4\uc758 \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9\ub960\uacfc \uace0\ucc29\ub3c4\ub97c \ub192\uc774\uae30 \uc704\ud574 \ub178\ub825\ud588\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uacb0\uc81c \uc5c5\uacc4\uc5d0 \ub300\ud55c \uc124\ubb38\uc870\uc0ac\uc5d0\uc11c\ub3c4 \uc774\ub7ec\ud55c \ucd94\uc138\uac00 \ud655\uc778\ub418\uc5c8\uc2b5\ub2c8\ub2e4. 2015 \ucca8\ub2e8 \uacb0\uc81c \ubcf4\uace0\uc11c\uc5d0\uc11c \"\ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\ub294 \uc870\uc9c1\uc740 \uc5b4\ub514\uc778\uac00?\"\ub77c\ub294 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ub2f5\uc740 \uc774 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ub2f5\ubcc0\uc740 \uc544\uba54\ub9ac\uce78 \uc775\uc2a4\ud504\ub808\uc2a4(82%), \ubaa8\ubc14\uc77c \uc0ac\uc5c5\uc790(78%), \ud398\uc774\ud314(76%), \uc81c3\uc790 \uacb0\uc81c \uc81c\uacf5\uc5c5\uccb4(73%), \uc2e0\uaddc \uc778\ud130\ub137 \uae30\uc5c5(72%), \uc740\ud589 \ubc0f \uae08\uc735 \uae30\uad00(72%), \uad6c\uae00(68%), \ud310\ub9e4\uc790( 63%), \uc2a4\ud0c0\ud2b8\uc5c5(62%), \ubaa8\ubc14\uc77c \ub124\ud2b8\uc6cc\ud06c \uc0ac\uc5c5\uc790(53%) \uc21c\uc785\ub2c8\ub2e4. \uc694\uc57d\ud558\uc790\uba74, 2015\ub144\uc744 \uae30\uc900\uc73c\ub85c \ubcfc \ub54c \ubbf8\uad6d\uc5d0\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \uc0c8\ub85c\uc6b4 \uc131\uc7a5 \ub3d9\ub825\uc740 \uc2e0\uc6a9\uce74\ub4dc \uae30\uad00\uc774\uba70, \uadf8 \ub4a4\ub97c \uc774\uc5b4 \ub2e8\ub9d0\uae30 \uc81c\uc870\uc5c5\uccb4, \uc81c3\uc790 \uacb0\uc81c \uc81c\uacf5\uc5c5\uccb4, \ubaa8\ubc14\uc77c \ub124\ud2b8\uc6cc\ud06c \uc0ac\uc5c5\uc790\uac00 \ub4a4\ub97c \uc787\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uad6d\uac00\ubcc4\ub85c \uc57d\uac04\uc758 \ucc28\uc774\ub294 \uc788\uc9c0\ub9cc \ud604\uc7ac \uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc7a5\uc758 \uacbd\uc7c1 \uad6c\ub3c4\ub97c \uc804\ubc18\uc801\uc73c\ub85c \ubc18\uc601\ud558\ub294 \uacb0\uacfc\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n

\ub514\uc9c0\ud138 \ud654\ud3d0\uc758 \uc7a5\uae30\uc801 \uc0dd\uc874\uc744 \uc704\ud55c \uae30\ubc18\uc740 \uacc4\uc18d\ud574\uc11c \uac15\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uc2dc\uc7a5 \ub0b4\ubd80 \uad6c\uc870\uc758 \ubcc0\ud654\uc640 \uad00\uacc4\uc5c6\uc774 \ubaa8\ubc14\uc77c \uacb0\uc81c \uae30\uc220\uc758 \ud601\uc2e0\uc774 \uacb0\uc81c \uc11c\ube44\uc2a4\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc5ec \ub514\uc9c0\ud138 \ud654\ud3d0\uc758 \uc7a5\uae30\uc801 \uc0dd\uc874\uc744 \uc704\ud55c \uae30\ubc18\uc744 \uacf5\uace0\ud788 \ud55c \uac83\uc740 \ud655\uc2e4\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ud654\ud3d0\uac00 \ucc98\uc74c \ub4f1\uc7a5\ud55c \uadfc\ubcf8\uc801\uc778 \ubaa9\uc801\uc740 \uc911\uac1c \uc81c\uac70, \uc989 \uc18c\ube44\uc790\uc640 \uac00\ub9f9\uc810 \uac04\uc758 \uc5ec\ub7ec \ud658\uc804 \uccb4\uc778(\uc608: \ud604\uae08\uc5d0\uc11c \ube44\ud604\uae08 \uacc4\uc88c\ub85c\uc758 \uc804\ud658, \ud658\uc804 \ub4f1)\uc744 \uc904\uc5ec \uac70\ub798 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \ud658\uc804 \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ud654\ud3d0\uac00 \uc7a5\uae30\uc801\uc73c\ub85c \uc18c\ube44\uc790\ub4e4\uc5d0\uac8c \uc778\uc815\ubc1b\uace0 \uc0b4\uc544\ub0a8\uae30 \uc704\ud574\uc11c\ub294 \ube44\ud604\uae08 \uacb0\uc81c \uc9c0\ucd9c\uacfc \uac19\uc740 \uae30\ubcf8\uc801\uc778 \uc18c\ube44 \uc2b5\uad00\uc744 \ud615\uc131\ud558\uc5ec \ub514\uc9c0\ud138 \ud654\ud3d0 \uac70\ub798\uc5d0 \ub300\ud55c \uc18c\ube44\uc790\ub4e4\uc758 \uc758\uc874\ub3c4\ub97c \ub192\uc5ec\uc57c \ud569\ub2c8\ub2e4. \ube44\ud2b8\ucf54\uc778\uc774 \ub9ce\uc740 \uad6d\uac00\uc5d0\uc11c \uac70\ub798\uc5d0 \uc2e4\ud328\ud55c \uc774\uc720\ub294 \ud22c\uae30\uc131 \uac70\ub798\ub7c9\uc774 \uae30\ubcf8\uc801\uc778 \uc18c\ube44\uc790 \uac70\ub798\ub7c9\ubcf4\ub2e4 \ud6e8\uc52c \ub9ce\uace0, \uc758\uc874\ub3c4\uac00 \ub192\uc740 \uc18c\ube44\uc790 \uae30\ubc18\uc774\ub098 \uc0dd\uc874\uc744 \uc704\ud55c \ud0c4\ud0c4\ud55c \uae30\ubc18\uc744 \uac1c\ubc1c\ud558\uc9c0 \ubabb\ud588\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

\uc804 \uc138\uacc4\uc801\uc73c\ub85c \ubaa8\ubc14\uc77c \uacb0\uc81c\uac00 \uc8fc\ub3c4\ud558\ub294 \uacb0\uc81c \uae30\uad00(\uc0c1\uc5c5 \uc740\ud589, \uc2e0\uc6a9\uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c, \uc81c3\uc790 \uacb0\uc81c \uc81c\uacf5\uc5c5\uccb4, \ud734\ub300\ud3f0 \uc81c\uc870\uc5c5\uccb4 \ub4f1)\uc740 \uc5c4\uccad\ub09c \ud601\uc2e0\uc744 \uacbd\ud5d8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74\uc5d0 \uc18c\ube44\uc790\ub4e4 \uc5ed\uc2dc \ub514\uc9c0\ud138 \ud654\ud3d0\uc758 \uc2e4\uc9c8\uc801\uc778 \uacbd\ud5d8\uc744 \ud1b5\ud574 \ud61c\ud0dd\uc744 \ub204\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ud654\ud3d0\ub294 \ub354 \uc774\uc0c1 \uc774\ub860\uc801 \ub17c\uc758\ub098 \ub300\uaddc\ubaa8 \uae08\uc735 \uac70\ub798\uc5d0 \uba38\ubb3c\uc9c0 \uc54a\uace0 \uc18c\ube44\uc790\uc758 \uc5c5\ubb34\uc640 \uc0dd\ud65c\uc5d0 \uc2a4\uba70\ub4e4\uae30 \uc2dc\uc791\ud558\uba70 \ud655\uc0b0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c \uad6d\uac00\uc758 \uacbd\uc81c \ubc1c\uc804 \uc218\uc900\uc740 \uadf8 \ub098\ub77c\uc758 \ub514\uc9c0\ud138 \ud654\ud3d0 \ubc1c\uc804\uc5d0 \uc911\uc694\ud55c \uae30\ubc18\uc774 \ub418\uc9c0\ub9cc, \uadf8\uac83\uc774 \uc720\uc77c\ud55c \uc694\uc778\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc624\ub298\ub0a0 \ub514\uc9c0\ud138 \ud654\ud3d0\uc758 \ud601\uc2e0\uc740 \ubaa8\ub4e0 \uad6d\uac00\uc758 \ucd5c\uc885 \uc18c\ube44\uc790\uc5d0\uac8c \ub3c4\ub2ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uad6d\uac00\uac00 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \uc2e4\ud604\ud558\uae30 \uc704\ud574 \ub178\ub825\ud558\uace0 \uc788\uace0 \ub354 \ub9ce\uc740 \uad6d\uac00\uac00 \uc2e4\ud5d8\uc5d0 \uc5f4\uc911\ud558\uba74\uc11c \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ub514\uc9c0\ud138 \ud1b5\ud654 \uac1c\ubc1c\uc5d0 '\ubd04'\uc774 \uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uad6d\uac00\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \ud601\uc2e0\uc744 \uc7a5\ub824\ud558\ub294 \ub3d9\uc2dc\uc5d0 \ub2e4\uc591\ud55c \uae08\uc735 \uc778\ud504\ub77c\ub97c \uafb8\uc900\ud788 \uac1c\ubc1c\ud558\uace0 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \uc11c\ube44\uc2a4 \uc218\uc900\uc744 \uc804\ubc18\uc801\uc73c\ub85c \uac1c\uc120\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804\ubc18\uc801\uc73c\ub85c \uc804 \uc138\uacc4 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ud601\uc2e0\uc801\uc778 \ubc1c\uc804\uc740 \ub514\uc9c0\ud138 \ud654\ud3d0\uc758 \ubc1c\uc804 \uae30\ubc18\uc744 \ud06c\uac8c \uac15\ud654\ud588\uc73c\uba70, \ud5a5\ud6c4 \ub354 \ub9ce\uc740 \uad6d\uac00\uac00 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \ud5a5\ud574 \ub098\uc544\uac08 \uc218 \uc788\ub3c4\ub85d \ucd09\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud45c 3\uc740 \uc528\ud2f0\uc740\ud589\uc774 \uc9d1\uacc4\ud55c \uae00\ub85c\ubc8c \ub514\uc9c0\ud138 \ud1b5\ud654 \uc9c0\uc218 \uc21c\uc704\ub97c \ubcf4\uc5ec\uc8fc\ub294\ub370, \uc0c1\uc704 10\uac1c \uad6d\uac00 \ubc0f \uc9c0\uc5ed\uc774 \ud45c 3\uc5d0 \ub098\uc640 \uc788\uc2b5\ub2c8\ub2e4. \uc810\uc218 \uc21c\uc704\uc5d0 \ub530\ub77c \uc528\ud2f0\uc740\ud589\uc740 \uac01 \uad6d\uac00(\uc9c0\uc5ed)\uc758 \ub514\uc9c0\ud138 \ud1b5\ud654 \ub2e8\uacc4\ub97c '\uc2e4\uc9c8\uc801 \uc900\ube44 \ub2e8\uacc4(1-23)', '\uc804\ud658 \ub2e8\uacc4(24-45)', '\ud615\uc131 \ub2e8\uacc4 \"(46-68), \"\ucd08\uae30 \ub2e8\uacc4\"(69-90)\ub85c \ubd84\ub958\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ud654\ud3d0 \ud504\ub85c\uc138\uc2a4\uc5d0\uc11c \uac01 \uad6d\uac00(\uc9c0\uc5ed)\uc758 \uc810\uc218 \uc9c0\uc218\ub294 \uad6d\ub0b4 \uc815\ucc45 \ubc0f \uae08\uc735 \uc778\ud504\ub77c\uc640 \ubc00\uc811\ud55c \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc9c8\uc801 \uc900\ube44 \ub2e8\uacc4\uc5d0 \uc788\ub294 \uad6d\uac00(\uc9c0\uc5ed)\ub97c \uc608\ub85c \ub4e4\uba74, \uac01 \uc120\ub3c4 \uad6d\uac00(\uc9c0\uc5ed)\ub294 \ub514\uc9c0\ud138 \ud654\ud3d0 \uac1c\ubc1c\uc5d0 \uc788\uc5b4 \uace0\uc720\ud55c \uac15\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4: 1\uc704 \ud540\ub780\ub4dc\ub294 \uc18c\ube44\uc790\uc640 \uae30\uc5c5\uc774 \uacb0\uc81c \uae30\uc220\uacfc \uae08\uc735 \ud601\uc2e0\uc5d0 \uc798 \uc801\uc751\ud558\uace0 \uc788\uc73c\uba70, 2\uc704\ub294 \uae30\uc5c5 \uac04 \uc870\uc9c1\uc5d0 \ub300\ud55c \uaddc\uc81c \uacc4\ud68d\uacfc \uc815\ubd80 \uc790\uae08\uc758 \ub514\uc9c0\ud138\ud654\uac00 \uc6b0\uc218\ud558\uace0 \uc815\ubcf4\ud1b5\uc2e0\uae30\uc220(ICT, \uc815\ubcf4\ud1b5\uc2e0\uae30\uc220)\uc774 \ubc1c\ub2ec\ud55c \uc2f1\uac00\ud3ec\ub974, 3\uc704\ub294 \ubbf8\uad6d\uc785\ub2c8\ub2e4. ) \uc778\ud504\ub77c\uac00 \ubc1c\ub2ec\ud55c \uc2f1\uac00\ud3ec\ub974\uac00 3\uc704\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \ubbf8\uad6d\uc740 \ud65c\ubc1c\ud55c \ud601\uc2e0 \ud658\uacbd, \uc18c\ube44\uc790 \ubc0f \ube44\uc988\ub2c8\uc2a4 \uc870\uc9c1\uc758 \ucd5c\uc2e0 \uae30\uc220 \ubcf4\uae09\ub960, B2C \uc774\ucee4\uba38\uc2a4\uc758 \ube60\ub978 \uc131\uc7a5\uc73c\ub85c 3\uc704\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc740 \ub2e4\uc591\ud55c \uc18c\ube44\uc790\uce35\uc73c\ub85c \uc778\ud574 \ub514\uc9c0\ud138 \ud654\ud3d0\uc5d0 \ub300\ud55c \uc801\uc751\ub3c4\uac00 \ub0ae\uc740 \ubc18\uba74, \uc2a4\uc6e8\ub374\uc740 \uad11\ubc94\uc704\ud55c ICT \uc778\ud504\ub77c\uc640 \uc18c\ube44\uc790 \ubc0f \ube44\uc988\ub2c8\uc2a4 \uc870\uc9c1\uc758 \ud601\uc2e0 \uc801\uc751\ub3c4\uac00 \ub192\uace0, \ud64d\ucf69\uc740 \uc6b0\uc218\ud55c ICT \uc778\ud504\ub77c, \uae08\uc735 \uc11c\ube44\uc2a4 \uaddc\uc81c \uc790\uc720\ud654, \ud1b5\uc2e0 \ubc0f \uc18c\ub9e4 \ubd80\ubb38\uc5d0\uc11c \ub514\uc9c0\ud138 \ud654\ud3d0\uc5d0 \ub300\ud55c \uc801\uc751\ub3c4\uac00 \ub192\uc73c\uba70, \ub178\ub974\uc6e8\uc774\ub294 \uc18c\ub9e4 \ubd80\ubb38\uacfc \uc18c\ube44\uc790 \uc0ac\uc774\uc5d0\uc11c \ub514\uc9c0\ud138 \ud654\ud3d0 \uc120\ud638\ub3c4\uac00 \ub192\uc740 6\uc704\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uc601\uad6d\uc740 \uc18c\ub9e4 \ube44\uc988\ub2c8\uc2a4 \uc870\uc9c1\uacfc \uc18c\ube44\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \ub514\uc9c0\ud138 \ud654\ud3d0\uc5d0 \ub300\ud55c \uc120\ud638\ub3c4\uac00 \ub192\uace0 \ub514\uc9c0\ud138 \ud654\ud3d0\ub85c\uc758 \uc804\ud658\uc5d0 \ub300\ud55c \uc815\ubd80 \uc815\ucc45\uc774 \uc788\uc9c0\ub9cc \ud604\uc7ac ICT \uc778\ud504\ub77c\uac00 \ud601\uc2e0\uc5d0 \uc798 \uc801\uc751\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc73c\uba70, \ub124\ub35c\ub780\ub4dc\ub294 \uc815\ubd80 \uc790\uae08\uc758 \ub514\uc9c0\ud138\ud654 \uc218\uc900\uc774 \ub192\uace0 \uc18c\ube44\uc790 \ubc0f \ube44\uc988\ub2c8\uc2a4 \uc870\uc9c1\uc758 \ud601\uc2e0 \uc801\uc751\ub3c4\uac00 \ub192\uc9c0\ub9cc \uc601\uad6d\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c ICT \uc778\ud504\ub77c\uac00 \ud601\uc2e0\uc5d0 \uc798 \uc801\uc751\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc73c\uba70, \uc77c\ubcf8\uc740 \uacbd\uc7c1\ub825\uc774 \uc788\ub294 \ubbfc\uac04 \ubd80\ubb38\uacfc \ud1b5\uc2e0 \ubd80\ubb38\uc774 \uacbd\uc7c1\uc801\uc774\uc9c0\ub9cc \ubb38\ud654\uc801 \ud3b8\uacac\uc73c\ub85c \uc778\ud574 \ud604\uae08 \uc0ac\uc6a9\uc774 \ub192\uc74c; \uc2a4\uc704\uc2a4\ub294 \uc6b0\uc218\ud55c ICT \uc778\ud504\ub77c\uc640 \ube44\uc988\ub2c8\uc2a4 \uc870\uc9c1\uc758 \ud601\uc2e0 \uc218\uc6a9\ub3c4\uac00 \ub192\uc9c0\ub9cc \ub2e4\ub978 \uc2dc\uc7a5\uc740 \ud601\uc2e0\uc5d0 \uc798 \uc801\uc751\ud558\uc9c0 \ubabb\ud568; \ub374\ub9c8\ud06c\ub294 \uc18c\ub9e4 \ubd80\ubb38\uc5d0\uc11c \ub514\uc9c0\ud138 \ud1b5\ud654\uc758 \uc218\uc6a9\ub3c4\uac00 \ub192\uace0 \uae08\uc735 \uc11c\ube44\uc2a4 \uc801\uc751\uc744 \uac1c\uc120\ud558\uc5ec \ub514\uc9c0\ud138 \ud1b5\ud654\uc758 \uba85\uc131\uc744 \ub192\uc774\ub294 11 \uc704; \ub3c5\uc77c\uc740 \uc2dc\uc7a5\uc774 \uc801\ub2f9\ud788 \uacbd\uc7c1\uc801\uc774\uba70 \ube44\uc988\ub2c8\uc2a4 \uc870\uc9c1\uc774 \ub2e4\uc591\ud55c \ud601\uc2e0\uc5d0 \uc798 \uc801\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud601\uc2e0\uc5d0 \uc798 \uc801\uc751\ud558\uace0 \uc788\uc9c0\ub9cc \ud604\uae08 \uc0ac\uc6a9\uc740 \uc5ec\uc804\ud788 \ub192\uc740 \uc218\uc900; \uc624\uc2a4\ud2b8\ub9ac\uc544\ub294 \ud1b5\uc2e0 \ubd80\ubb38\uc5d0\uc11c \ub514\uc9c0\ud138 \ud1b5\ud654\uc5d0 \ub300\ud55c \uc900\ube44\ub3c4\uac00 \ub192\uace0 \ud604\uc9c0 \ud601\uc2e0\uacfc \uae30\uc5c5 \uad00\uacc4\ub97c \ud1b5\ud574 \ud3c9\ud310\uc774 \uac1c\uc120\ub41c \uc911\uac04 \uc815\ub3c4\uc758 \uacbd\uc7c1 \uc2dc\uc7a5; \uce90\ub098\ub2e4\ub294 \ub514\uc9c0\ud138 \ud1b5\ud654\uc5d0 \ub300\ud55c \uaddc\uc81c \uc790\uc720\ub3c4\uac00 \ub192\uace0 \uae08\uc735 \uc11c\ube44\uc2a4 \uac00\uc6a9\uc131\uacfc \uc801\uc751\ub825\uc774 \ub192\uc9c0\ub9cc \uc720\uc0ac\ud55c \uc2dc\uc7a5\uc758 ICT \uc778\ud504\ub77c\ub294 \ud601\uc2e0\uc5d0 \ub35c \uc801\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc911\uad6d\uc740 39\uc704\ub97c \ucc28\uc9c0\ud588\uc73c\uba70 \ub514\uc9c0\ud138 \ud654\ud3d0\uc758 \uacfc\ub3c4\uae30\uc801 \ub2e8\uacc4\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \ub514\uc9c0\ud138 \ud654\ud3d0 \uac1c\ubc1c\uc5d0 \uc788\uc5b4 \uc911\uad6d\uc758 \uac15\uc810\uc740 \ud601\uc2e0\uc5d0 \uc801\ud569\ud55c \ud658\uacbd\uacfc \uc815\ubd80 \uc790\uae08 \ud750\ub984\uc758 \ub192\uc740 \ub514\uc9c0\ud138\ud654 \uc218\uc900\uc774\uba70, \uc57d\uc810\uc740 \ub514\uc9c0\ud138 \ud654\ud3d0\uc5d0 \ub300\ud55c \ud1b5\uc2e0 \ubd80\ubb38\uc758 \uc900\ube44\uac00 \ubd80\uc871\ud558\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n

2015\ub144\uc5d0\ub294 \uc804\ubc18\uc801\uc73c\ub85c \uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 \ube60\ub974\uac8c \ubc1c\uc804\ud588\uc73c\uba70, \uc2dc\uc7a5 \uacbd\uc7c1\uc5d0 \ub530\ub77c \uacb0\uc81c \uc2dc\uc7a5\uc758 \uad6c\uc870\ub3c4 \uacc4\uc18d \ubcc0\ud654\ud588\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790\ub4e4\uc758 \ud601\uc2e0\uc5d0 \ub300\ud55c \uc218\uc6a9\ub3c4\ub294 \uae30\ub300 \uc774\uc0c1\uc73c\ub85c \ub192\uc558\uc73c\uba70 \uadfc\uac70\ub9ac \ubb34\uc120 \uacb0\uc81c\uc640 \uac19\uc740 \ud601\uc2e0 \uae30\uc220\uc758 \ub3c4\uc785\uc774 \ub9e4\uc6b0 \ube60\ub974\uac8c \uc9c4\ud589\ub418\uc5b4 \ub514\uc9c0\ud138 \ud654\ud3d0 \ubc1c\uc804\uc758 \ud1a0\ub300\ub97c \uacf5\uace0\ud788 \ud588\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

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