{"id":1695,"date":"2024-11-14T12:14:05","date_gmt":"2024-11-14T04:14:05","guid":{"rendered":"https:\/\/deekpay.com\/?p=1695"},"modified":"2024-11-14T12:14:05","modified_gmt":"2024-11-14T04:14:05","slug":"%e4%bb%8e%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e6%b8%85%e7%ae%97%e4%bd%93%e7%b3%bb%e6%9d%a5%e7%9c%8brupay%e5%92%8cpaytm%e7%9a%84%e5%8f%91%e5%ae%b6%e5%8f%b2%ef%bc%9a%e5%8d%b0%e5%ba%a6%e5%9b%9b%e6%96%b9","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2024\/11\/14\/%e4%bb%8e%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e6%b8%85%e7%ae%97%e4%bd%93%e7%b3%bb%e6%9d%a5%e7%9c%8brupay%e5%92%8cpaytm%e7%9a%84%e5%8f%91%e5%ae%b6%e5%8f%b2%ef%bc%9a%e5%8d%b0%e5%ba%a6%e5%9b%9b%e6%96%b9\/","title":{"rendered":"\uc778\ub3c4\uc758 \uacb0\uc81c \uccad\uc0b0 \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc2dc\uc791\ub41c RuPay\uc640 Paytm\uc758 \uae30\uc6d0: \uc778\ub3c4\uc5d0\uc11c\uc758 4\uc790\uac04 \uacb0\uc81c"},"content":{"rendered":"

\"\uc778\ub3c4\uc758<\/p>\n

\uc778\ub3c4\ud558\uba74 \ud754\ud788 \ub5a0\uc624\ub974\ub294 \uac83\uc740 \ud654\ub824\ud55c \uc0ac\ub9ac, \ud65c\uae30\ucc2c \ubc1c\ub9ac\uc6b0\ub4dc \uc601\ud654 \ucda4\uacfc \uc74c\uc545, \ud654\ub824\ud55c \ubaa8\ud130\uac00 \ub2ec\ub9b0 \uc0bc\ub95c\ucc28, \ud0c0\uc9c0\ub9c8\ud560, \ubd88\uad50, \uac04\ub514, \uc18c\ub5bc \ub4f1\uc785\ub2c8\ub2e4 ...... \uc774\uac83\uc774 \ubc14\ub85c \uc6b0\ub9ac\uac00 \uc774\uc6c3\ub098\ub77c \uc778\ub3c4\uc5d0 \ub300\ud574 \uac00\uc9c0\uace0 \uc788\ub294 \uace0\uc815\uad00\ub150\uc785\ub2c8\ub2e4. \uc218\ub144 \ub3d9\uc548 \ubaa8\ub514\uc624\ubbf9\uc2a4\uc758 \ub3c4\uc6c0\uc73c\ub85c \uc778\ub3c4 \uacbd\uc81c\ub294 \uc2e4\uc81c\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud588\uc2b5\ub2c8\ub2e4. 2019\ub144 GDP \uc218\uce58\uc5d0 \ub530\ub974\uba74 \uc778\ub3c4\ub294 \uc138\uacc4\uc5d0\uc11c 5\ubc88\uc9f8\ub85c \ud070 \uacbd\uc81c \ub300\uad6d\uc774 \ub418\uc5c8\uc73c\uba70, \uc774\ub294 \uacfc\uc18c\ud3c9\uac00\ud574\uc11c\ub294 \uc548 \ub418\ub294 \ubaa8\uba58\ud140\uc785\ub2c8\ub2e4. \uc2e4\uc6a9\uc8fc\uc758\uc758 \uc815\uc2e0\uc5d0 \ub530\ub77c \uc624\ub298\uc740 \uc778\ub3c4\uc758 \uacb0\uc81c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uac1c\uc694\ub97c \uacf5\uc720\ud558\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n

\ud6d1\uc5b4\ubcf4\uae30<\/p>\n

\uc778\ub3c4\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \uc778\ub3c4 \uc911\uc559\uc740\ud589\uc778 \uc778\ub3c4\uc900\ube44\uc740\ud589(RBI)\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc774 \ubd84\ub958\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

- \uc885\uc774 \ub3c4\uad6c<\/p>\n

- \uc804\uc790 \ub3c4\uad6c(\uc804\uc790 \uc778\ud504\ub77c)<\/p>\n

- \uc804\uc790 \uccad\uc0b0 \uc11c\ube44\uc2a4(ECS) \ud06c\ub808\ub527<\/p>\n

- \uc9c0\uc5ed ECS(RECS)<\/p>\n

- \uc804\uc790 \uccad\uc0b0 \uc11c\ube44\uc2a4(ECS) \ucd9c\uae08<\/p>\n

- \uc804\uc790 \uc790\uae08 \uc774\uccb4(EFT)<\/p>\n

- \uad6d\uac00 \uc804\uc790 \uc790\uae08 \uc774\uccb4(NEFT) \uc2dc\uc2a4\ud15c: \uad6d\uac00 \uc804\uc790 \uc790\uae08 \uc774\uccb4(NEFT) \uc2dc\uc2a4\ud15c<\/p>\n

- \uc2e4\uc2dc\uac04 \ucd1d\uc561 \uc815\uc0b0(RTGS) \uc2dc\uc2a4\ud15c: \uc2e4\uc2dc\uac04 \ucd1d\uc561 \uc815\uc0b0 \uc2dc\uc2a4\ud15c<\/p>\n

- \uc778\ub3c4\uccad\uc0b0\uacb0\uc81c\uacf5\uc0ac(CCIL): \ud574\uc678 CCP \uac70\ub798 \uc2dc\uc2a4\ud15c<\/p>\n

- \uae30\ud0c0 \ub3c4\uad6c<\/p>\n

- \uc120\ubd88 \uacb0\uc81c \uc2dc\uc2a4\ud15c<\/p>\n

- \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc2dc\uc2a4\ud15c<\/p>\n

- \ud604\uae08\uc790\ub3d9\uc785\ucd9c\uae08\uae30(ATM)\/\ud310\ub9e4\uc2dc\uc810\uad00\ub9ac(POS) \ub2e8\ub9d0\uae30\/\uc628\ub77c\uc778 \uac70\ub798<\/p>\n

\ubb3c\ub860 \uc800\ud76c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc0ac\ud56d\uc744 \uc5fc\ub450\uc5d0 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

- \ub300\uaddc\ubaa8 \uacb0\uc81c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c: RTGS<\/p>\n

- \uc18c\ub9e4 \uacb0\uc81c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c: NEFT<\/p>\n

- \uc678\ud658 \uacb0\uc81c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c: CCIL<\/p>\n

\ub2e4\uc74c\uc73c\ub85c \uc778\ub3c4 \uacb0\uc81c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c\uc758 \uae30\ub465\uc778 \uc774 \ub450 \uac00\uc9c0 \uc601\uc5ed\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub300\uaddc\ubaa8 \uacb0\uc81c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c - RTGS<\/p>\n

2004\ub144\uae4c\uc9c0 \uc778\ub3c4\uc758 \ub300\uaddc\ubaa8 \uc740\ud589 \uac04 \uacb0\uc81c\ub294 \uc885\uc774 \uae30\ubc18 \uc0c1\ud488\uc744 \uae30\ubc18\uc73c\ub85c \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. RBI\ub294 30\ubd84 \uc774\ub0b4\uc5d0 \uacb0\uc81c\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud558\uc9c0\ub9cc, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uae30\uc220\ub85c \uc720\uba85\ud55c \uc778\ub3c4\uc5d0\uc11c \uc774\ub294 \ub2e4\uc18c \uc124\ub4dd\ub825\uc774 \ub5a8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n

