{"id":1948,"date":"2024-11-26T10:37:11","date_gmt":"2024-11-26T02:37:11","guid":{"rendered":"https:\/\/deekpay.com\/?p=1948"},"modified":"2024-11-26T10:37:11","modified_gmt":"2024-11-26T02:37:11","slug":"%e5%8d%b0%e5%ba%a6%e4%b8%89%e6%96%b9%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%ef%bc%9a%e5%9b%bd%e9%99%85%e8%a7%82%e5%af%9f%ef%bd%9c%e9%9d%9e%e6%b4%b2%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e4%bd%95%e4%bb%a5","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2024\/11\/26\/%e5%8d%b0%e5%ba%a6%e4%b8%89%e6%96%b9%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%ef%bc%9a%e5%9b%bd%e9%99%85%e8%a7%82%e5%af%9f%ef%bd%9c%e9%9d%9e%e6%b4%b2%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e4%bd%95%e4%bb%a5\/","title":{"rendered":"\uc778\ub3c4\uc758 3\uc790 \uacb0\uc81c \ucc44\ub110: \uad6d\uc81c \uc778\uc0ac\uc774\ud2b8\uff5c\uc544\ud504\ub9ac\uce74\uc5d0\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\uac00 \uae09\uc131\uc7a5\ud558\ub294 \uc774\uc720"},"content":{"rendered":"

\"\uad6d\uc81c<\/p>\n

\ub098\uc774\ub85c\ube44\/\ubca0\uc774\uc9d5, 10\uc6d4 12\uc77c(\uc2e0\ud654) - \ud5e4\ub4dc\ub77c\uc778: \uc544\ud504\ub9ac\uce74\uc5d0\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \uae09\ubd80\uc0c1<\/p>\n

\uc2e0\ud654\ud1b5\uc2e0 \uc26c \uc9c0\uc544\ud1b5, \uc591 \uc900 \uae30\uc790<\/p>\n

\ucf00\ub0d0\uc5d0\uc11c\ub294 \ubc88\ud654\ud55c \ub3c4\uc2dc\uc758 \uace0\uae09 \ud638\ud154\uc774\ub4e0 \uc678\ub534 \uac70\ub9ac\uc758 \ub178\uc810\uc0c1\uc774\ub4e0 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc2a4\ud15c M-Pesa\uc758 \ub179\uc0c9 \ub85c\uace0\uac00 \uac70\uc758 \ubaa8\ub4e0 \uacf3\uc5d0\uc11c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\uc870\ud2b8\uc640 \uad00\uad11 \uba85\uc18c\uc5d0\uc11c\ub3c4 \ubaa8\ubc14\uc77c \uacb0\uc81c\uac00 \uc77c\ubc18\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc544\ud504\ub9ac\uce74\uc5d0\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ube60\ub978 \uc131\uc7a5\uacfc \uc778\uae30\ub294 \uad04\ubaa9\ud560 \ub9cc\ud558\uba70, \uc0ac\ub78c\ub4e4\uc774 \uc678\ucd9c \uc2dc \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \uac04\ud3b8\ud558\uac8c \ud734\ub300\ud558\uba74\uc11c \uc9c0\uac11\uc758 \ud544\uc694\uc131\uc774 \uc904\uc5b4\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubaa8\ubc14\uc77c \uacb0\uc81c\uac00 \uc544\ud504\ub9ac\uce74 \ub300\ub959\uc5d0\uc11c \ud2b8\ub80c\ub4dc\ub85c \ub5a0\uc624\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3c5\uc77c\uc758 Statista \ub370\uc774\ud130 \ud50c\ub7ab\ud3fc\uc5d0 \ub530\ub974\uba74 2023\ub144\uae4c\uc9c0 \uc544\ud504\ub9ac\uce74 \uc18c\ube44\uc790 \uc911 171\uc5b5 3\ucc9c\ub9cc \uba85\uc774 \ub9e4\uc77c \ubaa8\ubc14\uc77c \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc0ac\uc6a9\ud558\uba70, \uc808\ubc18 \uac00\uae4c\uc774\ub294 \uc77c\uc8fc\uc77c\uc5d0 \ud55c \ubc88 \uc774\uc0c1 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc0ac\uc6a9\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc218\uce58\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c\uac00 \uc544\ud504\ub9ac\uce74 \uc18c\ube44\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc778\uae30\uc640 \uc120\ud638\ub3c4\ub97c \uc5bb\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n

