{"id":1668,"date":"2024-11-14T10:12:44","date_gmt":"2024-11-14T02:12:44","guid":{"rendered":"https:\/\/deekpay.com\/?p=1668"},"modified":"2024-11-14T10:12:44","modified_gmt":"2024-11-14T02:12:44","slug":"%e4%b8%9c%e5%8d%97%e4%ba%9a%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e4%bb%8b%e7%bb%8d-%e5%8d%b0%e5%ba%a6%e7%af%87%ef%bc%9a%e5%8d%b0%e5%ba%a6%e5%8e%9f%e7%94%9f%e5%94%a4","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2024\/11\/14\/%e4%b8%9c%e5%8d%97%e4%ba%9a%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e4%bb%8b%e7%bb%8d-%e5%8d%b0%e5%ba%a6%e7%af%87%ef%bc%9a%e5%8d%b0%e5%ba%a6%e5%8e%9f%e7%94%9f%e5%94%a4\/","title":{"rendered":"\ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \uc8fc\ub958 \uacb0\uc81c \uc218\ub2e8 \uc18c\uac1c - \uc778\ub3c4: \ub124\uc774\ud2f0\ube0c \uc6e8\uc774\ud06c \uc778\ub3c4"},"content":{"rendered":"

\"\ub3d9\ub0a8\uc544\uc2dc\uc544\uc758<\/p>\n

\ud3b8\uc9d1\uc790 \uc8fc: \uacb0\uc81c \ubc29\ubc95\uc740 \uad6d\uac00\uc640 \uc9c0\uc5ed\ub9c8\ub2e4 \uc9c0\ub9ac\uc801, \uc778\uc801 \ud658\uacbd\uc5d0 \ub530\ub77c \uace0\uc720\ud569\ub2c8\ub2e4. \uc778\ub3c4 \uacb0\uc81c\uc218\ub2e8\uc758 \uace0\uc720\ud55c \ud2b9\uc9d5\uc740 \ubb34\uc5c7\uc778\uac00\uc694? \uc778\ub3c4\uc5d0\uc11c\ub294 \uc5b4\ub5a4 \uacb0\uc81c \uc218\ub2e8\uc774 \ub354 \uc778\uae30\uac00 \uc788\uc744\uae4c\uc694? \uc774 \uae00\uc758 \uc800\uc790\uac00 \uc778\ub3c4\uc758 \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8\uc744 \uc790\uc138\ud788 \uc18c\uac1c\ud558\uba74\uc11c \ud568\uaed8 \uc0b4\ud3b4\ubd05\uc2dc\ub2e4.<\/p>\n

1\ud56d:<\/p>\n

\uc138\uacc4 5\uc704\uc758 \uacbd\uc81c \ub300\uad6d\uc774\uc790 \ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uba74\uc801 \uae30\uc900\uc73c\ub85c \ub450 \ubc88\uc9f8\ub85c \ud070 \uad6d\uac00\uc778 \uc778\ub3c4\ub294 \uc778\uad6c\uac00 \ub9ce\uae30 \ub54c\ubb38\uc5d0 \uad6d\ub0b4 \uacb0\uc81c \ubc29\uc2dd\uc774 \ub2e4\uc591\ud569\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4 \uc815\ubd80\ub294 2010\ub144\ubd80\ud130 \uc2dc\ubbfc \uc2e0\uc6d0 \ud655\uc778 \uc2dc\uc2a4\ud15c(CIS)\uacfc \uc720\uc0ac\ud55c \uc544\ub4dc\ud558\ub974 \uc2e0\uc6d0 \ud655\uc778 \uc2dc\uc2a4\ud15c\uc744 \ucd94\uc9c4\ud558\uc5ec \uc2dc\ubbfc\ub4e4\uc758 \uc740\ud589 \ubc0f \uae08\uc735 \uae30\uad00 \uc811\uadfc\uc744 \ud06c\uac8c \uc6a9\uc774\ud558\uac8c \ud558\uace0 \uae30\ubcf8 \uae08\uc735 \uacc4\uc88c\ub97c \uc2e0\uc18d\ud558\uac8c \uac1c\uc124\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