2004\ub144\uc5d0 RBI\ub294 \ud654\ub824\ud55c \uc774\ub984 \uc5c6\uc774 RTGS\ub77c\ub294 \uc774\ub984\uc758 \uc2e4\uc2dc\uac04 \ucd1d\uc561 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uc790\uccb4\uc801\uc73c\ub85c \uac1c\ubc1c\ud558\uc5ec \uc6b4\uc601\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc778\ub3c4\uc5d0\ub294 1,000\uac1c\uac00 \ub118\ub294 \uc218\ud45c \uae30\ubc18 \uccad\uc0b0 \uc2dc\uc2a4\ud15c\uc774 \uc874\uc7ac\ud558\uae30 \ub54c\ubb38\uc5d0 \uc778\ub3c4\uc758 RTGS\ub294 \uc544\uc9c1 \uc218\ud45c \uae30\ubc18 \uc740\ud589 \uac04 \uacb0\uc81c\ub97c \uc644\uc804\ud788 \ub300\uccb4\ud558\uc9c0\ub294 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\ud589\ud788 \uc778\ub3c4 \ub0b4 \ub300\ubd80\ubd84\uc758 \uc18c\ub9e4 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 RTGS\uc640 \uc5f0\uacb0\ub418\uc5b4 \uc788\uc73c\uba70, \ucd5c\uadfc \uc778\ub3c4 \uc815\ubd80\ub294 \uc740\ud589\uc5d0 RTGS\ub97c \ubb34\ub8cc\ub85c \uc81c\uacf5\ud558\ub294 \ub4f1 \uae08\uc735 \ud3ec\uc6a9 \uc815\ucc45\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

RTGS\ub294 \uc6b0\ub9ac\uc5d0\uac8c \uc624\ub79c \uce5c\uad6c\uc774\uba70 \uadf8 \uae30\ubcf8 \uc0ac\ud56d\uc740 \uc5ec\uae30\uc11c \uc124\uba85\ud558\uc9c0 \uc54a\uaca0\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc778\ub3c4 RTGS\uc758 \uba87 \uac00\uc9c0 \ub3c5\ud2b9\ud55c \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc778\ub3c4\uc5d0\uc11c RTGS \ucc38\uc5ec\uc790\ub294 \ub2e4\uc74c \ub124 \uac00\uc9c0 \uadf8\ub8f9\uc73c\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4:<\/p>\n

A: \uc911\uc559 \uc740\ud589, \ub300\ud615 \uc0c1\uc5c5 \uc740\ud589<\/p>\n

B: \uc8fc\uc694 \ubc30\ud3ec\uc790(\uc791\uc131\uc790\uc5d0\uac8c \uc758\ubbf8\uac00 \uba85\ud655\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0)<\/p>\n

C: \uc77c\ubc18 \uc740\ud589<\/p>\n

D: \uccad\uc0b0 \ub300\ud589\uc0ac<\/p>\n

\uc65c \uc774\ub7f0 \ubd84\ub958\uac00 \uc788\uc744\uae4c\uc694? RBI\uc5d0\uc11c\ub294 \uc774\ub7f0 \uc2dd\uc73c\ub85c \ubd84\ub958\ud588\uc2b5\ub2c8\ub2e4:<\/p>\n

\uce74\ud14c\uace0\ub9ac A \ud68c\uc6d0\uc740 \ub0b4\ubd80 \uc774\uccb4 \uc8fc\ubb38\uc744 RTGS\uc5d0 \uc81c\ucd9c\ud558\uace0 \uace0\uac1d \uc740\ud589\uc744 \ub300\uc2e0\ud574 \uc8fc\ubb38\uc744 \uc81c\ucd9c\ud558\ub294 \ud1b5\uc2e0 \uc740\ud589 \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\uc73c\uba70, RBI\ub85c\ubd80\ud130 \uc77c\uc0c1\uc801\uc778 \uc720\ub3d9\uc131 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \ud68c\uc6d0\uc740 \uac00\ub054\uc529 RBI\uc758 \uc778\ud504\ub77c \uac1c\ubc1c \uc694\uad6c\ub97c \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uce74\ud14c\uace0\ub9ac B \ud68c\uc6d0\uc740 \uc740\ud589 \uac04 \uc8fc\ubb38\ub9cc \uc81c\ucd9c\ud560 \uc218 \uc788\uc73c\uba70 RBI\ub85c\ubd80\ud130 \ud558\ub8e8 \uc804 \uc720\ub3d9\uc131 \uc9c0\uc6d0\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud074\ub798\uc2a4 C \ud68c\uc6d0\uc740 RTGS\uc5d0 \uc9c1\uc811 \uc561\uc138\uc2a4\ud560 \uc218 \uc5c6\uc73c\uba70 \ud074\ub798\uc2a4 A \uac70\ub798 \uc740\ud589\uc744 \ud1b5\ud574 \uc561\uc138\uc2a4\ud574\uc57c \ud569\ub2c8\ub2e4. \ubb3c\ub860 RBI\ub294 \uc720\ub3d9\uc131 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud074\ub798\uc2a4 D \ud68c\uc6d0\uc740 \uccad\uc0b0 \uae30\uad00\uc73c\ub85c\uc11c \ub0b4\ubd80 \uccad\uc0b0(\ubcf4\ud1b5 \ub124\ud305)\uc744 \uc644\ub8cc\ud55c \ud6c4 API\ub97c \ud1b5\ud574 RTGS\uc5d0 \uc815\uc0b0 \uc9c0\uce68\uc744 \uc77c\uad04 \uc81c\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4\uc5d0\uc11c\ub294 \uac01 \uc740\ud589\uc774 IAS \uc2dc\uc2a4\ud15c(\uc989, \uc740\ud589 \uccad\uc0b0 \uacc4\uc88c\uc758 \ud1b5\ud569 \ud68c\uacc4 \uc2dc\uc2a4\ud15c\uc778 \ud1b5\ud569 \ud68c\uacc4 \uc2dc\uc2a4\ud15c)\uc5d0\uc11c \ub2f9\uc88c \uacc4\uc88c\ub97c \uac1c\uc124\ud574\uc57c \ud558\uc9c0\ub9cc \uc774 \uacc4\uc88c\ub294 RTGS \uacb0\uc81c\uc5d0 \uc9c1\uc811 \ucc38\uc5ec\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. RTGS\ub97c \uc774\uc6a9\ud558\uace0\uc790 \ud558\ub294 \uc740\ud589\uc740 RBI\uc5d0 'RTGS \uacb0\uc81c \uacc4\uc88c'\ub77c\ub294 \ub2e4\ub978 \uccad\uc0b0 \uacc4\uc88c\ub97c \uac1c\uc124\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uac70\ub798\uc77c\uc774 \uc2dc\uc791\ub420 \ub54c \uc740\ud589\uc740 \uacb0\uc81c\uc5d0 \ucc38\uc5ec\ud558\uae30 \uc804\uc5d0 \ub2f9\uc88c \uacc4\uc88c\uc5d0\uc11c RTGS \uacb0\uc81c \uacc4\uc88c\ub85c \uc790\uae08\uc744 \uc774\uccb4\ud574\uc57c \ud569\ub2c8\ub2e4. \uac70\ub798\uc77c\uc774 \ub05d\ub098\uba74 \ub0a8\uc740 \uc790\uae08\uc740 \ub2f9\uc88c \uacc4\uc88c\ub85c \ub2e4\uc2dc \uc774\uccb4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4 RTGS \uc2dc\uc2a4\ud15c\uc758 \uccad\uc0b0 \uc54c\uace0\ub9ac\uc998\uc740 \ube44\uad50\uc801 \uac04\ub2e8\ud558\uba70 FIFO(\uc120\uc785\uc120\ucd9c) \uc6d0\uce59\uc744 \ub530\ub985\ub2c8\ub2e4. \uc720\ub3d9\uc131\uc774 \ubd80\uc871\ud558\uba74 \uccad\uc0b0 \uc8fc\ubb38\uc740 \ub300\uae30\uc5f4\uc5d0 \ub4e4\uc5b4\uac00 \ub300\uae30\ud569\ub2c8\ub2e4. \uc740\ud589\uc5d0 RBI\uc758 IDL-SGL \uacc4\uc88c(\uc989, \uc99d\uad8c \uacc4\uc88c)\uac00 \uc788\ub294 \uacbd\uc6b0, RBI\ub294 \uc740\ud589\uc774 \ubcf4\uc720\ud55c \uc99d\uad8c\uc744 \uc790\ub3d9\uc73c\ub85c \ub2f4\ubcf4\ub85c \uc0ac\uc6a9\ud558\uc5ec \uacb0\uc81c \uc8fc\ubb38\uc774 \ucd5c\ub300\ud55c \ube68\ub9ac \ucc98\ub9ac\ub418\ub3c4\ub85d \uc740\ud589\uc5d0 \uc720\ub3d9\uc131\uc744 \uacf5\uae09\ud569\ub2c8\ub2e4. \ub2e8, \uac70\ub798\uc77c\uc774 \ub05d\ub098\uba74 \ube4c\ub9b0 \uc720\ub3d9\uc131\uc744 RBI\uc5d0 \uc0c1\ud658\ud574\uc57c \ud558\uba70, \uc774\ub97c \uc774\ud589\ud558\uc9c0 \uc54a\uc73c\uba74 \ud398\ub110\ud2f0\uac00 \ubd80\uacfc\ub429\ub2c8\ub2e4. \uc790\uae08 \uacb0\uc81c \uacfc\uc815\uc740 \uadf8\ub9bc\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud765\ubbf8\ub85c\uc6b4 \uc810\uc740 \uc778\ub3c4\uc5d0\uc11c\ub294 \uc740\ud589\uacfc \uccad\uc0b0 \uc2dc\uc2a4\ud15c \uac04\uc758 \ud1b5\uc2e0\uc744 \uc704\ud574 SWIFT\uc640 \uc720\uc0ac\ud55c SFMS(\uad6c\uc870\ud654\ub41c \uae08\uc735 \uba54\uc2dc\uc9d5 \uc194\ub8e8\uc158)\ub77c\ub294 \uc790\uccb4 \uac1c\ubc1c \uc194\ub8e8\uc158\uc744 \uc0ac\uc6a9\ud55c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n

