{"id":2063,"date":"2024-11-28T15:44:27","date_gmt":"2024-11-28T07:44:27","guid":{"rendered":"https:\/\/deekpay.com\/?p=2063"},"modified":"2024-11-28T15:44:27","modified_gmt":"2024-11-28T07:44:27","slug":"razorpay-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a2022%e5%b9%b4%e4%bd%a0%e9%9c%80%e8%a6%81%e4%ba%86%e8%a7%a3%e7%9a%84%e6%94%af%e4%bb%98%e8%81%9a%e5%90%88%e5%99%a8%e7%9f%a5%e8%af%86%e5%85%a8","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2024\/11\/28\/razorpay-%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%ef%bc%9a2022%e5%b9%b4%e4%bd%a0%e9%9c%80%e8%a6%81%e4%ba%86%e8%a7%a3%e7%9a%84%e6%94%af%e4%bb%98%e8%81%9a%e5%90%88%e5%99%a8%e7%9f%a5%e8%af%86%e5%85%a8\/","title":{"rendered":"Razorpay \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774: 2022\ub144 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\uc5d0 \ub300\ud574 \uc54c\uc544\uc57c \ud560 \ubaa8\ub4e0 \uac83\uc5d0 \ub300\ud55c \uc804\uccb4 \uac1c\uc694"},"content":{"rendered":"

\"2022\ub144<\/p>\n

\uacb0\uc81c \ub610\ub294 \ud310\ub9e4\uc790 \uc560\uadf8\ub9ac\uac8c\uc774\ud130\ub294 \uc6f9\uc0ac\uc774\ud2b8\ub098 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0 \ud1b5\ud569\ud558\uc5ec \uae30\uc5c5\uc774 \uace0\uac1d \uacb0\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc8fc\ub294 \ud0c0\uc0ac \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc785\ub2c8\ub2e4. \uc989, PA(\uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130)\ub294 \ud310\ub9e4\uc790\uc640 \ub9e4\uc785\uc790\ub97c \uc5f0\uacb0\ud558\ub294 \ud68c\uc0ac\ub85c, \ud310\ub9e4\uc790\uc5d0\uac8c \ud558\uc704 \ud310\ub9e4\uc790 \uacc4\uc815\uc744 \uc81c\uacf5\ud558\uace0 \ud310\ub9e4\uc790\ub97c \ub300\uc2e0\ud558\uc5ec \uc18c\ube44\uc790 \uacb0\uc81c\ub97c \uc218\ub77d\ud569\ub2c8\ub2e4. \ucd5c\uc885\uc801\uc73c\ub85c \ud310\ub9e4\uc790\uc5d0\uac8c \ub2e8\uacc4\uc801\uc73c\ub85c \uc790\uae08\uc744 \uc774\uccb4\ud569\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc744 \uc815\uc0b0 \uae30\uac04\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4. \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4(UPI), \uc778\ud130\ub137 \ubc45\ud0b9, \uc2e0\uc6a9\uce74\ub4dc, \uc9c1\ubd88\uce74\ub4dc, \uc9c0\uac11, \ud560\ubd80, \uc9c0\uc5f0 \uacb0\uc81c \ub4f1 \ub2e4\uc591\ud55c \uacb0\uc81c \uc635\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130(PA)\ub294 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub098\uc694?<\/p>\n

\uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\ub294 \uacb0\uc81c \ucc98\ub9ac \uc2dc \uc5ec\ub7ec \ub2e8\uacc4\ub97c \uac70\uce69\ub2c8\ub2e4.<\/p>\n

\uace0\uac1d\uc774 \uacb0\uc81c<\/p>\n

\uace0\uac1d\uc774 \uc778\ud130\ub137 \ubc45\ud0b9, UPI, \uc9c1\ubd88\uce74\ub4dc \ub610\ub294 \uae30\ud0c0 \uacb0\uc81c \uc218\ub2e8\uc744 \ud1b5\ud574 \uacb0\uc81c\ud560 \ub54c\ub9c8\ub2e4 PA\ub294 \uc774\ub7ec\ud55c \uacb0\uc81c \uc138\ubd80 \uc815\ubcf4\ub97c \uc554\ud638\ud654\ud569\ub2c8\ub2e4. \uadf8\ub7f0 \ub2e4\uc74c PA\ub294 \uc0ac\uae30 \ubd84\uc11d\uc744 \uc218\ud589\ud558\uace0 \ub098\uc911\uc5d0 \uc790\uae08\uc744 \ub9e4\uc785 \uc740\ud589\uc758 \uc740\ud589\uc73c\ub85c \uc774\uccb4\ud569\ub2c8\ub2e4.<\/p>\n