2011\ub144\uc5d0\ub294 1\uc5b5 \uba85\uc5d0 \uac00\uae4c\uc6b4 \uc0ac\ub78c\ub4e4\uc774 \uae30\ubcf8 \uacb0\uc81c \uac70\ub798\ub97c \uc704\ud55c \uacc4\uc88c\ub97c \uac1c\uc124\ud588\uc2b5\ub2c8\ub2e4. \uc774\ud6c4 \uc778\ub3c4 \uc815\ubd80\ub294 '\ub514\uc9c0\ud138 \uac70\ub798', '\uace0\uc561 \ud604\uae08 \uac70\ub798 \uae08\uc9c0', '\uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc218\uc218\ub8cc \uc778\ud558' \ub4f1\uc758 \uc815\ucc45\uc744 \ucd94\uc9c4\ud588\uace0, 2015\ub144\ubd80\ud130 \uc778\ub3c4\uc5d0\uc11c \uc804\uc790\uacb0\uc81c\uac00 \uae09\uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2015\ub144\ubd80\ud130 \uc778\ub3c4\uc5d0\uc11c\ub294 \uc804\uc790 \uacb0\uc81c\uac00 \ud65c\uc131\ud654\ub418\uba74\uc11c \ub2e4\uc591\ud55c \ub514\uc9c0\ud138 \uac70\ub798\uac00 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uad6d\uc81c\uc801\uc778 \uad00\ud589\uc5d0 \ub530\ub77c \ud604\uc7ac \uc778\ub3c4\uc758 \uc8fc\ub958 \uacb0\uc81c \uc218\ub2e8\uacfc \uad00\ub828 \uc778\ud504\ub77c \uc9c0\uc2dd\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/p>\n

\ub2e8\ub77d 2: \uae30\ubcf8 \uc9c0\uc2dd<\/p>\n

PSP: \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/p>\n

BHIM: NPCI\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc804\uc790\uc9c0\uac11\uc73c\ub85c, \ub2e4\uc591\ud55c \ud1b5\ud569 \uacb0\uc81c \uc0c1\ud488\uc744 \ud1b5\ud569\ud558\uc5ec \uc624\ud504\ub77c\uc778 \uac70\ub798\uc5d0\uc11c \uc0ac\uc6a9\uc790\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4(\uae30\uc874 \uad6d\ub0b4 \uc804\ud654 \uc608\uc57d \uc9c1\ubd88 \uc11c\ube44\uc2a4\uc640 \uc720\uc0ac).<\/p>\n

BharatQR: \ud604\uae08 \uc218\uae08\uc744 \uc704\ud55c QR\ucf54\ub4dc \uae30\ubc18 \uacb0\uc81c \ubc29\ubc95<\/p>\n

UPI: \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4: \uacc4\uc815\uc6a9 \ud1b5\ud569 \uacb0\uc81c \ud3ec\ud138\uc744 \uc81c\uacf5\ud558\ub294 Aadhaar\uc758 KYC \uae30\ub2a5\uc744 \uae30\ubc18\uc73c\ub85c \ud558\ub294 \ud1b5\ud569 \uacb0\uc81c \uc218\ub2e8\uc785\ub2c8\ub2e4.<\/p>\n

\ub8e8\ud398\uc774: \ube44\uc790 \ubc0f \ub9c8\uc2a4\ud130\uce74\ub4dc\uc640 \uc720\uc0ac\ud55c \uce74\ub4dc \uacb0\uc81c \uae30\uad00\uc785\ub2c8\ub2e4.<\/p>\n

NEFT: \uc18c\ub9e4 \uacb0\uc81c \uccad\uc0b0 \uc2dc\uc2a4\ud15c\uc774\ub77c\uace0\ub3c4 \ud558\ub294 \uad6d\uac00 \uc804\uc790 \uc790\uae08 \uc774\uccb4 \uc2dc\uc2a4\ud15c\uc740 \uc18c\uc561 \uae08\uc561\uc5d0 \ub300\ud55c \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

NFS: \uc740\ud589 \uac04 \ub124\ud2b8\uc6cc\ud06c \uc790\uae08 \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub0b4\uc154\ub110 \ud30c\uc774\ub0b8\uc15c \uc2a4\uc704\ud504\ud2b8.<\/p>\n

\uc2e4\uc2dc\uac04 \ucd1d\uc561 \uc815\uc0b0(RTGS): \ud3c9\uc77c\uc5d0 \ud070 \uae08\uc561\uc758 \uc815\uc0b0\uc744 \uc81c\uacf5\ud558\ub294 \uc2e4\uc2dc\uac04 \ucd1d\uc561 \uc815\uc0b0\uc785\ub2c8\ub2e4.<\/p>\n