\uc18c\ub9e4 \uacb0\uc81c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c - NEFT<\/p>\n

1990\ub144\ub300 \uc911\ubc18, \uc778\ub3c4\uc758 \uc740\ud589 \uacc4\uc88c \uac04 \uc790\uae08 \uc774\uccb4\ub294 EFT(\uc804\uc790 \uc790\uae08 \uc774\uccb4) \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uacb0\uc81c\ub418\uc5c8\uc73c\uba70, 2005\ub144\uc5d0 RBI\uc5d0 \uc758\ud574 NEFT\ub85c \uc5c5\uadf8\ub808\uc774\ub4dc\ub418\uc5c8\uc2b5\ub2c8\ub2e4(\uc5ec\uae30\uc11c \"N\"\uc740 \"National\"\uc744 \uc758\ubbf8). \uadf8 \uc774\ud6c4\ub85c \uc778\ub3c4 \ub0b4 \uc740\ud589 \uacc4\uc88c \uac04\uc758 \ubaa8\ub4e0 \uc790\uae08 \uc774\uccb4\ub294 NEFT\ub85c \ud1b5\ud569\ub418\uc5c8\uc73c\uba70, \uc18c\ub9e4 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc778 NEFT\ub294 \ub9e4\uc77c \uc601\uc5c5\uc77c \uae30\uc900\uc73c\ub85c RTGS\ub97c \ud1b5\ud574 \uc21c\uae08\uc561\uc744 \uc815\uc0b0\ud558\ub294 \uc0c1\uacc4 \ubc29\uc2dd\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4. NEFT\uc758 \ud68c\uc6d0\uc774 \ub418\ub824\uba74 \uba3c\uc800 RTGS\uc758 \ud68c\uc6d0\uc774 \ub418\uc5b4\uc57c \ud558\uba70, \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \uacb0\uc81c\uac00 \uc774\ub8e8\uc5b4\uc9c8 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc6d0\ub9ac\uc640 \ud750\ub984\ub3c4\ub294 \uc544\ub798\uc640 \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

NEFT\ub294 \uc774\uc804 \ubc84\uc804\uc778 EFT\uc5d0 \ube44\ud574 \uba87 \uac00\uc9c0 \uc911\uc694\ud55c \uac1c\uc120 \uc0ac\ud56d\uc774 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

- \uc774\uc804 EFT\ub294 \ubcf4\ud1b5 \uacb0\uc81c\uae4c\uc9c0 T+3\uc77c\uc774 \uac78\ub838\uc9c0\ub9cc, \uc774\uc81c\ub294 \ubcf4\ud1b5 \ub2f9\uc77c \uc815\uc0b0\uc73c\ub85c \ub354 \ube68\ub77c\uc84c\uc2b5\ub2c8\ub2e4(\ub098\uc911\uc5d0 T+1\ub85c \ucd5c\uc801\ud654\ub428).<\/p>\n

- \uc5f0\uc911\ubb34\ud734 24\uc2dc\uac04 \uc6b4\uc601\ub418\ub294 NEFT\uc758 \uc6b4\uc601 \uc2dc\uac04\uc740 \ub354 \uae38\uc5b4\uc84c\uc73c\uba70, \uc77c\uc694\uc77c\uc744 \uc81c\uc678\ud558\uace0\ub294 \uc790\uae08 \uc815\uc0b0\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4(RTGS\ub294 \ud1a0\uc694\uc77c\uc5d0\ub3c4 \uc6b4\uc601\ub418\ubbc0\ub85c).<\/p>\n

- \uc778\ub3c4\uc5d0\uc11c \uc790\uccb4 \uac1c\ubc1c\ud55c SFMS \ud1b5\uc2e0 \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc554\ud638\ud654\ub41c \uba54\uc2dc\uc9c0 \uc804\uc1a1\uc73c\ub85c \ubcf4\uc548\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n

- \ud604\uc7ac\uae4c\uc9c0 \uc911\uad6d\uacf5\uc0c1\uc740\ud589\uc744 \ud3ec\ud568\ud558\uc5ec 220\uac1c\uc758 \ud68c\uc6d0\uc0ac\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uce74\ub4dc \uacb0\uc81c \ubc0f \uc815\uc0b0 \uae30\uad00 - RuPay<\/p>\n

\uc778\ub3c4\uc5d0\uc11c \uc18c\ub9e4 \uce74\ub4dc \uacb0\uc81c\ub294 \uc774\uc804\uc5d0\ub294 American Express, Metro, Visa, MasterCard \ub4f1\uc758 \uce74\ub4dc \uae30\uad00\uc5d0\uc11c \ub2f4\ub2f9\ud588\uc2b5\ub2c8\ub2e4. \uc815\uc0b0\uc740 \uce74\ub4dc \uae30\uad00\uc5d0\uc11c \uc9c1\uc811 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc778\ub3c4\uc5d0\uc11c Visa \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud55c \uac70\ub798\ub294 \ubc45\ud06c \uc624\ube0c \uc544\uba54\ub9ac\uce74(\uc778\ub3c4 \uc9c0\uc810)\uc5d0\uc11c, \ub9c8\uc2a4\ud130\uce74\ub4dc \uac70\ub798\ub294 \uc778\ub3c4 \uc740\ud589\uc5d0\uc11c \uc815\uc0b0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