PA\uc758 \uc778\uc218\uc790\uac00 \uac70\ub798 \uc815\ubcf4\ub97c \uc218\uc2e0\ud569\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\uc758 \ub9e4\uc785\uc5c5\uccb4\uac00 \uac70\ub798 \ub370\uc774\ud130\ub97c \uc218\uc2e0\ud569\ub2c8\ub2e4. \uacb0\uc81c \uc138\ubd80 \uc815\ubcf4\ub97c \ud655\uc778\ud55c \ud6c4 \ub9e4\uc785\uc5c5\uccb4\ub294 \uace0\uac1d \uc815\ubcf4\ub97c \ud574\ub2f9 \uce74\ub4dc\uc0ac\uc5d0 \uc804\ub2ec\ud569\ub2c8\ub2e4.<\/p>\n

\uce74\ub4dc \ud68c\uc0ac\uc5d0\uc11c \uc0ac\uae30 \ud655\uc778 \uc218\ud589<\/p>\n

\uce74\ub4dc\uc0ac\ub294 \ub9e4\uc785\uc790\ub85c\ubd80\ud130 \uac70\ub798 \uc815\ubcf4\ub97c \ubc1b\uc73c\uba74 \ud574\ub2f9 \uce74\ub4dc\uac00 \ubc1c\uae09\ub418\uc5c8\ub294\uc9c0 \ud655\uc778\ud558\uace0 \uc0ac\uae30 \uc870\uc0ac\ub97c \uc2e4\uc2dc\ud569\ub2c8\ub2e4. \uadf8 \ud6c4 \uacb0\uc81c \ud504\ub85c\uc138\uc11c\ub97c \ud1b5\ud574 \uce74\ub4dc \ubc1c\uae09\uc0ac\uc5d0 \uc815\ubcf4\ub97c \uc804\ub2ec\ud569\ub2c8\ub2e4.<\/p>\n

\uce74\ub4dc \ubc1c\uae09\uc790\uac00 \uac70\ub798\ub97c \uc218\ub77d\/\uac70\ubd80\ud569\ub2c8\ub2e4.<\/p>\n

\uace0\uac1d\uc758 \uc740\ud589\uc740 \uce74\ub4dc \ubc1c\uae09\uc790 \ub610\ub294 \uce74\ub4dc \ubc1c\uae09\uc0ac\ub85c \uc54c\ub824\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc740\ud589\uc740 \uace0\uac1d\uc758 \uc815\ubcf4\ub97c \ud655\uc778\ud558\uace0 \uacc4\uc88c\uc5d0 \ucda9\ubd84\ud55c \uc790\uae08\uc774 \uc788\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n

\uadf8 \ud6c4 \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uac70\ub798 \uc2b9\uc778 \ub610\ub294 \uac70\ubd80 \uba54\uc2dc\uc9c0\ub97c \ubcf4\ub0c5\ub2c8\ub2e4. \uc5ec\uae30\uc11c\ubd80\ud130 \uac70\ub798 \uc2b9\uc778 \uba54\uc2dc\uc9c0\ub294 \uce74\ub4dc \ubc1c\uae09\uc0ac \u2192 \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c \u2192 \ub9e4\uc785\uc790\/\ub9e4\uc785 \uc740\ud589 \u2192 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\ub77c\ub294 \ub3d9\uc77c\ud55c \uacbd\ub85c\ub97c \ub530\ub77c \ubc18\ud658\ub429\ub2c8\ub2e4. \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \ud310\ub9e4\uc790\uc5d0\uac8c \ud310\ub9e4\uc790 \uacb0\uc81c\uc640 \uad00\ub828\ub41c \uac70\ub798 \uc0c1\ud0dc\ub97c \uc54c\ub824\uc8fc\uace0 \ud310\ub9e4\uc790\ub294 \uc774\ub97c \uc18c\ube44\uc790\uc5d0\uac8c \uc54c\ub9bd\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uc815\uc0b0<\/p>\n

\uac70\ub798\uac00 \uc2b9\uc778\ub418\uba74 \ub9e4\uc785 \uc740\ud589\uc740 \ubc1c\ud589 \uc740\ud589\uc5d0 \ud604\uae08\uc744 \uc694\uccad\ud569\ub2c8\ub2e4. \uc55e\uc11c \uc5b8\uae09\ud588\ub4ef\uc774 \ub9e4\uc785 \uc740\ud589\uc740 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\uc5d0 \uc5f0\uacb0\ub41c \uc740\ud589\uc785\ub2c8\ub2e4. \uacb0\uc81c \uc9d1\uacc4 \uae30\uad00\uc740 \ud310\ub9e4\uc790\uc758 \uacc4\uc88c\uc5d0 \uc790\uae08\uc744 \uc815\uc0b0\ud569\ub2c8\ub2e4. \uc815\uc0b0\uc740 \uc77c\uc0c1\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\uba70 T+2~4\uc77c\uc774 \uc18c\uc694\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74\uc5d0 \uc815\uc0b0\uc740 \uc989\uc2dc \uc774\ub8e8\uc5b4\uc9c8 \uc218 \uc788\uc73c\uba70 15\ubd84 \uc815\ub3c4 \uc18c\uc694\ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4!<\/p>\n