—<\/p>\n

2021\ub144 9\uc6d4 16\uc77c \ub098\uc774\ub85c\ube44 \uc2dc\ub0b4\uc758 \ud55c \ucee4\ud53c\uc20d \uacc4\uc0b0\ub300\uc5d0 M-Pesa \uacb0\uc81c \uc815\ubcf4\uac00 \ud45c\uc2dc\ub418\uc5b4 \uc788\ub2e4. \uc0ac\uc9c4: \uc2e0\ud654\ud1b5\uc2e0 \uc7a5 \uc720.<\/p>\n

**\ud3b8\uc758\uc131: \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \uae09\uaca9\ud55c \uc99d\uac00**<\/p>\n

\uc778\ud130\ub137 \uacbd\uc81c\uc758 \ud575\uc2ec \uc694\uc18c\uc778 \ubaa8\ubc14\uc77c \uacb0\uc81c\ub294 \uc5c4\uccad\ub09c \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uad6d\uc81c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc778 dLocal\uc5d0 \ub530\ub974\uba74 2023\ub144 \ub9d0\uae4c\uc9c0 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ub4f1\ub85d\ub41c \ubaa8\ubc14\uc77c \uacb0\uc81c \uacc4\uc815 \uc218\ub294 1\uc5b5 7,500\ub9cc \uac1c\ub97c \ub118\uc5b4\uc124 \uac83\uc774\uba70, \uc0ac\ud558\ub77c \uc774\ub0a8 \uc544\ud504\ub9ac\uce74\uc5d0\ub294 156\uac1c \uc774\uc0c1\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \ud68c\uc0ac\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc544\ud504\ub9ac\uce74\uc5d0\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\uac00 \ube60\ub974\uac8c \uc131\uc7a5\ud55c \ub370\uc5d0\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc694\uc778\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud3f0\uc774 \ub110\ub9ac \ubcf4\uae09\ub418\uba74\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\ub97c \uc704\ud55c \ud0c4\ud0c4\ud55c \uae30\ubc18\uc774 \ub9c8\ub828\ub418\uc5c8\uace0, \uc544\ud504\ub9ac\uce74\uc758 \uc0c1\ub300\uc801\uc73c\ub85c \ucde8\uc57d\ud55c \uc740\ud589 \uc778\ud504\ub77c\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c\ub97c \ubcf4\ub2e4 \uc2e4\uc6a9\uc801\uc774\uace0 \ud6a8\uc728\uc801\uc778 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ubaa8\ubc14\uc77c \uc778\ud130\ub137 \ubcf4\uae09\ub960\uc774 \ub192\uc544\uc9c0\uba74\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc218\uac00 \uc99d\uac00\ud55c \uac83\ub3c4 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \uc131\uc7a5\uc744 \ub4b7\ubc1b\uce68\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub9ce\uc740 \uc544\ud504\ub9ac\uce74 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc2a4\ub9c8\ud2b8\ud3f0\uc740 \uc740\ud589 \uacc4\uc88c\ubcf4\ub2e4 \uac04\ud3b8\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc544\ud504\ub9ac\uce74 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c\uac00 \uc810\uc810 \ub354 \ub300\uc911\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \ud734\ub300\ud3f0 \ubc88\ud638\uc5d0 \uc5f0\uacb0\ub41c \uacc4\uc88c\uc5d0 \uc790\uae08\uc744 \uc785\uae08\ud558\uae30\ub9cc \ud558\uba74 \uc27d\uac8c \uc1a1\uae08\ud558\uace0 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uacb0\uc81c \ubc29\uc2dd\uc740 \ud3b8\ub9ac\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ube44\uc6a9 \ud6a8\uc728\uc801\uc774\uae30 \ub54c\ubb38\uc5d0 \ud2b9\ud788 \ud574\uc678 \uc1a1\uae08\uc5d0\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\ub97c \ud1b5\ud574 200\ub2ec\ub7ec\ub97c \uc1a1\uae08\ud560 \ub54c \ud3c9\uade0 2.771\ud2f0\ud53c\ud2b8\uc5d0 \ubd88\uacfc\ud558\uc5ec \uae30\uc874 \uacb0\uc81c \uc218\ub2e8\uc758 6.091\ud2f0\ud53c\ud2b8\ubcf4\ub2e4 \ud6e8\uc52c \uc800\ub834\ud569\ub2c8\ub2e4.<\/p>\n