2013\ub144 \uc778\ub3c4\ub294 \uc790\uccb4 \uad6d\ub0b4 \uce74\ub4dc \uc870\uc9c1\uc778 RuPay('\ub8e8\ud53c'\uc640 '\uacb0\uc81c'\ub77c\ub294 \ub2e8\uc5b4\uc758 \ud569\uc131\uc5b4)\ub97c \ucd9c\ubc94\uc2dc\ucf30\uace0, \uc778\ub3c4\ub294 \uae30\ubed0\ud588\uc2b5\ub2c8\ub2e4. \uc778\ub3c4\uc758 \uae08\uc735 \ud3ec\uc6a9 \uc815\ucc45\uc5d0 \ud798\uc785\uc5b4 RuPay\ub294 \uba87 \ub144 \ub9cc\uc5d0 5\uc5b5 \uc7a5 \uc774\uc0c1\uc758 \uc9c1\ubd88 \uce74\ub4dc\ub97c \ubc1c\uae09\ud558\uc5ec \uad6d\ub0b4 \uc9c1\ubd88 \uce74\ub4dc \uc2dc\uc7a5 \uc810\uc720\uc728\uc758 501% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4(\uc8fc\ub85c \uc800\uc18c\ub4dd\uce35 \uace0\uac1d\uc744 \ub300\uc0c1\uc73c\ub85c \ud588\uc9c0\ub9cc).<\/p>\n

\uc778\ub3c4\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc0b0\uc5c5\uc740 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc9c0\ub9cc, \ud765\ubbf8\ub85c\uc6b4 \uc810\uc740 \uc778\ub3c4\uc758 \uc18c\ub9e4 \uacb0\uc81c \uc0b0\uc5c5\uc740 \uc778\ub3c4\ucc98\ub7fc \uc0b0\uc5c5 \ubc0f \ub18d\uc5c5 \ubc1c\uc804 \ub2e8\uacc4\ub97c \uac74\ub108\ub6f0\uace0 \uc11c\ube44\uc2a4 \ubd80\ubb38\uc5d0 \ubc14\ub85c \uc9d1\uc911\ud588\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc778\ub3c4\uc758 \uacb0\uc81c \uc0b0\uc5c5\uc740 \uc9c0\ud3d0 \uacb0\uc81c \uc2dc\ub300\uc5d0\uc11c \ubc14\ub85c \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\ub300\ub85c \ub118\uc5b4\uac00\ub294 \ub300\uc2e0 \uce74\ub4dc \uacb0\uc81c\ub97c \ubc1c\uc804\uc2dc\ud0a4\uba74\uc11c \ub193\uce5c \uad50\ud6c8\uc744 \uc11c\uc11c\ud788 \ubcf4\uc644\ud588\uace0, \uadf8 \uacb0\uacfc RuPay\uac00 \ub4f1\uc7a5\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

RuPay\uc758 \ubaa8\ud68c\uc0ac\ub294 \uc778\ub3c4 \ub0b4 50\uac1c \uc774\uc0c1\uc758 \uad6d\ub0b4 \uc740\ud589\uc774 \uc8fc\uc8fc\ub85c \ucc38\uc5ec\ud558\uace0 \uc788\ub294 \uc778\ub3c4\uc911\uc559\uc740\ud589(RBI) \uaddc\uc81c \ubc95\uc778\uc778 NPCI(National Payments Corporation of India)\uc785\ub2c8\ub2e4. \ud604\uc7ac\uae4c\uc9c0 \ub8e8\ud398\uc774\ub294 600\uac1c \uc774\uc0c1\uc758 \uad6d\ub0b4 \uc740\ud589\uacfc \uc81c\ud734\ud558\uc5ec \ub2e4\uc591\ud55c \ub8e8\ud398\uc774 \uce74\ub4dc(\uc2e0\uc6a9, \uc9c1\ubd88, \uac00\uc0c1 \ub4f1)\ub97c \ubc1c\uae09\ud588\uc73c\uba70 \ub204\uc801 \ubc1c\uae09 \uc218\ub294 5\uc5b5 \uc7a5\uc774 \ub118\uc2b5\ub2c8\ub2e4.<\/p>\n

RBI\uc758 \uac15\ub825\ud55c \uae08\uc735 \ud3ec\uc6a9 \uc815\ucc45\uc758 \uacb0\uacfc\ub85c RuPay \uce74\ub4dc\uc758 \uac70\ub798 \uc218\uc218\ub8cc\ub294 \ub9e4\uc6b0 \ub0ae\uac8c \ucc45\uc815\ub418\uc5b4 \uc218\uc2ed \ub144 \ub3d9\uc548 \uc778\ub3c4\uc5d0\uc11c \uc6b4\uc601\ub418\uc5b4 \uc628 \uae30\uc874 \uce74\ub4dc \uc870\uc9c1\uc744 \ub2e4\uc18c \uc555\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc55e\uc11c Visa\uc758 \uc6b4\uc601 \ubaa8\ub378\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4. \uc778\ub3c4\uc758 \uad6d\ub0b4 \uce74\ub4dc \uc870\uc9c1\uc778 RuPay\ub294 Visa\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \ubc1c\uae09 \uc740\ud589, \uc778\uc218 \uc740\ud589, \uac00\ub9f9\uc810 \ubc0f \uce74\ub4dc \uc18c\uc9c0\uc790\ub97c \uc5f0\uacb0\ud558\ub294 4\uc790 \uc870\uc9c1 \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc6b4\uc601 \uc6d0\uce59\uc740 \ub2e4\ub978 \uce74\ub4dc \uc870\uc9c1\uacfc \ub2e4\ub974\uc9c0 \uc54a\uc73c\uba70, RuPay\ub294 \uc8fc\ub85c \ub2e4\uc74c\uc744 \ud1b5\ud574 \uc778\ub3c4 \uc2dc\uc7a5\uc744 \uc9c0\ubc30\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

- \ube44\uc6a9 \ud6a8\uc728\uc131: \uac70\ub798 \uae08\uc561\uc758 \uc77c\uc815 \ube44\uc728\uc744 \uac00\ub9f9\uc810\uc5d0 \uccad\uad6c\ud558\ub294 \ub2e4\ub978 \uce74\ub4dc \uc870\uc9c1\uacfc \ub2ec\ub9ac RuPay\uc758 \uc218\uc218\ub8cc \ubaa8\ub378\uc740 \uace0\uc815 \uc218\uc218\ub8cc\ub85c, \uc608\ub97c \ub4e4\uc5b4 \uc628\ub77c\uc778 \uad6c\ub9e4 \ub610\ub294 POS \uce74\ub4dc \uacb0\uc81c\uc758 \uacbd\uc6b0 \uac70\ub798\ub2f9 0.06\ub8e8\ud53c(\ud55c\ud654\ub85c 1\ud398\ub2c8 \ubbf8\ub9cc)\ub97c RuPay\uac00 \uccad\uad6c\ud558\uace0 \ubc1c\uae09 \uc740\ud589\uc740 0.03\ub8e8\ud53c(\ud55c\ud654\ub85c 1\uc6d0 \ubbf8\ub9cc\uc73c\ub85c \ud658\uc0b0)\ub97c \uc218\ucde8\ud569\ub2c8\ub2e4.<\/p>\n

- \ubb34\ub8cc: \uc778\ub3c4 \ubc1c\uae09 \uc740\ud589\uacfc \uc778\uc218 \uc740\ud589\uc740 RuPay\uc5d0 \uac00\uc785\ud558\ub294 \ub370 \ube44\uc6a9\uc774 \ub4e4\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

- \ubcf4\uc548: \uac70\ub798 \ub370\uc774\ud130\ub294 \ubaa8\ub450 \uc778\ub3c4\uc5d0\uc11c \uad00\ub9ac\ud558\ubbc0\ub85c \uc778\ub3c4 \uc790\uccb4\uc5d0 \uc0c1\ub300\uc801\uc778 \ubcf4\uc548\uc774 \uc801\uc6a9\ub418\uc5b4 \ub370\uc774\ud130 \ubcf4\uc548\uc774 \uac15\ud654\ub429\ub2c8\ub2e4.<\/p>\n