IMPS: \uc989\uc2dc \uacb0\uc81c \uc11c\ube44\uc2a4, \uc740\ud589 \uacc4\uc88c \uac04\uc5d0 \uc1a1\uae08\ud558\ub824\uba74 IFSC \ub9e4\uac1c\ubcc0\uc218\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

NPCI: \uc778\ub3c4\uc758 \uad6d\uac00 \uacb0\uc81c \uae30\uad00\uc778 NPCI(\uc778\ub3c4 \uad6d\ub9bd \uacb0\uc81c \uacf5\uc0ac)\ub294 \uc778\ub3c4\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\uae30 \uc704\ud574 \ud1b5\ud569 \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \uc8fc\ub825\ud558\uace0 \uc788\uc73c\uba70, UPI, IMPS, \ubc14\ub77c\ud2b8QR\uc774 \uadf8 \uc81c\ud488 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4 \uacf5\uc548\uad6d\uc758 \uc2e0\uc6d0 \uc778\uc99d \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc5d0 \ud574\ub2f9\ud558\ub294 \uc911\uad6d\uc758 \uc2e0\uc6d0 \uae30\uad00\uc778 Aadhaar\ub294 \uc778\ub3c4 \uc815\ubd80 \uae30\uad00, \uacf5\uacfc\uae08 \uacb0\uc81c \ud50c\ub7ab\ud3fc \ubc0f \uae08\uc735 \uac70\ub798 \ud50c\ub7ab\ud3fc\uacfc \ubc00\uc811\ud558\uac8c \uc5f0\uacb0\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e8\ub77d 3: \ub514\uc9c0\ud138 \uacb0\uc81c \ubc29\ubc95(\uc8fc\uc694 \uc628\ub77c\uc778 \uacb0\uc81c \ubc29\ubc95 \uc18c\uac1c)<\/p>\n

\uc804\uc790\uc9c0\uac11: \uc0ac\uc6a9\uc790\uac00 UPI \ucf54\ub4dc\ub97c \ud1b5\ud574 \uacb0\uc81c\ub97c \ud558\uace0 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

\uc778\ud130\ub137 \ubc45\ud0b9: \uc628\ub77c\uc778 \uc740\ud589 \uc1a1\uae08 \uacb0\uc81c \uc791\uc5c5, \uc0ac\uc6a9\uc790\uac00 \uc740\ud589 \uac04\uc5d0 \uc1a1\uae08\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

BBPS(\uc778\ub3c4 \uacf5\uacfc\uae08 \ub0a9\ubd80 \uc2dc\uc2a4\ud15c) \uacb0\uc81c: \uad6d\uac00 \uccad\uc0b0 \uae30\uad00\uc758 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \ub300\uc911\uc5d0\uac8c \uac04\ud3b8\ud55c \uacf5\uacfc\uae08 \ub0a9\ubd80\ub97c \uc81c\uacf5\ud558\ub294 \uad6d\uac00 \ud1b5\ud569 \uacf5\uacfc\uae08 \ub0a9\ubd80 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4.<\/p>\n

UPI \uacb0\uc81c: \uad6d\ub0b4 \ub300\ubd80\ubd84\uc758 \uc740\ud589\uacfc \ud0c0\uc0ac \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc758 \uacb0\uc81c \ucc44\ub110\uc744 \ud1b5\ud569\ud558\ub294 \uad6d\uac00 \uacb0\uc81c \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ud1b5\ud569 \uacb0\uc81c \uacc4\uc88c \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. VPA(\uac00\uc0c1 \uacb0\uc81c \uacc4\uc88c) \ubaa8\ub378\uc744 \ucc44\ud0dd\ud558\uace0 \uc0ac\uc6a9\uc790\uc758 \uc740\ud589 \ubc0f \ud0c0\uc0ac \uac00\uc0c1 \uacc4\uc88c\ub97c \ubc14\uc778\ub529\ud558\uba70 \ub2e4\uc911 \uc740\ud589 \ubc0f \ud0c0\uc0ac \uacc4\uc88c \ubc14\uc778\ub529 \ubc0f \uc790\uae08 \uacb0\uc81c \uc791\uc5c5\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