—<\/p>\n

**\uc778\uae30: \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ubc1d\uc740 \ubbf8\ub798**<\/p>\n

GSM \ud611\ud68c\uac00 2024\ub144\uc5d0 \ubc1c\ud45c\ud55c \uc5c5\uacc4 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2023\ub144 \uc544\ud504\ub9ac\uce74\uc758 \uc804\uc790\ud654\ud3d0 \ub4f1\ub85d \uacc4\uc88c \uc218\ub294 8\uc5b5 5,600\ub9cc \uac1c\ub85c \uc804 \uc138\uacc4 \uc804\uccb4\uc758 491\uc870 3,000\uc5b5 \uac1c\ub97c \ucc28\uc9c0\ud588\uc73c\uba70, \uc2e0\uaddc \uacc4\uc88c\uac00 \uc804 \uc138\uacc4 \uc131\uc7a5\uc758 701\uc870 3,000\uc5b5 \uac1c \uc774\uc0c1\uc744 \ucc28\uc9c0\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n

—<\/p>\n

2021\ub144 9\uc6d4 16\uc77c \ub098\uc774\ub85c\ube44 \uc2dc\ub0b4\uc758 M-Pesa \ub300\ub9ac\uc810\uc5d0\uc11c \uc0ac\ub78c\ub4e4\uc774 \uac70\ub798\ub97c \ud558\uace0 \uc788\ub2e4. \uc7a5 \uc720\uc758 AFP \uc0ac\uc9c4.<\/p>\n

\ucf00\ub0d0\uc758 M-Pesa\ub294 \uc758\uc2ec\ud560 \uc5ec\uc9c0 \uc5c6\uc774 \uc544\ud504\ub9ac\uce74\uc758 \uc804\uc790\uacb0\uc81c \ub9ac\ub354\uc785\ub2c8\ub2e4. \uc544\ud504\ub9ac\uce74\uc5d0\uc11c \uac00\uc7a5 \ud070 \ubaa8\ubc14\uc77c \uacb0\uc81c \ud50c\ub7ab\ud3fc \uc911 \ud558\ub098\uc778 M-Pesa\uc758 \uc131\uacf5\uc73c\ub85c \ucf00\ub0d0\ub294 \uc544\ud504\ub9ac\uce74 \uc804\uc790 \uacb0\uc81c\uc758 \uc120\ub450\uc8fc\uc790\uac00 \ub418\uc5c8\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc544\ud504\ub9ac\uce74\uc758 \ub514\uc9c0\ud138 \ud601\uc2e0\uc758 \ubaa8\ubc94\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ucf00\ub0d0 \ud1b5\uc2e0\uccad(CAK)\uc5d0 \ub530\ub974\uba74 2024\ub144 3\uc6d4 \ud604\uc7ac M-Pesa\uc758 \ucf00\ub0d0 \uc2dc\uc7a5 \uc810\uc720\uc728\uc740 94.91%\uc5d0 \ub2ec\ud558\uba70, \ucf00\ub0d0 \uc778\uad6c\uc758 751%\uc5d0 \ud574\ub2f9\ud558\ub294 3,870\ub9cc \uba85 \uc774\uc0c1\uc758 \uac00\uc785\uc790\ub97c \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud0a4\uc2a4\uc640\ud790\ub9ac\uc5b4\ub85c \"\ubaa8\ubc14\uc77c \uba38\ub2c8\"\ub97c \uc758\ubbf8\ud558\ub294 M-Pesa\ub294 2007\ub144 \ucf00\ub0d0\uc758 \ud1b5\uc2e0\uc0ac \uc0ac\ud30c\ub9ac\ucf64\uc774 \uacf5\uc2dd\uc801\uc73c\ub85c \ucd9c\uc2dc\ud588\uc73c\uba70 \ucf00\ub0d0\uc758 \"\uc54c\ub9ac\ud398\uc774\"\ub85c \uc54c\ub824\uc838 \uc788\uc2b5\ub2c8\ub2e4. 2012\ub144\ubd80\ud130 \uc911\uad6d\uc758 \ud654\uc6e8\uc774 \ud14c\ud06c\ub180\ub85c\uc9c0\uc2a4\ub294 M-Pesa\uc640 \ud611\ub825\ud558\uc5ec \uae30\uc220 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uace0 \uc2dc\uc2a4\ud15c \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \uc9c0\uc6d0\ud558\uba70 \ub354 \ub9ce\uc740 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc544\ud504\ub9ac\uce74\uc5d0 \ub3c4\uc785\ud558\uc5ec \uc804\uc790 \uacb0\uc81c\uc758 \uc120\ub450\uc8fc\uc790\ub85c \uc790\ub9ac\ub9e4\uae40\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc544\ud504\ub9ac\uce74\uc5d0\uc11c \uac00\uc7a5 \uc778\uad6c\uac00 \ub9ce\uc740 \ub098\uc774\uc9c0\ub9ac\uc544\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\ub3c4 \ud65c\ubc1c\ud558\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc9c0 \uc5b8\ub860\uc5d0 \ub530\ub974\uba74 2020\ub144 \ub098\uc774\uc9c0\ub9ac\uc544\uc758 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uac70\ub798 \uc911 \uc57d 801\uc870 3,000\uc5b5 \ub2ec\ub7ec\uac00 \ubaa8\ubc14\uc77c \uacb0\uc81c\ub97c \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c8 \uac83\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4. \ub0a8\uc544\uacf5\uc5d0\uc11c\ub294 SnapScan, Zapper\uc640 \uac19\uc740 \ubaa8\ubc14\uc77c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc758 \ub85c\uace0\ub97c \uac70\uc758 \uc5b4\ub514\uc11c\ub098 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