- \ube60\ub984: \uad6d\uac00 \uce74\ub4dc \uc870\uc9c1\uc778 RuPay\ub294 \uae30\uc5c5 \uc218\uc900\uc758 \uce74\ub4dc \uc870\uc9c1\ubcf4\ub2e4 \uccad\uc0b0 \ubc0f \uae30\ud0c0 \uce21\uba74\uc5d0\uc11c \ub354 \ub9ce\uc740 \uc9c0\uc6d0\uc744 \ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n

RuPay\uc758 \uc57c\ub9dd\uc740 \uadf8 \uc774\uc0c1\uc785\ub2c8\ub2e4. \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548, \uc5b8\uc820\uac00 \uc804 \uc138\uacc4\uc5d0\uc11c RuPay \uce74\ub4dc\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uae30\ub97c \ubc14\ub77c\uba70 \uc5ec\ub7ec \uc9c0\uc5ed \ubc0f \uce74\ub4dc \uae30\uad00\uacfc \uc81c\ud734\ud558\uc5ec \uc801\uadf9\uc801\uc73c\ub85c \uad6d\uc81c\ud654\ub97c \ud5a5\ud574 \ub098\uc544\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc778\ub3c4\uc758 \ud574\uc678 \uc18c\ube44\ub825\uc774 \uc815\ub9d0 \uadf8\ub807\uac8c \uac15\ub825\ud55c\uc9c0 \uad81\uae08\ud574\ud558\ub294 \uc0ac\ub78c\ub4e4\ub3c4 \uc788\uc2b5\ub2c8\ub2e4 ......<\/p>\n

\ub514\uc9c0\ud138 \uc9c0\uac11\uc758 \uc6b0\uc218\uc131 - Paytm<\/p>\n

2010\ub144 \ud398\uc774\ud2f0\uc5e0\uc774 \ud0c4\uc0dd\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \uc6b0\ub9ac\uac00 \uc0dd\uac01\ud588\ub358 \uac83\ucc98\ub7fc \ud558\ub8e8\uc544\uce68\uc5d0 \uc131\uacf5\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4 \uba87 \ub144 \uc804\ub9cc \ud574\ub3c4 Paytm\uc740 \uc628\ub77c\uc778 \uccad\uad6c\uc11c \uacb0\uc81c\ub098 \ucda9\uc804\uc2dd \uce74\ub4dc\uc640 \uac19\uc740 \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ubd88\uacfc\ud588\uace0, \uc2dc\uc7a5\uc758 \ub9ac\ub354\uac00 \ub420 \uac83\uc774\ub77c\uace0\ub294 \uc804\ud600 \uc608\uc0c1\ud560 \uc218 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

2013\ub144, \ub8e8\ud398\uc774\uc758 \uc131\uacf5\uc744 \ubaa9\uaca9\ud558\uace0 \uc911\uad6d\uc758 \uc778\ud130\ub137 \ubc0f \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \uae09\uc131\uc7a5\uc744 \uc54c\uac8c \ub41c Paytm\uc740 '\uc911\uad6d\uc774 \uc778\ud130\ub137 \ubc0f \ubaa8\ubc14\uc77c \uacb0\uc81c\uc5d0 \uc131\uacf5\ud560 \uc218 \uc788\ub2e4\uba74 \uc778\uad6c\uac00 \ub9ce\uc740 \uc778\ub3c4\ub3c4 \uadf8\ub807\uac8c \ud560 \uc218 \uc5c6\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c? \uc911\uad6d\uc744 \ubaa8\ubc29\ud558\uba74 \uc131\uacf5\ud560 \uc218 \uc788\uc744 \uac83 \uac19\uc9c0 \uc54a\ub098\uc694? \uc778\ub3c4\ub294 \uc778\ud130\ub137 \uc778\ud504\ub77c\uac00 \uc5f4\uc545\ud558\uace0 \uc801\uc808\ud55c \uc778\ud130\ub137 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc2dc\ub098\ub9ac\uc624\uac00 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc778\ud130\ub137 \uacb0\uc81c\uac00 \uc791\ub3d9\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud734\ub300\ud3f0 \ubcf4\uae09\ub960\uc774 \ub192\uace0 \uc624\ud504\ub77c\uc778 \uac70\ub798\uac00 \ube48\ubc88\ud569\ub2c8\ub2e4. \uc624\ud504\ub77c\uc778 \ubaa8\ubc14\uc77c \uacb0\uc81c\ubd80\ud130 \uc2dc\uc791\ud574\ubcf4\uba74 \uc5b4\ub5a8\uae4c\uc694?<\/p>\n

\uadf8\ub798\uc11c 2014\ub144\uc5d0 Paytm\uc740 Alipay\ub97c '\ubcf5\uc0ac'\ud558\uc5ec \uc790\uccb4 \ub514\uc9c0\ud138 \uc9c0\uac11\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4(Paytm\uc758 \ucd5c\uc2e0 \ubc84\uc804\uc740 \uc544\ub798 \uadf8\ub9bc \ucc38\uc870).<\/p>\n

\uc740\ud589 \uce74\ub4dc\uc640 \uac19\uc740 \ub514\uc9c0\ud138 \uc9c0\uac11\uc740 \ubcf8\uc9c8\uc801\uc73c\ub85c \uacb0\uc81c \uc218\ub2e8\uc785\ub2c8\ub2e4. \uc774 \ub9e4\uccb4\uac00 \uc6d0\ud65c\ud558\uac8c \uc791\ub3d9\ud558\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud560\uae4c\uc694?<\/p>\n