\ubc14\ub77c\ud2b8QR: NPCI\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ud1b5\ud569 \uc218\uc9d1 \ucf54\ub4dc\uc778 \uace0\uc815\ud615 QR\ucf54\ub4dc \uc218\uc9d1 \ubaa8\ub378\uc785\ub2c8\ub2e4. \uc774 \ucf54\ub4dc\ub294 \ub300\ubd80\ubd84\uc758 \ubc45\ud0b9 \ubc0f UPI \uc218\uae08 \ucc44\ub110\uacfc \ud1b5\ud569\ub418\uc5b4 \uc18c\ube44\uc790\uac00 \ub2e4\uc591\ud55c \ubc45\ud0b9 \ubc0f UPI \uc571\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc218\ucde8\uc778\uc758 \uc740\ud589 \ub610\ub294 UPI \uacc4\uc88c\ub85c \uc2a4\uce94\ud558\uace0 \uacb0\uc81c\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\uba70 \uac1c\uc778 \ub300 \ud310\ub9e4\uc790(\uce74\ub4dc \uc18c\uc720\uc790 \ubc0f UPI \uc18c\uc720\uc790) \uc790\uae08 \uc774\uccb4 \ubaa8\ub378\ub9cc \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

4\ud56d: \uacb0\uc81c \uae30\uad00(\uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4)<\/p>\n

\uc778\ub3c4\uc758 \uc8fc\uc694 \uacb0\uc81c \uae30\uad00\uc740 \ub2e4\uc74c \uc138 \uac00\uc9c0 \uc720\ud615\uc73c\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4:<\/p>\n

\ube44\uc740\ud589 \uacb0\uc81c \uae30\uad00(NBPI): \uacb0\uc81c \ub77c\uc774\uc120\uc2a4\ub97c \ubcf4\uc720\ud55c \ud0c0\uc0ac \uacb0\uc81c \ud50c\ub7ab\ud3fc, \ud2b9\ud788 Paytm(\uc54c\ub9ac\ubc14\ubc14 \uae30\uc220 \ubc0f \uc790\ubcf8\uc758 \uc9c0\uc6d0), PhonePe, Mobikwik, freecharge, Flipkart \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uad6d\uac00 \uacb0\uc81c \uae30\uad00: \ud1b5\ud569 \uacb0\uc81c \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc778 \ubc14\ub77c\ud2b8QR, UPI, IMPS\ub97c \ucd9c\uc2dc\ud55c \uad6d\uac00\uacb0\uc81c\uacf5\uc0ac, \uadf8\ub9ac\uace0 \uc774\ub7ec\ud55c \uc0c1\ud488\uc744 \ud1b5\ud569\ud558\ub294 \uad6d\uac00 \uc804\uc790\uc9c0\uac11\uc778 BHIM\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc740\ud589 \uacb0\uc81c \uae30\uad00: \ub9ce\uc740 \uad6d\uc601 \ubc0f \ud569\uc791 \uc740\ud589\uacfc \uc778\ub3c4 \uc911\uc559\uc740\ud589(RBI)\uacfc \uac19\uc740 \uad6d\ub0b4\uc678 \uc740\ud589\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n

\ub2e8\ub77d 5: \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624<\/p>\n

\uc8fc\uac70\uc6a9 \uacf5\uacf5\uc694\uae08 \ub0a9\ubd80: UPI<\/p>\n

\uc624\ud504\ub77c\uc778 \ud310\ub9e4\uc790 \uceec\ub809\uc158: \ubc14\ub77c\ud2b8QR, UPI, \uc804\uc790\uc9c0\uac11<\/p>\n

\uac1c\uc778 \ubc0f \uae30\uc5c5 \uc774\uccb4 \uac70\ub798: \uc778\ud130\ub137 \ubc45\ud0b9, UPI<\/p>\n

\uc804\uc790 \uc0c1\uac70\ub798 \ubc0f \uc628\ub77c\uc778 \uc5d4\ud130\ud14c\uc778\uba3c\ud2b8 \uc9c0\ucd9c: \uc804\uc790 \uc9c0\uac11, UPI, \uc778\ud130\ub137 \ubc45\ud0b9<\/p>\n

\ub2e8\ub77d 6: \uc8fc\ub958 \uacb0\uc81c(UPI \ud504\ub808\uc820\ud14c\uc774\uc158)<\/p>\n

\uc774 \uc139\uc158\uc5d0\uc11c\ub294 \ube44\uc988\ub2c8\uc2a4 \ub85c\uc9c1, \uacc4\uc815 \ubc14\uc778\ub529 \uad00\uacc4 \ubc0f \uc790\uae08 \uc815\uc0b0 \ub85c\uc9c1 \uce21\uba74\uc5d0\uc11c NPCI\uc758 UPI \uacb0\uc81c\uc5d0 \ub530\ub978 \ubc14\ub77c\ud2b8QR \ubc0f UPI \uacb0\uc81c \ubc29\ubc95\uc744 \uc124\uba85\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n