\uc778\ub3c4\uc758 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130 \uae30\uc5c5<\/p>\n

\uc778\ub3c4\uc5d0\ub294 \ub450 \uac00\uc9c0 \uc720\ud615\uc758 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud558\ub098\ub294 \uc0ac\uc124(\uc81c3\uc790) \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\uc774\uace0 \ub2e4\ub978 \ud558\ub098\ub294 \uc740\ud589\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\uc785\ub2c8\ub2e4. 21\uc138\uae30 \ucd08 \uba87 \ub144 \uc804\uae4c\uc9c0\ub9cc \ud574\ub3c4 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130 \uc11c\ube44\uc2a4\ub294 \uc740\ud589\uc744 \ud1b5\ud574\uc11c\ub9cc \uc774\uc6a9\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ubc18\uba74\uc5d0 \ub300\ubd80\ubd84\uc758 \ud310\ub9e4\uc790\ub294 \uae30\uc220\uc801\uc73c\ub85c \uc9c4\ubcf4\ub41c \uacb0\uc81c \uc635\uc158\uc744 \ucc3e\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uaca9\ucc28\ub294 \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc73c\ub85c \uc5c5\uacc4\ub97c \ub4a4\ud754\ub4e0 \uc81c3\uc790 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\uc5d0 \uc758\ud574 \ucc44\uc6cc\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n

\uadf8\ub7ec\ub098 \ube44\uc740\ud589 \uacb0\uc81c \ub300\ud589\uc5c5\uccb4\uc758 \uacbd\uc6b0 \ubcc4\ub3c4\uc758 RBI \uc2b9\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub294 '\uc790\uae08 \uad00\ub9ac'\uac00 \uc740\ud589\uc758 PA \uc5c5\ubb34\uc758 \uc804\ud615\uc801\uc778 \ubd80\ubd84\uc73c\ub85c \uac04\uc8fc\ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

PayU\uc758 \uc560\uadf8\ub9ac\uac8c\uc774\ud130 \uc11c\ube44\uc2a4\ub294 \uc774\ucee4\uba38\uc2a4 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc640 \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4\uc758 \uacb0\uc81c \ud504\ub85c\uc138\uc2a4\ub97c \ub354\uc6b1 \uac04\ud3b8\ud558\uac8c \ub9cc\ub4e4\uc5b4 \uc90d\ub2c8\ub2e4. \uad6c\ub9e4\uc790\uc640 \ud310\ub9e4\uc790\ub97c \uc5f0\uacb0\ud558\ub294 \ube44\uc988\ub2c8\uc2a4\ub97c \uac1c\ubc1c \uc911\uc778 \uacbd\uc6b0 PayU \uacc4\uc815\uc744 \uc0ac\uc6a9\ud558\uc5ec \ud310\ub9e4\uc790\uc5d0\uac8c \ub300\uae08\uc744 \uc9c0\uae09\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc560\uadf8\ub9ac\uac8c\uc774\ud130 \uc194\ub8e8\uc158\uc740 \uc2b9\uc778\ub41c \uac70\ub798\uc5d0 \ub300\ud574 \uc5ec\ub7ec \ubc88\uc758 \uacb0\uc81c\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\uc640 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \ucc28\uc774\uc810<\/p>\n

\uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\ub294 \ubcc4\ub3c4\uc758 \ud1b5\ud569 \uc2dc\uc2a4\ud15c \uc5c6\uc774\ub3c4 \uace0\uac1d\uc5d0\uac8c \ub2e4\uc591\ud55c \uacb0\uc81c \uc635\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. PG(\uc804\uc790\uacb0\uc81c \ub300\ud589\uc5c5\uccb4)\ub294 \uc628\ub77c\uc778 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\ub294 \uae30\uc220 \uc778\ud504\ub77c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

\uc774\uac83\uc774 \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\uc640 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \uc8fc\uc694 \ucc28\uc774\uc810\uc785\ub2c8\ub2e4. \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\ub294 \uc790\uae08 \uc870\ub2ec\uc744 \ub2f4\ub2f9\ud558\uace0 \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uae30\uc220\ub9cc \ub2f4\ub2f9\ud569\ub2c8\ub2e4.<\/p>\n