\uc1a1\uae08\uc758 \ucd94\uc0c1\uc801\uc778 \uc2dc\ub098\ub9ac\uc624\ub97c B2B, B2C, C2B, C2C \ub4f1 \uc5ec\ub7ec \ubaa8\ub378\ub85c \uc694\uc57d\ud560 \uc218 \uc788\ub294 \uc138\uc0c1\uc5d0\uc11c \uc740\ud589 \uce74\ub4dc\ub294 \uc218\uc2ed \ub144 \ub3d9\uc548 \uc774\ub7ec\ud55c \ubaa8\ub378\uc744 \uc0ac\uc6a9\ud574 \uc654\uc73c\uba70 Paytm\uc758 '\uc2a4\uc2b9'\uc778 \uc54c\ub9ac\ud398\uc774\ub294 \uc774\ub7ec\ud55c \ubaa8\ub378\uc744 \ub9c8\uc2a4\ud130\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc Paytm\uc740 \uadf8\ub7f0 \uae30\ubc18\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \uc18c\ub9e4 \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc\ub3c4, \ub3c4\ub9e4 \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ub530\ub77c\uc7a1\uc73c\ub824\uba74 \uba3c \uae38\uc744 \uac00\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\uc774\ub7ec\ud55c \ub9e5\ub77d\uc5d0\uc11c Paytm\uc740 \uae08\uc735 \ud3ec\uc6a9\uc131\uc774 \uc5f4\uc545\ud55c \uc778\ub3c4\uc758 \uc0c1\ud669\uc744 \uba74\ubc00\ud788 \ubd84\uc11d\ud588\uc2b5\ub2c8\ub2e4. 2013\ub144\uae4c\uc9c0\ub9cc \ud574\ub3c4 \ud3c9\uade0 4\uba85\uc774 \uc9c1\ubd88\uce74\ub4dc\ub97c, 60\uba85\uc774 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uac00\uc9c0\uace0 \uc788\uc5c8\uace0, \uc778\uad6c 10\ub9cc \uba85\ub2f9 ATM\uc740 20\uac1c\uc5d0 \ubd88\uacfc\ud588\uc2b5\ub2c8\ub2e4(\uc911\uad6d\uacfc \ube44\uad50\ud558\uba74 97\uac1c, \uc77c\ubcf8\uacfc \ube44\uad50\ud558\uba74 128\uac1c). \uadf8 \uacb0\uacfc \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc758 \uc7ac\uc0b0\uc774 \ud604\uae08 \ud615\ud0dc\ub85c \ubcf4\uad00\ub418\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uadf8\ub807\ub2e4\uace0 \ud574\uc11c \uc0ac\ub78c\ub4e4\uc774 \uc740\ud589 \uce74\ub4dc \uc0ac\uc6a9\uc744 \uaebc\ub9b0\ub2e4\ub294 \ub73b\uc778\uac00\uc694? \ubb3c\ub860 \uc544\ub2d9\ub2c8\ub2e4. \uc740\ud589\uc774 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc740\ud589\uc740 \ub9ce\uc740 \uc778\uad6c\ub97c \ucee4\ubc84\ud560 \uc218 \uc788\uc744 \ub9cc\ud07c \ucda9\ubd84\ud55c \uc9c0\uc810, ATM, POS \ub2e8\ub9d0\uae30 \ubc0f \uae30\ud0c0 \ub2e8\ub9d0\uae30\ub97c \ubcf4\uc720\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub2e8\ub9d0\uae30\uac00 \uc788\uc5b4\uc57c\ub9cc \uc740\ud589 \uce74\ub4dc\uc5d0 \uc788\ub294 \ub3c8\uc774 \uc6c0\uc9c1\uc77c \uc218 \uc788\uace0, \ub3c8\uc774 \uc6c0\uc9c1\uc5ec\uc57c\ub9cc \uc740\ud589\uc774 \uc218\uc775\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc601\ub9ac \uc870\uc9c1\uc778 \uc740\ud589\uc740 \ub300\uc911\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ucc3d\ucd9c\ub418\ub294 \uac00\uce58\uac00 \ube44\uc6a9\uc744 \ucda9\ub2f9\ud558\uc9c0 \ubabb\ud55c\ub2e4\uba74 \ub2f9\uc5f0\ud788 \uc774\ub7ec\ud55c \uc778\ud504\ub77c \ud22c\uc790\uc5d0 \ub3c8\uc744 \uc4f0\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\ud3ec\uc9c0\uc154\ub2dd \uc774\ub860\uc5d0\ub294 \"\uacbd\uc7c1\uc790\ub97c \ub2a5\uac00\ud558\ub824\uba74 \uacbd\uc7c1\uc790\uc640 \uc644\uc804\ud788 \ubc18\ub300\ub418\uac70\ub098 \ud130\ubb34\ub2c8\uc5c6\ub294 \uc8fc\uc7a5\uc744 \ud574\uc57c \ud558\uba70, \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \uc808\ub300 \ubd88\uac00\ub2a5\ud558\ub2e4\"\ub294 \uc720\uba85\ud55c \uba85\uc5b8\uc774 \uc788\uc2b5\ub2c8\ub2e4(\uacbd\uc7c1\uc790\ub294 \uacb0\ucf54 \ubc18\ub300\ub418\ub294 \uc8fc\uc7a5\uc73c\ub85c \ubc18\ubc15\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0).<\/p>\n

\uc778\ub3c4\uc5d0\uc11c\ub294 \uc5b4\ub5a4 \ubc18\ub860\uc774 \uc788\uc744\uae4c\uc694? \uc740\ud589 \uce74\ub4dc \uac1c\uc124\uc774 \uc5b4\ub835\uae30 \ub54c\ubb38\uc5d0 Paytm\uc740 \uc808\ucc28\ub97c \uac04\uc18c\ud654\ud558\uace0 \ub204\uad6c\ub098 \uc27d\uac8c \uc804\uc790\uc9c0\uac11 \uacc4\uc815\uc744 \ub9cc\ub4e4 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4. \uc804\uc790\uc9c0\uac11\uc744 \ubc1b\uc73c\uba74 \uc5b4\ub5a4 \uc774\uc810\uc774 \uc788\ub098\uc694? \uc740\ud589 \uce74\ub4dc\uc640 \ub3d9\uc77c\ud55c \uacb0\uc81c \ud3b8\uc758\uc131\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc804\uc790\uc9c0\uac11\uc744 \ub9cc\ub4dc\ub294 \uac83\uc740 \uc5b4\ub835\uc9c0 \uc54a\uc9c0\ub9cc, \uc5b4\ub824\uc6b4 \uac83\uc740 \ub2e4\uc74c\uc5d0 \ubb34\uc5c7\uc744 \ud574\uc57c \ud558\ub294\uac00\uc785\ub2c8\ub2e4.Paytm\uc740 \ub450 \uac00\uc9c0 \ub9e4\uc6b0 \uc2ec\uac01\ud55c \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

\uc804\uc790\uc9c0\uac11\uc5d0 \ub3c8\uc744 \uc785\uae08\ud558\ub824\uba74 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/p>\n

\uc5b4\ub5bb\uac8c \ub3c8\uc744 \uc720\ud1b5\uc2dc\ud0ac \uc218 \uc788\uc744\uae4c\uc694?<\/p>\n

\uc778\ub3c4\uc758 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ud604\uae08 \ud615\ud0dc\ub85c \uc7ac\uc0b0\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub294\ub370 \uc774 \ud604\uae08\uc744 \uc804\uc790\uc9c0\uac11\uc5d0 \uc785\uae08\ud558\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694? \uc774\ub97c \uc218\uac70\ud558\ub824\uba74 \ub9ce\uc740 \uc218\uc758 \ucd9c\uad6c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc790\uccb4 \ud310\ub9e4\uc810\uc744 \uc124\uce58\ud558\ub294 \uac83\uc740 \ube44\ud604\uc2e4\uc801\uc774\ubbc0\ub85c Paytm\uc740 \uccab \ubc88\uc9f8 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 7-Eleven\uacfc \uac19\uc740 \ub300\ud615 \uccb4\uc778\uc810\ubd80\ud130 \uae38\uac70\ub9ac\uc758 \uc791\uc740 \uc0c1\uc810\uae4c\uc9c0 \uc778\ub3c4 \uc804\uc5ed\uc758 \ud3b8\uc758\uc810\uacfc \uc81c\ud734\ub97c \ub9fa\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uadf8\ub807\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ub3c8\uc744 \uc21c\ud658\uc2dc\ud0ac \uc218 \uc788\uc744\uae4c\uc694? \uac1c\uc778 \uc1a1\uae08\uc740 \ubaa8\ub450 \ub3d9\uc77c\ud55c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c0\ubbc0\ub85c \uc7a5\ubd80 \uad00\ub9ac\uc758 \ubb38\uc81c\uc77c \ubfd0\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc0c1\uc5c5\uc801 \uacb0\uc81c\uac00 \ud575\uc2ec\uc785\ub2c8\ub2e4. \uc0c1\uc5c5 \uacb0\uc81c\ub97c \ucc98\ub9ac\ud560 \uc218 \uc5c6\ub2e4\uba74 \uc0ac\ub78c\ub4e4\uc774 \uc65c \uc9c0\uac11\uc5d0 \ub3c8\uc744 \uc785\uae08\ud574\uc57c \ud558\ub098\uc694? \ud310\ub9e4\uc790\uc5d0\uac8c \uc218\uae08 \uae30\ub2a5\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc744\uae4c\uc694? \ubc14\ub85c \uadf8\ub54c Paytm\uc740 \uc911\uad6d\uc73c\ub85c \ub208\uc744 \ub3cc\ub824 QR\ucf54\ub4dc\ub77c\ub294 '\uae30\uc801'\uc744 \ubc1c\uacac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