1. UPI \uae30\ubcf8 \uc544\ud0a4\ud14d\ucc98<\/p>\n

UPI\ub294 \uc2e4\uc81c\ub85c \uac70\ub798\ub97c \uc704\ud574 \uc790\uae08\uc744 \ubaa8\uc73c\ub294 \uc2a4\uc704\uce58 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc774\ub294 PSP\uac00 UPI \uc561\uc138\uc2a4\ub97c \uc704\ud55c \uc9c4\uc785\uc810 \uc5ed\ud560\uc744 \ud558\uace0 NPCI \uc2dc\uc2a4\ud15c \ub0b4\uc758 \uccad\uc0b0 \uc0c1\ud488 \ub610\ub294 \uae30\uad00\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc790\uae08\uc744 \uc815\uc0b0\ud560 \uc218 \uc788\ub3c4\ub85d \uc2b9\uc778\ud569\ub2c8\ub2e4.<\/p>\n

\uc774 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc740 \uc911\uad6d \uc720\ub2c8\uc628\ud398\uc774 \ud074\ub77c\uc6b0\ub4dc\ud50c\ub798\uc2dc\uac00 \uacfc\uac70\uc5d0 \ud574\uc654\uace0 \uc55e\uc73c\ub85c \ud560 \uc77c\uacfc \uc720\uc0ac\ud558\uba70, PSP\uac00 UPI \uc0c1\ud488\uc758 \ub9e4\uc785\uc790 \uc5ed\ud560\uc744 \ub9e1\uace0 UPI\uac00 \uc8fc\ubb38 \uc815\ubcf4 \uad50\ud658\uacfc \uc790\uae08 \uc815\uc0b0\uc744 \ucc98\ub9ac\ud568\uc73c\ub85c\uc368 \ud45c\uc900\ud654\ub418\uace0 \ud1b5\uc77c\ub41c \uc790\uae08 \ucc98\ub9ac \ubaa8\ub378\uc744 \ud1b5\ud574 \ub9ce\uc740 \uc704\ud5d8 \uac70\ub798\ub97c \ud06c\uac8c \ud53c\ud560 \uc218 \uc788\uac8c \ud574\uc90d\ub2c8\ub2e4.<\/p>\n

2. UPI \uacc4\uc815 \ubaa8\ub378\ub9c1<\/p>\n

\uc0ac\uc6a9\uc790\ub294 \ub300\ubd80\ubd84\uc758 \uce74\ub4dc \uae30\ubc18 \ubc0f \ud0c0\uc0ac \uacb0\uc81c \uacc4\uc815\uacfc \ud1b5\ud569\ub418\ub294 UPI \uacc4\uc815\uc744 \uc0dd\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4;<\/p>\n

VPA\ub97c \uace0\uc720 \uacc4\uc815 \uc2dd\ubcc4\uc790\ub85c \uc0ac\uc6a9\ud558\uba70 P2P \uc1a1\uae08, \ub2e8\uc77c \uc9c0\uc810 \uc1a1\uae08 \ub610\ub294 \uacb0\uc81c \uc791\uc5c5\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4;<\/p>\n

\uc774 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc740 QR\ucf54\ub4dc \uc218\uc9d1 \ub610\ub294 \uc2a4\uce94\uc744 \uc704\ud55c \ud1b5\ud569\ub41c \uad6d\uac00 \ud45c\uc900 \uae30\uc220\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4;<\/p>\n

\uc77c\ubc18\uc801\uc73c\ub85c PSP \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0 \ub0b4\uc7a5\ub41c H5 \ud398\uc774\uc9c0 \ud615\ud0dc\ub85c API \uc778\ud130\ud398\uc774\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4;<\/p>\n

\uc2e4\uc2dc\uac04 \uc790\uae08 \uc815\uc0b0\uc73c\ub85c 7*24\uc2dc\uac04*365\uc77c \uc790\uae08 \uc774\uccb4 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

3. UPI \uac70\ub798 \ud750\ub984<\/p>\n

\uc1a1\uae08\uc778\uc774 \uc218\ucde8\uc778\uc5d0\uac8c \uc1a1\uae08\uc744 \uc2dc\uc791\ud558\uace0 \uc1a1\uae08\uc778\uc774 \uc218\ucde8\uc778\uc758 VPQA \uc8fc\uc18c\ub97c \ud68d\ub4dd\ud558\uc5ec \uc1a1\uae08 \uc694\uccad\uc744 \uc2dc\uc791\ud569\ub2c8\ub2e4;<\/p>\n