—<\/p>\n

**\ub354 \ub113\uc740 \uad00\uc810: \uc911\uad6d-\uc544\ud504\ub9ac\uce74 \ud611\ub825\uc758 \uc804\ub9dd**<\/p>\n

\uc911\uad6d\uacfc \uc544\ud504\ub9ac\uce74\uc758 \ud611\ub825\uc740 \uc544\ud504\ub9ac\uce74\uc758 \uc804\uc790 \uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \uacb0\uc2e4\uc744 \ub9fa\uc5c8\uc2b5\ub2c8\ub2e4. \uc911\uad6d \uae30\uc5c5\ub4e4\uc740 \uc544\ud504\ub9ac\uce74 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \uc218\ud589\ud558\uba70 \uc804\uc790 \uacb0\uc81c\uc758 \uc778\uae30\uc640 \ubc1c\uc804\uc744 \ucd09\uc9c4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc911\uad6d \uc790\ubcf8\uc758 \uc9c0\uc6d0\uc744 \ubc1b\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2a4\ud0c0\ud2b8\uc5c5\uc778 PalmPay\ub294 \ub098\uc774\uc9c0\ub9ac\uc544, \uac00\ub098 \ub4f1\uc758 \uad6d\uac00\uc5d0\uc11c \uc0c1\ub2f9\ud55c \uc131\uacfc\ub97c \uac70\ub450\uc5c8\uc2b5\ub2c8\ub2e4. \uc9c0\ub09c \ud55c \ud574 \ub3d9\uc548 PalmPay\uc758 \ud65c\uc131 \uc0ac\uc6a9\uc790 \uc218\ub294 5\ubc30 \uc99d\uac00\ud55c 2,500\ub9cc \uba85\uc73c\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \ucf00\ub0d0, \uc6b0\uac04\ub2e4, \ud0c4\uc790\ub2c8\uc544 \ub4f1\uc758 \uad6d\uac00\ub85c \uc0ac\uc5c5\uc744 \ud655\uc7a5\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/p>\n

\ud31c\ud398\uc774\uc758 \uc804\ubb34\uc774\uc0ac \ud788\uce74 \uc5d4\uc6cc\ub294 \uc5b8\ub860\uacfc\uc758 \uc778\ud130\ubdf0\uc5d0\uc11c \ub098\uc774\uc9c0\ub9ac\uc544 \uc0ac\ub78c\ub4e4\uc774 \uc57d 801\uc870 \ub2ec\ub7ec\uc758 \uae08\uc735 \uc0dd\ud65c\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \"\uc288\ud37c \uc571\"\uc744 \ub9cc\ub4e4\uace0 \uc788\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uc774 \ube44\uc728\uc740 \uc0c8\ub85c\uc6b4 \uae30\ub2a5\uc758 \ub3c4\uc785\uc73c\ub85c \ub354\uc6b1 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

PalmPay\ub294 \ud3b8\ub9ac\ud55c \uacb0\uc81c \ubc29\ubc95\uc744 \uc81c\uacf5\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \ud1b5\ud569\ud558\ub294 \ud50c\ub7ab\ud3fc\uc785\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uc774 \uc571\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc804\uae30 \uc694\uae08\uc744 \ub0a9\ubd80\ud558\uace0, \ud734\ub300\ud3f0 \uc694\uae08\uc744 \ucda9\uc804\ud558\uace0, \ub2e4\uc591\ud55c \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uad6c\ub9e4\ud558\uace0, \uc1a1\uae08\ud558\uace0, \ub3c8\uc744 \ube4c\ub9ac\uace0, \ub3c8\uc744 \ubaa8\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

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