QR \ucf54\ub4dc\uc758 \uc778\uae30\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ubc18\uc804\uc744 \uac00\uc838\uc628 \uc911\uc694\ud55c \uc804\ud658\uc810\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uacfc\uac70\uc5d0\ub294 \uc740\ud589 \uce74\ub4dc\ub85c \uacb0\uc81c\ud560 \ub54c \ud310\ub9e4\uc790\uac00 \uc740\ud589\uacfc \uc5f0\ub77d\ud558\uc5ec POS \uae30\uae30\ub97c \ud1b5\ud574 \uacb0\uc81c\ub97c \ubc1b\uc544\uc57c \ud588\ub294\ub370, \uc774\ub294 \uc18c\uaddc\ubaa8 \ud310\ub9e4\uc790\uc5d0\uac8c\ub294 \ub108\ubb34 \ube44\uc2f8\uace0 \ub3c8\uc774 \uc788\uc5b4\ub3c4 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ubc18\uba74 QR \ucf54\ub4dc\ub294 \ub9e4\uc6b0 \uc800\ub834\ud558\uace0 \uc778\uc1c4 \ubc0f \uc2a4\uce94 \ube44\uc6a9\uc774 1\ud398\ub2c8\uc5d0 \ubd88\uacfc\ud574 \uacb0\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uac04\uc740 \uc774\uc131\uc5d0 \uc758\ud574 \uc6c0\uc9c1\uc774\ub294 \ud569\ub9ac\uc801\uc778 \uc874\uc7ac\uc774\uae30 \ub54c\ubb38\uc5d0 \ub2f9\uc5f0\ud788 POS\ubcf4\ub2e4 QR \ucf54\ub4dc\ub97c \uc120\ud0dd\ud560 \uac83\uc785\ub2c8\ub2e4. \uae08\uc735 \ud3ec\uc6a9 \uc778\ud504\ub77c\uac00 \ucde8\uc57d\ud55c \uad6d\uac00\uc5d0\uc11c\ub294 \ub514\uc9c0\ud138 \uc9c0\uac11\uc774 \uc18c\ub9e4\uc5c5\uc5d0\uc11c \uc2b9\ub9ac\ud558\ub294 \uac83\uc740 \uc2dc\uac04 \ubb38\uc81c\uc77c \ubfd0\uc785\ub2c8\ub2e4.<\/p>\n

\uc9c0\uae08\uae4c\uc9c0 Paytm\uc740 \ucda9\uc804, \uc1a1\uae08, \uacb0\uc81c \ub4f1 \uae30\uc220\uc801\uc778 \uce21\uba74\uc5d0\uc11c \ubaa8\ub4e0 \uc900\ube44\ub97c \ub9c8\ucce4\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 Paytm\uc774 \ub3c4\uc57d\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc544\uc9c1 \ud2b8\ub9ac\uac70\uac00 \ubd80\uc871\ud569\ub2c8\ub2e4.<\/p>\n

2016\ub144 11\uc6d4, \ud558\ub298\uc5d0\uc11c \ud589\uc6b4\uc774 \ub5a8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \ub098\ub80c\ub4dc\ub77c \ubaa8\ub514 \ucd1d\ub9ac\ub294 \uc804\uad6d\uc5d0 \ubc29\uc601\ub41c \uc5f0\uc124\uc5d0\uc11c \"\ubd80\ud328, \uc790\uae08 \uc138\ud0c1, \uc704\uc870 \ud654\ud3d0\ub97c \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uc778\ub3c4 \uc815\ubd80\ub294 2016\ub144 11\uc6d4 8\uc77c \uc790\uc815\ubd80\ud130 \ud604\uc7ac \uc720\ud1b5 \uc911\uc778 500\ub8e8\ud53c\uc640 1,000\ub8e8\ud53c \uc9c0\ud3d0\ub97c \ub354 \uc774\uc0c1 \ubc95\uc815 \ud654\ud3d0\ub85c \uc778\uc815\ud558\uc9c0 \uc54a\uae30\ub85c \uacb0\uc815\ud588\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc989, \uc774\ub7ec\ud55c \uc9c0\ud3d0\ub294 \uac70\ub798\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\uc73c\uba70 \uc815\ud574\uc9c4 \uc2dc\uac04 \ub0b4\uc5d0 \uc740\ud589\uc5d0 \uc608\uce58\ud574\uc57c \ud558\uba70 \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \ubb34\ud6a8\ud654\ub429\ub2c8\ub2e4.\"<\/p>\n

\uc778\ub3c4\uc778\ub4e4\uc740 \uc774\ubbf8 \ub9e4\uc6b0 \uc801\uc740 \uc218\uc758 \uc740\ud589 \uacc4\uc88c\uc640 \ub9ce\uc740 \ubd80\ub97c \uace0\uc561\uad8c \uc9c0\ud3d0 \ud615\ud0dc\ub85c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9c0\ud3d0\ub294 \uc740\ud589\uc5d0 \uc785\uae08\ud560 \uc218 \uc5c6\uac70\ub098 \ud3d0\uc9c0\uac00 \ub420 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc804\uc790\uc9c0\uac11\uc5d0 \uc785\uae08\ud574\uc57c \ud569\ub2c8\ub2e4. Paytm\uc740 \uadf8\ub0a0 \ub9e4\uc6b0 \uae30\ubee4\uace0 \ud2b8\uc717\uc744 \ubcf4\ub0c8\uc2b5\ub2c8\ub2e4:<\/p>\n

\uc774\ubc88 \uacb0\uc815\uc740 \uc778\ub3c4 \uc815\ubd80\uac00 \uc608\uc0c1\ud558\uc9c0 \ubabb\ud588\ub358 \uc778\ub3c4 \ub0b4 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc0b0\uc5c5\uc5d0 \ud070 \ud65c\ub825\uc744 \ubd88\uc5b4\ub123\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \ubc30\ub2f9\uae08\uc744 \ud1b5\ud574 Paytm\uc740 \uc9c0\ub09c \uc218\ub144\uac04\uc758 \uc900\ube44\uc640 \uc900\ube44\ub97c \ubc14\ud0d5\uc73c\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \ub9ce\uc740 \uace0\uac1d\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac \ubaa8\ub450 \uc54c\ub2e4\uc2dc\ud53c Paytm\uc740 \uc54c\ub9ac\ubc14\ubc14\ub85c\ubd80\ud130 \uc5ec\ub7ec \ucc28\ub840\uc758 \ud22c\uc790\ub97c \uc720\uce58\ud588\uc73c\uba70, \uc564\ud2b8 \ud30c\uc774\ub0b8\uc15c\uc758 \uae08\uc735 \ud074\ub77c\uc6b0\ub4dc \uae30\uc220 \uc9c0\uc6d0\uacfc \ub8e8\ud398\uc774 \uce74\ub4dc\uc758 \uad11\ubc94\uc704\ud55c \uc0ac\uc6a9\uc5d0 \ud798\uc785\uc5b4 \uc138\uacc4\uc5d0\uc11c \uc138 \ubc88\uc9f8\ub85c \ud070 \ub514\uc9c0\ud138 \uc9c0\uac11\uc73c\ub85c \ube60\ub974\uac8c \uc131\uc7a5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc800\ud76c\ub294 \ud56d\uc0c1 \uc740\ud589 \uce74\ub4dc\uc640 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc0ac\uc774\uc5d0 \uc88b\uc740 \uc810\uacfc \ub098\uc05c \uc810\uc774 \uc5c6\ub2e4\uace0 \uc8fc\uc7a5\ud574\uc654\uc2b5\ub2c8\ub2e4. \uc740\ud589 \uce74\ub4dc\uc758 \uc548\uc815\uc801\uc778 \uacb0\uc81c \ubc0f \uacb0\uc81c \ub85c\uc9c1\uc740 \ubcc0\uacbd\ud560 \ud544\uc694\uac00 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc740\ud589 \uce74\ub4dc\ub97c \ub514\uc9c0\ud138 \uc9c0\uac11\uc73c\ub85c \uc27d\uac8c \uc804\ud658\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud575\uc2ec\uc740 \uac1c\ub150\uc785\ub2c8\ub2e4.<\/p>\n