UPI\ub294 \uc694\uccad\uc744 \uc218\uc2e0\ud558\uace0 \uc218\ucde8\uc778\uc758 \uacc4\uc88c\uac00 \uc815\ud655\ud55c\uc9c0 \ud655\uc778\ud55c \ud6c4 \uc218\ucde8\uc778\uc774 \ud604\uc7ac \uc120\ud0dd\ud55c \uc218\ucde8 \uc740\ud589 \uacc4\uc88c\ub97c \uac00\uc838\uc635\ub2c8\ub2e4;<\/p>\n

\uacb0\uc81c\uc790\uc758 \uae30\ubcf8 \uc740\ud589 \uacc4\uc88c(\ubc1c\ud589 \uc740\ud589)\uc5d0 \ucd9c\uae08\uc774 \ud1b5\ubcf4\ub418\uace0 \uac70\ub798\uac00 \uae30\ub85d\ub418\uba70, \ubc1c\ud589 \uc740\ud589\uc740 \uacc4\uc88c \uacb0\uacfc\ub97c \ubc18\ud658\ud558\uace0 \uacb0\uc81c\uc790 \ubc0f UPI\uc5d0 \ud1b5\uc9c0\ud569\ub2c8\ub2e4;<\/p>\n

\uc218\ucde8\uc778\uc758 \uae30\ubcf8 \uc740\ud589 \uacc4\uc88c(\ub9e4\uc785 \uc740\ud589)\uc5d0 \ud1b5\uc9c0\ud558\uc5ec \uac70\ub798\ub97c \uc218\uae08\ud558\uace0 \uae30\ub85d\ud558\uba70, \ub9e4\uc785 \uc740\ud589\uc740 \uccad\uad6c \uacb0\uacfc\ub97c \ubc18\ud658\ud558\uace0 \uc218\ucde8\uc778 \ubc0f UPI\uc5d0 \ud1b5\uc9c0\ud569\ub2c8\ub2e4.<\/p>\n

\uc218\uc2e0\uc790\uac00 PSP\ub97c \ud1b5\ud574 \uc218\uac70, \uc218\uc2e0\uc790\uac00 PSP\ub97c \ud1b5\ud574 UPI \uc218\uac70 \uc8fc\ubb38 \uc0dd\uc131<\/p>\n

\uc218\ucde8\uc778\uc740 PSP\ub97c \ud1b5\ud574 \uc218\uae08 \uc8fc\ubb38\uc744 \uc0dd\uc131\ud558\uace0 \uc218\ucde8\uc778\uc758 VPA \uc815\ubcf4\uac00 \ud3ec\ud568\ub41c H5 \ub9c1\ud06c \ud615\ud0dc\ub85c \uc218\ucde8\uc778\uc5d0\uac8c \ud478\uc2dc\ud569\ub2c8\ub2e4. \uc989, PSP\ub294 UPI\uc758 \uc218\ucde8 \uc778\ud130\ud398\uc774\uc2a4\ub97c \ud638\ucd9c\ud558\uc5ec \uc218\ucde8\uc778\uc758 VPA \uc815\ubcf4\uac00 \ud3ec\ud568\ub41c UPI \uc218\uae08 \uc8fc\ubb38\uc744 \uc0dd\uc131\ud569\ub2c8\ub2e4;<\/p>\n

\uacb0\uc81c\uc790\ub294 PSP\ub97c \ud1b5\ud574 \uc218\uae08 \ub9c1\ud06c\ub97c \uc5f4\uace0 \uc790\uc2e0\uc758 \uc2e0\uc6d0\uacfc \ube44\ubc00\ubc88\ud638\ub97c \uc778\uc99d\ud569\ub2c8\ub2e4;<\/p>\n

\uacb0\uc81c\uc790\uc758 PSP\ub294 \uc778\uc99d \uc815\ubcf4\ub97c UPI\ub85c \ud478\uc2dc\ud569\ub2c8\ub2e4;<\/p>\n