PA\uc640 PG\uc758 \ucc28\uc774\uc810\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\uad8c\ud55c \ubd80\uc5ec<\/p>\n

\uc704\uc5d0\uc11c \uc5b8\uae09\ud588\ub4ef\uc774 NBFC \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\ub294 \uacb0\uc81c \ubc0f \uc815\uc0b0 \uc2dc\uc2a4\ud15c \ubd80\uc11c\uc5d0\uc11c \uc5bb\uc744 \uc218 \uc788\ub294 RBI\uc758 \ubcc4\ub3c4 \uc2b9\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\uc804\uc790\uacb0\uc81c \ub300\ud589\uc0ac\ub294 PA\uc5d0 \uae30\uc220\uc744 \uc81c\uacf5\ud558\ub294 \uc5c5\uccb4\uc785\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uc544\uc6c3\uc18c\uc2f1 \uae08\uc735 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc704\ud5d8 \uad00\ub9ac \ubc0f \ud589\ub3d9 \uac15\ub839\uc5d0 \ub300\ud55c RBI\uc758 \uc9c0\uce68\uc744 \uc900\uc218\ud558\ub294 \ud55c RBI\uc758 \uc2b9\uc778\uc744 \ubc1b\uc744 \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

\uac8c\uc2a4\ud2f0\uc628<\/p>\n

\uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\ub294 RBI\uc758 \uc801\ud569\uc131 \uae30\uc900\uc5d0 \ub530\ub77c \uad00\ub9ac\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \uc870\uce58<\/p>\n

\ubaa8\ub4e0 \uacb0\uc81c \ud1b5\ud569\uc5c5\uccb4\ub294 RBI\uc758 \uace0\uac1d\uc54c\uae30\uc81c\ub3c4(KYC)\/\uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)\/\ud14c\ub7ec\uc790\uae08\uc870\ub2ec\ubc29\uc9c0(CFT) \ud45c\uc900\uc744 \ub530\ub985\ub2c8\ub2e4.<\/p>\n

\ub610\ud55c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uc704\ud5d8 \ud3c9\uac00\ub97c \uc218\ud589\ud569\ub2c8\ub2e4. \uacc4\uc57d \ub610\ub294 \uc0c1\uc5c5\uc801 \uaddc\uc815 \uc900\uc218 \uad00\uc810\uc5d0\uc11c \uc790\uc0b0\uc758 \uae30\ubc00\uc131 \ub610\ub294 \ubb34\uacb0\uc131\uc5d0 \ub300\ud55c \uc57d\uc810\uc774\ub098 \uc704\ud5d8\uc744 \uac10\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud310\ub9e4\uc790\/\ud310\ub9e4\uc790 \uc561\uc138\uc2a4<\/p>\n

PA\ub294 \ud310\ub9e4\uc790 \uc561\uc138\uc2a4 \uc815\ucc45\uc744 \ucc44\ud0dd\ud588\uc2b5\ub2c8\ub2e4. \ud310\ub9e4\uc790\uc5d0 \ub300\ud55c \uc2e0\uc6d0 \uc870\uc0ac\ub97c \uc2e4\uc2dc\ud558\uc5ec \uc0ac\uae30 \ud589\uc704\ub098 \uc704\uc870 \uc0c1\ud488 \ud310\ub9e4\uc5d0 \uad00\uc5ec\ud558\uc9c0 \uc54a\uc558\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n

\ub610\ud55c \uacb0\uc81c \uc560\uadf8\ub9ac\uac8c\uc774\ud130\ub294 \uacb0\uc81c \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ub370\uc774\ud130 \ubcf4\uc548 \ud45c\uc900(PA-DSS) \ubc0f \uacb0\uc81c \uce74\ub4dc \uc5c5\uacc4 \ub370\uc774\ud130 \ubcf4\uc548 \ud45c\uc900(PCI-DSS)\uc744 \uc900\uc218\ud569\ub2c8\ub2e4.<\/p>\n

\uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \ud310\ub9e4\uc790 \uc561\uc138\uc2a4 \ud504\ub85c\uc138\uc2a4 \uc911\uc5d0 \ub3d9\uc77c\ud55c \uac00\uc774\ub4dc\ub77c\uc778\uc744 \ub530\ub985\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uad11\ubc94\uc704\ud55c \ubcf4\uc548 \ud3c9\uac00\ub97c \uc218\ud589\ud569\ub2c8\ub2e4.<\/p>\n

\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/p>\n

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