\uc624\ub298\ub0a0\uc5d0\ub3c4 \uc804 \uc138\uacc4\uc5d0\ub294 \uc5ec\uc804\ud788 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \ubabb\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 10\uc5b5 \uba85\uc774 \ub118\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uae08\uc735 \uc778\ud504\ub77c\uac00 \ucde8\uc57d\ud55c \uac70\ub300 \uad6d\uac00\uc5d0\uc11c\ub294 \ubb34\uac70\uc6b4 \uae30\uc874 \uc740\ud589 \uc778\ud504\ub77c \uc2dc\uc2a4\ud15c\uc744 \ubc84\ub9ac\uace0 \uac00\ubcbc\uc6b4 \ubaa8\ubc14\uc77c \uacb0\uc81c\ub97c \ub3c4\uc785\ud558\ub294 \uac83\uc740 \ud53c\ud560 \uc218 \uc5c6\ub294 \uc77c\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc544\ud504\ub9ac\uce74\ub97c \ubcf4\uc138\uc694.<\/p>\n

\ud558\uc9c0\ub9cc \uc138\uacc4\ub294 \ub9e4\uc6b0 \ube60\ub974\uac8c \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \ub9ce\uc740 \uad6d\uac00\uc5d0\uc11c \ub514\uc9c0\ud138\ud654\ub41c \ubc95\uc815\ud654\ud3d0\ub97c \ucd9c\uc2dc\ud558\uba74\uc11c \uc740\ud589 \uce74\ub4dc \uc5c5\uacc4\uc640 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc5c5\uacc4\uac00 \uae34\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc65c \uadf8\ub7f4\uae4c\uc694?<\/p>\n

70\ub144 \uc804\uc5d0\ub294 \uc740\ud589 \uce74\ub4dc(\uc2e0\uc6a9\uce74\ub4dc)\uac00 \uc5c6\uc5c8\uace0, \uc0ac\ub78c\ub4e4\uc740 \ud604\uae08\uc744 \uc0ac\uc6a9\ud588\uc73c\uba70, \uac70\ub798 \uc2dc\uc810\uc5d0 \ub450 \ub2f9\uc0ac\uc790\uac00 \ucc44\uad8c\uacfc \ucc44\ubb34 \uad00\uacc4\ub97c \uc815\uc0b0\ud558\ub294 \uacb0\uc81c \ubc29\uc2dd\uc744 \uc0ac\uc6a9\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc9c0\ub09c 70\ub144 \ub3d9\uc548 \uacb0\uc81c\uc640 \uc815\uc0b0 \ud504\ub85c\uc138\uc2a4\ub294 \ubd84\ub9ac\ub418\uc5b4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uacb0\uc81c\uc640 \uc815\uc0b0 \uc0ac\uc774\uc758 \uc2dc\uac04 \uc9c0\uc5f0\uacfc \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc218\ub144 \ub3d9\uc548 \ub2e4\uc591\ud55c \ubc29\ubc95\uc774 \uc2dc\ub3c4\ub418\uc5c8\uc9c0\ub9cc, \ud56d\uc0c1 \ub450 \ud504\ub85c\uc138\uc2a4\uac00 \ubd84\ub9ac\ub418\uc5b4 \uc788\uace0 \uadf8 \uc0ac\uc774\uc758 \uc811\ucc29\uc81c\uac00 \uae08\uc735 \uc911\uac1c\uc790(\uc740\ud589)\uc640 \uccad\uc0b0 \uae30\uad00\uc774\uae30 \ub54c\ubb38\uc5d0 \uc911\uac04\uc5d0 \uc5b4\ub5a4 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud560\uc9c0\ub294 \ub204\uad6c\ub098 \uc9d0\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc624\ub298\ub0a0 \ub514\uc9c0\ud138 \uc8fc\uad8c \ud1b5\ud654\uc758 \ucd9c\ud604\uc73c\ub85c \uc6b0\ub9ac\ub294 \uacb0\uc81c\uac00 \uacb0\uc81c\uc600\ub358 \uc2dc\ub300\ub85c \ub3cc\uc544\uac08 \uc218 \uc788\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc544\ub9c8\ub3c4 \uac00\uae4c\uc6b4 \ubbf8\ub798\uc5d0 \uc6b0\ub9ac \ud734\ub300\ud3f0\uc758 \ub514\uc9c0\ud138 \uc9c0\uac11\uc740 \ub3c8\uacfc \ub514\uc9c0\ud138 \uc9c0\uac11 \uc0ac\uc774\uc758 \uc720\ub300\ucc98\ub7fc \uc2e4\uc81c\ub85c '\ub514\uc9c0\ud138 \uc9c0\uac11'\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \ub3c8\uacfc \ub514\uc9c0\ud138 \uc9c0\uac11\uc758 \uad00\uacc4\ub294 \ub3c8\uacfc \uc0ac\ub78c \uc0ac\uc774\uc758 \uad00\uacc4\ub85c \uc7ac\ucc3d\uc870\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc9c0\uac11\uc740 \uae08\uc735 \uc0c1\ud488\uc5d0\uc11c \uc21c\uc218\ud55c \uc804\uc790 \uc9c0\uac11 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc73c\ub85c \ube60\ub974\uac8c \ubcc0\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud3c9\uacb0\uc5d0 \ub3c4\ub2ec\ud558\uae30<\/p>\n

\uc778\ub3c4\uc5d0\ub294 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ub9e4\uc6b0 \uac15\ub825\ud55c \ub450 \uac00\uc9c0 \uc0b0\uc5c5, \uc989 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc544\uc6c3\uc18c\uc2f1\uacfc \ud574\uc678 \ub178\ub3d9\ub825 \uc218\ucd9c\uc774 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub450 \uc0b0\uc5c5\uc740 \uc778\ub3c4\uc5d0 \uafb8\uc900\ud55c \uc678\ud658 \uc218\uc785\uc744 \ucc3d\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud574\uc678 \ub178\ub3d9\ub825 \uc218\ucd9c \uc2dc\uc7a5\uc5d0\uc11c\ub9cc \uc778\ub3c4\uc758 \uc678\ud658 \uc1a1\uae08\uc561\uc740 \uac70\uc758 10\ub144 \uc5f0\uc18d \uc138\uacc4 1\uc704\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, 2018\ub144\uc5d0\ub294 \uc57d 800\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud574 \uc778\ub3c4\uc758 \uc911\uc694\ud55c \uc678\ud658 \uc218\uc785\uc6d0\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc778\ub3c4\ub294 \uc678\ud658 \uc2dc\uc7a5\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 2002\ub144\uc5d0 CCIL(\uc778\ub3c4 \uccad\uc0b0 \uacf5\uc0ac)\uc774\ub77c\ub294 \uc11c\ube44\uc2a4\ub97c \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4 CCIL\uc5d0\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uae30\ub2a5\uc774 \uc788\uc73c\uba70 \uc678\ud658 \uacb0\uc81c\ub294 \uadf8 \uc911 \ud558\ub098\uc5d0 \ubd88\uacfc\ud558\uba70, CCIL\uc740 \uc911\uc559 \uac70\ub798 \uc0c1\ub300\ubc29 \uac70\ub798 \uba54\ucee4\ub2c8\uc998\uc778 CCP(\uc911\uc559 \uac70\ub798 \uc0c1\ub300\ubc29)\ub97c \uc0ac\uc6a9\ud569\ub2c8\ub2e4.CCP \ubaa8\ub378\uc740 \uac04\ub2e8\ud788 \ub9d0\ud574 \uc911\uac1c\uc790\uac00 \ud310\ub9e4\uc790\uc5d0\uac8c\ub294 \uad6c\ub9e4\uc790, \uad6c\ub9e4\uc790\uc5d0\uac8c\ub294 \ud310\ub9e4\uc790 \uc5ed\ud560\uc744 \uc218\ud589\ud558\uc5ec \uac70\ub798\ub97c \uc911\uac1c\ud568\uc73c\ub85c\uc368 \uc704\ud5d8\uc744 \uc790\uc2e0\uc5d0\uac8c \uc9d1\uc911\ud558\uc5ec \ub2e4\ub978 \ud68c\uc6d0\uc758 \uc704\ud5d8\uc744 \uc904\uc774\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

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