\uacb0\uc81c\uc790\uc758 \uae30\ubcf8 \uc740\ud589 \uacc4\uc88c(\ubc1c\ud589 \uc740\ud589)\uc5d0 \ucd9c\uae08\uc774 \ud1b5\ubcf4\ub418\uace0 \uac70\ub798\uac00 \uae30\ub85d\ub418\uba70, \ubc1c\ud589 \uc740\ud589\uc740 \uacc4\uc88c \uacb0\uacfc\ub97c \ubc18\ud658\ud558\uace0 \uacb0\uc81c\uc790 \ubc0f UPI\uc5d0 \ud1b5\uc9c0\ud569\ub2c8\ub2e4;<\/p>\n

\uc218\ucde8\uc778\uc758 \uae30\ubcf8 \uc740\ud589 \uacc4\uc88c(\ub9e4\uc785 \uc740\ud589)\uc5d0 \ud1b5\uc9c0\ud558\uc5ec \uac70\ub798\ub97c \uc218\uae08\ud558\uace0 \uae30\ub85d\ud558\uba70, \ub9e4\uc785 \uc740\ud589\uc740 \uccad\uad6c \uacb0\uacfc\ub97c \ubc18\ud658\ud558\uace0 \uc218\ucde8\uc778 \ubc0f UPI\uc5d0 \ud1b5\uc9c0\ud569\ub2c8\ub2e4.<\/p>\n

4. UPI \uc790\uae08 \uc815\uc0b0<\/p>\n

\uc790\uae08 \uc815\uc0b0 \ud504\ub85c\uc138\uc2a4<\/p>\n

UPI\ub97c \uc0ac\uc6a9\ud558\uc5ec PSP\ub97c \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c4 \uac70\ub798\uc758 \uacbd\uc6b0, \uc790\uae08\uc740 PSP \uac04\uc5d0 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc815\uc0b0\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uac70\ub798\uac00 \ubc1c\uc0dd\ud558\uba74 UPI\uc5d0\uc11c \uba3c\uc800 \uae30\ub85d\ud569\ub2c8\ub2e4;<\/p>\n

UPI\ub294 \ud558\ub8e8\uc5d0 \ub124 \ubc88 \uc790\uae08\uc744 \uc815\uc0b0\ud569\ub2c8\ub2e4. \uc815\uc0b0 \uc2dc\uc810\uc5d0 \uc815\uc0b0 \uac70\ub798\uac00 \ud2b8\ub9ac\uac70\ub418\uace0 UPI\ub294 \uc9c0\uae09\uc790\ub85c\ubd80\ud130 \uc790\uae08\uc744 \uc218\uae08\ud55c \ub2e4\uc74c \uc218\ucde8\uc778\uc5d0\uac8c \uc77c\ub960\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \uc9c0\uae09\ud569\ub2c8\ub2e4;<\/p>\n

\uc815\uc0b0 \uc2dc\uc810 \uc774\uc804\uc5d0 \uac70\ub798\uc5d0 \uad00\ub828\ub41c PSP\uc758 \uc815\uc0b0 \uc790\uae08\uc740 \ucd5c\uc885 \uc815\uc0b0 \uc791\uc5c5\uc744 \uc704\ud574 \uc591 \ub2f9\uc0ac\uc790\uc758 \uac70\ub798 \uacc4\uc88c \uacb0\uacfc\uc5d0 \ub530\ub77c \uc2e4\uc2dc\uac04\uc73c\ub85c \ubcc0\uacbd\ub418\uba70, \uc774\ub294 \uc911\uad6d\uc758 PSP \uc774\uc804 \ubc0f \uc774\uc911 \uccad\uc0b0 \ubaa8\ub378\uacfc \uc720\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n

\ub2e8\ub77d 7: \uacb0\ub860<\/p>\n

2016\ub144 \ucd9c\uc2dc \uc774\ud6c4 UPI\ub294 \uc778\ub3c4\uc758 \uc624\ud508 \ubc45\ud0b9 \uc5ec\uc815\uc5d0\uc11c \ud544\uc218\uc801\uc778 \ubd80\ubd84\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774\ub294 \uc778\ub3c4 \uacb0\uc81c \uacbd\ud5d8\uc758 \ud68d\uae30\uc801\uc778 \ubcc0\ud654\ub85c, \ud2b9\ud788 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc774 \uc7a5\uae30\ud654\ub418\uba74\uc11c \uc778\ub3c4 \ub300\uc911\uc758 \uc628\ub77c\uc778 \uc1a1\uae08 \uac70\ub798 \ubaa8\ub378 \uc218\uc6a9\ub3c4\uac00 \ub192\uc544\uc9c4 \uc774\ud6c4 PSP\uc5d0 \ud1b5\ud569\ub41c \uac70\ub798 \uc9d1\uacc4 \ubc0f \uc790\uae08 \uacb0\uc81c \ubc29\ubc95\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \ud06c\uac8c \uac1c\uc120\ud558\uace0 \uc778\ub3c4\uc758 \uc790\ubcf8 \ud750\ub984\uacfc \uc0c1\uc5c5 \ubb34\uc5ed \ubc88\uc601\uc744 \ud06c\uac8c \uac15\ud654\ud588\uc73c\uba70 \uc624\ud508\ubc45\ud0b9 \ubaa8\ub378\uc744 \ud1b5\ud574 \uc740\ud589 \ube44\uc988\ub2c8\uc2a4\uac00 \ud574\uc678\uc640 \uc5f0\uacb0\ub420 \uc218 \uc788\ub294 \uacac\uace0\ud55c \uae30\ubc18\uc744 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4. \uae08\uc735 \uc2dc\uc7a5\uc740 \ud0c4\ud0c4\ud55c \uae30\ubc18\uc744 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc544\ubb34\ud2bc, \uc5ec\ub7ec\ubd84 \ubaa8\ub450 \uc0c8\ud574 \ubcf5 \ub9ce\uc774 \ubc1b\uc73c\uc138\uc694~ \ud638\ub791\uc774 \ud574\ub97c \ub9de\uc544 \ubc88\uc601\uacfc \uc2b9\uc2b9\uc7a5\uad6c\ud558\uc2dc\uae38~<\/p>\n

\uc774 \uae00\uc740 Yicheng Zhang\uc774 \ubaa8\ub450\uac00 \uc81c\ud488 \uad00\ub9ac\uc790\ub77c\ub294 \ube14\ub85c\uadf8\uc5d0 \uac8c\uc2dc\ud588\uc73c\uba70 \ubb34\ub2e8 \uc804\uc7ac\uac00 \uae08\uc9c0\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

CC0 \ud504\ub85c\ud1a0\ucf5c\uc744 \ub530\ub974\ub294 Unsplash\uc758 \ud45c\uc9c0 \uc774\ubbf8\uc9c0.<\/p>","protected":false},"excerpt":{"rendered":"

\ud3b8\uc9d1\uc790 \uc18c\uac1c: \uacb0\uc81c \ubc29\ubc95\uc740 \uc9c0\ub9ac\uc801, \uc778\uc801 \ud658\uacbd\uc5d0 \ub530\ub77c \uad6d\uac00\ub9c8\ub2e4, \uc9c0\uc5ed\ub9c8\ub2e4 \ub2e4\ub985\ub2c8\ub2e4...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-1668","post","type-post","status-publish","format-standard","hentry","category-5"],"yoast_head":"\n\u4e1c\u5357\u4e9a\u4e3b\u6d41\u652f\u4ed8\u65b9\u5f0f\u4ecb\u7ecd\u2014\u2014\u5370\u5ea6\u7bc7\uff1a\u5370\u5ea6\u539f\u751f\u5524\u9192 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2024\/11\/14\/\u4e1c\u5357\u4e9a\u4e3b\u6d41\u652f\u4ed8\u65b9\u5f0f\u4ecb\u7ecd-\u5370\u5ea6\u7bc7\uff1a\u5370\u5ea6\u539f\u751f\u5524\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4e1c\u5357\u4e9a\u4e3b\u6d41\u652f\u4ed8\u65b9\u5f0f\u4ecb\u7ecd\u2014\u2014\u5370\u5ea6\u7bc7\uff1a\u5370\u5ea6\u539f\u751f\u5524\u9192\" \/>\n<meta property=\"og:description\" content=\"\u7f16\u8f91\u5bfc\u8a00\uff1a\u652f\u4ed8\u65b9\u5f0f\u56e0\u4e0d\u540c\u56fd\u5bb6\u548c\u5730\u533a\u7684\u5730\u7406\u73af\u5883\u3001\u4eba\u6587\u73af\u5883\u5dee\u5f02\u800c…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2024\/11\/14\/\u4e1c\u5357\u4e9a\u4e3b\u6d41\u652f\u4ed8\u65b9\u5f0f\u4ecb\u7ecd-\u5370\u5ea6\u7bc7\uff1a\u5370\u5ea6\u539f\u751f\u5524\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-14T02:12:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts255.mm.bing.net\/th?q=paytm254\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"1\ubd84\" \/>\n<script type=\"application\/ld+json\" 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